Backdoor Confusion wrote:If we now want to make backdoor Roth IRA contributions, would it be best to make those backdoor contributions to our Vanguard Roth IRA accounts on April 15th so that those contributions are considered for tax-year 2013?
ERMD wrote:are you saving more for retirement than barack obama?
The Wizard wrote:Ex presidents and other significant federal officials get nice pensions and healthcare, if I'm not mistaken. They're different from you & me...
Atgard wrote:the IRS form seems to contradict the Wiki
Angelus359 wrote:Actually, if I add 5500 to my traditional IRA, and it **loses** money, and I convert to Roth, wouldn't that technically lower my AGI for the year, compared to only doing Roth?
ripete wrote:It doesn't seem fair that all those ZEROES would be used in the final computational determination of SS benefits.
cheapskate wrote:You have to call in and insist firmly.
Frans wrote:Vanguard states 1, 3, 5, 10 years and since inception average annual returns, but doesn't state compound annual/annualized returns.
gvsucavie03 wrote:Does it then make sense to just use HSA Bank and stick with it? I'd pay more initially for HSA Bank, but save long-term when the account grows in value. Is my conclusion accurate?
BostonPickEm wrote:This is likely an HRA, which is owned by the employer and is not portable nor are funds available for carryover.
Don Christy wrote:Thanks TFB. Only if convenient, can you site a reference?
kd2008 wrote:Would it be too much/risky to expend the little remaining capital to push for a Vanguard Bond fund? I am a little reluctant since JP Morgan bond funds track the bond index well.
CoffeeAndBooks wrote:I haven't in the past and don't foresee in the future the benefits of getting a credit card. Since I was a kid, I've only heard horror stories that come as a result of them. Would it be financially necessary for me to start using one?