Search found 2501 matches

Return to advanced search

Re: Store or cut up un-needed credit cards?

I have had some cards for years with no activity and they don't get closed. The companies send me new cards.
by tc101
Sat Oct 25, 2014 10:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: Store or cut up un-needed credit cards?
Replies: 28
Views: 2464

Re: Airline carry on limits

I'm back from my trip to Boulder. I haven't flown anywhere in at least 5 years and I will say that air travel is no fun. However, the existence of Uber Car and the GPS on my phone sure do make getting around a lot more easy and fun. Air travel is so unpleasant but the experience of being in a new pl...
by tc101
Tue Oct 21, 2014 11:51 am
 
Forum: Personal Consumer Issues
Topic: Airline carry on limits
Replies: 59
Views: 3054

Re: Airline carry on limits

OP, Don't dilly dally when your zone is called getting on the plane and there should be plenty of room for your stuff. No need for anxiety about it. My experience was a comical rarity.


Is my anxiety showing? I haven't flown in years, and I am a little nervous about it.
by tc101
Tue Oct 14, 2014 2:51 pm
 
Forum: Personal Consumer Issues
Topic: Airline carry on limits
Replies: 59
Views: 3054

Re: Airline carry on limits

So far as what might get you stopped by security, is a big bottle of vitamin pills going to be a problem?
by tc101
Tue Oct 14, 2014 2:49 pm
 
Forum: Personal Consumer Issues
Topic: Airline carry on limits
Replies: 59
Views: 3054

Re: Airline carry on limits

I've concluded that your carry-on backpack method is the way to go


Sounds tempting, but I'm 65 with foot and back problems so I will stick with the rolling suit case. I remember in my 20's spending 2 years traveling around the world with a back pack. Those were the days.
by tc101
Tue Oct 14, 2014 2:49 pm
 
Forum: Personal Consumer Issues
Topic: Airline carry on limits
Replies: 59
Views: 3054

Re: Airline carry on limits

American offers what they call "Main Cabin Extra" seating, for an extra fee that is tacked on to coach fare. Delta has something called priority seating, but I don't think I qualify To qualify for priority seating, a passenger must have a full-fare, refundable ticket or elite frequent fli...
by tc101
Tue Oct 14, 2014 1:24 pm
 
Forum: Personal Consumer Issues
Topic: Airline carry on limits
Replies: 59
Views: 3054

Re: Airline carry on limits

Can you take food on airplanes? Snacks like nuts and raisins?
by tc101
Tue Oct 14, 2014 9:42 am
 
Forum: Personal Consumer Issues
Topic: Airline carry on limits
Replies: 59
Views: 3054

Re: Considering a more aggressive AA than age = bonds

I am 65 and retired. I am 50/50, but have some additional money, about 25% of net worth, invested in real estate investments with my brother.
When the stock market was heading up I thought I should have more in stocks.
When it was crashing I thought I should have more in bonds.
by tc101
Tue Oct 14, 2014 9:38 am
 
Forum: Investing - Help with Personal Investments
Topic: Considering a more aggressive AA than age = bonds
Replies: 41
Views: 3333

Re: Airline carry on limits

[quote]Additionally, on some narrow-body domestic aircraft (like the MD-80/88/90) a full-size rollaboard will fit on one side (over the 3-person configuration) and not the other (over the 2-person configuration). [/quote I am on the MD-90 going, and am seated on the side with 2 seats, so will try to...
by tc101
Mon Oct 13, 2014 9:58 pm
 
Forum: Personal Consumer Issues
Topic: Airline carry on limits
Replies: 59
Views: 3054

Re: Airline carry on limits

Do you know what kind of plane you will be on and how full it will be?


McDonnell Douglas MD-90 going and Boeing 737-900 Passenger returning. On both flights I have an aisle seat near the back. Both flights are almost totally full.
by tc101
Mon Oct 13, 2014 9:55 pm
 
Forum: Personal Consumer Issues
Topic: Airline carry on limits
Replies: 59
Views: 3054

Re: Airline carry on limits

In July I took a Delta evening flight from San Diego to San Juan via JFK, the flight was packed and before boarding the plane everyone was given the opportunity to check in the baggage for free, that was a good deal. But then you still have to wait for it at the baggage return don't you? That waste...
by tc101
Mon Oct 13, 2014 9:51 pm
 
Forum: Personal Consumer Issues
Topic: Airline carry on limits
Replies: 59
Views: 3054

Re: Airline carry on limits

Thanks for the info. Another related question. I know the last people loaded on the plane sometimes can't get overhead storage. I am sitting towards the back of the plane. Does that mean I will be getting on first, or last?
by tc101
Mon Oct 13, 2014 7:12 pm
 
Forum: Personal Consumer Issues
Topic: Airline carry on limits
Replies: 59
Views: 3054

Re: Airline carry on limits

Alternately I have an even smaller carry on roller bag that I could use, but then I would need some flexibility on what they call the personal item. I could use a little day pack that is the size of a
big woman's purse. Would they let me carry that on?
by tc101
Mon Oct 13, 2014 6:08 pm
 
Forum: Personal Consumer Issues
Topic: Airline carry on limits
Replies: 59
Views: 3054

Airline carry on limits

Here is Delta's carry on limit info http://www.delta.com/content/www/en_US/traveling-with-us/baggage/during-your-trip/carry-on.html They say "you’re allowed one carry-on bag and one personal item at no extra charge." "Baggage may not exceed 45 linear inches (or 114 cm) in combined len...
by tc101
Mon Oct 13, 2014 6:07 pm
 
Forum: Personal Consumer Issues
Topic: Airline carry on limits
Replies: 59
Views: 3054

Do you every turn your smart phone off?

According to this article, "5 Phone Charging Myths, Debunked" http://mashable.com/2014/06/18/phone-charging-myths/#:eyJzIjoiZiIsImkiOiJfNGQ1M2J5eGtvd2l6Y2huYyJ9 it is a myth that you don't need to turn your phone off. It is good to turn it off every night, or at least once a week. Do you d...
by tc101
Sun Oct 12, 2014 2:59 pm
 
Forum: Personal Consumer Issues
Topic: Do you every turn your smart phone off?
Replies: 36
Views: 1935

Re: Changing a flight date

Thanks for the info. Next time I will fly Southwest.
by tc101
Thu Oct 02, 2014 4:44 pm
 
Forum: Personal Consumer Issues
Topic: Changing a flight date
Replies: 24
Views: 1571

Re: Changing a flight date

Lesson learned - buy tickets directly from the airline.


Somebody else told me the same thing. Like you said, lesson learned. I haven't flown in a at least 5 years, but may be starting a time of frequent travel, so this loss is not a big deal, just a learning experience.
by tc101
Thu Oct 02, 2014 11:48 am
 
Forum: Personal Consumer Issues
Topic: Changing a flight date
Replies: 24
Views: 1571

Re: FDIC insurance on CDs when banks merge

Thanks Phineas. I assume that would also be true for brokered CDs.
by tc101
Thu Oct 02, 2014 11:45 am
 
Forum: Investing - Help with Personal Investments
Topic: FDIC insurance on CDs when banks merge
Replies: 7
Views: 334

FDIC insurance on CDs when banks merge

If I have $250K in CDs in each of two different banks, and the banks merge, would the full $500K in CDs be covered by FDIC insurance?
by tc101
Thu Oct 02, 2014 11:07 am
 
Forum: Investing - Help with Personal Investments
Topic: FDIC insurance on CDs when banks merge
Replies: 7
Views: 334

1% on PNC MMF over $20K

I just got an email from PNC offering 1% on MMF if over $20K. That is more than I am getting at Ally, but probably not worth moving the money. It would be a good deal for anyone who want a brick and mortar bank with a higher interest rate.
by tc101
Thu Oct 02, 2014 11:02 am
 
Forum: Investing - Theory, News & General
Topic: 1% on PNC MMF over $20K
Replies: 0
Views: 148

Changing a flight date

I got a round trip flight from Atlanta to Denver. I bought the flight on Orbitz. The airline is Delta. If I want to stay longer in Denver and change my return flight, how hard is that, and how expensive? Should I contact Delta or Orbitz to make the change? Another related question, and this shows th...
by tc101
Thu Oct 02, 2014 10:54 am
 
Forum: Personal Consumer Issues
Topic: Changing a flight date
Replies: 24
Views: 1571

Re: Online privacy and smartphones

It really astonishes me how much people are allowing their privacy to be invaded. 1984 is here, just a little late. Recording cameras everywhere (I'm on candid camera in my yard, let alone public places, due to the neighbor's outside cameras), all telephone calls recorded, all Internet traffic reco...
by tc101
Sun Sep 28, 2014 1:54 pm
 
Forum: Personal Consumer Issues
Topic: Online privacy and smartphones
Replies: 20
Views: 1367

Re: Online privacy and smartphones

This article by Clark Howard was very helpful. I am not as alarmed as when I started this thread.

http://www.clarkhoward.com/news/clark-h ... ger/ngzMD/
by tc101
Thu Sep 25, 2014 10:01 pm
 
Forum: Personal Consumer Issues
Topic: Online privacy and smartphones
Replies: 20
Views: 1367

Re: Online privacy and smartphones

I downloaded Facebook, Twitter, etc and they all pretty much have a laundry list of things they access.


So like most everybody, you decided that the convenience of the app outweighed the loss of privacy. I guess I feel the same, until someone convinces me otherwise.
by tc101
Thu Sep 25, 2014 3:31 pm
 
Forum: Personal Consumer Issues
Topic: Online privacy and smartphones
Replies: 20
Views: 1367

Re: Online privacy and smartphones

So if you use a smart phone there are a lot of corporations out there who know where you are, can look out through your camera, can read all your email, your calender, your contacts, view all your photos, everything. Does this matter? Does it matter enough to stop using smart phones? Who has been hu...
by tc101
Thu Sep 25, 2014 3:03 pm
 
Forum: Personal Consumer Issues
Topic: Online privacy and smartphones
Replies: 20
Views: 1367

Online privacy and smartphones

First I will ask a very specific technical question, and then in the next post I will go into a more general discussion of online privacy When you install uber car on an android smart phone, it asks for permission to access storage and location, which I understand, but also my camera, phone calls, c...
by tc101
Thu Sep 25, 2014 3:00 pm
 
Forum: Personal Consumer Issues
Topic: Online privacy and smartphones
Replies: 20
Views: 1367

Re: What to do with small variable annuity at Vanguard?

If you die at 75, it's a bad deal; if you live to 95, it's great. If the income stream would help make your monthly expenses, it's a safer way to go. I plugged age 65 and $25,000 into http://www.immediateannuities.com and got $139/month for a male and $132/month for a female. Those are both lower t...
by tc101
Thu Sep 25, 2014 2:11 pm
 
Forum: Investing - Help with Personal Investments
Topic: What to do with small variable annuity at Vanguard?
Replies: 3
Views: 253

Re: Fed: Do I need long term disability insurance?

Lots has been written here over the years about long term disability insurance. Read some of the old threads. I came to the conclusion that it is not a good idea. I wrote about that in detail in old threads.
by tc101
Thu Sep 25, 2014 2:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: Fed: Do I need long term disability insurance?
Replies: 9
Views: 542

What to do with small variable annuity at Vanguard?

I am about to turn 65. I have a variable annuity at vanguard with about $25K. This is from an old annuity my father bought for me when I was a kid, that I rolled over to Vanguard 20 years ago. If I annuatized it at 65 I would get about 7.5% return for life. I would be 78 before I even got the princi...
by tc101
Thu Sep 25, 2014 1:02 pm
 
Forum: Investing - Help with Personal Investments
Topic: What to do with small variable annuity at Vanguard?
Replies: 3
Views: 253

Re: inherited 500k, still a college student, how to invest??

Warning. Be very careful. I am 64. Everyone I know who inherited large amounts of money in their 20's was hurt by it. They started out with good intentions but eventually they all ended up not working and living off the inheritance. When the money ran out in their 30s or 40s or 50s they had no job e...
by tc101
Mon Sep 22, 2014 12:01 am
 
Forum: Investing - Help with Personal Investments
Topic: inherited 500k, still a college student, how to invest???
Replies: 55
Views: 5564

Re: Professional gambler in unique investment situation

In a worst case scenario, I don’t see myself losing over €80,000 over one year. I spend about €40,000 per year. What if you did lose €80,000 one year, then €70,000 the next year, then €80,000 the following year? Would you keep going? If you put half your money into a target retirement fund and kept...
by tc101
Sun Sep 21, 2014 11:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: Professional gambler in unique investment situation
Replies: 23
Views: 3819

Re: how to prevent medical expense catastrophe?

If you have insurance with maximum out of pocket, is this a problem? Not necessarily a problem for your pocket, except that there is a higher out of pocket max for out of network, and in my case, it's tallied separately. In my case, it could mean an additional $7,000. But, the larger picture is the...
by tc101
Sun Sep 21, 2014 9:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: how to prevent medical expense catastrophe?
Replies: 174
Views: 7899

Re: how to prevent medical expense catastrophe?

If you have insurance with maximum out of pocket, is this a problem?
by tc101
Sun Sep 21, 2014 12:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: how to prevent medical expense catastrophe?
Replies: 174
Views: 7899

Re: Signing up for medicare Oct 1

Some of them provide some additional extras in addition to what the govt requires them to provide. For example AARP has a free nurse hot line, silver sneakers membership, and some kind of eye care benefit.
by tc101
Fri Sep 19, 2014 3:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: Signing up for medicare Oct 1
Replies: 34
Views: 2948

Re: Signing up for medicare Oct 1

I have decided on medicare supplement plan F. In my state the same plan at the same price is sold by AARP, Blue Cross, Humana, and Mutual of Omaha. Which of those would you pick, and why?
by tc101
Fri Sep 19, 2014 2:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: Signing up for medicare Oct 1
Replies: 34
Views: 2948

Re: AliBaba

I just put in an order for one share in my Vanguard Roth brokerage account. It will be fun to watch.
The current listed price is 68 but trading is halted. I put in a limit order for $70.
by tc101
Fri Sep 19, 2014 10:10 am
 
Forum: Investing - Theory, News & General
Topic: AliBaba
Replies: 128
Views: 8497

Re: Clean, quiet, safe and cheap. Is there such a travel pla

How about the highland plateau of Colombia. 50-70 daily.


I read somewhere that there is a lot of kidnapping in Columbia. Is that not true?
by tc101
Fri Sep 12, 2014 9:53 pm
 
Forum: Personal Consumer Issues
Topic: Clean, quiet, safe and cheap. Is there such a travel place?
Replies: 75
Views: 5823

Re: Signing up for medicare Oct 1

"Do agents get more for selling medicare supplement than medicare advantage" ? I know for a fact that with UHC they do. In fact, this has been a sticking point in some places. Under the agreement with AARP, agents get a payment for every single Medigap UHC policy they sell; they get nothi...
by tc101
Fri Sep 12, 2014 1:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Signing up for medicare Oct 1
Replies: 34
Views: 2948

Re: Signing up for medicare Oct 1

This will make you cry but must tell you - here in Maryland I am paying $1,884 yearly for Plan F. (BlueCross-BlueShield) It is not much different in Georgia. $168/month, which is $2016/year. Some companies list outrageous prices. I can't imagine anyone paying $5K for plan F unless they were older a...
by tc101
Fri Sep 12, 2014 1:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Signing up for medicare Oct 1
Replies: 34
Views: 2948

Re: Signing up for medicare Oct 1

Your best bet is to avoid the agents/brokers and go straight to the GA Office of Insurance Commissioner. Hopefully, that office will be like Illinois, Maryland, and many other states where each company's Medigap current premiums are posted online, along with other information as to which plans they...
by tc101
Fri Sep 12, 2014 12:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: Signing up for medicare Oct 1
Replies: 34
Views: 2948

Re: Clean, quiet, safe and cheap. Is there such a travel pla

Faith20879 wrote:Not sure what kind of cleanness is being sought here - air, scenery, drinking water, food (either manufactured or agriculture), living environment, and etc.? Please define!


First priority is that I don't get sick. This is a big problem in India.
by tc101
Fri Sep 12, 2014 10:40 am
 
Forum: Personal Consumer Issues
Topic: Clean, quiet, safe and cheap. Is there such a travel place?
Replies: 75
Views: 5823

Re: Clean, quiet, safe and cheap. Is there such a travel pla

There are a bazillion places that are clean, quiet, safe, and cheap. Few of them are interesting however. Are you also looking for interesting? Silly me. Yes, of course, interesting. I especially want the chance to meet other travelers from other parts of the world. In India and Guatemala I met lot...
by tc101
Fri Sep 12, 2014 12:19 am
 
Forum: Personal Consumer Issues
Topic: Clean, quiet, safe and cheap. Is there such a travel place?
Replies: 75
Views: 5823

Re: Clean, quiet, safe and cheap. Is there such a travel pla

Little Corn Island off the coast of Nicaragua


Sounds interesting. Any problems with mosquito born illness like dengue or malaria?
Is there internet access?
by tc101
Thu Sep 11, 2014 11:39 pm
 
Forum: Personal Consumer Issues
Topic: Clean, quiet, safe and cheap. Is there such a travel place?
Replies: 75
Views: 5823

Clean, quiet, safe and cheap. Is there such a travel place?

I would like to go to some other country and spend a few months. I am 64, retired, no longer a back packer, but comfortably middle class. Places I have done this in the last 10 years: India is very cheap, a fascinating place and pretty safe except for the diseases, but very noisy and dirty. Lake Ati...
by tc101
Thu Sep 11, 2014 9:32 pm
 
Forum: Personal Consumer Issues
Topic: Clean, quiet, safe and cheap. Is there such a travel place?
Replies: 75
Views: 5823

Re: Good Modern Science Fiction

Childhood's End by Arthur C. Clarke
by tc101
Thu Sep 11, 2014 12:53 am
 
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 131
Views: 6004

Re: Signing up for medicare Oct 1

Where I am, near Atlanta Ga., only Mutual of Omaha sells plan G. The rate is $116/month. Many companies sell plan F. The lowest rate is Humana at $168/month. The only difference in the two plans is $145/year deductible. My insurance agent says Mutual of Omaha has a terrible record of jacking up pric...
by tc101
Wed Sep 10, 2014 3:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: Signing up for medicare Oct 1
Replies: 34
Views: 2948

Re: Signing up for medicare Oct 1

What about medicare part G vs F?

There must be some catch to this. I just read that the only difference is that part G has a $147 yearly deductable, but it costs about $40/month less. That can't be correct.
by tc101
Tue Sep 09, 2014 9:51 am
 
Forum: Personal Finance (Not Investing)
Topic: Signing up for medicare Oct 1
Replies: 34
Views: 2948

Re: V6 or V8 engine for new Chrysler 300

I test drove a Chrysler 300 and liked the feel. I have been driving Crown Vics for years. They don't make Crown Vics anymore and I guess the Chrysler had a similar feel and that is why I liked it. I am tall and have long legs and want a car with lots of driver leg room. The Chrysler 300 had that, an...
by tc101
Mon Sep 08, 2014 3:43 pm
 
Forum: Personal Consumer Issues
Topic: V6 or V8 engine for new Chrysler 300
Replies: 25
Views: 1740

V6 or V8 engine for new Chrysler 300

I am thinking about buying a Chrysler 300, which comes with either a V6 or V8 engine. The V8 costs a little more and uses a little more gas and I don't really need that extra power, but will the V8 last much longer than the V6?
by tc101
Sun Sep 07, 2014 6:03 pm
 
Forum: Personal Consumer Issues
Topic: V6 or V8 engine for new Chrysler 300
Replies: 25
Views: 1740

Re: Why is REIT only sector fund recommended in slice & dice

I note that if I were to sell all my REITS there are no assets that look all that great into which to put the proceeds


That is the best counter argument I have seen. I think maybe international real estate might be a better asset.
by tc101
Sat Sep 06, 2014 8:15 pm
 
Forum: Investing - Theory, News & General
Topic: Why is REIT only sector fund recommended in slice & dice?
Replies: 113
Views: 8067
Next

Return to advanced search