So long as you are not encouraging poor financial habits (excessive spending, gambling, etc), what is money for, if not helping your family, friends and the needy after your needs are well taken care of?
By all means, help your wife's brother's family. I would be even more comfortable helping my wife's family than mine, and gives me the opportunity to do likewise if someone on my side of the family needs any help later.
Search found 70 matches
- Fri Apr 17, 2015 8:46 pm
- Forum: Personal Finance (Not Investing)
- Topic: Family member asking for money
- Replies: 141
- Views: 30535
- Mon Mar 30, 2015 5:12 pm
- Forum: Personal Consumer Issues
- Topic: Sued and won for drycleaner losing suit, suit now found.
- Replies: 86
- Views: 12688
Re: Sued and won for drycleaner losing suit, suit now found.
LadyGeek would keep us on topic if it suits her, I guess
- Mon Mar 16, 2015 9:33 pm
- Forum: Personal Investments
- Topic: US ARMY Thrift Savings Plan (TSP) - Roth 401k
- Replies: 14
- Views: 2614
Re: US Army Thrift Savings Plan (TSP) - Question about After
From what I understand, he will make $30,000 per year. During the first year, he thinks he can sock away the full $18,000 towards his TSP. The question is whether he can push all of the 18K into Roth TSP?
- Mon Mar 16, 2015 7:34 pm
- Forum: Personal Investments
- Topic: US ARMY Thrift Savings Plan (TSP) - Roth 401k
- Replies: 14
- Views: 2614
- Sun Mar 15, 2015 9:29 pm
- Forum: Personal Investments
- Topic: US ARMY Thrift Savings Plan (TSP) - Roth 401k
- Replies: 14
- Views: 2614
US ARMY Thrift Savings Plan (TSP) - Roth 401k
A young family member will be joining the US Army in a couple of months. My suggestion to him is to max out his TSP contribution ($18,000/year) while he is single and can afford to do so (thanks to the army covering his food and housing expenses).
As he will be in a low tax bracket, I suggested that he contribute the entire sum ($18,000) on an after-tax basis into the Roth part of the TSP. Is this allowed or are there any limits to how much you can contribute on an after-tax basis? For example, I work in the private sector and I am not allowed to contribute more than 2% of my salary into Roth 401K at work.
Thanks
As he will be in a low tax bracket, I suggested that he contribute the entire sum ($18,000) on an after-tax basis into the Roth part of the TSP. Is this allowed or are there any limits to how much you can contribute on an after-tax basis? For example, I work in the private sector and I am not allowed to contribute more than 2% of my salary into Roth 401K at work.
Thanks
- Sun Mar 15, 2015 11:41 am
- Forum: US Chapters
- Topic: 2015 Annual Conference Bogleheads Vegans & Vegetarians
- Replies: 19
- Views: 4176
Re: 2015 Annual Conference Bogleheads Vegans & Vegetarians
Congratulations on choosing a healthy lifestyle. Live long and prosper!
- Sun Mar 08, 2015 10:35 pm
- Forum: Personal Finance (Not Investing)
- Topic: Ethnobotany as career choice
- Replies: 40
- Views: 9065
Re: Ethnobotany as career choice
If it has to be Ethnobotany (to pursue an academic interest), make sure you get a degree in another major as well, purely for employability unless your parents can support an unemployed Botany graduate.
- Mon Feb 16, 2015 11:09 am
- Forum: Personal Finance (Not Investing)
- Topic: Should I raise my tenants rent?
- Replies: 35
- Views: 3939
Re: Should I raise my tenants rent?
Good call, squirm! I would keep it unchanged for a long time. I have a few friends that have multiple rental homes, and none of them (now that each has 10+ years of experience renting out houses and town-homes) raise the rent on any of the long term tenants that take excellent care of their dwellings. They increase the rentals only when the long term tenants decide to leave, which is rarely the case, as they are on fixed-income or simply do not move because of their relationship with the landlord. From what I hear, it is not just you being nice to your friend. It is also good business sense. The long term tenants often take care of all the little repairs themselves (and not bother the landlord) as they KNOW they are getting a great deal. It...
- Thu Jan 22, 2015 4:34 pm
- Forum: Personal Investments
- Topic: Help with 401k Question
- Replies: 11
- Views: 967
Re: Help with 401k Question
My guess is that the 100K limit on the access is for DFA and such.
- Sat Jan 17, 2015 10:55 pm
- Forum: Personal Consumer Issues
- Topic: Best Book To Learn R Programming
- Replies: 32
- Views: 6746
Re: Best Book To Learn R Programming
The Johns Hopkins courses in R offered on Coursera (free) are great.
- Sun Jan 04, 2015 8:16 pm
- Forum: Personal Finance (Not Investing)
- Topic: House paid off - Transfer to Trust?
- Replies: 6
- Views: 1676
House paid off - Transfer to Trust?
Our house is paid off. I would like to put the house in a trust (privacy reasons - Want the house to be in the name of ABC Trust than our names, plus any protections we may gain from a trust that we otherwise do not have).
Can I create a trust by filling out the paperwork without a lawyer and work with our county office to transfer the house deed to the trust?
Can I create a trust by filling out the paperwork without a lawyer and work with our county office to transfer the house deed to the trust?
- Mon Dec 22, 2014 11:47 pm
- Forum: Personal Consumer Issues
- Topic: Long Term Disability Denied - Runner's Knees
- Replies: 21
- Views: 5317
Re: Long Term Disability Denied - Runner's Knees
No, I did not indicate that I continue to run.
- Sun Dec 21, 2014 3:01 pm
- Forum: Personal Consumer Issues
- Topic: Long Term Disability Denied - Runner's Knees
- Replies: 21
- Views: 5317
Long Term Disability Denied - Runner's Knees
I applied for LTD coverage through my employer and was asked to fill out an Evidence of Insurability form in which I indicated that I have Chondromalacia Patellae. It is a minor issue and aggravation occurs if I run, otherwise I am fine.
I got a letter in the mail from Liberty Mutual saying that my insurance application has been denied owing to my recent diagnosis of Chondromalacia Patellae(Runner's Knees). The letter also says that I can appeal. How do I go about appealing and what do I need so that I am not denied this insurance for what sounds like a silly reason to me?
Thanks
I got a letter in the mail from Liberty Mutual saying that my insurance application has been denied owing to my recent diagnosis of Chondromalacia Patellae(Runner's Knees). The letter also says that I can appeal. How do I go about appealing and what do I need so that I am not denied this insurance for what sounds like a silly reason to me?
Thanks
- Sun Dec 21, 2014 1:52 pm
- Forum: Personal Consumer Issues
- Topic: Major Life Decision -- Do we need to keep working?
- Replies: 56
- Views: 9873
Re: Major Life Decision -- Do we need to keep working?
I would go back (overseas) for five years and save 75K per year, and continue the consulting business so you can switch to consulting full-time upon return.
I would approach it like this: Simply do not touch the current savings. Work for 5 years (or may be less) and save enough to come back and be able to buy a house cash down and be all set up. Hopefully, you will make an average annual return of between 5% and 6% which has the potential to push your current savings to an amount close to 2 million.
I would approach it like this: Simply do not touch the current savings. Work for 5 years (or may be less) and save enough to come back and be able to buy a house cash down and be all set up. Hopefully, you will make an average annual return of between 5% and 6% which has the potential to push your current savings to an amount close to 2 million.
- Sun Dec 07, 2014 2:24 pm
- Forum: Personal Consumer Issues
- Topic: Holiday Meal Splurging (Wagyu beef)
- Replies: 17
- Views: 2857
Re: Holiday Meal Splurging (Wagyu beef)
Great Response, Calm Man
- Sat Nov 29, 2014 11:13 am
- Forum: Personal Consumer Issues
- Topic: Documentaries to recommend?
- Replies: 158
- Views: 30061
Re: Documentaries to recommend?
Yet another vote for "Jiro Dreams Sushi" - Available as Instant Watch at Netflix
Sushi - The Global Catch is also a great documentary on Netflix if you do not have the time to read http://www.amazon.com/Sushi-Economy-Glo ... hi+history
If you have a lot of time: just about any documentary series by Ken Burns . Lot of catch up to do here...
Sushi - The Global Catch is also a great documentary on Netflix if you do not have the time to read http://www.amazon.com/Sushi-Economy-Glo ... hi+history
If you have a lot of time: just about any documentary series by Ken Burns . Lot of catch up to do here...
- Mon Nov 24, 2014 11:15 am
- Forum: Personal Consumer Issues
- Topic: [What UN-frugal thing do you do? What do you splurge on?]
- Replies: 785
- Views: 82933
Re: What do you splurge on?
- Maid Service twice a month
Lawn Service
Starbucks on the weekends
< $2000 a year on electronics
Personal Trainer
$100 discretionary monthly spend on novelty foods
Only the best food for the pet
Travel
Pay for travel (for friends and relatives that may not be able to afford easily).
Pay for tuition (help relatives that cannot easily afford to send their kids to college)
- Fri Nov 21, 2014 9:53 am
- Forum: Investing - Theory, News & General
- Topic: Does investing in a 401k actually save any money?
- Replies: 75
- Views: 13086
Re: Does investing in a 401k actually save any money?
How about Saferty ? I would like to have significant savings in retirement accounts that are safe from law-suits and such..
Your 401K is safe from creditors (including judgement creditors):
http://www.nolo.com/legal-encyclopedia/ ... ounts.html
Your 401K is safe from creditors (including judgement creditors):
http://www.nolo.com/legal-encyclopedia/ ... ounts.html
- Thu Nov 20, 2014 1:15 pm
- Forum: Personal Consumer Issues
- Topic: Should we tip the caregiver
- Replies: 26
- Views: 7999
Re: Should we tip the caregiver
Being a caregiver (and esp. end-of-life care giving) is extremely tough. One would not know how difficult it is unless one performed such services themselves (it is extremely taxing, both physically and mentally). Unfortunately, the caregivers do not make as much money as they should because of the agencies involved (who essentially take a huge share for what is mostly paperwork).
I would suggest 2 to 3 months of the caregiver's pay to show gratitude for being part of the family.
I would suggest 2 to 3 months of the caregiver's pay to show gratitude for being part of the family.
- Tue Nov 11, 2014 12:41 pm
- Forum: Personal Consumer Issues
- Topic: Amazon Echo (Alexa)
- Replies: 91
- Views: 27562
Re: Amazon Echo (Alexa)
Also on the waiting list. Family is sold on it, based on the Amazon video. I am not..
- Tue Nov 11, 2014 12:22 pm
- Forum: Personal Consumer Issues
- Topic: Which Tablet?
- Replies: 24
- Views: 3181
Re: Which Tablet?
Check out the deals on Samsung tablets at your local Costco.
- Mon Nov 10, 2014 12:47 pm
- Forum: Personal Finance (Not Investing)
- Topic: 1276% toll admin fee from Dollar.
- Replies: 89
- Views: 16381
Re: 1276% toll admin fee from Dollar. 86% of rental cost
I would call NTTA and pay the less than $5 dues directly to them (you will have done the right thing). They will allow you to use your credit card over the phone. Once you are done with it, call Dollar and let them know that the toll was already paid to NTTA and that you took care of it yourself and do not need Dollar to get involved in this matter.
- Wed Nov 05, 2014 4:26 pm
- Forum: Personal Investments
- Topic: time period to buy into indexes
- Replies: 7
- Views: 872
Re: time period to buy into indexes
You will know whether it mattered, only after the fact. Research apparently shows that lumpsum has worked better (historically).
- Wed Nov 05, 2014 4:24 pm
- Forum: Personal Investments
- Topic: ESPP vs. Mega Back Door Roth
- Replies: 2
- Views: 657
Re: ESPP vs. Mega Back Door Roth
If you can do only Option 1 or Option 2 (because you need the other 10% for your expenses and therefore cannot afford both options), I would do only Option 1 for the first six months and then do both Option 1 and Option 2 after that. You will be spending the money from the previous six months of Option 1 investing (after it is sold and put in a taxable account) while you are doing both the options. Makes sense? Suppose 10% of one’s salary could be invested using either of the two options described below. Which would you select and why? Option 1: ESPP – 10% deducted from each pay check. At the end of six months it’s used to purchase mega corp stock at a 15% less than the lower stock price at either the start or end of the six month period. S...
- Tue Oct 28, 2014 1:23 pm
- Forum: Personal Investments
- Topic: Prudent Investment Portfolio for 58-year Old w/20M Net Worth
- Replies: 39
- Views: 6806
Re: Prudent Investment Portfolio for 58-year Old w/20M Net W
As I understand, you cannot get sued for giving financial advice, provided you are not charging for it.
- Sun Oct 26, 2014 9:48 am
- Forum: Personal Investments
- Topic: Capital gains in taxable; DFA / Vanguard
- Replies: 5
- Views: 1262
Re: Capital gains in taxable; DFA / Vanguard
Totally agree with livesoft. I would not sell DFA and let the DFA advantage work for me over the next 20 to 30 years, as I continue with my total asset allocation plan by adding Vanguard funds.
- Wed Oct 22, 2014 2:26 pm
- Forum: Personal Finance (Not Investing)
- Topic: IRS Relents! Notice 2014-54 permits Basis Isolation
- Replies: 116
- Views: 27407
Re: IRS Relents! Notice 2014-54 permits Basis Isolation
Question for Alan. A few years ago I rolled over two of my 401K plans into a Rollover IRA at Fidelity. The 401K plans were also with Fidelity ,and had after-tax contributions as well. Last year when I rolled a 401K plan into a Rollover IRA, they had me open a ROTH IRA and rolled over my after-tax contributions to a ROTH which is great. When I called Fidelity about my old plans that I had rolled over into the Rollover IRA (first paragraph above), they still have the pre-tax and after-tax info on the 401K plans (although I am out of them completely). However, the distinction is lost in the Rollover IRA (the entire amount shows as pre-tax). I was told that I should keep track of my pre-tax and after-tax components and they asked me to see a ta...
- Wed Oct 22, 2014 2:13 pm
- Forum: Personal Investments
- Topic: 401K to IRA. After-tax contributions Issue
- Replies: 8
- Views: 958
Re: 401K to IRA. After-tax contributions Issue
What is the earliest age at which you can make a withdrawal from your IRA without incurring any penalties?
- Wed Oct 22, 2014 12:31 pm
- Forum: Personal Investments
- Topic: 401K to IRA. After-tax contributions Issue
- Replies: 8
- Views: 958
- Wed Oct 22, 2014 11:29 am
- Forum: Personal Investments
- Topic: 401K to IRA. After-tax contributions Issue
- Replies: 8
- Views: 958
401K to IRA. After-tax contributions Issue
A few years ago I rolled over two of my 401K plans into a Rollover IRA at Fidelity. The 401K plans were also with Fidelity ,and had after-tax contributions as well. Last year when I rolled a 401K plan into a Rollover IRA, they had me open a ROTH IRA and rolled over my after-tax contributions to a ROTH which is great. When I called Fidelity about my old plans that I had rolled over into the Rollover IRA (first paragraph above), they still have the pre-tax and after-tax info on the 401K plans (although I am out of them completely). However, the distinction is lost in the Rollover IRA (the entire amount shows as pre-tax). I was told that I should keep track of my pre-tax and after-tax components and they asked me to see a tax advisor. This is ...
- Fri Oct 17, 2014 4:06 pm
- Forum: Personal Finance (Not Investing)
- Topic: Question - Being a Trustee
- Replies: 19
- Views: 2201
Re: Question - Being a Trustee
Thanks for your responses. I will talk to my friend and his attorney about how my accountability can be limited (i.e. not make any business decisions - officers of the company would be responsible for that). I have been under the assumption that if I do not gain a single penny from the trust then I am off the hook in the case of law suits.
- Thu Oct 16, 2014 4:49 pm
- Forum: Personal Finance (Not Investing)
- Topic: Question - Being a Trustee
- Replies: 19
- Views: 2201
Question - Being a Trustee
A good friend of mine runs a successful business and he wants to set up a trust that will own his business and designate his three children as the beneficiaries. He would like me to be the trustee. Are there any legal risks to being a trustee along this line: "Would I be responsible for any wrong-doing on the part of management team that runs his business?" Anyone suing the trust cannot come after my personal assets, can they? So long as my personal assets are safe, I do not mind being the trustee.
- Sun Oct 12, 2014 12:15 am
- Forum: Personal Investments
- Topic: Fixed-Fee Advisor in Texas
- Replies: 14
- Views: 2798
Re: Fixed-Fee Advisor in Texas
Nonnie,
I agree with you 100%. We live in Texas and have been using Cardiff Park Advisors for several years and he has put us in a slice-and-dice DFA portfolio that is appropriate to our goals. He has also dispensed advice on allocations to our company retirement plan (non-DFA).
I agree with you 100%. We live in Texas and have been using Cardiff Park Advisors for several years and he has put us in a slice-and-dice DFA portfolio that is appropriate to our goals. He has also dispensed advice on allocations to our company retirement plan (non-DFA).
- Tue Sep 30, 2014 10:36 am
- Forum: Personal Consumer Issues
- Topic: Lakefront property with small children?
- Replies: 44
- Views: 8712
Re: Lakefront property with small children?
Flyingbison
A house with a road in the front is typically not avoidable but a lake is.
A house with a road in the front is typically not avoidable but a lake is.
- Tue Sep 30, 2014 10:16 am
- Forum: Personal Finance (Not Investing)
- Topic: Should I pay off my sisters student loans?
- Replies: 49
- Views: 7466
Re: Should I pay off my sisters student loans?
I would do it in a heartbeat. I believe that charity begins at home and would not hold back on extending any help when it comes to education and health-care related expenses, especially when it is so easily doable.
We are setting aside money for my niece's college education (we are a good 15 years from reaching our number).She does not know about it but my sister does and It is a huge relief for her as there is no way she can afford to put her through college. We hope that my niece takes full advantage of it and gets a college education in one of the STEM fields (I would not pay for courses on making French Pastries or underwater basket-weaving). What could be more satisfying than seeing folks around you succeed?
We are setting aside money for my niece's college education (we are a good 15 years from reaching our number).She does not know about it but my sister does and It is a huge relief for her as there is no way she can afford to put her through college. We hope that my niece takes full advantage of it and gets a college education in one of the STEM fields (I would not pay for courses on making French Pastries or underwater basket-weaving). What could be more satisfying than seeing folks around you succeed?
- Sun Sep 28, 2014 8:06 pm
- Forum: Investing - Theory, News & General
- Topic: DFA-RAFI & factor diversification within 30:30:40 portfolio
- Replies: 17
- Views: 5949
Re: DFA-RAFI & factor diversification within 30:30:40 portfo
Robert T,
The first number is the annualized return and the second number is the standard deviation of returns. Can you let me know what the third number is (example: 0.66 below) is about?
The first number is the annualized return and the second number is the standard deviation of returns. Can you let me know what the third number is (example: 0.66 below) is about?
1980-2013
17.6%/22.9/0.66 - 100% RAFI Pure Small Value
17.3%/20.4/0.70 - 80%:20% RAFI Pure Small Value:MSCI Momentum
- Fri Sep 26, 2014 2:21 pm
- Forum: Investing - Theory, News & General
- Topic: DFA-RAFI & factor diversification within 30:30:40 portfolio
- Replies: 17
- Views: 5949
Re: DFA-RAFI & factor diversification within 30:30:40 portfo
Robert T,
Can you please express what you say below in a list of the tickers and proportions that add to 100? It is a little confusing as to how the international aspects form part of the equation.
A:B:C:D:E:F::10:20:30:20:10:10
Thanks
Can you please express what you say below in a list of the tickers and proportions that add to 100? It is a little confusing as to how the international aspects form part of the equation.
I am looking for something like this where they all add up to 100.4. I think the PXF, PDN, and PXH are okay. By my estimate, a 60:40 PXF:PDN, together with PXH, and the 30:30:40 MSCI momentum:MCV:RAFI SV, in a 50:37:13 US:EAFE:EM share ombination would give a 0.22:0.40 size and value load (by my estimate)
A:B:C:D:E:F::10:20:30:20:10:10
Thanks
- Fri Sep 26, 2014 12:11 pm
- Forum: Non-US Investing
- Topic: Portfolio Advice/Questions for a Swede/European
- Replies: 39
- Views: 3694
Re: Portfolio Advice/Questions for a Swede/European
Someone I know that is a non-US citizen (also not a resident of the US and does not have a US Social Security Number or Tax ID) opened an account with Ameritrade (could be any broker). He used a friend's mailing address in the US when he opened the account, filled out an IRS form saying that he is not subject to backup witholding. A few months later, he suspended his paper statement.
He has been buying stocks and ETFs in his account as he is not supposed to buy US mutual funds.
Am I missing something here? Why doesn't a Swede/European do the same?
He has been buying stocks and ETFs in his account as he is not supposed to buy US mutual funds.
Am I missing something here? Why doesn't a Swede/European do the same?
- Mon Sep 15, 2014 2:02 pm
- Forum: Personal Consumer Issues
- Topic: Deleted
- Replies: 56
- Views: 17545
Re: Learning a NEW language - Foreign Service Inst
Seriously, VictoriaF, you are planning on the El Camino walk? The only Spanish I would need is " ¡Ayúdame!" and hope someone hears me!
- Sun Sep 07, 2014 10:50 pm
- Forum: Personal Investments
- Topic: Help with Vanguard Slice and Dice 80-20 Portfolio
- Replies: 6
- Views: 1373
- Sat Sep 06, 2014 10:36 pm
- Forum: Personal Investments
- Topic: Help with Vanguard Slice and Dice 80-20 Portfolio
- Replies: 6
- Views: 1373
Re: Help with Vanguard Slice and Dice 80-20 Portfolio
Thanks Livesoft for the tip about Morningstar X Ray.
I would need help mapping these fixed income funds to any NON-DFA funds that one can buy through Vanguard:
DFA One-Year Fixed 5.00%
DFA Two-Year Global 5.00%
DFA Short –Term Government 5.00%
DFA Five-Year Global 5.00%
I would need help mapping these fixed income funds to any NON-DFA funds that one can buy through Vanguard:
DFA One-Year Fixed 5.00%
DFA Two-Year Global 5.00%
DFA Short –Term Government 5.00%
DFA Five-Year Global 5.00%
- Sat Sep 06, 2014 12:54 pm
- Forum: Personal Investments
- Topic: Help with Vanguard Slice and Dice 80-20 Portfolio
- Replies: 6
- Views: 1373
Help with Vanguard Slice and Dice 80-20 Portfolio
A friend of mine will be rolling over his 401K into a Vanguard Rollover IRA and wants to implement the equivalent of the following 80-20 DFA Portfolio using Vanguard Mutual Funds, Vanguard ETFs and non-Vanguard ETFs. I would greatly appreciate your suggestions. The most challenging aspect seems to be mapping the Vector and Core equity funds to the equivalent offerings outside DFA (seems like we need to fund a combination of mid-cap value, mid-cap growth, small-cap value and small-cap growth). DFA US Vector Equity 20.00% DFA Large Cap Value 16.00% DFA US Core Equity 2 12.00% DFA Real Estate Securities 8.00% DFA Intl Value 8.00% DFA Intl Small Company 4.00% DFA Intl Small Cap Value 4.00% DFA Emerging Markets 2.40% DFA Emerging Markets Value 2...
- Sat Aug 30, 2014 11:16 am
- Forum: Personal Finance (Not Investing)
- Topic: Auto Loan Payoff question
- Replies: 7
- Views: 1315
Auto Loan Payoff question
My auto loan balance is $17272 to be paid over the next 40 months at zero percent interest. Here are my choices: A) Set aside this cash in a savings account yielding at best 0.5% per year and pay down the auto loan from my checking account. I may gain $260 in interest over the next 3.33 years (approx. $78 per year, pre-tax that will be reported on my interest earnings to IRS every year. Say,28% tax bracket ) B) Pay off the loan right away, and invest the amount marked for auto payment ($431.80) on a monthly basis into index funds (Vanguard ETFs, commission free from Vanguard, actually) over the next 40 months. The idea is to not touch the funds (other than any periodic re-balancing) for 15 years or more unless a catastrophic event demands i...
- Fri Aug 29, 2014 11:24 pm
- Forum: Personal Consumer Issues
- Topic: Volvo Overseas Delivery - Any experience?
- Replies: 11
- Views: 7045
Re: Volvo Overseas Delivery - Any experience?
Thanks for the responses.
- Sat Aug 23, 2014 11:08 pm
- Forum: Personal Investments
- Topic: I need "Ultra High Net Worth" investing advice please
- Replies: 235
- Views: 40679
- Sat Aug 23, 2014 2:40 pm
- Forum: Personal Investments
- Topic: I need "Ultra High Net Worth" investing advice please
- Replies: 235
- Views: 40679
Re: I need "Ultra High Net Worth" investing advice please
[OT comments removed by admin LadyGeek]
- Thu Aug 21, 2014 3:18 pm
- Forum: Personal Consumer Issues
- Topic: Good place to buy eyeglasses without insurance?
- Replies: 39
- Views: 8983
Re: Good place to buy eyeglasses without insurance?
Livesoft,
Can you let us know where you ordered yours from?
Can you let us know where you ordered yours from?
- Mon Aug 11, 2014 9:09 pm
- Forum: Personal Consumer Issues
- Topic: Volvo Overseas Delivery - Any experience?
- Replies: 11
- Views: 7045
- Mon Aug 11, 2014 10:43 am
- Forum: Personal Consumer Issues
- Topic: Volvo Overseas Delivery - Any experience?
- Replies: 11
- Views: 7045
Volvo Overseas Delivery - Any experience?
Does anyone have the experience of taking overseas delivery of a Volvo? If so, please let us know what you think, after the fact. How much can you get knocked off the MSRP when you drive a hard bargain at your local dealer? Is it a better idea to buy a brand new past year model at a deeper discount (if you do not care too much about the features) and pay for the vacation yourself? http://www.volvocars.com/us/sales-services/sales/volvo_overseas_delivery/Pages/default.aspx I have heard that you get 5 to 8 percent of the MSRP on the purchase. Purchase a Volvo, Get a Vacation Take a vacation where the souvenir is part of an unforgettable experience. Purchase any new Volvo within the Volvo Overseas Delivery Program and you'll discover a truly un...
- Mon Aug 04, 2014 2:00 pm
- Forum: Personal Investments
- Topic: Early 20s professional needing retirement fund advice
- Replies: 8
- Views: 1495
Re: Early 20s professional needing retirement fund advice
Your 401K is protected against law-suits and creditors. That is reason enough for us to have as much of our savings in protected accounts as possible. If you think you have too much saved up in your 401Ks, you can stop contributing in, say, your fifties.
https://online.citibank.com/US/JRS/pand ... do?ID=JC25
https://online.citibank.com/US/JRS/pand ... do?ID=JC25