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Re: Seattle Chapter?

Seattlenative wrote:
stratton wrote:We've been aiming at quarterly. I still have stuff to give away. :-) Paul

Could a meeting be scheduled for mid-April?

Email delconte.

I suggest after tax day.

Paul
by stratton
Tue Mar 24, 2015 3:13 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Chapter?
Replies: 87
Views: 10078

Re: What do you think of storage sheds as an investment?

https://www.reit.com/investing

Start digging. There are indexes and probably a list of REITs that do storage so you can grab annual reports from their web sites.

Paul
by stratton
Tue Mar 24, 2015 3:10 pm
 
Forum: Investing - Help with Personal Investments
Topic: What do you think of storage sheds as an investment?
Replies: 33
Views: 2786

Re: Considering the new MacBook 12-inch Retina ...

13-inch Broadwell MacBook showdown: Should you go Pro or get an Air?
Review: The 2015 Broadwell refreshes are similar, but not identical.

Paul
by stratton
Tue Mar 24, 2015 1:36 am
 
Forum: Personal Consumer Issues
Topic: Considering the new MacBook 12-inch Retina ...
Replies: 11
Views: 1345

Re: Seattle Chapter?

We've been aiming at quarterly.

I still have stuff to give away. :-)

Paul
by stratton
Sat Mar 14, 2015 2:49 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Chapter?
Replies: 87
Views: 10078

Re: Should tilters recommend tilting to beginners?

I would say yes. Some people intuitively get and like the idea of tilting and others don't. If they don't seem to like the idea, drop it. See Bill Schultheis' The Coffeehouse Investor: How to Build Wealth, Ignore Wall Street, and Get On with Your Life 10% large cap such as S&P 500 10% large cap...
by stratton
Sat Mar 14, 2015 2:47 pm
 
Forum: Investing - Help with Personal Investments
Topic: Should tilters recommend tilting to beginners?
Replies: 49
Views: 2743

Re: Is this a REIT or not?

Principal Financial Group Real Estate fund is like TIAA RE fund. It certainly is not fixed income. One person here was in it during 2008/9 and the fund had liquidity problems so locked redemptions. I think it took a couple years before he could get any money out. Not sure how much at a time was allo...
by stratton
Tue Mar 03, 2015 5:54 am
 
Forum: Investing - Help with Personal Investments
Topic: Is this a REIT or not?
Replies: 15
Views: 747

Re: active vs passive in response to Larry Swedroe posting

TWEBX has a 1.37% ER according to Morningstar.

if an ~1% advisor overhead is subtracted from the DFA fund the numbers are pretty similar. If you back out the ER the Tweedy Browne fund might even be a tiny bit better.

Paul
by stratton
Sat Feb 14, 2015 7:41 pm
 
Forum: Investing - Theory, News & General
Topic: active vs passive in response to Larry Swedroe posting
Replies: 30
Views: 3425

Re: Distressed energy investing

Third Avenue Funds has an open ended mutual fund that buys distressed assets. http://www.thirdave.com/fund/third-avenue-focused-credit-fund/ I suggest reading their quarterly reports for that fund if you want to learn about distressed investing. It's written for an investor and not a financial profe...
by stratton
Sat Jan 10, 2015 4:58 pm
 
Forum: Investing - Theory, News & General
Topic: Distressed energy investing
Replies: 3
Views: 637

Re: Amana Portfolio Allocation

Preferred stock might also be an option since it's not a bond.

There are several ETFs such as PFF etc.

Paul
by stratton
Thu Jan 08, 2015 10:45 pm
 
Forum: Investing - Help with Personal Investments
Topic: Amana Portfolio Allocation
Replies: 38
Views: 3798

Re: Attention Mac Users with Chrome Browsers

Have you tried Safari?

Paul
by stratton
Sun Jan 04, 2015 12:02 am
 
Forum: Personal Consumer Issues
Topic: [Security warning at Vanguard site using Chrome on a Mac]
Replies: 10
Views: 2275

Re: 2015 BOGLEHEAD CONTEST REGISTRATION

1850.00
by stratton
Sun Jan 04, 2015 12:01 am
 
Forum: Investing - Theory, News & General
Topic: 2015 BOGLEHEAD CONTEST REGISTRATION
Replies: 556
Views: 20403

Re: ETFs can fundamentally change

Open ended mutual funds get merged into others a fairly often and I've seen them change a few times. An example: http://www.mutualfundobserver.com/2015/01/january-1-2015/#Briefly_Noted See "old wine, new bottle" and "off to the dustbin of history" sections. This is a first for a ...
by stratton
Fri Jan 02, 2015 10:29 am
 
Forum: Investing - Theory, News & General
Topic: ETFs can fundamentally change
Replies: 8
Views: 1114

Re: Managing Household Records

I have 12 files labeled January through December where I rotate monthly bills through for ones I don't intend on keeping. Anything with tax implications gets filed with the tax year it applies.

I need to clean out the January one with all the 2014 stuff in it.

Paul
by stratton
Fri Jan 02, 2015 10:24 am
 
Forum: Personal Finance (Not Investing)
Topic: Managing Household Records
Replies: 12
Views: 1429

A Fund That Trounces the S&P 500

The author refers to the fund that beats the S&P 500 as "Fund X". WSJ: A Fund That Trounces the S&P 500 http://si.wsj.net/public/resources/images/BN-GD134_fundx_E_20141222141150.jpg From the end of 1999 through mid-December, Fund X earned 2.6 times the return of the S&P 500 ind...
by stratton
Wed Dec 31, 2014 1:37 pm
 
Forum: Investing - Theory, News & General
Topic: A Fund That Trounces the S&P 500
Replies: 6
Views: 2037

Re: Favorite computer apps when travelling

Urban Spoon does restaurant reviews and is similar to yelp.

http://www.urbanspoon.com

Paul
by stratton
Thu Dec 25, 2014 5:01 pm
 
Forum: Personal Consumer Issues
Topic: Favorite computer apps when travelling
Replies: 19
Views: 2205

Re: Relative tax inefficiency of active funds?

Vanguard's actively managed funds have had quite impressively large distributions.

International Value (VTRIX) and Precious Metals and Mining (VGPMX) have historically had distributions of 20% to 25% of NAV in one year.

Not tax efficient!

Paul
by stratton
Wed Dec 24, 2014 12:57 am
 
Forum: Investing - Theory, News & General
Topic: Relative tax inefficiency of active funds?
Replies: 38
Views: 3101

Re: BOGLEHEAD CONTEST -- November 2014

Oops. I'm in a four way tie for 4th.

Time to start a newsletter!

Paul
by stratton
Fri Dec 12, 2014 10:11 pm
 
Forum: Investing - Theory, News & General
Topic: BOGLEHEAD CONTEST -- November 2014
Replies: 41
Views: 5618

etf.com; Legends Of Indexing: John Bogle

Legends Of Indexing: John Bogle Let's face it: Without John Bogle, there would have been no Journal of Indexes. The launch of the Vanguard 500 Index Fund nearly 40 years ago spawned a revolution in the investing world. Today indexed assets continue to grow, steadily eroding the active management st...
by stratton
Mon Dec 08, 2014 10:55 am
 
Forum: Investing - Theory, News & General
Topic: etf.com; Legends Of Indexing: John Bogle
Replies: 0
Views: 297

Re: Seattle Chapter?

I'm sure I can find more Vanguard stuff to give away such as a t-shirt or golf hat.

Paul
by stratton
Wed Dec 03, 2014 6:34 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Chapter?
Replies: 87
Views: 10078

Strong Dollar Clobbers Returns of Foreign-Stock Funds

WSJ: Strong Dollar Clobbers Returns of Foreign-Stock Funds This graphic shows it all: http://si.wsj.net/public/resources/images/BN-FV585_1203do_G_20141203081710.jpg Yes, there are currency effects to your investment. Welcome to the stronger US dollar. The locals can make money and a US based investo...
by stratton
Wed Dec 03, 2014 6:32 pm
 
Forum: Investing - Theory, News & General
Topic: Strong Dollar Clobbers Returns of Foreign-Stock Funds
Replies: 26
Views: 2752

Re: TIPS Fund With Commodities?!?!

No the new fund is not the same. You've gone from a fund with 100% TIPS bonds to one that has 50% TIPS bonds and 50% equity like instruments with equity like volatility . The new fund is similar in concept to Fidelity's Fidelity Strategic Real Return Fund (FSRRX). Fidelity Strategic Real Return Fund...
by stratton
Sat Nov 29, 2014 8:34 am
 
Forum: Investing - Help with Personal Investments
Topic: TIPS Fund With Commodities?!?!
Replies: 8
Views: 1338

Re: Home equity loan as an asset?

Don't assume the home equity loan will be there for say layoffs. Banks can/will freeze home equity loans of people employed by companies that announce layoffs. They won't unfreeze them until you can prove you're not getting layed off. I have no idea if "not getting a warning notice" is eno...
by stratton
Fri Nov 21, 2014 5:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Home equity loan as an asset?
Replies: 46
Views: 3602

Re: Investing in IPOs / Risks, Warnings?

Even for companies as unambiguously successful as Twitter the question of how they monetize their eyeballs remains open. Take a look at the global advertising market and the global search market-- how much of that can they realistically grab? According to S&P Twitter is junk . :annoyed The cred...
by stratton
Mon Nov 17, 2014 10:33 am
 
Forum: Investing - Help with Personal Investments
Topic: Investing in IPOs / Risks, Warnings?
Replies: 10
Views: 650

Re: Harry's razors

Might as well make this an investment question. :P

How many of you slice and dice instead of something simple like 3-fund?

:beer
by stratton
Sat Nov 15, 2014 9:05 pm
 
Forum: Personal Consumer Issues
Topic: Harry's razors
Replies: 53
Views: 6648

Re: MS Windows 7 Dead [in 2020]?

Windows 7 final sales day was October 31 for CONSUMER copies.

Business systems with Windows 7 are still available.

Dell, as an example.

Paul
by stratton
Sat Nov 01, 2014 8:40 pm
 
Forum: Personal Consumer Issues
Topic: MS Windows 7 Dead [in 2020]?
Replies: 26
Views: 2367

Re: EmergDoc has Surpassed 10,000 posts!

Welcome to the, "I have too much time to spend on the BH board club."

Paul
by stratton
Tue Sep 30, 2014 5:18 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: EmergDoc has Surpassed 10,000 posts!
Replies: 32
Views: 3522

Re: Will you invest in Bill Gross's new bond fund?

nisiprius wrote:
Rodc wrote:Gross starting a new fund has no more interest to me than Hollywood gossip and has about the same impact on my investing.
What, you don't follow Fox on Stocks?

I prefer Fox in Socks by the great Dr. Seuss. :P

Paul
by stratton
Tue Sep 30, 2014 5:17 pm
 
Forum: Investing - Theory, News & General
Topic: Will you invest in Bill Gross's new bond fund?
Replies: 51
Views: 3111

Re: Will you invest in Bill Gross's new bond fund?

PTTRX has a $25K minimum at Vanguard. Typically Pimco institutional funds are $25K minimum at Vanguard. Sometimes Pimco institutional funds are available for $100K minimums at Fidelity where they seem to randomly drop down to that amount. Wouldn't be surprised if they do this now to attract a little...
by stratton
Tue Sep 30, 2014 6:29 am
 
Forum: Investing - Theory, News & General
Topic: Will you invest in Bill Gross's new bond fund?
Replies: 51
Views: 3111

Re: Bill Gross moving from PIMCO to Janus, Monday

Morningstar has made a seven page analysis of Pimco Total Return bond fund available for free.

http://submissions.morningstar.com/wp-c ... report.pdf

Paul
by stratton
Tue Sep 30, 2014 6:15 am
 
Forum: Investing - Theory, News & General
Topic: Bill Gross moving from PIMCO to Janus, Monday
Replies: 119
Views: 12461

Re: Will Bill Gross beat the Total Bond Market Index?

Yes, Bill Gross will "beat" Total Bond Market, but he'll take more risk with credit ratings, duration, foreign etc.

Paul
by stratton
Sat Sep 27, 2014 12:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: Will Bill Gross beat the Total Bond Market Index?
Replies: 57
Views: 6217

Re: Thank you Alex Frakt and Larry Auton!!

Thanks Alex and Larry.
by stratton
Sat Sep 27, 2014 11:59 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Thank you Alex Frakt and Larry Auton!!
Replies: 11
Views: 1328

Re: New Big iPhones - How to Upgrade Early?

I think the 6 regular should be a good size. Definitely won't do the 6+ Ironically, the more "premium" the phone the narrower the bezel around the outside in many cases. My past Nokia Lumia 521 , or 520, is about $60 to $80 and 4" screen with a fairly wide bezel. My Nokia Lumia 925 i...
by stratton
Sun Sep 21, 2014 7:34 am
 
Forum: Personal Consumer Issues
Topic: New Big iPhones - How to Upgrade Early?
Replies: 18
Views: 2338

Re: Cellular Service Surcharges, Taxes, and Fees

Washington State has no income tax so they make it up with other taxes. :P Cell phone taxes here add up to 24 to 26% based on one comparison map I've seen. They date from the 1990s when a cell phone was considered a luxury. The rest of the country is 8 to 10%. Prepaid cell plans are only charged sal...
by stratton
Sun Sep 21, 2014 7:26 am
 
Forum: Personal Consumer Issues
Topic: Cellular Service Surcharges, Taxes, and Fees
Replies: 18
Views: 2114

Re: iOS 8 on iPad 2

A slide into obsolescence: iOS 8 on the iPad 2 Generally, iOS 8 is noticeably slower and choppier than iOS 7, in everything from opening apps to typing. Back when we switched from iOS 6, we complained about how we could get 10 characters into typing something before the keyboard realized what was h...
by stratton
Wed Sep 17, 2014 3:56 pm
 
Forum: Personal Consumer Issues
Topic: iOS 8 on iPad 2
Replies: 4
Views: 2033

Re: Stable value funds with tickers?

Up until 2004 or 2005 there used to be some that were available in an IRA, but some regulatory interpretation caused them to become open ended short term bond mutual funds.

Paul
by stratton
Tue Sep 16, 2014 6:53 pm
 
Forum: Investing - Theory, News & General
Topic: Stable value funds with tickers?
Replies: 8
Views: 808

Re: Hamilton watches, worth the money?

VictoriaF wrote:
parsi1 wrote:I wonder what kind of watch Jack Bogle and Warren Buffett Wear. :confused :?:


Do you think they share a watch?

Victoria

They probably set up a calendar a year in advance and FedEx the watch overnight to each other.

Paul
by stratton
Tue Sep 16, 2014 6:32 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 262
Views: 16365

Re: Cliff Asness note on CALPERS firing hedge funds

https://www.aqr.com/cliffs-perspective Personally I think Cliff is one of the brightest minds (and funniest) in finance. Always worth reading what he writes, even if you don't agree with him. Larry Yes, his comments about Antti Ilmanin and yellow sticky notes in the forward to Expected Returns is h...
by stratton
Tue Sep 16, 2014 6:24 pm
 
Forum: Investing - Theory, News & General
Topic: Cliff Asness note on CALPERS firing hedge funds
Replies: 6
Views: 848

Alibaba is NOT coming to an index near you

Nice article at etf.com on Alibaba. Alibaba IPO’s Huge ETF Conundrum The issue with Alibaba, regarding index placement, deals with its incorporation in the Cayman Islands and its U.S. listing. Basically, according to the methodologies of indexing giants like MSCI and FTSE, a stock like Alibaba becom...
by stratton
Mon Sep 15, 2014 11:47 am
 
Forum: Investing - Theory, News & General
Topic: Alibaba is NOT coming to an index near you
Replies: 35
Views: 4918

Re: Could you sleep with all your money in Berkshire Hathawa

VictoriaF wrote:
rec7 wrote:Could you sleep with all your money in Berkshire Hathaway?


I can't sleep with my money in Berkshire Hathaway, unless I also sleep in Berkshire Hathaway.

Victoria

They own a furniture company that will probably sell you a bed and mattress. :P

Paul
by stratton
Sat Sep 13, 2014 11:26 pm
 
Forum: Investing - Theory, News & General
Topic: Could you sleep with all your money in Berkshire Hathaway?
Replies: 49
Views: 4158

Re: An Interesting Correlation

You've just discovered why the Harry Browne portfolio has long term treasuries. :P

Paul
by stratton
Sat Sep 13, 2014 11:24 pm
 
Forum: Investing - Theory, News & General
Topic: An Interesting Correlation
Replies: 22
Views: 2139

Re: I've never been a fan of commodity funds

Rick Ferri wrote:I've never been a fan of commodity funds

But index funds are commodities!

:P

Paul
by stratton
Sat Sep 13, 2014 11:22 pm
 
Forum: Investing - Theory, News & General
Topic: I've never been a fan of commodity funds
Replies: 28
Views: 2414

Re: A 'really good book' you did NOT enjoy

Wuthering Heights.

Paul
by stratton
Sat Sep 13, 2014 10:59 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 229
Views: 12676

Re: Share your Hot-Rod Portfolio

Here's a REAL hot rod in a June 13, 2014 article. Formula One Said to Be Valued at $8 Billion CVC also is contemplating an initial public offering of Formula One, said the people, though that is unlikely before the resolution of a trial involving Chief Executive Officer Bernie Ecclestone. The trial ...
by stratton
Sat Sep 13, 2014 10:57 pm
 
Forum: Investing - Theory, News & General
Topic: Share your Hot-Rod Portfolio
Replies: 55
Views: 4487

Re: Citi: Just use leverage for 10% bond returns

If you want to see the effects of bond leverage, about 5x or 6x, just follow some mortgage reits.

A mortgage reit ETF is MORT.

Paul
by stratton
Thu Sep 11, 2014 2:22 pm
 
Forum: Investing - Theory, News & General
Topic: Citi: Just use leverage for 10% bond returns
Replies: 28
Views: 3378

Re: A Tribute to the Bogleheads

Heh.

I haven't read any of them. :-)

Paul
by stratton
Tue Sep 09, 2014 5:06 pm
 
Forum: Investing - Theory, News & General
Topic: A Tribute to the Bogleheads
Replies: 2
Views: 779

Re: "Absolute Return" Using Index Funds?

A permanent portfolio is a type of market neutral fund. :twisted:

25% stocks
25% T-bills
25% gold
25% long term 20+ year Treasuries.

Paul
by stratton
Sat Aug 30, 2014 6:18 pm
 
Forum: Investing - Theory, News & General
Topic: "Absolute Return" Using Index Funds?
Replies: 18
Views: 2248

Re: Indexing in EM, and Templeton's Mobius

I like Templeton Global Small Cap (TEMGX), but not as an investment. The fund started June 1, 1981.

It's the longest running international small cap proxy I can find. :-)

Paul
by stratton
Sat Aug 30, 2014 6:04 pm
 
Forum: Investing - Theory, News & General
Topic: Indexing in EM, and Templeton's Mobius
Replies: 10
Views: 1043

Re: What's the Market Neutral fund good for?

I almost think the market neutral fund is for employee retention among the stock index fund managers. At last years BH visit to Vanguard I asked the head index fund managers what he thought about the market neutral fund and paraphrasing what he said, "It was his favorite because he got to pick ...
by stratton
Sat Aug 30, 2014 5:56 pm
 
Forum: Investing - Help with Personal Investments
Topic: What's the Market Neutral fund good for?
Replies: 47
Views: 6140

Re: Is a 16% expense ratio technically possible?

This is an MLP fund like the etf AMLP which is structured as a c-corp. What you're seeing is the future (?) tax obligations. Most of the MLP CEFs are structured similarly such that the leverage is essentially an attic to hold the tax obligations. Either buy a really new one that doesn't have any acc...
by stratton
Mon Aug 18, 2014 6:44 pm
 
Forum: Investing - Theory, News & General
Topic: Is a 16% expense ratio technically possible?
Replies: 15
Views: 1644
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