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Re: Why are you trying to save so much money?

I have been somewhat sick of saving lately. I really want a weekend escape but when I think long enough, I realize that my primary residence takes up enough time where I would not enjoy a full time getaway. Unused or underused things drive me crazy. Saving is somewhat addictive, you begin with a bas...
by stonerolled
Sun Aug 18, 2013 10:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Why are you trying to save so much money?
Replies: 131
Views: 22419

Re: Your Home is Not a Good Investment

Its hard to put a price on the responsibility that home ownership teaches. If the maintenance involved is done by the owner, and he gets better at it as time goes on, that adds value. Some owners are now applying technology to save energy costs as a hobby. Some owners grow vegetables which reduces t...
by stonerolled
Thu Aug 08, 2013 8:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Your Home is Not a Good Investment
Replies: 145
Views: 11512

Re: can i buy my sportscar?

its not the money, its the time, do you have the time to enjoy it? Or is this the fourth toy in line collecting dust in the garage?
by stonerolled
Tue May 21, 2013 10:11 pm
 
Forum: Personal Consumer Issues
Topic: can i buy my sportscar?
Replies: 129
Views: 8391

Re: Can a Frugal Boglehead date and marry a non Boglehead?

Investment return = P*(1+r)^N/2^D where P is the amount invested, r is the rate of return, N is the number of years, and D is the number of divorces. :sharebeer I think you need extra parenthesis (P*(1+r)^N)/(2^D) not sure about order of operations but putting the exponential divorce factor in the ...
by stonerolled
Fri Mar 15, 2013 9:15 pm
 
Forum: Personal Consumer Issues
Topic: Can a Frugal Boglehead date and marry a non Boglehead?
Replies: 34
Views: 4096

Re: 457(b) Dividends Reflected in Share Price of Funds?

I think I had the same question a while back

http://www.bogleheads.org/forum/viewtopic.php?f=1&t=107227

our expense ratio is .03%. I still dont really understand the investment trust thing.
by stonerolled
Sat Jan 26, 2013 9:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: 457(b) Dividends Reflected in Share Price of Funds?
Replies: 7
Views: 668

Re: 457 plan Blackrock funds, what does Coll F mean?

Thanks for the reference. It describes the situation pretty well.
The article did not seem to have a negative tone on the subject.
by stonerolled
Tue Dec 18, 2012 10:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: 457 plan Blackrock funds, what does Coll F mean?
Replies: 3
Views: 282

457 plan Blackrock funds, what does Coll F mean?

I tried to find the dividends on my Blackrock Russell 1000 index Coll F and could not find it reported. My vanguard large cap index funds show the dividend transactions quarterly. I phoned Great West and they said that it really wasnt the fund but a collection of funds so the dividends are N/A. The ...
by stonerolled
Tue Dec 18, 2012 9:45 pm
 
Forum: Investing - Help with Personal Investments
Topic: 457 plan Blackrock funds, what does Coll F mean?
Replies: 3
Views: 282

Re: Poll: How did Bogle's philosophy affect your investing?

Everything... The last 5 choices applied to me totally. +1 I really didn't understand investing or have a rational strategy until finding this site. I had been investing for 20+ years without a clue. :oops: +1 I read 'common sense on mutual funds' and after 23 years of ML and EJ, it all clicked and...
by stonerolled
Tue Dec 11, 2012 9:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll: How did Bogle's philosophy affect your investing?
Replies: 16
Views: 1005

Re: Extra Principal vs. Investing

Paying off a car loan is great but it usually leaves you with an older car that will need replacing at some point. Why not set aside the "extra money" in a separate account that is safe and easy to keep track off and begin saving the cash to avoid all future car loans. You only have to ge...
by stonerolled
Sat Dec 01, 2012 1:06 pm
 
Forum: Investing - Help with Personal Investments
Topic: Extra Principal vs. Investing
Replies: 25
Views: 1651

Re: Extra Principal vs. Investing

Paying off a car loan is great but it usually leaves you with an older car that will need replacing at some point. Why not set aside the "extra money" in a separate account that is safe and easy to keep track off and begin saving the cash to avoid all future car loans. You only have to ge...
by stonerolled
Fri Nov 30, 2012 6:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: Extra Principal vs. Investing
Replies: 25
Views: 1651

Re: Extra Principal vs. Investing

Paying off a car loan is great but it usually leaves you with an older car that will need replacing at some point. Why not set aside the "extra money" in a separate account that is safe and easy to keep track off and begin saving the cash to avoid all future car loans. You only have to get...
by stonerolled
Fri Nov 30, 2012 4:17 pm
 
Forum: Investing - Help with Personal Investments
Topic: Extra Principal vs. Investing
Replies: 25
Views: 1651

Re: Getting married - what do I do for retirement?

How does one put 40k a year in a 401k? It seems the maximum for those 50+ is only $22,500. Welcome! The OP is discussing a Solo 401(k) : Solo 401k plan (Different than an employer's 401(k) plan) The limit is a combination of the employee salary deferral and employer profit sharing contributions. In...
by stonerolled
Sun Sep 30, 2012 12:25 pm
 
Forum: Investing - Theory, News & General
Topic: Getting married - what do I do for retirement?
Replies: 20
Views: 1586

Re: Getting married - what do I do for retirement?

How does one put 40k a year in a 401k?
It seems the maximum for those 50+ is only $22,500.
by stonerolled
Sun Sep 30, 2012 9:24 am
 
Forum: Investing - Theory, News & General
Topic: Getting married - what do I do for retirement?
Replies: 20
Views: 1586

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