Search found 186 matches

Go to advanced search

by ssquared87
Thu May 28, 2015 3:14 pm
Forum: Personal Consumer Issues
Topic: SSD + HDD good option for upgrading desktop PC?
Replies: 25
Views: 1039

Re: SSD + HDD good option for upgrading desktop PC?

Windows 8 actually made big improvements in startup time, even with an HDD. I'm hoping that Win 10 will retain that improvement (along with hopefully fixing the user interface to understand not everyone is using a tablet or phone). I've been running windows 10 developer preview for 6 months now and...
by ssquared87
Thu May 28, 2015 1:16 pm
Forum: Personal Consumer Issues
Topic: BMW needs new tires
Replies: 23
Views: 1568

Re: BMW needs new tires

just put new tires on a bmw. got rid of the run flats and bought conventional eagle Goodyear. ride improvement tremendous. put two cans of leak seal in trunk with portable inflation machine and plug kit. all bought on amazon. Never realized how harsh the ride was with run flat tires. used tirerack....
by ssquared87
Tue May 26, 2015 5:44 am
Forum: Personal Consumer Issues
Topic: Buying a Car to commute - SUV or Sedan?
Replies: 54
Views: 4318

Re: Buying a Car to commute - SUV or Sedan?

Never considered buying a hybrid. We can't afford it. Others have mentioned it here. A few of my friends own them too. :mrgreen: Hard to believe you can't afford a Prius, which lists for $500 more than a rav 4 and has significantly lower operating costs. Given your commute, you'd probably get that ...
by ssquared87
Wed May 20, 2015 1:34 pm
Forum: Personal Consumer Issues
Topic: Aren't we overdoing electronic auto safety features?
Replies: 157
Views: 7310

Re: Aren't we overdoing electronic auto safety features?

Well you could just get in a car with xenons at night an see the difference. If I could see 2-3x further down the road, I find it hard to believe that xenons do not reduce the number of accidents at night. Oh, then there is research like this: http://www.iihs.org/iihs/sr/statusreport/article/49/7/4...
by ssquared87
Wed May 20, 2015 1:19 pm
Forum: Personal Consumer Issues
Topic: Aren't we overdoing electronic auto safety features?
Replies: 157
Views: 7310

Re: Aren't we overdoing electronic auto safety features?

This stuff has been out for a couple years now. The evidence for autobraking being a good thing is pretty solid. The evidence for Xeon/LED lighting is also very solid. The rest get a bit sketchier and often depend on the model. I have a feeling that for things like blind spot monitoring that it is ...
by ssquared87
Wed May 20, 2015 12:57 pm
Forum: Personal Consumer Issues
Topic: Aren't we overdoing electronic auto safety features?
Replies: 157
Views: 7310

Re: Aren't we overdoing electronic auto safety features?

My fear with theses systems is over-reliance. Someone has auto braking so they figure "why not text my friend, if there's a car in front of me my car will stop automatically." It would be interesting to see research on this in a few years when these systems have had more time to prove the...
by ssquared87
Wed May 20, 2015 12:54 pm
Forum: Investing - Help with Personal Investments
Topic: Just got off phone with my Chase Advisor
Replies: 16
Views: 2309

Re: Just got off phone with my Chase Advisor

TheGreyingDuke wrote:When you do the transfer to Vanguard have them "pull" it from Chase, rather than have Chase "push" it to them. You will never even need to speak with the nice person at Chase, more's the pity :D

+1
by ssquared87
Wed May 20, 2015 12:52 pm
Forum: Investing - Help with Personal Investments
Topic: Just got off phone with my Chase Advisor
Replies: 16
Views: 2309

Re: Just got off phone with my Chase Advisor

The Vanguard LifeStrategy Moderate Growth fund has approximately 60% stocks and 40% bonds, and it returned 2.20% in the first quarter of 2015 with an expense ratio of .16%. The year to date return as of May 19 is 3.86%. At my age (26), I am not even sure the Moderate Growth was the right choice for...
by ssquared87
Wed May 20, 2015 12:45 pm
Forum: Personal Consumer Issues
Topic: How should drivers react to bicycle riders on one lane roads?
Replies: 68
Views: 2697

Re: How should drivers react to bicycle riders on one lane roads?

As a cyclist, please pass me as soon as it's safe, double yellow or not. Nothing I hate more than timid drivers, who I feel create a safety concern for all involved. The suggestion to honk - don't unless it's a light tap from several hundred feet behind. A close proximity honk from behind can be st...
by ssquared87
Wed May 20, 2015 12:40 pm
Forum: Personal Consumer Issues
Topic: Lexus vs. MB vs. BMW
Replies: 78
Views: 6420

Re: Lexus vs. MB vs. BMW

Definitely not compact in my book. The MB and X5 have reliability issues (I love BMW but not all of their models are reliable) If you haven't considered it, throw the Acura MDX into the mix. It always tends to be near or at the top of the pack in reviews and maintenance costs should be among the che...
by ssquared87
Tue May 19, 2015 10:48 am
Forum: Investing - Help with Personal Investments
Topic: 22 year old looking to get started
Replies: 18
Views: 913

Re: 22 year old looking to get started

Welcome and congrats on a great start! Good idea putting that $8k in an ally savings. You should always keep an Emergency fund of about 6 months worth of your expenses. I know you're just starting out and you may have low expenses, but doesn't hurt to put the full $8k away for a rainy day even if th...
by ssquared87
Tue May 19, 2015 10:35 am
Forum: Personal Consumer Issues
Topic: How much can I spend on a car?
Replies: 157
Views: 8666

Re: How much can I spend on a car?

Haggling down these dealers has been very annoying. The most recent offer on the Lexus was $355 a month with $2,350 down for 3 years (10,000 miles). The most recent offer on the Audi is $350 a month with 2,350 down for 3 years (10,000 miles). Audi dealer is the worst. How he can justify a $5 differ...
by ssquared87
Mon May 18, 2015 12:51 pm
Forum: Personal Consumer Issues
Topic: How much can I spend on a car?
Replies: 157
Views: 8666

Re: How much can I spend on a car?

Update ..... Went to a few dealers today and came back home with some reasonable numbers --- I think 2015 Audi A3 - $318 a month with tax/3 year lease Sign and drive 2015 Lexus IS 250 - $378 a month with tax/2 year lease Sign and drive Who the [(removed) --admin LadyGeek] keeps saying that this car...
by ssquared87
Sun May 17, 2015 11:10 am
Forum: Personal Consumer Issues
Topic: Aren't we overdoing electronic auto safety features?
Replies: 157
Views: 7310

Re: Aren't we overdoing electronic auto safety features?

My fear with theses systems is over-reliance. Someone has auto braking so they figure "why not text my friend, if there's a car in front of me my car will stop automatically." It would be interesting to see research on this in a few years when these systems have had more time to prove them...
by ssquared87
Thu May 14, 2015 6:16 pm
Forum: Personal Consumer Issues
Topic: How much can I spend on a car?
Replies: 157
Views: 8666

Re: How much can I spend on a car?

now, you're tempting me. An autotrader search says 2011 328i's cost around $23k. Various versions available, including a convertible. Gee. Sounds nice. Consumer Reports says the 2011 328i has above average reliability for a used car, better than 2009-10; and definitely better than the diesel option...
by ssquared87
Thu May 14, 2015 6:06 pm
Forum: Personal Consumer Issues
Topic: How much can I spend on a car?
Replies: 157
Views: 8666

Re: How much can I spend on a car?

Thank you. What are your thoughts on a the BMW 1 series? 1-series is an amazing car as well if you don't need the space/utility of the 3 series. It's actually a little more fun to drive than the 3, and many consider it to be the closest car to BMW roots that they have produced in recent memory. As ...
by ssquared87
Wed May 13, 2015 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone went to top 10 business school? Got a 730 on GMAT. Thoughts?
Replies: 20
Views: 2907

Re: Anyone went to top 10 business school? Got a 730 on GMAT. Thoughts?

Check out the Poets & Quants website for some good information on MBA programs and applying to the best of the best. Poets & Quants is awesome! OP, I've been considering doing MBA as well, and it seems that going to a top 10 program is definitely worth it if you plan on leaving your current...
by ssquared87
Wed May 13, 2015 3:29 pm
Forum: Personal Consumer Issues
Topic: Will you buy self-driving car?
Replies: 235
Views: 9309

Re: Will you buy self-driving car?

Has anyone thought of the moral decisions that an autonomous car would be faced with? You're driving along and a 10 year old kid runs into the street. Do you swerve and kill yourself? Do you hit the kid? What if you're not alone in your car, and you have your kid and their school mates, does that c...
by ssquared87
Wed May 13, 2015 3:09 pm
Forum: Personal Consumer Issues
Topic: How much can I spend on a car?
Replies: 157
Views: 8666

Re: How much can I spend on a car?

I think what I have decided to do is to spend 20-25k on my next car. It will most likely be a preowned Audi A4 or Lexus IS250. That seems well within your means given your salary, expenses, and the great savings you've accomplished so far. If this is something that makes you happy, you should go fo...
by ssquared87
Wed May 13, 2015 2:54 pm
Forum: Personal Consumer Issues
Topic: How much can I spend on a car?
Replies: 157
Views: 8666

Re: How much can I spend on a car?

Sounds like OP would like to drive a "cooler" car than a Toyota or Honda. No problem there, I don't blame him. Go get a 2010 BMW 328i with about 60k miles on it. Aim to spend no more than 15k-16k. Pay cash. 1.) Its a cool car and a blast to drive. 2.) You avoid taking the bulk of the depr...
by ssquared87
Tue May 05, 2015 2:00 am
Forum: Personal Consumer Issues
Topic: Will you buy self-driving car?
Replies: 235
Views: 9309

Re: Will you buy self-driving car?

I for one can't believe the overwhelming positive response on this post. Has anyone thought of the moral decisions that an autonomous car would be faced with? You're driving along and a 10 year old kid runs into the street. Do you swerve and kill yourself? Do you hit the kid? What if you're not alon...
by ssquared87
Tue Apr 28, 2015 5:22 pm
Forum: Personal Consumer Issues
Topic: “Entry level” luxury cars under 40k
Replies: 99
Views: 9945

Re: “Entry level” luxury cars under 40k

ESK...what car did you or your spouse get? If you haven't gotten one yet, I'll give you a quick run down. Subaru Legacy - base version is slow. 3.6R is pretty fast, but not that fast, low 7 secs 0-60mph. Car isn't fun to drive. You need winter tires for best traction. If you don't want to keep on c...
by ssquared87
Tue Apr 28, 2015 5:15 pm
Forum: Personal Consumer Issues
Topic: “Entry level” luxury cars under 40k
Replies: 99
Views: 9945

Re: “Entry level” luxury cars under 40k

Don't bother with AWD. You are better served with a set of proper snow tires mounted on a second set of wheels. You can then ditch the increased weight, mechanical complexity, cost and drivetrain losses. As a bonus, your primary set of tires can then be of the high performance summer variety (Dunlo...
by ssquared87
Fri Mar 20, 2015 1:31 pm
Forum: Personal Consumer Issues
Topic: Driving from NYC to Seattle, Must See places?
Replies: 12
Views: 1222

Driving from NYC to Seattle, Must See places?

Moving to Seattle from New York and figured, why not take some time and drive out there. I've got 10 days to make the trip and was thinking of making these stops: 1. Cleveland - Sleep 2. Chicago -1.5 days here 3 Denver - 0.5 days here 4 Vail - Ski 1 or 2 days depending on conditions 5. Jackson WY, S...
by ssquared87
Sat Dec 27, 2014 9:33 pm
Forum: Investing - Help with Personal Investments
Topic: Where to hold bond allocation
Replies: 3
Views: 550

Where to hold bond allocation

Just switched employers and having some trouble figuring out how to allocate my bond holdings. I used to keep all my bonds in 401k and filled the remaining space with equities and my Roth IRA was entirely equities. On my new employers plan, the expense ratio for the bond funds is much higher than I ...
by ssquared87
Sun Nov 09, 2014 7:50 am
Forum: Personal Consumer Issues
Topic: Merc or BMW?
Replies: 60
Views: 7556

Re: Merc or BMW?

Mercedes are for people who want to look 'rich' whereas BMWs are for people who like driving (and want to look 'slick'). That's the funniest thing I've read all week, esp. considering the stereotype of the pretentious BMW-driving jerk, which everyone seems to be familiar with except BMW drivers. :P...
by ssquared87
Sun Nov 09, 2014 7:42 am
Forum: Personal Consumer Issues
Topic: Merc or BMW?
Replies: 60
Views: 7556

Re: Merc or BMW?

Both are good cars, it's more about preference. Mercedes quality improved dramatically after about 2007, but I wouldn't buy any of their products between 2000-2006 though. As for BMW, reliability varies drastically by model. I have a 2011 328i, which is ranked above average in reliability. The 328i ...
by ssquared87
Sun Sep 14, 2014 6:37 am
Forum: Personal Consumer Issues
Topic: Car Advice: When to Replace?
Replies: 37
Views: 3019

Re: Car Advice: When to Replace?

+1 on staggering the age of the 2 cars. My dad has a 1997 accord with relatively low mileage (around 110K) and as you mentioned, many of the rubber parts have worn out, along with a few other age related repairs. Estimated cost to fix is about $4k which isn't worth it. Like you, he wanted a bit more...
by ssquared87
Sun Sep 07, 2014 8:14 pm
Forum: Personal Finance (Not Investing)
Topic: Guidance moving to Seattle
Replies: 21
Views: 2129

Re: Guidance moving to Seattle

Thanks everyone some great suggestions! I really like the idea of Green Lake, I'm into biking and outdoorsy stuff so being in a neighborhood that has a more outdoorsy feel but still in the city is quite nice.

Other than Padmapper, any suggestions on websites to find an apartment?
by ssquared87
Fri Sep 05, 2014 8:25 pm
Forum: Personal Finance (Not Investing)
Topic: Guidance moving to Seattle
Replies: 21
Views: 2129

Guidance moving to Seattle

Hey everyone, I'm moving to Seattle to take advantage of a great career opportunity and wanted to get some thoughts on neighborhoods and having a car. I'm in my 20s, single and don't know anyone in Seattle, so want to be in fun place with lots of people my age. Probably looking to get a 1bedroom and...
by ssquared87
Sat Jul 19, 2014 8:01 am
Forum: Personal Consumer Issues
Topic: How much do you spend on your hobby annually?
Replies: 77
Views: 7883

Re: How much do you spend on your hobby annually?

For me it depends on the year because occasionally I need to buy new gear. I tend to keep my skis and bikes a long time, but get nice equipment when i do replace them: 1. Skiing-usually set aside $2-$3,000 for trips per year...After skiing the same gear for 13 years, I got new skis and boots last ye...
by ssquared87
Sun Jun 22, 2014 11:34 am
Forum: Personal Consumer Issues
Topic: How much car can I afford while paying cash? Details inside.
Replies: 62
Views: 4563

Re: How much car can I afford while paying cash? Details ins

On average yes, BMW is less reliable than (insert japanese brand here) but there are particular models where they are just as reliable. The 328 without x-drive happens to have very high reliability levels. Do you need x-drive? The 328 is a bit less reliable when equipped with it. The 335 also has lo...
by ssquared87
Sat May 10, 2014 5:22 pm
Forum: Personal Consumer Issues
Topic: Car for daughter
Replies: 39
Views: 2046

Re: Car for daughter

I'm in the Northeast and see a ton of the 04 TL on the road. As others mentioned, tires are much more important than AWD. First thing though, does the car already have all seasons? Snow tires would be better especially for stopping, but a good set of all-seasons should be good enough. The thing to r...
by ssquared87
Sun Mar 23, 2014 12:06 pm
Forum: Personal Consumer Issues
Topic: Implementing David Allen's Getting Things Done (GTD)
Replies: 48
Views: 7441

Re: Implementing David Allen's Getting Things Done (GTD)

Thanks for the reference on integrating using Outlook. Since Outlook is an Enterprise-wide tool with my employer, it could be valuable getting people to implement GTD with it. Unless of course it requires installing add-ins that require Administrative access. Our PCs and laptops are locked down tig...
by ssquared87
Sun Mar 23, 2014 11:45 am
Forum: Personal Consumer Issues
Topic: Implementing David Allen's Getting Things Done (GTD)
Replies: 48
Views: 7441

Re: Implementing David Allen's Getting Things Done (GTD)

I'm a big fan of the GTD methodology. I'm currently working, and prefer to keep work and personal items in the same system. There's no reason to complicate things and maintain separate schedules and to do lists unless there is some absolute reason to do so. There are plenty of times when I do work a...
by ssquared87
Tue Jan 21, 2014 2:16 pm
Forum: Personal Consumer Issues
Topic: What's your dream car?
Replies: 197
Views: 12979

Re: What's your dream car?

I've got 2 contenders:
1. 2003 BMW M5
2. 2014 Porsche Cayman S
by ssquared87
Fri Jan 03, 2014 10:50 am
Forum: Investing - Help with Personal Investments
Topic: Should I opt out of my bond allocation?
Replies: 47
Views: 4213

Re: Should I opt out of my bond allocation?

Don't think anyone mentioned this yet: Rebalancing. If you have 100% equity and stocks have a big drop one year, stocks are now relatively cheap, but you don't have any money to buy equities while they are cheap If you have 80% equity and 20% bond, when stocks drop, bonds will remain relatively stab...
by ssquared87
Fri Nov 29, 2013 1:28 pm
Forum: Personal Consumer Issues
Topic: AWD (All Wheel Drive): cost and safety
Replies: 20
Views: 1991

Re: AWD (All Wheel Drive): cost and safety

You win some, lose some. It's indeed safer with AWD than FWS in weather condition. AWD has advantage than FWD, but in icy condition, you don't want to hit the road if you don't have to. Actually it's only slightly safer if at all. AWD is a great feature for people who are in very snowy and low trac...
by ssquared87
Fri Nov 29, 2013 1:20 pm
Forum: Personal Consumer Issues
Topic: AWD (All Wheel Drive): cost and safety
Replies: 20
Views: 1991

Re: AWD (All Wheel Drive): cost and safety

-Once I was going down a slight hill in sleet in a RWD car with no snow tires. I could not stop. I had to intentionally hit a curb to avoid sliding into a busy intersection. FWD, AWD, RWD all would have performed exactly the seam in those conditions, the powertrain has NOTHING to do with braking ab...
by ssquared87
Tue Nov 26, 2013 3:23 pm
Forum: Personal Finance (Not Investing)
Topic: Should you reveal your salary to your coworkers?
Replies: 107
Views: 8166

Re: Should you reveal your salary to your coworkers?

Person #2 doesn't care that their salary is lower than Person #4 or 5 because they are satisfied with where they are. The video suggests the opposite though. Cucumber monkey is perfectly satisfied working for cucumbers, until he realizes that grape monkey is getting grapes. Suddenly cucumber monkey...
by ssquared87
Tue Nov 26, 2013 3:22 pm
Forum: Personal Finance (Not Investing)
Topic: Should you reveal your salary to your coworkers?
Replies: 107
Views: 8166

Re: Should you reveal your salary to your coworkers?

Just asked my wife (without sharing my opinion) and she said she'd also expect to get fired immediately. Putting it out in the open does not fuel resentment amongst team members, quite the opposite This shows you probably have no experience with this subject as an employer or manager. It does not d...
by ssquared87
Tue Nov 26, 2013 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: Should you reveal your salary to your coworkers?
Replies: 107
Views: 8166

Re: Should you reveal your salary to your coworkers?

Just asked my wife (without sharing my opinion) and she said she'd also expect to get fired immediately. Not to mention you're on the wrong side of the law. Maybe in some states (with certain union protections) but not this one. I'm talking about Fortune 100 companies that have this policy as well ...
by ssquared87
Tue Nov 26, 2013 3:03 pm
Forum: Personal Consumer Issues
Topic: Brooks Brothers outlet vs retail
Replies: 36
Views: 8515

Re: Brooks Brothers outlet vs retail

I have found a difference in the shirt quality in retail vs outlet as well. Retail seems to last longer...still have a few shirts that are 8 years old and I wear regular showing little wear. Lately I've been getting Charles Tyrwhitt. The fit is better than Brooks if you measure yourself properly, th...
by ssquared87
Tue Nov 26, 2013 2:55 pm
Forum: Personal Finance (Not Investing)
Topic: Should you reveal your salary to your coworkers?
Replies: 107
Views: 8166

Re: Should you reveal your salary to your coworkers?

Managing employees through fear and intimidation is not the mark of a leader Wow strawman argument but OK :). I don't manage through either, I lead through example and with respect. There is a huge difference between management and leadership, management is a mandate from the organization and leade...
by ssquared87
Wed Nov 13, 2013 2:56 pm
Forum: Personal Finance (Not Investing)
Topic: I had "that" conversation yesterday with my CEO
Replies: 19
Views: 3236

Re: I had "that" conversation yesterday with my CEO

Haha gotcha and congrats! Hope to have that conversation as well in 30 years!
by ssquared87
Tue Oct 29, 2013 1:11 pm
Forum: Personal Consumer Issues
Topic: Which car should I keep?
Replies: 26
Views: 1563

Re: Which car should I keep?

Everyone here is focusing so much on mileage and ignoring the fact there is a 5 year gap between the two cars. Mileage is important no doubt, but as cars get up there in years age becomes important too as plastic bits and stuff break no matter how few miles there are. Safest bet is pay the $4k diffe...
by ssquared87
Tue Oct 29, 2013 9:11 am
Forum: Personal Consumer Issues
Topic: Which car should I keep?
Replies: 26
Views: 1563

Re: Which car should I keep?

Keep the one you enjoy. Financially it seems like it makes more sense to get rid of the Camry assuming you keep the cars a long time. Selling the Camry for 12 and buying the Accord for 16 means your only paying a $4k premium for a much newer and lower mileage car. If you plan to keep the car till it...
by ssquared87
Sat Oct 19, 2013 10:43 pm
Forum: Personal Consumer Issues
Topic: Auto Body on Long Island?
Replies: 0
Views: 155

Auto Body on Long Island?

Anyone know a good auto-body shop on Long Island? Had a relatively minor fender bender but want someone good to get the paint to match properly...the guy I've used in the past is honest but quality of work wasn't great.
by ssquared87
Sat Oct 19, 2013 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: Just hit the million mark net worth today
Replies: 98
Views: 9921

Re: Just hit the million mark net worth today

People who have traveled hard path doesn't need convincing on how important it is to GIVE. We both have been doing 10% payroll deduction each to charity since our first job (~10 yrs). Goal: If I can't make 100-1000s more Yogesh from untouchable community; my life grade is FAIL. Yes, I still remembe...

Go to advanced search