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Re: How much do you spend on your hobby annually?

For me it depends on the year because occasionally I need to buy new gear. I tend to keep my skis and bikes a long time, but get nice equipment when i do replace them: 1. Skiing-usually set aside $2-$3,000 for trips per year...After skiing the same gear for 13 years, I got new skis and boots last ye...
by ssquared87
Sat Jul 19, 2014 9:01 am
 
Forum: Personal Consumer Issues
Topic: How much do you spend on your hobby annually?
Replies: 77
Views: 6993

Re: How much car can I afford while paying cash? Details ins

On average yes, BMW is less reliable than (insert japanese brand here) but there are particular models where they are just as reliable. The 328 without x-drive happens to have very high reliability levels. Do you need x-drive? The 328 is a bit less reliable when equipped with it. The 335 also has lo...
by ssquared87
Sun Jun 22, 2014 12:34 pm
 
Forum: Personal Consumer Issues
Topic: How much car can I afford while paying cash? Details inside.
Replies: 62
Views: 3934

Re: Car for daughter

I'm in the Northeast and see a ton of the 04 TL on the road. As others mentioned, tires are much more important than AWD. First thing though, does the car already have all seasons? Snow tires would be better especially for stopping, but a good set of all-seasons should be good enough. The thing to r...
by ssquared87
Sat May 10, 2014 6:22 pm
 
Forum: Personal Consumer Issues
Topic: Car for daughter
Replies: 39
Views: 1964

Re: Implementing David Allen's Getting Things Done (GTD)

Thanks for the reference on integrating using Outlook. Since Outlook is an Enterprise-wide tool with my employer, it could be valuable getting people to implement GTD with it. Unless of course it requires installing add-ins that require Administrative access. Our PCs and laptops are locked down tig...
by ssquared87
Sun Mar 23, 2014 1:06 pm
 
Forum: Personal Consumer Issues
Topic: Implementing David Allen's Getting Things Done (GTD)
Replies: 48
Views: 6077

Re: Implementing David Allen's Getting Things Done (GTD)

I'm a big fan of the GTD methodology. I'm currently working, and prefer to keep work and personal items in the same system. There's no reason to complicate things and maintain separate schedules and to do lists unless there is some absolute reason to do so. There are plenty of times when I do work a...
by ssquared87
Sun Mar 23, 2014 12:45 pm
 
Forum: Personal Consumer Issues
Topic: Implementing David Allen's Getting Things Done (GTD)
Replies: 48
Views: 6077

Re: What's your dream car?

I've got 2 contenders:
1. 2003 BMW M5
2. 2014 Porsche Cayman S
by ssquared87
Tue Jan 21, 2014 3:16 pm
 
Forum: Personal Consumer Issues
Topic: What's your dream car?
Replies: 185
Views: 10897

Re: Should I opt out of my bond allocation?

Don't think anyone mentioned this yet: Rebalancing. If you have 100% equity and stocks have a big drop one year, stocks are now relatively cheap, but you don't have any money to buy equities while they are cheap If you have 80% equity and 20% bond, when stocks drop, bonds will remain relatively stab...
by ssquared87
Fri Jan 03, 2014 11:50 am
 
Forum: Investing - Help with Personal Investments
Topic: Should I opt out of my bond allocation?
Replies: 47
Views: 3675

Re: AWD (All Wheel Drive): cost and safety

You win some, lose some. It's indeed safer with AWD than FWS in weather condition. AWD has advantage than FWD, but in icy condition, you don't want to hit the road if you don't have to. Actually it's only slightly safer if at all. AWD is a great feature for people who are in very snowy and low trac...
by ssquared87
Fri Nov 29, 2013 2:28 pm
 
Forum: Personal Consumer Issues
Topic: AWD (All Wheel Drive): cost and safety
Replies: 20
Views: 1723

Re: AWD (All Wheel Drive): cost and safety

-Once I was going down a slight hill in sleet in a RWD car with no snow tires. I could not stop. I had to intentionally hit a curb to avoid sliding into a busy intersection. FWD, AWD, RWD all would have performed exactly the seam in those conditions, the powertrain has NOTHING to do with braking ab...
by ssquared87
Fri Nov 29, 2013 2:20 pm
 
Forum: Personal Consumer Issues
Topic: AWD (All Wheel Drive): cost and safety
Replies: 20
Views: 1723

Re: Should you reveal your salary to your coworkers?

Person #2 doesn't care that their salary is lower than Person #4 or 5 because they are satisfied with where they are. The video suggests the opposite though. Cucumber monkey is perfectly satisfied working for cucumbers, until he realizes that grape monkey is getting grapes. Suddenly cucumber monkey...
by ssquared87
Tue Nov 26, 2013 4:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should you reveal your salary to your coworkers?
Replies: 107
Views: 7880

Re: Should you reveal your salary to your coworkers?

Just asked my wife (without sharing my opinion) and she said she'd also expect to get fired immediately. Putting it out in the open does not fuel resentment amongst team members, quite the opposite This shows you probably have no experience with this subject as an employer or manager. It does not d...
by ssquared87
Tue Nov 26, 2013 4:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should you reveal your salary to your coworkers?
Replies: 107
Views: 7880

Re: Should you reveal your salary to your coworkers?

Just asked my wife (without sharing my opinion) and she said she'd also expect to get fired immediately. Not to mention you're on the wrong side of the law. Maybe in some states (with certain union protections) but not this one. I'm talking about Fortune 100 companies that have this policy as well ...
by ssquared87
Tue Nov 26, 2013 4:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should you reveal your salary to your coworkers?
Replies: 107
Views: 7880

Re: Brooks Brothers outlet vs retail

I have found a difference in the shirt quality in retail vs outlet as well. Retail seems to last longer...still have a few shirts that are 8 years old and I wear regular showing little wear. Lately I've been getting Charles Tyrwhitt. The fit is better than Brooks if you measure yourself properly, th...
by ssquared87
Tue Nov 26, 2013 4:03 pm
 
Forum: Personal Consumer Issues
Topic: Brooks Brothers outlet vs retail
Replies: 36
Views: 4752

Re: Should you reveal your salary to your coworkers?

Managing employees through fear and intimidation is not the mark of a leader Wow strawman argument but OK :). I don't manage through either, I lead through example and with respect. There is a huge difference between management and leadership, management is a mandate from the organization and leade...
by ssquared87
Tue Nov 26, 2013 3:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should you reveal your salary to your coworkers?
Replies: 107
Views: 7880

Re: I had "that" conversation yesterday with my CEO

Haha gotcha and congrats! Hope to have that conversation as well in 30 years!
by ssquared87
Wed Nov 13, 2013 3:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: I had "that" conversation yesterday with my CEO
Replies: 19
Views: 3177

Re: Which car should I keep?

Everyone here is focusing so much on mileage and ignoring the fact there is a 5 year gap between the two cars. Mileage is important no doubt, but as cars get up there in years age becomes important too as plastic bits and stuff break no matter how few miles there are. Safest bet is pay the $4k diffe...
by ssquared87
Tue Oct 29, 2013 2:11 pm
 
Forum: Personal Consumer Issues
Topic: Which car should I keep?
Replies: 26
Views: 1510

Re: Which car should I keep?

Keep the one you enjoy. Financially it seems like it makes more sense to get rid of the Camry assuming you keep the cars a long time. Selling the Camry for 12 and buying the Accord for 16 means your only paying a $4k premium for a much newer and lower mileage car. If you plan to keep the car till it...
by ssquared87
Tue Oct 29, 2013 10:11 am
 
Forum: Personal Consumer Issues
Topic: Which car should I keep?
Replies: 26
Views: 1510

Auto Body on Long Island?

Anyone know a good auto-body shop on Long Island? Had a relatively minor fender bender but want someone good to get the paint to match properly...the guy I've used in the past is honest but quality of work wasn't great.
by ssquared87
Sat Oct 19, 2013 11:43 pm
 
Forum: Personal Consumer Issues
Topic: Auto Body on Long Island?
Replies: 0
Views: 137

Re: Just hit the million mark net worth today

People who have traveled hard path doesn't need convincing on how important it is to GIVE. We both have been doing 10% payroll deduction each to charity since our first job (~10 yrs). Goal: If I can't make 100-1000s more Yogesh from untouchable community; my life grade is FAIL. Yes, I still remembe...
by ssquared87
Sat Oct 19, 2013 5:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: Just hit the million mark net worth today
Replies: 98
Views: 9418

Re: Good operating system for my parents

I just installed Ubuntu on my Mac and it is very easy to install and use. I think my parents will be able to get the hang of it. I may need to install it myself for them when I see them next month and walk through a couple things with them. If not, I'll recommend buying a Windows 7 laptop (although...
by ssquared87
Fri Oct 18, 2013 12:51 pm
 
Forum: Personal Consumer Issues
Topic: Good operating system for my parents
Replies: 68
Views: 3317

Re: What Book Are You Currently Reading? Part V

Just finished Dan Brown's Angels & Demons, couldn't put it down! Luckily when I finished my library had the second book in the series, The Davinci Code available. Yes I know I'm a few years behind but if anyone hasn't read these books yet I highly recommend it!
by ssquared87
Fri Oct 18, 2013 10:04 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3113
Views: 1009168

Re: Good operating system for my parents

Linux Mint. If they know how to use XP, linux is very similar. Learning curve would be same as going from XP to 7. For what they use, pics, web email etc. Linux Mint comes with all the software they would need. Installation is relatively easy and the OS is much more efficient than 7 or MacOS, so eve...
by ssquared87
Thu Oct 17, 2013 4:09 pm
 
Forum: Personal Consumer Issues
Topic: Good operating system for my parents
Replies: 68
Views: 3317

Re: Gmail alternative recommendations?

Thanks everyone for the great replies, its a lot to think about. Going to think through what's important to me before I decide what to do. I think for reliability and convenience hosting a server is not worth the effort for me. The paid options or just sucking it up and dealing with Google may be be...
by ssquared87
Mon Oct 14, 2013 10:01 am
 
Forum: Personal Consumer Issues
Topic: Gmail alternative recommendations?
Replies: 81
Views: 17998

Re: New cellphone

You really should upgrade when your contract is up. Otherwise, you are giving up the handset subsidy the carrier has put in your inflated monthly price. Your carrier loves people that never upgrade. They don't have to shell out $500 subsidizing a new phone for you and they keep charging you the inf...
by ssquared87
Fri Oct 11, 2013 12:50 pm
 
Forum: Personal Consumer Issues
Topic: New cellphone
Replies: 63
Views: 3651

Re: Gmail alternative recommendations?

Ultimately if you are concerned about intrusion of companies your only real option is to register a domain and host it yourself. Anyone who thinks Apple doesn't snoop in people's data is very naive. I am a huge privacy / security advocate and I use gmail, I like the feature set and the spam filteri...
by ssquared87
Fri Oct 11, 2013 12:40 pm
 
Forum: Personal Consumer Issues
Topic: Gmail alternative recommendations?
Replies: 81
Views: 17998

Re: Gmail alternative recommendations?

Why are you +1'ing and reviewing products? With any service you want to ask yourself: - How are they making money from this service? - If this service is a loss leader, is it certain to stay? - Are they making enough to stay secure? - Are they making enough to stay in business? If you don't want to...
by ssquared87
Fri Oct 11, 2013 12:34 pm
 
Forum: Personal Consumer Issues
Topic: Gmail alternative recommendations?
Replies: 81
Views: 17998

Gmail alternative recommendations?

I've been using Gmail for my personal email for 6 years or so. Google seems to be getting more and more intrusive, and I am tired of feeling like a product rather than a customer. The most recent offense in my eyes is that Google is using reviews and +1 posted by Google + users to market other produ...
by ssquared87
Fri Oct 11, 2013 12:04 pm
 
Forum: Personal Consumer Issues
Topic: Gmail alternative recommendations?
Replies: 81
Views: 17998

Re: Bought airlines tickets now found cheaper ones

There is a reason Frontier is so cheap. They will charge you for every single add-on. I'm the first to try to save $, but in this case I would be careful. If you don't book through Frontier's website, they will charge you $25-100 for each carry on bag. There are plenty of other fees as well. $2 coff...
by ssquared87
Wed Oct 09, 2013 10:29 am
 
Forum: Personal Consumer Issues
Topic: Bought airlines tickets now found cheaper ones
Replies: 58
Views: 4687

Re: Car advice

Keep the car. ESC is a relatively useless feature on a small front wheel drive car with no engine. More of a marketing ploy than anything. It really only helps if you have an SUV or a more powerful rear wheel drive car, and if you are a bad driver. Honda will last far more than 120K miles assuming i...
by ssquared87
Thu Oct 03, 2013 12:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: Car advice
Replies: 16
Views: 1191

Re: best credit card for airline mile

Your best bet is to check out these sites: flyertalk.com (the forums have all the info you could possibly need) thepointsguy.com frugaltravelguy.com millionmilesecrets.com I go to Europe every summer and South America every winter. I don't think I have paid for an airline ticket in 5-10 years, and ...
by ssquared87
Thu Oct 03, 2013 11:53 am
 
Forum: Personal Consumer Issues
Topic: best credit card for airline mile
Replies: 17
Views: 1895

Re: Buying New TV - What do I need?

First, I think you are right to go with plasma. You will get a much better picture quality than you'd get for an equivalent priced LCD/LED. You'd have to spend quite a lot to get decent picture quality out of an LED (proper viewing angles, black levels, color gradiation etc), whereas even the cheape...
by ssquared87
Wed Oct 02, 2013 10:48 am
 
Forum: Personal Consumer Issues
Topic: Buying New TV - What do I need?
Replies: 26
Views: 1978

Re: Buying New TV - What do I need?

Plasmas are not too good in a room that receives daylight. If you have a room that you can make dark their picture quality has advantages. That's not the case anymore, it varies based on the model. LED and LCD used to have matte screens and were less reflective than plasma. Most now have a glossy c...
by ssquared87
Wed Oct 02, 2013 10:32 am
 
Forum: Personal Consumer Issues
Topic: Buying New TV - What do I need?
Replies: 26
Views: 1978

Re: best credit card for airline mile

Sapphire preferred is very powerful as you can transfer points into various airline partners (like the starwood card mentioned above) and you get 2x points on travel and dining, no foreign transaction fee, and a 7% annual dividend on your points. Usually you can get much batter than a 2% return usin...
by ssquared87
Tue Oct 01, 2013 4:04 pm
 
Forum: Personal Consumer Issues
Topic: best credit card for airline mile
Replies: 17
Views: 1895

Re: 2nd Car for local driving-suggestions please

cheaper to maintain, so you can drive it for the next 20 years. Do you actually know anyone that has driven a Honda Accord for 20 years? Just curious. I've never known anyone that has driven a Japanese car of any make or model for that long. My dad's Accord is 16 years old not quite 20 but close. O...
by ssquared87
Wed Sep 25, 2013 9:58 pm
 
Forum: Personal Consumer Issues
Topic: 2nd Car for local driving-suggestions please
Replies: 35
Views: 2363

Re: Best deals on gyms

Too much. $145/month for Equinox in NYC and that's with a corporate discount. Anyone have suggestions on good gyms in NYC preferably east village/tribeca/financial district area. I tried synergy but the place was filthy, and tried planet fitness but I didn't like their equipment (I prefer free-weigh...
by ssquared87
Tue Sep 24, 2013 2:07 pm
 
Forum: Personal Consumer Issues
Topic: Best deals on gyms
Replies: 40
Views: 2690

Re: Bogleheads, how do you search for a job?

The best opportunities I've encountered have always been through networking/connections. In my industry, blindly sending out applications and resumes doesn't get much traction, but if you reach out to people you've worked with or friends and they know the quality of your work, things are much easier...
by ssquared87
Mon Sep 23, 2013 10:38 am
 
Forum: Personal Consumer Issues
Topic: Bogleheads, how do you search for a job?
Replies: 17
Views: 2074

Re: 2nd Car for local driving-suggestions please

I've been driving an Acura TSX for nearly 10 years and believe it to be an almost perfect car. That being said, it does not get good gas mileage driving around town and requires premium fuel. Take a look at the new Acura ILX as an alternative. It's basically a luxury Honda Civic. It will feel more ...
by ssquared87
Mon Sep 23, 2013 10:14 am
 
Forum: Personal Consumer Issues
Topic: 2nd Car for local driving-suggestions please
Replies: 35
Views: 2363

Re: IPhone 4s vs. 5 vs 5c

Big difference between 4s and 5 is both technology and form factor. The 4s feels very different compared to the 5. The 4s is solid and well balanced. The 5 is poorly designed and and uncomfortable to hold. Instead of keeping the same scree proportions as the 4S, apple made the screen on the 5 bigger...
by ssquared87
Sat Sep 21, 2013 12:18 am
 
Forum: Personal Consumer Issues
Topic: IPhone 4s vs. 5 vs 5c
Replies: 53
Views: 4311

Re: 2nd Car for local driving-suggestions please

Accord drives well, feels solid, and has good mileage especially given its size. If you want something even tighter like Mercedes early 90's cars which felt like bank vaults, but has excellent reliability, go up to Acura TSX. Its the european version of the Accord, smaller than the american version ...
by ssquared87
Sat Sep 21, 2013 12:13 am
 
Forum: Personal Consumer Issues
Topic: 2nd Car for local driving-suggestions please
Replies: 35
Views: 2363

Re: Which is the better car deal?

For someone like the OP who enjoys driving, there is little point in getting a Lexus with two exceptions. Most of them are essentially the higher trim Toyota models with better quality interior but the driving experience is non-existant. But there are two exceptions. As you mentioned the latest mod...
by ssquared87
Fri Sep 20, 2013 12:57 pm
 
Forum: Personal Consumer Issues
Topic: Which is the better car deal?
Replies: 38
Views: 2574

Re: Laptop recommendation needed. $750 budget.

Like another poster mentioned earlier Lenovo makes excellent machines. I strongly prefer them over Dell or HP.

I agree with other posters, 17 is way too big. Why not go with a 15 (which will save you a little money over the 17) and get and external monitor for home?
by ssquared87
Thu Sep 19, 2013 7:20 pm
 
Forum: Personal Consumer Issues
Topic: Laptop recommendation needed. $750 budget.
Replies: 21
Views: 1751

Re: Which is the better car deal?

As a car guy, I say the BMW, especially given the warranties. But, as a money guy, TOYOTA hands down. Honestly, I would recommend a preowned Lexus, you would be surprised at the potential in them. Clearly, they aren't quite the experience to drive as a BMW, but you can drive them for 20 years past ...
by ssquared87
Thu Sep 19, 2013 9:58 am
 
Forum: Personal Consumer Issues
Topic: Which is the better car deal?
Replies: 38
Views: 2574

Re: Google Contact List creeping towards google + integrati

For email I have my own domain and a small Linux box so it isn't stored in a place that can't be accessed without a warrant. Since the incoming email is delivered directly to me it doesn't go through my ISP's email servers. Outbound mail does, so it's on my list to find a private outbound service. ...
by ssquared87
Thu Sep 19, 2013 9:51 am
 
Forum: Personal Consumer Issues
Topic: Google Contact List creeping towards google + integration
Replies: 75
Views: 4781

Re: Best Way To Preserve AmEx Membership Rewards Points

If you open a blue, which has $0 annual fee, you will keep the points. You will lose certain benefits though. With Blue, you will have the same amount of points, but you will not be able to transfer to airline or hotel partners. Instead you have to redeem them for rewards through AmEx travel, which ...
by ssquared87
Wed Sep 18, 2013 3:21 pm
 
Forum: Personal Consumer Issues
Topic: Best Way To Preserve AmEx Membership Rewards Points
Replies: 5
Views: 1008

Re: Google Contact List creeping towards google + integrati

For email I have my own domain and a small Linux box so it isn't stored in a place that can't be accessed without a warrant. Since the incoming email is delivered directly to me it doesn't go through my ISP's email servers. Outbound mail does, so it's on my list to find a private outbound service. ...
by ssquared87
Mon Sep 16, 2013 10:34 am
 
Forum: Personal Consumer Issues
Topic: Google Contact List creeping towards google + integration
Replies: 75
Views: 4781

Re: Gift money to parent for Roth IRA

SSquared, Your idea has merit but the way you phrased it ruffled some feathers (one feather?). A couple of suggestions. These are based on the assumption that you love your dad, you trust him, and you would help him out in the future financially if the need arises. I'm going to assume that he's in ...
by ssquared87
Sun Sep 15, 2013 1:09 am
 
Forum: Investing - Help with Personal Investments
Topic: Gift money to parent for Roth IRA
Replies: 50
Views: 2611

Re: Gift money to parent for Roth IRA

Been searching and haven't found much information on this. I'm maxing out tax advantaged accounts, and was considering giving my retired father $6,500 to put into a Roth IRA in his name. He is financially independent and doesn't need the money for his retirement. Eventually I will inherit the accou...
by ssquared87
Sun Sep 15, 2013 12:44 am
 
Forum: Investing - Help with Personal Investments
Topic: Gift money to parent for Roth IRA
Replies: 50
Views: 2611

Re: Which is the better car deal?

With the type of driving you do, you shouldn't have too many issues with the BMW. IF you do have issues they will be way more expensive to fix than a Toyota, but they don't break as often as many people around here claim. Can't give you a number though because who knows. You could have a hose that n...
by ssquared87
Fri Sep 13, 2013 5:12 pm
 
Forum: Personal Consumer Issues
Topic: Which is the better car deal?
Replies: 38
Views: 2574

Re: Gift money to parent for Roth IRA

Many thanks, yes meant creditors, haven't had my coffee this morning.

And yes, he does have taxable income from some side-work that he does to keep busy.
by ssquared87
Fri Sep 13, 2013 12:11 pm
 
Forum: Investing - Help with Personal Investments
Topic: Gift money to parent for Roth IRA
Replies: 50
Views: 2611
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