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Re: POLL: what's the deal with Tuna Fish?

Tuna casserole: canned tuna, can of condensed mushroom soup, cooked egg noodles or macaroni, cheese, and the most important ingredient, potato chips crumbled over the top. My mom never added the peas. She was a pretty terrible cook, so it was tuna casserole or nothing. I chose the tuna casserole.
by sscritic
Mon Apr 21, 2014 12:20 am
 
Forum: Personal Consumer Issues
Topic: POLL: what's the deal with Tuna Fish?
Replies: 37
Views: 1648

Re: POLL: what's the deal with Tuna Fish?

If you look at the cans pictured here and elsewhere, none of them say tuna fish. They all say tuna. The canners know what is inside, even if we don't. https://www.google.com/search?q=tuna+fish&client=safari&rls=en&source=lnms&tbm=isch&sa=X&ei=PE1UU4y0A4bOyAHPmoHIDQ&ved=0C...
by sscritic
Sun Apr 20, 2014 6:43 pm
 
Forum: Personal Consumer Issues
Topic: POLL: what's the deal with Tuna Fish?
Replies: 37
Views: 1648

Re: POLL: what's the deal with Tuna Fish?

The joke about water or oil is, that while I buy water, I only buy canned tuna fish as a vehicle for Best Foods Real Mayonnaise (Hellmann's to folks back East). I buy water so the oil doesn't interfere with the mayonnaise taste. P.S. I will make hollandaise from scratch for my asparagus or Eggs Bene...
by sscritic
Sun Apr 20, 2014 4:13 pm
 
Forum: Personal Consumer Issues
Topic: POLL: what's the deal with Tuna Fish?
Replies: 37
Views: 1648

Re: Social Security to resume benefits statement mailings

So a big Ha Ha to those of you who signed up online. If you hadn't been so anxious, you could start getting paper statements, although only once in 5 years doesn't sound so good. Maybe that might be often enough for my kids, who are now in their 30s (and barely in the 40s). Around 55, they may want ...
by sscritic
Sun Apr 20, 2014 3:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: Social Security to resume benefits statement mailings
Replies: 1
Views: 400

Re: POLL: what's the deal with Tuna Fish?

My vote:
Toro (とろ): fatty Bluefin tuna belly

and sake.
by sscritic
Sun Apr 20, 2014 3:23 pm
 
Forum: Personal Consumer Issues
Topic: POLL: what's the deal with Tuna Fish?
Replies: 37
Views: 1648

Re: Divorcee about to reach FRA seeks SS information

I was not yet divorced and my application wasn't restricted, but I applied online at 1 pm and took my paperwork (birth certificates* and passport and the marriage certificate) to my local office that afternoon. They copied everything, so my documents were out of my sight for less than three minutes....
by sscritic
Sun Apr 20, 2014 3:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: Divorcee about to reach FRA seeks SS information
Replies: 14
Views: 1145

Re: Possible fraud? Getting mail about a car I don't own.

I get gmail addressed to an old man (older than I as far as I can tell) in Wisconsin with my name. Verizon sends me notices about his phone plan, and his dentist sends me reminders about his appointments. Thanks to the internet, I found his address and sent him a real letter and asked him not to giv...
by sscritic
Sun Apr 20, 2014 3:03 pm
 
Forum: Personal Consumer Issues
Topic: Possible fraud? Getting mail about a car I don't own.
Replies: 14
Views: 897

Re: POLL: what's the deal with Tuna Fish?

Sushi fresh, sandwiches water. You won't let me vote twice, so I won't vote at all.
by sscritic
Sun Apr 20, 2014 2:51 pm
 
Forum: Personal Consumer Issues
Topic: POLL: what's the deal with Tuna Fish?
Replies: 37
Views: 1648

Re: POLL: why carry cash?

Maybe you're just in denial that you buy a candy bar every week :wink: I rarely buy a candy bar at the check out stand, but if I do, it's because it is on sale for 50% off. I buy it not because I have a credit card in my wallet, but because I have a twisted notion of what it means to be a boglehead...
by sscritic
Sun Apr 20, 2014 1:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 165
Views: 4244

Re: Treasury Direct Payroll Savings Plan - Deposit Time

Before asking your employer to start your payroll allotment/direct deposit, you must first set up a Payroll Savings Plan in your TreasuryDirect account. ... You can access history records about savings bonds purchased through the Payroll Savings Plan, view records about your Payroll C of I transact...
by sscritic
Sun Apr 20, 2014 12:57 pm
 
Forum: Investing - Help with Personal Investments
Topic: Treasury Direct Payroll Savings Plan - Deposit Time
Replies: 3
Views: 289

Re: Life Insurance Primary and Secondary Beneficiaries

Or your will would set up three trusts, one for husband, with remainder going to step-daughter if he does not survive you, and her remainder to her progeny if both she and her father predecease you, one for small daughter #1 with remainder going to small daughter #2 if small daughter #1 has no child...
by sscritic
Sun Apr 20, 2014 12:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Life Insurance Primary and Secondary Beneficiaries
Replies: 6
Views: 215

Re: POLL: why carry cash?

When you are paying out of your stack (or stash), it's physically getting smaller and provides a sensual feedback. Not always. I was low on ones yesterday, so I paid for my $1.55 of donuts with a twenty. I got back six bills to replace the one I gave them. Plus the coins. I must have gained half a ...
by sscritic
Sun Apr 20, 2014 11:44 am
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 165
Views: 4244

Re: IRS Lost Electronic Return?

gkaplan wrote: Oregon said on its website that my return was under manual review and that it would be at least ten weeks before it would issue a refund.

More evidence that Oregon doesn't like California transplants.
by sscritic
Sun Apr 20, 2014 11:40 am
 
Forum: Personal Finance (Not Investing)
Topic: IRS Lost Electronic Return?
Replies: 10
Views: 556

Re: POLL: why carry cash?

Cash is king. I still like my stack of cash over a plastic card. The feeling is not the same. :D And the really nice money clip to keep that stack together. A fat stash makes for a really fat wallet, which when added to my already ample rear end does not make a pretty sight. Oh, oh. Did I just make...
by sscritic
Sun Apr 20, 2014 11:27 am
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 165
Views: 4244

Re: POLL: If Eligible For Social Security .....

Age 63.5 and not collecting. I will reassess at age 66.3 based on Roth conversion considerations (taxes) and health. With a September birth date I see no reason to start on any month other than January. Why? The COLA hits in December, if that is what you are waiting for. It is paid in January, but ...
by sscritic
Sun Apr 20, 2014 11:12 am
 
Forum: Personal Finance (Not Investing)
Topic: POLL: If Eligible For Social Security .....
Replies: 39
Views: 1588

Re: Testamentary Trust as Beneficiary

Vanguard keeps costs low by providing cookie cutters. If you don't like cookie cutters, you should expect to pay more for personalized service. Oh, gee I must be lucky that my credit union was able to accommodate my beneficiary request without cookie cutters. They are a premium non-profit though. A...
by sscritic
Sun Apr 20, 2014 11:06 am
 
Forum: Personal Finance (Not Investing)
Topic: Testamentary Trust as Beneficiary
Replies: 19
Views: 859

Re: Testamentary Trust as Beneficiary

Vanguard keeps costs low by providing cookie cutters. If you don't like cookie cutters, you should expect to pay more for personalized service.
by sscritic
Sun Apr 20, 2014 10:46 am
 
Forum: Personal Finance (Not Investing)
Topic: Testamentary Trust as Beneficiary
Replies: 19
Views: 859

Re: POLL: If Eligible For Social Security .....

{there are of course clear-headed reasons to collect early} One strategy oft recommended on this board is for a low earning spouse with the other four years older to claim at 62 so the other can collect spousal benefits while waiting to claim at age 70. Or was your supposition that low earnings spo...
by sscritic
Sun Apr 20, 2014 10:44 am
 
Forum: Personal Finance (Not Investing)
Topic: POLL: If Eligible For Social Security .....
Replies: 39
Views: 1588

Re: Possible fraud? Getting mail about a car I don't own.

Your name is in the aether, as is your address. You will never get them back. Google, Facebook, and the NSA can piece together all the scraps of your life, even the Ford Explorer you never owned. You may think you never owned it, but once it is in the master data base, yes, you owned it and you alwa...
by sscritic
Sun Apr 20, 2014 9:37 am
 
Forum: Personal Consumer Issues
Topic: Possible fraud? Getting mail about a car I don't own.
Replies: 14
Views: 897

Re: Beware Vanguard DOES NOT update all your account values

livesoft wrote:I thnk it would be more fun to go to lunch instead.

My treat this time.
by sscritic
Sun Apr 20, 2014 9:23 am
 
Forum: Investing - Theory, News & General
Topic: Beware Vanguard DOES NOT update all your account values
Replies: 53
Views: 3700

Re: Beware Vanguard DOES NOT update all your account values

Yes, one can track TIAA Traditional as fixed income at Vanguard, but only manually. And one can track TIAA Real Estate Account as "Other" manually at Vanguard as well. They show up nicely in the Vanguard Portfolio Watch tool as expected. OK, so depending on how bored I am this afternoon, ...
by sscritic
Sun Apr 20, 2014 9:20 am
 
Forum: Investing - Theory, News & General
Topic: Beware Vanguard DOES NOT update all your account values
Replies: 53
Views: 3700

Re: Beware Vanguard DOES NOT update all your account values

If I want to know what one of my accounts is doing, I look at the website for that institution. err, that's what he's trying to do. The key as I understand it is that he has Vanguard ETFs, but not at Vanguard. So where is the website for that institution? If the Vanguard ETFs are at Wells Fargo, is...
by sscritic
Sun Apr 20, 2014 9:05 am
 
Forum: Investing - Theory, News & General
Topic: Beware Vanguard DOES NOT update all your account values
Replies: 53
Views: 3700

Re: POLL: why carry cash?

pennstater2005 wrote:It's a Small World at Disney = Torture

If you are tired, it's a great place to nod off. It's dark, and the singing is so repetitious it is easy to sleep to.
by sscritic
Sun Apr 20, 2014 8:38 am
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 165
Views: 4244

Re: Help me find a good slow cooker

The Zojirushi rice cooker "also has a Slow Cook function that allows the rice cooker to work like a slow cooker." http://www.zojirushi.com/products/nsyac Did you read the manual? They have two recipes, minestrone and beef soup. And pay attention to the warning: no ribs. If all you want to...
by sscritic
Sun Apr 20, 2014 8:19 am
 
Forum: Personal Consumer Issues
Topic: Help me find a good slow cooker
Replies: 27
Views: 1340

Re: IRS Lost Electronic Return?

They didn't say it was lost; they said it was in processing. I once sent in a payment with a return. Eight months later I got a CP2000 asking for the payment I had already made. After a phone call (or maybe two, it's been a while), I was told that they had received my payment but that it hadn't been...
by sscritic
Sun Apr 20, 2014 7:56 am
 
Forum: Personal Finance (Not Investing)
Topic: IRS Lost Electronic Return?
Replies: 10
Views: 556

Re: POLL: why carry cash?

the person in front of me at the burger place was paying in cash, so couldn't go to the "credit or debit only" cashier, and was still waiting for his turn after I had paid and moved on. Ahh, line racing, one of my favorite non-contact sports. While it can be played at the grocery store, m...
by sscritic
Sun Apr 20, 2014 7:51 am
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 165
Views: 4244

Re: Help me find a good slow cooker

Zojhirushi. I assume you mean Zojirushi, but I can't find one that meets the OP's needs. They do have a non-electric slow cooker; you heat the inner pot with the food on the stove and then put it in the insulated outer pot, close it, and walk away. Clearly, there is no timer or programming. Stainle...
by sscritic
Sun Apr 20, 2014 12:51 am
 
Forum: Personal Consumer Issues
Topic: Help me find a good slow cooker
Replies: 27
Views: 1340

Re: Hit your #, Still want to work, does your savings % chan

I would let my number get bigger (although to tell the truth, I have no idea what my number is - I stopped working when I no longer wanted to work, but I am still saving).
by sscritic
Sun Apr 20, 2014 12:26 am
 
Forum: Investing - Theory, News & General
Topic: Hit your #, Still want to work, does your savings % change?
Replies: 20
Views: 1573

Re: Divorcee about to reach FRA seeks SS information

I've also read that if I don’t pay the Medicare Part B premium out of my own pocket (which I am doing now), but have it withheld from my Social Security check then my retirement benefit at age 70 will be no larger than when I suspended it. In essence, I would have given up my higher retirement bene...
by sscritic
Sat Apr 19, 2014 11:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Divorcee about to reach FRA seeks SS information
Replies: 14
Views: 1145

Re: Divorcee about to reach FRA seeks SS information

She has basically has two questions. 1) After talking to SSA she says she can't start taking the divorced wife benefit until age 66. 2) If she stops working and waits to take her SS old age benefit does the 8 percent rule still apply? Here is what she wrote me: From talking to someone from SSA a fe...
by sscritic
Sat Apr 19, 2014 10:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Divorcee about to reach FRA seeks SS information
Replies: 14
Views: 1145

Re: Baby Boomers: Top 10 Movies

The article is dazed and confused. It starts with this premise. When the generation born from 1946 through '64 started making movies (and when Hollywood started making movies for them) in the late 1960s, they had inherited an ailing studio system that the culture at large had outgrown. What followed...
by sscritic
Sat Apr 19, 2014 10:31 pm
 
Forum: Personal Consumer Issues
Topic: Baby Boomers: Top 10 Movies
Replies: 44
Views: 2678

Re: payWave cards

Don't get to McDonald's much? I don't either, but I remember four years ago they had Discover Zip on their POS terminals. At the time, Discover sent me a mini card that was good for waving. I used to go to McDonald's for breakfast from time to time (3 cookies for $1 plus senior coffee for 69 cents -...
by sscritic
Sat Apr 19, 2014 9:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: payWave cards
Replies: 13
Views: 521

Re: POLL: If Eligible For Social Security .....

Curious how the spousal collecting works - meaning collecting spousal then start collecting your own? Does the spouse have to be deceased? Terminology counts. Let's say you are a woman. When your husband dies, you are no longer a wife (spouse). When your husband dies, you are a widow. When your hus...
by sscritic
Sat Apr 19, 2014 9:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: If Eligible For Social Security .....
Replies: 39
Views: 1588

Re: Qualified Dividends Question

P.S. Ordinary means total. Did you look at your 1099 from Vanguard? P.P.S. line 9a gets added when figuring your AGI. Line 9b does not. Look at how they are positioned on the page. Only line 9a is in the far right column. Line 9b is not, as line 8b is not. However, don't be confused by the a, b patt...
by sscritic
Sat Apr 19, 2014 7:02 pm
 
Forum: Investing - Help with Personal Investments
Topic: Qualified Dividends Question
Replies: 6
Views: 349

Re: Qualified Dividends Question

Tax goes on line 44 44 Tax (see instructions). You need to read the instructions. The instructions for line 44 start on page 40 of the 1040 instructions. Many of us find our tax using the Qualified Dividends and Capital Gain Tax Worksheet. Use the Qualified Dividends and Capital Gain Tax Worksheet, ...
by sscritic
Sat Apr 19, 2014 6:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: Qualified Dividends Question
Replies: 6
Views: 349

Re: Question about IRS Online Payment from Checking Account

Remember the relevant detail. He pre-dated his "check," using a date before the date he filed. If you use a date the same or after the date you filed, then you did not test what would happen to a pre-dater. Only another pre-dater can tell us what happens if you pre-date your payment. For a...
by sscritic
Sat Apr 19, 2014 5:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: Question about IRS Online Payment from Checking Account
Replies: 24
Views: 814

Re: I-Bond Rate for May 1, 2014?

There is a thread for that, the one with the title Speculation on I Bond fixed rate for May 1st. There was even a request for someone to use a calculator to figure out the new variable rate. http://www.bogleheads.org/forum/viewtopic.php?p=2034000#p2034000 Read the following post to the one linked ab...
by sscritic
Sat Apr 19, 2014 5:24 pm
 
Forum: Investing - Theory, News & General
Topic: I-Bond Rate for May 1, 2014?
Replies: 4
Views: 477

Re: Question about IRS Online Payment from Checking Account

Thanks Huey. Accountant put the draft date as 4.11.14. But I'm nearly positive the return wasn't submitted until 4.14.14. Please report back what you find. I file about 250 returns a year. I caution my preparers to specify a date after the most likely file date. ... I've always wondered what would ...
by sscritic
Sat Apr 19, 2014 4:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: Question about IRS Online Payment from Checking Account
Replies: 24
Views: 814

Re: POLL: why carry cash?

Time for my Saturday morning donut run with my dirty money. Will it be east to save a nickel on a cinnamon roll or south to save a nickel on a glazed raised and a crumb cake (although I usually reverse the words and order a raised glazed and a cake crumb - I am not sure which is correct)? I've been...
by sscritic
Sat Apr 19, 2014 4:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 165
Views: 4244

Re: If Eligible For Social Security Based On Your Own Earnin

Using the usual convention for ages, I chose 62, although I actually claimed at 62 and 10 months. If you had asked us to round our age off, I would have chosen 63.
by sscritic
Sat Apr 19, 2014 3:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: If Eligible For Social Security .....
Replies: 39
Views: 1588

Re: Question about IRS Online Payment from Checking Account

But he didn't pay in the sense of sending them money. He sent them account information and authorization to take the money out whenever they felt like it. I use checks, just like you do. P.S. While they cash the check immediately, the money might not be credited to your tax bill for 8 months, and I ...
by sscritic
Sat Apr 19, 2014 3:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: Question about IRS Online Payment from Checking Account
Replies: 24
Views: 814

Re: Taxable Acct Investing for 10-15yr Time Horizon

You wrote 10 - 15 years, which means if you get to the 10 year mark and your account is down, you can wait another 5 years for it to recover. Who knows, your income could be so much higher at that time that you will be able to afford a larger mortgage. Or you can buy a less expensive house. Life hap...
by sscritic
Sat Apr 19, 2014 3:15 pm
 
Forum: Investing - Help with Personal Investments
Topic: Taxable Acct Investing for 10-15yr Time Horizon
Replies: 17
Views: 1214

Re: Where to put RMDs in budget?

ss has a point, but the reality is: a transfer out of tax-sheltered smells, looks and feels like income, especially to the IRS. As can a transfer out of a taxable account, if you are moving from a fund to cash (it's called a sale). So look at a withdrawal from your IRA as a sale of an asset with a ...
by sscritic
Sat Apr 19, 2014 2:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Where to put RMDs in budget?
Replies: 16
Views: 759

Re: POLL: why carry cash?

Money is fungible. 1) I put $20 in the plate and charge my $20 after church lunch on my credit card. I don't pay off the card. Eating causes debt. 2) I charge a $20 offering and pay $20 cash for my after church lunch. I don't pay off the card. Giving causes debt. 3) I charge $10 for an offering and ...
by sscritic
Sat Apr 19, 2014 2:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 165
Views: 4244

Re: Where to put RMDs in budget?

Neither? What do you do when you sell something in your taxable account? I treat mine as a transfer from one account to another. 1) Write a check from PMM: I have a phony checking account, I call Vanguard checking. When I write a check from PMM, it is a debit in my phony checking account and goes in...
by sscritic
Sat Apr 19, 2014 2:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: Where to put RMDs in budget?
Replies: 16
Views: 759

Re: Amazon.com prices change quickly

Amazon should give lowest prices to people coming from bogleheads. They should know how cheap we are.
by sscritic
Sat Apr 19, 2014 2:07 pm
 
Forum: Personal Consumer Issues
Topic: Amazon.com prices change quickly
Replies: 37
Views: 3158

Re: POLL: why carry cash?

I wish people would subsist on just one food. Checkout lines would move much faster if the cashier could scan once and press x17. All those people eating a varied diet just to slow down others. Have they no consideration? This is what sscritic does with his donuts. Where I buy donuts, the immigrant...
by sscritic
Sat Apr 19, 2014 1:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 165
Views: 4244

Re: POLL: why carry cash?

I'm one of those people who at any given time is using 6 different credit cards depending on what the category is to maximize rewards. I don't rate chase, but I do credit card chase, just as you do. I just got off the $75 cash back using Discover and am on to the 5% cash back using my AT&T Univ...
by sscritic
Sat Apr 19, 2014 1:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 165
Views: 4244

Re: POLL: why carry cash?

I give to a University that asks for an extra amount to cover the cost of processing a credit card. The full amount including the extra is still a charitable deduction as listed on the letter of acknowledgment I get. And I get my usual cash back. In someways it makes no sense, but I think the U just...
by sscritic
Sat Apr 19, 2014 1:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 165
Views: 4244

Re: POLL: why carry cash?

I am curious. Who is going to drop their credit card into the collection plate on Easter Sunday? I know I am not leaving my card with those people. They get checks - so I have proof of payment for the tax deduction. You mean there is an alternative to cash and credit cards? I missed that in this th...
by sscritic
Sat Apr 19, 2014 12:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 165
Views: 4244
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