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Re: Looking for Good Free Win 7 File Manager

Total Commander, I've used it for years. The free version requires you to make a number selection when launched, however it is fully functional.

http://www.ghisler.com

SB...
by speedbump101
Wed Mar 26, 2014 9:37 pm
 
Forum: Personal Consumer Issues
Topic: Looking for Good Free Win 7 File Manager
Replies: 7
Views: 649

Re: Do you love your job? What do you do?

Pilot, 41 yrs, 36 with a major airline (domestic and international)... A great job!
Retired, 5 yrs... An amazing job!
Boglehead, 7 yrs... The icing on the cake!

SB...
by speedbump101
Thu Mar 20, 2014 11:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you love your job? What do you do?
Replies: 134
Views: 10112

Re: Get ready for the Dow at 6,000 by 2016: Pro

dkturner wrote:The're doing a 3 for 1 split in two years?


No, I think he's saying 'we're as doomed as doomed can be'... Not sure though! :sharebeer

SB...
by speedbump101
Tue Mar 04, 2014 7:22 pm
 
Forum: Investing - Theory, News & General
Topic: Get ready for the Dow at 6,000 by 2016: Pro
Replies: 46
Views: 4507

Re: Keurig vs normal coffeemaker?

So who'd you rather? A Keurig cup or a McDonald's cup? Of course if you take the Senior discount into the comparison, McDonald's wins hands down. How old does one have to be to get a cup of senior coffee at McD? Does one have to be older than dirt? :) If you have to ask, you're not old enough. :-) ...
by speedbump101
Sat Feb 01, 2014 4:37 pm
 
Forum: Personal Consumer Issues
Topic: Keurig vs normal coffeemaker?
Replies: 128
Views: 6281

Re: "Cheapskate of the Year"

2013 is the year that penny pinching officially died in Canada. Yes it's true, the penny is no longer legal currency in Canada, so hence forth we will practice 'nickel pinching' (5 cents) here. Apparently the copper in the penny is worth more than the currency value of the coin. I'm considered to be...
by speedbump101
Thu Jan 02, 2014 3:29 pm
 
Forum: Personal Consumer Issues
Topic: "Cheapskate of the Year"
Replies: 87
Views: 8018

Re: BOGLEHEAD CONTEST -- 2 more trading days.

Rick Ferri wrote:
Boglenaut wrote:Rick Ferri's at 18. Glad I read his projections, but I know Rick won't let it go to his head.


I'll be starting a market-timing hedge fund the first of the year. :)

(just joking)

Rick Ferri


The 'Just Joking Hedge Fund' ... Brilliant, 2 and 20 never looked so good! :sharebeer

SB...
by speedbump101
Sat Dec 28, 2013 11:15 pm
 
Forum: Investing - Theory, News & General
Topic: BOGLEHEAD CONTEST -- 2 more trading days.
Replies: 43
Views: 2605

Re: Fixing the Shiller CAPE Ratio

Before posting this I tried (unsuccessfully) to confirm that it hadn't been previously posted. Today I found another, earlier thread, addressing the same paper. If you wish to post about this paper please use the other thread.

viewtopic.php?f=10&t=128647

SB...
by speedbump101
Sat Dec 21, 2013 3:52 pm
 
Forum: Investing - Theory, News & General
Topic: Fixing the Shiller CAPE Ratio
Replies: 1
Views: 307

Fixing the Shiller CAPE Ratio

Interesting perspective IMO "For most of history, the Shiller Cyclically-Adjusted Price-Earnings ratio (CAPE) oscillated in a pseudo sine wave around a long-term (130 year) average of 15.30. It spent 55% percent of the time above the average, and 45% of the time below–a reasonable result for a ...
by speedbump101
Fri Dec 20, 2013 9:19 pm
 
Forum: Investing - Theory, News & General
Topic: Fixing the Shiller CAPE Ratio
Replies: 1
Views: 307

Re: Bitcoin vs. South Seas Stock

VictoriaF wrote:Can one pay in bitcoins for a cruise in South Seas?

Victoria



Is there an ETF inversly leveraging (3x) bitcoins? A must in everyone's vacation travel portfolio. Portfolio insurance! :o

SB...
by speedbump101
Thu Nov 28, 2013 3:19 pm
 
Forum: Investing - Theory, News & General
Topic: Bitcoin vs. South Seas Stock
Replies: 8
Views: 583

Re: Bill Bernstein: "Take risk off the table"

As Dr. Bernstein and others on the panel of experts at BH2013 said, staying with your plan is more important than getting the plan exactly right. Yes, "staying the course" is not some stupid slogan. It means, stick with your plan. Which is why I am so frustrated with some of the experts n...
by speedbump101
Thu Nov 28, 2013 1:08 pm
 
Forum: Investing - Theory, News & General
Topic: Bill Bernstein: "Take risk off the table"
Replies: 207
Views: 17033

Re: Merton, Milevsky, & Utkus retirement presentations

Thanks Bob. I particularly enjoyed Milevsky and his discussion about the importance of the sequence of returns.

SB...
by speedbump101
Sun Nov 24, 2013 10:14 pm
 
Forum: Investing - Theory, News & General
Topic: Merton, Milevsky, & Utkus retirement presentations
Replies: 11
Views: 1800

Re: The Decumulation Phase

Jim, As OP here I see you've opened a 4 yr old thread with the last post being 2 1/2 years ago. Regardless, I'd like to reiterate my appreciation of your book, Unveiling the Retirement Myth, which together with the works of Milevsky, Zwecher, and the Lifecycle crowd (Paula Hogan et al) eminently exp...
by speedbump101
Mon Oct 28, 2013 10:57 am
 
Forum: Investing - Theory, News & General
Topic: The Decumulation Phase
Replies: 138
Views: 51644

Re: How many big moves have you made in your lifetime?

Ten, one in childhood, and nine as an adult.

SB...
by speedbump101
Sun Sep 01, 2013 1:50 pm
 
Forum: Personal Consumer Issues
Topic: How many big moves have you made in your lifetime?
Replies: 76
Views: 5379

Re: Calgary and Canmore Flooding

Southern Alberta has been hit very hard. Calgary evacuated about 75,000 people (over a million population) The Trans Canada highway was closed between Calgary and Banff (might still be). Farther north in our part of the woods (Edmonton area) there is a flood watch for low lying areas, however to dat...
by speedbump101
Sat Jun 22, 2013 12:01 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Calgary and Canmore Flooding
Replies: 7
Views: 1097

Re: Classical vs Behavioral Economics - Market Efficency?

Just because many people make irrational financial decisions doesn't mean the overall market behaves irrationally. A few large well-capitalized individuals (or firms) that act rationally can keep the market efficient. EMH is also based on data from capital markets. If we observe irrational behavior...
by speedbump101
Thu Jun 20, 2013 11:29 am
 
Forum: Investing - Theory, News & General
Topic: Classical vs Behavioral Economics - Market Efficency?
Replies: 9
Views: 459

Re: LadyGeek -- the next 10K poster!

The dilemma of a moderator on this forum. Passive investing and active moderating. IMO you excel in both measures.

Congratulations!

SB...
by speedbump101
Sun May 05, 2013 1:21 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: LadyGeek -- the next 10K poster!
Replies: 27
Views: 2475

Re: is window 8 good ??

I don't own a Win 8 computer, however I've have used one sparingly. I found this 25 min Youtube quite helpful.

http://tinyurl.com/cwudk84

SB...
by speedbump101
Sat Mar 30, 2013 10:41 am
 
Forum: Personal Consumer Issues
Topic: is window 8 good ??
Replies: 49
Views: 3383

Re: Best/Favorite ipad Apps

-Zinio
-Press Reader (Newspapers)
-Hootsuite (twitter)
-Flipboard
-Alien Blue (Reddit)
-Urban Spoon
-Open Table
-Evernote
-NPR
-Kindle App
-Chrome (Browser)
-Dropbox

SB...
by speedbump101
Fri Mar 29, 2013 7:45 pm
 
Forum: Personal Consumer Issues
Topic: Best/Favorite ipad Apps
Replies: 34
Views: 3957

Re: Coursera On Line Course

I see. So clicking on the Do Not Click button would be an effort exceeding your retirement allocation of clicks? {Eureka smile} Victoria Actually if you have read Prof. Ariely or watched his very entertaining TED talks you know this is a lemming trap and probably around 70% or more of us pondering ...
by speedbump101
Sun Mar 24, 2013 8:51 pm
 
Forum: Personal Consumer Issues
Topic: Coursera On Line Course
Replies: 53
Views: 5287

Re: Coursera On Line Course

Great! Have you started reading the papers? (I have not, but I had several excuses.) Victoria P.S. The other thing we discussed is in works. Of course not, I'm retired, and my motto is 'Why do today what can be done tomorrow.' This philosophy along with the fact that I haven't done a non work relat...
by speedbump101
Sun Mar 24, 2013 8:12 pm
 
Forum: Personal Consumer Issues
Topic: Coursera On Line Course
Replies: 53
Views: 5287

Re: Coursera On Line Course

I'm also taking Ariely's course starting tomorrow, Mar 25th, and no I didn't push the button. :-)

Cheers,
SB...
by speedbump101
Sun Mar 24, 2013 4:09 pm
 
Forum: Personal Consumer Issues
Topic: Coursera On Line Course
Replies: 53
Views: 5287

Jim Otar Revisited 'Unveiling the Retirement Myth'

In 2009 / 2010 there were a couple (or more) longish threads discussing Jim's excellent book 'Unveiling the Retirement Myth' Recently Jim has written a paper discussing stress testing some of the concepts advanced in 'Unveiling.' I thought this article might be of interest here: 'Stress Testing Your...
by speedbump101
Thu Feb 07, 2013 11:39 am
 
Forum: Investing - Theory, News & General
Topic: Jim Otar Revisited 'Unveiling the Retirement Myth'
Replies: 12
Views: 4480

Re: Dr.W Pfau: "Efficient Frontier for Retirement Income"

Wade is in the forefront of retirement planning research. As his blog entry suggests there is a lot more to be accomplished in the reality of a post DB pension / low yield world: "I have written about this article before, and I see that the Bogleheads have kindly started a new thread about it w...
by speedbump101
Sun Feb 03, 2013 4:23 pm
 
Forum: Investing - Theory, News & General
Topic: Dr.W Pfau: "Efficient Frontier for Retirement Income"
Replies: 87
Views: 7262

Re: Dr.W Pfau: "Efficient Frontier for Retirement Income"

I did not know that Wade is moving to Philadelphia. It would indeed be great pleasure meeting him at BH12. Victoria "Wade D. Pfau, Ph.D., CFA, will be joining the American College in the spring as a Professor of Retirement Income in their new Ph.D. program on Financial Services and Retirement ...
by speedbump101
Sat Feb 02, 2013 9:08 pm
 
Forum: Investing - Theory, News & General
Topic: Dr.W Pfau: "Efficient Frontier for Retirement Income"
Replies: 87
Views: 7262

Re: Dr.W Pfau: "Efficient Frontier for Retirement Income"

Considering that Wade is moving from Tokyo to Philadelphia this year I hope he can find time to attend Boglehead's 12 this fall.

Cheers,
SB...
by speedbump101
Sat Feb 02, 2013 5:56 pm
 
Forum: Investing - Theory, News & General
Topic: Dr.W Pfau: "Efficient Frontier for Retirement Income"
Replies: 87
Views: 7262

Dr.W Pfau: "Efficient Frontier for Retirement Income"

Well worth the read IMO. "This paper outlines a different way to think about building a retirement income strategy that dramatically moves away from the concepts of safe withdrawal rates and failure rates. The focus is how to best meet two competing financial objectives for retirement: satisfyi...
by speedbump101
Sat Feb 02, 2013 3:21 pm
 
Forum: Investing - Theory, News & General
Topic: Dr.W Pfau: "Efficient Frontier for Retirement Income"
Replies: 87
Views: 7262

Re: Do you use Social Media?

Can someone tell me what this has to do with finance or investing? Everyone I follow on Twitter 'has to do with finance and investing.' I don't think "this" referred to Twitter. The OP asked who used social media, and my response was yes I do (Twitter, FB, and RSS) about 90% for finance a...
by speedbump101
Mon Oct 01, 2012 4:35 pm
 
Forum: Personal Consumer Issues
Topic: Do you use Social Media?
Replies: 45
Views: 2657

Re: Do you use Social Media?

Can someone tell me what this has to do with finance or investing? Everyone I follow on Twitter 'has to do with finance and investing.' Aggregating what they write, what is written about them, and the hyperlinks provided, can be greatly simplified by the selective use of social networking tools. SB...
by speedbump101
Mon Oct 01, 2012 4:13 pm
 
Forum: Personal Consumer Issues
Topic: Do you use Social Media?
Replies: 45
Views: 2657

Re: Do you use Social Media?

I 'use' Twitter to follow the activity (mostly links to blog entries and articles) of people of interest (Swedroe and mostly tech people in my fields of interest). I seldom tweet - definitely less than once a month on average. I use Twitter (in addition to RSS) as a source to the Flipboard app on t...
by speedbump101
Mon Oct 01, 2012 3:49 pm
 
Forum: Personal Consumer Issues
Topic: Do you use Social Media?
Replies: 45
Views: 2657

Re: Do you use Social Media?

I'm an outlier here. I use Twitter extensively, and Facebook quite often. On Twitter I follow the usual suspects, plus quite a few more: Vanguard, Mike Piper (Oblivious Investor), Larry Swedroe, Rick Ferri, Allan Roth, Wade Pfau, The Finance Buff (TFB), Bogleheads, as well as Jason Zweig, Moshe Mile...
by speedbump101
Mon Oct 01, 2012 10:48 am
 
Forum: Personal Consumer Issues
Topic: Do you use Social Media?
Replies: 45
Views: 2657

Re: "An Efficient Frontier for Retirement Income"

Holding just equities and SPIAs, and considering the low correlation of equities to inflation (p.5), how could this model provide inflation protection? I think most other retirement models incorporate TIPS for unexpected inflation don't they? SB... I'm pretty sure that historically equities have be...
by speedbump101
Mon Sep 24, 2012 8:33 pm
 
Forum: Investing - Theory, News & General
Topic: "An Efficient Frontier for Retirement Income"
Replies: 75
Views: 7799

Re: "An Efficient Frontier for Retirement Income"

Holding just equities and SPIAs, and considering the low correlation of equities to inflation (p.5), how could this model provide inflation protection? I think most other retirement models incorporate TIPS for unexpected inflation don't they?

SB...
by speedbump101
Mon Sep 24, 2012 7:42 pm
 
Forum: Investing - Theory, News & General
Topic: "An Efficient Frontier for Retirement Income"
Replies: 75
Views: 7799

Wade Pfau on 'The Toughest Retirement Decision'

This covers most of the material Dr. Pfau covered in his recent webinar. Unfortunately the archive isn't available without a paid subscription: The bottom line: Given the complexities described above, in this debate I tend to side with noncombatants such as York University finance professor Moshe Mi...
by speedbump101
Wed Sep 19, 2012 10:40 am
 
Forum: Investing - Theory, News & General
Topic: Wade Pfau on 'The Toughest Retirement Decision'
Replies: 32
Views: 3411

A Letter to My Son: Financial Advice for Life

This is powerful:

"Eventually you’re going to need to go out and find your place in the world. So this Father’s Day, I thought I should take the opportunity to offer some advice, or at least advice relating to your financial well- being."

http://tinyurl.com/7oojy5u


SB...
by speedbump101
Wed Jun 13, 2012 1:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: A Letter to My Son: Financial Advice for Life
Replies: 31
Views: 3349

Re: bogleheads.org under attack - may cause login problems

VictoriaF wrote:
FabLab wrote:Thanks, Alex, for the update. Please let us know if there's any way we can help out.


We can guess Alex' password and do his job while he sleeps.

Victoria


'sleepdeprived' :-)

SB...
by speedbump101
Tue May 08, 2012 2:30 pm
 
Forum: Forum Issues and Administration
Topic: bogleheads.org attacked - some accounts hijacked
Replies: 107
Views: 12469

Re: Results of gently following mainstream trends?

b) gently adjusting year by year in accordance to the mainstream conventional wisdom. Just what exactly is the definition of "mainstream conventional wisdom," and where do I find it listed? BTW Larry Swedroe wrote an interesting column on a similar subject (with past results listed): &quo...
by speedbump101
Tue Jan 24, 2012 3:21 pm
 
Forum: Investing - Theory, News & General
Topic: Results of gently following mainstream trends?
Replies: 25
Views: 1413

Re: Allan Roth's 2nd Article on DFA

As a reader to this thread, let me say I appreciate the thoughtful point-counterpoint being made from both sides. This is information I didn't know before. So I appreciate when I learn something new. :sharebeer I wholeheartedly agree. As both a DFA and Vanguard investor I've learned something new. ...
by speedbump101
Thu Jan 19, 2012 10:51 pm
 
Forum: Investing - Theory, News & General
Topic: Allan Roth's 2nd Article on DFA
Replies: 103
Views: 7096

Re: What's Your Favorite Username?

Livesoft - (Versus diehard) is my favourite, although I was here about a year before someone explained it to me. I'm definitely not the sharpest knife in the drawer. :oops: BTW this 'softy' is definitely no posting slouch with a 19,655 count to date. He took the baton from Valuethinker and took off ...
by speedbump101
Wed Jan 18, 2012 2:30 pm
 
Forum: Personal Consumer Issues
Topic: What's Your Favorite Username?
Replies: 89
Views: 3601

Re: Do you own Apple products?

2 iPhones, 1 iPad2, 1 Apple TV.

All my computers are windows though, because I need something to yell at, now that I'm retired! :-)

SB...
by speedbump101
Thu Jan 12, 2012 10:20 am
 
Forum: Personal Consumer Issues
Topic: Do you own Apple products?
Replies: 114
Views: 4022

Re: Thinking Fast and Slow

This is an excellent book which requires slow and attentive reading. Because I'm both 'slow and attentive' reading deficient, I've read it twice. Do yourself a favour and read it (at least once). I guarantee you will learn something about yourself, and many others who are (of course) totally irratio...
by speedbump101
Thu Jan 05, 2012 12:53 pm
 
Forum: Investing - Theory, News & General
Topic: Thinking Fast and Slow
Replies: 80
Views: 5476

Re: 2011 BOGLEHEAD CONTEST ENDS IN A TIE

I think I need a set of those new 'algorithmically balanced' darts. Next year look out!

Congrats to the winners, eh!

SB...
by speedbump101
Sat Dec 31, 2011 10:58 am
 
Forum: Investing - Theory, News & General
Topic: 2011 BOGLEHEAD CONTEST ENDS IN A TIE
Replies: 37
Views: 2623

Re: Suggestions for the Wiki

If not previously mentioned the Oct 13th 2011 paper on behavioral issues affecting purchasing annuities might be a good addition to the Wiki: "Annuity Puzzles" Bernartzi, Previtero, Thaler "Abstract: We analyze the long-standing “annuity puzzle” through the lens of behavioral economic...
by speedbump101
Wed Nov 30, 2011 1:37 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 245
Views: 65457

November 22nd

Even after all the the years what happened on this day in 1963 is still etched on my brain. I was in high school writing a composition exam. Needless to say I had difficulty focusing. Where were you? I'll bet most of us sixtyish and older will remember exactly what we were doing when the world stopp...
by speedbump101
Tue Nov 22, 2011 11:55 pm
 
Forum: Personal Consumer Issues
Topic: November 22nd
Replies: 13
Views: 914

Re: Book e readers

I have a Kindle 3 (wifi only) and an iPad 2. I prefer the Kindle for books (e-ink is easier on the eyes than back light IMO, and the Kindle is also much lighter), however the iPad rocks for magazines and newspapers. Since getting the iPad I have cancelled all paper magazine and newspaper subscriptio...
by speedbump101
Thu Nov 17, 2011 10:54 am
 
Forum: Personal Consumer Issues
Topic: Book e readers
Replies: 23
Views: 1107

Great fact based podcast. Thanks Larry for your continued contribution to this forum. BTW I'm looking forward to reading your newest book, 'Investment Mistakes Even Smart People Make.' Is it still being released in Dec.? Also will it be released on Kindle first (like Alpha)? I was almost finished Al...
by speedbump101
Sat Oct 08, 2011 9:52 pm
 
Forum: Investing - Theory, News & General
Topic: Larry's latest conference call
Replies: 16
Views: 1728

Re: LTCI

Case in point, Canada socialized medicine has created the situation that it takes 18 weeks to get an appointment with a GP, primary health care provider. You are wrong, however there will be no debate from me (discussing this is contrary to forum rules). The facts: I'm 63 and have lived in Canada a...
by speedbump101
Mon Sep 26, 2011 6:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: Long-Term Care
Replies: 140
Views: 7389

If the speed of light can in fact be exceeded, we have a wonderful specimen of a Black Swan. Who could have thought of that? Well, that's precisely the point of Black Swans. Noble Prize winners will come and go. Nassim Nicolas Taleb is forever. Victoria If time travel is possible there will be no s...
by speedbump101
Sun Sep 25, 2011 10:23 am
 
Forum: Personal Consumer Issues
Topic: Faster than light travel
Replies: 39
Views: 2734
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