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I don't think that will be a problem at all, especially since you have enough emergency fund. In my case, my "cushion" (take home - budgeted expenses) is nearly zero after 401K and ROTH IRA since I like to contribute as much as possible to the retirement saving, and it's been fine that wa...

I would agree I think you should be ok, especially as a single without debt. There is also 2400 a year you aren't accounting for to help you out. Also, it appears you might be in the 15% bracket: 57k-8.55k-3.9k-6.1k-3.25k < 36.25k MrMatt2532, I'm guessing that the 6.1k is the standard deduction, bu...

I understand this topic might lead to quite a few subjective responses, but I'm still interested to know what people think... Thoughts on whether I'm leaving myself with enough after-tax cash? disclaimer--> *rough draft breakdown below, I might have messed up some calculations* Bi Weekly Paycheck br...

First, you missed a 12% run up. That's like $600. Over a lifetime, that's no big deal. Second, this is your third of what will be hopefully many more yearly contributions. This makes it no big deal. Either dump it in and forget it or DCA it in weekly over the remaining time in which you have to con...

Just lump it in or DCA over the final months of the year. Do not drag this out. So basically, I have much more to gain in the long run by contributing sooner rather than later. OK, yeah that definitely makes sense and seems kind of obvious now after writing it out. I think I just needed to hear it ...

barnaclebob wrote:Is this a Roth IRA?

Yep, it's a Roth.

Hi everyone, Currently, I have a Vanguard Target Retirement 2055 Fund with 10k in contributions. I started in 2010(Age 22), and have done the full '10 and '11 contributions. Like many of you have probably done, I experimented with contribution methods. The 2010 contribution was a full lump sum buy i...

All of these links have been great so far. I know this stuff is all on the internet somewhere, but I think everyone searches for things a little bit differently, so it's really helpful to get linked to the pages that don't come up during my web searches.

PatchBeagle, Awesome, thanks for the reply, I think you gave a good overview of important topics. Do you have any specific ideas about teaching the "Moving from savings to investing" bullet point? I'm a little worried about emphasizing that point when many of these people probably aren't p...

Hi there, I'm an Americorps Vista working for a non profit called SNAP in Spokane, WA. Currently, we are working on an initiative called Bank On (http://joinbankon.org/), which is a brand new national program designed to help low income residents engage in traditonal banking methods. There are a lar...