Just don't mistaken it for safe investment because it is "Central Bank" that gives the rate. I'd say you can plunk as much into this account as you would be willing to plunk into junk bonds.
http://news.yahoo.com/p-downgrades-russ ... 42071.html
The only downside is less bankruptcy, divorce, & lawsuit protection in an IRA (California) versus 401K.
investor wrote:I assume that the $57K could be rolled into an IRA. I would invest the $57K for 12 years, expecting about 10% average annual return. But that is just me.