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Re: Gold, Silver, Copper

I expected these kind of replies which is an indicator of negative sentiment in general. The general asset classes are very over extended but the precious metals are cheap yet most do not see this. Time will tell of course.
by selftalk
Fri Jul 11, 2014 7:50 am
 
Forum: Investing - Theory, News & General
Topic: Gold, Silver, Copper
Replies: 41
Views: 3308

Gold, Silver, Copper

Don`t look now but the gold, silver and copper train is leaving the station. It`s a shame that most Bogleheads aren`t diversified into at least a small percentage of these asset classes. The sentiment has been very negative and isn`t that the way it`s supposed to be at low price levels?
by selftalk
Thu Jul 10, 2014 6:51 pm
 
Forum: Investing - Theory, News & General
Topic: Gold, Silver, Copper
Replies: 41
Views: 3308

Re: What Book Are You Currently Reading? Part V

MAKE PEACE WITH YOUR PLATE by JESS AINSCOUGH. More people should be learning this subject for a better quality of life. My opinion only of course.
by selftalk
Sun Jun 29, 2014 8:07 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3097
Views: 989414

Re: The Three Fund Portfolio

This works for me but I have no bond fund whatsoever because I have a solid pension and am receiving social security. I only have the Total Stock Market Index fund and the Total International fund ( VTI, VXUS ) 60% and 40% respectively. I trust the both of these funds are good selections for the tax...
by selftalk
Sun Jun 29, 2014 8:01 am
 
Forum: Investing - Theory, News & General
Topic: The Three Fund Portfolio
Replies: 816
Views: 314999

Re: Why Asset Allocate/ Slice and Dice

Apparently a lot of readers of this website love to slice and dice and take on more risk thinking they are taking on less risk which is fine with me but I was just informing the readers and new readers particularly of what John Bogle said in his book which makes sense to me. Most people in general t...
by selftalk
Wed Jun 25, 2014 5:34 pm
 
Forum: Investing - Theory, News & General
Topic: Why Asset Allocate/ Slice and Dice
Replies: 37
Views: 2016

Re: Why Asset Allocate/ Slice and Dice

Its simplistic in that you have 3 funds and it then is up to you to define your risk level in stocks.
by selftalk
Tue Jun 24, 2014 4:54 pm
 
Forum: Investing - Theory, News & General
Topic: Why Asset Allocate/ Slice and Dice
Replies: 37
Views: 2016

Why Asset Allocate/ Slice and Dice

I came across John Bogle`s book Common Sense On Mutual Funds published in 1999. It answered my question whether to slice and dice as compared to owning the Total Stock Market Index and Total bond market Index funds. Please read pages 231 to 237 and you will learn from Bogle`s research not to gamble ...
by selftalk
Tue Jun 24, 2014 4:38 pm
 
Forum: Investing - Theory, News & General
Topic: Why Asset Allocate/ Slice and Dice
Replies: 37
Views: 2016

need advice if any on present portfolio

I`m now in the process of finalizing a taxable and a tax sheltered portfolio of asset classes. The total portfolio would consist of 51% VTSAX, 34% international developed markets, 7.5% emerging markets and 7.5% total bond market index fund. I have a good pension coming in along with social security....
by selftalk
Thu Jun 12, 2014 7:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: need advice if any on present portfolio
Replies: 1
Views: 234

Re: 3 fund vs. a 2 fund portfolio

Thank you for your responses.
by selftalk
Thu Jun 12, 2014 1:11 pm
 
Forum: Investing - Help with Personal Investments
Topic: 3 fund vs. a 2 fund portfolio
Replies: 6
Views: 805

3 fund vs. a 2 fund portfolio

Is there much difference in owning VTWSX or VT total world funds and the total market bond index fund as opposed to owning the total stock market index fund and total international fund and the total bond market index fund?
by selftalk
Wed Jun 11, 2014 6:07 pm
 
Forum: Investing - Help with Personal Investments
Topic: 3 fund vs. a 2 fund portfolio
Replies: 6
Views: 805

mutual funds vs. etf`s

In considering the Vanguard total stock market index fund admiral shares vs. the VTI equivalent etf which one is preferable for a taxable account? The same goes for the Vanguard total international fund admiral shares vs. the etf of VXUS. There`s no commission levied on any one of them.
by selftalk
Thu Jun 05, 2014 5:25 pm
 
Forum: Investing - Help with Personal Investments
Topic: mutual funds vs. etf`s
Replies: 4
Views: 400

Re: What Book Are You Currently Reading? Part V

The Starch Solution by John McDougall MD.
by selftalk
Tue May 27, 2014 9:38 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3097
Views: 989414

3 fund portfolio vs. more funds

Which has provided more returns over the long run ==== the 3 fund portfolio (60% in the Total Stock Market index, 30% in Total International and 10% in the Total Bond Market index fund) that Taylor Larimore favors or the multi asset class portfolio that Paul Merriman and The Coffee House Investor re...
by selftalk
Tue May 27, 2014 7:59 am
 
Forum: Investing - Help with Personal Investments
Topic: 3 fund portfolio vs. more funds
Replies: 5
Views: 935

Re: "When Vix is high it's time to buy"

Generally that`s right but it`s for short term timing and the taxes will eat you up alive if successful. If you are in a bear market and the VIX gets real high and you buy and you have a fast profit but hold on then the bear proceeds downward and you lose.
by selftalk
Sat May 10, 2014 9:15 pm
 
Forum: Investing - Theory, News & General
Topic: "When Vix is high it's time to buy"
Replies: 25
Views: 2886

best cat litter and price

Does anyone know what cat litter is satisfactory with a low price and where do you purchase it?
by selftalk
Tue Apr 29, 2014 3:59 pm
 
Forum: Personal Consumer Issues
Topic: best cat litter and price
Replies: 11
Views: 674

Re: Toaster Ovens

The Breville works fine. I purchased mine at Bed Bath & Beyond and used their 20% off coupon.
by selftalk
Tue Apr 15, 2014 9:25 pm
 
Forum: Personal Consumer Issues
Topic: Toaster Ovens
Replies: 15
Views: 1374

Re: Another take on the "rebalancing bonus"

I believe that David Swenson , managing the Yale endowment assets, rebalances daily and he`s really well versed.
by selftalk
Tue Apr 15, 2014 9:03 pm
 
Forum: Investing - Theory, News & General
Topic: Another take on the "rebalancing bonus"
Replies: 105
Views: 17559

Re: Stocks: How Bad It Can Get

Calm Man, the correction was roughly from 16,600 down to 16,000 on the DOW but the news media really played it up and people scare easily. I know it was roughly 3% but when the media gets a hold of that watch out. A 30% correction will cause some folks to get religion.
by selftalk
Tue Apr 15, 2014 8:46 pm
 
Forum: Investing - Theory, News & General
Topic: Stocks: How Bad It Can Get
Replies: 72
Views: 5980

Re: Stocks: How Bad It Can Get

Look at this psychological statement. Isn`t it funny how this question arises after the correction which sort of tells me that people are probably not allocated correctly. No one mentions rebalancing during this correction which the academics suggest. Fear is a motivator now and greed flies out of t...
by selftalk
Tue Apr 15, 2014 8:03 pm
 
Forum: Investing - Theory, News & General
Topic: Stocks: How Bad It Can Get
Replies: 72
Views: 5980

Re: gold , silver, copper and uranium only

They are in bottoming out phases currently. Rallies are all part of the game. Study human psychology compared to movement in prices. I personally bought more silver and gold etfs today as uranium and copper are not where I want them to be price wise.. Lets see how I fare within a couple of years. Th...
by selftalk
Tue Apr 15, 2014 4:46 pm
 
Forum: Investing - Theory, News & General
Topic: gold , silver, copper and uranium only
Replies: 46
Views: 2989

Re: Favorite Investing Book?

The Elements of Investing by Charlie Ellis and Burton Mackiel.
by selftalk
Sun Apr 13, 2014 10:21 pm
 
Forum: Investing - Theory, News & General
Topic: Favorite Investing Book?
Replies: 50
Views: 4953

Re: gold , silver, copper and uranium only

All respondents just follow the prices of these four commodities. They come in etfs and mutual funds. I certainly would not buy them on the futures markets as I personally do not have that kind of experience.
by selftalk
Sun Apr 13, 2014 10:14 pm
 
Forum: Investing - Theory, News & General
Topic: gold , silver, copper and uranium only
Replies: 46
Views: 2989

Re: Stock markets in free fall?

Tomorrow, 4/14/14,the market, if it opens weak then the bottom is in and you should buy quickly. This is short term mind you. My experience tells me this. The DOW is only down 3 1/2 % but it`s really oversold with lots of pessimism abound.
by selftalk
Sun Apr 13, 2014 5:18 pm
 
Forum: Investing - Theory, News & General
Topic: Stock markets in free fall?
Replies: 92
Views: 7259

Re: gold , silver and copper

I`m not at all surprised at most of these replies and I do understand these posted responses logic but these assets have bottomed and of course some time will tell for others to see this. All the knee jerk logic to investing in these is dead wrong. My experience tells me to accumulate now. I`m sorry...
by selftalk
Sun Apr 13, 2014 5:06 pm
 
Forum: Investing - Theory, News & General
Topic: gold , silver, copper and uranium only
Replies: 46
Views: 2989

gold , silver, copper and uranium only

Why isn`t anyone mentioning rebalancing into gold, silver, copper and uranium? These are at bottoming prices. Isn`t there a place in the portfolio for them? Non correlating assets.
by selftalk
Fri Apr 11, 2014 9:48 pm
 
Forum: Investing - Theory, News & General
Topic: gold , silver, copper and uranium only
Replies: 46
Views: 2989

Re: Stock markets in free fall?

This is a great time to rebalance into gold, silver, copper and uranium.
by selftalk
Fri Apr 11, 2014 9:42 pm
 
Forum: Investing - Theory, News & General
Topic: Stock markets in free fall?
Replies: 92
Views: 7259

best vacuum cleaner

What is the best ( trouble free and no bag) canister vacuum cleaner to purchase?
by selftalk
Tue Apr 01, 2014 9:42 pm
 
Forum: Personal Consumer Issues
Topic: best vacuum cleaner
Replies: 23
Views: 1871

Re: Death of co-worker

I`m sorry for your loss.Eat, drink and be merry as each day is a new opportunity. Look ahead and exercise common sense.
by selftalk
Mon Mar 31, 2014 7:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Death of co-worker
Replies: 94
Views: 9981

Re: Warning: Stocks Will Collapse by 50% in 2014

I wonder if Sean knows Stansbury. He`s giving it away to us peons so we can all be rich. What a nice guy! Why doesn`t he tell us what horse will win at Pimlico or what`s in tomorrows newspaper. Oh, how about the next lottery number.
by selftalk
Mon Mar 31, 2014 7:32 pm
 
Forum: Investing - Theory, News & General
Topic: Warning: Stocks Will Collapse by 50% in 2014
Replies: 21
Views: 2923

Re: American Funds?

American Funds are a good fund family but the expenses to the investor are more than Vanguard`s. They are not index funds which means as time goes on they will earn less and less than the index funds especially Vanguards when you compare apples to apples.
by selftalk
Mon Mar 31, 2014 7:09 pm
 
Forum: Investing - Theory, News & General
Topic: American Funds?
Replies: 37
Views: 3284

Re: RZV Regression [Guggenheim S&P SmallCap 600 Pure Value]

How can you compare a mid cap blend to a small cap value. Naturally the RZV will out perform the VXF by definition over the long term but will be more volatile of course.
by selftalk
Sun Mar 30, 2014 9:38 pm
 
Forum: Investing - Theory, News & General
Topic: RZV Regression [Guggenheim S&P SmallCap 600 Pure Value]
Replies: 20
Views: 1382

Re: How much water do you drink every day?

I drink 3 glasses of distilled water daily and do get my minerals from fruit and vegetables.
by selftalk
Thu Mar 27, 2014 9:09 pm
 
Forum: Personal Consumer Issues
Topic: How much water do you drink every day?
Replies: 70
Views: 3437

Re: RZV Regression [Guggenheim S&P SmallCap 600 Pure Value]

RZV looks like a very good purchase right now to me. It`s oversold with pessimism.
by selftalk
Thu Mar 27, 2014 8:58 pm
 
Forum: Investing - Theory, News & General
Topic: RZV Regression [Guggenheim S&P SmallCap 600 Pure Value]
Replies: 20
Views: 1382

Re: SCV: has the small or the value kinda fallen out of favo

Neither one has fallen out of favor at all. They`ve both been rising steadily for 5 years.
by selftalk
Thu Mar 27, 2014 8:43 pm
 
Forum: Investing - Theory, News & General
Topic: SCV: has the small or the value kinda fallen out of favor??
Replies: 28
Views: 2269

Re: Are Vanguard Index Funds pure ??? Not So

Yes, I understand what you are saying. It sure would be advisable for everyone to look at the style boxes and ownership zone of the fund or funds one is interested in owning before purchase. Morningstar is pretty good at that. So it seems we`ve beaten this dead horse enough so to speak. I thank all ...
by selftalk
Thu Mar 27, 2014 5:33 pm
 
Forum: Investing - Theory, News & General
Topic: Are Vanguard Index Funds pure ??? Not So
Replies: 67
Views: 5003

Re: Are Vanguard Index Funds pure ??? Not So

Nisiprius, I got the statistics on EEMS from Morningstar. I did look at the ownership zone chart and have no question on that but next to it is the holdings style chart and that`s when I began thinking about this situation. It lists in total 36 small, 58 mid and 5 large. Using these numbers would yo...
by selftalk
Thu Mar 27, 2014 5:12 am
 
Forum: Investing - Theory, News & General
Topic: Are Vanguard Index Funds pure ??? Not So
Replies: 67
Views: 5003

Re: Are Vanguard Index Funds pure ??? Not So

No one addressed my statement of EEMS at 2:35 today. I wonder why. I feel it`s very important. Can some opinions come in on this?
by selftalk
Wed Mar 26, 2014 7:20 pm
 
Forum: Investing - Theory, News & General
Topic: Are Vanguard Index Funds pure ??? Not So
Replies: 67
Views: 5003

Re: Are Vanguard Index Funds pure ??? Not So

Let`s say that you wanted to buy EEMS which is advertised as an emerging market small cap etf created by I Shares. You research it and find out it contains 5 large cap stocks, 58 mid cap stocks and 36 small cap stocks which it does. Let`s suppose that you were in a bull market where the emerging mar...
by selftalk
Wed Mar 26, 2014 3:35 pm
 
Forum: Investing - Theory, News & General
Topic: Are Vanguard Index Funds pure ??? Not So
Replies: 67
Views: 5003

Re: Are Vanguard Index Funds pure ??? Not So

DSInvestor you are missing the point. The large cap fund was an example only. Look what`s in any index fund as related to it`s market cap and number of stock of a like kind and you`ll see what you get.
by selftalk
Wed Mar 26, 2014 3:13 pm
 
Forum: Investing - Theory, News & General
Topic: Are Vanguard Index Funds pure ??? Not So
Replies: 67
Views: 5003

Re: Are Vanguard Index Funds pure ??? Not So

This has very little to do with the S&P 500. It has to do with the contents of index funds in stock size or capitalization.
by selftalk
Wed Mar 26, 2014 3:09 pm
 
Forum: Investing - Theory, News & General
Topic: Are Vanguard Index Funds pure ??? Not So
Replies: 67
Views: 5003

Re: Are Vanguard Index Funds pure ??? Not So

I`m talking about large cap, mid cap and small cap and the same with international funds and etf`s.
by selftalk
Wed Mar 26, 2014 2:21 pm
 
Forum: Investing - Theory, News & General
Topic: Are Vanguard Index Funds pure ??? Not So
Replies: 67
Views: 5003

Re: Are Vanguard Index Funds pure ??? Not So

When I read in a book that a certain index fund asset class like large cap growth returned 8.14 % over the last 20 years and I would be satisfied owning it, then which index sponsor earned that 8.14%. Was it I shares, Vanguard , Russell , Wilshire or Wisdom Tree? It matters to me because I depend on...
by selftalk
Wed Mar 26, 2014 2:08 pm
 
Forum: Investing - Theory, News & General
Topic: Are Vanguard Index Funds pure ??? Not So
Replies: 67
Views: 5003

Re: Are Vanguard Index Funds pure ??? Not So

Thank you Nisiprius. That`s exactly what I was looking at. You ought to see VIVAX too and probably many other index funds.
by selftalk
Tue Mar 25, 2014 10:01 pm
 
Forum: Investing - Theory, News & General
Topic: Are Vanguard Index Funds pure ??? Not So
Replies: 67
Views: 5003

Re: Are Vanguard Index Funds pure ??? Not So

Well folks it sure was a lively discussion and I`m sure I do not have all the facts to keep this going forward. Thanks for all your inputs.
by selftalk
Tue Mar 25, 2014 7:53 pm
 
Forum: Investing - Theory, News & General
Topic: Are Vanguard Index Funds pure ??? Not So
Replies: 67
Views: 5003

Re: Are Vanguard Index Funds pure ??? Not So

Dear Phineas the VTCLX a supposed large cap fund has 20.7% mid cap, 4.4% mid cap small and .1% small cap all listed as of 2/28/14 on Vanguard`s website. Is this what you want for large cap?
by selftalk
Tue Mar 25, 2014 7:43 pm
 
Forum: Investing - Theory, News & General
Topic: Are Vanguard Index Funds pure ??? Not So
Replies: 67
Views: 5003

Re: Are Vanguard Index Funds pure ??? Not So

I really cannot see how a mid cap small company gets placed in the fund mimicking the S&P 500. And this information was dated end of February 2014 Vanguard`s site. What a sham!
by selftalk
Tue Mar 25, 2014 7:32 pm
 
Forum: Investing - Theory, News & General
Topic: Are Vanguard Index Funds pure ??? Not So
Replies: 67
Views: 5003

Re: Are Vanguard Index Funds pure ??? Not So

We`re buying these funds to allocate our asset classes correctly per modern portfolio theory. Are we being hoodwinked?
by selftalk
Tue Mar 25, 2014 7:00 pm
 
Forum: Investing - Theory, News & General
Topic: Are Vanguard Index Funds pure ??? Not So
Replies: 67
Views: 5003

Are Vanguard Index Funds pure ??? Not So

Today I researched the VFINX fund on Vanguard`s website which is indexed to perform along with the S&P 500 ( all large cap). I learned that this fund has 32.3 % in mid cap large, 18.6 % in midcap and 2.6 % in mid cap small. Is something wrong with this as a large cap index fund? Can this be styl...
by selftalk
Tue Mar 25, 2014 6:35 pm
 
Forum: Investing - Theory, News & General
Topic: Are Vanguard Index Funds pure ??? Not So
Replies: 67
Views: 5003

disect your Vanguard funds and etfs

I don`t know if this is well known but I found out today how to dissect vanguard funds and etfs by styles and percentages. Go to advisors.vanguard.com. Put in your ticker symbol and then click on portfolio. I hope this helps some people.
by selftalk
Mon Mar 24, 2014 7:41 pm
 
Forum: Investing - Theory, News & General
Topic: disect your Vanguard funds and etfs
Replies: 1
Views: 427
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