Search found 413 matches

Return to advanced search

Re: Would anyone go 100% bonds if...

Diversify widely and that includes gold and VIPSX.
by selftalk
Sat Jan 31, 2015 8:01 pm
 
Forum: Investing - Theory, News & General
Topic: Would anyone go 100% bonds if...
Replies: 36
Views: 2529

Re: Is This Market Timing?

Have you ever heard of rebalancing to your desired allocation with new money coming in?
by selftalk
Sat Jan 31, 2015 7:59 pm
 
Forum: Investing - Theory, News & General
Topic: Is This Market Timing?
Replies: 7
Views: 278

Re: How to respond when someone asks how much money you make

I would say that you would have to ask my accountant.
by selftalk
Sat Jan 31, 2015 7:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: How to respond when someone asks how much money you make?
Replies: 80
Views: 6234

Re: New Jersey State Employees Deferred Compensation Plan

Money talks. Do you honestly feel democrats care about you and your deferred comp program. They care about themselves so embarrass them via the media to get what you want. All you want is a fair market shake for your retirement.
by selftalk
Thu Jan 29, 2015 8:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: New Jersey State Employees Deferred Compensation Plan
Replies: 25
Views: 1521

Re: Why do brokerages give commission free-etfs

As I seem to remember the commission free fund companies get 1/4 of 1 % which is probably hidden from the customer. There`s no free lunch again!
by selftalk
Wed Jan 28, 2015 7:46 pm
 
Forum: Investing - Theory, News & General
Topic: Why do brokerages give commission free-etfs
Replies: 19
Views: 1799

Re: Are any US-only investors having 2nd thoughts?

In the long run both have performed about the same. But with rebalancing you most probably will do fine as you sell some of the out performer and buy some of the under performer. Sell high and buy low.
by selftalk
Wed Jan 28, 2015 7:41 pm
 
Forum: Investing - Theory, News & General
Topic: Are any US-only investors having 2nd thoughts?
Replies: 44
Views: 4408

Re: New Jersey State Employees Deferred Compensation Plan

Solicit everyone you can who contributes and who would like to contribute to this plan to write to the Governor about excessive fees and the financial abuse in these troubling times. Contact the Union and also to send reps to the Governor`s office. Have a peaceful demonstration and contact the local...
by selftalk
Wed Jan 28, 2015 7:24 pm
 
Forum: Personal Finance (Not Investing)
Topic: New Jersey State Employees Deferred Compensation Plan
Replies: 25
Views: 1521

Re: What Movie Have You Recently Watched?

Cinderella Man
by selftalk
Wed Jan 28, 2015 7:12 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 477
Views: 56535

Re: Focused Larry Portfolio

The Larry portfolio works well. From 1973 to 2014 if your allocation was 75% U.S.corporate bonds and 25% U.S. small cap value your return was approximately 9.74% annually. You must not pay attention to the tracking error which brings up emotion that will cause you to fail at what you want to accompl...
by selftalk
Sun Jan 25, 2015 5:44 pm
 
Forum: Investing - Theory, News & General
Topic: Focused Larry Portfolio
Replies: 33
Views: 3181

Re: Happy Birthday Taylor!

Happy Birthday Taylor and thanks for helping all of us out here to the best of your ability.
by selftalk
Sun Jan 25, 2015 5:02 pm
 
Forum: Investing - Theory, News & General
Topic: What Experts Say [about various investing topics]
Replies: 51
Views: 3342

Re: Drinking water

To get the chlorine out you need to put your tap water in a vessel with no top for 2 days. If you still see bubbles on the side stir it up for the rest of the chlorine gasses to escape. you do not want to see any bubbles. I personally drink only distilled water that has run through a charcoal filter...
by selftalk
Sun Jan 25, 2015 4:53 pm
 
Forum: Personal Consumer Issues
Topic: Drinking water
Replies: 45
Views: 3020

seiko divers watch

Does anyone have a Seiko divers watch with the day and date and does it come with a 40 mm bezel or less? If so how long have you had it and how do you like it?
by selftalk
Fri Jan 23, 2015 5:15 pm
 
Forum: Personal Consumer Issues
Topic: seiko divers watch
Replies: 8
Views: 616

What is highest paying cash credit card

At this time what is the highest paying percentage cash credit card out there? Right now I have the Citi Double cash card which pays 2% with no annual fee.
by selftalk
Mon Jan 19, 2015 6:52 pm
 
Forum: Personal Consumer Issues
Topic: What is highest paying cash credit card
Replies: 24
Views: 2565

Re: Suze Orman: $100 into $860k, and cfiresim

Wait just a minute. What if the Indians on Manhattan Island who took instead of $ 25.00 worth of trinkets and took the $ 25.00 in cash and invested it at 5% got after 400 years ? Back testing is a dream!
by selftalk
Mon Jan 19, 2015 6:39 pm
 
Forum: Investing - Theory, News & General
Topic: Suze Orman: $100 into $860k, and cfiresim
Replies: 47
Views: 5131

Re: Bored when market is closed

Go to a nearby casino and lose some money there. At least you`d be spreading your money around.
by selftalk
Mon Jan 19, 2015 6:30 pm
 
Forum: Investing - Theory, News & General
Topic: Bored when market is closed
Replies: 28
Views: 2099

Re: Best watch for around $5,000?

Just try to sell your Rolex and then see what the value is to someone else who recognizes it as used. I`ll think you`ll be surprised.
by selftalk
Mon Jan 19, 2015 6:17 pm
 
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 906
Views: 173721

Re: Best watch for around $5,000?

You are now a good potential victim of a crime. Victims of crime have fooled the robbers because the knock offs look so good. My advice is to be careful.
by selftalk
Sun Jan 18, 2015 12:04 pm
 
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 906
Views: 173721

Re: Why I like this forum

I agree with Victoria. Even though I have been in the markets since the 1960`s the comments here stop me to think it through more thoroughly and it has really helped me. The consumer column is just wonderful and really helped me out immeasurably. You can only gain from a multitude of other people`s ...
by selftalk
Sun Jan 18, 2015 11:48 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Why I like this forum
Replies: 34
Views: 2276

Re: Florida in the summer

I moved to West Palm Beach in 2005, after I retired and then moved back north to Maryland because the summer in Florida was so horribly humid. It was tough even in the evening. It`s a good place in the winter only in my opinion. Luckily for me the home prices were soaring so I made a nice profit in ...
by selftalk
Sun Jan 18, 2015 11:38 am
 
Forum: Personal Consumer Issues
Topic: Florida in the summer
Replies: 81
Views: 5508

Re: "Gold to tank in 2014: Goldman Sachs"

All you really need to know is that is it loved or hated in the short term and long term and match that up. You don`t need a crystal ball or anyone`s opinion and in fact that will throw your perspective off a lot. I myself have an allocation in GLD since a year ago as it was hated both long and shor...
by selftalk
Fri Jan 16, 2015 7:13 am
 
Forum: Investing - Theory, News & General
Topic: "Gold to tank in 2014: Goldman Sachs"
Replies: 112
Views: 10763

Re: What Movie Have You Recently Watched?

Cinderella Man. It`s my favorite movie.
by selftalk
Sun Jan 11, 2015 9:13 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 477
Views: 56535

Re: Vacuum cleaner recommendation?

The SHARK Rocket is awesome and so powerful and with all the attachments included. It was recommended by a friend as being wonderful as he`s had it for almost 1 year. I got mine at Kohl`s for a terrific price. I`ve had my Oreck for almost 10 years without a problem except for 2 broken belts which ar...
by selftalk
Sun Jan 11, 2015 9:06 am
 
Forum: Personal Consumer Issues
Topic: Vacuum cleaner recommendation?
Replies: 71
Views: 11554

Re: The Callan Periodic Table of Investment Returns 2014

I don`t think the Callan chart includes total returns so it may not be as accurate as it could be. Of course I could be wrong about the total returns not being there.
by selftalk
Sun Jan 11, 2015 9:00 am
 
Forum: Investing - Theory, News & General
Topic: The Callan Periodic Table of Investment Returns 2014
Replies: 26
Views: 3601

Re: 2000-2014 [15 year returns]

Will the next 15 years be as good as the last 15 years? Who knows.
by selftalk
Sat Jan 10, 2015 6:49 am
 
Forum: Investing - Theory, News & General
Topic: 2000-2014 [15 year returns]
Replies: 26
Views: 4123

Re: The Callan Periodic Table of Investment Returns 2014

That`s looks great. Thanks. It looks so good for my emerging markets and small international asset classes. Come on reversion to the mean !
by selftalk
Sat Jan 10, 2015 6:38 am
 
Forum: Investing - Theory, News & General
Topic: The Callan Periodic Table of Investment Returns 2014
Replies: 26
Views: 3601

Re: "Vanguard Group execs say deflation a real risk..."

You certainly can`t do anything about that so forget it. The governments of the world are printing money to get to a little maybe 2-3 % inflation which they feel is healthy and maybe it is. Anyway if deflation comes the governments will try to inflate out of it and then most probably gold and commod...
by selftalk
Sat Jan 10, 2015 6:34 am
 
Forum: Investing - Theory, News & General
Topic: "Vanguard Group execs say deflation a real risk..."
Replies: 61
Views: 6240

Re: International Stock Index Potential

My opinion is that the international asset class is a much better value at this time than the U.S. but it takes time to get back into favor. If you`re short on time forget it. Make up your asset allocation and stick to it.
by selftalk
Sat Jan 10, 2015 6:25 am
 
Forum: Investing - Theory, News & General
Topic: International Stock Index Potential
Replies: 23
Views: 3165

Re: Sm. cap and Internatl allocation in current enivironment

Keep what you now have. It`s fine and will most probably work out well. You SHOULD NOT KEEP SWITCHING AND DOUBTING YOURSELF. It`s a sure way to under perform everything. Keep your allocation and stop reading and listening to people who "know better."
by selftalk
Sat Jan 10, 2015 6:19 am
 
Forum: Investing - Theory, News & General
Topic: Sm. cap and Internatl allocation in current enivironment
Replies: 8
Views: 1052

Re: Can you make money betting on random coin flips?

Of course but the secret is to know when to quit which is largely impossible.
by selftalk
Sat Jan 10, 2015 6:12 am
 
Forum: Investing - Theory, News & General
Topic: Can you make money betting on random coin flips?
Replies: 295
Views: 16581

Re: What is the international portion of your portfolio and

My international allocation consists of SCZ and EWX and some VWO. They have been good long term asset classes. I put my wife in only VXUS for international.
by selftalk
Sat Jan 10, 2015 6:09 am
 
Forum: Investing - Theory, News & General
Topic: What is the international portion of your portfolio and why?
Replies: 132
Views: 10087

Re: Psychology vs. Fundamentals of investing

In the short term term emotions guide the market while in the long term fundamentals rule. So that`s good for me as I`m a basic contrarian in investing and I`ll buy when things look bad in general but I don`t sell. I stick only to the historical high returning asset classes and exhibit "benign ...
by selftalk
Sat Jan 10, 2015 6:03 am
 
Forum: Investing - Theory, News & General
Topic: Psychology vs. Fundamentals of investing
Replies: 61
Views: 4513

Re: Purchasing a car with credit cards for cash back rewards

The most the dealer would let me was $ 3500.00. I don`t know they limit you.
by selftalk
Sat Jan 10, 2015 5:48 am
 
Forum: Personal Finance (Not Investing)
Topic: Purchasing a car with credit cards for cash back rewards?
Replies: 36
Views: 3375

Re: I have to leave Ameriprise

I`ve never seen anything like you have. Run don`t walk out of there as fast as you can. It`s unbelievable. Call up Vanguard and discuss an allocation suited to you.
by selftalk
Fri Jan 09, 2015 10:56 am
 
Forum: Investing - Help with Personal Investments
Topic: I have to leave Ameriprise
Replies: 22
Views: 3073

Re: What are you up YTD?

You shouldn`t be watching this so regularly as it will get you emotionally charged to do something you will be sorry for.
by selftalk
Fri Jan 09, 2015 10:50 am
 
Forum: Investing - Help with Personal Investments
Topic: What are you up YTD?
Replies: 271
Views: 30092

Re: a good etf total return website

rmelvey you can contact them via their website and make suggestions.
by selftalk
Fri Jan 09, 2015 10:39 am
 
Forum: Investing - Theory, News & General
Topic: a good etf total return website
Replies: 3
Views: 754

getting total returns for different time periods

Where do you get your accurate TOTAL RETURNS for different time periods for etf`s and mutual funds from?
by selftalk
Thu Jan 08, 2015 8:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: getting total returns for different time periods
Replies: 1
Views: 274

Re: Anyone ever [incorrectly] charged Vanguard ETF commissio

Yes. Just call up and tell Vanguard. Mine was also corrected in2 days.
by selftalk
Thu Jan 08, 2015 8:27 pm
 
Forum: Investing - Theory, News & General
Topic: Anyone ever [incorrectly] charged Vanguard ETF commission
Replies: 12
Views: 981

Re: How Many Credit Cards do you have?

Look at Bank of America`s card.
by selftalk
Thu Jan 08, 2015 6:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: How Many Credit Cards do you have?
Replies: 99
Views: 17568

Re: Should heat be left on?

Are you looking to get sick to save $ 5.00 daily ? Think what the doctor bill will be. I also can`t believe this is a serious question but if so be comfortable physically and it won`t bankrupt you. I think you`d be a failure for a street person.
by selftalk
Thu Jan 08, 2015 6:50 pm
 
Forum: Personal Consumer Issues
Topic: Should heat be left on?
Replies: 25
Views: 3350

Re: Thinking about retirement - it's depressing

Experience different sports and hobbies to see what your abilities are and what you really like. You`ve got to have a reason to get out of bed in the morning. Find it.
by selftalk
Thu Jan 08, 2015 6:45 pm
 
Forum: Personal Consumer Issues
Topic: Thinking about retirement - it's depressing
Replies: 80
Views: 8526

Re: Is it speculation to use the Callan Periodic table?

I just cannot bring myself to buying the high performing asset classes on that table in the most recent year.
by selftalk
Thu Jan 08, 2015 6:38 pm
 
Forum: Investing - Theory, News & General
Topic: Is it speculation to use the Callan Periodic table?
Replies: 35
Views: 3522

a good etf total return website

I just found a good total return website called etfreplay.com. Perhaps this will help some bogleheads. Where do you get your total returns from?
by selftalk
Wed Jan 07, 2015 4:57 pm
 
Forum: Investing - Theory, News & General
Topic: a good etf total return website
Replies: 3
Views: 754

Re: Is it speculation to use the Callan Periodic table?

People use the word speculation in the context of gambling, recklessness and as if was a cuss word. That`s just not always so. We all speculate by buying these various asset classes hoping the value of them will increase in time as they have in the past. And yes the Callan Periodic table shows the r...
by selftalk
Wed Jan 07, 2015 4:48 pm
 
Forum: Investing - Theory, News & General
Topic: Is it speculation to use the Callan Periodic table?
Replies: 35
Views: 3522

getting total returns from funds and etf`s

Does anyone know where and how to get the total returns of funds and etf`s at various time periods like 1, 3 and 5 years? Just comparing price rises and drops do not provide solid conclusions to evaluating these financial instruments.
by selftalk
Sun Jan 04, 2015 10:28 am
 
Forum: Investing - Help with Personal Investments
Topic: getting total returns from funds and etf`s
Replies: 2
Views: 228

Re: Rick Ferri looking to internationalize his portfolio

I might as well get in my 2 cents. My opinion is that Rick is thinking rationally. We all know that all parts of the world are getting closer over time but world stock markets do not dance to the same tune together except in panics and maybe in the extreme issuance of their respective currency creat...
by selftalk
Sun Jan 04, 2015 10:19 am
 
Forum: Investing - Theory, News & General
Topic: Rick Ferri looking to internationalize his portfolio
Replies: 231
Views: 26730

Re: Int'l Value vs Int'l Small Caps?

Today I add to my SCHC position for international small cap blend. Livesoft, if you let the rise or fall in prices of asset classes guide you then wouldn`t it prudent to rebalance into emerging markets and small cap international ? Is this website a true indicator of the " crowd psychology ? I ...
by selftalk
Fri Jan 02, 2015 9:18 am
 
Forum: Investing - Theory, News & General
Topic: Int'l Value vs Int'l Small Caps?
Replies: 32
Views: 3992

Re: slice and dice for a taxable portfolio only

Thank you everyone for your responses.
by selftalk
Fri Jan 02, 2015 9:14 am
 
Forum: Investing - Help with Personal Investments
Topic: slice and dice for a taxable portfolio only
Replies: 8
Views: 858

Re: Stock Market success

HomerJ, thank you for the information. On bigcharts.com you can go to indicators then upper indicators and click on total return. How does that work for you? It doesn`t give you dollars and cents though.
by selftalk
Fri Jan 02, 2015 8:48 am
 
Forum: Investing - Theory, News & General
Topic: Stock Market success
Replies: 70
Views: 7652

Re: Stock Market success

HomerJ you are absolutely correct but years ago most folks didn`t invest in mutual funds much and ETF`s weren`t created yet. I think funds became popular after the 2000, debacle as stock brokers stopped recommending stocks and started pushing mutual funds if my memory is correct. What website did yo...
by selftalk
Wed Dec 31, 2014 7:21 am
 
Forum: Investing - Theory, News & General
Topic: Stock Market success
Replies: 70
Views: 7652
Next

Return to advanced search