Search found 482 matches

by selftalk
Fri Aug 28, 2015 7:18 pm
Forum: Personal Consumer Issues
Topic: Will you buy an Apple Watch?
Replies: 444
Views: 36046

Re: Will you buy an Apple Watch?

No.If I want to get mugged I`ll buy one. Unfortunately it invites trouble.
by selftalk
Thu Aug 27, 2015 5:56 pm
Forum: Investing - Theory, News & General
Topic: Where are John Bogle and Warren Buffett
Replies: 18
Views: 2371

Where are John Bogle and Warren Buffett

Has anyone seen John Bogle and/ or Warren Buffett on tv or seen a current writing since all this volatility in the stock market? It seems strange if they haven`t appeared. In the past the media always seemed to interview them in market trying times.
by selftalk
Fri Aug 21, 2015 5:48 pm
Forum: Investing - Theory, News & General
Topic: How many here follow Bogle's "no international" theory?
Replies: 82
Views: 4992

Re: How many here follow Bogle's "no international" theory?

Great chart! I currently have 20% in international but may decrease it a lot if the international gets profitable.
by selftalk
Sun Aug 09, 2015 7:27 pm
Forum: Investing - Help with Personal Investments
Topic: total return for funds and stocks
Replies: 2
Views: 322

total return for funds and stocks

Does anyone know if is there a no cost website that can tell an investor the total return for stocks as well as for the total return for mutual funds both long and short term?
by selftalk
Sun Jun 28, 2015 7:47 am
Forum: Investing - Theory, News & General
Topic: Why not Vanguard tax managed mutual funds ?
Replies: 13
Views: 2478

Why not Vanguard tax managed mutual funds ?

Instead of having in a taxable account VTIAX why not have VTCLX instead ? It`s a tax managed fund. The yearly taxes are lower and the total returns are higher. Warren Buffett and John Bogle must be aware of this and I wonder why both of them did not mention this fund. Any responses ?
by selftalk
Sat Jun 27, 2015 3:20 pm
Forum: Investing - Theory, News & General
Topic: AQR/Asness: Stocks, Bonds: Bleak Outlook
Replies: 108
Views: 8840

Re: AQR/Asness: Stocks, Bonds: Bleak Outlook

As usual nobody knows nuttin when it comes to making money in the stock market. Look at the very long term trend of the S&P 500 trending upward. Just buy the 3 fund ( total stock market, total international market and the total bond market) or the two fund ( total stock market and total bond mar...
by selftalk
Sat Jun 27, 2015 2:53 pm
Forum: Investing - Theory, News & General
Topic: Jim Rogers quotes for today
Replies: 13
Views: 2506

Re: Jim Rogers quotes for today

Have you or anyone you know made money in the markets following Jim Rogers advice over the years?
by selftalk
Fri Jun 26, 2015 7:25 pm
Forum: Investing - Theory, News & General
Topic: Jim Rogers quotes for today
Replies: 13
Views: 2506

Re: Jim Rogers quotes for today

I certainly wouldn`t blindly follow any of his ideas.
by selftalk
Fri Jun 26, 2015 7:21 pm
Forum: Investing - Theory, News & General
Topic: Graham's "margin of safety" for US stocks (6-29-15)
Replies: 33
Views: 6238

Re: Graham's "margin of safety" for US stocks (6-24-15)

I stopped peeking and kept on DCAing in my 3 fund portfolio per Taylor Larimore. No mental stress. Try it!
by selftalk
Fri Jun 19, 2015 8:02 am
Forum: Investing - Theory, News & General
Topic: Got a Question for the Jack Bogle Q&A @ Bogleheads Conference?
Replies: 45
Views: 8971

Re: Ask Your Questions here for the Jack Bogle Q&A @ Bogleheads Conference

Does John Bogle still say to not invest in international mutual funds? Does his no peeking comment literally mean just that?
by selftalk
Fri Jun 19, 2015 7:58 am
Forum: Investing - Theory, News & General
Topic: Questions for the Panel of Experts@Boglehead Conference?--Post Here Now
Replies: 23
Views: 4545

Re: Questions for the Panel of Experts@Boglehead Conference?--Post Here Now

Has John Bogel changed his thinking on investing in the international mutual funds? Does his suggestion on no peeking literally mean that?
by selftalk
Sun Jun 14, 2015 10:20 am
Forum: Investing - Theory, News & General
Topic: Small Cap (Value) Tilt vs. Market Weight
Replies: 52
Views: 6408

Re: Small Cap (Value) Tilt vs. Market Weight

Can someone sell me a reliable crystal ball that will tell me to buy the Total Stock Market Index Fund or to tilt to small cap value or to tilt to international large and small ? Yes, the important thing to do is make up your mind and not switch to change your thought out allocation ( investment pol...
by selftalk
Sun Jun 14, 2015 6:32 am
Forum: Investing - Theory, News & General
Topic: The world's cheapest stock markets 2015
Replies: 21
Views: 3688

Re: The world's cheapest stock markets 2015

If the greatest money making opportunities now were in these foreign markets that the article lists then why does John Bogle say to stay only in America and Warren Buffett in his will for his wife says essentially the same ? Why add more risk to your investing methodology than need be ? Have we lear...
by selftalk
Fri Jun 12, 2015 11:48 am
Forum: Investing - Theory, News & General
Topic: lazy portfolios are up and running again
Replies: 0
Views: 395

lazy portfolios are up and running again

Please note everyone that Paul Farrell`s Lazy Portfolio`s are now up and running on Marketwatch.com. For all those that complained thank you. I love to follow the second grader`s portfolio.
by selftalk
Sun Jun 07, 2015 10:41 am
Forum: Investing - Theory, News & General
Topic: Year long hiatus from Bogleheads: How I found the 3-fund portfolio was right for me
Replies: 40
Views: 5260

Re: Year long hiatus from Bogleheads: How I found the 3-fund portfolio was right for me

It really relieves so much mental stress to adhere to the 3 fund portfolio. I wish I did it sooner. Doing that frees up a lot of your time which is the most precious commodity we all have and wish we had more of. The LITTLE BOOK OF COMMON SENSE INVESTING says it all and now each reader hopefully wil...
by selftalk
Tue Jun 02, 2015 11:20 am
Forum: Investing - Theory, News & General
Topic: "How to React When the Bear's Hibernation Ends"
Replies: 48
Views: 7674

Re: "How to React When the Bear's Hibernation Ends"

I would continue dollar cost averaging and stick to my percentage created plan. I won`t rebalance since sometimes it works and sometimes not as John Bogle has indicated.
by selftalk
Sun May 31, 2015 9:21 am
Forum: Investing - Theory, News & General
Topic: Paul Farrell`s 8 lazy portfolios
Replies: 16
Views: 3528

Re: Paul Farrell`s 8 lazy portfolios

Thank you Taylor. I hope it is put back on marketwatch.com as my wife has the second grader`s one to a tee allowing for her risk level in the allocation. My allocation/risk level is different but I have the same funds. It`s nice to watch but I buy and hold only and make no small adjustments to our a...
by selftalk
Sun May 31, 2015 8:58 am
Forum: Investing - Help with Personal Investments
Topic: are any of these funds keepers ??
Replies: 5
Views: 750

Re: are any of these funds keepers ??

The 3 fund portfolio properly allocated really eliminates a lot of mental stress and uncertainty. The only rule to keep and adhere to is to hold tight no matter what news goes around. "No peeking" helps a lot.
by selftalk
Sun May 31, 2015 8:50 am
Forum: Investing - Help with Personal Investments
Topic: Mutual Fund Fee's- American Funds 5.75% Load
Replies: 16
Views: 1647

Re: Mutual Fund Fee's- American Funds 5.75% Load

TERCTUN that website is really terrific. The only short fall is that it goes back to only 20 years but it sure gets the point across on all the fees these funds charge us that lower our returns.
by selftalk
Sat May 30, 2015 6:59 pm
Forum: Investing - Theory, News & General
Topic: Paul Farrell`s 8 lazy portfolios
Replies: 16
Views: 3528

Paul Farrell`s 8 lazy portfolios

Does anyone know what happened to Paul Farrell`s 8 lazy portfolios on marketwatch.com ? It`s not there anymore.
by selftalk
Sun May 24, 2015 6:09 am
Forum: Investing - Theory, News & General
Topic: Advice from John Bogle and Warren Buffett
Replies: 35
Views: 3070

Re: Advice from John Bogle and Warren Buffett

Ok, invest around the world. I understand that but doesn`t the S&P 500 companies derive maybe half or more of their income from foreign entities? Maybe people over think too much and worry too much with investments and that is a detriment to them.
by selftalk
Sat May 23, 2015 3:42 pm
Forum: Investing - Theory, News & General
Topic: Advice from John Bogle and Warren Buffett
Replies: 35
Views: 3070

Re: Advice from John Bogle and Warren Buffett

Buy and hold works and I hope it will work in the future. I personally like to keep the different investments low in number as it`s easier for me. I`d rather be neglectful ( don`t look ) with the index funds and do other things than worry about the worth of the allocations. Worry will cause me to se...
by selftalk
Sat May 23, 2015 1:31 pm
Forum: Investing - Theory, News & General
Topic: Advice from John Bogle and Warren Buffett
Replies: 35
Views: 3070

Re: advice from John Bogle and Warren Buffett

I hear and understand what you are saying. So in essence are you trying to beat the market? They recommend to us to be diversified by buying these funds. It does cover the world.
by selftalk
Sat May 23, 2015 1:21 pm
Forum: Investing - Theory, News & General
Topic: Advice from John Bogle and Warren Buffett
Replies: 35
Views: 3070

Advice from John Bogle and Warren Buffett

John Bogle recommends owning and buying ONLY the Vanguard Total Stock Market Index fund and the Vanguard Total Bond Market Index fund. Warren Buffett recommends for investors to buy the Vanguard S&P 500 Index fund and of course we all know that he requested in his will to his wife to put 90% of ...
by selftalk
Thu May 21, 2015 5:43 pm
Forum: Investing - Theory, News & General
Topic: What if the US stock market was only 25% of the world by market cap?
Replies: 37
Views: 2817

Re: What if the US stock market was only 25% of the world by market cap?

I wonder what John Bogle and Taylor Larimore would say to that. In the Elements Of Investing by Burton Malkiel and Charlie Ellis they both said that they own a total world fund.
by selftalk
Sat May 16, 2015 7:41 pm
Forum: Personal Finance (Not Investing)
Topic: a late starter to investing
Replies: 2
Views: 605

a late starter to investing

My friend is 70 years old and retired and married to a woman 62 who is working. They both have very little saved at this time but now desire to build a financial nest egg. The male determined he can now save about $2,000 monthly from his pension and social security after paying his expenses and has ...
by selftalk
Sat May 16, 2015 7:15 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1045
Views: 172626

Re: What Movie Have You Recently Watched?

FURY For those of you that like a really good WWII movie that`s it.
by selftalk
Tue Apr 28, 2015 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: Primerica [as a job]
Replies: 12
Views: 1236

Re: Primerica

Can you sell their funds and not buy any for yourself? That would make sense to me.
by selftalk
Tue Apr 28, 2015 2:25 pm
Forum: Investing - Theory, News & General
Topic: Who's holding cash?
Replies: 86
Views: 7171

Re: Who's holding cash?

Warren Buffett says to put the money in and let the compounding begin. The financial giants hold cash for redemptions and that hurts their returns long term.
by selftalk
Tue Apr 28, 2015 2:17 pm
Forum: Investing - Theory, News & General
Topic: "How much of your portfolio is in index funds, and why?"
Replies: 91
Views: 9333

Re: "How much of your portfolio is in index funds, and why?"

100%. If it works don`t fix it ! The three fund portfolio is fine with me and I`m training myself to NO LOOKING. Who needs more stress?
by selftalk
Tue Apr 28, 2015 1:47 pm
Forum: Investing - Theory, News & General
Topic: dollar cost averaging at present high price levels
Replies: 22
Views: 2972

dollar cost averaging at present high price levels

I have to admit it is emotionally difficult to dollar cost average into the Total Stock Market Index Fund at these lofty levels and the CAPE being so high but I did it. It does feel like financial suicide but history dictates to do it and so I did.
by selftalk
Mon Apr 27, 2015 4:59 am
Forum: Investing - Theory, News & General
Topic: John Bogle's Don't Peek Challenge
Replies: 149
Views: 14548

Re: John Bogle's Don't Peek Challenge

I for one do not believe peeking at your portfolio is harmless. The temptation to think and change something is great and it will work against you as we are emotional beings.
by selftalk
Sun Apr 26, 2015 7:51 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Balanced Index from Cradle to Grave
Replies: 32
Views: 3703

Re: Vanguard Balanced Index from Cradle to Grave

I think I read not so very long ago that John Bogle gave as a gift some shares of the Vanguard Balanced Index Fund to his grand children. As he`s said before "that`s conservative but then again I`m conservative." It all grows and compounds. At least that`s what it has done in the past. The...
by selftalk
Sun Apr 26, 2015 7:36 pm
Forum: Investing - Theory, News & General
Topic: John Bogle's Don't Peek Challenge
Replies: 149
Views: 14548

Re: John Bogle's Don't Peek Challenge

Millions of people before me have tried to beat the market by peeking and trading and it`s cost them dearly as history relates in various studies. I think you just have to keep buying when you have the money and not listen and look to the tv, radio and other people`s opinions. How can I be smarter t...
by selftalk
Tue Apr 21, 2015 11:11 am
Forum: Investing - Help with Personal Investments
Topic: historical mutual fund list with total returns
Replies: 1
Views: 255

historical mutual fund list with total returns

Does anyone know a website that lists the total return of all mutual funds going back to 1934 or earlier? I cannot seem to find one.
by selftalk
Tue Apr 21, 2015 8:51 am
Forum: Personal Finance (Not Investing)
Topic: Single best piece of personal finance advice ever received?
Replies: 90
Views: 7745

Re: Single best piece of personal finance advice ever receiv

While sitting on the beach on day with an accomplished investor he told me not to trade and give the investment time to compound.
by selftalk
Sat Apr 18, 2015 8:13 pm
Forum: Investing - Theory, News & General
Topic: [retired guy said] terrible crash is coming
Replies: 71
Views: 9364

Re: [retired guy said] terrible crash is coming

Is he a proven clairvoyant ? If so then when is the crash ? If he doesn`t know when then what good will listening to him do to enhance my future financially ? It doesn`t take a smart person to say a crash will come. We all know that. If I sell everything now then when do I come back in ? Can he tell...
by selftalk
Sat Apr 18, 2015 8:00 pm
Forum: Investing - Theory, News & General
Topic: "What Experts Say About Jack Bogle"
Replies: 8
Views: 2844

Re: "What Experts Say About Jack Bogle"

I believe that he`s helped a lot of middle class folks with investments and has given them hope toward a secure retirement. We have to be smart enough to implement his advice.
by selftalk
Sat Apr 18, 2015 7:49 pm
Forum: Investing - Theory, News & General
Topic: John Bogle's Don't Peek Challenge
Replies: 149
Views: 14548

Re: John Bogle's Don't Peek Challenge

Benign neglect with the Total Stock Market Index Fund isn`t a bad idea at all. Where will the Dow and S&P 500 be in twenty years? Most likely a lot higher. John Bogle`s idea of no looking sure takes care of the emotional part of investing and we know what emotion does to your returns.
by selftalk
Wed Apr 15, 2015 4:44 pm
Forum: Investing - Help with Personal Investments
Topic: growth of the dow jones index over the long term
Replies: 2
Views: 459

growth of the dow jones index over the long term

How much would $10,000 invested in the Dow Jones Industrial Average with reinvestment of all dividends be worth from the years 1934 through 2014 ?
by selftalk
Fri Apr 03, 2015 8:59 am
Forum: Investing - Theory, News & General
Topic: Wise move to move some $ to cash before bear market?
Replies: 134
Views: 16229

Re: Wise move to move some $ to cash before bear market?

You could have asked that question 1 year ago and missed the rise in prices and dividends.
by selftalk
Fri Apr 03, 2015 8:39 am
Forum: Investing - Theory, News & General
Topic: The Three Fund Portfolio
Replies: 1200
Views: 576623

Re: The Three Fund Portfolio

VTSAX Vanguard total Stock Market Index Fund and VTIAX Vanguard Total International Fund --- both are the admiral shares.
by selftalk
Fri Apr 03, 2015 8:14 am
Forum: Investing - Theory, News & General
Topic: The Three Fund Portfolio
Replies: 1200
Views: 576623

Re: The Three Fund Portfolio

Would an asset allocation in the equity portion in both taxable and tax sheltered accounts of VTSAX 80% and VTIAX 20% be intelligent to structure for a long term approach in view of Taylor`s views ? He seems to have the most experience on this website.
by selftalk
Sun Mar 29, 2015 8:14 am
Forum: Investing - Theory, News & General
Topic: What was your costliest investment mistake?
Replies: 138
Views: 15793

Re: What was your costliest investment mistake?

Listening to Bob Brinker in 2000 saying to buy stocks as the counter trend rally is real soon. It never came. He was right in calling the top but wrong in getting back in. What good is that? No good I`m afraid. I don`t listen to any more gurus at all now. If they knew they`d own the world in quick o...
by selftalk
Sun Mar 29, 2015 7:13 am
Forum: Investing - Theory, News & General
Topic: Michael Spence: Are Equities Overvalued?
Replies: 13
Views: 1853

Re: Michael Spence: Are Equities Overvalued?

What I can predict about the future with accuracy is that the future will always be unpredictable. Here is something I read long ago in the newspaper I think. Back in the 1920`s a 50 person group got together comprised of the top business leaders of the day to predict the future 50 years henceforth....
by selftalk
Sat Mar 28, 2015 2:44 pm
Forum: Investing - Theory, News & General
Topic: Wise move to move some $ to cash before bear market?
Replies: 134
Views: 16229

Re: Wise move to move some $ to cash before bear market?

Ask yourself why buy and hold indexing works so well ? What have you learned from reading this website? Taylor Larimore has a lot of experience and rides through it all as he`s learned the hard way since 1950, to do that if he wants to profit from his investments. Profit from his past mistakes!
by selftalk
Sat Mar 28, 2015 2:31 pm
Forum: Investing - Theory, News & General
Topic: Vanguard's Week In Review
Replies: 19
Views: 2371

Re: Vanguard's Week In Review

Taylor`s response is soooo correct. Just keep dollar cost averaging and do not look at your stock market worth or lack thereof. Have confidence in the businesses earnings and dividends in America and the rest of the world and your investments will grow over time. Be patient and enjoy other phases of...
by selftalk
Sat Mar 28, 2015 2:25 pm
Forum: Investing - Theory, News & General
Topic: Michael Spence: Are Equities Overvalued?
Replies: 13
Views: 1853

Re: Michael Spence: Are Equities Overvalued?

With the horrible records of these stock market gurus why do people continue to pay attention to them ?

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