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No one here can predict the likely outcome, all the facts are not known, hence the suggestion for a speedy meeting with a local attorney specializing in such matters. Attorneys can be expensive. I saved a ton of money on my own by finding him through a local divorce counselor who referred me. I was...

imgritz wrote:I suggest simple things like marriage counseling, church counseling or a self-help course from landmark education. I have seen all three save a marriage.

Thanks, imgritz

state of Oregon webpage http://courts.oregon.gov/ojd/osca/cpsd/courtimprovement/familylaw/pages/FL_Divorce.aspx which leads to http://courts.oregon.gov/OJD/OSCA/cpsd/courtimprovement/familylaw/pages/flpacket1.aspx#B since your sister would be the petitioner with children all the best Thanks, ieee488

The most likely outcome is joint custody and she will end up paying substantial alimony for several years and child support for many years to Mr. NoJob to bankroll his separate household. He will claim he sacrificed his career and future earnings potential to raise the kids. In many states these pa...

Thank you for all the suggestions. For what it's worth, my intentions are not to be my sister's lawyer; as I have no training in jurisprudence, it would be asinine for me to even consider that. I was only asking for possible resources/services that may be available to my sister, as barefootgirl was ...

I need general advice on how to file for a divorce, for my younger sister (let's call her Jane). Here's the situation: She & her husband (let's call him John) have been married since 2002, live in Oregon, and have an 11 year old daughter and 8 year old son. Since 2001, her husband has not held a...

Thanks, bottle cap spiritrider

Good morning, Bogleheads.

This year, I started using my HSA as a stealth IRA, and just recently, I started wondering if HSAs were protected from creditors the way 401Ks and IRAs (depending on your state) are. Does anyone know or have experience with this?

Thanks.

Thanks for all the great advice, guys!

My plan is to roll over my tIRA to my TSP (my military retirement account). Then, I'll set up a back door Roth IRA. Hopefully, this will be a good plan in the long run.

I'm a physician in the mid-stage of my career (age 45 and been in practice since 1999). I contribute the maximum to my group's available tax-deductible plans (401k and HSA) every year. Can I assume that, when I retire, I will actually be in a lower tax bracket than I am in now? If the answer is &quo...

curiousg, You can hire a financial adviser to review your assets and make recommendations over a few meetings/consultations. You really don't need an adviser to manage your assets. Also, make sure you go to whitecoatinvestor.com, not whitecoat.com. It discusses what to look for in an adviser and wha...

As far as what to look for in a financial planner, please go to whitecoatinvestor.com It's a fantastic financial site geared towards physicians (but also very good for anyone who is investing). Emergdoc (also a Boglehead) runs the site. Click on the "Investing" tab to go to the section on ...

I've run a full marathon and finished a 100 mile bike race. I do judo and Brazilian jiu-jitsu and consistently train with/against guys who are 80 lbs. heavier. At the age of 41, I joined the Navy and then served a year in Afghanistan, on a team embedded with the Afghan Army. We were hit by a suicide...

One thing to consider: Depending on the state you live in, an IRA may not be fully protected from creditors in a civil lawsuit. 403's and 401's, on the other hand, are protected 100% by federal law. As a physician, like myself, you need to be vigilant about asset protection. So, before rolling your ...

Thanks, Brian. I love the low costs of the TSP funds and that they're index funds. They're great for military personnel and for those separated from the military.

Thanks, retiredjg. That TSP 60 form looks like what I need. Now, as far as the rollover and conversion year, ... As you said, I probably cannot complete the rollover of my tIRA to the TSP this year. So, if I contribute to a non-deductible tIRA this month, for 2012, then complete the rollover and the...

Thanks for the great info, Alan S. Rolling over my tIRA to the TSP sounds like my best option. I'll get moving on the back door Roth IRA soon. I believe my state (Texas) fully protects IRAs from all creditors.

This is my first time on the Forum, so I hope I'm posting this correctly. :happy I have $150,000 in a tIRA, and I would like to set up a back door Roth IRA this year, while avoiding any possible taxes. Before setting up a non-deductible tIRA and converting to the Roth IRA, I understand that I have t...