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After reading a prior post about the Two Comma Club, I decided to take stock of my own situation. I'm 57 years old in advertising, which makes me practically ancient. I worry consistently about "aging out." And, frankly, if I had to do it over again, I would have picked a more stable (and ...

Hello all. Right now, I have a substantial amount of money in the Vanguard Long Term Tax Exempt Muni Fund. I'd like to "hedge my bets" by putting new investments in a New York Muni Fund with a shorter duration. However, Vanguard doesn't offer one. My two questions are: 1. Why doesn't VG of...

Currently, I have a substantial amount of money in the New York Long Term Tax Exempt Fund. Living in New York, with its high taxes, and being in a high tax bracket (luckily, I guess) with few deductions to draw on, it's been a good way to go. However, with interest rates so low I expect that some ti...

Now I'm quite conservative 99% of the time, but every now and then an "interesting" notion seems to arise. Here's one: I read the other day that the differential between the price of oil and natural gas is at or near record levels. To my admittedly amateur eye, and if reversion-to-the-mean...

If you can find a doc at the Hospital for Special Surgery in New York City, that's where I'd go. Rated tops in Orthopedics. I had my hip done there four years ago. Went like clockwork. The bonus is, because the hospital is purely orthopedics, there are very few "sick" patients, which great...

3504PIR, thanks for the encouragement. As for kids, don't have any. I'm single with no dependents....except an elderly mom who may need a lot of care in the near future. Over the years, I've worked very hard in the corporate world (as I still do) and have been able to accumulate about $3.7 million. ...

Taylor, thanks for your thanks. I've been burned by "phantom" capital gains before in my active funds and would like to avoid that in the future. In answer to another poster, Dodge & Cox HAS underperformed for a while now. Their annual reports always sound so, well, logical, but the tr...

In answer to your questions: My actively-managed funds are Dodge & Cox Stock, Tweedy Browne Global and Vanguard Capital Opportunity. I had high hopes for all of them but, ultimately, none beat the indexes. Lesson learned. My income is 250K+. My total capital gains from all three funds is about 7...

I'm 55 years old and have investing for around 30 years. For way too long, I've kept a mix of index and actively-managed funds, mistakenly believing that the actively-managed funds would ultimately generate greater returns. Silly me. Even my much-admired (well, previously much-admired) Dodge & C...

Wow, some amazing analysis here. Thanks so much guys.

I'm surprised at the amount of negativity about buying individual bonds. And here I was thinking it would be the smartest way to go.

Now I have to sit and absorb Bob's post. Not sure if I need an espresso or a scotch for that one.

It's about a third or so of my money, to answer your question.

The issue isn't the interest rate risk, it's the rather sizeable hit that New York state and local taxes take if I opt for the national muni funds. That's eliminated in a pure NY muni fund.

Hi all: I live in New York City, which means I face tax levels that border, I think, on absurdity. For the last number of years, I've kept my non-tax advantaged bond allocation split between two national tax-exempt bond funds: the VG Intermediate Term Tax Exempt Fund and the Limited-Term Tax Ex Fund...

I worked the first three months of this year on a freelane basis, and the remainder on staff at a company at which I contributed to the 401k.

Does anyone know if I can still contribute to an IRA as well for this year?

Thanks in advance.

The other day, I read a piece somewhere (can't remember where) about new ETFs that enable you to short Treasuries. Given their current rates, which I gather to be virtually zero, it seems that shorting them would be a relative no- brainer. What am I missing?

My post, entitled, "Is anyone else outraged," has disappeared. It garnered a lot of replies in just a few minutes. Does this site practice censorship? What is going on?

Hi all. I'm experiencing a weird tech problem with the VG site that's become impossible to solve. When I access the Overview page and look over to the Asset Mix Chart, the pie chart appears, but not the percentage numbers next to it. I called VG tech assistance and they recommended uninstalling and ...

Is there a meaningful difference between the two? Is one more tax efficient than the other. Do they track different indexes? I assume the Vanguard version is lower cost, but would tax differences make up for that?

Over the last year or more, it seems as if the distributions from my Dodge and Cox stock fund have grown alarmingly large. I originally bought the fund because it was supposed to be a low turnover, relatively well tax managed option. Now? Yikes. The taxes are eviscerating me. I'm afraid that selling...

HI all. I have what I think is a relatively simple question that could use an answer. I'm 52 years old and, through diligent saving, low-cost living, and relatively Bogle-ish investing, have accumulated about $3.1 million in investable assets (in both retirement and non-retirement accounts), not cou...