I feel poorer when visiting this site and a savings site (based on a mustache).
This is despite a doubling of net worth over last 5 years.
The more time i spend reading here, the less likely i will spend.
dickenjb wrote:If you want easy peasy I would go with Vanguard Life Strategy Conservative Growth.
If more hands on, go 60% Total Bond, 12% Total International, 38% Total Stock.
Since you are almost all tax deferred, I would strongly consider the one fund approach and enjoy your retirement.