Bogleheads.org

No, but it will pickle everything it's in contact with, including your grass.

Try cheaper state university colleges, and get all the scholarships, and tarp money you can.

He's a fruitcake sensational star, and one I cannot stand. I have acquaintances that really follow this creep. Has anyone else caught him on Meet The Press.
Unbelievable.

Taylor Larimore wrote:Eric:

Healthy skepticism is good -- it's important also to keep that skepticism from degenerating into ad hominem argument.

Excellent point.

Thank you and best wishes.
Taylor

Plus one. Thank you people.

Talk about a stretch or reaching for yields. The thought of putting my hard earned savings into foreign bonds would stress me out.

Like most investments, dividend yields are not guaranteed. You might continue to receive the payout, but corporations are not legally liable to pay them out. Good luck.

Replace the battery with the lowest costing one you can find. You might even check Bolgehead's Amazon.com site for this battery. http://www.amazon.com/s/ref=nb_sb_noss_1/190-1975774-8903501?url=search-alias%3Daps&field-keywords=fios%20battery&sprefix=fios+%2Caps&rh=i%3Aaps%2Ck%3Afios%20b...

Our local paper charges for this now also. I get around it by using script blocking technologies that hide my ID from the paper. I have to be careful and post comments from a 3rd party source, but it works well, and doesn't cost me a dime. If they know who is connected, they will send annoying popup...

After watching the clip, this is nothing but a book marketing scam. Did you notice how quickly his answers came out. This was all setup in advance. I felt like I was watching a Kevin Trudeau infomercial.

In looking at my Total Intl Fund - VGTSX - I don't really see any of the same "emerging" companies in the top holdings.... http://finance.yahoo.com/q/hl?s=VGTSX+Holdings And yes, I agree with the definition of "emerging" being somewhat murky depending upon what you are looking f...

2,4-Dichlorophenoxyacetic acid work well on large infestations.

I hand pick most years, but on occasion have used 24D with great results.

Go to your local Interstate battery store and have them make you a new one up. Take the old one with you, as they may need to rebuild it.

Pay off that loan. It's an instant 7% return.

For peace of mind, you should rent something cheaper after relocating to the new city. For one, you'll be able to save a little extra cash. But in general I would caution anyone: don't rush into a new market and buy a house until you've spent some time in the area. Our home is on the market current...

You left out buying in during 08/09. Shouldn't that option be listed in your poll? That's exactly what I did, and it's worked out wonderfully. That is after all buying low.

Change banks and show them you can think for yourself.

As someone who's followed both these firms from the early 90's, I have a issue with this story. It fails to mention that during the mid 2000s years, Vanguard trumped DFA as much the otherway. And I'm sure other periods of time reflect better on Vanguard that I don't know of. Let's write the post to ...

Even just a .25% over 30 years is huge. The financial institutions understand the math well.
As Mr Bogle points out time after time, it's the math.

I've used a Gravely ZT1842 with a Biggs 18 hp motor since 2001, and been very happy with it. I uses a timed belt to keep the blades from banging into each other. I replaced that belt in 2009, and keep the blades sharpened once a year. I think Gravely is now Ariens. I think I paid about $1700 for it....

I don't even click on the link and watch it. Hows that for not letting the message come through?
Seriously, I don't pay much attention to anything in the media. The media has to hype up everything to get people's attention, and at 57 years old, I don't have much room for that anymore.

I had 10 inches of Rock Wool, (Melted glass) which over 12 years had settled to 7 inches. I choose to add 8 more inches of blown in fiber glass insulation on top of the rock wool. Made a huge different in AC bill during hot Kansas summers.

LOL, 10 years of great returns on bonds, and they still shout from the roof tops, "Bubble".
Good one Taylor!

For that reason we invest in international markets. He's using half truths, and his reasoning is flawed. Many US companies hold international owners. I don't understand his reasoning at all.

If I wore you shoes now, I'd buy each member serving a good book on investing strategy, and ask them to please read it. Many great books have been written by fellow Bolgeheads, and would be great read for these other folks you serve with. You can explain to them that the book is how your perception ...

Way to go, now if you can get it moved to Vanguard, you'll have access to even lower cost investments. I moved mine 401K to Vanguard, from Fidelity in 2009, when I retired.

I find it very interesting that they don't mention duration of bonds in the "don't hold bond" quote. Short term bond holders will recover because of the purchase of new holdings, with higher yields, but they're not even bringing this wisdom into the discussion.
Think short term treasuries.

Stay the course just means, "Don't make changes based on emotional responses to short term changes in the markets." Ellis and others are pointing out that there are changes that affect the LONG TERM in today's markets. That makes it appropriate to rethink how your portfolio is set up. A d...

I can't for the life of me understand why they'd expose people in these Target Retirement funds to the currency risk associated with foreign bonds.
I've been told for years that foreign bonds aren't needed, and now Vanguard wants to add them to this fund.
Seems a stretch for yield to me.

I had a service rep on a recent Saturday morning refuse to pass my need along to their tech support department. The online portion of their accounts, stopped working with Quicken. I got an error all day long. He acted as if he was above passing messages for clients. I ended up hanging up on the jerk.

Better put, the bonds currently carry big downside risk, with the only chance of rewarding benefits being if we stay in an ultralow rate environment for a long time. I am in the Bernstein camp and have shortened duration. But I admit it's timing and is at least a Boglehead misdemeanor. You simply c...

I'm not sure either.

Rick Ferri wrote:I hope my wife doesn't read this conversation. She'd make me to go out and shovel cow manure for a while to put me back in place.





Rick Ferri

Rick, was this post by your wife when she was mad at you? LOL

Rick, you want answer that? He's the real deal in my book. I like him.

I'm sorry to hear of the troubles your brother has endured. In 2009, I rolled over two accounts from my employer to Vanguard with no issues what so ever. I do recall that everything was extremely well planned out before I made any moves. I double checked everything, and talked with people at both en...

Rick, I'm certain this has been ask, but here goes. Wouldn't one save about 50% in expense ratio fees with ETF's that index, rather than the more expensive ER's of the mutual funds? Looking at this as a pure long term investment, and not as a market timer.

In order for any market to work, we must have losers, and winners. If nobody was countering the other, no market moves would ever occur. This is all part of how markets work. I feel sorry for those just now getting back in, yet I know that this is why some are making money. Teach your children well.

How can he make these predictions for the next decade, and in the same interview, say "I'm no good at market timing"? :shock: He's simply stating a fact the markets rise and fall. He nor I and anyone else can guess what the markets are going to do. But history is a very good teacher.

We've got a pull down shower, or standard stream head. The shower is good for rinsing foods, such as beans, lettuce, or just rinsing the sink out. We've been quite happy with it. 4 years old now. We've got the built in soap dispenser, and wife would not be without it. Also have a reverse osmosis dri...

Plenty of tax attorneys with financial backgrounds. I can't afford them.

Seems to me that these types of post are designed to discourage investors and perhaps help out those betting on the bear. We've had many weeks now of up markets, and so a pull back means what? Come on guys, it's the way the markets work. You know, up one week down the next, but always long term posi...

Sorry to hear of your inconvenient, but I assure you it can happen at any investment firm. Vanguard is only a part of the chain involving this form. I wouldn't let this sever your relationship to Vanguard. Think of this as a learning experience, and good luck with the tax return rewrite.

Thank you Larry for another great article supporting the Boglehead philosophy. I've been taught for years that chasing dividends wasn't in my best interest for total return.

I switched to shorter duration VTIP, in a attempt to stave off the effects of rising interest rates, if that occurs. The smaller returns don't bother me as much as what could have happened if rates go up. After all, the bonds in my investments are simply there to offer stability for my equities. I c...

One must take steps personally to insure ones own investments, and banking accounts don't fall prey to hackers, and thieves. Use a good router, and firewall all accesses to the internet. At times it's a security issue not updating that OS. That's the starting point of sound security. Keep antivirus,...

I rebalance when ever the heck I like. Works better for me that way.

It could be that because Dave is not legally qualified to offer investment advice, his lawyers encourage him to set up this ELP system to funnel any specific investment advice to another party. The ELPs willingly takes the new customers and the risk of advising them on investments. I always doubted...

Hidden gems end up in the Wiki anyways, don't they? Yes...but someone has to pick those. With voting, you crowdsource that and automatically find/sort the most valuable and interesting threads. Actually, just the opposite occurrs also, if the wrong person is picking favorites. Bad ideal on a open f...

bengal22 wrote:Turn your television to ESPN Sport's Center where they discuss trivial matters like the deity of Lebron, the low blow to Blake, and whether a Yankee or Knicks have blown their nose.

LMAO

The stuff you mention (corruption, financial scandals, fiscal policy) has been going on since the beginning of time -- only the news coverage is more pervasive than ever. It doesn't take brass balls to invest, just a realization that a smart investment plan will get you there if you stick with it. ...