Search found 1492 matches

by runner9
Tue Jun 30, 2015 7:39 am
Forum: Personal Finance (Not Investing)
Topic: Unknown phone calls
Replies: 54
Views: 3526

Re: Unknown phone calls

We have voice over internet for our phone, using voip.ms. I have a IVR filter that tells prior telemarketer numbers our number is disconnected and area codes from prior telemarketers get a prompt to press 1 if they are a real person. The thinking is a real person will hear it, a telemarketer will no...
by runner9
Sun Jun 28, 2015 10:17 am
Forum: Personal Consumer Issues
Topic: Babies and remote controls
Replies: 20
Views: 1647

Re: Babies and remote controls

I'd suggest going no tv at that age in your house, hide the real remote and tell the kid the tv doesn't work, grandma and grandpa just don't have a working tv, only the broken one with no remote for it. When the kid is 2, or whatever age you decide, it can suddenly be fixed. (our 5.5 year old didn't...
by runner9
Mon Jun 22, 2015 8:01 pm
Forum: Personal Consumer Issues
Topic: LED bulb prices
Replies: 124
Views: 17318

Re: LED bulb prices

This bulbs in your link are not sold at my local Home Depot.

I've been using Cree LED Daylight 60W and then recently dropped from 10.97 to 6.97, though they may be discontinued. I've stocked up, having bought 18 in the last week. That should last me quite a while!
by runner9
Sun Jun 21, 2015 10:03 am
Forum: Personal Consumer Issues
Topic: Vanguard's newish email alerts & security
Replies: 19
Views: 1886

Re: Vanguard's newish email alerts & security

Or maybe they could just make it an option to get e-mails these e-mails or not.
by runner9
Sun Jun 21, 2015 9:55 am
Forum: Personal Consumer Issues
Topic: Where can I buy wiper blade inserts?
Replies: 22
Views: 2733

Re: Where can I buy wiper blade inserts?

I buy inserts at NAPA.
by runner9
Sun Jun 21, 2015 7:09 am
Forum: Personal Consumer Issues
Topic: Angie's List [for home repair]
Replies: 21
Views: 2670

Re: Angie's List [for home repair]

My local BBB website lists the actual text of the complaint, the text of the response, etc. So I don't just read 3 complaints in three years, but they actually have the letter/message the customer wrote, what the company said, etc. I personally find that helpful, along with the overall grade.
by runner9
Sun Jun 21, 2015 6:54 am
Forum: Personal Consumer Issues
Topic: Angie's List [for home repair]
Replies: 21
Views: 2670

Re: Angie's List [for home repair]

An observation on the responses is there might be a difference based on how often a poster highers someone. (e.g. someone who's hired 8 different contractor found it useful while myself, who hired 1 person in the last 4 years, doesn't.
by runner9
Sat Jun 20, 2015 8:12 am
Forum: Personal Consumer Issues
Topic: Angie's List [for home repair]
Replies: 21
Views: 2670

Re: Angie's List

I've never tried it but have had no issues with using the BBB site, picking 4 with A or A+ ratings, zero or few complaints and all resolved successfully and then getting quotes from those 4.
by runner9
Sun Jun 14, 2015 3:06 pm
Forum: Personal Consumer Issues
Topic: 2 different Cree LED Daylight 60W equivelent bulb options
Replies: 26
Views: 2612

Re: 2 different Cree LED Daylight 60W equivelent bulb options

For anyone following this all the Home Depot stores around me are selling the older, $10.97 bulb for $6.97. The employee I talked to showed me that it's listed "inactive" in her hand held device, which she says means either discontinued or temporary shipping problem. They also had moved ju...
by runner9
Sat Jun 13, 2015 3:55 pm
Forum: Personal Consumer Issues
Topic: No-line bifocals [progressives] from Costco
Replies: 29
Views: 3205

Re: COSTCO - eyeglasses with Progressive lenses

https://www.bogleheads.org/forum/viewtopic.php?f=11&t=166951&p=2512283

I'm lucky to not need glasses, but are progressive lenses the same as the no line bifocals discussed in this very recent thread?
by runner9
Sat Jun 13, 2015 3:50 pm
Forum: Personal Consumer Issues
Topic: Toronto Vacation - Finding a hotel
Replies: 41
Views: 3330

Re: Toronto Vacation - Finding a hotel

Just to update, we got back and had a great time. We really liked Toronto. It was very clean, people were exceptionally helpful and friendly. Traffic was bad but once we parked at the hotel we used public transportation until it was time to leave. Personally, I especially liked the Ontario Science C...
by runner9
Sat Jun 13, 2015 3:44 pm
Forum: Personal Consumer Issues
Topic: Money and cell phones when traveling to Canada
Replies: 40
Views: 2720

Re: Money and cell phones when traveling to Canada

OP here, just wanted to say thanks for all the information and suggestions. Turns out our phones did fine texting over wifi, so everything worked in wifi range except calling and nothing worked out of wifi range that needed a connection. We used the PenFed Visa for all charges. In Toronto I used a m...
by runner9
Sun Jun 07, 2015 10:18 am
Forum: Personal Consumer Issues
Topic: Money and cell phones when traveling to Canada
Replies: 40
Views: 2720

Re: Money and cell phones when traveling to Canada

Thanks! For the insurance in Canada we'll have to take our chances since I didn't realize that until last night, and we're on the road now (wife is driving right now) Both iphones were bought unlocked at an Apple Store. For such a short trip we'll just live without phone and text, and just email fam...
by runner9
Sat Jun 06, 2015 6:47 pm
Forum: Personal Consumer Issues
Topic: Money and cell phones when traveling to Canada
Replies: 40
Views: 2720

Re: Money and cell phones when traveling to Canada

Thanks both. I had googled about our older GPS working in Canada, the recommendation was to map to the hotel address, then see if the roads were there. I was able to go step by step to the hotel on the GPS so I think it should work. To be safe, and to make sure we avoid the 407, I have written direc...
by runner9
Sat Jun 06, 2015 4:24 pm
Forum: Personal Consumer Issues
Topic: Money and cell phones when traveling to Canada
Replies: 40
Views: 2720

Re: Money and cell phones when traveling to Canada

Thanks all, we're going to not bring any food with us across the border. Our 5 year old should be good with just a passport card, correct? I assume so, but also realize that doesn't say that we are his parents, though all our last names are the same. I could bring his birth certificate but would rat...
by runner9
Wed Jun 03, 2015 5:22 pm
Forum: Personal Consumer Issues
Topic: US Mobile?
Replies: 27
Views: 1467

Re: US Mobile?

There is no credit pull for cricket as far as I know, they don't ask for your SSN, you prepay one month in advance.
by runner9
Tue Jun 02, 2015 11:46 am
Forum: Personal Consumer Issues
Topic: Money and cell phones when traveling to Canada
Replies: 40
Views: 2720

Re: Money and cell phones when traveling to Canada

OP here with a related question: I've been reading on what we can bring into Canada, food wise. We'd probably want to bring some snacks, not much else. It appears we're fine there. Correct? http://www.inspection.gc.ca/food/information-for-consumers/travellers/what-can-i-bring-into-canada-/eng/138964...
by runner9
Tue Jun 02, 2015 6:22 am
Forum: Personal Consumer Issues
Topic: Canadian money
Replies: 34
Views: 2744

Re: Canadian money

I have a few Canadian currency a relative gave me, as we're going there next week. I realize from this thread that they are older bills. Are they still legal tender? I'm guessing there no collector value, we should still just spend them, correct? I have: $20 Issue of 2004 $2 Ottawa-1974 $1 Ottawa-19...
by runner9
Mon Jun 01, 2015 2:45 pm
Forum: Personal Consumer Issues
Topic: Dining Table Protective Pads
Replies: 2
Views: 363

Dining Table Protective Pads

We're going to replace our dining table, which is older than than anyone in our house. It's the table we eat all meals at, and I'm concerned about our 5 1/2 year old and spills. We've put off buying a table for this reason long enough, we're going to get a new one this summer. I've been reading abou...
by runner9
Sun May 31, 2015 11:37 am
Forum: Personal Consumer Issues
Topic: Toronto Vacation - Finding a hotel
Replies: 41
Views: 3330

Re: Toronto Vacation - Finding a hotel

Thanks, I did a little googling on the first one, but then couldn't find it anywhere near that price on priceline express deals.
by runner9
Fri May 29, 2015 4:27 pm
Forum: Personal Consumer Issues
Topic: Toronto Vacation - Finding a hotel
Replies: 41
Views: 3330

Re: Toronto Vacation - Finding a hotel

OP here. I'm going to try to see what last minute deals are around and any help appreciated. For sure need a pool and wifi, would like free breakfast and hopefully not a huge amount for parking that would kill any savings.
by runner9
Wed May 27, 2015 5:18 pm
Forum: Personal Consumer Issues
Topic: Money and cell phones when traveling to Canada
Replies: 40
Views: 2720

Re: Money and cell phones when traveling to Canada

We're taking an ipad along with 2 iphones. We're thinking right now that using Facetime and e-mail will work well enough.
by runner9
Wed May 27, 2015 4:42 pm
Forum: Personal Consumer Issues
Topic: Money and cell phones when traveling to Canada
Replies: 40
Views: 2720

Re: Money and cell phones when traveling to Canada

Thanks, both our cards are chip and pin, not sure I have the pin for one right now, something to track down just in case...
by runner9
Wed May 27, 2015 3:54 pm
Forum: Personal Consumer Issues
Topic: Money and cell phones when traveling to Canada
Replies: 40
Views: 2720

Money and cell phones when traveling to Canada

We're going to Toronto and Niagara Falls for 6 days in about 2 weeks. We have hotels figured out, as discussed in another thread. We're driving, have our passports, etc. I'm trying to figure out a few other aspects that matter since it's another country. We have 2 iphones on cricket wireless. I just...
by runner9
Tue May 26, 2015 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: iPhone with or without contract?
Replies: 30
Views: 3366

Re: iPhone with or without contract?

and if you're on Cricket and use the whole 2.5 MB it's just slower after that. It's not an extra fee or stops working, it just slows down the rest of the month.
by runner9
Mon May 25, 2015 7:49 am
Forum: Personal Finance (Not Investing)
Topic: iPhone with or without contract?
Replies: 30
Views: 3366

Re: iPhone with or without contract?

I have a Verizon phone that has completed the 2 year term and past the early termination fee. I'm going to buy an iPhone 6 outright and replace the out-of-contract phone with it, monthly bill will stay exactly the same - I'm out the cost of the phone. I'll toss the old phone in a drawer or maybe se...
by runner9
Sun May 24, 2015 9:56 am
Forum: Personal Finance (Not Investing)
Topic: Mortgage Payoff Calculation? Help!
Replies: 19
Views: 1261

Re: Mortgage Payoff Calculation? Help!

We called the mortgage holder and they calculated the final payment, with recording fee, if paid on a certain date. They also processed it separately, however it was an early, not 1st of the month payment.
by runner9
Sat May 23, 2015 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: iPhone with or without contract?
Replies: 30
Views: 3366

Re: iPhone with or without contract?

Just do the math. Us:

$599 for new unlocked iphone 5S plus $35 a month on cricket after auto pay discount totals 1439 after 2 years.

On Verizon, $99 for phone plus $100 a month for 2 years totals: 2499.

Difference no-contract is 65 each month going forward beyond 2 years.

It was an easy decision.
by runner9
Mon May 18, 2015 5:03 pm
Forum: Personal Finance (Not Investing)
Topic: How to deposit a large check long distance?
Replies: 20
Views: 1692

Re: How to deposit a large check long distance?

Ally allows $50K per check/day. Maybe open with them, then transfer if it's less than that.
by runner9
Mon May 18, 2015 11:38 am
Forum: Personal Finance (Not Investing)
Topic: Just about had it with Fidelity AX
Replies: 8
Views: 1093

Re: Just about had it with Fidelity AX

tainted-meat wrote:I have had mine set up on full autopay since I got it in 2010.

I've not experienced any of the issues you have had.


Exactly the same here.
by runner9
Sun May 17, 2015 1:22 pm
Forum: Personal Consumer Issues
Topic: 2 different Cree LED Daylight 60W equivelent bulb options
Replies: 26
Views: 2612

Re: 2 different Cree LED Daylight 60W equivelent bulb options

I have both types of Cree bulbs. The 4Flow are the newer generation that came out in November. They have been able to ditch the expensive and heavy heatsink in the new model. I have the new bulb in several fixtures, and it is working out very well. In addition, I have had very good experience with ...
by runner9
Sun May 17, 2015 12:58 pm
Forum: Personal Consumer Issues
Topic: 2 different Cree LED Daylight 60W equivelent bulb options
Replies: 26
Views: 2612

Re: 2 different Cree LED Daylight 60W equivelent bulb options

Here's one for $4.97 from home depot http://www.homedepot.com/p/Cree-60W-Equivalent-Soft-White-2700K-A19-Dimmable-LED-Light-Bulb-BA19-08027OMF-12DE26-2U100/204592770?N=5yc1vZbol#customer_reviews Looks like the diff is the 2700k vs the 5000k which I guess is a difference in color temperatures.. what...
by runner9
Sun May 17, 2015 10:44 am
Forum: Personal Consumer Issues
Topic: 2 different Cree LED Daylight 60W equivelent bulb options
Replies: 26
Views: 2612

2 different Cree LED Daylight 60W equivelent bulb options

I've been buying these bulbs and replacing other bulbs with them as they burn out. I'm happy with them, wish they were cheaper but that's ok. http://www.homedepot.com/p/Cree-60W-Equivalent-Daylight-5000K-A19-Dimmable-LED-Light-Bulb-BA19-08050OMF-12DE26-2U100/204476611 Lately I've been seeing this ot...
by runner9
Sun May 17, 2015 10:32 am
Forum: Personal Finance (Not Investing)
Topic: Buying house from family member
Replies: 13
Views: 1068

Re: Buying house from family member

Would you be paying all cash or taking out a mortgage?
by runner9
Sat May 16, 2015 6:46 am
Forum: Investing - Help with Personal Investments
Topic: Teacher retirement accounts
Replies: 7
Views: 1033

Re: Teacher retirement accounts

Are you eligible for this plan? http://www.varetirement.org/dcp.html I don't know much about it but it says it's for "Salaried and wage employees who work for state agencies or for political subdivisions and school divisions that offer the plan." Fees looks low: http://www.icmarc.org/prebu...
by runner9
Thu May 14, 2015 5:17 am
Forum: Investing - Theory, News & General
Topic: 403(b) & 457 combined contribution limits (2 employers)
Replies: 7
Views: 638

Re: 403(b) & 457 combined contribution limits (2 employers)

Even if you had only one employer: you can max a 403b AND 457 each year, as long as your total income is more than that of course.
by runner9
Tue May 12, 2015 6:11 pm
Forum: Personal Consumer Issues
Topic: Toronto Vacation - Finding a hotel
Replies: 41
Views: 3330

Re: Toronto Vacation - Finding a hotel

OP here. Can cancel by 3pm on June 4. Staying there June 7-10, three nights.
by runner9
Mon May 11, 2015 12:22 pm
Forum: Personal Consumer Issues
Topic: Preventing people from disturbing wet sidewalk cement.
Replies: 13
Views: 1345

Re: Preventing people from disturbing wet sidewalk cement.

"This site under constant video surveillance, please do not disturb or deface the sidewalk"
by runner9
Fri May 08, 2015 10:51 am
Forum: Personal Consumer Issues
Topic: Toronto Vacation - Finding a hotel
Replies: 41
Views: 3330

Re: Toronto Vacation - Finding a hotel

I believe you will be charged foreign transaction fees if you charge the hotel on-line, depending on your CC. I use a USAA Visa which doesn't have foreign transaction fees. I think there Capital One cards without them, too. OP here. I called Fidelity AMEX, they said if Expedia sends it to them in U...
by runner9
Thu May 07, 2015 7:16 am
Forum: Personal Consumer Issues
Topic: Backyard playsets - worth it?
Replies: 22
Views: 2869

Re: Backyard playsets - worth it?

Do you mean to stain it every year or seal/waterproof it?

I think there's a better alternative to Thompson's (less frequent application) but I can't find it right now.
by runner9
Thu May 07, 2015 7:12 am
Forum: Personal Consumer Issues
Topic: Looking to Retire in Cleveland
Replies: 32
Views: 2648

Re: Looking to Retire in Cleveland

Akron, Canton, East Cleveland are not representative of the many, many suburbs and other areas of the greater Cleveland area. I wouldn't live in East Cleveland or many areas of Cleveland either. That said Tremont, Lakewood, and many, many suburbs both inside Cuyahoga County and outside are very nice...
by runner9
Wed May 06, 2015 10:49 am
Forum: Forum Issues and Administration
Topic: UI issues (especially iPad)? please evaluate alternate styles
Replies: 41
Views: 4473

Re: UI issues (especially iPad)? please evaluate alternate styles

shel wrote:On my regular computer (not a tablet) I use firefox and with the new changes, have a large gothic print with little space between lines and is hard to read.

slk


+1 Agreed. In Firefox it's all squished together and hard to read
by runner9
Tue May 05, 2015 7:31 pm
Forum: Personal Consumer Issues
Topic: Toronto Vacation - Finding a hotel
Replies: 41
Views: 3330

Re: Toronto Vacation - Finding a hotel

Thanks all. We just booked at "Best Western Roehampton Hotel & Suites" located at 808 Mount Pleasant Road Toronto ON M4P2L2. http://www.expedia.com/Toronto-Hotels-Best-Western-Roehampton-Hotel-Suites.h24114.Hotel-Information It was a good price ($127 refundable a night) and only $18 CA...
by runner9
Tue May 05, 2015 4:19 pm
Forum: Personal Consumer Issues
Topic: Toronto Vacation - Finding a hotel
Replies: 41
Views: 3330

Re: Toronto Vacation - Finding a hotel

That's all. We'll be driving to Toronto, so we do need some parking situation for our car.
by runner9
Tue May 05, 2015 11:56 am
Forum: Personal Consumer Issues
Topic: Backyard playsets - worth it?
Replies: 22
Views: 2869

Re: Backyard playsets - worth it?

Sounds like you could just hang everything from the porch.

Regardless, our now 5 year old has spent 85% of the time either in the sandbox or on the swing.
by runner9
Tue May 05, 2015 11:27 am
Forum: Personal Consumer Issues
Topic: Looking to Retire in Cleveland
Replies: 32
Views: 2648

Re: Looking to Retire in Cleveland

Lakewood is a bit different then other suburbs, it might be what you're looking for. East Cleveland has big problems, I'd stay away. Shaker Hts, University Hts, Cleveland Hts are high property tax areas, if that matters.

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