Search found 924 matches

Return to advanced search

Re: Google Voice Not Supported on OBi Devices After May 15 2

Lots of voip.ms help on their wiki: http://wiki.voip.ms/article/Welcome I did several chat sessions with them from the voip.ms page and they were very helpful and with very limited wait times. Is this the setup guide you used? http://wiki.voip.ms/article/OBi_100/110 :oops: I believe it is. Actually...
by runner9
Sat Apr 19, 2014 8:44 pm
 
Forum: Personal Consumer Issues
Topic: Google Voice Not Supported on OBi Devices After May 15 2014
Replies: 45
Views: 1957

Re: Google Voice Not Supported on OBi Devices After May 15 2

What's the difference between OBI Approved Service Providers vs Compatible Service providers? If you follow the link on the Obihai page to one of the approved providers it will automagically configure your Obi box for you. My guess is that Obihai will also get a commission for a sale that goes thro...
by runner9
Sat Apr 19, 2014 8:43 pm
 
Forum: Personal Consumer Issues
Topic: Google Voice Not Supported on OBi Devices After May 15 2014
Replies: 45
Views: 1957

Re: Google Voice Not Supported on OBi Devices After May 15 2

Lots of voip.ms help on their wiki:

http://wiki.voip.ms/article/Welcome

I did several chat sessions with them from the voip.ms page and they were very helpful and with very limited wait times.
by runner9
Sat Apr 19, 2014 7:36 am
 
Forum: Personal Consumer Issues
Topic: Google Voice Not Supported on OBi Devices After May 15 2014
Replies: 45
Views: 1957

Re: Google Voice Not Supported on OBi Devices After May 15 2

I'll again suggest looking through the other providers you can use with an Obi. OBiTALK Compatible Service Providers: Anveo Broadvoice Callcentric CallWithUs Localphone OneSuite Phone Power Vitelity VoIP.ms VOIPo If you already have an Obi my opinion would be to switch to one above. We use voip.ms, ...
by runner9
Fri Apr 18, 2014 5:04 pm
 
Forum: Personal Consumer Issues
Topic: Google Voice Not Supported on OBi Devices After May 15 2014
Replies: 45
Views: 1957

Re: Google Voice Not Supported on OBi Devices After May 15 2

Obi is a device to use voice over internet protocol (VOIP). Google will still exist, but won't support XMPP based calling. So, you can use Google Voice with something else, or Obi with something else, but not Obi with Google Voice. Link to Obi100 on Amazon: http://www.amazon.com/OBi100-Telephone-Ada...
by runner9
Thu Apr 17, 2014 10:38 pm
 
Forum: Personal Consumer Issues
Topic: Google Voice Not Supported on OBi Devices After May 15 2014
Replies: 45
Views: 1957

Re: Google Voice Not Supported on OBi Devices After May 15 2

http://blog.obihai.com/2013/10/important-message-about-google-voice.html

A link to this article has been and currently is on the home page in the bottom right in red.
by runner9
Thu Apr 17, 2014 10:34 pm
 
Forum: Personal Consumer Issues
Topic: Google Voice Not Supported on OBi Devices After May 15 2014
Replies: 45
Views: 1957

Re: Google Voice Not Supported on OBi Devices After May 15 2

This has been known for quite a while, but it's not the end of the world. (it's been on the amazon page for each item for at least 5 months) We purchased an Obi100 in January and have been using http://www.voip.ms/ It costs 99 cents a month for the phone number and 1 cent per minute for non-toll fre...
by runner9
Thu Apr 17, 2014 9:55 pm
 
Forum: Personal Consumer Issues
Topic: Google Voice Not Supported on OBi Devices After May 15 2014
Replies: 45
Views: 1957

Re: Aio Wireless

Thanks everyone. I've been researching e-bay iphone that say they are unlocked and either say they run on GSM or which have model numbers I can search for to verify. I've been outbid once so far.....
by runner9
Thu Apr 17, 2014 7:47 am
 
Forum: Personal Consumer Issues
Topic: Aio Wireless
Replies: 23
Views: 1231

Re: I don't understand whether there are costs to rebalancin

Are you talking about an IRA (either Traditional or Roth) or a taxable account?
by runner9
Wed Apr 16, 2014 1:22 pm
 
Forum: Investing - Help with Personal Investments
Topic: I don't understand whether there are costs to rebalancing
Replies: 16
Views: 1141

Re: Aio Wireless

Thoughts: Runner 9- I've had very good luck with reconditioned and used phones. I unlocked an AT+T Galaxy S3 last year in about ten minutes following instructions on the internet, There are also services that will do it for you, though I cannot speak to their reliability. Research this re: the phon...
by runner9
Wed Apr 16, 2014 11:57 am
 
Forum: Personal Consumer Issues
Topic: Aio Wireless
Replies: 23
Views: 1231

Re: Financial check-up request and unusual 403(b) question

If you are no longer a pastor, and therefore left the "company" the 403(b) was with, why not roll it over to a low cost IRA?

http://www.403bwise.com/wisemoves/irarollover_vt.html
by runner9
Wed Apr 16, 2014 9:11 am
 
Forum: Investing - Help with Personal Investments
Topic: Financial check-up request and unusual 403(b) question
Replies: 12
Views: 442

Re: Low cost reverse mortgage lenders?

I'll give your post a bump and suggest that's an oxymoron, in that reverse mortgage's are usually high fee, etc.
by runner9
Wed Apr 16, 2014 9:06 am
 
Forum: Personal Finance (Not Investing)
Topic: Low cost reverse mortgage lenders?
Replies: 1
Views: 214

Re: Anyone use Fidelity as their bank account?

I just read more about it, with interest rate of 0.07 I'll look elsewhere. I thought my .195 at my brick and mortar bank was low.
by runner9
Tue Apr 15, 2014 8:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: Anyone use Fidelity as their bank account?
Replies: 27
Views: 1751

Re: Options used to fund ROTH after retirement?

http://www.irs.gov/publications/p590/ch01.html#en_US_2013_publink1000230355 Here is the IRS definition for "What is compensation" It's found in T-IRA info, but Roth IRA info links to it. Partial quote: The IRS treats as compensation any amount properly shown in box 1 (Wages, tips, other c...
by runner9
Tue Apr 15, 2014 6:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: Options used to fund ROTH after retirement?
Replies: 11
Views: 544

Re: Aio Wireless

http://www.bogleheads.org/forum/viewtopic.php?f=11&t=133853& There are some opinions in this recent thread. I'm actually going to an AIO store tomorrow morning to talk to them. My wife wants an Iphone, I don't want to pay Verizon contract prices. So, I would need to buy an iphone, either ne...
by runner9
Tue Apr 15, 2014 3:49 pm
 
Forum: Personal Consumer Issues
Topic: Aio Wireless
Replies: 23
Views: 1231

Re: Can this 4% CD be trusted?

http://www.cbsnews.com/news/is-a-345-percent-apy-cd-too-good-to-be-true/

A google search for "sun city financial group complaints" and then clicking on the first reply let this this from our own Allan Roth.

I'd guess your ad is similar.
by runner9
Tue Apr 15, 2014 2:13 pm
 
Forum: Investing - Theory, News & General
Topic: Can this 4% CD be trusted?
Replies: 21
Views: 2407

Re: Children Savings Account [Money Received on Child's Beha

My son's is in a minor custodian account with my name as custodian. I doubt he'd be eligible for financial aid based our incomes (he's only 4 now) but have wondered how this account would affect his chances. He has nearly $2K in it. We contribute to a 529 and it's crossed my mind to direct future gi...
by runner9
Tue Apr 15, 2014 10:01 am
 
Forum: Personal Finance (Not Investing)
Topic: Children Savings Account [Money Received on Child's Behalf]
Replies: 11
Views: 634

Re: Mother Of Bog! I'm Uncertain/Frightened To Buy Fund

http://www.bogleheads.org/forum/viewtopic.php?f=1&t=133586&p=2009636

Don't forget all the advice you've been give on your previous THREE threads, later combined by LadyGeek.
by runner9
Tue Apr 15, 2014 9:57 am
 
Forum: Investing - Help with Personal Investments
Topic: I Really Would Appreciate Your Advice!
Replies: 72
Views: 2703

Re: paper ibonds from tax refund

Based on your post from 2 minutes prior this one you're still working on your taxes. If so, why is this an issue? Do you not know where you'll be living in several weeks right now?
by runner9
Sun Apr 13, 2014 6:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: paper ibonds from tax refund
Replies: 4
Views: 472

Re: LED bulb prices

The Cree bulb is $6.97 on the site when I select my local store, it's $9.97 at a store just 20 miles from here, as well as $9.97 outside of Chicago.
by runner9
Fri Apr 11, 2014 8:42 pm
 
Forum: Personal Consumer Issues
Topic: LED bulb prices
Replies: 104
Views: 8130

Re: Problem with Vanguard website

I'm just curious on the rush to get on vanguard.com after 4pm Eastern on a Friday. Mutual fund prices aren't updated, orders placed won't fill till Monday.
by runner9
Fri Apr 11, 2014 8:31 pm
 
Forum: Investing - Help with Personal Investments
Topic: Problem with Vanguard website
Replies: 25
Views: 2024

Re: where is my post?

Or just click on the your username, in blue, on the right side of any of your posts, then click the view all posts.
by runner9
Fri Apr 11, 2014 6:26 pm
 
Forum: Forum Issues and Administration
Topic: where is my post?
Replies: 10
Views: 688

Re: why would i keep $3,000 in a vanguard roth brokerage mma

I believe the $3K minimum is waived when it's the sweep account for a VBS. I know that's our situation, we each have a Roth with a brokerage tied to it and the money market accounts usually have $0 in them.

That said, you won't get much support or advice here for buying individual stocks.
by runner9
Fri Apr 11, 2014 5:03 pm
 
Forum: Investing - Help with Personal Investments
Topic: why would i keep $3,000 in a vanguard roth brokerage mma
Replies: 13
Views: 1438

Re: where is my post?

http://www.bogleheads.org/forum/viewtopic.php?f=1&t=137146&p=2025680

It's right here. Look based on the start time in either the main page of the Help with Personal Investment forum, it's there.
by runner9
Fri Apr 11, 2014 5:01 pm
 
Forum: Forum Issues and Administration
Topic: where is my post?
Replies: 10
Views: 688

Re: Moving money away from investment broker

So am I correct that these are all in a taxable account?
by runner9
Fri Apr 11, 2014 4:59 pm
 
Forum: Investing - Help with Personal Investments
Topic: Moving money away from investment broker
Replies: 5
Views: 697

Re: First poster/advice on portfolio

Replying to give your post a bump and also to suggest that you edit it for each question/issue to be a separate paragraph. It's hard to read it big wordy blocks.
by runner9
Fri Apr 11, 2014 4:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: First poster/advice on portfolio
Replies: 2
Views: 202

Re: Lump sum - invest now or later?

Nobody knows what the market will do, if it will "correct" up or down, etc.

Most here would say invest it all now, that doing so is a higher probability of coming out ahead then doing it incrementally.
by runner9
Fri Apr 11, 2014 4:57 pm
 
Forum: Investing - Help with Personal Investments
Topic: Lump sum - invest now or later?
Replies: 7
Views: 900

Re: Paying off HELOC

What's the HELOC's interest rate and how soon/how much can it reset?
by runner9
Fri Apr 11, 2014 4:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Paying off HELOC
Replies: 2
Views: 308

Re: 403B plan administrator charges fee to rollover

403b are well known for being high fee and often complicated plans.

There's probably a "contract" between the 403b and the school district, which still affects you.

Are you able to get a copy of the legalize about the plan? What does it say?
by runner9
Fri Apr 11, 2014 4:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: 403B plan administrator charges fee to rollover
Replies: 2
Views: 167

Re: Problem with Vanguard website

I just logged in with no problems.
by runner9
Fri Apr 11, 2014 4:29 pm
 
Forum: Investing - Help with Personal Investments
Topic: Problem with Vanguard website
Replies: 25
Views: 2024

Re: Have you upgraded your Vanguard accounts?

I called a couple of months ago when I wanted to sell $10K in an ETF and not wait three days. She said I'd be waiting a long time for an upgrade to skip the wait.
by runner9
Fri Apr 11, 2014 1:56 pm
 
Forum: Investing - Help with Personal Investments
Topic: Have you upgraded your Vanguard accounts?
Replies: 10
Views: 1631

Re: Question on tracking a portfolio

http://www.bogleheads.org/forum/viewtopic.php?f=10&t=107964

You could do a spreadsheet with an XIRR function. It would be time consuming to set up.
by runner9
Wed Apr 09, 2014 9:03 am
 
Forum: Investing - Help with Personal Investments
Topic: Question on tracking a portfolio
Replies: 7
Views: 372

Re: Roth IRA - tax free - totally ?

and 457 is similar to 403(b), unless it's a 457-Roth of course.
by runner9
Tue Apr 08, 2014 5:40 pm
 
Forum: Investing - Theory, News & General
Topic: Roth IRA - tax free - totally ?
Replies: 67
Views: 2697

Re: Roth IRA - tax free - totally ?

In a Roth you only pay taxes on the money before putting it in. Withdrawals, after 59 1/2, are tax free, both contributions, gains, etc.
by runner9
Tue Apr 08, 2014 4:37 pm
 
Forum: Investing - Theory, News & General
Topic: Roth IRA - tax free - totally ?
Replies: 67
Views: 2697

Re: I Need Your Help Selecting 403(b) Provider

I'm guessing to look closer at ING, but that's a guess from distant memory.

Do you have access to a 457? We were looking at 403(b) plans but then learned as public employees in Ohio we have access to Ohio 457 which has super cheap fees.
by runner9
Tue Apr 08, 2014 3:17 pm
 
Forum: Investing - Help with Personal Investments
Topic: I Need Your Help Selecting 403(b) Provider
Replies: 17
Views: 627

Re: Car recommendations - Mazda6, accord, Prius

If you get the Mazda6 watch out for spiders. What to say another recall isn't coming in a few years?
http://www.thecarconnection.com/news/1091307_mazda6-recalled-for-spiders-again
by runner9
Tue Apr 08, 2014 10:03 am
 
Forum: Personal Consumer Issues
Topic: Car recommendations - Mazda6, accord, Prius
Replies: 23
Views: 1749

Re: Roth IRA

You can put in up to your compensation for the year (with upper limits)

If you make $60K you can put in the max of 6500

If you make 6500 you can put in the max of 6500

If you make 2000 you can put in 2000

If you make 0 you can put in 0
by runner9
Tue Apr 08, 2014 8:49 am
 
Forum: Investing - Help with Personal Investments
Topic: Roth IRA
Replies: 4
Views: 391

Re: 180K and no clue

I'd suggest funding an IRA for 2013 by April 15 if you have not. Otherwise, try to do nothing for 4-6 months while you consider your options, learn more about investing, etc and set up a good plan you're comfortable with. (and nothing horribly wrong with your current investments as they stand right ...
by runner9
Tue Apr 08, 2014 6:33 am
 
Forum: Investing - Help with Personal Investments
Topic: 180K and no clue
Replies: 8
Views: 1673

Re: Roth IRA

Do you have compensation*, shown on your AGI? If so I'd say go for it, up that AGI limit (if under $13K) and if you won't need the money, for sure, for 5 years. *IRS defined compensation for IRA calculations: http://www.irs.gov/publications/p590/ch01.html#en_US_2013_publink1000230355
by runner9
Mon Apr 07, 2014 6:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: Roth IRA
Replies: 4
Views: 391

Re: LED bulb prices

I believe it's discussed higher up in this thread, but Home Depot prices seem to vary by region/state. That bulb shows up at $24.97 here in the midwest.
by runner9
Mon Apr 07, 2014 11:31 am
 
Forum: Personal Consumer Issues
Topic: LED bulb prices
Replies: 104
Views: 8130

Re: 28 y/o needs checkup

If you're talking about money for 2014 contribution I probably would, with 375 days left to makeup that contribution.

If you're talking about money for 2013, with only 9 days left until April 15, I'd contribute to the Roth, as that's contribution space gone forever.
by runner9
Sun Apr 06, 2014 5:25 pm
 
Forum: Investing - Help with Personal Investments
Topic: 28 y/o needs checkup
Replies: 7
Views: 630

Re: Money available for 2013 Roth IRA Contribution

http://www.irs.gov/publications/p590/ch02.html#en_US_2013_publink1000230988

Here is the specific step by step process from the IRS to determine your allowed contribution amount.
by runner9
Sun Apr 06, 2014 3:24 pm
 
Forum: Investing - Theory, News & General
Topic: Money available for 2013 Roth IRA Contribution
Replies: 4
Views: 273

Re: Re-fi Student to pay it off

For a lot more detail on the OP's situation see this thread:

http://www.bogleheads.org/forum/viewtopic.php?t=136659

and this one making the case for a refi:

http://www.bogleheads.org/forum/viewtopic.php?f=1&t=136678&p=2019675
by runner9
Sun Apr 06, 2014 1:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: Re-fi Student to pay it off
Replies: 3
Views: 255

Re: Tree stump removal

I just watched yesterday's Ask This Old House. The preview for next week's show is that they discuss what to do with a tree stump.

I'm sure markets vary, it's 8:30a; Saturday, April 12 here.
by runner9
Sun Apr 06, 2014 8:56 am
 
Forum: Personal Consumer Issues
Topic: Tree stump removal
Replies: 25
Views: 1730

Re: 28 y/o needs checkup

I'll give your post a bump and suggest paying off the student loan debt at 5%.
by runner9
Sun Apr 06, 2014 8:44 am
 
Forum: Investing - Help with Personal Investments
Topic: 28 y/o needs checkup
Replies: 7
Views: 630

Re: Barclay 5 yr. CD and Dream account savings

"we’ll give you a 2.5% bonus on the total interest you earned over that time." I could read that several ways, including taking your total interest multiplied by 0.025 and that's the bonus. (2.5% of the INTEREST, not the principal) I also could be totally wrong, I can read it different wa...
by runner9
Sun Apr 06, 2014 8:41 am
 
Forum: Investing - Theory, News & General
Topic: Barclay 5 yr. CD and Dream account savings
Replies: 5
Views: 535
Next

Return to advanced search