Search found 431 matches

by runner26
Fri Aug 21, 2015 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: With Stock Market heading south
Replies: 95
Views: 11284

Re: With Stock Market heading south

Doing TIRA to Roth conversions to top of 15% bracket.
by runner26
Fri Aug 14, 2015 9:48 am
Forum: Investing - Help with Personal Investments
Topic: GE Capital Bank
Replies: 18
Views: 1873

Re: GE Capital Bank

GE Capital Bank and Goldman Sachs Bank USA (GS Bank) announced on August 13, 2015 the signing of an agreement to sell GE Capital Bank’s retail online deposit platform and deposit accounts to GS Bank, pending regulatory approval
by runner26
Sat Aug 01, 2015 6:05 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 329
Views: 29510

Re: privacy issues with Win 10 default settings

I have read that some Win 10 default settings allow Microsoft (& 3rd parties it selects) access to a lot of my data. Does anyone have a reliable guide to how to change each of these questionable default settings? Thanks in advance for the help. I skimmed this topic, so I apologize in advance if...
by runner26
Sat Aug 01, 2015 6:02 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 329
Views: 29510

Re: Free Windows 10 Upgrade, Yes or No?

Charter Security Suite only lists up to Windows 8 for support. Anyone successful upgrading that is a Charter internet subscriber, and using their security suite?
by runner26
Mon May 25, 2015 7:00 pm
Forum: Personal Consumer Issues
Topic: Outside a/c fan isn't running (10 yr old system)
Replies: 24
Views: 1014

Re: Outside a/c fan isn't running (10 yr old system)

I had a similar problem once. It was a capacitor. I had to wait days in 112 heat to get a repair man out. He said that if it is a capacitor, you can give the fan a push with a long screwdriver and the fan will run fine until a repair man can get out. That way you will have cooling while you wait. Be...
by runner26
Wed Mar 04, 2015 7:50 pm
Forum: Personal Finance (Not Investing)
Topic: What percentage of your total net worth is your home?
Replies: 62
Views: 4958

Re: What percentage of your total net worth is your home?

Just went from 10 to 20% as I moved from Ca central valley to Ca central coast.
by runner26
Wed Feb 11, 2015 9:59 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard and Turbo Tax
Replies: 38
Views: 5626

Re: Vanguard and Turbo Tax

TurboTax is in the middle of trying to raise prices in lots of inventive ways. I'm in Flagship, and downloading Premier from Vanguard cost me $9.99 extra this year. Also, when I initially worked on my home office there was no problem, but the second time I worked on it the program refused to run un...
by runner26
Thu Jan 08, 2015 8:11 pm
Forum: Investing - Theory, News & General
Topic: The Callan Periodic Table of Investment Returns 2014
Replies: 26
Views: 4583

The Callan Periodic Table of Investment Returns 2014

The Callan Periodic Table of Investment Returns have been updated for 2014 and can be viewed at the following link:

https://www.callan.com/research/files/989.pdf
by runner26
Tue Dec 16, 2014 5:01 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard and Turbo Tax
Replies: 38
Views: 5626

Re: Vanguard and Turbo Tax

What plannerman said above. However, that may not be the end of your problems. I downloaded Deluxe for free and did a preliminary walk through. I have a schedule D and figured out how to use deluxe with a printout ok. But my printer died, and I will be moving soon, so decided to not buy a new one an...
by runner26
Thu Dec 11, 2014 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 223
Views: 32982

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

So I was able to do Form 8949 and Schedule D with my free Flagship Deluxe install using Forms mode. I only have carry forward loses which TT brought forward from 2013 and I was able see these. I always do manual input of data. It grumped at me saying I need to upgrade due to the sale of a home this ...
by runner26
Wed Dec 10, 2014 3:57 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 223
Views: 32982

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

On that same page with the red "COMING SOON" message is a red TURBOTAX logo. I clicked right on that logo and it took me to the page to purchase/download it. Well I tried this, and ALL I can see is the online version, not the download version, and I see no where to get the download. If I ...
by runner26
Wed Dec 10, 2014 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 223
Views: 32982

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

On that same page with the red "COMING SOON" message is a red TURBOTAX logo. I clicked right on that logo and it took me to the page to purchase/download it. Well I tried this, and ALL I can see is the online version, not the download version, and I see no where to get the download. If I ...
by runner26
Tue Dec 09, 2014 9:57 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard Turbo Tax prices anounced
Replies: 92
Views: 16698

Re: Vanguard Turbo Tax prices anounced

Leesbro63 wrote:It's not clear to me from the two currently active TURBOTAX posts: Can I now download Turbotax for 2014 using my Vanguard discount? Or is it still "Coming soon"?

I just checked. Not yet. Based on past years, I expect it by this Friday. Maybe a day or two earlier.
by runner26
Sun Dec 07, 2014 11:45 am
Forum: Personal Finance (Not Investing)
Topic: Intuit TurboTax 2014 Basic/Deluxe $0, Premier $9.99
Replies: 49
Views: 4788

Re: Intuit TurboTax 2014 Basic/Deluxe $0, Premier $9.99

So I just got the OP's link to bring up the 0/9.99 offer following these steps. I cleared cookies, went to the link which brought up the higher prices, then logged into my turbotax account, and the prices immediately changed to the 0/9.99 prices. However, this offer did not include state. I think th...
by runner26
Tue Nov 04, 2014 9:14 pm
Forum: Personal Consumer Issues
Topic: Getting another key made for my car
Replies: 52
Views: 9101

Re: Getting another key made for my car

Read this thread yesterday after spouse lost a smart-key for the Prius. Toyota dealer wanted $335 for new key and programming. Didn't see anything here about auto insurance policy. Checked the internet and found most insurance will cover lost smart keys if they involving starting the car. Gave AAA ...
by runner26
Thu Oct 30, 2014 8:15 pm
Forum: Personal Consumer Issues
Topic: Getting another key made for my car
Replies: 52
Views: 9101

Re: Getting another key made for my car

Read this thread yesterday after spouse lost a smart-key for the Prius. Toyota dealer wanted $335 for new key and programming. Didn't see anything here about auto insurance policy. Checked the internet and found most insurance will cover lost smart keys if they involving starting the car. Gave AAA ...
by runner26
Thu Oct 30, 2014 4:58 pm
Forum: Personal Consumer Issues
Topic: Getting another key made for my car
Replies: 52
Views: 9101

Re: Getting another key made for my car

Read this thread yesterday after spouse lost a smart-key for the Prius. Toyota dealer wanted $335 for new key and programming. Didn't see anything here about auto insurance policy. Checked the internet and found most insurance will cover lost smart keys if they involving starting the car. Gave AAA ...
by runner26
Thu Oct 30, 2014 11:33 am
Forum: Personal Consumer Issues
Topic: Getting another key made for my car
Replies: 52
Views: 9101

Re: Getting another key made for my car

Read this thread yesterday after spouse lost a smart-key for the Prius. Toyota dealer wanted $335 for new key and programming. Didn't see anything here about auto insurance policy. Checked the internet and found most insurance will cover lost smart keys if they involving starting the car. Gave AAA a...
by runner26
Wed Oct 22, 2014 10:14 am
Forum: Personal Consumer Issues
Topic: Windows XP
Replies: 64
Views: 4424

Re: Windows XP

Dumped XP, and am happy with Windows 8.1 Update 1.
by runner26
Sat Oct 18, 2014 10:06 am
Forum: Personal Finance (Not Investing)
Topic: What tax software do you use and why
Replies: 54
Views: 3271

Re: What tax software do you use and why

For years I used Tax Act because it was cheap and did the job. When I reached Vanguard Flagship level, I switched to TurboTax because it was free. Both work. I found Tax Act staff more responsive to questions and a bit easier to use. If I still had to pay, I would purchase Tax Act.
by runner26
Thu Oct 09, 2014 8:53 pm
Forum: Personal Consumer Issues
Topic: Indoor tankless water heater recommendations
Replies: 29
Views: 2412

Re: Indoor tankless water heater recommendations

I recently purchased a new home build in SLO county in CA, and choose a tank gas water heater as my option. The builder later called and said new state energy standards required a tankless water heater for new builds. They said they were upgrading me to gas tankless at no extra charge. Hope I like i...
by runner26
Thu Oct 09, 2014 8:42 pm
Forum: Personal Finance (Not Investing)
Topic: Buffett Says ‘No-Brainer’ to Get a Mortgage to Short Rates
Replies: 77
Views: 10637

Re: Buffett Says ‘No-Brainer’ to Get a Mortgage to Short Rat

I am renting now between homes, as I have done before and much prefer to own. The last home I had built, I lived in15 years. After adding up what I paid, and what I put in for maintenance, and adjusting for inflation, and subtracting closing costs, I still netted more than those costs. So basically,...
by runner26
Thu Oct 09, 2014 7:12 pm
Forum: Personal Finance (Not Investing)
Topic: Buffett Says ‘No-Brainer’ to Get a Mortgage to Short Rates
Replies: 77
Views: 10637

Buffett Says ‘No-Brainer’ to Get a Mortgage to Short Rates

With rates so low, I am debating getting a larger and longer loan than I might otherwise make. I had paid off the mortgage on my two prior homes, but am moving to an area that is twice as expensive, so a loan is a must for the new home I am having built for Feb or March move-in. I am retired and 64....
by runner26
Sun Oct 05, 2014 10:34 am
Forum: Personal Consumer Issues
Topic: How long before disputing a charge on my Visa?
Replies: 20
Views: 2078

Re: How long before disputing a charge on my Visa?

Call your credit card company and ask how long you have to dispute a charge. A friend of mine had this problem and the seller strung him along until the timeframe expired to dispute the charge. I believe it was 90 days but this was a long time ago. I had this very problem and got screwed. I don't r...
by runner26
Fri Sep 26, 2014 9:39 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 975
Views: 192306

Re: What Book Are You Currently Reading? Part VI

Biocentrism: How Life and Consciousness are the Keys to Understanding the True Nature of the Universe Paperback – May 18, 2010 by Robert Lanza
by runner26
Tue Aug 26, 2014 9:44 pm
Forum: Personal Consumer Issues
Topic: California residents - do you have earthquake insurance?
Replies: 54
Views: 3914

Re: California residents - do you have earthquake insurance?

No. Not all parts of California are at risk. However, I am currently moving to a higher risk area, and will re-evaluate after the move. Well, actually ... I'd venture most of California is at risk. The last few big earthquakes, including the Napa one, occurred along fault lines that were largely un...
by runner26
Tue Aug 26, 2014 6:35 pm
Forum: Personal Consumer Issues
Topic: California residents - do you have earthquake insurance?
Replies: 54
Views: 3914

Re: California residents - do you have earthquake insurance?

No. Not all parts of California are at risk. However, I am currently moving to a higher risk area, and will re-evaluate after the move.
by runner26
Mon Jun 02, 2014 5:52 pm
Forum: Investing - Theory, News & General
Topic: GE Capital Retail Bank 5-Year 2.3% CD
Replies: 75
Views: 9964

Re: GE Capital Retail Bank 5-Year 2.3% CD

So I am with GE Capital Bank, which seems to be different from GE Capital Retail Bank. I have not received any notice of name changes. They both show the GE logo, but appear to be separate entities. Anyone know the difference?
by runner26
Wed May 21, 2014 9:18 am
Forum: Personal Consumer Issues
Topic: Should we have new ducts installed with our new a/c?
Replies: 19
Views: 1627

Re: Should we have new ducts installed with our new a/c?

Replace ducts?! Seriously? "This article describes Owens Corning Valueflex™ brand gray flex duct failures that appear as loss of the gray plastic duct covering due to brittleness that appears to be caused by exposure to heat (such as in a hot attic), with references to product failures by seve...
by runner26
Wed Apr 23, 2014 8:23 pm
Forum: Personal Consumer Issues
Topic: Windows XP users
Replies: 223
Views: 51046

Re: Windows XP users

After 2 months, I was generally accepting of my Dell 8700 windows 8.1 system, then yesterday it crashed hard. I spent 2 hours on the phone with a rep in India. All the dell hardware checks worked fine, and no problems were detected. We couldn't get the system to boot in safe mode (which he said he h...
by runner26
Sun Apr 20, 2014 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security to resume benefits statement mailings
Replies: 8
Views: 1555

Social Security to resume benefits statement mailings

Social Security to resume benefits statement mailings (sort of) ...Starting this September, the Social Security Administration (SSA) will resume mailings at five-year intervals to workers who have not signed up to view their statements online, an agency spokesman told Reuters. The statements will be...
by runner26
Tue Feb 18, 2014 9:29 pm
Forum: Personal Consumer Issues
Topic: Windows XP users
Replies: 223
Views: 51046

Re: Windows XP users

Made the jump 4 days ago from windows XP and IE 8 and outlook express, to a new dell 8700 with windows 8.1 and IE 11 and Outlook for e-mail. After 4 days of pulling what little hair I have out, I am very happy with the new system. Moving e-mail from express to outlook, and getting outlook configured...
by runner26
Sun Feb 16, 2014 9:05 pm
Forum: Investing - Theory, News & General
Topic: Safe Withdrawal Rate
Replies: 91
Views: 8844

Re: Safe Withdrawal Rate

For me, I set the max withdrawal for the year at 3.5% of the year-end balance, but I don't feel compelled to withdraw it all. What I don't use goes back into the pot for the next years 3.5 % calculation. Kind of a variation of Tylor's with a cap.
by runner26
Sat Feb 08, 2014 10:54 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Funds with no money in them
Replies: 10
Views: 1335

Re: Vanguard Funds with no money in them

I found the problem with hiding them (unless they have changed it) is when you go to a tab, for example, 5 year performance, it will exclude those hidden funds from the graphs making your history look strange. So I put them back on the display. Why do you care what the 5 year returns are? If you br...
by runner26
Sat Feb 08, 2014 8:36 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Funds with no money in them
Replies: 10
Views: 1335

Re: Vanguard Funds with no money in them

...You can change which holdings you see on the main page under customized view. You can choose "Hide zero balance accounts". Problem solved. Upper right-hand corner of your "Balances and holdings" page - click on "Customize this page" and go from there. I found the pr...
by runner26
Fri Feb 07, 2014 2:44 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Printout cutoff at bottom
Replies: 12
Views: 829

Re: TurboTax Printout cutoff at bottom

Runner26, ...try to change your printer setup to legal size paper but print with letter size paper. It might work. Actually, that made things worse...It gave it a larger top margin, shifting things down further. HOWEVER, while looking at your suggestion, I saw that the printer driver had another op...
by runner26
Fri Feb 07, 2014 12:53 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Printout cutoff at bottom
Replies: 12
Views: 829

Re: TurboTax Printout cutoff at bottom

I am using the downloaded version of TT from Vanguard, updated to the latest version. I am printing the PDF, and Adobe reader is updated to the latest version.
by runner26
Fri Feb 07, 2014 11:15 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax Printout cutoff at bottom
Replies: 12
Views: 829

Re: TurboTax Printout cutoff at bottom

DSInvestor wrote:Does the printer driver printing preferences have the right paper size? It should be set for letter.

Yes paper size is set to letter.
by runner26
Fri Feb 07, 2014 11:08 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax Printout cutoff at bottom
Replies: 12
Views: 829

TurboTax Printout cutoff at bottom

All my forms are cutoff on the bottom when printing with TurboTax. Someone on the TT forum suggested that using 'print as image' on the print options advanced tab fixed this. It did not. I noticed another selectable item on that tab 'shrink to fit', which I used in conjunction with the print as imag...
by runner26
Mon Jan 27, 2014 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: [What is] wrong with Treasury Direct website?
Replies: 79
Views: 6702

Re: [What is] wrong with Treasury Direct website?

One thing that always trips me up is that when entering the password, it misses some of the characters. You need to click very slowly and watch that every click was registered.
by runner26
Sat Jan 11, 2014 10:20 am
Forum: Personal Finance (Not Investing)
Topic: Planning impact on court reversal of doma
Replies: 102
Views: 8659

Re: Planning impact on court reversal of doma

Pat Cain provides link and comments on:

"National Taxpayer Advocate Nina E. Olson’s 2013 Annual Report to Congress and Same-Sex Couples."

http://law.scu.edu/same-sex-tax/nationa ... x-couples/
by runner26
Sat Dec 14, 2013 10:48 pm
Forum: Personal Consumer Issues
Topic: Discounts for seniors
Replies: 19
Views: 2235

Re: Discounts for seniors

My city gives a trash pickup discount for 62+, but you have to know about it, and ask for it.
by runner26
Tue Dec 10, 2013 8:23 pm
Forum: Investing - Theory, News & General
Topic: Roth Conversion vs Tax Gain Harvest
Replies: 15
Views: 1283

Re: Roth Conversion vs Tax Gain Harvest

Are there other factors to consider? Three things come to mind: 1. I would expect many old-time Bogleheads would have substantial carryover losses from '08-'09. For such people, Roth conversion over gain harvesting is the easy call. No sense in wasting your losses on gains. This is my situation, so...
by runner26
Fri Dec 06, 2013 10:21 pm
Forum: Personal Finance (Not Investing)
Topic: 2013 TurboTax: Which Product? New Rules?
Replies: 302
Views: 37528

Re: 2013 TurboTax: Which Product? New Rules?

Dec. 12. See https://personal.vanguard.com/us/insights/taxcenter/qdi/turbotax That's what is says on the page, but I was able to get it today (TurboTax Deluxe 2013). Click on "Get started now and save". You have to be logged in of course. It doesn't look like it to me for the download ver...
by runner26
Fri Dec 06, 2013 5:10 pm
Forum: Personal Finance (Not Investing)
Topic: 2013 TurboTax: Which Product? New Rules?
Replies: 302
Views: 37528

Re: 2013 TurboTax: Which Product? New Rules?

Dec. 12. See https://personal.vanguard.com/us/insights/taxcenter/qdi/turbotax That's what is says on the page, but I was able to get it today (TurboTax Deluxe 2013). Click on "Get started now and save". You have to be logged in of course. It doesn't look like it to me for the download ver...
by runner26
Sat Nov 30, 2013 11:01 am
Forum: Investing - Theory, News & General
Topic: Retiree Poll: Change in Portfolio Value
Replies: 28
Views: 2255

Re: Retiree Poll: Change in Portfolio Value

Love how you live, who needs more stuff anyway. Still quite amazing. Even when I add back all my spending - I'm up 35% in 6+ years and you're up double that in 7+ years. My returns have matched the market (even though I've tried quite hard to find some alpha and beat it). But you've doubled market ...
by runner26
Fri Nov 29, 2013 12:17 pm
Forum: Investing - Theory, News & General
Topic: Retiree Poll: Change in Portfolio Value
Replies: 28
Views: 2255

Re: Retiree Poll: Change in Portfolio Value

I retired at the end of 2006, and it is up 73% since then. Wow, that's unreal! Would love to see your portfolio allocations. Just doesn't seem possible with 08/09 in there. I retired in mid 2007 and my portfolio is up 14.5%. Even if I put back in all the money I pulled out to live on since I retire...

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