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Re: Low Cost Computer/HTPC [Home Theater PC - Raspberry Pi]

Thought I'd add that I took the plunge and got a Sony BDP-S590 blu-ray player for streaming. So far it's working really good. The internet browser though is really unusable due to having no keyboard. Anyone able to find a different remote for the Sony Blu-ray players that have full qwerty keyboard t...
by ruanddu
Tue Apr 30, 2013 6:59 pm
 
Forum: Personal Consumer Issues
Topic: Low Cost Computer/HTPC [Home Theater PC - Raspberry Pi]
Replies: 22
Views: 2810

Re: How to Unlist Home Address

Thanks for tips. The optoutprescreen.com site requires a Social Security # to opt out. Seems unnecessary but what do you guys think?
by ruanddu
Tue Apr 30, 2013 3:50 pm
 
Forum: Personal Consumer Issues
Topic: How to Unlist Home Address
Replies: 11
Views: 1192

Re: My Take on Gold

Rick, thanks for your article. Can you clarify for me on your comment - " I anticipate gold prices will continue a descent until eventually reaching its inflation-adjusted long-term average". What is the inflation adjusted long-term average number that it should eventually reach?

Thanks.
by ruanddu
Mon Apr 22, 2013 6:00 pm
 
Forum: Investing - Theory, News & General
Topic: My Take on Gold
Replies: 137
Views: 7597

Re: Tempted to Use Roth IRA for House Down-Payment

Good ideas. I appreciate your input.
by ruanddu
Sat Apr 20, 2013 9:56 pm
 
Forum: Investing - Help with Personal Investments
Topic: Tempted to Use Roth IRA for House Down-Payment
Replies: 16
Views: 1132

Tempted to Use Roth IRA for House Down-Payment

I need some sense knocked into me. I am tempted to pull contributions out of Roth IRA that my wife and I have made the past years. We are both 31 yrs old with a 7 month old. We are in a small house in a poor school district and as such would love to relocate somewhere more suitable for our child. Wi...
by ruanddu
Fri Apr 19, 2013 6:03 pm
 
Forum: Investing - Help with Personal Investments
Topic: Tempted to Use Roth IRA for House Down-Payment
Replies: 16
Views: 1132

Re: Best Caulking for Bathtub?

100% Silicone, and mask the tub and wall for a professional looking seal and it will be thicker than the lick you finger method. Also clean off the tub and tile with alcohol and let dry before calking. SteveNet - I have heard that if you don't use finger to lay down or smooth the caulking that it w...
by ruanddu
Mon Apr 01, 2013 8:31 pm
 
Forum: Personal Consumer Issues
Topic: Best Caulking for Bathtub?
Replies: 16
Views: 1404

Re: Best Caulking for Bathtub?

Thanks much everyone.

Any others have suggestions?
by ruanddu
Mon Apr 01, 2013 8:26 pm
 
Forum: Personal Consumer Issues
Topic: Best Caulking for Bathtub?
Replies: 16
Views: 1404

Best Caulking for Bathtub?

Curious what your recommendation is on best caulking for using in bathroom where bathtub meets the wall? I have used GE Silicone II in the past. It held up okay but started to discolor before 2 years (has 5 yr warranty).

Thank you.
by ruanddu
Sun Mar 31, 2013 10:58 pm
 
Forum: Personal Consumer Issues
Topic: Best Caulking for Bathtub?
Replies: 16
Views: 1404

VPN for Watching Canadian TV

Would love to watch some of the Discovery shows shown in Canada, though they are blocked online for viewing in U.S. Anyone use any of the free VPNs out their to watch? If so, what do you recommend?

Thank you.
by ruanddu
Fri Mar 15, 2013 2:13 pm
 
Forum: Personal Consumer Issues
Topic: VPN for Watching Canadian TV
Replies: 2
Views: 352

DIY Bathtub Refinishing

This is a follow-up to a previous post - http://www.bogleheads.org/forum/viewtopic.php?f=11&t=100270 I have decided to go DIY route to save money. I'd appreciate your recommendations on brand/part # of product you used to refinish your bathtub? We have an old cast iron tub and fiberglass surroun...
by ruanddu
Fri Mar 15, 2013 2:11 pm
 
Forum: Personal Consumer Issues
Topic: DIY Bathtub Refinishing
Replies: 0
Views: 167

Re: Ibonds Question

Thanks for clarifying!
by ruanddu
Mon Jan 28, 2013 9:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: Ibonds Question
Replies: 5
Views: 860

Ibonds Question

Is it possible to purchase I-bonds with pre-tax money? Meaning, can you have payroll at your job invest a portion of your paycheck in Ibonds and reduce your taxable income?

Thanks.
by ruanddu
Mon Jan 28, 2013 6:43 pm
 
Forum: Investing - Help with Personal Investments
Topic: Ibonds Question
Replies: 5
Views: 860

Re: Any Experience/Ideas Creating Side Income w/ Home Busine

Thought I'd follow up on this thread and also ask for advice on ideas for a part time business / income in addition to a full-time job? My goal is to have my wife be able to stay home full-time with our child and this could be the ticket until down the road I can make more money at current job. Than...
by ruanddu
Sun Jan 27, 2013 8:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: Any Experience/Ideas Creating Side Income w/ Home Business?
Replies: 10
Views: 1426

Re: Low Cost Computer/HTPC

ruanddu wrote:Can you guys post some links to the Android on a stick equivalents? Just curious to compare prices and features.

Thanks.


Specifically, can you post some examples that have ethernet port?

Thanks.
by ruanddu
Wed Jan 23, 2013 1:51 pm
 
Forum: Personal Consumer Issues
Topic: Low Cost Computer/HTPC [Home Theater PC - Raspberry Pi]
Replies: 22
Views: 2810

Re: Low Cost Computer/HTPC

Can you guys post some links to the Android on a stick equivalents? Just curious to compare prices and features.

Thanks.
by ruanddu
Wed Jan 23, 2013 1:47 pm
 
Forum: Personal Consumer Issues
Topic: Low Cost Computer/HTPC [Home Theater PC - Raspberry Pi]
Replies: 22
Views: 2810

Re: Low Cost Computer/HTPC

This looks great! A few quick questions though I will research more tomorrow - - Does the SD cards the distributors sell have the OS on them? If not, where can you find the Linux OS and how much does it cost? - What are some examples of DIY cases for the unit? - Will an iPod usb to wall charger work...
by ruanddu
Wed Jan 23, 2013 2:05 am
 
Forum: Personal Consumer Issues
Topic: Low Cost Computer/HTPC [Home Theater PC - Raspberry Pi]
Replies: 22
Views: 2810

Suitable Place for House Down Payment Funds?

Awhile back I saw a similar thread about where to keep down payment savings for purchasing a house in the next 3-5 years. I can't seem to find thread so I thought I'd ask again. To me the two most obvious choices to me seem to be I-bonds or CDs. Which do you think are best?

Thank you.
by ruanddu
Mon Jan 21, 2013 11:24 pm
 
Forum: Investing - Help with Personal Investments
Topic: Suitable Place for House Down Payment Funds?
Replies: 2
Views: 446

Re: Roth or 403b Contributions?

Great info, guys. Thanks much. From what I hear you saying, I think I will stop the 403b contributions to focus the money on maxing out Roth IRA, as that's all we can afford for now.

Please feel free to keep the ideas coming.
by ruanddu
Mon Jan 21, 2013 10:27 pm
 
Forum: Investing - Help with Personal Investments
Topic: Roth or 403b Contributions?
Replies: 7
Views: 385

Re: Roth or 403b Contributions?

Thanks for replies. Sorry if I wasn't clear. Basic question is is a Roth IRA more beneficial for putting extra contributions or a 403b in our income bracket of about 82k a year? I see the advantages of Roth as you can tap contributions without penalty and no tax on take out. However, I also see lowe...
by ruanddu
Mon Jan 21, 2013 5:57 pm
 
Forum: Investing - Help with Personal Investments
Topic: Roth or 403b Contributions?
Replies: 7
Views: 385

Roth or 403b Contributions?

Wife and I are both employed and make about $82,000 per year combined (gross - before taxes, insurance, etc). Wife has good investment options at her work including a good portion of Vanguard funds with low fees. Looking at our income, is it best to contribute extra money to her 403b (tax deferred) ...
by ruanddu
Mon Jan 21, 2013 2:44 pm
 
Forum: Investing - Help with Personal Investments
Topic: Roth or 403b Contributions?
Replies: 7
Views: 385

Re: Honda Odyssey Owners - Question

Thanks for the great info, everyone. Please feel free to keep posting any further experiences.
by ruanddu
Mon Jan 14, 2013 10:09 am
 
Forum: Personal Consumer Issues
Topic: Honda Odyssey Owners - Question
Replies: 7
Views: 699

Honda Odyssey Owners - Question

We have a 2000 Honda Odyssey that we bought used not too long ago. I didn't realize until later on that years 1999-2003 have transmission problems. Any owners of Odysseys in that time frame have any experience with tranny problems? Ours has about 70,000 miles. Not sure if we should take our chances ...
by ruanddu
Mon Jan 14, 2013 12:55 am
 
Forum: Personal Consumer Issues
Topic: Honda Odyssey Owners - Question
Replies: 7
Views: 699

Re: Your International vs. U.S. Stock Allocation?

Thanks again everyone. It's very interesting to get your outlook. I welcome more replies.
by ruanddu
Wed Dec 26, 2012 11:57 am
 
Forum: Investing - Help with Personal Investments
Topic: Your International vs. U.S. Stock Allocation?
Replies: 73
Views: 5365

Re: What Do You Use for Streaming on Your TV?

Thanks for replies, please keep them coming.
by ruanddu
Mon Dec 24, 2012 4:07 pm
 
Forum: Personal Consumer Issues
Topic: What Do You Use for Streaming on Your TV?
Replies: 118
Views: 10104

Re: What Do You Use for Streaming on Your TV?

Has anyone tried the Vizio Co-star streaming box yet?

I am also intrigued about the Hisense box coming out soon for $100.
by ruanddu
Sun Dec 23, 2012 11:30 am
 
Forum: Personal Consumer Issues
Topic: What Do You Use for Streaming on Your TV?
Replies: 118
Views: 10104

Re: Your International vs. U.S. Stock Allocation?

Thanks for more insights. Please keep them coming.
by ruanddu
Sat Dec 22, 2012 3:30 am
 
Forum: Investing - Help with Personal Investments
Topic: Your International vs. U.S. Stock Allocation?
Replies: 73
Views: 5365

Re: What Do You Use for Streaming on Your TV?

Great info, thanks.
by ruanddu
Sat Dec 22, 2012 2:54 am
 
Forum: Personal Consumer Issues
Topic: What Do You Use for Streaming on Your TV?
Replies: 118
Views: 10104

Re: What Do You Use for Streaming on Your TV?

Regular PC with HDMI out. Everything runs through Windows Media Center (Netflix, Hulu, Video Podcasts). Also acts as a DVR and we get over the air (OTA) stations in HD quality with just a USB Tuner card. XBox in another room connects to it over Wifi and allows shows recorded on the main PC to play ...
by ruanddu
Sat Dec 22, 2012 1:54 am
 
Forum: Personal Consumer Issues
Topic: What Do You Use for Streaming on Your TV?
Replies: 118
Views: 10104

Re: Your International vs. U.S. Stock Allocation?

Thanks for replies.

My reasoning is the mess the US is in financially but you could counter so is the rest of the world. However, a total international Vanguard fund seems like it would provide more diversification, as it invests across multiple countries.

Your thoughts?
by ruanddu
Fri Dec 21, 2012 10:38 pm
 
Forum: Investing - Help with Personal Investments
Topic: Your International vs. U.S. Stock Allocation?
Replies: 73
Views: 5365

Re: What Do You Use for Streaming on Your TV?

As a follow-up, I am still using a PC connected to my TV. I would still like to buy a smaller streaming box with the main criteria that I can surf the web. I heard from a friend that an XBOX is down $99 and you can download the Internet Explorer app to browse the internet. Anyone tried this? What ar...
by ruanddu
Fri Dec 21, 2012 10:04 pm
 
Forum: Personal Consumer Issues
Topic: What Do You Use for Streaming on Your TV?
Replies: 118
Views: 10104

Your International vs. U.S. Stock Allocation?

Hello,

I am curious to what your International versus U.S. stock allocation is and why? Mine is currently 70 % U.S. and 30% International. I am considering going 50/50 for broader diversification. Can you please explain the pros and cons of going to 50/50 mix instead of 70/30?

Thank you.
by ruanddu
Fri Dec 21, 2012 9:59 pm
 
Forum: Investing - Help with Personal Investments
Topic: Your International vs. U.S. Stock Allocation?
Replies: 73
Views: 5365

Re: Young Investor - Help with Bonds

Thanks for the info. Think I will hold off on int. bonds.
by ruanddu
Sun Dec 16, 2012 9:46 pm
 
Forum: Investing - Help with Personal Investments
Topic: Young Investor - Help with Bonds
Replies: 4
Views: 555

Young Investor - Help with Bonds

Hello, 31 yr old investor here. I would like to move into 3 funds, total U.S., total Int. and bonds. My question mainly comes with bonds. I would like to invest in bonds internationally. Can you help me understand my options? I see Barclays has a decent fund but don't know if the funds are best suit...
by ruanddu
Sat Dec 15, 2012 11:36 am
 
Forum: Investing - Help with Personal Investments
Topic: Young Investor - Help with Bonds
Replies: 4
Views: 555

Re: How To Remove Stains From Carpet and Couch?

Thanks again. Really appreciate all the info.
by ruanddu
Fri Nov 23, 2012 6:03 pm
 
Forum: Personal Consumer Issues
Topic: How To Remove Stains From Carpet and Couch?
Replies: 11
Views: 1017

Re: How To Remove Stains From Carpet and Couch?

Thanks everyone!

Any other suggestions?
by ruanddu
Tue Nov 20, 2012 9:40 pm
 
Forum: Personal Consumer Issues
Topic: How To Remove Stains From Carpet and Couch?
Replies: 11
Views: 1017

How To Remove Stains From Carpet and Couch?

Hello, We are looking to get some stains out of our carpeting (dirt spots and dog vomit). I believe our carpet is your run of the mill synthetic beige carpet you see everywhere. Also, looking to do a full cleaning of our microfiber couch. Are there products you can recommend that worked well for you...
by ruanddu
Tue Nov 20, 2012 3:34 pm
 
Forum: Personal Consumer Issues
Topic: How To Remove Stains From Carpet and Couch?
Replies: 11
Views: 1017

Re: Can you get cigarette smoke smell out of car?

Thanks everyone. I am going to hold off on buying car.
by ruanddu
Tue Nov 20, 2012 3:27 pm
 
Forum: Personal Consumer Issues
Topic: Can you get cigarette smoke smell out of car?
Replies: 19
Views: 1477

Can you get cigarette smoke smell out of car?

Looking at buying a used car that old lady said she smoked in for 10 yrs (but had hand outside of window). She said she had it detailed and can't smell smoke anymore. I doubt the smell is gone (haven't went to take a look at car yet) but wanted to ask you all? Is it really possible to completely get...
by ruanddu
Mon Nov 19, 2012 11:46 pm
 
Forum: Personal Consumer Issues
Topic: Can you get cigarette smoke smell out of car?
Replies: 19
Views: 1477

Re: Anyone Investing Completely Outside of the Dollar?

Thanks, Athrone. Appreciate the response.
by ruanddu
Tue Oct 23, 2012 8:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: Anyone Investing Completely Outside of the Dollar?
Replies: 37
Views: 2326

Re: Anyone Investing Completely Outside of the Dollar?

Thanks everyone. This gives me something mull over. I am probably overreacting to my fears of the collapse of the dollar. I see your points that major economies are closely connected. However, I still don't feel settled and think a re-balance of my retirements funds will be something I ponder. Right...
by ruanddu
Tue Oct 23, 2012 12:06 am
 
Forum: Investing - Help with Personal Investments
Topic: Anyone Investing Completely Outside of the Dollar?
Replies: 37
Views: 2326

Anyone Investing Completely Outside of the Dollar?

My other thread on Peter Schiff's book The Real Crash got locked, understandably as it inevitably ended up political. :) So, hopefully I can put this another way - are you diversifying away from the dollar (and presumably all other fiat currencies of countries with a structural deficit)? If so, how ...
by ruanddu
Fri Oct 19, 2012 4:29 pm
 
Forum: Investing - Help with Personal Investments
Topic: Anyone Investing Completely Outside of the Dollar?
Replies: 37
Views: 2326

Re: Peter Schiff's Book - The Real Crash - Your Thoughts?

Sorry didn't clarify. I am not sure of how to go about investing my savings in different countries. Can I convert dollars to other currencies (Swiss?) and then back to dollars down the road when I need it? Just starting my research on this and thought I'd ask you guys for advice. Thanks.
by ruanddu
Thu Oct 18, 2012 9:39 pm
 
Forum: Investing - Help with Personal Investments
Topic: Peter Schiff's Book - The Real Crash - Your Thoughts?
Replies: 10
Views: 1276

Re: Peter Schiff's Book - The Real Crash - Your Thoughts?

I can see your point about how this could be a money maker for Schiff and others alike. However, Schiff points out numerous factual examples about the U.S. and it's massive debt that are undeniable. The debt is currently around 16 trillion and growing with no end in site. I don't see how the U.S. ca...
by ruanddu
Thu Oct 18, 2012 9:23 pm
 
Forum: Investing - Help with Personal Investments
Topic: Peter Schiff's Book - The Real Crash - Your Thoughts?
Replies: 10
Views: 1276

Re: Peter Schiff's Book - The Real Crash - Your Thoughts?

Thanks.

Do you think it's possible to be "diversified" outside of U.S. stocks and bonds? Are there not enough options to truly diversify?
by ruanddu
Thu Oct 18, 2012 8:40 pm
 
Forum: Investing - Help with Personal Investments
Topic: Peter Schiff's Book - The Real Crash - Your Thoughts?
Replies: 10
Views: 1276

Peter Schiff's Book - The Real Crash - Your Thoughts?

In the process of reading The Real Crash by Peter Schiff. He makes some compelling arguments for the downfall of the U.S. dollar. I am giving thought to two of his main points - - investing our savings outside of U.S currency, Switzerland comes to mind first but he recommends others as well. - movin...
by ruanddu
Thu Oct 18, 2012 8:18 pm
 
Forum: Investing - Help with Personal Investments
Topic: Peter Schiff's Book - The Real Crash - Your Thoughts?
Replies: 10
Views: 1276

Recommended Digital Recorder for Phone Interviews?

Would appreciate any brand/model recommendations for digital recorders. Will be doing phone interviews and want to record audio and send to someone to transcribe later.

Thanks.
by ruanddu
Thu Sep 27, 2012 10:30 pm
 
Forum: Personal Consumer Issues
Topic: Recommended Digital Recorder for Phone Interviews?
Replies: 3
Views: 420

Re: Painting Question - How Fast Paint Over Caulking?

Thanks, the OSI is a different type of product than Acrylic so not sure I can paint that quick..anyone else have experience with painting over OSI Quad siding caulking?
by ruanddu
Thu Sep 27, 2012 10:28 pm
 
Forum: Personal Consumer Issues
Topic: Painting Question - How Fast Paint Over Caulking?
Replies: 4
Views: 548

Painting Question - How Fast Paint Over Caulking?

Hello, Just put on new siding and used OSI Quad Window and Door Caulking on all joints and seams. Caulking tube recommends waiting 7-14 days to paint over. However, I am hoping to beat the rain and paint asap. From your experience how quickly can you paint over OSI caulking with good bonding results...
by ruanddu
Wed Sep 26, 2012 10:50 pm
 
Forum: Personal Consumer Issues
Topic: Painting Question - How Fast Paint Over Caulking?
Replies: 4
Views: 548

Re: Hardie or Certainteed Fiber Cement Siding?

Any idea how old the Certainteed material is? I read prior to 2008 there were issues but after these issues were addressed.
by ruanddu
Thu Sep 20, 2012 12:04 pm
 
Forum: Personal Consumer Issues
Topic: Hardie or Certainteed Fiber Cement Siding?
Replies: 13
Views: 2046

Re: Hardie or Certainteed Fiber Cement Siding?

Thanks so much, everyone. Please keep the feedback coming.
by ruanddu
Thu Sep 20, 2012 10:42 am
 
Forum: Personal Consumer Issues
Topic: Hardie or Certainteed Fiber Cement Siding?
Replies: 13
Views: 2046
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