Welcome to bogleheads!
Option 1) seems best. Also remember that the Roth can be used as an E-fund as long as it is invested conservatively. I'd also focus on reducing expenses.
stan1 wrote:I'd be impressed if you made $50K/year, much less so if you make $250K/year (or more).
Tortoise Banker wrote:I live in Maui and absolutely love it. I think with your budget you can pull it off.
LFKB wrote:After taxes..
Savings and investments: 67%
Dining out/bars/cabs: 6%
TV/internet/utilities/cell phone/gas: 1%
Car insurance: 1%
BC_Doc wrote:Waipio Valley is really beautiful. My 12 y.o. daughter and I parked at the top and strolled down. If you're reasonably fit, the hike is no big deal. The walk at the bottom is really peaceful and quiet.
minesweep wrote:core5 wrote:I want to buy a Porsche Turbo the day I make my first withdrawl.....what?
Did you ask Suze Orman for permission to buy it?
Can I Afford It? Lorraine