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Re: Replace Motor or Buy New Washing Machine?

Before doing anything check out AppliancePartsPros.com. Terrific resource; have saved me a bundle.
by rotorhead
Sun Jul 06, 2014 6:57 pm
 
Forum: Personal Consumer Issues
Topic: Replace Motor or Buy New Washing Machine?
Replies: 24
Views: 1286

Re: What smartphone plan do you use?- off contract

We have been using Consumer Cellular https://www.consumercellular.com/ for 1 1/2 years now, and are very pleased with the service. One iphone 4S, and a Samsung Galaxy S2 - both work fine. CC are a MVNO, using AT&T's network. We are not heavy users; 2 phones with 600 minutes, 5,000 texts(!!), and...
by rotorhead
Sat Jun 14, 2014 11:40 am
 
Forum: Personal Consumer Issues
Topic: What smartphone plan do you use?- off contract
Replies: 100
Views: 5398

Re: Delaying Social Security benefits - information from NAS

Lots of discussions about the pros and cons of doing it either way. Everyone has to consider his/her own particular circumstances - both health and financial; and make decision accordingly, remembering there are no guarantees in life. In my case, I filed at 63; and figured out that if I lived past 7...
by rotorhead
Sun Jun 01, 2014 11:48 am
 
Forum: Investing - Theory, News & General
Topic: Delaying Social Security benefits - information from NASI
Replies: 31
Views: 2185

Re: sprinkler system question

We have a valve outside our house where I can turn off the water. It's easy to do; and I always turn it off if we are going to be gone overnight. I also turn the hot water heater (gas) down to minimum temp setting so it won't come on and warm up water that won't be used while gone. Not long ago good...
by rotorhead
Sun Jun 01, 2014 11:33 am
 
Forum: Personal Consumer Issues
Topic: sprinkler system question
Replies: 22
Views: 2181

Re: Anyone been to Singapore?

I love to eat....Asian food; but I haven't been to Singapore since 2006, so can't say which are considered the best places now. You said you're not crazy about seafood; but that's what the locals eat. The seafood restaurants along the East Coast Parkway are the great places. The Long Beach was my fa...
by rotorhead
Sun Mar 23, 2014 10:30 pm
 
Forum: Personal Consumer Issues
Topic: Anyone been to Singapore?
Replies: 23
Views: 2032

Re: How many Bogleheads are Wishy Washy?

I used to think I was indecisive, but now I'm not so sure. :confused
by rotorhead
Wed Mar 12, 2014 6:10 pm
 
Forum: Investing - Theory, News & General
Topic: How many Bogleheads are Wishy Washy?
Replies: 44
Views: 4482

Re: Estate Sales

gatorman, when my wife and I were moving back from Hong Kong to the U.S. in 1986, my brother-in-law gave me a bottle of Hennessy XO that was 25 years old at the time. I (sadly) finished the last of it last year; and it was absolutely superb. Replacement bottle is about $250 at Total Wine. I haven't ...
by rotorhead
Sun Mar 09, 2014 9:06 pm
 
Forum: Personal Consumer Issues
Topic: Estate Sales
Replies: 23
Views: 2439

Re: Norway in 7 Days

If your schedule / itinerary permits, I strongly recommend seeing Pulpit Rock and Lysefjord, near Stavanger. Absolutely spectacular! http://images.search.yahoo.com/search/images;_ylt=A0LEVxsXNhlT4TEAzCJXNyoA;_ylu=X3oDMTBzOG1rbzMxBHNlYwNzYwRjb2xvA2JmMQR2dGlkA1FJMDQ5XzE-?_adv_prop=image&fr=ie8&...
by rotorhead
Thu Mar 06, 2014 11:18 pm
 
Forum: Personal Consumer Issues
Topic: Norway in 7 Days
Replies: 10
Views: 860

Re: USAA insurance vs Geico

I don't think you can positively assume the "service is identical". You can't know that for sure until the moment of truth arrives. USAA are a great organization; and provide very good service to their members. I've had 2 auto claims and one homeowner's claim in 48 years; all were settled ...
by rotorhead
Tue Mar 04, 2014 9:06 am
 
Forum: Personal Finance (Not Investing)
Topic: USAA insurance vs Geico
Replies: 9
Views: 1025

Re: Financial advisor wants me to roll a 401(k) into an IRA?

TwoKidsOnePayCheck, leave your wife's 401k where it is until you have had time to do much more research; and decide the best course of action. You've been given some good advice here. No need to pay all those fees. I am retired from Fortune 50 company, and left my Fidelity managed 401k in place for ...
by rotorhead
Mon Mar 03, 2014 10:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: Financial advisor wants me to roll a 401(k) into an IRA?
Replies: 98
Views: 7372

Re: Bogleheads.org Home Page Updated

This arrangement is better; left to right always works better.
by rotorhead
Mon Mar 03, 2014 9:41 pm
 
Forum: Forum Issues and Administration
Topic: Bogleheads.org Home Page Updated
Replies: 230
Views: 58081

Re: Bogleheads.org Home Page Updated

Don't like the new look. Nothing wrong with the way it was. Leave well enough alone; and don't fiddle with it.
by rotorhead
Sun Mar 02, 2014 10:52 pm
 
Forum: Forum Issues and Administration
Topic: Bogleheads.org Home Page Updated
Replies: 230
Views: 58081

Re: Where to buy polo shirts?

Land's End shirts are very good quality. I've been using them for years. Try them.

Any outlet centers near where you live? There can be some good bargains there as well.
by rotorhead
Wed Feb 26, 2014 9:36 pm
 
Forum: Personal Consumer Issues
Topic: Where to buy polo shirts?
Replies: 63
Views: 9406

Re: Vacuum cleaner advice

by rotorhead
Tue Feb 25, 2014 11:09 pm
 
Forum: Personal Consumer Issues
Topic: Vacuum cleaner advice
Replies: 34
Views: 2142

Re: Retirement percentage advice in question

Another thing you might do is create a 50/30/20 budget worksheet, to see where your expenses are going to be. This is a very effective tool to put things in perspective; and help with the decisions needed to accomplish your goal. Here is link to one website that has info on the budget: http://www.eh...
by rotorhead
Sun Feb 23, 2014 12:07 pm
 
Forum: Investing - Theory, News & General
Topic: Retirement percentage advice in question
Replies: 9
Views: 905

Re: Key metric for a TIPS fund

Try this: http://quotes.morningstar.com/fund/bplbx/f?t=bplbx

Lots of information there. Maybe you can find what you are looking for.
by rotorhead
Sat Feb 22, 2014 9:27 pm
 
Forum: Investing - Help with Personal Investments
Topic: Key metric for a TIPS fund
Replies: 7
Views: 549

Re: "The White Coat Investor" -- A Gem

What a great post, Taylor. Thank you, EmerDoc; for providing a great service to your fellow medics, and to all of us with his investing advice. I especially like this item: “I would encourage you to do your own taxes at least once. You will be surprise how much you learn about money, the tax code, a...
by rotorhead
Fri Feb 21, 2014 7:37 pm
 
Forum: Investing - Theory, News & General
Topic: "The White Coat Investor" -- A Gem
Replies: 14
Views: 4614

Re: USAA Auto Insurance?

Re: USAA Auto Insurance? Postby THY4373 » Thu Feb 13, 2014 2:27 pm rotorhead wrote:It is United Services Automobile Association after all; and we are members, not customers. That is true for the "full-members" (officers), it arguably doesn't apply to legacy members like me who qualify via...
by rotorhead
Wed Feb 19, 2014 2:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: USAA Auto Insurance?
Replies: 70
Views: 6908

Re: What are reliable refrigerator brands these days?

Our GE fridge, model TFX22ZRSM, is still going strong for soon to be 19 years. It's noisy, but still works very well. I did repair the ice maker couple of years ago with the assistance of http://www.appliancepartspros.com/ . Was not hard to do. For any who are inclined to do your own repairs, I hear...
by rotorhead
Mon Feb 17, 2014 10:18 pm
 
Forum: Personal Consumer Issues
Topic: What are reliable refrigerator brands these days?
Replies: 51
Views: 6661

Re: Consumer Cellular with 4G-LTE android smartphone

Far as I know the Galaxy SII is not a 4G-LTE phone. It is capable of HSPA, which is also called 4G; HSPA uses 3G towers. 4G-LTE is much faster than 4G and uses different towers. I've used both on Consumer Cellular. You'll need to configure a 4G-LTE phone differently, or it won't work very well on C...
by rotorhead
Thu Feb 13, 2014 10:14 pm
 
Forum: Personal Consumer Issues
Topic: Consumer Cellular with 4G-LTE android smartphone
Replies: 25
Views: 3049

Re: Consumer Cellular with 4G-LTE android smartphone

I use a Samsung Galaxy S2 android on Consumer Cellular, and every time I "go on the network" I get 4G. Most of my data usage is via Wi-Fi; but whenever I do go directly to network, the signal is very strong. For those folks who don't need a lot of minutes/texts/data, I strongly recommend C...
by rotorhead
Thu Feb 13, 2014 7:31 pm
 
Forum: Personal Consumer Issues
Topic: Consumer Cellular with 4G-LTE android smartphone
Replies: 25
Views: 3049

Re: FORUM'S UPCOMING 7TH BIRTHDAY

What a resource this forum is!! Since discovering it about 4 years ago, our financial health has been steadily improving. I'm so grateful to all who have contributed so much to its success.
by rotorhead
Thu Feb 13, 2014 12:22 pm
 
Forum: Investing - Theory, News & General
Topic: FORUM'S UPCOMING 7TH BIRTHDAY
Replies: 23
Views: 1472

Re: USAA Auto Insurance?

Re: USAA Auto Insurance? Unread postby john94549 » Wed Feb 12, 2014 11:20 pm It's really too funny. USAA "members" really do call themselves "members", not customers. As others have noted, there's even a hierarchy within the "membership"; some get SSA dividends, some d...
by rotorhead
Thu Feb 13, 2014 12:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: USAA Auto Insurance?
Replies: 70
Views: 6908

Re: USAA Auto Insurance?

The OP hasn't responded as to whether he is eligible for membership in USAA or not yet; so all our suggestions may be moot. Having said that, I've been a satisfied USAA member for 48 years; with auto and home insurance. I just recently did a test to see if GEICO would really be cheaper. So I got an ...
by rotorhead
Tue Feb 11, 2014 10:24 pm
 
Forum: Personal Finance (Not Investing)
Topic: USAA Auto Insurance?
Replies: 70
Views: 6908

Re: Wow! Jim Cramer hates passive index investing

Cramer is one of those people who love, and are intoxicated by, the limelight. He is a clown and a buffoon, and fits it well with rest of that crowd on CNBC. He may have got lucky in years past with his hedge fund, and made a lot of money; I would be interested to know how much money his clients mad...
by rotorhead
Tue Feb 11, 2014 10:05 pm
 
Forum: Investing - Theory, News & General
Topic: Wow! Jim Cramer hates passive index investing
Replies: 52
Views: 5718

Re: Valentine's Day

To the OP's question(s), Yes, Yes, and Yes.

A lovely and appropriate card, a dozen red roses; and dinner at our favorite French restaurant - she will have the duck, and I will have lamb or veal. We've only been married for 28 years, so still working on it.
by rotorhead
Mon Feb 10, 2014 12:16 am
 
Forum: Personal Consumer Issues
Topic: Valentine's Day
Replies: 43
Views: 2747

Re: Umm....anyone else notice aggressive new online ads?

I use Firefox primarily, and find Ad Block Plus works well.

Also, take a look at http://www.aboutads.info/choices/.

I have found it helpful in stopping undesired ads as well.
by rotorhead
Sun Feb 09, 2014 10:17 pm
 
Forum: Personal Consumer Issues
Topic: Umm....anyone else notice aggressive new online ads?
Replies: 14
Views: 1039

Re: Closets etc for new home

I did our MBR closet with kit from Home Depot after we moved into new home 18 years ago. Spent a lot of time measuring and calculating, to make sure all was correct before ordering the bits. It all came out OK; and we saved a lot, but it was a lot of work. I don't think I would do it again.
by rotorhead
Sat Feb 08, 2014 8:52 pm
 
Forum: Personal Consumer Issues
Topic: Closets etc for new home
Replies: 17
Views: 1774

Re: The Gecko cost me a lot of $. How often to switch car in

There have been a lot of threads on car insurance in this forum. Type in "car insurance" in the Quick Links box, and you'll see them all pop up.

If you are eligible to be USAA member, you should give them a look.
by rotorhead
Sat Feb 08, 2014 11:42 am
 
Forum: Personal Finance (Not Investing)
Topic: The Gecko cost me a lot of $. How often to switch car ins?
Replies: 78
Views: 7925

Re: Refrigerator problem - Ideas?

Take a look at the website: http://www.appliancepartspros.com/. I have found them a tremendous resource, and have repaired a dishwasher, freezer ice maker, and a clothes dryer with their help. Good resource for getting the parts, and have great discussion threads for troubleshooting and repair. Mig...
by rotorhead
Sat Feb 08, 2014 11:34 am
 
Forum: Personal Consumer Issues
Topic: Refrigerator problem - Ideas?
Replies: 4
Views: 537

Re: Yahoo changes are awful - what homepage do you like?

I use Mozilla Firefox as my browser, and http://investing.money.msn.com/investments/market-summary/ as my home page. I don't stay there long; just a quick glance then on to WSJ online, or whatever. Another pretty good one is http://www.marketwatch.com/?dist=signin Or - http://online.wsj.com/home-page
by rotorhead
Sat Feb 01, 2014 12:48 pm
 
Forum: Personal Consumer Issues
Topic: Yahoo changes are awful - what homepage do you like?
Replies: 66
Views: 5552

Re: Keeping internet provider without price hikes

All these companies have "customer retention" departments; whose job it is to do just that. You have to get past the first or second layer of Customer Service, to get to them. For the past two years, when I was facing considerable rate increases, I called my provider up; and politely, but ...
by rotorhead
Sat Feb 01, 2014 12:43 pm
 
Forum: Personal Consumer Issues
Topic: Keeping internet provider without price hikes
Replies: 53
Views: 4366

Re: What's the best website to track stock Portfolio?

Wall Street Journal online is not too bad: http://online.wsj.com/home-page . See the tab Portfolio Manager at the top center/left, and click on that. You'll have to register, but it is free. I use it and M* both; and it's comparable. However, since WSJ changed the format last year, it no longer pick...
by rotorhead
Thu Jan 30, 2014 10:31 am
 
Forum: Investing - Help with Personal Investments
Topic: What's the best website to track stock Portfolio?
Replies: 7
Views: 1060

Re: Auto insurance

Inspired by poster, Tvillebogle, I have gone through the exercise to get a quote from GEICO. I just received my auto policy renewal notice from USAA; with a premium increase of about 6%, so thought this a good time to do so. Using the exact same coverage provisions, the GEICO quote overall came in 1...
by rotorhead
Wed Jan 29, 2014 5:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: Auto insurance
Replies: 35
Views: 2635

Re: Download your "paperless statements" frequently

Every month I get an email from Fidelity, Vanguard, Bank of America telling me my statement is ready for viewing; and to click on the appropriate link to do so. I do so, log in; and immediately down load the statement in PDF format to my computer into the appropriate file. It's done. Takes about a m...
by rotorhead
Tue Jan 28, 2014 10:13 pm
 
Forum: Personal Consumer Issues
Topic: Download your "paperless statements" frequently
Replies: 42
Views: 6001

Re: WSJ Wine anyone?

I have a friend who subscribes to this regularly, and likes it. Personally I don't. My wife and I like wine very much, and drink it every night with dinner. We are not snobs though, and keep our selections in the $10 - $12 range. Occasionally we splurge on a really good bottle. I received one of the...
by rotorhead
Tue Jan 28, 2014 10:04 pm
 
Forum: Personal Consumer Issues
Topic: WSJ Wine anyone?
Replies: 20
Views: 2972

Re: TAYLOR'S UPCOMING 90th BIRTHDAY

Happy birthday, Taylor; and many happy returns.

I think there are many, many of us who could never thank you properly enough; for the the help and inspiration you have given us to become better investors.

I am truly grateful.

All best wishes,

:sharebeer
by rotorhead
Wed Jan 22, 2014 9:51 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Taylor's 90th Birthday
Replies: 272
Views: 22044

Re: Auto insurance

Re: Auto insurance Unread postby TvilleBogle » Sun Jan 19, 2014 6:15 am After 30 years with USAA I made the switch to Geico to save about 30%. No problems with USAA ever, just couldn't be as competitive as Geico. Thank you for that TvilleBogle. You've inspired me to go through the drill. I will do ...
by rotorhead
Sun Jan 19, 2014 9:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Auto insurance
Replies: 35
Views: 2635

Re: Is there a low cost cell phone plan, limited minutes?

Re: Is there a low cost cell phone plan, limited minutes? Post by petrico » Sun Jan 19, 2014 2:30 pm If I were in the market for a <100 minutes/month voice-only plan I'd look to Consumer Cellular: Consumer Cellular Voice Plans 200 minutes for $15/month. Even better, they're a no-contract provider. ...
by rotorhead
Sun Jan 19, 2014 9:45 pm
 
Forum: Personal Consumer Issues
Topic: Is there a low cost cell phone plan, limited minutes?
Replies: 63
Views: 3741

Re: POLL: Preferred Withdrawal Method

I was withdrawing proportionately from equity and bond funds until late last year. We had a pretty good year in 2013; and our AA became more heavily tilted toward equities. So now am only withdrawing from the equity funds as I slowly "re-balance" using this method rather than all at one ti...
by rotorhead
Sat Jan 18, 2014 11:16 pm
 
Forum: Investing - Theory, News & General
Topic: POLL: Preferred Withdrawal Method
Replies: 31
Views: 1941

Re: Used Car Dealer - Off Lease Only

3 years ago, when I was looking for what is now my present car, I spent quite a bit of time at their website online, and at the Off Lease Only facility in West Palm Beach, FL. Got a pretty good education on how they operate. They are a huge volume operation, who buy most of their cars at auctions ar...
by rotorhead
Sat Jan 18, 2014 11:09 pm
 
Forum: Personal Consumer Issues
Topic: Used Car Dealer - Off Lease Only
Replies: 2
Views: 531

Re: Any reason to still write checks?

Got to keep up your penmanship somehow. I have a desk drawer full of beautiful pens that hardly ever get used.
by rotorhead
Fri Jan 17, 2014 10:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: Any reason to still write checks?
Replies: 76
Views: 2822

Re: Dividend withdrawals and RMD

Let me see if I can add to the confusion here. Dividend withdrawals and RMD Post by 7BeachbUm0 » Wed Jan 15, 2014 10:00 am If I do not reinvest any of the dividends or capital gains from mutual funds held in my traditional IRA, do the proceeds that I receive still count toward my RMD for the year? T...
by rotorhead
Wed Jan 15, 2014 12:34 pm
 
Forum: Investing - Help with Personal Investments
Topic: Dividend withdrawals and RMD
Replies: 27
Views: 1013

Re: Auto insurance

USAA for soon to be 48 years. Had 2 claims in all that time; one serious. Could not be more pleased. As earlier posters have commented, where you live is an important factor. I live in FL, and USAA have a large number of older customers here. When we moved here from CT, our rates actually went up. I...
by rotorhead
Sun Jan 12, 2014 9:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Auto insurance
Replies: 35
Views: 2635

Re: Bogleheads.org Homepage

I have http://www.bogleheads.org/ bookmarked. When I log on it takes me straight to the forum. What's not to like. If I'm a newbie; and have stumbled across the site by accident, I can select either Wiki, Getting Started, Investing Philosophy, Forum Policies or About Us, for more get acquainted stuf...
by rotorhead
Fri Jan 10, 2014 11:04 pm
 
Forum: Forum Issues and Administration
Topic: Bogleheads.org Homepage
Replies: 76
Views: 4426

Re: Ads by Bettersurf ...... How Can I get rid of this.

Another resource is http://www.aboutads.info/choices/.

Can't say for sure whether it really does what it claims; but in any case, the number of ads dropped off quite dramatically.

Won't hurt to try it.
by rotorhead
Fri Jan 10, 2014 10:36 pm
 
Forum: Personal Consumer Issues
Topic: Ads by Bettersurf ...... How Can I get rid of this.
Replies: 12
Views: 820

Re: Should I open a new Vanguard account?

Or should I just stay with a single Fido account? I've looked at the Spartan funds but I'm just not that impressed. What's not to like about Spartan funds? Their ER's are just as low as Vanguard's, and they generally follow the same indexes; so the returns are similar as well. We have accounts at b...
by rotorhead
Fri Jan 10, 2014 10:26 pm
 
Forum: Investing - Help with Personal Investments
Topic: Should I open a new Vanguard account?
Replies: 7
Views: 1012

Re: Almost ready to pull the plug and embrace simplicity..

hotwired, I had a similar idea to yours in years past. When I retired 10 years ago, I took on as "my job" to manage our finances, and make some money. Well, I soon learned that it was more work than I wanted to do. The anxiety was troubling; and I wasn't making all that much money for the ...
by rotorhead
Fri Jan 10, 2014 10:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: Almost ready to pull the plug and embrace simplicity..
Replies: 28
Views: 4545

Re: Buy new vs used RX 350

Rajsx, some further information for you, to help inform you a bit more about Lexus, and/or any other vehicle you might be considering. Lexus Forum link: http://www.clublexus.com/forums/ . Some good info there, both good and bad, about all their models. Edmunds.com: http://www.edmunds.com/ . Spend so...
by rotorhead
Thu Jan 09, 2014 3:35 pm
 
Forum: Personal Consumer Issues
Topic: Buy new vs used RX 350
Replies: 29
Views: 2923

Re: Buy new vs used RX 350

Re: Buy new vs used RX 350 Post by sambb » Mon Jan 06, 2014 7:20 pm 1-2 years old is often the answer for a RELIABLE used car like lexus, which never breaks down! I wish..........! We are Lexus owners for nearly 19 years now. Our first was the 1994 ES300 Anniversary Edition. Was a beautiful car, an...
by rotorhead
Wed Jan 08, 2014 10:59 pm
 
Forum: Personal Consumer Issues
Topic: Buy new vs used RX 350
Replies: 29
Views: 2923
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