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Thanks to everyone for their comments. It does seem like the mutual fund account is the way to go for now. Should I ever decide to expand my investment choices beyond VG fund, I'll open a VBS account.

Cheers!

Thanks for the replies and clarification. Question: Is there a practical difference between using Vanguard's EFTs via a brokerage account versus using their mutual funds via a mutual fund account, keeping in mind this will be a taxable account? I assume Vanguard offers an EFT of most of their mutual...

Hello, As a current Vanguard Roth IRA (mutual fund account) and 401k account holder, I am looking to add a taxable account with Vanguard. Given I'll likely invest in mutual funds, is there a reason why I wouldn't want to go with the Vanguard Brokerage account instead of the mutual fund account? It s...

We transfered one of our Roth IRA's from T. Rowe Price to Vanguard with ease. I recall doing everything via Vanguard's web site; no paper forms/phone calls.

Been very happy with the decision too!

Any idea why Vanguard doesn't offer Admiral shares on all their funds (at least not he funds-of-funds) especially when they offer an EFT class? Small Cap Value comes to mind as an example.

Cheers!

Thanks you for the comments so far. My retirement accounts with Vanguard include a company 401k as well as Roth IRA mutual fund accounts for my spouse and me. I do see myself most likely leaning to the simplicity of funds, but wasn't sure if there would be a good reason to consider the brokerage acc...

My apologies if this topic has already been beaten to death -- I don't find the search functionality on the site to be always be reliable. Being a very satisfied Vanguard customer of their retirement accounts, I am now looking to expand my portfolio to include a taxable account. With that, I would l...

Congrats! Does anyone know if Vanguard looks at assets at the household to determine this status or is it individual account owner?

I appreciate the feedback!

good point dbr.

I’m looking for guidance on constructing the bond portion (~25%) of my retirement portfolio (all in Roth IRA and 401ks) using Vanguard funds. While I was set to utilize TBM exclusively, I began reading posts that drew my attention to two observations/concerns: (1) Some suggest avoiding TBM because o...

Thanks to you both for your thoughts on this!

My apologies if this has already been discussed, but with respect to their target date retirement funds, why do the Vanguards, Fidos, TRPs of the world: 1 - Appear to under-weight bonds in many cases <AND> 2 – Seem to dismiss the French/Fama 3-factor model when constructing their equity portion by w...

The funds would be in a Roth IRA. Sounds like the value may be what makes more sense for me, especially since I wouldn't be opposed to picking some more exposure to REITs above and beyond what in my TSM and Total International Index.

Thanks all for you comments.

Thanks for sharing your thoughts on this dave. I forgot to mention that I have Total International Index to address non-US equities as you suggested.

I would like to increase my small cap equity exposure to complement investments in TSM & TBM. I’m trying to decide between adding Vanguard’s Small Cap Index (Admiral) or Vanguard’s Small Cap Value Index (Investor since no Admiral class appears to exist). What considerations might I want to inclu...

I appreciate your feedback livesoft.

For the Vanguard Total International Stock Index fund, might I be able to determine what the breakdown is for it portfolio (especially interested in the small vs. large aspects). I couldn't find this information on Vanguard's site.

Thanks.

I noticed M* portfolio data is as of 09/30/10 which seems a bit dated. While this isn’t a big deal for most fund X-Ray efforts, it poses a challenge when one wants to look at funds that have changed their makeup-up lately such as Vanguard’s Total International Index – more small/mid cap I believe re...

I’m currently at a 90/10 (stocks/bonds) split in my 100% tax-sheltered/deferred retirement portfolio. The 10% in bonds is currently represented in the Wellesley Fund, however I’m not married to it. I don’t envision retiring any sooner than 25 years from now, however I’m considering shifting my bond ...

Thanks for your feedback!

I thought I had read somewhere that it is now possible to convert all or part of an existing 401k balance to a Roth 401k at the same employer. Of course, it would be a taxable event, but I'm wondering if this is even possible? I ask because, in general, my employer does not allow for withdrawals fro...

Thanks all for your thoughts and suggestions! I'll be looking into this further.

I recently read an article in Smart Money suggesting that Indexing may not be as compelling given current times. I realize that to generalize while only speaking short term is not wise, however others have noted that with the major indexes having essentially covered little ground over even the recen...

First off, I'm excited to be a new member of this community, as it does seem to stand apart from many other sources out there. A bit about myself... I'm married and my wife and I are in our mid 30s. Currently no kids but some day hope to have a family. I contribute to my traditional 401k at work, wh...