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Re: Determining who makes it past age 90?

Fascinating 60 Minutes TV segment about a groundbreaking research study known as "90+". Some findings from the study: * People who exercised definitely lived longer than people who didn't exercise. As little as 15 minutes a day on average made a difference. 45 minutes was the best. Even t...
by rjbraun
Tue Sep 02, 2014 4:38 pm
 
Forum: Personal Consumer Issues
Topic: Determining who makes it past age 90?
Replies: 32
Views: 1644

Re: New 2% cash back Mastercard from Citi

Just signed up as well. Currently rocking the amazon card which is 3% at amazon, 2% gas/restaurant/drugstores, 1% elsewhere and the Quicksilver 1.5% on everything. It is a slight hassle to remember which card to use currently. This card will basically be all I use unless I shop at Amazon : ). I wil...
by rjbraun
Tue Sep 02, 2014 10:13 am
 
Forum: Personal Finance (Not Investing)
Topic: New 2% cash back Mastercard from Citi
Replies: 87
Views: 8502

Re: Philly Hotels, with the family

It's been a while since I've been in the Philly area, but if you have a government affiliation, I do believe that the Four Seasons actually has a government rate that makes staying there comparable to a less well-regarded hotel on the outskirts of the city. One of the few places that I know of wher...
by rjbraun
Mon Sep 01, 2014 7:13 pm
 
Forum: Personal Consumer Issues
Topic: Philly Hotels, with the family
Replies: 12
Views: 717

Re: New 2% cash back Mastercard from Citi

Just signed up as well. Currently rocking the amazon card which is 3% at amazon, 2% gas/restaurant/drugstores, 1% elsewhere and the Quicksilver 1.5% on everything. It is a slight hassle to remember which card to use currently. This card will basically be all I use unless I shop at Amazon : ). I wil...
by rjbraun
Mon Sep 01, 2014 7:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: New 2% cash back Mastercard from Citi
Replies: 87
Views: 8502

Re: Philly Hotels, with the family

It's been a while since I've been in the Philly area, but if you have a government affiliation, I do believe that the Four Seasons actually has a government rate that makes staying there comparable to a less well-regarded hotel on the outskirts of the city. One of the few places that I know of wher...
by rjbraun
Mon Sep 01, 2014 11:33 am
 
Forum: Personal Consumer Issues
Topic: Philly Hotels, with the family
Replies: 12
Views: 717

Re: Ideas for thanking a doctor

I just wanted it thank everyone for all the helpful feedback and suggestions. I got some great ideas for my current situation as well as useful suggestions for possible future situations. Thanks very much! I'm still certainly interested if others have ideas or thoughts on this and don't mean to clos...
by rjbraun
Sun Aug 31, 2014 12:09 am
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 58
Views: 2765

Re: Ideas for thanking a doctor

Yes, it would be nuts to give candy to health professionals :oops: :D How about an assortment of nuts? For sanitary reason, it should have each serving individually wrapped or something to that effect. :D That's a REALLY good idea, especially in a location where there are more likely to be sick peo...
by rjbraun
Sun Aug 31, 2014 12:03 am
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 58
Views: 2765

Re: Ideas for thanking a doctor

Would a moderately priced bottle of wine be inappropriate? Even if they are not a drinker, they may be an entertainer. I also like the idea of giving sweets, which could be shared among the office staff. I am ashamed to say, I never even thought of doing something like that. I have had many very go...
by rjbraun
Sat Aug 30, 2014 11:53 pm
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 58
Views: 2765

Re: Ideas for thanking a doctor

Yes, it would be nuts to give candy to health professionals :oops: :D How about an assortment of nuts? For sanitary reason, it should have each serving individually wrapped or something to that effect. :D That's a REALLY good idea, especially in a location where there are more likely to be sick peo...
by rjbraun
Sat Aug 30, 2014 11:35 pm
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 58
Views: 2765

Re: Ideas for thanking a doctor

The next time you are enjoying a vacation or a gathering with your family, send your MD a picture with a note saying something along the order of "thanks for the part you play in keeping me healthy to enjoy this". I guarantee that will have an impact, and be greatly appreciated. Expressio...
by rjbraun
Sat Aug 30, 2014 11:25 pm
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 58
Views: 2765

Re: Ideas for thanking a doctor

My wife is a doctor. I asked her. She likes cards but doesn't really want or like personal gifts as we have too much clutter already. However, gift baskets for the staff or that can be passed on through to the staff are always doubly appreciated. Makes my wife feel good and makes her look good with...
by rjbraun
Sat Aug 30, 2014 11:21 pm
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 58
Views: 2765

Re: Ideas for thanking a doctor

You could also just tell them directly at the end of an appointment with a brief but heartfelt thanks - i.e. "I just wanted to take a moment to tell you how much I appreciate the care you give me and the manner in which you approach your profession. I know it is a challenging job but I really ...
by rjbraun
Sat Aug 30, 2014 11:08 pm
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 58
Views: 2765

Re: Ideas for thanking a doctor

My father was a well known, nationally prominent physician in his field and I remember well that nothing seemed to create more of a commotion and an impression that some exotic food gift, whether it was live lobsters, gourmet steaks, obscure whiskey... Cuban cigars... well, that's not quite food, b...
by rjbraun
Sat Aug 30, 2014 10:47 am
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 58
Views: 2765

Re: Ideas for thanking a doctor

Is the doctor in a larger practice or a hospital system where there are "patient ratings" (increasingly common, I think)? You could ask, and if so, ask if he/his office can send you a link, or otherwise help you to find that, so you can post your good experience, give the number ratings, ...
by rjbraun
Sat Aug 30, 2014 10:46 am
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 58
Views: 2765

Re: Ideas for thanking a doctor

cheese_breath wrote:Pay your bill? :wink:

Yup, that's a given :beer
by rjbraun
Sat Aug 30, 2014 10:07 am
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 58
Views: 2765

Ideas for thanking a doctor

There seem to be a lot of doctors on this site, so I figure I've got the right audience here. I saw Dr. Sandeep Jauhar's book "Doctored" at the bookstore recently and then read his WSJ piece yesterday (actually, maybe the release date was today). I guess I've been fortunate, as I've had so...
by rjbraun
Sat Aug 30, 2014 9:32 am
 
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 58
Views: 2765

Re: Zegna Suits

I can't say whether the Zegna suit you're considering is worth the money. Personally, I think it's impossible to say without seeing the suit itself, on my own, and seeing you in it. I considered "splurging" on a custom-made suit (?) several years back when I got a *big* promotion. I no lon...
by rjbraun
Sun Aug 24, 2014 4:52 pm
 
Forum: Personal Consumer Issues
Topic: Zegna Suits
Replies: 197
Views: 8927

Re: Best Place to Do Research on Orthopedic Surgeons

As an anesthesiologist, I get asked this question often. Unfortunately it is a difficult question to answer. I can certainly tell you which surgeons to stay away from (high in OR complication rate, high percentage of cases that take significantly longer than they should suggesting lack of competenc...
by rjbraun
Thu Aug 14, 2014 9:33 am
 
Forum: Personal Consumer Issues
Topic: Best Place to Do Research on Orthopedic Surgeons
Replies: 28
Views: 1715

Re: Best Place to Do Research on Orthopedic Surgeons

Sometimes my GP has provided referrals to specialists, either because I asked specifically or they just made recommendations for specialists they thought would be appropriate for a particular treatment or perhaps because they thought a particular doctor would be a good fit for me (which could mean d...
by rjbraun
Wed Aug 13, 2014 10:04 pm
 
Forum: Personal Consumer Issues
Topic: Best Place to Do Research on Orthopedic Surgeons
Replies: 28
Views: 1715

Re:

btenny, I am always careful with flash drives since they are so easy to misplace or fall into someone elses hands. I use Truecrypt to create an encrypted volume for any flash drive I use in case I accidently lose it. That way, I never have to worry about whether or not I can remember if there is co...
by rjbraun
Wed Aug 13, 2014 3:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: What do you put in your safety deposit box?
Replies: 68
Views: 10665

Re: HELP! Budget Out of Control

Grocery $1000 Eating Out $250 What's going on here? I get the eating out part. If they live in a high cost-of-living city, $250 could be a modest meal out twice a month. Presumably because they have reasonably demanding jobs they need to take a break from things and dine out now and then. That's ea...
by rjbraun
Mon Aug 04, 2014 6:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: HELP! Budget Out of Control
Replies: 47
Views: 3663

Re: Suggestions for Real Estate Attorney in NY/NYC?

I don't have a lawyer referral, but how about contacting someone in the NY Times Real Estate section? They have an "Ask Real Estate" column that might be helpful to and also interested in your friend's plight. The way you describe things, it sounds pretty awful, and a 600-unit co-op is siz...
by rjbraun
Mon Aug 04, 2014 6:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Suggestions for Real Estate Attorney in NY/NYC?
Replies: 7
Views: 649

Re: Barclay Arrival credit card

Will B of A not charge me some account close-out fee as I believe is the typical case when one seeks to sever a brokerage relationship? Instead of taking my word, you should read the details at http://www.merrilledge.com/pricing . There is a $50 full account transfer or closeout fee. It is less tha...
by rjbraun
Sun Aug 03, 2014 10:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Barclay Arrival credit card
Replies: 19
Views: 1285

Re: Barclay Arrival credit card

But 1.5% is still less than 2.22%, you say. The trick is https://www.bankofamerica.com/preferred-rewards/details.go (available in most states). If you have $50k or $100k assets in BofA or Merrill Edge, then you get a 50% or 75% bonus . i.e. 2.25% or 2.625% on all purchases (no limits or categories)...
by rjbraun
Sun Aug 03, 2014 9:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Barclay Arrival credit card
Replies: 19
Views: 1285

Re: Barclay Arrival credit card

1. No need to wait if you can cover a purchase completely. Otherwise, if your travel expenses are rare you might want to wait a bit so as to redeem more of it. It's one redemption per purchase. But eventually you get your points anyway. Okay, so it seems that if I have travel charges of, say, $26 a...
by rjbraun
Sun Aug 03, 2014 8:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Barclay Arrival credit card
Replies: 19
Views: 1285

Re: Barclay Arrival credit card

stlutz wrote:One thing to keep in mind is that you can only apply a credit against an expense once. So, if you buy a $300 airline ticket, and you apply $25 credit against it, you can't apply any future credits against that airline ticket.

Good to know -- thank you!
by rjbraun
Sun Aug 03, 2014 8:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: Barclay Arrival credit card
Replies: 19
Views: 1285

Barclay Arrival credit card

Two questions for fellow BHs who have a Barclay Arrival credit card. I got mine only recently and am still trying to understand the best way to use it 1. Is there any reason not to automatically use my points against my travel-related charges? I'm inclined to use them immediately, as this would enab...
by rjbraun
Sun Aug 03, 2014 5:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Barclay Arrival credit card
Replies: 19
Views: 1285

Re: Best way to earn a pension

I'm inclined to agree that having your years of service as close as possible to your retirement age is an important consideration. All else equal, I think the idea might be to "optimize" between getting oneself into a job with the DB plan early enough to avoid the seemingly inevitable red...
by rjbraun
Sun Aug 03, 2014 4:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: Best way to earn a pension
Replies: 38
Views: 4749

Re: Best way to earn a pension

when you get into the system is irrelevant [ emphasis added ]. I disagree -- when you join a retirement system matters. As has already been stated or implied, pensions in general are challenged financially, and the natural thing is to try to cut benefits for future participants (and current partici...
by rjbraun
Sun Aug 03, 2014 1:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Best way to earn a pension
Replies: 38
Views: 4749

Re: Best way to earn a pension

letsgobobby, I'm looking for exactly the same sort of situation. I have a private sector job that is challenging and pays well but is more stressful than I'd like. I'd like to find one that pays similarly, lets me continue my career, but offers some pension benefits. Here's where I've been looking:...
by rjbraun
Sat Aug 02, 2014 9:25 am
 
Forum: Personal Finance (Not Investing)
Topic: Best way to earn a pension
Replies: 38
Views: 4749

Re: Apple TV

You're getting good advice on the AppleTV -- though I would add that while we are an Apple household (everyone has a MacBook Air and iPad and we use Apple wireless networking equipment), I find the Roku 3 far superior for everything except projecting from the iPad/Mac to the TV, which we never do a...
by rjbraun
Tue Jul 29, 2014 9:21 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3815

Re: Apple TV

You're getting good advice on the AppleTV -- though I would add that while we are an Apple household (everyone has a MacBook Air and iPad and we use Apple wireless networking equipment), I find the Roku 3 far superior for everything except projecting from the iPad/Mac to the TV, which we never do a...
by rjbraun
Tue Jul 29, 2014 8:57 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3815

Re: Apple TV

You're getting good advice on the AppleTV -- though I would add that while we are an Apple household (everyone has a MacBook Air and iPad and we use Apple wireless networking equipment), I find the Roku 3 far superior for everything except projecting from the iPad/Mac to the TV, which we never do a...
by rjbraun
Sun Jul 27, 2014 10:40 pm
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3815

Re: Apple TV

Thanks for the suggestion, maybe I'll look into an Apple router at some point. I'm just a bit reluctant to disentangle all the stuff at the top of the closet -- as all the connections and stuff seem to be working well enough now. Someone I hired did the whole router, etc setup, so I'm not even sure...
by rjbraun
Sun Jul 27, 2014 12:26 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3815

Re: Apple TV

Thanks for the suggestion, maybe I'll look into an Apple router at some point. I'm just a bit reluctant to disentangle all the stuff at the top of the closet -- as all the connections and stuff seem to be working well enough now. Someone I hired did the whole router, etc setup, so I'm not even sure...
by rjbraun
Sat Jul 26, 2014 12:34 pm
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3815

Re: Riding the Rails--my Amtrak trip

I'm on Amtrak right now as well, Providence down to Philadelphia. And I will add that, having taken the Acela up to Providence, that the Acela is much more comfortable. The seats do a better job of supporting you. On the regular Northeast Local I was having pain in my leg due to back problems. In m...
by rjbraun
Fri Jul 25, 2014 8:27 pm
 
Forum: Personal Consumer Issues
Topic: Riding the Rails--my Amtrak trip
Replies: 78
Views: 9185

Re: Purchasing Food at Work

I work in the emergency room as a RN at night (7p-7a). Currently, I'm struggling with purchasing food at the hospital. I'm ok with spending $1 for coffee, but I'm not ok with spending upwards of $10 on a meal during the night. I do this at least 3-4x per week. The simple answer would be to bring my...
by rjbraun
Sat Jul 19, 2014 8:36 am
 
Forum: Personal Consumer Issues
Topic: Purchasing Food at Work
Replies: 41
Views: 4068

Re: Apple TV

The wireless G speed (54mb/sec is what is the old technology, the direct ethernet connection does away with that bottleneck. so as long as you don't mind having to directly hook it up to the router then it is no problem. Yeah, I completely forgot that I had an ethernet connection right next to the ...
by rjbraun
Sat Jul 19, 2014 8:29 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3815

Re: Apple TV

Just to provide a quick update - First, thanks for all the helpful input and feedback. So, I'm sitting here in front of my TV / Apple TV watching some PBS Nature program on wolves and buffalos. I'm still not exactly sure about everything that's going on with this Apple TV set-up. The first thing I d...
by rjbraun
Fri Jul 18, 2014 11:33 pm
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3815

Re: Apple TV

I watched the entire World Cup on the Apple TV via the WatchEspn App. Between that and broadcast channels, I don't need cable anymore. Hate to break it to you, but unless you actually have a subscription to ESPN (via your cable provider, usually), you can't access WatchESPN. Until you can pay separ...
by rjbraun
Fri Jul 18, 2014 11:17 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3815

Re: Apple TV

Several years back we had streaming Netflix on a 2MB down connection. Netflix will dumb down the stream to lower quality, but not all "apps" will do that. They will buffer. We have 50mb down (cable modem) for ~$50/month. With only Over The Air and Roku 3 (similar to Apple TV), we heavily ...
by rjbraun
Fri Jul 18, 2014 11:13 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3815

Re: Apple TV

While you're at it, have you considered a Roku? You might want to try one and see if it's an improvement. If you're an Amazon Prime member, you can get some free streams. Btw, as a side note: I just tested my wireless speed and it's 89 Mbps download speed. However, since it's FIOS, my Netflix does ...
by rjbraun
Fri Jul 18, 2014 11:08 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3815

Re: Apple TV

Yes, I assume I could get faster internet speed. I currently use Time Warner and, as a BH, have one of the cheaper plans. I pay under $50 / month, and that's after periodic pleading with them about the cost. Not sure how much more faster speed would cost, but I'm guessing maybe $80-90? I can afford...
by rjbraun
Fri Jul 18, 2014 9:49 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3815

Re: Apple TV

Several years back we had streaming Netflix on a 2MB down connection. Netflix will dumb down the stream to lower quality, but not all "apps" will do that. They will buffer. We have 50mb down (cable modem) for ~$50/month. With only Over The Air and Roku 3 (similar to Apple TV), we heavily ...
by rjbraun
Fri Jul 18, 2014 9:43 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3815

Re: Apple TV

How fast is your internet service? I have used Apple TV with service that was 8-25Mbps and it's pretty snappy with the menus, netflix, Hulu, PBS, HBO Go etc. One of my neighbors has a low tier internet service (max 3Mbps) with UVerse and the apple TV is a little sluggish to show menus and show icon...
by rjbraun
Fri Jul 18, 2014 9:37 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3815

Re: Apple TV

Are you hooked up wired are wireless? Wired is better. If wireless, have you upgraded your firmware, checked your channel and tried changing it to a different one. Wireless. No, I haven't upgraded my firmware or checked the channel, at least not knowingly. Are you able to get better internet speed?...
by rjbraun
Fri Jul 18, 2014 9:30 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3815

Apple TV

I bought Apple TV recently but still have a day or so to decide whether to keep it. I guess I bought it for several reasons (in addition to just being curious to see what it could do). I don't have cable TV and in fact don't care to watch TV so much, though SO wouldn't mind seeing certain programs o...
by rjbraun
Thu Jul 17, 2014 10:19 pm
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3815

Re: Looking to buy a quality scanner

@killjoy2012, PDF is no longer proprietary to Adobe. http://en.wikipedia.org/wiki/PDF It is safe format for long-term archiving. It is one of the acceptable formats for long-term preservation of digital content used by the Library of Congress. http://www.loc.gov/preservation/resources/rfs/ Thank yo...
by rjbraun
Thu Jul 17, 2014 8:52 pm
 
Forum: Personal Consumer Issues
Topic: Looking to buy a quality scanner
Replies: 50
Views: 3234

Re: Purchasing Food at Work

I pretty much agree with what people have written so far. I've brought my lunch to varying degrees, depending on which job in my career I think of. I tend to eat a yogurt for breakfast. That's very easy to throw in my bag and eat at work. When I had a small refrigerator in my office, I would just st...
by rjbraun
Thu Jul 17, 2014 8:43 pm
 
Forum: Personal Consumer Issues
Topic: Purchasing Food at Work
Replies: 41
Views: 4068

Re: Looking to buy a quality scanner

Also, while I 'get' liking the scan-to-PDF, just keep in mind that PDF is an Adobe proprietary file format. If it's a document you may need to open in 20 years, that may be a challenge. A lot of people liked Lotus 1-2-3 and Lotus Notes too... and that was not all that long ago. JPG/JGEP/PNG/TIFF ar...
by rjbraun
Wed Jul 16, 2014 10:39 pm
 
Forum: Personal Consumer Issues
Topic: Looking to buy a quality scanner
Replies: 50
Views: 3234
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