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Re: Best Place to Do Research on Orthopedic Surgeons

As an anesthesiologist, I get asked this question often. Unfortunately it is a difficult question to answer. I can certainly tell you which surgeons to stay away from (high in OR complication rate, high percentage of cases that take significantly longer than they should suggesting lack of competenc...
by rjbraun
Thu Aug 14, 2014 9:33 am
 
Forum: Personal Consumer Issues
Topic: Best Place to Do Research on Orthopedic Surgeons
Replies: 28
Views: 1679

Re: Best Place to Do Research on Orthopedic Surgeons

Sometimes my GP has provided referrals to specialists, either because I asked specifically or they just made recommendations for specialists they thought would be appropriate for a particular treatment or perhaps because they thought a particular doctor would be a good fit for me (which could mean d...
by rjbraun
Wed Aug 13, 2014 10:04 pm
 
Forum: Personal Consumer Issues
Topic: Best Place to Do Research on Orthopedic Surgeons
Replies: 28
Views: 1679

Re:

btenny, I am always careful with flash drives since they are so easy to misplace or fall into someone elses hands. I use Truecrypt to create an encrypted volume for any flash drive I use in case I accidently lose it. That way, I never have to worry about whether or not I can remember if there is co...
by rjbraun
Wed Aug 13, 2014 3:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: What do you put in your safety deposit box?
Replies: 68
Views: 10603

Re: HELP! Budget Out of Control

Grocery $1000 Eating Out $250 What's going on here? I get the eating out part. If they live in a high cost-of-living city, $250 could be a modest meal out twice a month. Presumably because they have reasonably demanding jobs they need to take a break from things and dine out now and then. That's ea...
by rjbraun
Mon Aug 04, 2014 6:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: HELP! Budget Out of Control
Replies: 47
Views: 3561

Re: Suggestions for Real Estate Attorney in NY/NYC?

I don't have a lawyer referral, but how about contacting someone in the NY Times Real Estate section? They have an "Ask Real Estate" column that might be helpful to and also interested in your friend's plight. The way you describe things, it sounds pretty awful, and a 600-unit co-op is siz...
by rjbraun
Mon Aug 04, 2014 6:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Suggestions for Real Estate Attorney in NY/NYC?
Replies: 7
Views: 637

Re: Barclay Arrival credit card

Will B of A not charge me some account close-out fee as I believe is the typical case when one seeks to sever a brokerage relationship? Instead of taking my word, you should read the details at http://www.merrilledge.com/pricing . There is a $50 full account transfer or closeout fee. It is less tha...
by rjbraun
Sun Aug 03, 2014 10:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Barclay Arrival credit card
Replies: 19
Views: 1253

Re: Barclay Arrival credit card

But 1.5% is still less than 2.22%, you say. The trick is https://www.bankofamerica.com/preferred-rewards/details.go (available in most states). If you have $50k or $100k assets in BofA or Merrill Edge, then you get a 50% or 75% bonus . i.e. 2.25% or 2.625% on all purchases (no limits or categories)...
by rjbraun
Sun Aug 03, 2014 9:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Barclay Arrival credit card
Replies: 19
Views: 1253

Re: Barclay Arrival credit card

1. No need to wait if you can cover a purchase completely. Otherwise, if your travel expenses are rare you might want to wait a bit so as to redeem more of it. It's one redemption per purchase. But eventually you get your points anyway. Okay, so it seems that if I have travel charges of, say, $26 a...
by rjbraun
Sun Aug 03, 2014 8:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Barclay Arrival credit card
Replies: 19
Views: 1253

Re: Barclay Arrival credit card

stlutz wrote:One thing to keep in mind is that you can only apply a credit against an expense once. So, if you buy a $300 airline ticket, and you apply $25 credit against it, you can't apply any future credits against that airline ticket.

Good to know -- thank you!
by rjbraun
Sun Aug 03, 2014 8:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: Barclay Arrival credit card
Replies: 19
Views: 1253

Barclay Arrival credit card

Two questions for fellow BHs who have a Barclay Arrival credit card. I got mine only recently and am still trying to understand the best way to use it 1. Is there any reason not to automatically use my points against my travel-related charges? I'm inclined to use them immediately, as this would enab...
by rjbraun
Sun Aug 03, 2014 5:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Barclay Arrival credit card
Replies: 19
Views: 1253

Re: Best way to earn a pension

I'm inclined to agree that having your years of service as close as possible to your retirement age is an important consideration. All else equal, I think the idea might be to "optimize" between getting oneself into a job with the DB plan early enough to avoid the seemingly inevitable red...
by rjbraun
Sun Aug 03, 2014 4:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: Best way to earn a pension
Replies: 38
Views: 4465

Re: Best way to earn a pension

when you get into the system is irrelevant [ emphasis added ]. I disagree -- when you join a retirement system matters. As has already been stated or implied, pensions in general are challenged financially, and the natural thing is to try to cut benefits for future participants (and current partici...
by rjbraun
Sun Aug 03, 2014 1:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Best way to earn a pension
Replies: 38
Views: 4465

Re: Best way to earn a pension

letsgobobby, I'm looking for exactly the same sort of situation. I have a private sector job that is challenging and pays well but is more stressful than I'd like. I'd like to find one that pays similarly, lets me continue my career, but offers some pension benefits. Here's where I've been looking:...
by rjbraun
Sat Aug 02, 2014 9:25 am
 
Forum: Personal Finance (Not Investing)
Topic: Best way to earn a pension
Replies: 38
Views: 4465

Re: Apple TV

You're getting good advice on the AppleTV -- though I would add that while we are an Apple household (everyone has a MacBook Air and iPad and we use Apple wireless networking equipment), I find the Roku 3 far superior for everything except projecting from the iPad/Mac to the TV, which we never do a...
by rjbraun
Tue Jul 29, 2014 9:21 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3760

Re: Apple TV

You're getting good advice on the AppleTV -- though I would add that while we are an Apple household (everyone has a MacBook Air and iPad and we use Apple wireless networking equipment), I find the Roku 3 far superior for everything except projecting from the iPad/Mac to the TV, which we never do a...
by rjbraun
Tue Jul 29, 2014 8:57 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3760

Re: Apple TV

You're getting good advice on the AppleTV -- though I would add that while we are an Apple household (everyone has a MacBook Air and iPad and we use Apple wireless networking equipment), I find the Roku 3 far superior for everything except projecting from the iPad/Mac to the TV, which we never do a...
by rjbraun
Sun Jul 27, 2014 10:40 pm
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3760

Re: Apple TV

Thanks for the suggestion, maybe I'll look into an Apple router at some point. I'm just a bit reluctant to disentangle all the stuff at the top of the closet -- as all the connections and stuff seem to be working well enough now. Someone I hired did the whole router, etc setup, so I'm not even sure...
by rjbraun
Sun Jul 27, 2014 12:26 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3760

Re: Apple TV

Thanks for the suggestion, maybe I'll look into an Apple router at some point. I'm just a bit reluctant to disentangle all the stuff at the top of the closet -- as all the connections and stuff seem to be working well enough now. Someone I hired did the whole router, etc setup, so I'm not even sure...
by rjbraun
Sat Jul 26, 2014 12:34 pm
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3760

Re: Riding the Rails--my Amtrak trip

I'm on Amtrak right now as well, Providence down to Philadelphia. And I will add that, having taken the Acela up to Providence, that the Acela is much more comfortable. The seats do a better job of supporting you. On the regular Northeast Local I was having pain in my leg due to back problems. In m...
by rjbraun
Fri Jul 25, 2014 8:27 pm
 
Forum: Personal Consumer Issues
Topic: Riding the Rails--my Amtrak trip
Replies: 78
Views: 9017

Re: Purchasing Food at Work

I work in the emergency room as a RN at night (7p-7a). Currently, I'm struggling with purchasing food at the hospital. I'm ok with spending $1 for coffee, but I'm not ok with spending upwards of $10 on a meal during the night. I do this at least 3-4x per week. The simple answer would be to bring my...
by rjbraun
Sat Jul 19, 2014 8:36 am
 
Forum: Personal Consumer Issues
Topic: Purchasing Food at Work
Replies: 41
Views: 4053

Re: Apple TV

The wireless G speed (54mb/sec is what is the old technology, the direct ethernet connection does away with that bottleneck. so as long as you don't mind having to directly hook it up to the router then it is no problem. Yeah, I completely forgot that I had an ethernet connection right next to the ...
by rjbraun
Sat Jul 19, 2014 8:29 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3760

Re: Apple TV

Just to provide a quick update - First, thanks for all the helpful input and feedback. So, I'm sitting here in front of my TV / Apple TV watching some PBS Nature program on wolves and buffalos. I'm still not exactly sure about everything that's going on with this Apple TV set-up. The first thing I d...
by rjbraun
Fri Jul 18, 2014 11:33 pm
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3760

Re: Apple TV

I watched the entire World Cup on the Apple TV via the WatchEspn App. Between that and broadcast channels, I don't need cable anymore. Hate to break it to you, but unless you actually have a subscription to ESPN (via your cable provider, usually), you can't access WatchESPN. Until you can pay separ...
by rjbraun
Fri Jul 18, 2014 11:17 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3760

Re: Apple TV

Several years back we had streaming Netflix on a 2MB down connection. Netflix will dumb down the stream to lower quality, but not all "apps" will do that. They will buffer. We have 50mb down (cable modem) for ~$50/month. With only Over The Air and Roku 3 (similar to Apple TV), we heavily ...
by rjbraun
Fri Jul 18, 2014 11:13 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3760

Re: Apple TV

While you're at it, have you considered a Roku? You might want to try one and see if it's an improvement. If you're an Amazon Prime member, you can get some free streams. Btw, as a side note: I just tested my wireless speed and it's 89 Mbps download speed. However, since it's FIOS, my Netflix does ...
by rjbraun
Fri Jul 18, 2014 11:08 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3760

Re: Apple TV

Yes, I assume I could get faster internet speed. I currently use Time Warner and, as a BH, have one of the cheaper plans. I pay under $50 / month, and that's after periodic pleading with them about the cost. Not sure how much more faster speed would cost, but I'm guessing maybe $80-90? I can afford...
by rjbraun
Fri Jul 18, 2014 9:49 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3760

Re: Apple TV

Several years back we had streaming Netflix on a 2MB down connection. Netflix will dumb down the stream to lower quality, but not all "apps" will do that. They will buffer. We have 50mb down (cable modem) for ~$50/month. With only Over The Air and Roku 3 (similar to Apple TV), we heavily ...
by rjbraun
Fri Jul 18, 2014 9:43 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3760

Re: Apple TV

How fast is your internet service? I have used Apple TV with service that was 8-25Mbps and it's pretty snappy with the menus, netflix, Hulu, PBS, HBO Go etc. One of my neighbors has a low tier internet service (max 3Mbps) with UVerse and the apple TV is a little sluggish to show menus and show icon...
by rjbraun
Fri Jul 18, 2014 9:37 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3760

Re: Apple TV

Are you hooked up wired are wireless? Wired is better. If wireless, have you upgraded your firmware, checked your channel and tried changing it to a different one. Wireless. No, I haven't upgraded my firmware or checked the channel, at least not knowingly. Are you able to get better internet speed?...
by rjbraun
Fri Jul 18, 2014 9:30 am
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3760

Apple TV

I bought Apple TV recently but still have a day or so to decide whether to keep it. I guess I bought it for several reasons (in addition to just being curious to see what it could do). I don't have cable TV and in fact don't care to watch TV so much, though SO wouldn't mind seeing certain programs o...
by rjbraun
Thu Jul 17, 2014 10:19 pm
 
Forum: Personal Consumer Issues
Topic: Apple TV
Replies: 43
Views: 3760

Re: Looking to buy a quality scanner

@killjoy2012, PDF is no longer proprietary to Adobe. http://en.wikipedia.org/wiki/PDF It is safe format for long-term archiving. It is one of the acceptable formats for long-term preservation of digital content used by the Library of Congress. http://www.loc.gov/preservation/resources/rfs/ Thank yo...
by rjbraun
Thu Jul 17, 2014 8:52 pm
 
Forum: Personal Consumer Issues
Topic: Looking to buy a quality scanner
Replies: 50
Views: 3173

Re: Purchasing Food at Work

I pretty much agree with what people have written so far. I've brought my lunch to varying degrees, depending on which job in my career I think of. I tend to eat a yogurt for breakfast. That's very easy to throw in my bag and eat at work. When I had a small refrigerator in my office, I would just st...
by rjbraun
Thu Jul 17, 2014 8:43 pm
 
Forum: Personal Consumer Issues
Topic: Purchasing Food at Work
Replies: 41
Views: 4053

Re: Looking to buy a quality scanner

Also, while I 'get' liking the scan-to-PDF, just keep in mind that PDF is an Adobe proprietary file format. If it's a document you may need to open in 20 years, that may be a challenge. A lot of people liked Lotus 1-2-3 and Lotus Notes too... and that was not all that long ago. JPG/JGEP/PNG/TIFF ar...
by rjbraun
Wed Jul 16, 2014 10:39 pm
 
Forum: Personal Consumer Issues
Topic: Looking to buy a quality scanner
Replies: 50
Views: 3173

Re: Looking to buy a quality scanner

A note for travel purposes - the S1300i can get its power from your laptop, so you don't have to carry the scanner's AC adapter cables along on a trip, just the USB cable and the USB bus power cable. Yay! You just helped to lighten my load a bit and reduce its bulk :D I am a happy camper. :sharebeer
by rjbraun
Wed Jul 16, 2014 10:32 pm
 
Forum: Personal Consumer Issues
Topic: Looking to buy a quality scanner
Replies: 50
Views: 3173

Re: Looking to buy a quality scanner

Key piece of advice here if hasn't been mentioned above - If you intend to regularly scan papers/documents, you really should invest in a sheetfeed scanner (not flatbed) like the Fujitsu scansnap. They cost a bit more, but are absolutely worth it - I would be unable to keep up with regular scanning...
by rjbraun
Wed Jul 16, 2014 10:30 pm
 
Forum: Personal Consumer Issues
Topic: Looking to buy a quality scanner
Replies: 50
Views: 3173

Re: Looking to buy a quality scanner

But I really wanted the convenience of a document scanner for my laptop, so TOMORROW my brand new Fujitsu ScanSnap S1300i arrives! :D I'm excited. Oh, I also ordered the carrying case. I've taken over my elderly mother's finances, and I can take my laptop and scanner down to my mom's and scan in fi...
by rjbraun
Tue Jul 15, 2014 9:50 am
 
Forum: Personal Consumer Issues
Topic: Looking to buy a quality scanner
Replies: 50
Views: 3173

Re: Looking to buy a quality scanner

Key piece of advice here if hasn't been mentioned above - If you intend to regularly scan papers/documents, you really should invest in a sheetfeed scanner (not flatbed) like the Fujitsu scansnap. They cost a bit more, but are absolutely worth it - I would be unable to keep up with regular scanning...
by rjbraun
Tue Jul 15, 2014 9:42 am
 
Forum: Personal Consumer Issues
Topic: Looking to buy a quality scanner
Replies: 50
Views: 3173

Re: Looking to buy a quality scanner

If you have an iPhone or iPod touch, have you considered an app like Turboscan? You take a photo of the document, it automatically straightens it and corrects the color balance, and saves it to whatever kind of file you want whether it's jpeg or pdf. You can even scan multiple pages and save it all...
by rjbraun
Mon Jul 14, 2014 8:28 pm
 
Forum: Personal Consumer Issues
Topic: Looking to buy a quality scanner
Replies: 50
Views: 3173

Re: Looking to buy a quality scanner

I've scanned everything now for 9 years. Almost all to pdf. And I also am working on scanning old photo albums, so I need either jpeg or tiff, and a slide scanner. To do all that the Epson V500 ($150) has served me well, as has a Canon flatbed scanner. Mrs O uses an Epson all in one with a sheet fe...
by rjbraun
Sun Jul 13, 2014 10:17 pm
 
Forum: Personal Consumer Issues
Topic: Looking to buy a quality scanner
Replies: 50
Views: 3173

Re: Looking to buy a quality scanner

The Brother ADS-2000 is less expensive with a feature set similar to the ScanSnap. The ScanSnap has one limitation that I think is significant - it doesn't support TWAIN. I would never scan personal documents to the cloud. The Brother ADS-2000 seems to be slightly more expensive (+$20) than the Fuj...
by rjbraun
Sun Jul 13, 2014 9:33 pm
 
Forum: Personal Consumer Issues
Topic: Looking to buy a quality scanner
Replies: 50
Views: 3173

Re: Looking to buy a quality scanner

I have a snapscan - works great. Also in a pinch - don't forget you can take a photo of a document. I just received a new license registration for my car and immediately took a photo of it. My phone is setup to upload to the cloud. You can also email the image to yourself if you don't backup to the...
by rjbraun
Sun Jul 13, 2014 9:28 pm
 
Forum: Personal Consumer Issues
Topic: Looking to buy a quality scanner
Replies: 50
Views: 3173

Re: Looking to buy a quality scanner

I have a ScanSnap (similar to S1300i available today) and love it. Things that it looks like you give up with the VuPoint -- these might not be important to you: . Double sided scanning . OCR . Does the scanning for you (with VuPoint, you move the scanner with your hand) . Multi page input feeder &...
by rjbraun
Sun Jul 13, 2014 9:24 pm
 
Forum: Personal Consumer Issues
Topic: Looking to buy a quality scanner
Replies: 50
Views: 3173

Re: Looking to buy a quality scanner

If portable scanner using modestly is what you are looking for, you might want to consider something on the less expensive side that does the job. :happy http://www.amazon.com/VuPoint-Solutions-Magic-Portable-Scanner/dp/B002R0BFAA/ref=sr_1_1?ie=UTF8&qid=1405283519&sr=8-1&keywords=VuPoin...
by rjbraun
Sun Jul 13, 2014 4:44 pm
 
Forum: Personal Consumer Issues
Topic: Looking to buy a quality scanner
Replies: 50
Views: 3173

Looking to buy a quality scanner

I actually got the idea from a prior BH thread on this topic and want to make sure the scanner below is still a good choice, as the original thread is probably over a year old now. The scanner will be for personal use, so I probably only have a modest amount of stuff to scan, that is once I plow thr...
by rjbraun
Sun Jul 13, 2014 4:23 pm
 
Forum: Personal Consumer Issues
Topic: Looking to buy a quality scanner
Replies: 50
Views: 3173

Re: Please Help Me Plan A Trip To Italy

Having only skimmed most of the responses to OP, I would also recommend focusing on only a couple of cities, assuming we're talking about a week's time. While Florence can be done as a day trip from Rome, I think it would be way too rushed, especially if you are first-time travelers to Italy and pre...
by rjbraun
Sat Jul 05, 2014 1:07 pm
 
Forum: Personal Consumer Issues
Topic: Please Help Me Plan A Trip To Italy
Replies: 26
Views: 1888

Re: Convince me to visit Italy

DualIncomeNoDebt wrote:Yeah also I don't understand these "convince me" threads. Either do it, or don't. The topics are way too broad, the setup is forced because no one really cares if they "convince" the person to do "x," and the answers are as targeted as an open-choke shotgun.

+1
by rjbraun
Sun Jun 15, 2014 9:29 am
 
Forum: Personal Consumer Issues
Topic: Convince me to visit Italy
Replies: 77
Views: 5484

Re: Convince me to visit Italy

We spent a Christmas in Rome that was one of the best weeks of our lives. We spent last Christmas in Rome and also had a great time -- so much so that within a couple of weeks of our return, we booked flights and the same place again for this coming Christmas. Now, we leave in less than a week for ...
by rjbraun
Sat Jun 14, 2014 11:19 pm
 
Forum: Personal Consumer Issues
Topic: Convince me to visit Italy
Replies: 77
Views: 5484

Re: Rent Question

I don't know the Boston rental market nor am I a landlord, but my reaction would be to say that you are interested but were really looking for an 8/1 occupancy date and ask if they have any flexibility on that front. Then see how the person responds, whether it's 8/1 would be fine or gee, I'm really...
by rjbraun
Thu Jun 12, 2014 8:49 am
 
Forum: Personal Finance (Not Investing)
Topic: Rent Question
Replies: 12
Views: 1783

Insurance primer

I'm looking for a good introductory book on insurance. My online search came up with little, so I thought I would seek input here. I guess what I'm looking for is the type of text that would provide an overview of how insurance companies operate and would discuss things like the general and surplus ...
by rjbraun
Thu Jun 05, 2014 11:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Insurance primer
Replies: 0
Views: 148

Re: Buying a Carpet Overseas

I guess I've looked at rugs overseas on two occasions. The first time was when I was living for several months in China. I bought a small silk rug at a trade fair. If memory serves me correctly, I got access to the fair through a friend who happened to have a pass. I still like the rug quite a bit, ...
by rjbraun
Wed Jun 04, 2014 11:31 pm
 
Forum: Personal Consumer Issues
Topic: Buying a Carpet Overseas
Replies: 14
Views: 933
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