Search found 6 matches

Return to advanced search

Re: Acceptable Expense Ratios in 401k?

Great will do! Thanks for help, everyone. Given the listed alternatives with much lower fees (I've tried to re-add the benchmark counterparts, above), I've grown less than pleased with the TD type funds. I'm still having a hard time deciphering all the listed fees ratios and types (and more importan...
by rev316
Wed Mar 20, 2013 2:39 am
 
Forum: Investing - Help with Personal Investments
Topic: Acceptable Expense Ratios in 401k?
Replies: 21
Views: 2873

Re: Acceptable Expense Ratios in 401k?

Nor am I, but try searching for "Average Annual Total returns as I see several hits on AAR alone. Nevertheless, here's how Fidelity lists it. Average Annual Total returns (AAR) are historical and include change in share value and reinvestment of dividends and capital gains, if any. Cumulative t...
by rev316
Tue Mar 19, 2013 2:00 am
 
Forum: Investing - Help with Personal Investments
Topic: Acceptable Expense Ratios in 401k?
Replies: 21
Views: 2873

Re: Acceptable Expense Ratios in 401k?

Thanks Grabiner! Some comments and questions for you (so I understand). I do not have an IRA, and there is no match but profit sharing that goes into a separate account. Unfortunately, I couldn't find a fund that offers the Spartan Index, but does have other options like Vanguard Institutional Index...
by rev316
Mon Mar 18, 2013 12:45 am
 
Forum: Investing - Help with Personal Investments
Topic: Acceptable Expense Ratios in 401k?
Replies: 21
Views: 2873

Re: Acceptable Expense Ratios in 401k?

The "annual advised return of 5%" is the fund's advertised AAR.

GER is the "Gross Expense Ratio". Unlike net, it includes fee waivers or other expense reimbursements (this is how I understand it). I'm not sure if ER = NER here.
by rev316
Mon Mar 18, 2013 12:10 am
 
Forum: Investing - Help with Personal Investments
Topic: Acceptable Expense Ratios in 401k?
Replies: 21
Views: 2873

Re: Acceptable Expense Ratios in 401k?

Thanks Jeff. No match, but profit sharing in a separate account, 100% allocated into a diversified fund with even higher GER of 1.03%.
by rev316
Sun Mar 17, 2013 10:39 pm
 
Forum: Investing - Help with Personal Investments
Topic: Acceptable Expense Ratios in 401k?
Replies: 21
Views: 2873

Acceptable Expense Ratios in 401k?

Hello. Longtime lurking Boglehead newbie here and I'm looking for some guidance on evaluating the expense ratios in my existing retirement portfolio. My employer provided 401k portfolio has 2 Fidelity accounts, one is for profit sharing, and the other is for my contributions with a 30/70 split betwe...
by rev316
Sun Mar 17, 2013 5:20 pm
 
Forum: Investing - Help with Personal Investments
Topic: Acceptable Expense Ratios in 401k?
Replies: 21
Views: 2873

Return to advanced search