JDDS wrote:Note that Freedom Index funds are now available to retail investors per today's earlier post: viewtopic.php?f=1&t=147858&newpost=2208104
Rodc wrote:You can't always buy low. You'd love to but without a crystal ball you won't. The point of Bogleheadism is to make peace with this.
Todi wrote:retiredjg- agreed about the sectors being part of the Total US stock, but that's still only a portion, right?
livesoft wrote:I would suggest putting more equities in the Roth IRAs (not 100% though) and shift bonds to her old 401(k).