Search found 6 matches

Return to advanced search

Re: AA question for 30 y/o

Dear Menlo, It seems like you have a psychological block to really committing to your asset allocation. I am in a similar position (right down to the "trying hard to transition to bonds" part). As I move toward my target allocation (which also happens to be 15% bonds), here are the things ...
by regularguy
Sun Mar 31, 2013 3:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: AA question for 30 y/o
Replies: 15
Views: 2030

Re: Investing Help for a 30 year old...

mmicha, Very simply, you could put your rainy day fund into an online savings account. At current rates at Ally or AmEx you could get a whopping ~$380 a year. It's much less important than what others are telling you, but it's easy to implement. As for amount, the conventional wisdom is to keep 3-6 ...
by regularguy
Thu Feb 14, 2013 11:02 am
 
Forum: Investing - Help with Personal Investments
Topic: Investing Help
Replies: 8
Views: 560

Re: Seeking your wisdom!

Dear letsmakesomething, I am new here, and a much less experienced investor than most on this board, but I am in a somewhat similar situation to yours, so have given this some thought. You don't list your marginal tax rate, but if you are in even the 25% bracket, then I think you should still maximi...
by regularguy
Thu Jan 10, 2013 1:22 pm
 
Forum: Investing - Help with Personal Investments
Topic: Seeking your wisdom!
Replies: 7
Views: 528

Re: Managed vs. Bond Index Funds ?

Regular Guy: I wrote: I'd let the bond fund manager decide if a small percentage of callable bonds is worthwhile. You wrote: Am I correct to understand Taylor's comment that active management is a good thing in a bond fund . Sorry, you are incorrect. I believe bond index funds are generally superio...
by regularguy
Mon Dec 17, 2012 4:41 pm
 
Forum: Investing - Help with Personal Investments
Topic: % Of Callable Bonds In A Vanguard Bond Fund
Replies: 15
Views: 1149

Re: % Of Callable Bonds In A Vanguard Bond Fund

Thanks from another reader, Valuethinker. You mentioned at the end of your post that David Swensen doesn't recommend corporate bonds as a core asset class in well-diversified portfolios. I have noticed that this forum in general seems to disagree with Swensen on this point. Do others think that Swen...
by regularguy
Sat Dec 15, 2012 5:14 pm
 
Forum: Investing - Help with Personal Investments
Topic: % Of Callable Bonds In A Vanguard Bond Fund
Replies: 15
Views: 1149

Re: Yet another student loan

Newbie here, so maybe this is a silly question: But doesn't the OP's question amount to the relative value of paying off his student loan at 2.75% or doing something else with his money? Wouldn't his loan's interest rate have to go up a good deal before he wouldn't be better off (in the long term) j...
by regularguy
Mon Aug 06, 2012 5:47 pm
 
Forum: Investing - Help with Personal Investments
Topic: Yet another student loan
Replies: 27
Views: 1969

Return to advanced search