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Re: Books that have actually changed your life, in a way.

"The Illusion of Immortality" by Corliss Lamont. The brilliant authors attempt to prove there is a God and a hereafter only to end up explaining why there is neither.
by reggiesimpson
Wed May 08, 2013 2:02 pm
 
Forum: Personal Consumer Issues
Topic: Books that have actually changed your life, in a way.
Replies: 149
Views: 8698

Re: What home gym equipment do you have?

Get a decent pair of sneakers and start walking......................and dont stop!
by reggiesimpson
Sun May 05, 2013 8:21 pm
 
Forum: Personal Consumer Issues
Topic: What home gym equipment do you have?
Replies: 63
Views: 3352

Re: general (financial) advice about musical instruments/les

My Son started playing the piano at a very young age and with encouragement played a flawless "Flight of the Bumblebee" by Korsakov at age 12 at his 6th grade class concert. He has (at the age of 25) never played so well since then. Why do i bring it up? Because he is incredibly fast on th...
by reggiesimpson
Sun May 05, 2013 8:16 pm
 
Forum: Personal Consumer Issues
Topic: general (financial) advice about musical instruments/lessons
Replies: 43
Views: 1792

Re: So money can buy you happiness after all...

I have been poor and i have been rich. I prefer rich.
by reggiesimpson
Tue Apr 30, 2013 2:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: So money can buy you happiness after all...
Replies: 49
Views: 3466

Re: Your best financial move

Being frugal from day one (it helped to start out very poor).
by reggiesimpson
Mon Apr 29, 2013 12:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: Your best financial move
Replies: 98
Views: 6768

Re: How to find a beach house rental?

VRBO, airbnb,homeaway sites. Thanks, those were what we're showing up in Google, but I have never used them before. Do you have any experience with renting through those sites and any tips on how to avoid being taken advantage of? I just used homeaway to rent a beach house near Clearwater (no probl...
by reggiesimpson
Sun Apr 28, 2013 4:18 pm
 
Forum: Personal Consumer Issues
Topic: How to find a beach house rental?
Replies: 29
Views: 1875

Re: How to find a beach house rental?

VRBO, airbnb,homeaway sites.
by reggiesimpson
Sun Apr 28, 2013 2:57 pm
 
Forum: Personal Consumer Issues
Topic: How to find a beach house rental?
Replies: 29
Views: 1875

Re: Your Dumbest Financial Move

Bought a 5 acre lot in a prime location from the bank for $450k. Sold it one year (1997) later for $550k. Within the next 8 years it was worth $2 mil. "Patience is a virtue" as my Dad used to say. Guess i wasnt listening!
by reggiesimpson
Sat Apr 27, 2013 11:04 am
 
Forum: Personal Finance (Not Investing)
Topic: Your Dumbest Financial Move
Replies: 166
Views: 12406

Our Mr Bruce Steiner [Estate Planning: New Hazards]

Todays WSJ "Estate Planning: New Hazards" in there Weekend Investor has an interesting quote from someone we may all be familiar with. In regards the "permanent" exemption limits Bruce Steiner explains "permanent doesnt mean Congress will never revisit it. It just means ther...
by reggiesimpson
Sat Apr 27, 2013 7:53 am
 
Forum: Investing - Theory, News & General
Topic: Our Mr Bruce Steiner [Estate Planning: New Hazards]
Replies: 5
Views: 881

Re: Why are you a boglehead ???

The pain of poverty has always been my driving force.
by reggiesimpson
Mon Apr 22, 2013 6:27 pm
 
Forum: Investing - Theory, News & General
Topic: Why are you a boglehead ???
Replies: 60
Views: 3436

Re: Looking for advice on Wine.

Ripple
by reggiesimpson
Mon Apr 22, 2013 4:46 pm
 
Forum: Personal Consumer Issues
Topic: Looking for advice on Wine.
Replies: 33
Views: 1800

Re: Food Costs

$1090 just about covers our alcohol and the Coffee shops.
So who needs food?
by reggiesimpson
Mon Apr 22, 2013 4:45 pm
 
Forum: Personal Consumer Issues
Topic: Food Costs
Replies: 153
Views: 9423

Re: Going to London

Jack the Ripper walk near the Tower of London (at dusk). Hampton Court ( a short train ride). The Imperial War Museum (dont miss the basement with its replication of a WW11 bomb shelter). Tower of London of course (try and get one of the more animated Beefeater guides). Go online and look up "B...
by reggiesimpson
Mon Apr 15, 2013 3:45 pm
 
Forum: Personal Consumer Issues
Topic: Going to London
Replies: 25
Views: 1338

Re: Why Can't I Bring Myself to Buy Me a Nice Watch?

And just how many watches have you lost in your life?
by reggiesimpson
Mon Apr 15, 2013 3:40 pm
 
Forum: Personal Consumer Issues
Topic: Why Can't I Bring Myself to Buy Me a Nice Watch?
Replies: 160
Views: 8158

Re: Poll: How many $100 dinners out per year?

Zero. My appetite has dropped dramatically over the years and i am not inclined to stuff my face or drink more than one glass of alcohol. Apart from that the local bar has the best Chili i have ever tasted ($6)!
by reggiesimpson
Mon Apr 15, 2013 3:38 pm
 
Forum: Personal Consumer Issues
Topic: Poll: How many $100 dinners out per year?
Replies: 152
Views: 8364

Re: Two Comma Club

A little less pain in the belly......yes?
by reggiesimpson
Sun Apr 14, 2013 6:45 pm
 
Forum: Investing - Help with Personal Investments
Topic: Two Comma Club
Replies: 187
Views: 17706

Re: Inheriting money, don't want to [mess] anything up

Keep working (or start) your butt off and remain frugal forever. Save your money (get used to that idea). As the windfall comes in realize that you didnt earn it and therefore the probability that you will blow it is very high. Follow the investing advice above and you may, i say MAY, become much we...
by reggiesimpson
Sat Apr 13, 2013 4:27 pm
 
Forum: Investing - Help with Personal Investments
Topic: Inheriting money, don't want to [mess] anything up
Replies: 48
Views: 4981

Re: "Bond Market Bubble?"

Thanks Taylor.
Thats one of the reasons why i have been buying bonds for more than 30 years.
by reggiesimpson
Sat Apr 13, 2013 4:19 pm
 
Forum: Investing - Theory, News & General
Topic: "Bond Market Bubble?"
Replies: 52
Views: 3670

Re: Buying a car for my daughter

1997 Lincoln Town car. Pick one up for a few thousand and is the closest to a tank you can find. For me there are no other concerns for a 16 yo driver.
by reggiesimpson
Thu Apr 04, 2013 8:25 pm
 
Forum: Personal Consumer Issues
Topic: Buying a car for my daughter
Replies: 70
Views: 3763

Re: Living outside the US seasonally?

Take a look online at homefreeadventures and retireearly to get a taste of what you are looking for.
by reggiesimpson
Thu Apr 04, 2013 8:17 pm
 
Forum: Personal Consumer Issues
Topic: Living outside the US seasonally?
Replies: 28
Views: 2506

Re: Bogleheads' accomplishments

Beyond my wildest imagination.
by reggiesimpson
Wed Apr 03, 2013 6:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: Bogleheads' accomplishments
Replies: 72
Views: 5617

Re: TV show recommendations?

Took jay22 advice and watched The Wire (finally). He is right. I thought the first three seasons (and especially #2) were the best but the entire series is top notch.
by reggiesimpson
Sun Mar 31, 2013 10:46 pm
 
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 137
Views: 9495

Re: NJ Estate Tax

Of course when you pass your spouse wont move back to NJ to be near the kids right?
by reggiesimpson
Sat Mar 30, 2013 9:51 am
 
Forum: Investing - Help with Personal Investments
Topic: NJ Estate Tax
Replies: 17
Views: 909

Re: Selling Your House and Renting after Retirement.

We are in the process of downsizing and planning on being in your shoes relatively soon. We are going to rent for the next few years and then buy a primary residence to be near our children. You may want to take a look at homefreeadventures online. This couple were actually discussed on the Forum as...
by reggiesimpson
Sat Mar 30, 2013 9:42 am
 
Forum: Personal Finance (Not Investing)
Topic: Selling Your House and Renting after Retirement.
Replies: 12
Views: 2047

Re: Are you Walking in your Father's footsteps?

Dollar wise i am way ahead but as a warm, loving and generous man lets just say i am still playing catch up to him.
by reggiesimpson
Fri Mar 29, 2013 10:48 am
 
Forum: Personal Finance (Not Investing)
Topic: Are you Walking in your Father's footsteps?
Replies: 60
Views: 5079

Re: What do you suggest that I do?

We are in the process of de-cluttering our behemoth of a home (i 65, she 62). We will then sell within the next 2 years and not buy another residence. What to do then? Travel a whole lot and rent wherever we go for a day a week or months at a time. We plan on traveling extensively in the U.S. for a ...
by reggiesimpson
Fri Mar 29, 2013 10:38 am
 
Forum: Personal Finance (Not Investing)
Topic: What do you suggest that I do? [Sell primary residence]
Replies: 27
Views: 2040

Re: can i buy my sportscar?

I bought an AC Cobra (replica) when i was 47. I still drive it (65). Do it!
by reggiesimpson
Thu Mar 28, 2013 4:28 pm
 
Forum: Personal Consumer Issues
Topic: can i buy my sportscar?
Replies: 110
Views: 5051

Re: Is it rude to speak in a foreign language in the workpla

Reverse the situation and see how you feel.
by reggiesimpson
Mon Mar 25, 2013 8:19 am
 
Forum: Personal Consumer Issues
Topic: Is it rude to speak in a foreign language in the workplace?
Replies: 97
Views: 5837

Re: New to forum; Advisor selection [Looking for an advisor]

I lifted 6 advisers from this Forum a year ago with the intention of replacing my FA from a large house. After much scrutiny i chose Cardiff Park (John Gorlow) and i havent regretted the decision. He is flat fee and gives excellent service. Take a look at his website and talk to him to see if he is ...
by reggiesimpson
Sat Mar 23, 2013 11:24 am
 
Forum: Personal Finance (Not Investing)
Topic: New to forum; Advisor selection [Looking for an advisor]
Replies: 16
Views: 984

Re: Midlife Crisis

In other words you are bored. This is what i did. I measure my life in the years before November 2009 and the years since. The event? Racing in the Baja 1000 in Mexico. By far the most intense, physically and psychologically stressful activity of my life. You WILL be risking your life, you WILL have...
by reggiesimpson
Sat Mar 23, 2013 10:05 am
 
Forum: Personal Consumer Issues
Topic: Midlife Crisis
Replies: 109
Views: 10432

Re: 529s for Grandchildren that you don't have yet

Different states have different rules so you should call the 529 that pertains to your state. You wont be able to open a plan for the unborn but you can plan for your grandchildren through your own children. Again, just call your states plan for more accurate answers.
by reggiesimpson
Sat Mar 23, 2013 9:46 am
 
Forum: Investing - Help with Personal Investments
Topic: 529s for Grandchildren that you don't have yet
Replies: 29
Views: 1384

Re: Sharing how I chose a low-cost DFA advisor 3 1/2 years a

I have been with Cardiff Park now for a little over one year. To date i have answered many, many PM regarding my experience with John Gorlow. I have also discussed it at length on this Forum. I can only state (much like nonnie above) that his service has not diminished in the least. I am still amaze...
by reggiesimpson
Fri Mar 22, 2013 9:20 am
 
Forum: Investing - Help with Personal Investments
Topic: Sharing how I chose a low-cost DFA advisor 3 1/2 years ago
Replies: 70
Views: 7542

Re: 1 Minute of Exercise Could Lengthen Life by 7 Minutes

A glass of a hardy red wine consumed over the course of 7 minutes contains enough resveratrol to extend ones life in a markedly happier state and with considerably less risk to ones life and limb!
by reggiesimpson
Wed Mar 20, 2013 12:43 pm
 
Forum: Personal Consumer Issues
Topic: 1 Minute of Exercise Could Lengthen Life by 7 Minutes
Replies: 24
Views: 1572

Re: Football/Hockey/Weight Lifting worth the toll on your bo

Contact sports for children (grades 1-12) is criminal negligence IMHO. Its the equivalent of putting your kids in a car wreck every week.........bizarre. Their injuries last a lifetime after they graduate. Its just entertainment folks, thats all. I put heavy weight lifting into the category of "...
by reggiesimpson
Wed Mar 20, 2013 12:33 pm
 
Forum: Personal Consumer Issues
Topic: Football/Hockey/Weight Lifting worth the toll on your body?
Replies: 42
Views: 2215

Re: Best way to mulch yard?

If you are using mulch to keep the weeds down it wont work. Use Treflan early in the spring (stops germinating) and then do not disturb the soil or you will break the "seal". If you are using good compost (with or without mulch) and it's thick enough, you don't need to spend money on any ...
by reggiesimpson
Sun Mar 17, 2013 12:37 pm
 
Forum: Personal Consumer Issues
Topic: Best way to mulch yard?
Replies: 26
Views: 1767

Re: Best way to mulch yard?

If you are using mulch to keep the weeds down it wont work. Use Treflan early in the spring (stops germinating) and then do not disturb the soil or you will break the "seal".
by reggiesimpson
Sun Mar 17, 2013 10:55 am
 
Forum: Personal Consumer Issues
Topic: Best way to mulch yard?
Replies: 26
Views: 1767

Re: DNR questions

When my father was in the hospital a number of years ago (his last visit) the DNR i gave them wasnt enough. They wanted a new one immediately. It was 2am and i had to bring my Mother back to the hospital (80yo) right away to sign it. He passed the next morning. The point being that even if you have ...
by reggiesimpson
Sun Mar 17, 2013 10:50 am
 
Forum: Personal Consumer Issues
Topic: DNR questions
Replies: 13
Views: 1013

Re: What to do in San Diego?

Beautiful city. We were there 2 years ago after a trip to Mexico. Spent half a day at the Midway and its quite enjoyable.
Of course for a little "excitement" you may want to take a side trip south to Tijuana?
by reggiesimpson
Sun Mar 17, 2013 10:41 am
 
Forum: Personal Consumer Issues
Topic: What to do in San Diego?
Replies: 16
Views: 1100

Re: How much of a price do you put on vehicle safety?

I bought my 97 Lincoln Town car (new) for the safety of my family. I still drive it.
by reggiesimpson
Sun Mar 10, 2013 7:34 pm
 
Forum: Personal Consumer Issues
Topic: How much of a price do you put on vehicle safety?
Replies: 83
Views: 2516

Re: Casual Wardrobe Advice Wanted

I buy most of my clothes at the local Thrift Store. Wonderful selection and terrific prices. I can dress like an English Lord (sort of), James Bond (sort of), Hugh Hefner (sort of) or even a Leprechaun (St. Patricks Day is coming). Then i can give the clothes back and take a tax write off.......like...
by reggiesimpson
Sun Mar 10, 2013 1:32 pm
 
Forum: Personal Consumer Issues
Topic: Casual Wardrobe Advice Wanted
Replies: 65
Views: 5258

Re: What's your number? Why?

This is Bucky Fuller's definition of Wealth which I think is appropriate: Which brings us to perhaps best definition of wealth we found - apparently Buckminster Fuller came up with following concept - how many months could you live your current lifestyle if you lost your job? That's how wealthy you...
by reggiesimpson
Sun Mar 10, 2013 11:15 am
 
Forum: Investing - Theory, News & General
Topic: What's your number? Why?
Replies: 258
Views: 18602

Re: What's your number? Why?

Thank you for your post reggiesimpson. I will respond to your post, but I will not post anymore on this thread about this subject because it is off topic and not very good manners. I did in fact have something happen in my life that may have influnced my behavior later. When I was going through sch...
by reggiesimpson
Sat Mar 09, 2013 2:25 pm
 
Forum: Investing - Theory, News & General
Topic: What's your number? Why?
Replies: 258
Views: 18602

Re: Any Minimalists on here?

I suspect the word "minimalist" is a synonym for "frugal" on this post. Well i have proof that i am a minimalist as my wife uses another synonym......"cheap". For me, a "minimalist" is someone who only values things that have true value (things that contribut...
by reggiesimpson
Sat Mar 09, 2013 2:13 pm
 
Forum: Personal Consumer Issues
Topic: Any Minimalists on here?
Replies: 92
Views: 7925

Re: Any Minimalists on here?

Dave76..................i absolutely love the humor on this Forum. Thanks.
by reggiesimpson
Sat Mar 09, 2013 12:57 pm
 
Forum: Personal Consumer Issues
Topic: Any Minimalists on here?
Replies: 92
Views: 7925

Re: Any Minimalists on here?

I suspect the word "minimalist" is a synonym for "frugal" on this post. Well i have proof that i am a minimalist as my wife uses another synonym...... "cheap" . Reminds me of a lunch I had a few years ago with a group of Bogleheads. I was relatively new to the group an...
by reggiesimpson
Sat Mar 09, 2013 12:14 pm
 
Forum: Personal Consumer Issues
Topic: Any Minimalists on here?
Replies: 92
Views: 7925

Re: So how long will I live? How long do I plan for?

Simply put. I stopped reading the obituaries. Too many folks dying that are younger than me (65). Act accordingly.
Good luck!
by reggiesimpson
Sat Mar 09, 2013 12:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: So how long will I live? How long do I plan for?
Replies: 39
Views: 2374
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