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Re: Wanting to spend money all of a sudden

Save a lot more and buy a lot less. That way sooner than later it wont matter that a few companies have you by the cojones. You will be free. Think about it.
by reggiesimpson
Tue Jun 18, 2013 1:11 pm
 
Forum: Personal Consumer Issues
Topic: Wanting to spend money all of a sudden
Replies: 68
Views: 3504

Re: Wanting to spend money all of a sudden

Saving too much? How much?
You may appreciate being a multimillionaire in your 50s.
by reggiesimpson
Tue Jun 18, 2013 9:42 am
 
Forum: Personal Consumer Issues
Topic: Wanting to spend money all of a sudden
Replies: 68
Views: 3504

Re: What age did you reach 100K networth?

1986 at age 39
by reggiesimpson
Fri Jun 14, 2013 5:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: What age did you reach 100K networth?
Replies: 154
Views: 9713

Re: Your worst financial habit

Sconie wrote:"The more you like something, the less you notice how much it is costing you."

+1 One of lifes great quotes!
by reggiesimpson
Fri Jun 14, 2013 11:23 am
 
Forum: Personal Finance (Not Investing)
Topic: Your worst financial habit
Replies: 73
Views: 5087

Re: Flat Fee Advisor - Cardiff Park Advisors?

As i have posted extensively about my search for an adviser (and berated significantly for having the temerity of reporting the process) i can only follow up with my ongoing satisfaction with John Gorlow and Cardiff Park. Its been over a year since i went through the search process for an FA and my ...
by reggiesimpson
Fri Jun 14, 2013 11:00 am
 
Forum: Investing - Help with Personal Investments
Topic: Flat Fee Advisor - Cardiff Park Advisors?
Replies: 19
Views: 2112

Re: What does it take to become a Boglehead?

As the literacy rate in this country is quite high i must agree with several others here. Read this Forum regularly.
by reggiesimpson
Fri Jun 14, 2013 10:49 am
 
Forum: Investing - Theory, News & General
Topic: What does it take to become a Boglehead?
Replies: 29
Views: 1810

Re: Poll: How much cash do you carry?

$200+. I rarely use the credit card and i feel a little wealthier with the cash in my pocket. Still an immigrant at heart.
by reggiesimpson
Fri Jun 14, 2013 10:35 am
 
Forum: Personal Finance (Not Investing)
Topic: Poll: How much cash do you carry?
Replies: 94
Views: 4356

Re: Your worst financial habit

I occasionally berate myself for never following a budget. I would probably have saved a whole lot of money over the course of my life. Do i lose sleep over this? Nope. I frankly find it a huge PIA.
by reggiesimpson
Fri Jun 14, 2013 10:31 am
 
Forum: Personal Finance (Not Investing)
Topic: Your worst financial habit
Replies: 73
Views: 5087

Re: Why buy expensive cars

I read once that wealthy frugal people buy cars by the pound. At the time the Lincoln Town car was quite popular with that crowd. Makes sense.
by reggiesimpson
Mon Jun 10, 2013 10:08 am
 
Forum: Personal Consumer Issues
Topic: Why buy expensive cars
Replies: 210
Views: 20326

Re: Dog keeps me awake

Canine Ambien? Ask the Vet.
by reggiesimpson
Sun Jun 09, 2013 6:22 pm
 
Forum: Personal Consumer Issues
Topic: Dog keeps me awake
Replies: 21
Views: 2164

Re: Good place to travel in July?

Boston....................very few students in the summer.
by reggiesimpson
Sun Jun 09, 2013 6:21 pm
 
Forum: Personal Consumer Issues
Topic: Good place to travel in July?
Replies: 24
Views: 1492

Re: Creating $200k income p/a

Frankly i think you should lower your sights.
by reggiesimpson
Fri Jun 07, 2013 10:46 am
 
Forum: Investing - Help with Personal Investments
Topic: [Australia] Creating $200k income p/a [(per annum)]
Replies: 38
Views: 3166

Re: Paid off mortgage today

You have just eliminated one of lifes greatest debts. Enjoy it for the remainder of your life.
by reggiesimpson
Fri Jun 07, 2013 10:40 am
 
Forum: Personal Finance (Not Investing)
Topic: Paid off mortgage today
Replies: 73
Views: 5625

Re: 2nd to die life insurance

Bought one 15 years ago and set up the appropriate trust to go with it. We were younger and the interest rates were better so you have to weigh the financial benefits more closely at this point.
No regrets though.
by reggiesimpson
Fri Jun 07, 2013 10:38 am
 
Forum: Personal Finance (Not Investing)
Topic: 2nd to die life insurance
Replies: 7
Views: 607

Re: benefit of buying a home now?

Sounds like there are no kids as yet? Keep renting and saving.
by reggiesimpson
Mon Jun 03, 2013 3:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: benefit of buying a home now?
Replies: 20
Views: 2224

Re: College costs, anyone else spit coffee on their monitor?

We loaded up on the 529s for both our children. My son ended up going to a state school and got his masters and went straight to work for a top software company at over $100,000 pa. My daughter will be done with her masters in one year at a private school. Her pay will be half my sons. Stick with th...
by reggiesimpson
Mon Jun 03, 2013 3:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: College costs, anyone else spit coffee on their monitor?
Replies: 151
Views: 9573

Re: Is spending it the easy part??

I have been fortunate enough to make a good income and put away enough for a comfortable retirement with money left over for our children. On occasion my wife will ask me why we dont spend more and i tell her that i am still wary of the "what ifs?" in life. This is usually met with an eye ...
by reggiesimpson
Thu May 30, 2013 10:52 am
 
Forum: Personal Finance (Not Investing)
Topic: Is spending it the easy part??
Replies: 27
Views: 2476

Re: Best Walkable Place to Retire

Boston
by reggiesimpson
Tue May 28, 2013 9:16 am
 
Forum: Personal Consumer Issues
Topic: Best Walkable Place to Retire
Replies: 86
Views: 6567

Re: Year Round Living on a Sandy Beach

Have to agree with Scooter57. We just spent a week at a beach house south of Clearwater. Terrific place but before setting down roots i would strongly suggest you follow the old maxim "why buy when you can rent" until you are sure. Just my 2 cents.
by reggiesimpson
Sat May 25, 2013 11:19 am
 
Forum: Personal Consumer Issues
Topic: Year Round Living on a Sandy Beach
Replies: 55
Views: 5019

Re: Didn't save enough for retirement, what would you do ove

"Ten minutes spent on a good marriage can save you a lifetime of work"........okay so maybe 30 minutes?
by reggiesimpson
Sat May 25, 2013 11:13 am
 
Forum: Personal Finance (Not Investing)
Topic: Didn't save enough for retirement, what would you do over?
Replies: 38
Views: 4769

Re: Why do you do it? [POLL] [High savings rate for retireme

I could have answered yes (mostly) to all the questions in the poll but that wasnt an option. Understandable. So i stick with leaving an inheritance to my children. I simply wouldnt want them to go through the hell i went through if i can help prevent it.
by reggiesimpson
Sat May 25, 2013 11:08 am
 
Forum: Personal Finance (Not Investing)
Topic: Why do you do it? [POLL] [High savings rate for retirement]
Replies: 78
Views: 5799

Re: How Have You Been Greedy?

After serious soul searching for the last 2 minutes i can honestly state that i am not in any way greedy. Selfish is a yes but greedy is a no.
by reggiesimpson
Sat May 25, 2013 11:00 am
 
Forum: Personal Finance (Not Investing)
Topic: How Have You Been Greedy?
Replies: 28
Views: 1921

Re: Unbridled Consumerism?

Anything with our children.
by reggiesimpson
Sat May 25, 2013 10:54 am
 
Forum: Personal Consumer Issues
Topic: Unbridled Consumerism?
Replies: 29
Views: 2511

Re: Runners Knee...new shoes, orthodics, what?

Get it diagnosed (orthopedist) accurately first. Then take it from there.
by reggiesimpson
Thu May 23, 2013 4:34 pm
 
Forum: Personal Consumer Issues
Topic: Runners Knee...new shoes, orthodics, what?
Replies: 47
Views: 1738

Re: Your biggest work victory?

Finding a 7.9 cm abdominal aneurysm on one of my patients xrays and then tracking him down and getting him to the surgeon.
by reggiesimpson
Thu May 23, 2013 4:31 pm
 
Forum: Personal Consumer Issues
Topic: Your biggest work victory?
Replies: 40
Views: 3382

Re: How much does water weigh?

No idea. But as i get older water certainly gets heavier (along with everything else).
by reggiesimpson
Thu May 23, 2013 4:25 pm
 
Forum: Personal Consumer Issues
Topic: How much does water weigh? [Swimming pool]
Replies: 37
Views: 2688

Re: sunglasses

I bought 6 pairs 2 years ago for $60. I lost all six. Back to square one.
by reggiesimpson
Thu May 23, 2013 4:22 pm
 
Forum: Personal Consumer Issues
Topic: sunglasses
Replies: 109
Views: 13646

Re: Books that have actually changed your life, in a way.

"The Illusion of Immortality" by Corliss Lamont. The brilliant authors attempt to prove there is a God and a hereafter only to end up explaining why there is neither.
by reggiesimpson
Wed May 08, 2013 2:02 pm
 
Forum: Personal Consumer Issues
Topic: Books that have actually changed your life, in a way.
Replies: 149
Views: 8993

Re: What home gym equipment do you have?

Get a decent pair of sneakers and start walking......................and dont stop!
by reggiesimpson
Sun May 05, 2013 8:21 pm
 
Forum: Personal Consumer Issues
Topic: What home gym equipment do you have?
Replies: 68
Views: 4082

Re: general (financial) advice about musical instruments/les

My Son started playing the piano at a very young age and with encouragement played a flawless "Flight of the Bumblebee" by Korsakov at age 12 at his 6th grade class concert. He has (at the age of 25) never played so well since then. Why do i bring it up? Because he is incredibly fast on th...
by reggiesimpson
Sun May 05, 2013 8:16 pm
 
Forum: Personal Consumer Issues
Topic: general (financial) advice about musical instruments/lessons
Replies: 43
Views: 1873

Re: So money can buy you happiness after all...

I have been poor and i have been rich. I prefer rich.
by reggiesimpson
Tue Apr 30, 2013 2:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: So money can buy you happiness after all...
Replies: 49
Views: 3551

Re: Your best financial move

Being frugal from day one (it helped to start out very poor).
by reggiesimpson
Mon Apr 29, 2013 12:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: Your best financial move
Replies: 98
Views: 7162

Re: How to find a beach house rental?

VRBO, airbnb,homeaway sites. Thanks, those were what we're showing up in Google, but I have never used them before. Do you have any experience with renting through those sites and any tips on how to avoid being taken advantage of? I just used homeaway to rent a beach house near Clearwater (no probl...
by reggiesimpson
Sun Apr 28, 2013 4:18 pm
 
Forum: Personal Consumer Issues
Topic: How to find a beach house rental?
Replies: 29
Views: 1940

Re: How to find a beach house rental?

VRBO, airbnb,homeaway sites.
by reggiesimpson
Sun Apr 28, 2013 2:57 pm
 
Forum: Personal Consumer Issues
Topic: How to find a beach house rental?
Replies: 29
Views: 1940

Re: Your Dumbest Financial Move

Bought a 5 acre lot in a prime location from the bank for $450k. Sold it one year (1997) later for $550k. Within the next 8 years it was worth $2 mil. "Patience is a virtue" as my Dad used to say. Guess i wasnt listening!
by reggiesimpson
Sat Apr 27, 2013 11:04 am
 
Forum: Personal Finance (Not Investing)
Topic: Your Dumbest Financial Move
Replies: 166
Views: 12700

Our Mr Bruce Steiner [Estate Planning: New Hazards]

Todays WSJ "Estate Planning: New Hazards" in there Weekend Investor has an interesting quote from someone we may all be familiar with. In regards the "permanent" exemption limits Bruce Steiner explains "permanent doesnt mean Congress will never revisit it. It just means ther...
by reggiesimpson
Sat Apr 27, 2013 7:53 am
 
Forum: Investing - Theory, News & General
Topic: Our Mr Bruce Steiner [Estate Planning: New Hazards]
Replies: 5
Views: 893

Re: Why are you a boglehead ???

The pain of poverty has always been my driving force.
by reggiesimpson
Mon Apr 22, 2013 6:27 pm
 
Forum: Investing - Theory, News & General
Topic: Why are you a boglehead ???
Replies: 60
Views: 3538

Re: Looking for advice on Wine.

Ripple
by reggiesimpson
Mon Apr 22, 2013 4:46 pm
 
Forum: Personal Consumer Issues
Topic: Looking for advice on Wine.
Replies: 33
Views: 1887

Re: Food Costs

$1090 just about covers our alcohol and the Coffee shops.
So who needs food?
by reggiesimpson
Mon Apr 22, 2013 4:45 pm
 
Forum: Personal Consumer Issues
Topic: Food Costs
Replies: 153
Views: 9798

Re: Going to London

Jack the Ripper walk near the Tower of London (at dusk). Hampton Court ( a short train ride). The Imperial War Museum (dont miss the basement with its replication of a WW11 bomb shelter). Tower of London of course (try and get one of the more animated Beefeater guides). Go online and look up "B...
by reggiesimpson
Mon Apr 15, 2013 3:45 pm
 
Forum: Personal Consumer Issues
Topic: Going to London
Replies: 26
Views: 1606

Re: Why Can't I Bring Myself to Buy Me a Nice Watch?

And just how many watches have you lost in your life?
by reggiesimpson
Mon Apr 15, 2013 3:40 pm
 
Forum: Personal Consumer Issues
Topic: Why Can't I Bring Myself to Buy Me a Nice Watch?
Replies: 193
Views: 11820

Re: Poll: How many $100 dinners out per year?

Zero. My appetite has dropped dramatically over the years and i am not inclined to stuff my face or drink more than one glass of alcohol. Apart from that the local bar has the best Chili i have ever tasted ($6)!
by reggiesimpson
Mon Apr 15, 2013 3:38 pm
 
Forum: Personal Consumer Issues
Topic: Poll: How many $100 dinners out per year?
Replies: 152
Views: 8826

Re: Two Comma Club

A little less pain in the belly......yes?
by reggiesimpson
Sun Apr 14, 2013 6:45 pm
 
Forum: Investing - Help with Personal Investments
Topic: Two Comma Club
Replies: 187
Views: 18044

Re: Inheriting money, don't want to [mess] anything up

Keep working (or start) your butt off and remain frugal forever. Save your money (get used to that idea). As the windfall comes in realize that you didnt earn it and therefore the probability that you will blow it is very high. Follow the investing advice above and you may, i say MAY, become much we...
by reggiesimpson
Sat Apr 13, 2013 4:27 pm
 
Forum: Investing - Help with Personal Investments
Topic: Inheriting money, don't want to [mess] anything up
Replies: 48
Views: 5154

Re: "Bond Market Bubble?"

Thanks Taylor.
Thats one of the reasons why i have been buying bonds for more than 30 years.
by reggiesimpson
Sat Apr 13, 2013 4:19 pm
 
Forum: Investing - Theory, News & General
Topic: "Bond Market Bubble?"
Replies: 52
Views: 3766

Re: Buying a car for my daughter

1997 Lincoln Town car. Pick one up for a few thousand and is the closest to a tank you can find. For me there are no other concerns for a 16 yo driver.
by reggiesimpson
Thu Apr 04, 2013 8:25 pm
 
Forum: Personal Consumer Issues
Topic: Buying a car for my daughter
Replies: 70
Views: 3908

Re: Living outside the US seasonally?

Take a look online at homefreeadventures and retireearly to get a taste of what you are looking for.
by reggiesimpson
Thu Apr 04, 2013 8:17 pm
 
Forum: Personal Consumer Issues
Topic: Living outside the US seasonally?
Replies: 28
Views: 2563
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