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Re: Schwab Moneylink --> Vanguard MM fund - how?

I think my basic question is....
how do you define the Vanguard MM Prime fund as the target for any kind of ABA/ACH transaction
which requires a specific bank routing number + account number
since there is nothing related to the required "bank routing number" ?
by ps56k
Wed May 22, 2013 1:09 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab Moneylink --> Vanguard MM fund - how?
Replies: 7
Views: 188

Schwab Moneylink --> Vanguard MM fund - how?

I have Schwab for my brokerage account to handle my stocks, along with it's companion Schwab MM fund, which is treated as an online checking account. I have Vanguard for most of my mutual funds.... and the Prime MM fund as a parking place. How, or can I, exchange money from my Schwab checking accoun...
by ps56k
Wed May 22, 2013 12:55 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab Moneylink --> Vanguard MM fund - how?
Replies: 7
Views: 188

Re: endorsing a check - deposit to Vanguard

Pretty sure this one won't work. http://3.bp.blogspot.com/-ED14Glw0ujE/UKunZ0D3rmI/AAAAAAAAAPU/GDFffzMLqQo/s1600/041028mcmahonvmed930awitn1.jpg Actually - if the amount was $10k or less - it really wouldn't matter on the physical size. Since you are taking a PHOTO of it, the full screen image would...
by ps56k
Tue May 14, 2013 11:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: endorsing a check - deposit to Vanguard
Replies: 23
Views: 1357

Re: endorsing a check - deposit to Vanguard

Leesbro63 wrote:Any limit on the size check that can be deposited this way?

Do you mean physical size, or amount size ?
I was just reading the FAQ on the Vanguard Mobile info - and the amount limit is $10k -
by ps56k
Tue May 14, 2013 11:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: endorsing a check - deposit to Vanguard
Replies: 23
Views: 1357

Re: Bonds - VBMFX vs VWINX vs VWESX vs BOND

Back to the financial task at hand.... I've sold some stock over in my Schwab account, and have about $20k sitting in my Vanguard MM fund - waiting to be exchanged into... At this point, it really is hard to choose between some of the existing Vanguard bond funds, and with the equity world showing g...
by ps56k
Tue May 14, 2013 10:33 pm
 
Forum: Investing - Theory, News & General
Topic: Bonds - VBMFX vs VWINX vs VWESX
Replies: 13
Views: 1915

Re: endorsing a check - deposit to Vanguard

I do this all the time. I write "Pay to the order of the Vanguard Group - 0030" (0030 is the fund # for the Money Market Fund) Underneath I write "Tom and Sally Jones Account" (not our actual names, but you get the point) Underneath I sign my name, or if the check is written to ...
by ps56k
Tue May 14, 2013 10:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: endorsing a check - deposit to Vanguard
Replies: 23
Views: 1357

endorsing a check - deposit to Vanguard

ok... basic dumb question regarding checks. If I receive a check, is there any way to properly endorse it and then deposit it into our Vanguard MM account ? ie - the physical check is mailed to me, I turn it over and endorse it somehow, and then I physically mail it to Vanguard MM. OR - do I have to...
by ps56k
Sat May 11, 2013 4:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: endorsing a check - deposit to Vanguard
Replies: 23
Views: 1357

Re: posting morningstar charts

At the very top of the entire wiki article - your very first line - Suggest you make it underline & bold - and add the word "pasting" as that means more than the word "including" - ----- ie - The Bogleheads forum does not have any built-in facilities for pasting images direct...
by ps56k
Fri May 10, 2013 11:28 pm
 
Forum: Forum Issues and Administration
Topic: posting morningstar charts
Replies: 23
Views: 1235

Re: posting morningstar charts

earlyout wrote:If you are using Windows, there is a MS program called "Snipping Tool"

As I mentioned in the posting just above - it's not getting the image, that's the simple part -
it's having to host it externally since the forum editing software doesn't handle a direct PASTE of the image itself.
by ps56k
Fri May 10, 2013 8:53 pm
 
Forum: Forum Issues and Administration
Topic: posting morningstar charts
Replies: 23
Views: 1235

Re: how to paste a chart/graphic from local drive

I just stumbled across this problem again - I think there are two major points that are overlooked... in the wiki and other forum info - the M* charts are actually TWO web elements - #1 - the chart graphic is in PNG format with a linkable URL #2 - the chart legend is plain text layered above the ima...
by ps56k
Fri May 10, 2013 7:24 pm
 
Forum: Forum Issues and Administration
Topic: how to paste a chart/graphic from local drive
Replies: 6
Views: 326

Re: posting morningstar charts

I just stumbled across this problem again - I think there are two major points that are overlooked... the M* charts are actually TWO web elements - #1 - the chart graphic is in PNG format with a linkable URL #2 - the chart legend is plain text layered above the image and NOT included with the linkab...
by ps56k
Fri May 10, 2013 7:22 pm
 
Forum: Forum Issues and Administration
Topic: posting morningstar charts
Replies: 23
Views: 1235

how to paste a chart/graphic from local drive

I'd like a suggestion on how to post charts from the M* website ? the actual chart is a PNG graphic, and you could use a URL to point to the chart, except - the legends are not part of that image, as they are just plain text above the chart framing. SO - I have done a screen capture, edit and crop t...
by ps56k
Fri May 10, 2013 5:16 pm
 
Forum: Forum Issues and Administration
Topic: how to paste a chart/graphic from local drive
Replies: 6
Views: 326

Re: Bonds - VBMFX vs VWINX vs VWESX vs BOND

Since the chart is a graphic, and the legends are not part of it, but just text, it is not a simple URL link pointer... SO - I did a screen capture, then crop, then save it to my local drive - but then couldn't see a way to PASTE it back from my local drive.... I could copy it to my clipboard, but c...
by ps56k
Fri May 10, 2013 5:12 pm
 
Forum: Investing - Theory, News & General
Topic: Bonds - VBMFX vs VWINX vs VWESX
Replies: 13
Views: 1915

Re: Bonds - VBMFX vs VWINX vs VWESX

In looking at the M* charts - I have also added my Pimco BOND etf - BOND - In this scenario, it appears that BOND does a better return than the the other funds.... and it shows that VBMFX is almost flat at the bottom of the chart - Yel - Vanguard VWINX - Org - Pimco BOND etf - Grn - Vanguard VWESX -...
by ps56k
Fri May 10, 2013 2:28 pm
 
Forum: Investing - Theory, News & General
Topic: Bonds - VBMFX vs VWINX vs VWESX
Replies: 13
Views: 1915

Re: VGTSX vs VEIEX - total vs emerging

For me - the mutual fund is not reactive enough to track the "emerging" economies... Still high percentage in the lagging countries, and single digit percentages in the TIMP/MIST countries. So - for me, I haven't jumped into the mutual fund, but rather buy specific country ETF's directly.....
by ps56k
Wed May 08, 2013 6:00 pm
 
Forum: Investing - Theory, News & General
Topic: VGTSX vs VEIEX - total vs emerging
Replies: 12
Views: 890

Re: emerging markets - really ?

VXUS is about 17% emerging markets ER of .18% Yeah - as I mentioned, I have the actual Total International Stock Index mutual fund VGTSX (vs the VSUX ETF), so I'm covered overall, was just commenting on the landscape of the Emerging Markets and how it shifts over time.... like now with South Korea....
by ps56k
Wed May 08, 2013 4:52 pm
 
Forum: Investing - Theory, News & General
Topic: emerging markets - really ?
Replies: 30
Views: 3904

Re: emerging markets - really ?

The Emerging Market landscape seems to shift as their economies mature, and stability becomes the norm. And now comes - TIMP - Turkey, Indonesia, Mexico and the Philippines - (South Korea no longer considered "emerging") I don't have the Emerging Market mutual fund, but did buy the country...
by ps56k
Wed May 08, 2013 4:15 pm
 
Forum: Investing - Theory, News & General
Topic: emerging markets - really ?
Replies: 30
Views: 3904

Re: VGTSX vs VEIEX - total vs emerging

Well, it appears that another country related acronym has popped up - focusing on those emerging countries. The first was BRIC - Brazil, Russia, India, China Next, some focus on the MIST countries - Mexico, Indonesia, South Korea and Turkey and now comes - TIMP - Turkey, Indonesia, Mexico and the Ph...
by ps56k
Wed May 08, 2013 4:08 pm
 
Forum: Investing - Theory, News & General
Topic: VGTSX vs VEIEX - total vs emerging
Replies: 12
Views: 890

Re: Question re: Apple's upcoming debt offering

well - today is Tuesday, and the bonds are out -

The other thing I was wondering, and was going to post a thread, but found this previous thread....
It will be interesting to see if the Apple bonds start showing up in various mutual funds....

and yeah - I have quite a bit of AAPL from the 1980's -
by ps56k
Tue Apr 30, 2013 4:55 pm
 
Forum: Investing - Theory, News & General
Topic: Question re: Apple's upcoming debt offering
Replies: 16
Views: 1407

Re: Stacked up some more silver bullion today

Certainly is down now - I had bought some gold 1oz American Eagles & the entire series of silver 1oz American Eagles from http://www.apmex.com/ (they are out of stock, or way too expensive over spot now), along with the orig/classic St. Gaudens gold coin the current ones are based upon. Was thin...
by ps56k
Sun Apr 21, 2013 7:03 pm
 
Forum: Investing - Theory, News & General
Topic: Stacked up some more silver bullion today
Replies: 37
Views: 4685

Re: Are bitcoins something like internet tulips?

Wasn't there an episode of The Good Wife -
where they are representing the founder of "Bitcoins" - and the Gov is after them for creating it... ???
I think they even used the term "Bitcoins", maybe before they actually came out - or maybe after, as an interesting tie in.
by ps56k
Sun Apr 21, 2013 5:47 pm
 
Forum: Investing - Theory, News & General
Topic: Are bitcoins something like internet tulips?
Replies: 62
Views: 3091

Re: Ferri's 60-20-20 Bond Portfolio

Just stumbled across this thread - as the subject line caught my eye... I happen to have thse - sort of - VBMFX - total bond VIPSX - TIPS VWESX - LT Corp vs the High Yield VWEHX I was looking at the portfolio of my VWESX compared to the (closed) VWEHX and it seemed that the Long Term Inv Grade fund ...
by ps56k
Sun Apr 21, 2013 5:33 pm
 
Forum: Investing - Theory, News & General
Topic: Ferri's 60-20-20 Bond Portfolio
Replies: 43
Views: 4318

Re: Hidden 401k Fees

There's also probably a fixed annual or semi-annual charge of like $25 for handling your account.. just like with an IRA.
by ps56k
Sun Apr 21, 2013 5:13 pm
 
Forum: Investing - Theory, News & General
Topic: Hidden 401k Fees
Replies: 11
Views: 1302

Re: teacher 403b - last couple of years

mdpsychcrnp wrote:Fidelity Puritan isn't a bad choice. If you're not able to utilize the Puritan Funds (Index Funds) or just want to contribute and forget it than Puritan is probably one of your better choices.

Wondering what you are referring to - "Puritan Funds (Index Funds)" ?
by ps56k
Wed Apr 10, 2013 4:32 pm
 
Forum: Investing - Theory, News & General
Topic: teacher 403b - last couple of years
Replies: 18
Views: 1887

Re: re-filing old 1040s - due to new K-1

The deadline for amending your 2009 return is April 15, 2013 (if you filed the 2009 return by April 15, 2010), so you need to get that return done fast..... Also remember to amend your state tax returns. THANKS - Damn - this just gets better and better. yeah, here's the IRS link on filing Amended R...
by ps56k
Wed Apr 10, 2013 1:24 am
 
Forum: Personal Finance (Not Investing)
Topic: re-filing old 1040s - due to new K-1
Replies: 6
Views: 297

re-filing old 1040s - due to new K-1

My wife's mother's Estate and now Trust did not file their respective K-1's (Form 1041) for tax years 2009, 2010, 2011, and current 2012.... We just received all the past K-1 forms from the accountant. The ONLY item/box on each K-1 is for Part III - Box 9 - A - Depreciation - around $2,364. Quick ca...
by ps56k
Tue Apr 09, 2013 9:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: re-filing old 1040s - due to new K-1
Replies: 6
Views: 297

Re: filing tax 1040 forms vs payment due

silly me - It's the usual " Postmarked by April 15 " We have a family owned warehouse that is managed by my wife's Uncle... He never gets us the income/expense numbers until the very last moment. So every year, the 5 siblings wait for the family Uncle to share the numbers for our Sched E. ...
by ps56k
Tue Apr 09, 2013 9:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: filing tax 1040 forms vs payment due
Replies: 4
Views: 213

filing tax 1040 forms vs payment due

Have been working with our TurboTax software for filing our 2012 taxes, and I will owe a little for this year.... Is there any "due date" for the actual tax payment vs the April 15 due date for filing the 1040 forms ? ie - will upload the TurboTax data sometime this week - 4/9 - and then m...
by ps56k
Tue Apr 09, 2013 8:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: filing tax 1040 forms vs payment due
Replies: 4
Views: 213

Re: 401k/403b - retirement

So, it just will sit there.... I'm guessing we can't "add" any more money to the account, since that would normally happen via the payroll deduction conduit. Since the 403b and the IRA are both at Fidelity, can it be rolled or added to the existing IRA account - retaining the same mutual f...
by ps56k
Tue Apr 09, 2013 6:23 pm
 
Forum: Investing - Help with Personal Investments
Topic: 401k/403b - retirement
Replies: 4
Views: 320

Re: Don't forget your 8606 form when you file your taxes!

Now for 2012 tax filing she received a 1099-R for a distribution of $2000 HUH ? I think you may be confused on the whole IRA concept.... It should be an input-only savings account until you reach retirement age, and THEN you can withdraw the money. If you do it prior to that, you will receive the 1...
by ps56k
Tue Apr 09, 2013 6:18 pm
 
Forum: Investing - Help with Personal Investments
Topic: Don't forget your 8086 form when you file your taxes!
Replies: 42
Views: 10645

401k/403b - retirement

Just wondering on the logistics of a 401k/403b when you actually leave the company or school employment ? ie - wife is teacher, has a 403b - What happens when she retires in a couple of years.... (it's getting to be too hard to be a teacher these days). After she retires, what are the logistics rela...
by ps56k
Tue Apr 09, 2013 5:38 pm
 
Forum: Investing - Help with Personal Investments
Topic: 401k/403b - retirement
Replies: 4
Views: 320

Re: Don't forget your 8086 form when you file your taxes!

A search for "8086" turned up one post referring to computer equipment. Title caught my eye - Brings back fond memories of the late 1970's - the micro-processor chip - The Intel 4-bit, then 8-bit, and 16-bit micro-processor chip family - 8008, 8080, 8086, etc - Here's the wiki - http://en...
by ps56k
Tue Apr 09, 2013 5:34 pm
 
Forum: Investing - Help with Personal Investments
Topic: Don't forget your 8086 form when you file your taxes!
Replies: 42
Views: 10645

2013 - changing strategy due to taxes

This was the first year where we had a lot of divs and cap gains in my taxable Schwab account that resulted in about $60k of reported income.... 1/3 divs and 1/3 cap gains on selling Apple stock. Over the years, we had been buying the solid div paying stocks, along with growth, etc.... (not junk or ...
by ps56k
Tue Apr 09, 2013 5:17 pm
 
Forum: Investing - Theory, News & General
Topic: 2013 - changing strategy due to taxes
Replies: 2
Views: 472

Re: teacher 403b - last couple of years

SO - I finally filled out the paperwork for the Fidelity 403b, and just mailed it back... Don't really need the extra retirement funding, this is more to reduce our taxable income by 10% I picked the Fidelity Puritan fund as a starting point - FPURX - Seemed like an easy blend - 60/40 - stocks/bonds...
by ps56k
Tue Apr 09, 2013 5:02 pm
 
Forum: Investing - Theory, News & General
Topic: teacher 403b - last couple of years
Replies: 18
Views: 1887

Re: Bonds - VBMFX vs VWINX vs VWESX vs VIPSX

I still like to look at the 5yr chart - simply because it gives a view of the major dip, and how each fund performed during the crisis - along with how they have recovered from that point. Moringstar chart To get a better sense of how each performs during the good times, you just move the window awa...
by ps56k
Wed Mar 13, 2013 6:46 pm
 
Forum: Investing - Theory, News & General
Topic: Bonds - VBMFX vs VWINX vs VWESX
Replies: 13
Views: 1915

Re: "Donate via Paypal" link is not working

I see you totally re-generated the entire script..... YUP - re-directs and works just fine -

BTW - you did notice the special Paypal circumstances and financial limitations and obligations
regarding the usage of the "Donation" category - and the resulting collected money ?
by ps56k
Sun Mar 10, 2013 8:58 pm
 
Forum: Forum Issues and Administration
Topic: "Donate via Paypal" link is not working [FIXED]
Replies: 8
Views: 646

Re: How well does this forum read via RSS feed using a Kindl

chaz wrote:It reads very well on my iPad.
well - you mean like with the BROWSER and the WEBSITE ?
Yes. I use the kindle app to read books.
Why do you keep posting random comments
that have nothing to do with the question in the title or being discussed ?
by ps56k
Sun Mar 10, 2013 5:56 pm
 
Forum: Forum Issues and Administration
Topic: How well does this forum read via RSS feed using a Kindle?
Replies: 7
Views: 1016

Re: Percent allocation to TIPS?

Here's a Bogleheads poll from last October: http://www.bogleheads.org/forum/viewtopic.php?t=104703&f=10 Basically, you'll be in good company here if you choose anywhere from 0% to 50% TIPS for your bond allocation. But now, it becomes a little more complicated - are your TIPS Long or Short ? (V...
by ps56k
Sun Mar 10, 2013 4:10 pm
 
Forum: Investing - Theory, News & General
Topic: Percent allocation to TIPS?
Replies: 25
Views: 3340

Re: "Donate via Paypal" link is not working

bottom line - I think the "process" is broken... clicking on the "donate" button brings you to Paypal, but with an error message... --- Sorry — your last action could not be completed If you were making a purchase or sending money, we recommend that you check both your PayPal acc...
by ps56k
Sun Mar 10, 2013 3:39 pm
 
Forum: Forum Issues and Administration
Topic: "Donate via Paypal" link is not working [FIXED]
Replies: 8
Views: 646

Re: How well does this forum read via RSS feed using a Kindl

chaz wrote:It reads very well on my iPad.
well - you mean like with the BROWSER and the WEBSITE ?
by ps56k
Sun Mar 10, 2013 3:34 pm
 
Forum: Forum Issues and Administration
Topic: How well does this forum read via RSS feed using a Kindle?
Replies: 7
Views: 1016

Re: teacher 403b - last couple of years

The hardest thing is finding the "403b portal" to find out about : - what is being offered to the employee plan - what are the fees or charges - etc For Fidelity - Why can't I find a place for a POTENTIAL new 403b plan employee.... https://www.fidelity.com/ There is general Retirement Plan...
by ps56k
Sat Mar 09, 2013 8:11 pm
 
Forum: Investing - Theory, News & General
Topic: teacher 403b - last couple of years
Replies: 18
Views: 1887

Re: How well does this forum read via RSS feed using a Kindl

Has anybody ever tried this way? I want to get a Kindle because computers strain my eyes! Has anybody ever tried reading this forum on a Kindle via the RSS feed? Thanks! You are mixing 2 totally different ways of reading website content... Why are you even asking about RSS ? Do you read other items...
by ps56k
Sat Mar 09, 2013 7:34 pm
 
Forum: Forum Issues and Administration
Topic: How well does this forum read via RSS feed using a Kindle?
Replies: 7
Views: 1016

Re: "Donate via Paypal" link is not working

hey - me too - The DONATE button on the Support This Site page does transfer to Paypal - but with the error - my cookies are enabled, and working just fine - I happen to be logged into BH - so everything locally is working... looked at the HTML - and the "hidden elements" seem ok, so not s...
by ps56k
Sat Mar 09, 2013 7:20 pm
 
Forum: Forum Issues and Administration
Topic: "Donate via Paypal" link is not working [FIXED]
Replies: 8
Views: 646

creating full URL links with short display names

I got this tip - and wanted to post it - so I can find it again when needed.... Just out of curiousity, how do you post the URL, with only the "viewtopic" showing as the "link" ? You use something like [ url=http://google.com]Google[ /url] but without the space after the [ charac...
by ps56k
Sat Mar 09, 2013 6:48 pm
 
Forum: Forum Issues and Administration
Topic: creating full URL links with short display names
Replies: 3
Views: 351

Re: Turbo Tax and Vanguard

I read these types of threads - and wonder - how can these folks be having problems ? I follow my investments at Schwab, Fidelity, TRowe, and Vanguard. I use Turbotax - and Import from ALL these investment firms - with NO problems. The one area within TT that confused me, is the listing area for &qu...
by ps56k
Sat Mar 09, 2013 5:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax and Vanguard
Replies: 10
Views: 888

Re: Indexing vs. Wellington/Wellesley benefits?

Why is your text so BIG and BOLD ?
Did you click on something to format it larger ?

ahh - you must have clicked on the "normal" dropdown...
this is Tiny
this is Small
this is normal
this is Large - must be what you clicked - for some reason -

and this is Huge
by ps56k
Sat Mar 09, 2013 2:42 pm
 
Forum: Investing - Theory, News & General
Topic: Indexing vs. Wellington/Wellesley benefits?
Replies: 24
Views: 2411

Re: Ally Bank: Poor Showing On Fed's Stress Test

a little looking back on ALLY -
1 - and where did they come from ? GMAC scramble
2 - and why did they have such high rates in the beginning ? bankrupt & looking for influx of cash
by ps56k
Sat Mar 09, 2013 2:37 pm
 
Forum: Investing - Theory, News & General
Topic: Ally Bank: Poor Showing On Fed's Stress Test
Replies: 14
Views: 2262

Re: teacher 403b - last couple of years

After going over our 2012 taxes with TurboTax - I have about $60k in divs and cap gains. SO - looking at the 403b to help reduce the overall taxable income, with the investment being secondary. If we take a closer look at say Fidelity - and set it up for the next couple of years, what things should ...
by ps56k
Thu Mar 07, 2013 6:35 pm
 
Forum: Investing - Theory, News & General
Topic: teacher 403b - last couple of years
Replies: 18
Views: 1887

Re: NBR bought by CNBC

yup - just a talking head clone for CNBC - More and more, stations are having their talking heads "hype up" the delivery... And NOW for the BREAKING news. Just have a nice easy "conversation" - without the hype - Susie does it.... why can't everyone else. Don't like the new guy -...
by ps56k
Wed Mar 06, 2013 4:28 pm
 
Forum: Investing - Theory, News & General
Topic: NBR bought by CNBC
Replies: 35
Views: 3858
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