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Re: Hamilton watches, worth the money?

That goes back to my thread of spending and saving, as long as you spend some of your money on things that you enjoy, you are in good shape, be it bumper plates, watches, cars, whatever, enjoy something within the reason and don't look for return on everything, not everything in an investment meant...
by protagonist
Tue Sep 16, 2014 8:10 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 192
Views: 5028

Re: Most cost effective means of protecting physical assets

Keep in mind that the "statistic" that you are inferring to here is more propaganda than actual statistics. The data does show correlation but not causation. It implies that because guns in the household are used violently against members of the household, eliminating the guns prevents th...
by protagonist
Tue Sep 16, 2014 7:46 pm
 
Forum: Personal Consumer Issues
Topic: Most cost effective means of protecting physical assets
Replies: 62
Views: 2473

Re: Most cost effective means of protecting physical assets

How many people have you known throughout your lifetime who have lost a seriously significant amount of property (or at least an amount equal to or greater than a lifetime's worth of insurance premiums that could have been invested), that was never recovered due to theft, or who have been physicall...
by protagonist
Tue Sep 16, 2014 4:25 pm
 
Forum: Personal Consumer Issues
Topic: Most cost effective means of protecting physical assets
Replies: 62
Views: 2473

Re: Hamilton watches, worth the money?

It's not that we have an unhealthy relationship with money... It's just very hard for many of us to see how buying something "pretty" (because functionally, it does almost nothing for you) is a good use of money. I think buying something "pretty" does make sense. People like to ...
by protagonist
Tue Sep 16, 2014 4:10 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 192
Views: 5028

Re: Most cost effective means of protecting physical assets

Think of the financial value of insurance this way. It makes financial sense to pay $1000 annual premium to insure your stuff if both of the following criteria are true: 1. You have better than a 1 in 10 chance of having $10,000 worth of stuff stolen or destroyed this year, or a better than 1 in 100...
by protagonist
Tue Sep 16, 2014 3:46 pm
 
Forum: Personal Consumer Issues
Topic: Most cost effective means of protecting physical assets
Replies: 62
Views: 2473

Re: Most cost effective means of protecting physical assets

Assessment of risk is so irrational and so easily manipulated by others. People tend to go to extraordinary lengths and expense to protect themselves against extremely rare occurrences (like major theft) while accepting large risks in other aspects of their lives without concern. So for example, we ...
by protagonist
Tue Sep 16, 2014 12:05 pm
 
Forum: Personal Consumer Issues
Topic: Most cost effective means of protecting physical assets
Replies: 62
Views: 2473

Re: Financial Psychology - Mind Over Money

I think you're on to something. The Wiki agrees. http://www.bogleheads.org/wiki/Behavioral_pitfalls Investors do not net the returns of their funds. The difference is called the behavioral gap. I have come to the conclusion that smart investing is not about maximum returns: it's about minimizing lo...
by protagonist
Tue Sep 16, 2014 11:40 am
 
Forum: Investing - Theory, News & General
Topic: Financial Psychology - Mind Over Money
Replies: 48
Views: 1569

Re: Financial Psychology - Mind Over Money

I would add to all this belief in "experts", assuming that because they know more than the rest of us, they are better at predicting the future (of a particular stock, a mutual fund, a sector, or the market in general).
by protagonist
Tue Sep 16, 2014 11:02 am
 
Forum: Investing - Theory, News & General
Topic: Financial Psychology - Mind Over Money
Replies: 48
Views: 1569

Re: New Laptop, need help

I have bought my last few Thinkpads from the Lenovo outlet site: http://outlet.lenovo.com/outlet_us/ They come with one year warranty and after the purchase you can buy an additional year plus accidental damage coverage for $99. As a frequent traveler that extension makes good sense. There are the ...
by protagonist
Tue Sep 16, 2014 10:49 am
 
Forum: Personal Consumer Issues
Topic: New Laptop, need help
Replies: 20
Views: 1050

Re: Hamilton watches, worth the money?

However, if one is habitually checking time, one will do it on cell phone same way as one would do it on watch, different means to satisfying the same habit, Speaking as a sample of one, I don't. I haven't looked at my phone once this morning after initially checking my messages and the time when I...
by protagonist
Tue Sep 16, 2014 10:36 am
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 192
Views: 5028

Re: New Laptop, need help

Wife is having a hard time justifying spending more then 500-600 on a computer, but we dont want this computer to die in 2-3 years and rather have it last 6-8 years so Im trying to justify spending a bit more for quality. If Moore's Law continues to be valid, "quality" today will be merel...
by protagonist
Tue Sep 16, 2014 10:12 am
 
Forum: Personal Consumer Issues
Topic: New Laptop, need help
Replies: 20
Views: 1050

Re: Hamilton watches, worth the money?

Checking time is not an addiction, it's a habit. Most of our lives are built off habits with occasional bouts of conscious thinking. Victoria Correct. I needed to check the distinction. It seems like more a matter of degree than anything. http://www.umass.edu/fsap/articles/addictive.html IN my own ...
by protagonist
Tue Sep 16, 2014 10:06 am
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 192
Views: 5028

Re: Hamilton watches, worth the money?

IMHO, no watch (including a $10 Casio) is worth the money, assuming you carry a cell phone- it's just redundant, uncomfortable, and another thing you have to care for. Your cell phone is far more versatile and you will become less time-addicted. I own both. Most of the time I carry neither. Sometim...
by protagonist
Tue Sep 16, 2014 9:30 am
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 192
Views: 5028

Re: A 'really good book' you did NOT enjoy

Off the top of my head: The Great Gatsby The Bible The Catcher in the Rye Rich Dad Poor Dad FWIW, Dickens is probably my favorite fiction writer. I almost don't even have to care about the plot, given how much fun I have reading his sentences. :) OH, NO! Not Catcher in the Rye. Salinger is the guy ...
by protagonist
Tue Sep 16, 2014 9:08 am
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 200
Views: 9232

Re: Consumer Cellular with 4G-LTE android smartphone

I've been trying out Consumer Cellular wireless service the last couple of months. I just upgraded to a Moto-X smartphone, which is 4G-LTE capable. Consumer Cellular says that it now supports the iPhone5 running 4G-LTE, but they don't say anything about 4G-LTE androids, and a CC service rep told me...
by protagonist
Mon Sep 15, 2014 11:51 pm
 
Forum: Personal Consumer Issues
Topic: Consumer Cellular with 4G-LTE android smartphone
Replies: 40
Views: 4763

Re: Hamilton watches, worth the money?

+1. I do not understand the hatred towards watches. Mechanical watches are things of beauty. A machinery with tiny pieces working day and night at 1 sec/day accuracy. It's just amazing. If this hatred is due to some stereo typical people/situations, I'd say get over with. Blame the insecurity of pe...
by protagonist
Mon Sep 15, 2014 11:39 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 192
Views: 5028

Re: Consumer Cellular with 4G-LTE android smartphone

I've been trying out Consumer Cellular wireless service the last couple of months. I just upgraded to a Moto-X smartphone, which is 4G-LTE capable. Consumer Cellular says that it now supports the iPhone5 running 4G-LTE, but they don't say anything about 4G-LTE androids, and a CC service rep told me...
by protagonist
Mon Sep 15, 2014 9:51 pm
 
Forum: Personal Consumer Issues
Topic: Consumer Cellular with 4G-LTE android smartphone
Replies: 40
Views: 4763

Re: Hamilton watches, worth the money?

IMHO, no watch (including a $10 Casio) is worth the money, assuming you carry a cell phone- it's just redundant, uncomfortable, and another thing you have to care for. Your cell phone is far more versatile and you will become less time-addicted.
by protagonist
Mon Sep 15, 2014 9:33 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 192
Views: 5028

Re: Most cost effective means of protecting physical assets

Oh boy, people are going to love me. I don't do anything. I have no alarm and never lock the house or car. In fact, as I type my car is in the company parking lot with the keys in the ignition. I've owned guns and hunted since I was 11 and have the usual array of firearms of someone who hunts and l...
by protagonist
Mon Sep 15, 2014 9:22 pm
 
Forum: Personal Consumer Issues
Topic: Most cost effective means of protecting physical assets
Replies: 62
Views: 2473

Re: A 'really good book' you did NOT enjoy

The Fountainhead. One of the characters reminded me of a coworker at the time. Very depressing. "Atlas Shrugged" regularly wins awards as the 'most influential book in my life' on surveys, up there with the Bible. I couldn't finish it. Polemics disguised as novels seldom work. I felt some...
by protagonist
Fri Sep 12, 2014 6:40 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 200
Views: 9232

Re: A 'really good book' you did NOT enjoy

jcman01 wrote:The Fountainhead. One of the characters reminded me of a coworker at the time. Very depressing.


Does anybody seriously think that is a "really good book"????

Interesting how nobody likes Ulysses, but nobody even bothered to mention Finnegan's Wake.
by protagonist
Thu Sep 11, 2014 10:14 am
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 200
Views: 9232

Re: A 'really good book' you did NOT enjoy

(singing to the tune of Guys and Dolls:)

"If you see a guy
An' he's readin' Jane Eyre
You can bet dat he's doin' it for some doll....

If a Joe buys a book by an author named Jane
Chances are he's insane
As only a Joe
Can be for a dame......."

Anybody care to finish this?
by protagonist
Wed Sep 10, 2014 5:12 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 200
Views: 9232

Re: A 'really good book' you did NOT enjoy

+ 1 on Ulysses by James Joyce. I tried, I really did. Also wish I had all of the hours back that it took to read Anathem by Neil Stephenson. I agree....Stephenson has been on a downhill trend for quite a while now. The ratio of size to substance has suffered a sharp decline, starting really after S...
by protagonist
Wed Sep 10, 2014 5:08 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 200
Views: 9232

Re: A 'really good book' you did NOT enjoy

"It is a truth universally acknowledged, that a single man in possession of a good fortune, must be in want of a wife." I made it past the first sentence. Does it get better? What is "a good fortune"? All fortunes are good, no? And isn't this an example of overuse of the comma?
by protagonist
Wed Sep 10, 2014 1:15 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 200
Views: 9232

Re: Land line for renter in S Florida

Who is the local phone company? Is it really AT&T? Why not get a basic lifeline phone for all year-round? Should be less than $10 a month. Then charge her for any extra usage which is something like 50 cents a minute. Basic landline cost isn't what it used to be. Here in NJ, I pay $16.45 for a ...
by protagonist
Tue Sep 09, 2014 10:02 pm
 
Forum: Personal Consumer Issues
Topic: Land line for renter in S Florida
Replies: 18
Views: 1069

Re: A 'really good book' you did NOT enjoy

OK, in the interest of not talking out my posterior orifice about something I know little about (I tried desperately to get through Pride and Prejudice, or maybe it was Sense and Sensibility, over 40 years ago when I was active in a budding Women's Liberation movement but nearly died of terminal en...
by protagonist
Tue Sep 09, 2014 9:53 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 200
Views: 9232

Re: A 'really good book' you did NOT enjoy

Hugh Grant redeemed himself by appearing in Cloud Atlas. Redeemed himself for what? The Jane Austen movies. I forget which one(s) he was in since they are a blur in my mind. I didn't know that he cheated on Elizabeth Hurley, and now that I do, I really don't care about that. I mind my own business.
by protagonist
Tue Sep 09, 2014 9:41 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 200
Views: 9232

Re: Prioritizing: Dream Home vs. Retirement Savings

Just wanted to chime back in to thank each of you, again, for your comments and perspectives. They were incredibly helpful and have helped me tremendously in realizing where we should be placing our savings. Based on your comments, it's looking like the best course of action is to move forward with...
by protagonist
Tue Sep 09, 2014 9:39 pm
 
Forum: Personal Consumer Issues
Topic: Prioritizing: Dream Home vs. Retirement Savings
Replies: 33
Views: 2046

Re: A 'really good book' you did NOT enjoy

Hugh Grant redeemed himself by appearing in Cloud Atlas.
by protagonist
Tue Sep 09, 2014 7:16 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 200
Views: 9232

Re: A 'really good book' you did NOT enjoy

OK, in the interest of not talking out my posterior orifice about something I know little about (I tried desperately to get through Pride and Prejudice, or maybe it was Sense and Sensibility, over 40 years ago when I was active in a budding Women's Liberation movement but nearly died of terminal en...
by protagonist
Tue Sep 09, 2014 7:13 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 200
Views: 9232

Re: A 'really good book' you did NOT enjoy

OK, in the interest of not talking out my posterior orifice about something I know little about (I tried desperately to get through Pride and Prejudice, or maybe it was Sense and Sensibility, over 40 years ago when I was active in a budding Women's Liberation movement but nearly died of terminal enn...
by protagonist
Tue Sep 09, 2014 6:58 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 200
Views: 9232

Re: A 'really good book' you did NOT enjoy

Furthermore, classic literature is full of vivid examples of financial ruin, which can put one on the LBYM path more reliably than a magazine article about 6-figure earners in debt. Victoria It's a pity Emma Bovary never asked Bogleheads for portfolio advice. I also kept wondering about Dostoevsky ...
by protagonist
Tue Sep 09, 2014 1:32 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 200
Views: 9232

Re: Prioritizing: Dream Home vs. Retirement Savings

Then my husband dropped dead two years ago at age 54. so now I've got a boat load of money, no husband, no dream NOTHING!! My dreams are over and I'm only 53!! IT SUCKS. Your dreams are on hold temporarily. It's only been two years. In time you will find your independent identity and create new dre...
by protagonist
Tue Sep 09, 2014 1:19 pm
 
Forum: Personal Consumer Issues
Topic: Prioritizing: Dream Home vs. Retirement Savings
Replies: 33
Views: 2046

Re: Prioritizing: Dream Home vs. Retirement Savings

Workinghard wrote:



Love it! Hope you don't mind me sharing.


Me too!
by protagonist
Tue Sep 09, 2014 12:27 pm
 
Forum: Personal Consumer Issues
Topic: Prioritizing: Dream Home vs. Retirement Savings
Replies: 33
Views: 2046

Re: What Book Are You Currently Reading? Part V

Rowling is not a 'great writer'. But she is a great entrepreneur. Perhaps. But I still preferred Harry Potter to Sense and Sensibility. Call me what you will. *laughing* (On second thought, better not put Dobby on your currency, for fear of the violent reaction of the Aryan Brotherhood, who obvious...
by protagonist
Tue Sep 09, 2014 12:12 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3340
Views: 1145008

Re: Prioritizing: Dream Home vs. Retirement Savings

I have two "second homes". One in SE Florida that I inherited, and another in the Caribbean (Venezuelan island) that I bought. I love the Caribbean home and winter there. The FL one, which I rent, has been an albatross around my neck. It is worth less than 50% of what it was worth when I i...
by protagonist
Tue Sep 09, 2014 11:46 am
 
Forum: Personal Consumer Issues
Topic: Prioritizing: Dream Home vs. Retirement Savings
Replies: 33
Views: 2046

Re: What Book Are You Currently Reading? Part V

No what was threatening is the campaign to put a woman, Jane Austen, on one of our pound notes (not sure which denomination). And that's what these posters are reacting to: most, I would guess, don't know who Jane Austen is (other than 'an author'). It might as well have been JK Rowling (one of the...
by protagonist
Tue Sep 09, 2014 10:34 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3340
Views: 1145008

Re: Land line for renter in S Florida

AT+T is the local carrier. The issue is not so much money. More that they were a huge pain in the neck the last two years, complicated by the service being in my name (I deduct her usage from her security deposit) and her having to go through me when there is a problem. I don't provide internet serv...
by protagonist
Tue Sep 09, 2014 9:30 am
 
Forum: Personal Consumer Issues
Topic: Land line for renter in S Florida
Replies: 18
Views: 1069

Re: What Book Are You Currently Reading? Part V

I actually feel I need to defend myself now. I don't hate Jane Austen. I don't have a strong dislike for Jane Austen. I liked parts of Pride and Prejudice . I wasn't bothered by women evaluating men. I liked Elizabeth's dad. I loved to hate the pompous Mr. Collins and the snobbish Lady Catherine. U...
by protagonist
Tue Sep 09, 2014 9:14 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3340
Views: 1145008

Re: What Book Are You Currently Reading? Part V

(Here is the quote to which you responded. It provides the context. VF) After Caroline Criado-Perez's (2013) campaign to keep a non-queen woman on British currency, which resulted in choice of Austen, she and her supporters, including Labour MP Stella Creasy, received several hundred online death a...
by protagonist
Mon Sep 08, 2014 10:03 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3340
Views: 1145008

Re: Land line for renter in S Florida

How about something like a straight talk landline phone? The service is very cheap. I understand that if they work fine then they are great, but customer service is somewhat lacking. It is only 15 bucks a month for unlimited service. http://www.walmart.com/ip/Straight-Talk-Wireless-Home-Phone/22084...
by protagonist
Mon Sep 08, 2014 9:08 pm
 
Forum: Personal Consumer Issues
Topic: Land line for renter in S Florida
Replies: 18
Views: 1069

Re: Land line for renter in S Florida

Epsilon Delta wrote:It depends why you want a land line, but this desktop cell phone might meet your relatives needs.


For reasons that escape me, she wants a dedicated land line, not a cell phone. She is very set in her ways. She is a wonderful renter and I want to make her happy.
by protagonist
Mon Sep 08, 2014 9:07 pm
 
Forum: Personal Consumer Issues
Topic: Land line for renter in S Florida
Replies: 18
Views: 1069

Re: Land line for renter in S Florida

Do you have Internet Access there? If you do, I would install an Ooma Machine and give them all Free Telephone, and Long distance to the U.S. and Canada. No Phone Bill at all...Just about $5 a month for federal taxes. I ported my Landline number over to Ooma and actually have much better service th...
by protagonist
Mon Sep 08, 2014 9:05 pm
 
Forum: Personal Consumer Issues
Topic: Land line for renter in S Florida
Replies: 18
Views: 1069

Re: What Book Are You Currently Reading? Part V

After Caroline Criado-Perez's (2013) campaign to keep a non-queen woman on British currency, which resulted in choice of Austen, she and her supporters, including Labour MP Stella Creasy, received several hundred online death and rape threats. What makes some people react with hostility as opposed ...
by protagonist
Mon Sep 08, 2014 8:57 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3340
Views: 1145008

Re: A 'really good book' you did NOT enjoy

VictoriaF wrote: Unfortunately, people are getting ever more sloppy, as evidenced by increasingly poor spelling, grammar, use of words--and intolerance to corrections.Victoria


Or perhaps the language is just evolving?
by protagonist
Mon Sep 08, 2014 8:42 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 200
Views: 9232

Land line for renter in S Florida

I have an elderly seasonal renter for a condo in S Florida (Boynton Beach) who needs to set up a land line. I have done it for her in the past with AT+T, but last year AT+T was a supreme pain in the neck and service took hours waiting on the phone. I told her that she needs to get her own land line ...
by protagonist
Mon Sep 08, 2014 2:17 pm
 
Forum: Personal Consumer Issues
Topic: Land line for renter in S Florida
Replies: 18
Views: 1069

Re: What Book Are You Currently Reading? Part V

1. I really enjoy Jane Austin because if you look at her characters and read at the same time the DSMs, you will see she exposes all of our human frailties. by nisiprius » Sat Aug 30, 2014 10:57 am: Finished Pride and Prejudice, by Jane Austen, mostly because having started it I wanted to at least ...
by protagonist
Mon Sep 08, 2014 12:09 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3340
Views: 1145008

Re: A 'really good book' you did NOT enjoy

coldav wrote:"Ulysses" by James Joyce. I may have got as far as 20 pages and realized I understood nothing of which I had read.

P.S. I enjoyed his "Portrait Of An Artist As A Young Man,"


Nobody liked Ulysses.
Ever.
by protagonist
Mon Sep 08, 2014 10:22 am
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 200
Views: 9232

Re: A 'really good book' you did NOT enjoy

dolphinsaremammals wrote:
protagonist wrote:Melville sure knew a lot about whales . Except, for instance, the fact that whales are mammals and not fish. I guess he was unfamiliar with the work of Linnaeus, who figured that one out in 1778.


:D


Dolphinsaremammals, on the other hand, probably knows.
by protagonist
Mon Sep 08, 2014 10:04 am
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 200
Views: 9232
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