Bogleheads.org

LadyGeek wrote:Remember that we were discussing the cost of an engagement ring...

I thought I was, actually. I was addressing justification for spending money on one. But if I am off topic, I apologize. You need not explain why....I respect your decision.

That seems all very sensible, but also seems like it takes the romance out of it, which, if there is a point, strikes me as the only point. I'm thinking about all those 1940s movies where Clark Gable shows up at the most inopportune moment down on one knee as she opens the box, bursts into tears an...

Barefootgirl wrote:As a former sociologist, I find this thread downright fascinating. I may have gotten more from it than the original poster.

Thank you all...BFG

BF.....what, specifically, as a former sociologist, did you get from it and find so fascinating? I'm really curious.

I only read the first page, but I don't think bogleheads is the right place to go for "typical" advice, not nearly :beer Here's what I did a couple of years ago, and it worked out great, for us , even though I basically did everything wrong. It was partly due to getting too hopelessly flu...

smpatel wrote:"Atlas Shrugged", it changed the way I live and think.

[OT comments removed by admin LadyGeek]

Has anyone considered a lab or man made diamond? We are. One of the funnier bar-room stories I remember was the guy who, when his wife announced that she wanted a divorce, secretly ran down to the jeweler and had him swap her huge diamond for a cubit zirconium . Apparently she didn't notice the dif...

nisiprius wrote:
protagonist wrote:And by the way, what kind of reward do we get for our 1000th post? A diamond? A share of Vanguard stock? I'm waiting....

awwww....Nisi....you shouldn't have.......

I don't think it would hold any value as I imagine the supply of man made diamonds will increase in our generation flooding the market and driving prices down even further. Neither would a mined stone. Read the portion regarding investment value of diamonds in this link (which I also provided in th...

Too much. I wish I read this first:

[Link to article containing offensive language removed by admin LadyGeek. See my comments below.]

And by the way, what kind of reward do we get for our 1000th post? A diamond? A share of Vanguard stock? I'm waiting....

Interestingly, despite being an avid reader, and fan of books in general, both academic and fiction/entertainment, I honestly can't name any books that have changed my life. I grew up hearing so much about how reading the classics would deepen your emotional depth, teach you about people/relationsh...

The Elements of Style helped me discover my love of simplicity in the written word, as Jack Bogle's The Little Book of Common Sense Investing did with investing. The best is simple. Elements of Style was essential for me to get through college. Good choice. With the advent of texting and social med...

Specs aren't as good--slower, less RAM, Android 4.0 instead of 4.3, no front-facing camera. You do save $80 and get expandable memory. I'd have a hard time not waiting for the next google phone although the next one is likely to have a bigger form factor, which is not a trend I'm a fan of. By the w...

And my take is that it probably is an inferior phone since there is so little written about it, though its specs look excellent for $220 unlocked without contract and with expandable memory- almost as good as Nexus 4. It looks like a Nexus 4. I'm reticent to chance it.

I just heard about the Chinese ZTE V970M (which I think is almost identical to the V970 and N986??) as an unlocked phone sold on Amazon for $220.....sounds very similar to, and almost as good as, a Nexus 4, plus has expandable memory (which I REALLY like) and dual SIMS (which I don't need but may be...

He said that diversification used to work before people knew about diversification, but it doesn't work now because people know. He is certainly right when it comes to brief declines like we had last week. Is there any rationale to this conclusion, and if so, what is it? Thanks. I didn't write that...

bobcat2 wrote:He said that diversification used to work before people knew about diversification, but it doesn't work now because people know. He is certainly right when it comes to brief declines like we had last week.

Is there any rationale to this conclusion, and if so, what is it?

Thanks.

Here, appropriate casual wear for men consists of board shorts and sunglasses. protag. Greetings protagonist: The Munchkin Man would like to thank you for your comments. The Munchkin Man bought two pairs of sunglasses at Nordstrom's last week. It had been many years since the Munchkin Man had bough...

This may sound facetious but perhaps the "books" with the biggest influence on me were comic books! When I was very young I was having great difficulty with reading and therefore hated it -- until I found comic books. These were primarily the Walt Disney Duck comics: Donald Duck, Uncle Sc...

I Implementation of Taleb's bar-bell investing could be as follows: 1. Based on The Black Swan --and not on the recent Taleb's allocation provided by bobcat2 above--Taleb does not recommend putting opportunistic funds into individual companies. In the book he contrasts the high failure rate of entr...

I eat more than both of you combined at 6 feet tall and 170 pounds. I do too, at 6'1" and 162. In fact I eat more than my best friend who has a serious weight problem. A lot of metabolism is genetic, Kramer. What works for one person does not work for the next. While I agree that factors like ...

Here is what Taleb said about his current portfolio as of December 2012 in an interview with Motley Fool on 12/15/2012. Selling most of the gold that he bought during the 2008-2009 financial crisis Owns real estate for rentals (cash flow) Owns some stocks Owns some relatively complicated hedges aga...

a ticket at the track has limited downside, but also limited upside, and overall you are pretty much guaranteed to lose over a long time since the house takes a cut. So that would not be a good one. Yes,I see the distinction. I have always thought that, for a reasonably intelligent and reasonably c...

Systems that have optionality (choices) and limited downside with unlimited upside potential have opportunistic turkey events. Basically, things happen for the way up positive that you could have never foreseen. So we should all go to the track once a week and put $10, or $100/week (or the upper li...

I went through this recently with a diverse collection of art as well as posters. My feeling: If you have fine art or things you really care about on canvas, go to a reputable local frame shop that stands by its work and have the custom job done...it will be expensive, but canvas stretching can be t...

It's difficult to appreciate your wardrobe without having seen it. Please consider modeling it at a Washington DC Area Bogleheads meeting . Cheers, Victoria Here, appropriate casual wear for men consists of board shorts and sunglasses. Same for women, but substitute "thong" for board shor...

kramer wrote: I eat more than both of you combined at 6 feet tall and 170 pounds.

I do too, at 6'1" and 162. In fact I eat more than my best friend who has a serious weight problem. A lot of metabolism is genetic, Kramer. What works for one person does not work for the next.

It's difficult to appreciate your wardrobe without having seen it. Please consider modeling it at a Washington DC Area Bogleheads meeting . Cheers, Victoria Here, appropriate casual wear for men consists of board shorts and sunglasses. Same for women, but substitute "thong" for board shor...

The telecom industry operates somewhat differently than many. They mostly favor new customers over an existing, loyal (ha!) base. I have a lot of insider information I wish I could get rid of after 20+ years in the industry. Watch your invoice like a HAWK. Often, new fees will be tacked on without ...

Do all these "tricks" only work if you are a high-end customer? I have no interest in cable TV or home phone service and would only take them if they came in a package that would provide me with good high-speed internet service for $60/month or less, since I am paying close to that for my ...

If it seems to be reasonable consdering your income level and you can afford it, and if you are doing what you want to do, isn't worrying about it Clearly Irrational? Why not just keep doing what you are doing? Cutting $200/month off your food shopping bill might save you $2400/year, but at what pe...

If you need something more contemporary than The Bad Seed to help decide whether you are an Element type or not, you might try Ruben and Ed. It would be a perfect discriminator, but unfortunately hard to find. Or Donnie Darko. That one should be easy.

This part struck me: The eating out costs and splurging seems to be reasonable considering our income level If it seems to be reasonable consdering your income level and you can afford it, and if you are doing what you want to do, isn't worrying about it Clearly Irrational? Why not just keep doing w...

Hi, barefootgirl. I think you and I have similar lifestyles and driving habits (I went from 30K miles/yr plus when I was working to about what you are doing now). So here is my input. My last two cars have been Honda Elements. First a 2003 (purchased new) and now a 2006 (purchased new). I traded the...

I just went through a similar situation with my apartment complex. My lease is about to expire and they sent out a letter advertising a lower rent payment if you renewed early. I immediately started looking around for cheaper places and found one, on which i promptly put down the reserve/admin/what...

Who says it was the landlord being dishonest? Perhaps not. But this is what the OP wrote: " The landlord told him that he basically has the option to renew the lease at the specified rate until his current lease expires.... he can have until end of April to decide. My friend decided to stay an...

But I am not on contract, and an iPhone 5 is at least twice the price of the Nexus 4. The Nexus 4 seems like ALMOST as good a phone, and it is hard to justify paying $749, or whatever the price of a 32g iPhone 5 is these days, when a 16g Nexus 4 is just $349. Not sure why you feel compelled to comp...

Ok, many of you have made compelling arguments for the iPhone 5 over the Nexus 4, and I agree. In fact, were they the same price, I would stick with Apple and get the iPhone 5 , keep my apps, etc. Probably hands down, since the iPhone 5 would give me the 32+ gigs of direct storage that is important ...

Whereas I agree with everything said by posters above, if I were your friend I would move anyway.

The alternative is to be renting from a dishonest landlord, which is not a good prognostic sign.

Then again, your friend may have over-riding compelling reasons to stay, I don't know.

I think ... I think ... My bet ... In my posts in this thread, I've tried to stick to facts (both current and historical) to answer questions and dispute misconceptions and FUD ("Fear, uncertainty, and doubt"). There was quite a bit of it regarding Apple products in this thread. It is ver...

There seems to be a misconception about Apple's ecosystem and being locked into it. I don't really understand because I don't see it at all. Apple's AAC audio format is not protected and can easily be converted to mp3. Videos are protected but they are protected from any vendor. Maybe someday the D...

This is a very informative thread. I have an iPhone 5. I am looking into shifting to an Android phone. My biggest problem is my extensive "contacts." I have tried to "export" my contacts into a format that could be used on an Android but am having difficulty. I would appreciate ...

If current price of a top of the line device for a given mobile OS is something you are sensitive to, then Android is the way to go. If value - as measured by the longevity of a solid experience on the latest and most secure version of the operating system for a given device - is something you are ...

The Nexus One was released in the US a bit over 3 years ago, about 6 months before the iPhone 4. The latest version of Android OS supported for it is one that was released December 16, 2011 (ICS). It's successor, the Nexus S, released just 2 years ago, also does NOT officially support the latest pr...

moneyman11 wrote:

Why does Apple "irk" you about DRM?

I dunno. It just does. (chimerical laugh....)

And honestly, I don't think about it much.

I am guessing that Windows will eventually surpass Apple as the dominant paradigm...I know...it's a bit like playing the market... but getting a Windows phone is probably a few years off, since so few of the apps I know and love (especially related to practicing music) are available yet for Windows...

Thanks for the thoughtful responses so far. Three sticky points about switching with me: - I spend a large portion of my year (3-4 months at least) abroad where I don't have 3G/4G LTE, and where wifi internet service is slow, spotty and painful. So I don't want to have to "rely on" the clo...

I'm almost committed to doing it...partly because of things I read in this forum. I don't want to continue to be enslaved by proprietary Apple the rest of my living days. Plus a new Nexus 4 is about the same price as a refurb iPhone 4, iPhone support and ability to use new apps on iPhones does not s...

Munchkin Man wrote:The Munchkin Man has a terrible history of getting stains on the Munchkin Man's clothes.

Tide stick, or its generic equivalent.

Never leave home without it.

http://www.wikihow.com/Use-a-Tide-to-Go-Pen

If you cancel and come back after 6 months-1 year with another provider, and try to sign up again for the first provider's promo, will they always offer it to you? Or do they have a policy re: first-time subscribers only?

Here's a list a serious connoiseur sent me a few years back. It is prob a bit out of date today, but I have tried a couple of these and liked them. If you don't, please don't shoot the messenger: > Red wines in the $15-20 range that I'm enjoying now: > > - Napa: Avalon, Cabernet Sauvignon, 2005 >...

Search found 1006 matches