selftalk wrote:Thank you Barry. I`ll call Vanguard tomorrow and check that out . If that`s the case then I`ll use VFIAX and VTSAX in equal weighting in the IRA. Thank you all for your responses to my question.
Desired Asset allocation: 30-40% stocks /rest in cash & bonds
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Ray said, we need 30% in Stocks (for instance, the S&P 500 or other indexes for further diversification in this basket).