If I would plan to use the majority in the near term, I would be conservative. If way down the road, I would be more aggressive. If I planned to spend this gravy in a more even fashion, I'd consider the 4% withdrawal rate using a 50/50 to 60/40 portfolio.
Or, If you create it, they will pay! Ooooh, just wait 'till Arnott, Asness, and Booth get wind of this. Fundamental micro-regional investing. The 6th factor!!! Diversification? no-No-NO! Multifariousness, yes!If you build it, they will come.
obgyn65 wrote:I use EJ only to buy CDs and munis, nothing else. I pay zero fees because I keep my current account with them over $2500.
What to do with my stupid losses?
I realize that buying on past performance isn't advisable, but on the other hand...