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Re: Hw many credit cards to own?

We have two. His and hers.
by peppers
Mon Jul 21, 2014 9:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: Hw many credit cards to own?
Replies: 58
Views: 2835

Re: VMMXX: Finally Pulled the Trigger

Perhaps DABDA

Denial
Anger
Bargaining
Depression
Acceptance
by peppers
Mon Jul 21, 2014 9:43 pm
 
Forum: Investing - Help with Personal Investments
Topic: VMMXX: Finally Pulled the Trigger
Replies: 17
Views: 1977

Re: Poll - Do you use Quicken?

No, I use a number 2 pencil and a spiral notebook to track our assets.
For tracking expenses, I GPS my wife's car.
by peppers
Mon Jul 21, 2014 12:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll - Do you use Quicken?
Replies: 60
Views: 2352

Re: how often do you look at your account

Once a week to see if I can remember the access information. I find that logging in to all 38 of my accounts and websites with passwords every day is a good way to fight the onset of dementia. That is why I never use the auto logon feature of bogleheads. I need to find out if I still remember that ...
by peppers
Sun Jul 20, 2014 8:49 pm
 
Forum: Investing - Help with Personal Investments
Topic: how often do you look at your account
Replies: 70
Views: 3496

Re: how often do you look at your account

Once a week to see if I can remember the access information.
by peppers
Sun Jul 20, 2014 8:40 pm
 
Forum: Investing - Help with Personal Investments
Topic: how often do you look at your account
Replies: 70
Views: 3496

Re: Stable Value Fund vs Total Bond Market

I use the SVF and Barclays Capital U.S. Government/Credit Bond Index fund in my 401k at globalmegacorp.
by peppers
Sun Jul 20, 2014 11:28 am
 
Forum: Investing - Theory, News & General
Topic: Stable Value Fund vs Total Bond Market
Replies: 27
Views: 1988

Re: Garden 2014

The last of the vegetables were kicked out of the house and planted yesterday. Update Little Fingers Eggplant Not yet Icaban Eggplant Not yet Diva Cucumbers Harvesting Sweet Slice Cucumbers Harvesting Roma Tomatoes Not yet Cherry Tomatoes Not yet Heirloom Tomatoes Not yet Big Bertha Peppers meh Bel...
by peppers
Sat Jul 19, 2014 7:06 pm
 
Forum: Personal Consumer Issues
Topic: Garden 2014
Replies: 46
Views: 4418

Re: The ultimate Boglehead exercise

sscritic wrote:I am too lazy to move that slowly.


It's good to know I am not alone.
by peppers
Sat Jul 19, 2014 4:01 pm
 
Forum: Personal Consumer Issues
Topic: The ultimate Boglehead exercise
Replies: 21
Views: 2512

Re: New Edition of Random Walk in January 2015

sscritic wrote:Try this: Tell me one thing you can get from a book that you can't get on bogleheads.

You can't. If you tell me, then it will be on bogleheads. Q.E.D.


paper cut
by peppers
Thu Jul 17, 2014 10:13 pm
 
Forum: Investing - Theory, News & General
Topic: New Edition of Random Walk in January 2015
Replies: 33
Views: 2301

Re: High end purses

I'm male. I love wearing ratty jeans with holes in them when I am doing my gardening. It helps with the ventilation on hot summer days.
by peppers
Sun Jul 13, 2014 12:20 pm
 
Forum: Personal Consumer Issues
Topic: High end purses
Replies: 119
Views: 10148

Re: Does anyone expect tilts to *under*perform?

This thread reminded me of an old fishing story.... Two friends get up early and set out on their boat, equipped with the latest electronic fish finders and the best rods, reels and lures money could buy. As the day goes on they are seen darting back and forth across the lake, hitting all the known ...
by peppers
Sun Jul 13, 2014 11:34 am
 
Forum: Investing - Theory, News & General
Topic: Does anyone expect tilts to *under*perform?
Replies: 84
Views: 5232

Re: Knowledge gaps + anxiety = shame; gender and investing

So, HFT is now High Frequency Testosterone ? :wink:
by peppers
Sat Jul 12, 2014 10:58 pm
 
Forum: Investing - Theory, News & General
Topic: Knowledge gaps + anxiety = shame; gender and investing
Replies: 74
Views: 4778

Re: POLL: Walmart vs Amazon

I needed a mask, some tongs, and some gloves to remove a dead rat from my attic this morning. I didn't need 100 masks, 6 tongs, and 10 gloves from Costco. I also didn't want the smell of the dead rat in my house for two days waiting for delivery from Amazon. I got to Walmart and back is 15 minutes....
by peppers
Sat Jul 12, 2014 9:33 pm
 
Forum: Personal Consumer Issues
Topic: POLL: Walmart vs Amazon
Replies: 137
Views: 7931

Re: POLL: Walmart vs Amazon

Neither. We have had very disappointing customer experiences with them.
by peppers
Sat Jul 12, 2014 3:43 pm
 
Forum: Personal Consumer Issues
Topic: POLL: Walmart vs Amazon
Replies: 137
Views: 7931

Re: High end purses

Grt2bOutdoors wrote:How about a Chloe bag - it will only set you back a couple of grand! that's right - $2K for a bag. The choice is your's - a new Chloe bag or a new Target Retirement fund. :moneybag


Yeah, but women get free shipping on Chloe' from Nordstoms . :)
by peppers
Fri Jul 11, 2014 11:21 pm
 
Forum: Personal Consumer Issues
Topic: High end purses
Replies: 119
Views: 10148

Re: High end purses

My daughter has a Michael Kors purse..... $300 - $400. And then there is always Coach and Prada.
by peppers
Fri Jul 11, 2014 10:43 pm
 
Forum: Personal Consumer Issues
Topic: High end purses
Replies: 119
Views: 10148

Re: POLL: How Old is Your Newest Motor Vehicle? -- REVISED

Dave C. wrote:
pennstater2005 wrote:
peppers wrote:I voted in both polls. Old habits are hard to let go.


So did I.


So also, did I. But I grew up on the south side of Chicago...... Where we vote early and often. 8-)


North side and yes we do too. :wink:
by peppers
Wed Jul 09, 2014 9:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: How Old is Your Newest Motor Vehicle? -- REVISED
Replies: 51
Views: 2965

Re: Advice for how to fund my wedding

Option 1 Congratulations and Good Luck to you.

P.S. My daughter is getting married in a few weeks and the stacks of benjamins are flowing. It's only money, right? :)
by peppers
Tue Jul 08, 2014 10:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Advice for how to fund my wedding
Replies: 54
Views: 2662

Re: Barbecue Set [Cooking tools]

This may or may not help

http://www.bestofbarbecue.com/

We have the Chili Pepper Grill Rack and it comes in handy for us.
by peppers
Tue Jul 08, 2014 10:16 pm
 
Forum: Personal Consumer Issues
Topic: Barbecue Set [Cooking tools]
Replies: 12
Views: 1106

Re: POLL: How Old is Your Newest Motor Vehicle? -- REVISED

I voted in both polls. Old habits are hard to let go.
by peppers
Tue Jul 08, 2014 9:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: How Old is Your Newest Motor Vehicle? -- REVISED
Replies: 51
Views: 2965

Re: Neighbor's Fireworks

Only one neighbor shooting off fireworks? Hmmm..... Thursday night, the country club not far from us did their annual display. I watched from my deck and it was impressive. Friday night was even louder as my neighborhood exploded into a cacophony of sounds and brilliant displays in all directions. I...
by peppers
Sat Jul 05, 2014 8:34 am
 
Forum: Personal Consumer Issues
Topic: Neighbor's Fireworks
Replies: 50
Views: 4278

Re: How are you doing through the first half of 2014?

Pretty good. Thanks for asking.
by peppers
Fri Jul 04, 2014 10:07 am
 
Forum: Investing - Theory, News & General
Topic: How are you doing through the first half of 2014?
Replies: 91
Views: 9300

Re: BOGLEHEAD CONTEST: Mid-Year Report

sscritic wrote:
peppers wrote:QUESTION: What can we learn from the "Boglehead Contest?"


Have you had your eyes checked this year?


No, busy watching soap operas :wink:
by peppers
Wed Jul 02, 2014 7:18 pm
 
Forum: Investing - Theory, News & General
Topic: BOGLEHEAD CONTEST: Mid-Year Report
Replies: 22
Views: 1833

Re: BOGLEHEAD CONTEST: Mid-Year Report

QUESTION: What can we learn from the "Boglehead Contest?"


...even a blind squirrel finds a nut once in awhile..
by peppers
Wed Jul 02, 2014 6:44 pm
 
Forum: Investing - Theory, News & General
Topic: BOGLEHEAD CONTEST: Mid-Year Report
Replies: 22
Views: 1833

Re: I found a new coffee.

Inspired by peppers, I stole a My K-Cup from my father (the theft was not inspired by peppers, just the experiment to follow). I then was able to get a 12oz package of Starbucks coffee on sale at my local grocery store for $5.99. Each day, I filled the My K-Cup with the suggested 2 tablespoons to th...
by peppers
Wed Jul 02, 2014 9:58 am
 
Forum: Personal Consumer Issues
Topic: I found a new coffee.
Replies: 72
Views: 5216

Re: do you lie about your finances to friends

..."Bless me father for I have sinned. I have told countless lies to family and friends about our finances. I walk around wearing shabby clothes and drive vehicles that even the junk yards refuse to take. For my penance I will make additional contributions to the grandchildren's college account...
by peppers
Tue Jul 01, 2014 7:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: do you lie about your finances to friends
Replies: 103
Views: 8863

Re: Who do you talk with about your financial goals?

老法師 and Tony Soprano in the same thread. Very Zen like.
by peppers
Sun Jun 29, 2014 7:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Who do you talk with about your financial goals?
Replies: 158
Views: 9016

Re: How many Bogleheads golf?

I play miniature golf with the grandchildren.
by peppers
Sat Jun 28, 2014 1:13 pm
 
Forum: Personal Consumer Issues
Topic: How many Bogleheads golf?
Replies: 81
Views: 4274

Re: where is nisiprius?

I don't know why this is so hard for some people. I was about to say "let me google that for you", but instead I will say "let me search user's posts for you." http://www.bogleheads.org/forum/search.php?author_id=2820&sr=posts P.S. If he really stopped posting, I would be ab...
by peppers
Sat Jun 28, 2014 1:10 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: where is nisiprius?
Replies: 26
Views: 3502

Re: Anyone switch to non-branch banking?

Not really. Within a 10 minute stroll from my domicile I have, in no particular order of importance... B of A Chase US Bank PNC 2 local banks 1 credit union One of the institutions that I utilize has stopped serving free coffee and cookies and substituted mints and lollipops. I may have to reevaluat...
by peppers
Wed Jun 25, 2014 6:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: Anyone switch to non-branch banking?
Replies: 54
Views: 4290

Re: Stock / Bonds Allocation

We are about 40/60 equity to fixed income.

P.S. My age 60...her age...off topic...
by peppers
Tue Jun 24, 2014 8:02 pm
 
Forum: Investing - Theory, News & General
Topic: Stock / Bonds Allocation
Replies: 48
Views: 2377

Re: How much car can I afford while paying cash? Details ins

Buy the Beemer. The global economy appreciates your support.
by peppers
Sun Jun 22, 2014 7:31 pm
 
Forum: Personal Consumer Issues
Topic: How much car can I afford while paying cash? Details inside.
Replies: 62
Views: 3869

Re: It is time to retire when you .......

"...The thrill is gone...the thrill is gone away..."
by peppers
Sun Jun 22, 2014 4:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: It is time to retire when you .......
Replies: 104
Views: 9599

Re: Wind blew off shingles, now roof is leaking!

Also no one told me that the tarp protection would only last a short time.

There were many government announcements regarding TARP.
by peppers
Sun Jun 22, 2014 1:35 pm
 
Forum: Personal Consumer Issues
Topic: Wind blew off shingles, now roof is leaking!
Replies: 27
Views: 1416

Re: Personal Life subforum?

I am tendentiously ambivalent towards it.

Hope that helps.
by peppers
Fri Jun 20, 2014 1:24 pm
 
Forum: Forum Issues and Administration
Topic: Personal Life subforum?
Replies: 97
Views: 4585

Re: Suggestions for 1-2 Days in NYC?

You have gotten some good suggestions, I might add: Rent a bike and cruise the Chelsea District along the Hudson River. Watch for the outdoor trapeze school. Test your negotiating skills in Chinatown for purchasing items. Have gelato and cappuccino in a small cafe in Little Italy. Use the computers ...
by peppers
Fri Jun 20, 2014 9:08 am
 
Forum: Personal Consumer Issues
Topic: Suggestions for 1-2 Days in NYC?
Replies: 51
Views: 3007

Re: chicken marinade recipes

My wife uses a chipotle rub.

Alas, the recipe is encrypted. But, I do know that jalapeno peppers are part of the mix. :)
by peppers
Sat Jun 14, 2014 10:47 am
 
Forum: Personal Consumer Issues
Topic: chicken marinade recipes
Replies: 32
Views: 1743

Re: Cutting the cable cord - how did you do it?

Never had cable or dish. Antenna outside works just fine. If it ain't free, it ain't for me.
by peppers
Sat Jun 14, 2014 10:25 am
 
Forum: Personal Consumer Issues
Topic: Cutting the cable cord - how did you do it?
Replies: 63
Views: 4362

Re: PANIC! 101

My doctor has advised me against the dreaded triple top....dark chocolate, chocolate mint and chocolate chip on a waffle cone.
by peppers
Wed Jun 11, 2014 7:27 pm
 
Forum: Investing - Theory, News & General
Topic: Panic! 101
Replies: 40
Views: 3587

Re: What are you doing with the market at an all time high?

I did not know it hit an all time high. Just investing according to plan.

Oh, and watching an interesting Chinese soap opera someone told me about. :)
by peppers
Sun Jun 08, 2014 9:24 pm
 
Forum: Investing - Help with Personal Investments
Topic: What are you doing with the market at an all time high?
Replies: 95
Views: 6499

Re: Vanguard is number one!

gabriel1970 wrote:I learn BlackRock group is world's number one overall asset manager, and Vanguard is number two. Anyone has insight into what did BlackRock do right?


Acquisitions. Barclay's Global Investors was a big one.
by peppers
Sun Jun 08, 2014 7:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard is number one!
Replies: 15
Views: 2317

Re: New Lazy Portfolio: "Trinity Portfolio"

I voted no. As I stated on another thread, I am "too lazy". Total works for me, even at breakfast.
by peppers
Sun Jun 08, 2014 10:49 am
 
Forum: Investing - Theory, News & General
Topic: New Lazy Portfolio: "Trinity Portfolio"
Replies: 28
Views: 2128

Re: How To Encourage A Young (Sensitive) Child In Sports

The recreation department of the park district where my wife works they have: Button Ballet Irish Dance Cheer Dance Ballet Tap Pom Dance Rhythmic Gymnastics Beginning Tumbling Intermediate Tumbling Little Ninjas Pee Wee Tae Kwon Do Co-Ed Basketball Floor Hockey ...and this is just for the young chil...
by peppers
Sun Jun 08, 2014 10:09 am
 
Forum: Personal Consumer Issues
Topic: How To Encourage A Young (Sensitive) Child In Sports
Replies: 115
Views: 5433

Re: How To Encourage A Young (Sensitive) Child In Sports

Let him find his own way. We raised three boys and one girl and they played everything in school. Baseball, football, basketball, volleyball, and indoor floor hockey. How did they turn out? My daughter is a teacher and works with special needs children, two of my sons are software developers and one...
by peppers
Sat Jun 07, 2014 5:28 pm
 
Forum: Personal Consumer Issues
Topic: How To Encourage A Young (Sensitive) Child In Sports
Replies: 115
Views: 5433

Re: Mistake: extra dirt

Perhaps you could bill the nursery for storing their excess inventory.
by peppers
Thu Jun 05, 2014 8:39 pm
 
Forum: Personal Consumer Issues
Topic: Mistake: extra dirt
Replies: 24
Views: 2165

Re: Can we have negative interest rates?

Alex Frakt wrote:Will Treasury be issuing negative rate coupon bonds? Sold at par, you send them a little each month, but you get the full face value back at maturity?

:D



In life, you can't always take, sometimes you gotta give. :wink:
by peppers
Thu Jun 05, 2014 10:16 am
 
Forum: Investing - Theory, News & General
Topic: Can we have negative interest rates?
Replies: 33
Views: 3112
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