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Re: FORUM REACHES 2,000,000 POSTS TODAY

^ Careful...."Hell hath no fury like a Site Admin scorned."
by peppers
Tue Apr 22, 2014 7:29 pm
 
Forum: Forum Issues and Administration
Topic: FORUM REACHES 2,000,000 POSTS TODAY
Replies: 41
Views: 1175

Re: Post Your Favorite Recipe (Or Any Recipe You Like)

by peppers » Sat Jun 15, 2013 8:17 am MP173 wrote: Peppers: Jalepeno poppers .... describe please. Sounds interesting. Ed jalapenos cream cheese garlic cloves sun dried tomatoes basil bacon I grill them two ways. Cut off the top of the peppers and remove seeds. Mix the cream cheese, sun dried tomato...
by peppers
Sun Apr 20, 2014 11:34 pm
 
Forum: Personal Consumer Issues
Topic: Post Your Favorite Recipe (Or Any Recipe You Like)
Replies: 17
Views: 1016

Re: Possible fraud? Getting mail about a car I don't own.

Sirius is relentless in sending us offers to subscribe to their service. Not happenin'. Once a month, the dearlership where I have purchased vehicles in the past sends letters like, "Your (whatever) is worth $X, and we need your car." "I have a buyer willing to pay top dollar for your...
by peppers
Sun Apr 20, 2014 9:25 am
 
Forum: Personal Consumer Issues
Topic: Possible fraud? Getting mail about a car I don't own.
Replies: 16
Views: 1399

Re: Hit your #, Still want to work, does your savings % chan

Thought experiment.

Start at the end and think your way back. Now, what do you want to do going forward ?

Or, we all have mountains to climb in life. Some we want to for the challenge and the sense of accomplishment. Others, well, we have to because that's the way it is.
by peppers
Sun Apr 20, 2014 9:03 am
 
Forum: Personal Finance (Not Investing)
Topic: Hit your #, Still want to work, does your savings % change?
Replies: 47
Views: 3758

Re: POLL: why carry cash?

I like to have some benjamins handy.

"Don't leave home without it"
by peppers
Sun Apr 20, 2014 8:40 am
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 216
Views: 6905

Re: Baby Boomers: Top 10 Movies

Clockwork Orange and 2001: A Space Odyssey

I miss HAL
by peppers
Sat Apr 19, 2014 11:07 pm
 
Forum: Personal Consumer Issues
Topic: Baby Boomers: Top 10 Movies
Replies: 44
Views: 2746

Re: Help me find a good slow cooker

My chef at home uses The Crock-Pot Slow Cooker. The price was $40 - $50. It can go up to 10 hours and has never disappointed. It is about 4 years old and is used frequently.
by peppers
Thu Apr 17, 2014 9:22 pm
 
Forum: Personal Consumer Issues
Topic: Help me find a good slow cooker
Replies: 29
Views: 1511

Re: Boglehead used car problem. Run It or ditch it?

IIWM, I would keep it.

There is no black cloud, it's a means of transportation, nothing more.
by peppers
Thu Apr 17, 2014 8:13 pm
 
Forum: Personal Consumer Issues
Topic: Boglehead used car problem. Run It or ditch it?
Replies: 26
Views: 2002

Re: heartbleed - widespread internet security problem

If anyone is interested...

http://www.us-cert.gov/ncas/alerts/TA14-098A

Yes, I realize that there are many IT professionals on this site; this is for some individuals trying to get a better understanding of the Heartbleed issue.
by peppers
Mon Apr 14, 2014 8:43 pm
 
Forum: Personal Consumer Issues
Topic: heartbleed - widespread internet security problem
Replies: 175
Views: 16467

Re: Speculation on I Bond fixed rate for May 1st

Speculation on Bogleheads....

Heartbleed run amok....

Red Blood Moon on April 15 2014....

These are perilous times.....
by peppers
Sat Apr 12, 2014 6:56 pm
 
Forum: Investing - Theory, News & General
Topic: Speculation on I Bond fixed rate for May 1st
Replies: 32
Views: 3444

Re: Problem with Vanguard website

No problem getting in.
by peppers
Fri Apr 11, 2014 9:33 pm
 
Forum: Investing - Help with Personal Investments
Topic: Problem with Vanguard website
Replies: 25
Views: 2029

Re: Stock markets in free fall?

Why own bonds at all? :)
by peppers
Fri Apr 11, 2014 8:54 pm
 
Forum: Investing - Theory, News & General
Topic: Stock markets in free fall?
Replies: 92
Views: 6562

Re: Vanguard website & Heartbleed security flaw

There are 2 search boxes. Having more than one choice tends to confuse people. :)
by peppers
Thu Apr 10, 2014 6:37 pm
 
Forum: Personal Consumer Issues
Topic: heartbleed - widespread internet security problem
Replies: 175
Views: 16467

Re: I saw a "Boglehead" on my flight yesterday!

Was it 广东话 ? or 浙江 ?
by peppers
Wed Apr 09, 2014 10:05 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: I saw a "Boglehead" on my flight yesterday!
Replies: 65
Views: 7639

Re: Stable Value Funds

by peppers
Sun Apr 06, 2014 8:38 am
 
Forum: Investing - Theory, News & General
Topic: Stable Value Funds
Replies: 12
Views: 856

Re: Vanguard Statements

The HFT guys are playing around.
by peppers
Sat Apr 05, 2014 11:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: Vanguard Statements
Replies: 8
Views: 708

Re: Should I see Frozen?

Yao on the violin?
by peppers
Sat Apr 05, 2014 11:45 pm
 
Forum: Personal Consumer Issues
Topic: Should I see Frozen?
Replies: 16
Views: 1788

Re: How are you preparing for the coming bear market

The Tetrad Red Blood Moon starts on April 15th. (Irony)

We will carry on according to plan. Or more likely muddle through.
by peppers
Sat Apr 05, 2014 12:57 pm
 
Forum: Investing - Theory, News & General
Topic: How are you preparing for the coming bear market
Replies: 104
Views: 7846

Re: Stable Value Funds

There are some risks. The contracts and securities purchased for the fund are backed solely by the financial resources of the issuers of such contracts and securities. Issuers may experience credit failure or fail to meet their financial obligations which could result in a loss. And such funds are n...
by peppers
Sat Apr 05, 2014 11:04 am
 
Forum: Investing - Theory, News & General
Topic: Stable Value Funds
Replies: 12
Views: 856

Re: International Bond Allocation?

I was curious.......

As of 02/28/2014

Vanguard Total Bond Index Fund VBMFX 6.6% in Foreign Bonds

Vanguard Balanced Index Fund VBINX 5.6% in Foreign Bonds
by peppers
Sat Apr 05, 2014 10:17 am
 
Forum: Investing - Help with Personal Investments
Topic: International Bond Allocation?
Replies: 24
Views: 1646

Re: The Coming Financial Crisis-Another Guru Has Spoken

I've witnessed all the aforementioned events and rode the bear in 1973-74 as a young investing buck. It didn't make me a guru. :)
by peppers
Sun Mar 30, 2014 9:55 pm
 
Forum: Investing - Theory, News & General
Topic: The Coming Financial Crisis-Another Guru Has Spoken
Replies: 5
Views: 1058

Re: “Status Quo” Bias in investing. Does it hurt or help?

Along Taylors thinking.....

If only tax advantaged - VSMGX Vanguard Life Strategy Moderate Growth

If both taxable and tax advantaged - Same 4 Vanguard funds placed accordingly in each account. Stocks in taxable and bonds in tax advantaged.

Then go into inertia mode.
by peppers
Sun Mar 30, 2014 12:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: “Status Quo” Bias in investing. Does it hurt or help?
Replies: 21
Views: 945

Re: Lazy portfolios: no returns or risk information

Taylor

Ozark's post.....good stuff....I have to save it in my own little "collection of gems".
by peppers
Sun Mar 30, 2014 10:19 am
 
Forum: Investing - Theory, News & General
Topic: Lazy portfolios: no returns or risk information
Replies: 132
Views: 6640

Re: Poll: how did you decide on stock/bond allocation?

Reading "The Intelligent Investor" was a big influence.
by peppers
Sun Mar 30, 2014 9:38 am
 
Forum: Investing - Theory, News & General
Topic: Poll: how did you decide on stock/bond allocation?
Replies: 35
Views: 1862

Re: Frugal Fatigue

Always strike a balance between now and the future. You save and have a goal. Excellent.

However, while riding a bike to exercise and save some benjamins is good, doing it in Chicago...in January...when it's -15 degrees before the windchill...you might want to rethink this next time.
by peppers
Sat Mar 29, 2014 11:55 am
 
Forum: Personal Consumer Issues
Topic: Frugal Fatigue
Replies: 96
Views: 9814

Re: International Bond Allocation?

The Barclay Gov/Credit Bond Index fund that I use in my 401k has about 15% international.
by peppers
Sat Mar 29, 2014 11:24 am
 
Forum: Investing - Help with Personal Investments
Topic: International Bond Allocation?
Replies: 24
Views: 1646

Re: S&P 500 DEAD forever!!!

So, should the fund symbol be VFDII ? :)
by peppers
Fri Mar 28, 2014 9:02 pm
 
Forum: Investing - Theory, News & General
Topic: S&P 500 DEAD forever!!!
Replies: 13
Views: 2723

Re: foreign sales people calling 5 times daily

Sometimes you gotta have some fun with these calls....so...my responses... You have reached the Regional Office of the Federal Bureau of Investigations, Agent Peppers speaking, what can I do for you? or MonaLisa pizzeria, what would you like to order? or Sorry, I am so broke, I can't even afford to ...
by peppers
Fri Mar 21, 2014 11:35 pm
 
Forum: Personal Consumer Issues
Topic: foreign sales people calling 5 times daily
Replies: 41
Views: 2653

Re: Form 8606 - Roth IRA Basis

^^^ More homework? My dog ate the last assignment. :happy
by peppers
Sun Mar 16, 2014 10:32 am
 
Forum: Personal Finance (Not Investing)
Topic: Form 8606 - Roth IRA Basis
Replies: 28
Views: 1509

Re: 20% More in Roth vs. TIRA, Even w/Uniform Tax Rate?

bsteiner

Thank you for the links.
by peppers
Sun Mar 16, 2014 10:07 am
 
Forum: Investing - Theory, News & General
Topic: 20% More in Roth vs. TIRA, Even w/Uniform Tax Rate?
Replies: 20
Views: 1172

Re: When to file social security benefits 62 or 67?

Also called Ya ya I believe. :)
by peppers
Thu Mar 13, 2014 6:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: When to file social security benefits 62 or 67?
Replies: 56
Views: 2950

Re: When to file social security benefits 62 or 67?

sscritic wrote:Speaking of homework, who googled images of 佟丽娅 to check out her teeth? :)


Tong Liya, am I close?
by peppers
Thu Mar 13, 2014 6:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: When to file social security benefits 62 or 67?
Replies: 56
Views: 2950

Re: How do I stop worrying about money?

StarbuxInvestor

Perhaps you have won the race, taken the victory lap and still redlining the engine?
Take your foot off the accelerator and glide into the recognition of your accomplishments.
Your health and a loving soul mate, what more does one need?
by peppers
Mon Mar 10, 2014 9:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: How do I stop worrying about money?
Replies: 66
Views: 5593

Re: How did you get through the market crash in 08-09

As the events of 2008-2009 played out, fellow coworkers would ask, "How's your 401k doing? I would reply, "It's about a 201k now."
by peppers
Sun Mar 09, 2014 9:09 pm
 
Forum: Investing - Theory, News & General
Topic: How did you get through the market crash in 08-09
Replies: 104
Views: 5452

Re: Money issues - people take me for granted

What part of "NO" don't you understand?

They're players, and you're being played.
by peppers
Sun Mar 09, 2014 7:24 pm
 
Forum: Personal Finance (Not Investing)
Topic: Money issues - people take me for granted
Replies: 74
Views: 4931

Re: Bogleheads.org Home Page Updated

off-white...thank you. I thought I was becoming ocularly challenged.
by peppers
Sun Mar 09, 2014 12:11 pm
 
Forum: Forum Issues and Administration
Topic: Bogleheads.org Home Page Updated
Replies: 230
Views: 9131

Re: Bonds - What other fund?

Barclays Capital US Government/Credit Bond Index
by peppers
Sun Mar 09, 2014 10:47 am
 
Forum: Investing - Theory, News & General
Topic: Bonds - What other fund?
Replies: 20
Views: 1459

Re: OMG, There Goes Coinstar?

In the big evil metropolis where I dwell, two of my banks and several of their branches have coin counters.
by peppers
Sat Mar 08, 2014 8:55 pm
 
Forum: Personal Consumer Issues
Topic: OMG, There Goes Coinstar?
Replies: 38
Views: 3835

Re: Customer service - Vanguard vs Fidelity

My 401k is at Fidelity and the other accounts are at Vanguard. Over the years, I have had a few interactions with the CSR's at both organizations. Overall, I would rate them about the same. To be clear, my issues were relatively minor and resolved in a timely fashion. Once or twice a year a Fidelity...
by peppers
Sat Mar 08, 2014 8:43 pm
 
Forum: Investing - Theory, News & General
Topic: Customer service - Vanguard vs Fidelity
Replies: 80
Views: 6624

Re: Which Chromebook?

(1) ACER C720
(2) No Crouton
(3) Quiet
(4) Wireless router in house so.......
(5) HDMI yes but have not used it yet.
(6) Not as good as my IPad but adequate for my purposes.
by peppers
Sat Mar 08, 2014 8:11 pm
 
Forum: Personal Consumer Issues
Topic: Which Chromebook?
Replies: 42
Views: 2590

Re: Bogleheads.org Home Page Updated

A mere one and seven eighth of an inch of space on Chromebook, reserved for future expansion. I can hear the site admins teeth grinding as I write. :)
by peppers
Fri Mar 07, 2014 8:12 pm
 
Forum: Forum Issues and Administration
Topic: Bogleheads.org Home Page Updated
Replies: 230
Views: 9131

Re: The Stock Market's Relentless Bid, Explained

I eagerly await the PE10>30 thread. :happy
by peppers
Thu Mar 06, 2014 8:10 pm
 
Forum: Investing - Theory, News & General
Topic: The Stock Market's Relentless Bid, Explained
Replies: 22
Views: 2370

Re: Bogleheads.org Home Page Updated

The multi-colored bar fades left to right. I assume that is the effect you are looking for?
by peppers
Tue Mar 04, 2014 11:16 pm
 
Forum: Forum Issues and Administration
Topic: Bogleheads.org Home Page Updated
Replies: 230
Views: 9131

Re: Bogleheads.org Home Page Updated

Page looks the same on Chromebook, Win 7 laptop and IPad.
by peppers
Tue Mar 04, 2014 11:14 pm
 
Forum: Forum Issues and Administration
Topic: Bogleheads.org Home Page Updated
Replies: 230
Views: 9131

Re: You know you're a Boglehead when ...

When you actively engage in a 10 page 400+ post thread.
by peppers
Mon Mar 03, 2014 10:47 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: You know you're a Boglehead when ...
Replies: 86
Views: 5159
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