Search found 1411 matches

Return to advanced search

Re: What is your BMI?

I'm overweight, borderline class 1 obese. We have this scale in my clinic. Have to use it now during PT evaluations. It makes me laugh. Guys that come in who are weightlifters are always obese by this scale.
by pennstater2005
Thu Jan 29, 2015 6:19 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: What is your BMI?
Replies: 28
Views: 1809

Re: AliBaba

I learned that word here too :happy
by pennstater2005
Thu Jan 29, 2015 12:59 pm
 
Forum: Investing - Theory, News & General
Topic: AliBaba
Replies: 151
Views: 12994

Re: AliBaba

TheRightKost87 wrote:I just came here to :D at the BABA investors as they :oops:

Glad I'm sticking to indexing


Schadenfreude. Not cool.
by pennstater2005
Thu Jan 29, 2015 11:26 am
 
Forum: Investing - Theory, News & General
Topic: AliBaba
Replies: 151
Views: 12994

Re: Best Online Savings bank

I like Ally. Fairly quick transfers of money in and out. Mobile check deposit. Free checks. All ATM fees reimbursed. Continually updated website and app. And .99% savings account rate. 10% interest checking for balances under $15k. Have used customer service multiple times with issue always resolved...
by pennstater2005
Wed Jan 28, 2015 12:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Best Online Savings bank
Replies: 50
Views: 7410

Re: Is there a name for this kind of toilet ?

JLJL wrote:Hexdump I think


There it is.
by pennstater2005
Wed Jan 28, 2015 9:10 am
 
Forum: Personal Consumer Issues
Topic: Is there a name for this kind of toilet ?
Replies: 13
Views: 1164

Re: Is there a name for this kind of toilet ?

Can't offer any advice but man, there's a joke in there somewhere :wink:
by pennstater2005
Wed Jan 28, 2015 8:58 am
 
Forum: Personal Consumer Issues
Topic: Is there a name for this kind of toilet ?
Replies: 13
Views: 1164

Re: What mutual fund companies do you use?

Vanguard. Had Franklin Templeton fund but expenses were ridiculously high. This was pre-boglehead days :x
by pennstater2005
Tue Jan 27, 2015 8:41 pm
 
Forum: Investing - Theory, News & General
Topic: What mutual fund companies do you use?
Replies: 61
Views: 2637

Re: Less than a Million Club Poll, your real number?

dbCooperAir wrote:Not enough votes to mean much of anything but I do find it odd thus far that the single people feel they need twice the amount of us married folk :wink:


I'm married and I voted 300-400k.
by pennstater2005
Mon Jan 26, 2015 4:04 pm
 
Forum: Personal Consumer Issues
Topic: Less than a Million Club Poll, your real number?
Replies: 15
Views: 3243

Re: Less than a Million Club Poll, your real number?

With SS from spouse and myself, even possibly paying out at only 75%, I'm estimating in the 300-500k range with current yearly expenditures. Of course, this is only a guess.
by pennstater2005
Mon Jan 26, 2015 12:45 pm
 
Forum: Personal Consumer Issues
Topic: Less than a Million Club Poll, your real number?
Replies: 15
Views: 3243

Re: Success stories of NOT buying more/too much house

I consider myself lucky. I found a small cape cod with 3 bedrooms and 2 full baths and half an acre (double lot) in a neighborhood where most homes are 2 and 1. It has a mortgage we can afford on one salary if needed. Sometimes the rooms feel small but when the utility bills come it's worth it. It's...
by pennstater2005
Mon Jan 26, 2015 9:09 am
 
Forum: Personal Finance (Not Investing)
Topic: Success stories of NOT buying more/too much house
Replies: 65
Views: 5927

Re: 400ft Driveway - How do I plow the snow?

Oddly enough, that's about the length of my driveway. To make matters worse, mine is up hill from the road and has a switchback mid-way up. This pretty much described my driveway in central Conn, except mine was closer to 600 feet. Lived in that house for 27 years and initially shoveled it by hand....
by pennstater2005
Sun Jan 25, 2015 3:38 pm
 
Forum: Personal Consumer Issues
Topic: 400ft Driveway - How do I plow the snow?
Replies: 64
Views: 4694

Re: Anyone still keep DVDs?

A few hundred in a bin. I pull them out every once in awhile.
by pennstater2005
Sun Jan 25, 2015 12:52 pm
 
Forum: Personal Consumer Issues
Topic: Anyone still keep DVDs?
Replies: 25
Views: 1477

Re: Poll: Principles of Boglehead Philosopy

Ten, eleven, or whatever is the right number of the Bogleheads principles, provide a comprehensive view of one's personal financial management. Perhaps, things like adequate insurance and estate planning belong here, too. However, the most effective number to focus on is THREE. If you have a list o...
by pennstater2005
Sat Jan 24, 2015 9:20 am
 
Forum: Investing - Theory, News & General
Topic: Poll: Principles of Boglehead Philosophy
Replies: 66
Views: 3527

Re: Poll: Principles of Boglehead Philosopy

. There are no 3, 4 (whatever) important investing principles. The Boglehead investing philosophy is comprehensive -- all 10 principles -- encompassing important investing decisions that enhance our ability (and probability) to meet financial goals. I didn't really read all responses in detail, but...
by pennstater2005
Fri Jan 23, 2015 7:56 pm
 
Forum: Investing - Theory, News & General
Topic: Poll: Principles of Boglehead Philosophy
Replies: 66
Views: 3527

Re: Poll: Principles of Boglehead Philosopy

Other than market timing and slice and dicing I don't recall my FA mentioning too many of the others. Wonder why :?:
by pennstater2005
Fri Jan 23, 2015 12:24 pm
 
Forum: Investing - Theory, News & General
Topic: Poll: Principles of Boglehead Philosophy
Replies: 66
Views: 3527

Re: $7 gas - what would you do?

Cry, and then get into my car and cry some more while driving to the gas station.
by pennstater2005
Fri Jan 23, 2015 12:00 pm
 
Forum: Personal Consumer Issues
Topic: $7 gas - what would you do?
Replies: 125
Views: 18660

Re: Buying life insurance online

As Grt2bOutdoors noted above:

I used http://www.term4sale.com/ to get quotes and then called my local independent agent who set everything up for me. Ended up using Genworth and got a great price. Very satisfied.
by pennstater2005
Fri Jan 23, 2015 11:55 am
 
Forum: Personal Finance (Not Investing)
Topic: Buying life insurance online
Replies: 21
Views: 719

Re: Poll: Principles of Boglehead Philosopy

Grt2bOutdoors wrote:Keep Investing Costs Low, Diversify Your Investments, Stay the Course! Carry on!


:thumbsup
by pennstater2005
Fri Jan 23, 2015 8:52 am
 
Forum: Investing - Theory, News & General
Topic: Poll: Principles of Boglehead Philosophy
Replies: 66
Views: 3527

Re: Question/Advice for investment

As Mike noted, CD rates are low but it is a safe investment. You're interested in possibly investing this money so the question is; How much money are you willing to lose out of this $3,000?
by pennstater2005
Thu Jan 22, 2015 8:39 pm
 
Forum: Investing - Help with Personal Investments
Topic: Question/Advice for investment
Replies: 2
Views: 328

Re: Gotta Be a Bear Market Coming

The economy looks strong with growth up and unemployment down. Nonetheless, I'e got to think this bull market is getting somewhat aged. While I won't resort to market-timing, I am bracing - perhaps irrationally - bracing for a major correction or bear market. bear market comes when people like you ...
by pennstater2005
Thu Jan 22, 2015 7:26 pm
 
Forum: Investing - Help with Personal Investments
Topic: Gotta Be a Bear Market Coming
Replies: 64
Views: 7658

Re: Gotta Be a Bear Market Coming

I'm tiring of this bull market. I need some change.
by pennstater2005
Thu Jan 22, 2015 7:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: Gotta Be a Bear Market Coming
Replies: 64
Views: 7658

Re: What do you drive, and why?

2007 Honda Accord because it's reliable and good on gas. It's been virtually maintenance free regarding the engine and transmission. I wish I would've got leather though. My seats are a pain to clean. They're lint magnets and only duck tape gets it off.
by pennstater2005
Thu Jan 22, 2015 5:20 pm
 
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 205
Views: 17198

Re: What is highest paying cash credit card

I think it depends on how you will be using it. In my case, I don't have a car, so I either walk or use public transit; consequently, gas rebates don't matter to me. I also rarely fly, once, perhaps twice a year at the most; therefore, frequent flyer rebates don't matter to me. This. I can't find m...
by pennstater2005
Thu Jan 22, 2015 5:13 pm
 
Forum: Personal Consumer Issues
Topic: What is highest paying cash credit card
Replies: 24
Views: 2562

Re: Poll

I'm not sure. Haven't thought that far ahead. Can someone convince me one way or another?
by pennstater2005
Thu Jan 22, 2015 2:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll [Cemetery or Cremation]
Replies: 20
Views: 700

Re: Should I ask for a raise? If so, how?

Asking for a raise seems appropriate however the power point presentation might be a little much.
by pennstater2005
Wed Jan 21, 2015 2:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I ask for a raise? If so, how?
Replies: 11
Views: 1094

Re: What age did you hit $100,000?

I haven't yet. Got a late start and with student loan debt and a mortgage it's gonna be a haul. I'll get there. This forum has helped me immensely.
by pennstater2005
Wed Jan 21, 2015 11:51 am
 
Forum: Personal Finance (Not Investing)
Topic: What age did you hit $100,000?
Replies: 68
Views: 5823

Re: The "Less Than" a Million $ Club

Is it odd that I don't have a number? I'm just saving as much as possible and spending only what I need. I've never sat down and figured out a number. At some point, you should determine a "number" or you may end up working years longer than you have to, or forgoing pleasures that you cou...
by pennstater2005
Tue Jan 20, 2015 12:11 pm
 
Forum: Personal Consumer Issues
Topic: The "Less Than" a Million $ Club
Replies: 71
Views: 10261

Re: The "Less Than" a Million $ Club

Is it odd that I don't have a number? I'm just saving as much as possible and spending only what I need. I've never sat down and figured out a number.
by pennstater2005
Tue Jan 20, 2015 10:06 am
 
Forum: Personal Consumer Issues
Topic: The "Less Than" a Million $ Club
Replies: 71
Views: 10261

Re: Let's Celebrate! Which funds are you buying in 2015?

Lifestrategy growth fund. Let the party begin!
by pennstater2005
Mon Jan 19, 2015 8:17 pm
 
Forum: Investing - Theory, News & General
Topic: Let's Celebrate! Which funds are you buying in 2015?
Replies: 48
Views: 3595

Re: The "Less Than" a Million $ Club

I'll be in this club when I retire. I'm a low wage earner, especially on this forum, but I'm comfortable and feel fortunate to be where I'm at financially. My needs in retirement will be manageable.
by pennstater2005
Mon Jan 19, 2015 4:37 pm
 
Forum: Personal Consumer Issues
Topic: The "Less Than" a Million $ Club
Replies: 71
Views: 10261

Re: Bored when market is closed

Not even a little bit.
by pennstater2005
Mon Jan 19, 2015 1:12 pm
 
Forum: Investing - Theory, News & General
Topic: Bored when market is closed
Replies: 28
Views: 2091

Re: spousal or partner frugality comparison poll

Toons wrote:My spouse feels no need to replace anything until what you have is worn out.......Just doesn't like spending money. :happy


Pretty much the same here. We both think about things that might be nice to have but don't really need at the moment.
by pennstater2005
Mon Jan 19, 2015 11:30 am
 
Forum: Personal Finance (Not Investing)
Topic: spousal or partner frugality comparison poll
Replies: 18
Views: 1818

Re: Why I like this forum

Whether you are a registered member or just lurking there is always something to be gained.
by pennstater2005
Sun Jan 18, 2015 4:02 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Why I like this forum
Replies: 34
Views: 2274

Re: Car seat for toddler

Just saw your post above. Is she rear facing still?
by pennstater2005
Sun Jan 18, 2015 2:09 pm
 
Forum: Personal Consumer Issues
Topic: Convertible Car seat for toddler
Replies: 11
Views: 839

Re: Car seat for toddler

Check out the Britax Pioneer 70. It harnesses your child up to 70# and then uses the seat belt after that up to 110#. It has two cup holders and supports the head well even when sleeping. It's super easy to install and adjusting the shoulder strap height as they grow is easy too. The seat reclines a...
by pennstater2005
Sun Jan 18, 2015 2:07 pm
 
Forum: Personal Consumer Issues
Topic: Convertible Car seat for toddler
Replies: 11
Views: 839

Re: Poll: Your Max. REIT Allocation

Life strategy Growth fund - 3.75%
by pennstater2005
Sat Jan 17, 2015 1:00 pm
 
Forum: Investing - Theory, News & General
Topic: Poll: Your Max. REIT Allocation
Replies: 54
Views: 4038

Re: Where do you shop for groceries?

Not sure if this had been posted before but I found it interesting. If Aldi starts accepting credit cards I would definitely get the AMEX card for the 6% rewards.


http://supermarketnews.com/retail-finan ... edit-cards
by pennstater2005
Fri Jan 16, 2015 11:02 am
 
Forum: Personal Consumer Issues
Topic: Where do you shop for groceries?
Replies: 97
Views: 8029

Re: FreeTaxUSA for tax returns?

Busting Myths wrote:Nothing is truly free in life. What does freetaxusa get in return?


Not sure. Federal is free. Years ago the federal form was only free under a certain income level. Now it seems it is free for all. They probably get a lot of folks who use the state form, which is $12.95, due to convienence.
by pennstater2005
Fri Jan 16, 2015 9:13 am
 
Forum: Personal Finance (Not Investing)
Topic: FreeTaxUSA for tax returns?
Replies: 4
Views: 523

Re: FreeTaxUSA for tax returns?

Have used it for nearly ten years with no issues. I also do the state return there for convenience.
by pennstater2005
Fri Jan 16, 2015 12:02 am
 
Forum: Personal Finance (Not Investing)
Topic: FreeTaxUSA for tax returns?
Replies: 4
Views: 523

Re: Amex Fidelity CC 2% Cash Back

No issues here. Great customer service. Two new cards automatically issued when fraudulent activity was suspected. Automatic cash rewards into Fidelity cash account. Got my $30 credit too without issue from the small business Saturday event.
by pennstater2005
Thu Jan 15, 2015 9:10 am
 
Forum: Personal Finance (Not Investing)
Topic: Amex Fidelity CC 2% Cash Back
Replies: 60
Views: 5978

Re: How Many Credit Cards do you have?

10 or more now. I primarily use 1. Sallie Mae MasterCard for 5% on gas/groceries/Amazon/Super Walmart 2. Fidelity Amex 2% for everything else 3. Capital One Quicksilver (just got) for where Amex isn't accepted, which isn't very often. Other cards I have are a BOA, Discover, Amazon Visa, Lowes, and K...
by pennstater2005
Tue Jan 13, 2015 2:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: How Many Credit Cards do you have?
Replies: 99
Views: 16262

Re: Help: Writing my first Investment Plan

My IPS:

1. Invest monthly using low cost investment vehicles.
2. Increase savings rate as able.
3. 80/20 stock/bond allocation until 40 years of age, then review.
4. Lifestrategy or balanced fund of some sort for simplicity.
5. Avoid investment advisors.

Maybe number 5 should be number 1.
by pennstater2005
Mon Jan 12, 2015 8:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help: Writing my first Investment Plan
Replies: 10
Views: 1156

Re: POLL: Homeowners Ins cost $/month per $100k home value?

I recently went from a $500 deductible to a $2000 one. I had made a claim on a tree being taken down in our back yard as the guy doing it noticed it had been struck by lightning. The insurance company covered it (minus deductible) and the next homeowners insurance bill I received had gone from $500/...
by pennstater2005
Mon Jan 12, 2015 2:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: Homeowners Ins cost $/month per $100k home value?
Replies: 42
Views: 3136

Re: Do you use lifestrategy/ asset allocation funds?

ObliviousInvestor wrote:I use the LifeStrategy Growth Fund for all of my retirement savings. The primary motivation is that it's less hassle and I'm less tempted to tinker.


Same.
by pennstater2005
Sat Jan 10, 2015 9:24 pm
 
Forum: Investing - Theory, News & General
Topic: Do you use lifestrategy/ asset allocation funds?
Replies: 36
Views: 3076

Re: Documentaries to recommend?

Out of the Clear Blue Sky.

Touching documentary regarding the loss of life for Cantor Fitzgerald during the September 11th terrorist attacks and their CEO's response. Available on Netflix.

http://www.outoftheclearblueskymovie.com/synopsis/
by pennstater2005
Wed Dec 31, 2014 4:27 pm
 
Forum: Personal Consumer Issues
Topic: Documentaries to recommend?
Replies: 109
Views: 12677

Re: Poll: Total cost of 2-yr cell phone ownership?

Two lines through h2o wireless at $29.98 each line purchased through pinzoo and then 2% off that w/Amex card for total of $58.77 for about $700 a year. Phones purchased on eBay for $250 for both - no contract attached. - Motorola atrix 2 was $150 and Blu phone was $100. Total $1,650 for 2 years and ...
by pennstater2005
Mon Dec 29, 2014 10:34 am
 
Forum: Personal Consumer Issues
Topic: Poll: Total cost of 2-yr cell phone ownership?
Replies: 54
Views: 3167

Re: Leaf blower (& Gutter cleaner) recommendations

I purchased the Stihl BG55( $149 ) this fall along with the gutter cleaning attachment kit( $39 ). It ended up being perfect for my needs. I bought it for blowing off my driveway, walks, decks, garage, occasional light snow, and lawn tractor (after mowing). I did not use it to blow many leaves as I ...
by pennstater2005
Fri Dec 26, 2014 9:16 pm
 
Forum: Personal Consumer Issues
Topic: Leaf blower (& Gutter cleaner) recommendations
Replies: 18
Views: 1867
Next

Return to advanced search