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Re: What's your number?

Way more than I have now! Does not having a number put me in the minority here? I always hated that ING commercial where everyone was carrying around their giant orange numbers.
by pennstater2005
Wed Apr 23, 2014 7:15 am
 
Forum: Personal Finance (Not Investing)
Topic: What's your number?
Replies: 69
Views: 4337

Re: Need help finding a better deal on this music CD

Here it is for $13.95 plus $3 shipping. That would save you a few bucks. I found the shipping charges in the FAQ section. http://www.springside.com/IVAN-PARKER-_-TIMELESS-TREASURES-CD/productinfo/IPT-CD/ And at Christianbook.com for $11.99 plus 3.99 shipping here (1-2 weeks shipping time) http://www...
by pennstater2005
Mon Apr 21, 2014 9:05 pm
 
Forum: Personal Consumer Issues
Topic: Need help finding a better deal on this music CD
Replies: 14
Views: 917

Re: If you have ACA health insurance, what is your experien

Currently I have Highmark BCBS insurance. It is their Direct Blue. It has a $250 deductible and is 90/10 after that. Out of pocket is $1500. I'm 35 and it cost me $182/month. It's very good insurance. I received a letter stating they will continue my coverage until years end however, after that ther...
by pennstater2005
Mon Apr 21, 2014 4:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 206
Views: 8284

Re: Post Your Favorite Recipe (Or Any Recipe You Like)

^
What exactly is tofu? I've never eaten it. What does it taste like? I'm open to anything though so I'll give this a try. Thanks.
by pennstater2005
Mon Apr 21, 2014 4:30 pm
 
Forum: Personal Consumer Issues
Topic: Post Your Favorite Recipe (Or Any Recipe You Like)
Replies: 17
Views: 1029

Re: Good scotch recommendations, where to buy

I had Talisker once. It was very nice. I'm not good at describing drinks.

http://www.malts.com/index.php/en_us/Ou ... troduction
by pennstater2005
Mon Apr 21, 2014 2:56 pm
 
Forum: Personal Consumer Issues
Topic: Good scotch recommendations, where to buy
Replies: 46
Views: 2671

Re: Post Your Favorite Recipe (Or Any Recipe You Like)

Thanks for all the suggestions. Definitely got some stuff to try out.
by pennstater2005
Mon Apr 21, 2014 2:42 pm
 
Forum: Personal Consumer Issues
Topic: Post Your Favorite Recipe (Or Any Recipe You Like)
Replies: 17
Views: 1029

Re: What does a Boglehead Mattress look like?

Go to Amazon and look at the reviews for Tuft and Needle. It's all fluff. Something like 85% off all reviews are non verified Amazon purchases. I've never seen that with any item I've purchased yet. Check out these reviews before anyone here thinks of making a purchase. http://www.amazon.com/Tuft-Ne...
by pennstater2005
Mon Apr 21, 2014 2:30 pm
 
Forum: Personal Consumer Issues
Topic: What does a Boglehead Mattress look like?
Replies: 17
Views: 1332

Re: Post Your Favorite Recipe (Or Any Recipe You Like)

I'm looking for anything. Calories are of no concern! Mostly dinner recipes for myself. But you can feel free to post any recipe you like. You never know. I might try it.
by pennstater2005
Sun Apr 20, 2014 8:10 pm
 
Forum: Personal Consumer Issues
Topic: Post Your Favorite Recipe (Or Any Recipe You Like)
Replies: 17
Views: 1029

Post Your Favorite Recipe (Or Any Recipe You Like)

I'm looking for some new ideas for dinner. Or any other meal for that matter. You can post whatever recipe you like. Breakfast, lunch, dinner, cookies, cakes, anything at all. Links are welcome (considering i'll be using one :happy) We just tried this one out recently and it was delicious. We served...
by pennstater2005
Sun Apr 20, 2014 8:01 pm
 
Forum: Personal Consumer Issues
Topic: Post Your Favorite Recipe (Or Any Recipe You Like)
Replies: 17
Views: 1029

Re: POLL: why carry cash?

It's a Small World at Disney = Torture

Off topic, sorry. This had to be said.
by pennstater2005
Sun Apr 20, 2014 8:33 am
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 225
Views: 7613

Re: Hyundai Equus vs Lexus LS460

One downside to the Equus. It's still not all wheel drive.
by pennstater2005
Sat Apr 19, 2014 9:26 am
 
Forum: Personal Consumer Issues
Topic: Hyundai Equus vs Lexus LS460
Replies: 2
Views: 458

Re: Golfer's elbow treatment

Go see your orthopedist. Or a physical therapist...depending on your state you don't need a Dr.'s prescription for the first 30 days of treatment. It's called direct access. You can look it up here. https://www.apta.org/uploadedFiles/APTAorg/Advocacy/State/Issues/Direct_Access/DirectAccessbyState.pd...
by pennstater2005
Sat Apr 19, 2014 8:42 am
 
Forum: Personal Consumer Issues
Topic: Golfer's elbow treatment
Replies: 7
Views: 455

Re: POLL: why carry cash?

schuyler74 wrote:It can easily take over 60 seconds per person when using cash.


I don't know if I've ever had to wait for 60 seconds when someone in front of me was paying cash. Maybe if they paid in all pennies. Now, someone who is writing a check....that's another story.

I occasionally carry cash.
by pennstater2005
Sat Apr 19, 2014 8:37 am
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 225
Views: 7613

Re: I need a new coffee maker, any recommendations?

Thanks again for all the ideas. I researched most of the suggestions and liked the Technivorm quite a lot but couldn't get past the price. With a $40 coupon code I ended up buying pretty much the same Bunn I had before. I am way too much a creature of habit. But come on! $40 off and free shipping to...
by pennstater2005
Fri Apr 18, 2014 9:46 pm
 
Forum: Personal Consumer Issues
Topic: I need a new coffee maker, any recommendations?
Replies: 60
Views: 2268

Re: I need a new coffee maker, any recommendations?

Hi, I had tried and experimented many many coffee makers over 20+ years. 1) Mellita -> get the 2 cups version and you can make a fresh cup of coffee quickly instead of letting it sit and get old. http://www.seattlecoffeegear.com/aeropress-coffee-maker?gdftrk=gdfV25576_a_7c1994_a_7c7624_a_7cCFP328A0...
by pennstater2005
Fri Apr 18, 2014 12:05 pm
 
Forum: Personal Consumer Issues
Topic: I need a new coffee maker, any recommendations?
Replies: 60
Views: 2268

Re: I need a new coffee maker, any recommendations?

Hi, I had tried and experimented many many coffee makers over 20+ years. 1) Mellita -> get the 2 cups version and you can make a fresh cup of coffee quickly instead of letting it sit and get old. http://www.seattlecoffeegear.com/aeropress-coffee-maker?gdftrk=gdfV25576_a_7c1994_a_7c7624_a_7cCFP328A0...
by pennstater2005
Fri Apr 18, 2014 10:17 am
 
Forum: Personal Consumer Issues
Topic: I need a new coffee maker, any recommendations?
Replies: 60
Views: 2268

Re: I need a new coffee maker, any recommendations?

Thanks for all the suggestions. I'm still looking through the responses and researching suggestions.
by pennstater2005
Fri Apr 18, 2014 9:47 am
 
Forum: Personal Consumer Issues
Topic: I need a new coffee maker, any recommendations?
Replies: 60
Views: 2268

Re: Thank you.

Pennstater: Thank you for your reply. Best wishes Taylor No problem. I guess it's not so much the auto drip as it is the speed of the brewing process that I'm looking for. I don't know if any other coffee makers brew in the 3 minutes that the Bunn coffee makers do. Keurigs are popular for a reason,...
by pennstater2005
Thu Apr 17, 2014 10:11 pm
 
Forum: Personal Consumer Issues
Topic: I need a new coffee maker, any recommendations?
Replies: 60
Views: 2268

Re: Help me find a good slow cooker

This is the one I purchased back in 2011 (link below). I have had no problems with it whatsoever. It has a 4 or 6 hour "high" setting and a 8 or 10 hour "low" setting. Once it finishes the cook cycle it automatically goes to the "warm" option. I've used it quite a bit. ...
by pennstater2005
Thu Apr 17, 2014 9:51 pm
 
Forum: Personal Consumer Issues
Topic: Help me find a good slow cooker
Replies: 29
Views: 1518

Re: I need a new coffee maker, any recommendations?

I don't want a Keurig, that's out. I want an auto drip, preferably something fast like the Bunn if that exists. Any ideas? pennstater: Why is a Keurig "out?" What is the advantage of an "auto drip?" Thank you and best wishes. Taylor K cups are more expensive. Keurigs don't heat ...
by pennstater2005
Thu Apr 17, 2014 8:21 pm
 
Forum: Personal Consumer Issues
Topic: I need a new coffee maker, any recommendations?
Replies: 60
Views: 2268

Re: I need a new coffee maker, any recommendations?

If you're going to buy a coffeemaker, buy one that gets it to the right temperature. The Specialized Coffee Brewers of America recommends three home brewers that meet their standards: •Technivorm Moccamaster •Bunn HG Home Brewer •Bonavita 8 Cup Exceptional Brew Coffee Maker with glass or thermal ca...
by pennstater2005
Thu Apr 17, 2014 7:43 pm
 
Forum: Personal Consumer Issues
Topic: I need a new coffee maker, any recommendations?
Replies: 60
Views: 2268

Re: I need a new coffee maker, any recommendations?

Ten years with a Bunn sounds good to me. I've used Bunn makers at home and some at work for probably 25 years and have been happy with them. It sounds as though you have also been happy with the Bunn, so why not stick with it? I may stick with it. I have a Bunn Gr10-W which evidently was recalled q...
by pennstater2005
Thu Apr 17, 2014 3:58 pm
 
Forum: Personal Consumer Issues
Topic: I need a new coffee maker, any recommendations?
Replies: 60
Views: 2268

Re: I need a new coffee maker, any recommendations?

Professor Emeritus wrote::happy Based on past threads, coffee is somewhat more controversial than market timing, religion, politics or sex with hookers. :D

I'm just not going there anymore :beer


Awww....come on, please :P
by pennstater2005
Thu Apr 17, 2014 3:33 pm
 
Forum: Personal Consumer Issues
Topic: I need a new coffee maker, any recommendations?
Replies: 60
Views: 2268

Re: I need a new coffee maker, any recommendations?

Phineas J. Whoopee wrote:It isn't what you asked for, but I loves me my Melitta cone manual drip brewer for more than a quarter century now.
PJW


So with this you just pour the hot water over the grounds? Do you microwave the water to get it hot?

HardKnocker,

Thanks but I'm using one of those now as a temporary fix :D
by pennstater2005
Thu Apr 17, 2014 3:24 pm
 
Forum: Personal Consumer Issues
Topic: I need a new coffee maker, any recommendations?
Replies: 60
Views: 2268

I need a new coffee maker, any recommendations?

My Bunn just died after 10 years of use and they don't make the part I need for it anymore. I'm looking for recommendations on a new coffee maker. I don't want a Keurig, that's out. I want an auto drip, preferably something fast like the Bunn if that exists. Any ideas?
by pennstater2005
Thu Apr 17, 2014 2:57 pm
 
Forum: Personal Consumer Issues
Topic: I need a new coffee maker, any recommendations?
Replies: 60
Views: 2268

Re: Toaster Ovens

Amazons best selling toaster ovens if you haven't checked this out already.

http://www.amazon.com/gp/bestsellers/ki ... k_2_4_last
by pennstater2005
Wed Apr 16, 2014 1:58 pm
 
Forum: Personal Consumer Issues
Topic: Toaster Ovens
Replies: 15
Views: 994

Re: What is your net worth

Negative. Now I'm depressed.
by pennstater2005
Wed Apr 16, 2014 9:36 am
 
Forum: Investing - Theory, News & General
Topic: What is your net worth
Replies: 37
Views: 5430

Re: When to let go of financial matters

Thank you. I'll admit right off, my wife and I have no kids, we've have moved to a new area and settled, and have started anew in an area new to us both. We have no acquaintances (relations or otherwise) close by (within distance) to speak of to whom we can turn when it comes to managing finances, ...
by pennstater2005
Tue Apr 15, 2014 10:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: When to let go of financial matters
Replies: 9
Views: 1858

Re: When to let go of financial matters

Do you have any interest in your own finances? Do you care that you may possibly spend 1% or more to someone to manage your finances? If not, you may be in an appropriate situation to hire someone to do this.
by pennstater2005
Tue Apr 15, 2014 9:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: When to let go of financial matters
Replies: 9
Views: 1858

Re: New homeowner: lawn care advice

I've used an electric string trimmer and sold it on eBay after the first use. Not nearly enough power for me. It wasn't 40v like some of these newer electric lawn tools though. I also push mowed about 1/2 an acre for the first year we lived in the house. Bought a rider the next year :D I say try the...
by pennstater2005
Tue Apr 15, 2014 10:24 am
 
Forum: Personal Consumer Issues
Topic: New homeowner: lawn care advice
Replies: 54
Views: 3831

Re: New homeowner: lawn care advice

Kobalt has a nice new line of 40V cordless outdoor tools including a lawn mower, blower, and string trimmer. I personally have no experience with them. Just walked by them at Lowes today and they look nice.

http://www.kobalttools.com/products/outdoor.html
by pennstater2005
Mon Apr 14, 2014 1:22 pm
 
Forum: Personal Consumer Issues
Topic: New homeowner: lawn care advice
Replies: 54
Views: 3831

Re: Financing the Purchase of Land

With that in mind, my wife and I have talked about less traditional options, like offering to pay their real estate taxes in exchange for the opportunity to buy later. Is that a crazy idea? Yes, it's crazy. How do you know they would hold up their end of that deal? Is it even possible to get that i...
by pennstater2005
Mon Apr 14, 2014 9:48 am
 
Forum: Personal Finance (Not Investing)
Topic: Financing the Purchase of Land
Replies: 6
Views: 581

Re: suggestion for awd luxury sedan

If you are looking at the new Hyundai Genesis you should check out the Hyundai Equus which is their premium luxury sedan. It has a lane departure warning system and blind spot detection among many other options, many standard. Although, no AWD. I believe it is a step above the Genesis. They're prett...
by pennstater2005
Mon Apr 14, 2014 9:27 am
 
Forum: Personal Consumer Issues
Topic: suggestion for awd luxury sedan
Replies: 44
Views: 3498

Re: Best car comparison website

http://www.cars.com

They have a nice side by side comparison tool.
by pennstater2005
Sun Apr 13, 2014 8:34 pm
 
Forum: Personal Consumer Issues
Topic: Best car comparison website
Replies: 4
Views: 558

Re: Do target retirement accounts rebalance for you?

A link to the glide path Random Musings is talking about, if you haven't already seen it.

https://advisors.vanguard.com/VGApp/iip ... re=2255253
by pennstater2005
Sat Apr 12, 2014 10:08 pm
 
Forum: Investing - Theory, News & General
Topic: Do target retirement accounts rebalance for you?
Replies: 3
Views: 427

Re: Woodpeckers...I'm desperate!

I found this which was interesting (link below). It is for a company that does woodpecker control. Evidently if the woodpecker is causing extensive damage a kill permit can be obtained from the federal government which would legally allow one to exterminate the bird. There may be a company in your a...
by pennstater2005
Sat Apr 12, 2014 9:21 pm
 
Forum: Personal Consumer Issues
Topic: Woodpeckers...I'm desperate!
Replies: 52
Views: 3446

Re: A foolish investor?

Some would say if you are making up for lost time, increase your savings rate not your amount of risk. To each his own though.
by pennstater2005
Fri Apr 11, 2014 7:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: A foolish investor?
Replies: 13
Views: 1555

Re: Improvement needed

I had an account with Raymond James. The adviser was someone my wife knew as well as my wife's father. Nice enough guy. I transferred the accounts out and into Vanguard and never heard from him again. This might make you feel better......or not :happy http://www.bogleheads.org/forum/viewtopic.php?f=...
by pennstater2005
Fri Apr 11, 2014 3:40 pm
 
Forum: Investing - Help with Personal Investments
Topic: Improvement needed
Replies: 42
Views: 1823

Re: A story, and a feeling of financial under-accomplishment

Whenever I am feeling stressed about money, or most anything really, I try to remember if that if I have a roof over my head, am warm and dry, have a meal in my stomach and physical safety, I am better off than probably 95% of the people in the world. We expect so much when we really need so little...
by pennstater2005
Fri Apr 11, 2014 1:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: A story, and a feeling of financial under-accomplishment
Replies: 48
Views: 4179

Re: Some websites are.......

Random Musings wrote:
pennstater2005 wrote:I'm still in the accumulation phase and hope for a correction. I'm tired of buying in at new highs.


Then you would have not wanted to been an investor from the period from 1974-2000. Lots of new highs them. You would have been exhausted. :)

RM


This is very true!
by pennstater2005
Fri Apr 11, 2014 1:33 pm
 
Forum: Investing - Theory, News & General
Topic: Some websites are.......[predicting stock market correction]
Replies: 22
Views: 2471

Re: Some websites are.......

I'm still in the accumulation phase and hope for a correction. I'm tired of buying in at new highs.
by pennstater2005
Fri Apr 11, 2014 9:03 am
 
Forum: Investing - Theory, News & General
Topic: Some websites are.......[predicting stock market correction]
Replies: 22
Views: 2471

Re: Getting over huge mistakes

I'm 35 with a negative net worth, so there's that.
by pennstater2005
Thu Apr 10, 2014 11:07 am
 
Forum: Personal Finance (Not Investing)
Topic: Getting over huge mistakes
Replies: 30
Views: 3313

Re: Favorite Investing Book?

The Investors Manifesto by Dr. Bernstein. Simple, easy to understand, and a quick read.
by pennstater2005
Wed Apr 09, 2014 10:29 am
 
Forum: Investing - Theory, News & General
Topic: Favorite Investing Book?
Replies: 42
Views: 3291

Re: Brown bagging in a more formal office

I use to eat out for lunch, not because others did, but because I was too lazy to pack one. Now I bring my lunch in a plastic Lowes bag and save lots of money. I still hate packing my lunch :annoyed
by pennstater2005
Wed Apr 09, 2014 9:29 am
 
Forum: Personal Consumer Issues
Topic: Brown bagging in a more formal office
Replies: 43
Views: 3094

Re: Outage on 4/5/2014?

I went to the Morningstar Diehard site and read some old posts. Then I went outside. The sun hurt my eyes.
by pennstater2005
Sun Apr 06, 2014 1:50 pm
 
Forum: Forum Issues and Administration
Topic: Outage on 4/5/2014?
Replies: 14
Views: 1076

Re: Please Try Out Test Posts Here

Scroll down to the post of interest, then swipe (select) the desired section with your mouse. Hit the "Quote" button in the top right corner of the post you've just swiped. Just trying this to make sure it worked. Edit: It did. Thank you very much LadyGeek. Never would've figured that out...
by pennstater2005
Sat Apr 05, 2014 4:13 pm
 
Forum: Forum Issues and Administration
Topic: Please Try Out Test Posts Here
Replies: 190
Views: 93679

Re: Please Try Out Test Posts Here

How do I snip quotes?
by pennstater2005
Sat Apr 05, 2014 3:37 pm
 
Forum: Forum Issues and Administration
Topic: Please Try Out Test Posts Here
Replies: 190
Views: 93679

Re: How are you preparing for the coming bear market

dbr wrote:
pennstater2005 wrote:Wait, so we're in a bull market? Why didn't someone tell me :(


http://money.cnn.com/2014/03/06/investi ... ive-years/


I was being sarcastic :happy
by pennstater2005
Sat Apr 05, 2014 1:44 pm
 
Forum: Investing - Theory, News & General
Topic: How are you preparing for the coming bear market
Replies: 104
Views: 7862

Re: How are you preparing for the coming bear market

Wait, so we're in a bull market? Why didn't someone tell me :(
by pennstater2005
Sat Apr 05, 2014 1:09 pm
 
Forum: Investing - Theory, News & General
Topic: How are you preparing for the coming bear market
Replies: 104
Views: 7862

Re: Buying for someone who "has everything"

For Christmas my dad, whom we tell not to buy anything, buys my wife and I toothpaste, laundry detergent, shaving cream, etc. I haven't bought any of that stuff for years. Not exciting but very useful. Saves me some dough :happy
by pennstater2005
Fri Apr 04, 2014 3:36 pm
 
Forum: Personal Consumer Issues
Topic: Buying for someone who "has everything"
Replies: 43
Views: 2308
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