Search found 1400 matches

Return to advanced search

Re: 400ft Driveway - How do I plow the snow?

Oddly enough, that's about the length of my driveway. To make matters worse, mine is up hill from the road and has a switchback mid-way up. This pretty much described my driveway in central Conn, except mine was closer to 600 feet. Lived in that house for 27 years and initially shoveled it by hand....
by pennstater2005
Sun Jan 25, 2015 3:38 pm
 
Forum: Personal Consumer Issues
Topic: 400ft Driveway - How do I plow the snow?
Replies: 28
Views: 1405

Re: Anyone still keep DVDs?

A few hundred in a bin. I pull them out every once in awhile.
by pennstater2005
Sun Jan 25, 2015 12:52 pm
 
Forum: Personal Consumer Issues
Topic: Anyone still keep DVDs?
Replies: 25
Views: 1243

Re: Poll: Principles of Boglehead Philosopy

Ten, eleven, or whatever is the right number of the Bogleheads principles, provide a comprehensive view of one's personal financial management. Perhaps, things like adequate insurance and estate planning belong here, too. However, the most effective number to focus on is THREE. If you have a list o...
by pennstater2005
Sat Jan 24, 2015 9:20 am
 
Forum: Investing - Theory, News & General
Topic: Poll: Principles of Boglehead Philosophy
Replies: 64
Views: 3150

Re: Poll: Principles of Boglehead Philosopy

. There are no 3, 4 (whatever) important investing principles. The Boglehead investing philosophy is comprehensive -- all 10 principles -- encompassing important investing decisions that enhance our ability (and probability) to meet financial goals. I didn't really read all responses in detail, but...
by pennstater2005
Fri Jan 23, 2015 7:56 pm
 
Forum: Investing - Theory, News & General
Topic: Poll: Principles of Boglehead Philosophy
Replies: 64
Views: 3150

Re: Poll: Principles of Boglehead Philosopy

Other than market timing and slice and dicing I don't recall my FA mentioning too many of the others. Wonder why :?:
by pennstater2005
Fri Jan 23, 2015 12:24 pm
 
Forum: Investing - Theory, News & General
Topic: Poll: Principles of Boglehead Philosophy
Replies: 64
Views: 3150

Re: $7 gas - what would you do?

Cry, and then get into my car and cry some more while driving to the gas station.
by pennstater2005
Fri Jan 23, 2015 12:00 pm
 
Forum: Personal Consumer Issues
Topic: $7 gas - what would you do?
Replies: 125
Views: 18480

Re: Buying life insurance online

As Grt2bOutdoors noted above:

I used http://www.term4sale.com/ to get quotes and then called my local independent agent who set everything up for me. Ended up using Genworth and got a great price. Very satisfied.
by pennstater2005
Fri Jan 23, 2015 11:55 am
 
Forum: Personal Finance (Not Investing)
Topic: Buying life insurance online
Replies: 21
Views: 711

Re: Poll: Principles of Boglehead Philosopy

Grt2bOutdoors wrote:Keep Investing Costs Low, Diversify Your Investments, Stay the Course! Carry on!


:thumbsup
by pennstater2005
Fri Jan 23, 2015 8:52 am
 
Forum: Investing - Theory, News & General
Topic: Poll: Principles of Boglehead Philosophy
Replies: 64
Views: 3150

Re: Question/Advice for investment

As Mike noted, CD rates are low but it is a safe investment. You're interested in possibly investing this money so the question is; How much money are you willing to lose out of this $3,000?
by pennstater2005
Thu Jan 22, 2015 8:39 pm
 
Forum: Investing - Help with Personal Investments
Topic: Question/Advice for investment
Replies: 2
Views: 320

Re: Gotta Be a Bear Market Coming

The economy looks strong with growth up and unemployment down. Nonetheless, I'e got to think this bull market is getting somewhat aged. While I won't resort to market-timing, I am bracing - perhaps irrationally - bracing for a major correction or bear market. bear market comes when people like you ...
by pennstater2005
Thu Jan 22, 2015 7:26 pm
 
Forum: Investing - Help with Personal Investments
Topic: Gotta Be a Bear Market Coming
Replies: 64
Views: 7534

Re: Gotta Be a Bear Market Coming

I'm tiring of this bull market. I need some change.
by pennstater2005
Thu Jan 22, 2015 7:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: Gotta Be a Bear Market Coming
Replies: 64
Views: 7534

Re: What do you drive, and why?

2007 Honda Accord because it's reliable and good on gas. It's been virtually maintenance free regarding the engine and transmission. I wish I would've got leather though. My seats are a pain to clean. They're lint magnets and only duck tape gets it off.
by pennstater2005
Thu Jan 22, 2015 5:20 pm
 
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 189
Views: 15224

Re: What is highest paying cash credit card

I think it depends on how you will be using it. In my case, I don't have a car, so I either walk or use public transit; consequently, gas rebates don't matter to me. I also rarely fly, once, perhaps twice a year at the most; therefore, frequent flyer rebates don't matter to me. This. I can't find m...
by pennstater2005
Thu Jan 22, 2015 5:13 pm
 
Forum: Personal Consumer Issues
Topic: What is highest paying cash credit card
Replies: 24
Views: 2535

Re: Poll

I'm not sure. Haven't thought that far ahead. Can someone convince me one way or another?
by pennstater2005
Thu Jan 22, 2015 2:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll [Cemetery or Cremation]
Replies: 20
Views: 686

Re: Should I ask for a raise? If so, how?

Asking for a raise seems appropriate however the power point presentation might be a little much.
by pennstater2005
Wed Jan 21, 2015 2:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I ask for a raise? If so, how?
Replies: 11
Views: 1085

Re: What age did you hit $100,000?

I haven't yet. Got a late start and with student loan debt and a mortgage it's gonna be a haul. I'll get there. This forum has helped me immensely.
by pennstater2005
Wed Jan 21, 2015 11:51 am
 
Forum: Personal Finance (Not Investing)
Topic: What age did you hit $100,000?
Replies: 68
Views: 5755

Re: The "Less Than" a Million $ Club

Is it odd that I don't have a number? I'm just saving as much as possible and spending only what I need. I've never sat down and figured out a number. At some point, you should determine a "number" or you may end up working years longer than you have to, or forgoing pleasures that you cou...
by pennstater2005
Tue Jan 20, 2015 12:11 pm
 
Forum: Personal Consumer Issues
Topic: The "Less Than" a Million $ Club
Replies: 71
Views: 9892

Re: The "Less Than" a Million $ Club

Is it odd that I don't have a number? I'm just saving as much as possible and spending only what I need. I've never sat down and figured out a number.
by pennstater2005
Tue Jan 20, 2015 10:06 am
 
Forum: Personal Consumer Issues
Topic: The "Less Than" a Million $ Club
Replies: 71
Views: 9892

Re: Let's Celebrate! Which funds are you buying in 2015?

Lifestrategy growth fund. Let the party begin!
by pennstater2005
Mon Jan 19, 2015 8:17 pm
 
Forum: Investing - Theory, News & General
Topic: Let's Celebrate! Which funds are you buying in 2015?
Replies: 48
Views: 3585

Re: The "Less Than" a Million $ Club

I'll be in this club when I retire. I'm a low wage earner, especially on this forum, but I'm comfortable and feel fortunate to be where I'm at financially. My needs in retirement will be manageable.
by pennstater2005
Mon Jan 19, 2015 4:37 pm
 
Forum: Personal Consumer Issues
Topic: The "Less Than" a Million $ Club
Replies: 71
Views: 9892

Re: Bored when market is closed

Not even a little bit.
by pennstater2005
Mon Jan 19, 2015 1:12 pm
 
Forum: Investing - Theory, News & General
Topic: Bored when market is closed
Replies: 28
Views: 2085

Re: spousal or partner frugality comparison poll

Toons wrote:My spouse feels no need to replace anything until what you have is worn out.......Just doesn't like spending money. :happy


Pretty much the same here. We both think about things that might be nice to have but don't really need at the moment.
by pennstater2005
Mon Jan 19, 2015 11:30 am
 
Forum: Personal Finance (Not Investing)
Topic: spousal or partner frugality comparison poll
Replies: 18
Views: 1810

Re: Why I like this forum

Whether you are a registered member or just lurking there is always something to be gained.
by pennstater2005
Sun Jan 18, 2015 4:02 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Why I like this forum
Replies: 34
Views: 2249

Re: Car seat for toddler

Just saw your post above. Is she rear facing still?
by pennstater2005
Sun Jan 18, 2015 2:09 pm
 
Forum: Personal Consumer Issues
Topic: Convertible Car seat for toddler
Replies: 11
Views: 830

Re: Car seat for toddler

Check out the Britax Pioneer 70. It harnesses your child up to 70# and then uses the seat belt after that up to 110#. It has two cup holders and supports the head well even when sleeping. It's super easy to install and adjusting the shoulder strap height as they grow is easy too. The seat reclines a...
by pennstater2005
Sun Jan 18, 2015 2:07 pm
 
Forum: Personal Consumer Issues
Topic: Convertible Car seat for toddler
Replies: 11
Views: 830

Re: Poll: Your Max. REIT Allocation

Life strategy Growth fund - 3.75%
by pennstater2005
Sat Jan 17, 2015 1:00 pm
 
Forum: Investing - Theory, News & General
Topic: Poll: Your Max. REIT Allocation
Replies: 54
Views: 3958

Re: Where do you shop for groceries?

Not sure if this had been posted before but I found it interesting. If Aldi starts accepting credit cards I would definitely get the AMEX card for the 6% rewards.


http://supermarketnews.com/retail-finan ... edit-cards
by pennstater2005
Fri Jan 16, 2015 11:02 am
 
Forum: Personal Consumer Issues
Topic: Where do you shop for groceries?
Replies: 97
Views: 8003

Re: FreeTaxUSA for tax returns?

Busting Myths wrote:Nothing is truly free in life. What does freetaxusa get in return?


Not sure. Federal is free. Years ago the federal form was only free under a certain income level. Now it seems it is free for all. They probably get a lot of folks who use the state form, which is $12.95, due to convienence.
by pennstater2005
Fri Jan 16, 2015 9:13 am
 
Forum: Personal Finance (Not Investing)
Topic: FreeTaxUSA for tax returns?
Replies: 4
Views: 517

Re: FreeTaxUSA for tax returns?

Have used it for nearly ten years with no issues. I also do the state return there for convenience.
by pennstater2005
Fri Jan 16, 2015 12:02 am
 
Forum: Personal Finance (Not Investing)
Topic: FreeTaxUSA for tax returns?
Replies: 4
Views: 517

Re: Amex Fidelity CC 2% Cash Back

No issues here. Great customer service. Two new cards automatically issued when fraudulent activity was suspected. Automatic cash rewards into Fidelity cash account. Got my $30 credit too without issue from the small business Saturday event.
by pennstater2005
Thu Jan 15, 2015 9:10 am
 
Forum: Personal Finance (Not Investing)
Topic: Amex Fidelity CC 2% Cash Back
Replies: 60
Views: 5314

Re: How Many Credit Cards do you have?

10 or more now. I primarily use 1. Sallie Mae MasterCard for 5% on gas/groceries/Amazon/Super Walmart 2. Fidelity Amex 2% for everything else 3. Capital One Quicksilver (just got) for where Amex isn't accepted, which isn't very often. Other cards I have are a BOA, Discover, Amazon Visa, Lowes, and K...
by pennstater2005
Tue Jan 13, 2015 2:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: How Many Credit Cards do you have?
Replies: 99
Views: 12809

Re: Help: Writing my first Investment Plan

My IPS:

1. Invest monthly using low cost investment vehicles.
2. Increase savings rate as able.
3. 80/20 stock/bond allocation until 40 years of age, then review.
4. Lifestrategy or balanced fund of some sort for simplicity.
5. Avoid investment advisors.

Maybe number 5 should be number 1.
by pennstater2005
Mon Jan 12, 2015 8:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help: Writing my first Investment Plan
Replies: 10
Views: 1155

Re: POLL: Homeowners Ins cost $/month per $100k home value?

I recently went from a $500 deductible to a $2000 one. I had made a claim on a tree being taken down in our back yard as the guy doing it noticed it had been struck by lightning. The insurance company covered it (minus deductible) and the next homeowners insurance bill I received had gone from $500/...
by pennstater2005
Mon Jan 12, 2015 2:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: POLL: Homeowners Ins cost $/month per $100k home value?
Replies: 42
Views: 3132

Re: Do you use lifestrategy/ asset allocation funds?

ObliviousInvestor wrote:I use the LifeStrategy Growth Fund for all of my retirement savings. The primary motivation is that it's less hassle and I'm less tempted to tinker.


Same.
by pennstater2005
Sat Jan 10, 2015 9:24 pm
 
Forum: Investing - Theory, News & General
Topic: Do you use lifestrategy/ asset allocation funds?
Replies: 36
Views: 3058

Re: Documentaries to recommend?

Out of the Clear Blue Sky.

Touching documentary regarding the loss of life for Cantor Fitzgerald during the September 11th terrorist attacks and their CEO's response. Available on Netflix.

http://www.outoftheclearblueskymovie.com/synopsis/
by pennstater2005
Wed Dec 31, 2014 4:27 pm
 
Forum: Personal Consumer Issues
Topic: Documentaries to recommend?
Replies: 109
Views: 12647

Re: Poll: Total cost of 2-yr cell phone ownership?

Two lines through h2o wireless at $29.98 each line purchased through pinzoo and then 2% off that w/Amex card for total of $58.77 for about $700 a year. Phones purchased on eBay for $250 for both - no contract attached. - Motorola atrix 2 was $150 and Blu phone was $100. Total $1,650 for 2 years and ...
by pennstater2005
Mon Dec 29, 2014 10:34 am
 
Forum: Personal Consumer Issues
Topic: Poll: Total cost of 2-yr cell phone ownership?
Replies: 54
Views: 3164

Re: Leaf blower (& Gutter cleaner) recommendations

I purchased the Stihl BG55( $149 ) this fall along with the gutter cleaning attachment kit( $39 ). It ended up being perfect for my needs. I bought it for blowing off my driveway, walks, decks, garage, occasional light snow, and lawn tractor (after mowing). I did not use it to blow many leaves as I ...
by pennstater2005
Fri Dec 26, 2014 9:16 pm
 
Forum: Personal Consumer Issues
Topic: Leaf blower (& Gutter cleaner) recommendations
Replies: 18
Views: 1866

Re: I think I just got a $5,000 watch for Christmas

Image

Personally, I prefer this Rofex to a Rolex. But, to each his own :D
by pennstater2005
Fri Dec 26, 2014 8:01 pm
 
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 842
Views: 171265

Re: How do you define "being rich"?

Being rich was in quotations so I assumed I could define it as I pleased. In the financial sense however, not having to work.
by pennstater2005
Sat Dec 20, 2014 3:20 pm
 
Forum: Personal Consumer Issues
Topic: How do you define "being rich"?
Replies: 127
Views: 9453

Re: How do you define "being rich"?

Being truly happy in life.
by pennstater2005
Sat Dec 20, 2014 2:40 pm
 
Forum: Personal Consumer Issues
Topic: How do you define "being rich"?
Replies: 127
Views: 9453

Re: WHY is retirement enjoyable / something to look forward

Where have all the common sense people gone? That's what some people ask at work on a daily basis during their final working months. At one point they find themselves feeling like this guy "I am the unwilling, led by the unqualified, doing the impossible, for the ungrateful." My recommend...
by pennstater2005
Tue Dec 16, 2014 9:41 am
 
Forum: Personal Consumer Issues
Topic: WHY is retirement enjoyable / something to look forward to?
Replies: 237
Views: 20019

Re: Feeling very fortunate today!

Sometimes I think a little financial event like we are having is good for clarity. I have been thinking about simplifying my portfolio a bit. Getting rid olf some very small postion and goin down to 5 or 6 funds. Well our little financial tremor made me want to do something so why not something pro...
by pennstater2005
Tue Dec 16, 2014 9:33 am
 
Forum: Investing - Help with Personal Investments
Topic: Feeling very fortunate today!
Replies: 73
Views: 11844

Re: Ex-manager(s), and you?

I've lost contact with most past managers however did not leave any job on bad terms.
by pennstater2005
Sun Dec 14, 2014 11:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Ex-manager(s), and you?
Replies: 12
Views: 1816

Re: Most/Least Boglehead 2014 Activity?

Most: Ignoring the noise.

Least: Sometimes not ignoring the noise.

Most(again): Not acting on sometimes not ignoring the noise.

:?
by pennstater2005
Sun Dec 14, 2014 10:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: Most/Least Boglehead 2014 Activity?
Replies: 93
Views: 9441

Re: Why don't YOU follow Buffett's advice?

Buffet doesn't live my life, nor may he want to :happy I do appreciate his affinity for Dairy Queen.
by pennstater2005
Wed Dec 10, 2014 4:37 pm
 
Forum: Investing - Theory, News & General
Topic: Why don't YOU follow Buffett's advice?
Replies: 114
Views: 8863

Re: A Visit toPittsburgh

I've heard that the The National Aviary - The Nation's Premier Bird Zoo is worthwhile. It is, if you're into flying animal things. Yes, I am. I'm also into sports. If I went to Pittsburgh, I would definitely take in a Pens (hockey) game. They won't like my jersey colors, though. :) Won't like is a ...
by pennstater2005
Wed Dec 10, 2014 2:46 pm
 
Forum: Personal Consumer Issues
Topic: A Visit toPittsburgh
Replies: 35
Views: 2031

Re: forumsee.com mirroring Boglehead content. Authorized?

I've actually used forumsee before just browsing through old content. Must've come up in a Google search before the Boglehead site.
by pennstater2005
Mon Dec 08, 2014 4:55 pm
 
Forum: Forum Issues and Administration
Topic: forumsee.com mirroring Boglehead content. Authorized?
Replies: 14
Views: 2914
Next

Return to advanced search