Bogleheads.org

I don't know. That's why I put mine into a Roth and my wife's into a Traditional. Is that the right way to do it? I have no idea

I've had nothing but great customer service from Amazon. And I love the fact they have live chat so I can handle my returns or refunds right on the computer without having to go through a call menu or be placed on hold.

I would call and discuss the situation with the billing office. Sometimes, if you let them know you are paying cash you may be able to get a discount. At the facility I work at cash paying patients generally can get upwards of a 20% discount, if they ask. Above all else I would be nice to anyone you...

Levett wrote:The bravest people I've seen (some from family) are those dealing with terminal illness and yet affirming life.

Service in the military is overrated.

Lev

Obviously you have had service in the military then, no? [Personal attack removed by admin LadyGeek]

I have to admit that I haven't had to use "customer service" at financial institutions for quite a while. A couple of years ago we moved our checking account from BofA to USAA and never looked back. BofA made mistakes and charged fees. So far, we have never needed to interact with a human...

Thank you Jack for taking the time to post here. You are definitely a person that I look up to and respect. I always enjoy reading your books and watching you on television any chance I get. Here is to your continued health and longevity.

God Bless

Eric

We're doing a picnic tomorrow if the weather cooperates. And we also printed out a bunch of pictures and made a photo album. I let the little one color on the first page and helped him sign his name. The wife will love it. She is somewhat of a boglehead herself so I don't feel any pressure to spend ...

The Investors Manifesto

William Bernstein

It truly was an eye opener for me. And I could understand it with only minimal prior investing experience.

I just like it lower than the 1.5% I was use to. So the Lifestrategy fund I currently use is perfectly acceptable.

$50 seems appropriate to me. I also like the idea of the book.

Here's a different perspective, which depends on how well you know your future partner. My engagement ring was used. Used? Yup. The person my husband asked someone else first and she refused him - he kept the ring. I'm not going into details.... :wink: He knew I wouldn't care, and he was right. It ...

I wait until the last seconds to bid, it's exciting. Sometimes I get it, sometimes I don't. My heart races. Yes, sad I know. If I want it quickly I use buy it now or just go to Amazon.

Happy Birthday Jack! I sincerely appreciate all that you do.

Eric

ProfessorX: Most of us have an investing lifetime of 40 years or more. I started investing at the age of 26 in 1950. The S&P 500 fluctuated between 17 and 20 in 1950. Today the S&P is over 1,600. Lesson learned: It doesn't matter when you invest. Do it now and stay the course. Best wishes. ...

About $1,000. That was for the engagement ring and the wedding band. They were a matching set. She loved them. Every time we go to the store to have them cleaned and inspected they try to talk her into "upgrading" her ring. And her answer is always the same, "why would I want to upgra...

Does anyone on here plan to change anything because of this? I for one do not.

Congratulations LadyGeek! That is awesome! Lots of your time spent on moderating this site and working on the wiki, all very much appreciated

I did own a little bit of the class B shares but sold to go all index funds. The amount I owned was too small to have any meaningful effect on my portfolio anyway.

LIfestrategy Growth Fund. Not sure if you count that as one or three.

Why not just ask him what he thinks is fair and let him decide if he wants to look elsewhere. Well, he's still making sure he can't work a different way around his cash-flow issues; if not we'll have the convo though, it's not going to be one of us just saying here's an offer take it or leave it. J...

Sidney wrote:I said never. I rarely even look at past performance of stuff I own.

Same here. I have a general idea of where the market has been recently and owning index funds I know I've captured that loss or gain.

I think the 3-5% is fine. If he pays you back you make a little extra money, and if he doesn't you seem to be able to take the loss. Why not just ask him what he thinks is fair and let him decide if he wants to look elsewhere.

It is most definitely a nice gift. You could ask your nephew if he would like a gold coin, or just cash. If you know for sure he is into gold then go for it.

I have read a handful of William Bernstein's books. Even after reading those I'm still in the Total Bond fund. I'm not smart enough to figure out what the future holds.

Using credit cards in college to buy beer.

Marrying a frugal woman. :) Best move, financial and otherwise. This would be the same for me. My wife and I were on very similar pages financially. It was not the reason I married her, but has worked out well for us. Same here. And also moving into index funds from actively managed funds. And sell...

I would try Ebay. I have had good success selling my used phones there. Here are some current listings for the LG Octane. Might give you an idea of what people are paying currently for that particular model of phone. Note the differences between new and used. http://www.ebay.com/sch/i.html?_trksid=m...

I got 80%. I felt like I was back in school. I still can't believe the hedge funds are not subject to the same rules as mutual funds. My wife took it for fun and got 33.3%.

Boglenaut wrote:You need a "Don't Know/Don't Care" option, or "Other".

Exactly what I was looking for.

Weird thread.

I must be an idiot. I have read a fair amount on Bitcoin and it still makes very little sense to me. :oops: Can you say what's still confusing you? I'll try to explain. Basically, I just think of it like cash for the technological age. Currently if you want to send cash over the internet, you eithe...

I must be an idiot. I have read a fair amount on Bitcoin and it still makes very little sense to me.

It worked for me. I called and said I wanted to cancel. He asked why? I told him too expensive and I was going to switch to the other provider in my area. He put me on hold, came back and gave me a very nice monthly credit for the next 12 months. This was through Verizon. Our total monthly bill for ...

Anyone remember the bubble boy episode of Seinfeld?

I did Baja Fresh for lunch yesterday. Rice and bean plate with a side of corn tortillas. 290 cents. If I had my car instead of my motorcycle, I would have brought the rest home for dinner. Am I to understand that you have two personal vehicles? I had two trucks, a motorcycle, and a boat for awhile....

Agree with everything posted here so far. Keep it simple. Keep it index funds (or low cost active if you must). You've heard a 50/50 split and a 60/40 split, really no significant difference there. You sound like you have a general understanding of investing so take your time with this. Go slow, rea...

Never. I long ago realized that going to a "fine" restaurant was a waste for somebody like me who eats and extremely healthy, basically vegetarian diet. The few times I have fish when "forced to" I have plain fish broiled with nothing added. So there is no value to the fancy sau...

Love it!

I would try this first. http://www.bogleheads.org/wiki/Getting_Started You'll need to decide what asset allocation, stock/bond ratio, that you want. If your sister is 63 and you are fairly risk averse I would recommend a 50/50 or maybe 60/40 split. If you don't want to be bothered with rebalancing(r...

Vanguards Balanced Index Fund holds a 60/40 stock to bond allocation with no international stocks. Vanguards Lifestrategy Moderate Growth fund also holds a 60/40 stock to bond allocation however with approx 42% US stock and 18% International stock. I agree with the others that reading a good book an...

I finally just got comfortable with my bond allocation. No way I'm changing it now Looking for a smilie with it's fingers in it's ears.

This truly is a decision only you and your wife can make. You will not find the answer here. My wife ended up working part time, 3 days a week, and our son stays with Grandparents on those days. We are very fortunate to have parents that helps us out in that way. But as I said above it's such a pers...

There is a happy medium, but only you can find it. If you're feeling stressed, or stretched, out over this you may need to find another way. "Perfect rigid financial discipline" doesn't sound very fun. But if it works for you and it is how you function best then stick with it.

hicabob wrote:

pennstater2005 wrote:

Browser wrote:As of Friday, April 12 overnight the price of gold is down $84/oz or more than 5%. Plunging. Hold onto your Permanent Portfolio, folks!

I don't hold any gold. But I'm curious. Why do you care? What's the point of this thread?

schandenfreude I suppose?

I had to look that up

Browser wrote:As of Friday, April 12 overnight the price of gold is down $84/oz or more than 5%. Plunging. Hold onto your Permanent Portfolio, folks!

I don't hold any gold. But I'm curious. Why do you care? What's the point of this thread?

I know you settled on your hotel, but for anyone else who may be looking for a deal I found the Holiday Inn at Rosslyn to be a great stay. We were on the 16th floor and had an amazing view of Georgetown and parts of D.C. You could also see the Potomac River. We got a King suite for $84 a night. Only...

I'm ok with paying what I pay now. It's pretty low. Somebody's got to get paid!

I think this is going to get locked.

All the total stock market index fund classes down a tad. Thanks for the link.

Call_me_op, That is the theory many here subscribe to. But duration only tells you how much of a drop you can expect in a liquid market. I'm not convinced it works for funds in a long-term escalating interest environment where rates continue to rise and erode NAV and fund holders sell out of funds....