Search found 1479 matches

Return to advanced search

Re: Not "Staying the Course"

Suppose one's total stock market index fund dropped by 5% on Monday. I think most folks here would not stay the course and would not rebalance by buying more that day. There would be lots of new posts to the forum in some of the old threads though. But I daresay only a handful of people would stay ...
by pennstater2005
Fri Feb 27, 2015 10:42 pm
 
Forum: Investing - Theory, News & General
Topic: Not "Staying the Course"
Replies: 24
Views: 1915

Re: Are remote starters bad for cars?

I've had an after market one installed in my 2007 Honda Accord for five years with no issues. I use it in the winter and summer.
by pennstater2005
Fri Feb 27, 2015 7:39 am
 
Forum: Personal Consumer Issues
Topic: Are remote starters bad for cars?
Replies: 40
Views: 2098

Re: International increase in Target Retirement & LifeStrate

pennstater2005 wrote:Is anyone planning on leaving these funds due to this?


To answer my own question, I will be doing nothing for now.
by pennstater2005
Thu Feb 26, 2015 7:07 pm
 
Forum: Investing - Theory, News & General
Topic: International increase in Target Retirement & LifeStrategy
Replies: 82
Views: 5151

Re: International increase in Target Retirement & LifeStrate

Is anyone planning on leaving these funds due to this?
by pennstater2005
Thu Feb 26, 2015 2:55 pm
 
Forum: Investing - Theory, News & General
Topic: International increase in Target Retirement & LifeStrategy
Replies: 82
Views: 5151

Re: cold air from electric socket

The foam outlet insulation pads worked at my house. And so did re-sealing around windows (including trim work) with caulk.
by pennstater2005
Wed Feb 25, 2015 11:37 pm
 
Forum: Personal Consumer Issues
Topic: cold air from electric socket
Replies: 15
Views: 1318

Re: How much did you have saved up for retirement at age 30?

Not much. Still not much at 36 (wife 28). But, we're paying down debt and investing what we can consistently. Slowly building up the emergency fund and paying off those high interest student loans are high priority.
by pennstater2005
Wed Feb 25, 2015 11:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much did you have saved up for retirement at age 30?
Replies: 166
Views: 10234

Re: Convincing older relative to open online savings account

"I can't get into my bank account." "What's the problem?" "It won't let me." "It won't accept your password?" "No, it's not there. The power went out last night and when it came on again it was gone." "Are you in Internet Explorer?" "...
by pennstater2005
Wed Feb 25, 2015 10:24 pm
 
Forum: Personal Finance (Not Investing)
Topic: Convincing older relative to open online savings account
Replies: 34
Views: 1426

Re: How do you plan on spending your time during retirement?

Doing what I want to do when I want to do it. More naps come to mind. Naps are soooo underrated.
by pennstater2005
Wed Feb 25, 2015 10:18 pm
 
Forum: Personal Consumer Issues
Topic: How do you plan on spending your time during retirement?
Replies: 43
Views: 3027

Case/Sleeve for 2013 Macbook Air 11.6"

I've been searching for both and have seen some decent ones. Does anybody have any experience, good or bad, with any brand of case or sleeve. I've used a Speck case before and it was ok. The Bodyguardz line looks pretty good.

Any thoughts?
by pennstater2005
Tue Feb 24, 2015 12:36 pm
 
Forum: Personal Consumer Issues
Topic: Case/Sleeve for 2013 Macbook Air 11.6"
Replies: 1
Views: 122

Re: iPad users: what browser are you using?

I use Dolphin. It's the only one that doesn't freeze or crash when I'm using it for physical therapy documentation. I've tried them all. Waiting for the new OS so maybe I can use Safari again.
by pennstater2005
Tue Feb 24, 2015 7:37 am
 
Forum: Personal Consumer Issues
Topic: iPad users: what browser are you using?
Replies: 28
Views: 1805

Re: Do you watch commercials?

Pretty much all Netflix and online streaming at this point . Sometimes I watch the nightly news and the commercials are inevitable but I don't generally watch them.
by pennstater2005
Mon Feb 23, 2015 8:02 pm
 
Forum: Personal Consumer Issues
Topic: Do you watch commercials?
Replies: 42
Views: 1802

Re: Citi Cash Rewards vs. Fidelity Amex

One thing to consider with the Fidelity AMEX is if you don't have rewards deposited into a Fidelity cash account you only receive 1% rewards. This is not correct, I get 2% back as a statement credit after $12,500 in spending / 25,000 points / $250 at a time. No Fidelity account needed for Fidelity ...
by pennstater2005
Mon Feb 23, 2015 1:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Citi Cash Rewards vs. Fidelity Amex
Replies: 20
Views: 1875

Re: Citi Cash Rewards vs. Fidelity Amex

One thing to consider with the Fidelity AMEX is if you don't have rewards deposited into a Fidelity cash account you only receive 1% rewards.
by pennstater2005
Mon Feb 23, 2015 9:30 am
 
Forum: Personal Finance (Not Investing)
Topic: Citi Cash Rewards vs. Fidelity Amex
Replies: 20
Views: 1875

Re: What age do you guys plan to retire?

My plan is part time, maybe 20 hours a week, by 53. Kids will both be graduated from high school. I figure since the wife is eight years younger than me she can go back full time. I haven't told her about my plan yet :twisted:
by pennstater2005
Mon Feb 23, 2015 7:16 am
 
Forum: Personal Finance (Not Investing)
Topic: What age do you guys plan to retire?
Replies: 143
Views: 8491

Re: help me speed up my computer

egarding reinstalls and wiping clean, doesn't that lose all my documents, photos, etc? Everything on the disk gets wiped. You would want to copy all your data, including some of the profile information from Firefox to an external disk so you can move it back to the new setup. You are doing backups ...
by pennstater2005
Sun Feb 22, 2015 4:28 pm
 
Forum: Personal Consumer Issues
Topic: help me speed up my computer
Replies: 67
Views: 3469

Re: Poll: Largest fraudulent charge to your credit card(s)?

I did get a call from my Sallie Mae card asking if I recognized a charge that had just been billed. I didn't, so they cancelled and re issued a new card. I later realized it was something I had bought for my snow blower however the company billed it under some crazy name I didn't recognize.
by pennstater2005
Fri Feb 20, 2015 1:31 pm
 
Forum: Personal Consumer Issues
Topic: Poll: Largest fraudulent charge to your credit card(s)?
Replies: 49
Views: 2331

Re: What is your favorite consumer product?

mojave wrote:You all are making the pregnant lady hungry.

Bacon.


Bacon, I could cry just thinking about how salty, fatty, and yummy you'll taste when you hit my taste buds. I could also cry for my poor, clogged arteries but they'll be fine.
by pennstater2005
Fri Feb 20, 2015 12:44 pm
 
Forum: Personal Consumer Issues
Topic: What is your favorite consumer product?
Replies: 147
Views: 8484

Re: VWENX huge hit today! [Vanguard Wellington Admiral]

I bought some Lifestrategy Growth fund today.
by pennstater2005
Wed Feb 18, 2015 9:16 pm
 
Forum: Investing - Theory, News & General
Topic: VWENX huge hit today! [Vanguard Wellington Admiral]
Replies: 40
Views: 3710

Re: What is the worst financial decision that you've made?

Did a quick forum search and didn't see anyone ask this question before. Not sure what terms you were using in your search, but I recalled a previous thread about "worst mistake," and the search found this: https://www.bogleheads.org/forum/viewtopic.php?t=69004 Did a quick forum search an...
by pennstater2005
Wed Feb 18, 2015 9:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: What was your dumbest financial decision?
Replies: 172
Views: 14731

Re: SIGN PETITION FOR Jack Bogle's Presidential Medal of Fre

Just filled out my wife's info. Now well see if she clicks on the link to verify her signature or if she sends it to her spam account. When I start talking about bogleheads stuff, she's pretty much gone.
by pennstater2005
Wed Feb 18, 2015 5:24 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: SIGN PETITION FOR Jack Bogle's Presidential Medal of Freedom
Replies: 164
Views: 8993

Re: BRK A vs. B

I bought a couple years back when it was around $82 share for B shares. I got impatient around $85 a share and sold. Some day trader I am. I knew it wasn't going anywhere. Glad I got out :wink:
by pennstater2005
Wed Feb 18, 2015 5:19 pm
 
Forum: Investing - Help with Personal Investments
Topic: BRK A vs. B
Replies: 36
Views: 2264

Re: Bogleheads 2015 Annual Conference - Taiwan

Not from Taiwan but this is pretty cool :happy
by pennstater2005
Wed Feb 18, 2015 5:12 pm
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 2015 Annual Conference - Taiwan
Replies: 8
Views: 911

Re: 80% stock/20% bonds? Or 90% stock/10% bonds? (Age 28)

What's your risk tolerance? . Have you taken a big hit in your portfolio before? Go 90/10, and if you can't stomach a big loss when it comes, then you'll know for sure. Not to poke at you at all, because I've seen this asked multiple times, but I *hate* this question. At least this is the most hone...
by pennstater2005
Wed Feb 18, 2015 1:41 pm
 
Forum: Investing - Help with Personal Investments
Topic: 80% stock/20% bonds? Or 90% stock/10% bonds? (Age 28)
Replies: 90
Views: 3510

Re: 80% stock/20% bonds? Or 90% stock/10% bonds? (Age 28)

What's your risk tolerance?. Have you taken a big hit in your portfolio before? Go 90/10, and if you can't stomach a big loss when it comes, then you'll know for sure.
by pennstater2005
Wed Feb 18, 2015 12:27 pm
 
Forum: Investing - Help with Personal Investments
Topic: 80% stock/20% bonds? Or 90% stock/10% bonds? (Age 28)
Replies: 90
Views: 3510

Re: 80% stock/20% bonds? Or 90% stock/10% bonds? (Age 28)

Don't think there's a big difference between the two. You should be more concerned about savings rate. I'm 36 and 80/20. If you are risk averse and can handle a big drop in your portfolio either are fine.
by pennstater2005
Wed Feb 18, 2015 12:00 pm
 
Forum: Investing - Help with Personal Investments
Topic: 80% stock/20% bonds? Or 90% stock/10% bonds? (Age 28)
Replies: 90
Views: 3510

Re: What is the worst financial decision that you've made?

Not educating myself before using a financial advisor.
by pennstater2005
Wed Feb 18, 2015 8:38 am
 
Forum: Personal Finance (Not Investing)
Topic: What was your dumbest financial decision?
Replies: 172
Views: 14731

Re: Preparing for 2 months incommunicado

On el Camino someone will let me to use their phone in an emergency. From what I understand, there is a strong sense of camaraderie. What if everyone you encounter had a no electronic policy like you? It would be wonderful. More people would be communicating with each other than with the Internet. ...
by pennstater2005
Tue Feb 17, 2015 9:52 am
 
Forum: Personal Consumer Issues
Topic: Preparing for 2 months incommunicado
Replies: 142
Views: 6324

Re: What 3 MATERIAL things would you take with you?

Escape pod, back-up escape pod, back-up back-up escape pod.

Edited to add:. Don't own any escape pods yet but plan to in the near future.
by pennstater2005
Mon Feb 16, 2015 12:18 pm
 
Forum: Personal Consumer Issues
Topic: What 3 MATERIAL things would you take with you?
Replies: 34
Views: 1253

Re: Improving the Lifestrategy Funds

Sometimes less is more.
by pennstater2005
Mon Feb 16, 2015 9:48 am
 
Forum: Investing - Theory, News & General
Topic: Improving the Lifestrategy Funds
Replies: 29
Views: 2515

Re: SIGN PETITION FOR Jack Bogle's Presidential Medal of Fre

This post currently has about 5000 page views.... not quite as many as the " how to plow my 400' driveway". That's a little disheartening. Don't worry about it. People are coming on once, voting and then moving on. There is no reason to recheck the conversation. This petition isn't going ...
by pennstater2005
Fri Feb 13, 2015 5:32 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: SIGN PETITION FOR Jack Bogle's Presidential Medal of Freedom
Replies: 164
Views: 8993

Re: What is the BH consensus on international bonds?

It seemed like such a trivial amount to me that I just left my LS fund alone.
by pennstater2005
Fri Feb 13, 2015 2:53 pm
 
Forum: Investing - Theory, News & General
Topic: What is the BH consensus on international bonds?
Replies: 43
Views: 2760

Re: How do you rent new release movies?

Amazon instant video on demand. Have used it a few times now through our blu ray player with good quality.
by pennstater2005
Fri Feb 13, 2015 2:39 pm
 
Forum: Personal Consumer Issues
Topic: How do you rent new release movies?
Replies: 20
Views: 1270

Re: Cell Phone Provider

I use h2o wireless. Their unlimited talk and text w/500MB of data, if purchased through pinzoo, is $29.89 and that includes all fees. I've had no issues thus far. They have 4G LTE.


http://www.pinzoo.com/wireless-refill-m ... ime-cards/
by pennstater2005
Fri Feb 13, 2015 1:20 pm
 
Forum: Personal Consumer Issues
Topic: Cell Phone Provider
Replies: 22
Views: 1315

Re: SIGN PETITION FOR Jack Bogle's Presidential Medal of Fre

This post currently has about 5000 page views.... not quite as many as the " how to plow my 400' driveway". That's a little disheartening.
by pennstater2005
Fri Feb 13, 2015 11:41 am
 
Forum: Local Chapters and Bogleheads Community
Topic: SIGN PETITION FOR Jack Bogle's Presidential Medal of Freedom
Replies: 164
Views: 8993

Re: Where is John C. Bogle's Presidential Medal of Freedom?

I signed it. Thanks to John Bogle and the bogleheads I'm no longer paying a 1.75% expense ratio. Might retire a wee bit early! Get that puppy signed :sharebeer
by pennstater2005
Wed Feb 11, 2015 12:01 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: SIGN PETITION FOR Jack Bogle's Presidential Medal of Freedom
Replies: 164
Views: 8993

Re: Looking for a DSLR that will allow me to get fairly seri

Zecht wrote:Depending on if getting one on sale is important to you or not, there's one available on meh.com today.


I thought you meant keh.com :happy Had to check that one out.
by pennstater2005
Wed Feb 11, 2015 11:18 am
 
Forum: Personal Consumer Issues
Topic: Looking for a DSLR that will allow me to get fairly serious.
Replies: 118
Views: 6295

Re: I need a recommendation for a pressure washer.

I checked Lowe's and found some highly rated models in your price range.

http://www.lowes.com/Outdoors/Outdoor-T ... z0wgc4/pl#!
by pennstater2005
Wed Feb 11, 2015 9:47 am
 
Forum: Personal Consumer Issues
Topic: I need a recommendation for a pressure washer.
Replies: 26
Views: 1381

Re: Poll: Is MMM a force for good?

MMM,,just took a glance at it,,,,, Force for good??? could be ,,anyway ,I pass :happy I checked it out too. He's not out to scam anybody, or at least it doesn't appear that way. His recommendation section includes Vanguard, credit unions, cheap cellphone plans, and many other ideas espoused here. R...
by pennstater2005
Tue Feb 10, 2015 7:34 pm
 
Forum: Investing - Theory, News & General
Topic: Poll: Is MMM a force for good?
Replies: 34
Views: 2893

Re: I'm not a bad Boglehead

We spend about $10 a week on scratch offs and powerball tickets. We do not spend any money on beverages nor alcohol therefore this expense is well worth it. At least we get some good dreams out of this expense. I get good dreams depending on what kind of alcoholic beverage I drink. Some are bad tho...
by pennstater2005
Tue Feb 10, 2015 3:06 pm
 
Forum: Personal Consumer Issues
Topic: I'm not a bad Boglehead [buying Powerball ticket]
Replies: 101
Views: 6141

Re: Should I put a Credit Freeze on my accounts?

It sounds like a freeze is a permanent (until lifted) setting. I thought it was only for a relatively short period. If I want to add a credit freeze do I do it on-line? Do I need to visit all three credit rating agencies or just one? I guess I would need to do it twice for myself and wife's SSN? Ty...
by pennstater2005
Mon Feb 09, 2015 12:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I put a Credit Freeze on my accounts?
Replies: 32
Views: 2868

Re: Worth Upgrading to LED Lighting?

LEDs are going to get warmer in lighting color but the bottom line is that you will probably adapt fairly quickly. It's not like 2700K was chosen for incandescent lights as the optimum for human comfort. 2700K is simply as hot as you can get a tungsten filament without heroic efforts. Older incande...
by pennstater2005
Mon Feb 09, 2015 12:14 pm
 
Forum: Personal Consumer Issues
Topic: Worth Upgrading to LED Lighting?
Replies: 45
Views: 3460

Re: W2 Complaining

Usually have everything for the wife and I by the end of January.
by pennstater2005
Sun Feb 08, 2015 4:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: W2 Complaining
Replies: 6
Views: 863

Re: iPhone radiation levels

We'll know someday. I rarely talk on my phone anyway so not a big concern for me. I mostly text and when I do talk it's usually on speakerphone.
by pennstater2005
Sun Feb 08, 2015 12:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: iPhone radiation levels
Replies: 31
Views: 2336

Re: Worth Upgrading to LED Lighting?

One thing to consider is the Kelvin scale which is how bluish or yellowish your light will be. I bought my first LED recently and took it back because it was too white. I liked the incandescent color which is 2700 Kelvin. Truth be told I still prefer incandescent lighting and have two large bins sto...
by pennstater2005
Sun Feb 08, 2015 8:46 am
 
Forum: Personal Consumer Issues
Topic: Worth Upgrading to LED Lighting?
Replies: 45
Views: 3460

Re: How much was your Tax Refund (or amount DUE)

$6700 federal refund. Have not changed my W4 since getting married nearly five years ago. I guess I don't mind giving an interest free loan. Sort of a forced savings for me. Especially for things like a new roof. I just don't know if I would truly set aside an account and actually put the the extra ...
by pennstater2005
Sat Feb 07, 2015 7:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much was your Tax Refund (or amount DUE)
Replies: 101
Views: 6414

Re: Alternatives to Radio Shack?

Radio Shack was still in business? Wow!

How about newegg.com? I've used them and they have solid customer service.
by pennstater2005
Thu Feb 05, 2015 9:32 pm
 
Forum: Personal Consumer Issues
Topic: Alternatives to Radio Shack?
Replies: 47
Views: 2815

Re: Looking for a DSLR that will allow me to get fairly seri

I shoot Nikon but I recognize (now) that Canon has broader lens offerings. Don't know if this would have changed my mind. I have a D7000. It has less bulk and weight than FF cameras and is cheaper. I think it's a better travel option (I haunt the camera discussion boards...and regularly see posts l...
by pennstater2005
Thu Feb 05, 2015 2:23 pm
 
Forum: Personal Consumer Issues
Topic: Looking for a DSLR that will allow me to get fairly serious.
Replies: 118
Views: 6295

Re: What was your financial situation before having first ch

Toons wrote:20 years old and broke :happy


32 years old and broke :D
by pennstater2005
Wed Feb 04, 2015 8:48 am
 
Forum: Personal Finance (Not Investing)
Topic: What was your financial situation before having first child?
Replies: 34
Views: 2655
Next

Return to advanced search