Search found 1602 matches

by pennstater2005
Sun Jun 28, 2015 12:22 pm
Forum: Personal Consumer Issues
Topic: Squirrel nemesis
Replies: 60
Views: 5270

Re: Squirrel nemesis

Generally, my first inclination would be to terminate the squirrels but as I get older that has changed and I don't resort to that right away. I recently bought these cheap squirrel feeders which is the only reason they come into my yard anymore. The field corn to fill it is cheap. http://www.fleetf...
by pennstater2005
Wed Jun 24, 2015 8:48 pm
Forum: Investing - Theory, News & General
Topic: What ratio are you stocks/bonds and how old are you?
Replies: 262
Views: 16962

Re: What ratio are you stocks/bonds and how old are you?

80/20 at age 36. Plan to review at age 40.
by pennstater2005
Wed Jun 17, 2015 2:23 pm
Forum: Personal Consumer Issues
Topic: How much do your children cost per month?
Replies: 83
Views: 6578

Re: How much do your children cost per month?

Mike Scott wrote:Children cost however much money you have.
When we had little income and 3 kids they cost very little.
When we had more money they cost more.


Very true.
by pennstater2005
Wed Jun 17, 2015 10:10 am
Forum: Personal Consumer Issues
Topic: Best "All Around Lens" for Nikon DSLRs?
Replies: 105
Views: 7900

Re: Best "All Around Lens" for Nikon DSLRs?

I'm very surprised at the willingness to settle for 18-200 when we now have 16-300 technology in a not-that-much-bigger (and more importantly still single-lens) package. Also you get the 6yr warranty and 3-day repair with the 16-300 (which I've used on other Tamron products, and it really has been ...
by pennstater2005
Wed Jun 17, 2015 9:24 am
Forum: Personal Consumer Issues
Topic: Best "All Around Lens" for Nikon DSLRs?
Replies: 105
Views: 7900

Re: Best "All Around Lens" for Nikon DSLRs?

Thanks for all the info. If you are only carrying 1 lens, is there much difference between a 35mm and 50mm lens (assuming they are equally fast)? Which one is better for multipurpose use? Roosevelt. Are you planning any indoor photography? The 50mm lens will be very tight in most situations indoor....
by pennstater2005
Wed Jun 17, 2015 9:18 am
Forum: Personal Consumer Issues
Topic: Best "All Around Lens" for Nikon DSLRs?
Replies: 105
Views: 7900

Re: Best "All Around Lens" for Nikon DSLRs?

I'm very surprised at the willingness to settle for 18-200 when we now have 16-300 technology in a not-that-much-bigger (and more importantly still single-lens) package. Also you get the 6yr warranty and 3-day repair with the 16-300 (which I've used on other Tamron products, and it really has been ...
by pennstater2005
Tue Jun 16, 2015 9:17 pm
Forum: Personal Consumer Issues
Topic: Best "All Around Lens" for Nikon DSLRs?
Replies: 105
Views: 7900

Re: Best "All Around Lens" for Nikon DSLRs?

I have a D7000 coupled with the 35mm 1.8 and the 18-200mm VR. I leave the 35mm on it most of the time as I can usually "zoom" with my feet. That being said, the 18-200 is an excellent lens and would fit your needs as described in your OP with the exception of, it's not that light. If you'l...
by pennstater2005
Sat Jun 13, 2015 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: Dealing with the fear: "Will we be eating cat food?"
Replies: 90
Views: 13861

Re: Will we be eating cat food?

Without reading the OP I'm gonna say you will not be eating cat food. I ate some in college after drinking too much. It's terrible. I would go back to work at 70 versus eating cat food. What's sad is if you got poor enough you couldn't even afford some of this cat food: http://www.wag.com/html/sg/hi...
by pennstater2005
Fri Jun 12, 2015 1:50 pm
Forum: Investing - Help with Personal Investments
Topic: Clean investing in a single stock
Replies: 66
Views: 7686

Re: Clean investing in a single stock

3Factor wrote:
sdsailing wrote:Oops, I must have strayed off the Bogleheads board again ! :oops:

I'm beginning to wonder if we need an "OT - Non-Bogleheads Type Investing" sub-forum. :confused


Who volunteers to moderate that?
by pennstater2005
Mon Jun 01, 2015 7:40 pm
Forum: Investing - Theory, News & General
Topic: Are you middle class?
Replies: 21
Views: 2620

Re: Are you middle class?

I am exactly in the middle of the middle class bar graph for the middle class rating for my county, Middlefield. Ok, that last part I made up. Interesting and pointless. That killed about thirty seconds, now what :P
by pennstater2005
Sun May 31, 2015 2:42 pm
Forum: Personal Consumer Issues
Topic: Kayak Recommendations
Replies: 14
Views: 1872

Re: Kayak Recommendations

^ $715 was a little shocking to see as their lowest priced kayak. Another thing, my kayak weighs 42# and by no means do I consider that light when lifting it onto the J hooks, dragging it down a low water river, or up out of the river over an embankment especially when it's full of gear. I stuffed m...
by pennstater2005
Sun May 31, 2015 2:19 pm
Forum: Personal Consumer Issues
Topic: Kayak Recommendations
Replies: 14
Views: 1872

Re: Kayak Recommendations

Check out Wilderness Systems. They have some excellent kayaks. I bought a Pamlico 100 years ago and used it on long river trips beating the snot out of it regularly and it held up awesome. I don't think they make the Pamlico anymore. But just perusing their site they have some sweet new models out. ...
by pennstater2005
Sun May 31, 2015 11:32 am
Forum: Personal Consumer Issues
Topic: 60W eq. LED bulb deal alert...
Replies: 35
Views: 3329

Re: 60W eq. LED bulb deal alert...

Yeah, I know the email part. I just want to take it back without a receipt or email and say, "I bought this bulb here two years ago". And then they say "ok Mr. pennstater2005 we found you on file go get your new bulb sir. Your hair looks lovely today". That would be ideal.
by pennstater2005
Sun May 31, 2015 9:15 am
Forum: Investing - Theory, News & General
Topic: International Bond Fund - Updated Thoughts
Replies: 28
Views: 2394

Re: International Bond Fund - Updated Thoughts

It's in my Lifestrategy fund. I've given it nearly no thought. Is that wrong of me? Now, if the fund starts holding active funds or has crazy high turnover then I might do some thinking.

Otherwise, it's Sunday and my brain is turned to off.
by pennstater2005
Sun May 31, 2015 8:49 am
Forum: Personal Consumer Issues
Topic: 60W eq. LED bulb deal alert...
Replies: 35
Views: 3329

Re: 60W eq. LED bulb deal alert...

Just bought four packs of these bulbs at my local Home Depot. Great deal! At 2700K the bulbs are a warm, incandescent type lighting. Although I notice at 800 lumens not quite as bright as the 60W incandescent bulbs I still have in most fixtures. I've tried multiple brands of LED's with the 2700k tem...
by pennstater2005
Tue May 26, 2015 8:03 pm
Forum: Personal Consumer Issues
Topic: 60W eq. LED bulb deal alert...
Replies: 35
Views: 3329

Re: Found a great LED deal...$2.49 each.

$4.97 for me as well except mine says 2 pack so that's under $2.50 a bulb.
by pennstater2005
Sat May 23, 2015 7:38 am
Forum: Investing - Theory, News & General
Topic: Bill Gross Thinks the End Is Near
Replies: 54
Views: 7357

Re: Bill Gross Thinks the End Is Near

Browser wrote:Poor stockbugs! What will you do if your lollipop is taken away?


Buy more lollipops?
by pennstater2005
Tue May 19, 2015 2:57 pm
Forum: Personal Consumer Issues
Topic: Burning files to CD/DVD from late 2008 Macbook
Replies: 9
Views: 749

Re: Burning files to CD/DVD from late 2008 Macbook

^
I'll be trying this tonight if I can get past the spinning wheel of death.
by pennstater2005
Mon May 18, 2015 12:09 pm
Forum: Personal Consumer Issues
Topic: Burning files to CD/DVD from late 2008 Macbook
Replies: 9
Views: 749

Re: Burning files to CD/DVD from late 2008 Macbook

Thanks for the replies. I'll be honest, a bad disc never even crossed my mind. These DVDs are probably 2-3 years old. They're not sitting in the sun but are on the spindle in the closet. First thing I'll try is another newer disc. Ahimsa, not sure exactly what "master the DVD and save the resul...
by pennstater2005
Sun May 17, 2015 9:07 pm
Forum: Personal Consumer Issues
Topic: I Hate Vacations
Replies: 113
Views: 9990

Re: I Hate Vacations

Vacation time for me is time not spent at work.
by pennstater2005
Sun May 17, 2015 12:58 pm
Forum: Personal Consumer Issues
Topic: Burning files to CD/DVD from late 2008 Macbook
Replies: 9
Views: 749

Re: Burning files to CD/DVD from late 2008 Macbook

Thanks. That is for Macs without iDVD. I actually have that. That's how I tried to create the first one but got the error. I'll have to try it again.
by pennstater2005
Sat May 16, 2015 9:36 am
Forum: Personal Consumer Issues
Topic: Burning files to CD/DVD from late 2008 Macbook
Replies: 9
Views: 749

Burning files to CD/DVD from late 2008 Macbook

I have a late 2008 Macbook aluminum body. It is running the current OS. I tried burning home movies on the MacBook to DVD once before but got an error during burning. I can't remember the exact error message. Does anyone know how to do this? I want to burn the movies into a playable format once put ...
by pennstater2005
Thu May 14, 2015 7:45 pm
Forum: Investing - Theory, News & General
Topic: Why is Vanguard's Web Site So Bad?
Replies: 64
Views: 5373

Re: Why is Vanguard's Web Site So Bad?

Maybe they don't think their website is that bad. I don't have any issues with it. I log on and can buy, sell, check balances, get tax forms, see transactions, etc. without a problem.

Is it not pretty enough?
by pennstater2005
Tue May 12, 2015 9:11 pm
Forum: Personal Consumer Issues
Topic: I Hate Vacations
Replies: 113
Views: 9990

Re: I Hate Vacations

I like taking a Thursday and Friday off for a long weekend. And I can do this many times throughout the year as I only use a small amount of hours each time. Last vacation I took was five years ago to Marco Island, Florida. All I did was get up, have coffee, drive to the residents beach and relax an...
by pennstater2005
Mon May 11, 2015 8:58 pm
Forum: Investing - Theory, News & General
Topic: "Why Would an Experienced Investor Buy a Target-Date Fund?"
Replies: 38
Views: 5138

Re: "Why Would an Experienced Investor Buy a Target-Date Fund?"

Some folks say if they make a change to their portfolio they know exactly why they did it. But, no matter your reasoning or research into a portfolio change, only in hindsight will you know if it was correct. Vanguard puts reasoning and research into their TD fund changes and the same applies. It se...
by pennstater2005
Fri May 08, 2015 8:07 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Mr. Bogle
Replies: 40
Views: 2423

Re: Happy Birthday Mr. Bogle

Happy birthday Jack!
by pennstater2005
Tue May 05, 2015 5:38 pm
Forum: Investing - Help with Personal Investments
Topic: How do you keep track of your investments?
Replies: 48
Views: 3218

Re: How do you keep track of your investments?

As others here, by logging into Vanguard. Everything I need to keep track of is in there.
by pennstater2005
Tue May 05, 2015 12:43 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 224
Views: 18439

Re: Forum software upgrade bug reports and change requests

So far so good on my Android phone running Kit Kat. So much easier to view and post now.
by pennstater2005
Mon May 04, 2015 7:03 pm
Forum: Investing - Help with Personal Investments
Topic: young needing advice
Replies: 8
Views: 1029

Re: young needing advice

We probably need a little more info to give good advice. Do you have any debt? Do you have an emergency fund? Do you have a 401k at work?

Without knowing anything your plan would be fine. You could do a lot worse.
by pennstater2005
Mon May 04, 2015 6:50 pm
Forum: Investing - Help with Personal Investments
Topic: How do you access Vanguard account?
Replies: 13
Views: 1477

Re: How do you access Vanguard account?

I access it through my smartphone and my MacBook. Both work fine. Transferring my wife's simple IRA I do through the MacBook. Anything else I need to do I can I use either.
by pennstater2005
Sun May 03, 2015 8:52 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 224
Views: 18439

Re: Forum software upgrade bug reports and change requests

I recognize the forum upgrade makes the forum screens look cleaner with fewer unsightly text links hanging about, but the additional scripts required to implement the hidden menu popups and other improvements have slowed my old PC to a crawl. And one incompatible script freezes and gives the "...
by pennstater2005
Sun May 03, 2015 8:31 pm
Forum: Investing - Help with Personal Investments
Topic: Everyone is saying to get out of Bond Funds? Ignore?
Replies: 41
Views: 5178

Re: Everyone is saying to get out of Bond Funds? Ignore?

To the OP:

My response to the question in your title…..

Everybody is saying something different. Should you ignore it? You can and it probably won't make a difference. I haven't been ignoring it. I've been reading the threads on this but my reaction is always the same.

I do nothing.
by pennstater2005
Sun May 03, 2015 7:11 pm
Forum: Forum Issues and Administration
Topic: What's new and changed in phpBB 3.1
Replies: 69
Views: 5722

Re: What's new and changed in phpBB 3.1

Sorry, I wasn't referring to you directly. I was making a general comment. Okay, sorry. I'll "generally" try to get used to it. As a practical matter, maybe restricting my use to my desktop would result in less time spent on BH, which is something I indulge in when I should be doing somet...
by pennstater2005
Sun May 03, 2015 4:26 pm
Forum: Forum Issues and Administration
Topic: Selecting a post to follow
Replies: 5
Views: 1150

Re: Selecting a post to follow

Regarding logging in, even though I click the "stay logged in" option I seemingly am always re-logging in. Is that something to do with my cookies setting? Maybe something else?
by pennstater2005
Sun May 03, 2015 4:04 pm
Forum: Forum Issues and Administration
Topic: Selecting a post to follow
Replies: 5
Views: 1150

Re: Selecting a post to follow

I must not have been because now I can see it. Thanks.
by pennstater2005
Sun May 03, 2015 2:03 pm
Forum: Forum Issues and Administration
Topic: Selecting a post to follow
Replies: 5
Views: 1150

Re: Selecting a post to follow

When I click the little wrench the only option that shows is "print view".
by pennstater2005
Sat May 02, 2015 9:21 pm
Forum: Forum Issues and Administration
Topic: What's new and changed in phpBB 3.1
Replies: 69
Views: 5722

Re: What's new and changed in phpBB 3.1

When I click on # replies it goes to a general error page. Not sure why.
by pennstater2005
Sat May 02, 2015 7:59 pm
Forum: Forum Issues and Administration
Topic: Forum is now back ONLINE!
Replies: 45
Views: 3081

Re: Forum is now back ONLINE!

Threads look exactly like they should on my smartphone. No more pinching and zooming :D
by pennstater2005
Sat May 02, 2015 7:45 pm
Forum: Forum Issues and Administration
Topic: Forum is now back ONLINE!
Replies: 45
Views: 3081

Re: Forum is now back ONLINE!

Thanks to all who work so hard to keep this forum running, moderated, and up to date. Can't wait to see what the update did for the mobile application!
by pennstater2005
Sat May 02, 2015 7:01 am
Forum: Forum Issues and Administration
Topic: Oh yuck, what just happened to the font?
Replies: 65
Views: 6271

Re: Oh yuck, what just happened to the font?

Munir wrote:My browser is chrome 42 on Windows 7. I tried everything and nothing works to get rid of the "yuk" font.

Is the R for refresh the letter R? Excuse my novice status.


Did you shut it down? I tried reboot too but it didn't work. Shutting it down did.
by pennstater2005
Fri May 01, 2015 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: Where to take out student loans
Replies: 2
Views: 441

Re: Where to take out student loans

Two links for you:

http://www.phef.org/plaintext/home/home.aspx - Interesting 2% rate while in school and then 6% after graduation.

http://www.simpletuition.com - A student loan search engine.

Both with good BBB ratings. (Not sure if that means much anymore though)
by pennstater2005
Fri May 01, 2015 8:20 pm
Forum: Forum Issues and Administration
Topic: Polls Disabled
Replies: 60
Views: 5684

Re: Polls Disabled

The polls might have been entertaining but I agree most were meaningless. (including one I think I started :D ) LadyGeek said it best in this recent "Household Gross Income Poll" noting that at the time she wrote the post only 324 members had voted out of over 32,300 registered members wit...
by pennstater2005
Thu Apr 30, 2015 10:17 pm
Forum: Investing - Help with Personal Investments
Topic: Total Bond Index Fund or Other?
Replies: 19
Views: 2391

Re: Total Bond Index Fund or Other?

Sometimes I like to just go to Vanguards website and read the product summary to get a quick synopsis. It has a total of 7477 bonds. 30% in corporates and 70% US gov't bonds of varying maturities. It's diversified. Don't over think this. Down the road someday you may need to make changes but I imagi...
by pennstater2005
Tue Apr 28, 2015 11:42 am
Forum: Personal Consumer Issues
Topic: how to ask friend my money back?
Replies: 32
Views: 3696

Re: how to ask friend my money back?

I don't think there is any easy way to ask for money. It's usually a little uncomfortable. If it was money I was ok with not seeing again I would let it go and just not lend him money anymore. If it's money you really need then I would ask. Next time leave your wallet at home :twisted: I don't see ...
by pennstater2005
Sun Apr 26, 2015 7:45 pm
Forum: Personal Consumer Issues
Topic: how to ask friend my money back?
Replies: 32
Views: 3696

Re: how to ask friend my money back?

I don't think there is any easy way to ask for money. It's usually a little uncomfortable. If it was money I was ok with not seeing again I would let it go and just not lend him money anymore. If it's money you really need then I would ask.

Next time leave your wallet at home :twisted:
by pennstater2005
Sun Apr 26, 2015 11:57 am
Forum: Investing - Theory, News & General
Topic: What is a Boglehead?
Replies: 55
Views: 3261

Re: What is a Boglehead?

Agree to disagree :D
by pennstater2005
Sat Apr 25, 2015 7:27 am
Forum: Investing - Theory, News & General
Topic: What is a Boglehead?
Replies: 55
Views: 3261

Re: What is a Boglehead?

Nobody knows nuthin!
by pennstater2005
Sat Apr 25, 2015 6:09 am
Forum: Investing - Theory, News & General
Topic: Who follows Age in Bonds
Replies: 62
Views: 5370

Re: Who follows Age in Bonds

It boils down to need, ability, and willingness to take risk.
by pennstater2005
Fri Apr 24, 2015 9:45 pm
Forum: Investing - Theory, News & General
Topic: Who follows Age in Bonds
Replies: 62
Views: 5370

Re: Who follows Age in Bonds

20% in bonds at age 36. I'll revisit this when I'm 40 per my IPS. Doesn't mean I'll change anything though. Just, revisit.
by pennstater2005
Thu Apr 23, 2015 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you pay in Property Taxes?
Replies: 188
Views: 12151

Re: How much do you pay in Property Taxes?

1/2 acre in western PA with small cape cod home = $1750.

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