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I finally contacted the contact master insurance company and they were actually really helpful. 1. You can get the master policy, it's just that it's really large and so will incur a duplication fee. 2. Everything that isn't nail down is covered, even improvements by the owners. Pictures needs to be...

OK, I talked with my sister again and asked about the master policy. She indicated that she attempted to get a copy of the master policy but the HOA said they won't give it to her unless she was a lawyer (!?), instead they gave her a summary. The property section said: Property insurance limit: $98,...

The answer to that question depends on you. I have windows 8 on two of my machine. Neither my wife nor I mind the interface, but in my opinion, the tiles are not all that useful. If you launch anything that launches a tile while you are in desktop, you end up in tile mode. This is not good if you wa...

As background: The caller ID information is transmitted between the first and second ring. This is the technical reason the phone acts as it does, it does not know who is calling until after the first ring. Your preferred alternative would require more cooperation from the telephone company's excha...

Thanks, Perhaps the insurance company made a mistake and thought it was a 100% master policy type condo, but I seriously doubt that that is the case. I'll have her talk to the agent ASAP. I am surprise that the Mortgage company didn't check this. You would think they wouldn't want the house to be un...

When I graduated in the early 90's, The job market was really terrible. I had difficulty finding a job and end up working for a startup with crappy salary. I was fairly frugal person so I still had about $10K in my savings. I hooked up with some roommates and ended up paying $250 rent, which was pre...

I have helped my sister do this. Keep in mind that if you have traditional IRA, you're going to end up paying some taxes because the IRS treats your IRA as one big combined IRA account. In her case, I had her roll the deductible portion to her 401K first, so that she only has non-deductible IRA when...

While helping my sister with her insurance of a co-op, I got her to send me the insurance on her condo for reference. I notice she only has $40K dwelling. Even for a 1600 sqft place, it seemed a bit on the low side. So if a fire comes through and razes the place down, the HOA policies will restore e...

It shouldn't, but check with your mortgage lender. The lenders are getting more stringent lately and now scrutinize everything.

Paul

I signed up on the do not call list a few years back and have continue to received calls. Charity and political organization are exempted, so I still get those. I still get calls from people who ignore the list. I sent complaints to the FCC, and they sometimes respond with a letter indicating that t...

I have the same laser printer as Lady Geek. I second the recommendation for Brothers Laser printer. They are well-built and cheaper to run than inkjets.

Paul

Thanks, I wasn't sure if insurance was consumer or personal finance.

paul

chaz wrote:]
Is an iPhone a better tool?

Well, an iphone would essentially have very similar issues. There are more airprint printers out there than cloud print, but I don't think there are webcams that work with iphone.

Paul

After talking with several people,it turns out my initial assumption for how the co-op insurance is wrong. From what I can determine, here's what I can determine: 1. Everything is insured, except for any alteration by the owner. 2. The master policy covers every structure in the community (it's like...

Well keep in mind that smartphone of today are more powerful than computer of yesteryears. I chuckle when I saw a Macintosh emulator for a smart phone. My phone is now more powerful than the machine I used in Freshman college. Keep in mind that such a setup is rather imperfect. The Android phone is ...

No, it's not because it defaults to HD. I have the video setting fixed to 240p and it still fails I did googled the issue and notice lots of people haven't the same issue, but no solution. One person suggested that it was dns related. I change my dns to google dns, but it failed to resolve the issue...

I have a 3 Mbps download connection using AT&T DSL. The speed is actually more like 2.5 Mps, but youtube video barely streams at all. I notice that my sisters old 1.5 Mbs streams much better. I ran youtube.com/my_speed and it said I am getting only 963 kps. I tried this on my mom's machine. She'...

I was thinking this a while back, the idea of having internet everywhere was appealing, but when I asked they said the price is for only one device at a time, that wouldn't work for a family with multiple devices. The salesman was also really rude, so I decided not to sign up. Marketing 101, make su...

If you don't have a data plan, you can still send MMS message, but you get charged by the bytes sent.

If you block data so you don't accidentally sent data, you will not be able to send MMS.

Paul

They can tell you have a smartphone whether or not you enable data. I think the only way around it would to be to clone a dumb phone to a smartphone but that would be illegal in the US. They can only tell if the phone is within their IMEI database. This only works on GSM network since on CDMA like ...

If you buy a AT&T phone and activated it, AT&T will immediately add a data plan. If you get an unlock phone elsewhere and tell them to block your data, you may not get charged because they can't tell because the phone is not from them. I blocked it on my non-smart phone and my mom's account ...

1. Both avi and mp4 are essentially media containers. It's the format that's stored inside the container that matters. For example, a 720p movie stored in an avi will have the same quality of a 720p movie stored in mp4. I am guessing that your camera will use the same encoding for both avi and mp4 s...

Here's an article I found on splitters: http://www.dxing.info/equipment/rolling_your_own_bryant.dx Not sure about the signal loss from splitting. If I were you, I would try it with different configuration and if there are signal degradation if you use it upstair, downstair, or split. Out of curiosit...

Thanks for that link. I did see the yahoo link but missed the discussion. So the insurance is to starve off a lawsuit, which gets covered by your liability. The question is how much to carry? So if your deductible is $1k, you should have at least $1K medical payment, so when it goes into effect and ...

What you need to find is a phone that allow you to insert a microsd card and then allow you to store SMS text message on the card. Typically these type of device will allow SD card of up to 32Gb, even a cheap 4 Gb or 8 Gb will store a lot of SMS. Google storing SMS on memory card and see what you ca...

Floaters? Most brandy tend to be fairly high in alcohol content, so I doubt anything could be living in it. Why not open it up and try it. It won't age, but it won't go bad either. If the seal was poor, the alcohol may evaporate away.

Paul

For a co-op, I have been told that the owners need insurance to cover the interior and half-way through the walls. There appears to be no co-op type insurance, but the closest approximation is condo insurance. The property manager say that the co-op's mutual policy carries a dwelling deductible of $...

In home owners insurance, there are coverages for medical payment. These appear to be for other people. I am wondering how important is this coverage and how much to carry. From what I read, it is mostly a payment for people who tripped in your home, but I was wondering how different this is to pers...

Interesting bit about the asteroid. My feeling is that we should live below your means, but frankly delaying all gratification is a really bad idea. Our existent if finite. If we are spending all of your time protecting yourself with insurance, why not live and experience. You can take trips to exot...

I met my wife while waiting to give a ride to a friend to a salsa dance at a local college. Ironically, the waiting area had a swing dance going on, so I decided join that while I was waiting. By chance, I met my future wife. who was getting a PhD there. Whatever she was a boglehead type or not was ...

So I have been working with a Farmers agent on a quote for my mom's renter and auto policy. The details are worked out and some paperwork sent. A few days later, my mom receives an email from Farmer generic account (form@farmerinsuranc.com or something), so she signs it with my sister's help and com...

It's been a few weeks and the cat appears to have settle in. There have been no repeat of the incident of peeing on the carpet. The cat now wanders around the house but rest inside the closet in a cubby hole. My mom takes him out for a walk in the evenings on a leash. The only concern right now is t...

This is in line with what my neighbor report for Comcast triple play. He's paying $180. In my opinion, it's way too much but if you really want some of the channels you have to make do with paying the price. For example, if you need the special channels, you can: 1. Replace your cable with Over the ...

What's the connection on the TV? Do you have an HDMI port? Do you have a composite or component input on the TV? Do you want Blue Ray playback from your laptop? The best connection will be HDMI. I used composite via Svideo, but the picture looks a bit blocky on the LCD tv. If your tv is so old that ...

I used a local company for garage repair. They did a pretty good job, so I had them do another one. The cost was reasonable compare the time I would have spend figuring it out. As for your question, I would think garage door not to be too difficult to install, so homedepot should be ok. You can alwa...

Recently, I upgraded Windows 8 on an older machine. Both ran well with windows 8. However, the laptop was old, and windows didn't have preinstalled drivers. Windows 8 allow you to use legacy drivers from previous versions, so you can use Vista or Windows 7 drivers and they often work perfectly. Howe...

They did send someone out, he wandered around the house outside and said he couldn't find a hookup. I know that the previous owner had comcat. When we moved in a few years ago, the Comcast guy dropped by to remove the service. So the tech said he needed access to my neighbor's yard, but it's heavily...

After I moved into the new house, I got DSL, which worked well in the beginning, but is now deteriorating in quality. I attempt to sign on for AT&T Uverse, but is told that I do not live in a service area. Even after my next door neighbor got Uverse, I still can't get it. So I decide to order Co...

I have been thinking of ways of saving money on the phone and internet bill. A local phone account is about $22 not including those annoying regulatory fees and taxes. A 3 Mbps Internet is about $38. Add long distance and the phone portion jumps to around $40. If I replace the phone with a VOIP devi...

Yes, you need to have a passport to go anywhere outside of US territory. This means you have to have a passport to go to Canada or Mexico.

Paul

I mentioned that I tried several CD that boot on other machine but not the laptop. I also tried usb boot stick that worked on other computer but not this one. The system rescue CD boots into other machine but not this one. There are no achi mode in the bios. It does not boot with the battery remove ...

Yes, the BIOS does ID the drive and it can test the drive and say that its working perfectly. I swap in different drives and none of them boot. The BIOS does not have options to change mode. It does have a delay start, which I adjusted and it didn't do anything. The drive spins and then blank screen...

Did change the drive order in the BIOS, I had it boot from DVD first and then from USB first, but it made no difference. I actually did not even upgrade the machine to win8, it was just running upgrade assistant. The fact that it won't boot from CD or USB would indicate more likely a hardware proble...

I have a bit of a strange problem. I have a HP dv5-1150us that I attempted to upgrade to windows 8, but during upgrade, it failed and refused to boot from hard disk or CD or USB. When I boot the drive, I get the HP logo, then the hard drive or DVD spins, but then a blank screen. Here's what I did so...

Yes, I do, but I am lazy and don't rebalance on a regular interval. So if the market drops and I happen to check the portfolio at the time, I will probably rebalance. I used to have very hard rule and check it every day and rebalance it immediately when it goes like 5% off, but have decided it that ...

investor1 wrote:

paulsiu wrote:One issue I have is that there is no way to run netflix on a linux box.

I do it using Wine.

You're going run wine on the Raspberry

Netflix only starting working with wine a few months ago.

Paul

I posted to the Fairmark tax board as well. and they indicated that RMD for 401K occur on 1/1 of the year you turn 70.5. The exception is if you are working, you may roll a 401K without RMD before you quit (I haven't encounter a company that allow you to rollover a 401K without quitting).

Paul

For android stick news, I usually read the following site: http://liliputing.com/ Most of these are usually sold by somewhat small vendors who may not have a fairly extensive reputation. Let's just say they are not available on some places like Amazon.com. One issue with the Android sticks is that t...

I thought about getting Raspberry. One issue I have is that there is no way to run netflix on a linux box. One of those Android on a stick would allow me to run a netflix app. ON the downside, hulu bans the use of hulu (not the plus) on Android browsers, but there are ways around it. I thought was g...

I am not sure. I contacted the insurance person that handles insuring the mutual properties and was told that it required 2+ years to rebuild a unit and that it may take over a year of loss of use.

Paul