Search found 151 matches

by parsi1
Thu Jul 23, 2015 1:41 pm
Forum: Investing - Help with Personal Investments
Topic: going to cash
Replies: 33
Views: 4776

Re: going to cash

I am not a financial adviser and there are much wiser people on this board than me.
But listen to this youtube video and see if makes sense.
Thanks

09 Jack Bogle on Asset Allocation and Market Collapse (2014)
https://www.youtube.com/watch?v=k6ra5POdsYg
by parsi1
Thu Jul 23, 2015 9:51 am
Forum: Investing - Help with Personal Investments
Topic: Is this a cup-with-handle pattern?
Replies: 29
Views: 2305

Re: Is this a cup-with-handle pattern?

That chart looks like a river to me. A flooded river.
What is inside the cup is more important.
by parsi1
Wed Jul 22, 2015 1:10 pm
Forum: Investing - Help with Personal Investments
Topic: Huge Mistake, Bought PBYI, Now What?
Replies: 26
Views: 3424

Re: Huge Mistake, Bought PBYI, Now What?

call Jim Cramer tonight during Mad Money and ask him. He knows what you should do.
by parsi1
Wed Jul 22, 2015 10:47 am
Forum: Personal Consumer Issues
Topic: Greatest money lesson movie
Replies: 63
Views: 5466

Re: Greatest money lesson movie

This is not a movie and it is available on youtube: The Retirement Gamble-Frontline-PBS (documentary)
by parsi1
Wed Jul 22, 2015 7:55 am
Forum: Investing - Theory, News & General
Topic: TRRKX (TDF) outperforms the Vanguard 3 fund ??
Replies: 6
Views: 955

Re: TRRKX (TDF) outperforms the Vanguard 3 fund ??

T. Row Price has very good funds. So why not. What is wrong with its TR2045 beating the 3-fund portfolio or even Vanguard TR2045?
Well, I am staying 100% with Vanguard and its funds.
by parsi1
Wed Jun 24, 2015 1:36 pm
Forum: Investing - Theory, News & General
Topic: What ratio are you stocks/bonds and how old are you?
Replies: 278
Views: 27793

Re: What ratio are you stocks/bonds and how old are you?

55 years old currently in Target retirement 2020 which is 60/40. Thinking about switching to TR2025 and leave it there permanently.
by parsi1
Thu Jun 11, 2015 10:34 am
Forum: Investing - Help with Personal Investments
Topic: High Growth Portfolio for a Wealth Building Fund
Replies: 41
Views: 4350

Re: High Growth Portfolio for a Wealth Building Fund

Take a look at Vanguard STAR Fund (VGSTX), It looks similar to the composition you are looking for plus more
by parsi1
Mon Jun 08, 2015 5:39 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 1397
Views: 276798

Re: U.S. stocks in freefall

Did ladyGeek just said financial porn, oh no she should be locked, erased and deleted. :D
by parsi1
Thu May 14, 2015 8:11 am
Forum: Investing - Theory, News & General
Topic: Are we experiencing a bond correction or crash?
Replies: 34
Views: 5993

Re: Are we experiencing a bond correction or crash?

I think it is heading for a crash, a crash like we have never experienced before, a crash like a tech bubble crash.
What is the difference between correction and crash? :?: :shock:
by parsi1
Wed May 13, 2015 10:32 am
Forum: Investing - Theory, News & General
Topic: [Greenspan interview - Approach to investing]
Replies: 2
Views: 357

[Greenspan interview - Approach to investing]

very Interesting comment from Alan Greenspan today in an interview : "The best strategy for equity investment has always been buy and hold, and forget it," he said. "Once you start to try and trade the market. I don't care how good you are, how smart you are, you will not beat an inde...
by parsi1
Fri May 01, 2015 8:07 am
Forum: Personal Consumer Issues
Topic: Oh Hail! [fix hard to see hail damage to car?]
Replies: 24
Views: 1853

Re: Oh Hail!

did you get the same hail storm at your house?
if you did my suggestion is to get your roof also inspected by a roofer (not your insurance company).
by parsi1
Thu Apr 30, 2015 2:51 pm
Forum: Personal Finance (Not Investing)
Topic: Need A Good Book for Planning for Retirement
Replies: 11
Views: 1400

Re: Need A Good Book for Planning for Retirement

Personal Finance For Dummies by Eric Tyson is also a good resource. Most of the libraries have this book, you can check your local library. I am currently reading the online version.
by parsi1
Thu Apr 30, 2015 9:08 am
Forum: Investing - Help with Personal Investments
Topic: LifeStrategy Moderate Growth vs Separate funds
Replies: 51
Views: 6432

Re: LifeStrategy Moderate Growth vs Separate funds

Since I started this thread, my own portfolio has outpaced the LifeStrategy fund this year by about 0.75% which I think is significant. However, that extra appears to be simply from a larger weight to international equities than the Vanguard fund even though total equities is about the same. That i...
by parsi1
Mon Mar 30, 2015 10:31 am
Forum: Investing - Help with Personal Investments
Topic: If you had 1 [investing] book to recommend...
Replies: 51
Views: 5823

Re: If you had 1 [investing] book to recommend...

anil686 wrote:+1 for the Little Book of Common Sense Investing by Bogle - short and very well written and tells you all you need to know to start off...


+1 and after reading this book look for the "the three fund portfolio" on this forum by Mr. Taylor Larimore and read the post.
by parsi1
Thu Mar 26, 2015 10:46 am
Forum: Investing - Theory, News & General
Topic: Wise move to move some $ to cash before bear market?
Replies: 131
Views: 15287

Re: Wise move to move some $ to cash before bear market?

What I have done in the past that seems to be beneficial is to increase your 401K contribution when there is a market correction and then reset is back when the market starts rising. I couldn’t do it too long because of the expenses but for just a couple of month maybe. I will do the same when the b...
by parsi1
Thu Mar 12, 2015 8:27 am
Forum: Personal Consumer Issues
Topic: Will you buy an Apple Watch?
Replies: 398
Views: 32648

Re: Will you buy an Apple Watch?

LadyGeek wrote:Please stay on-topic, which is buying an Apple watch.

OS wars - Linux / Windows / OS-X / Android / iOS, etc. are off-topic.


Ms. LadyGeek Actually the reply from AdamP was very informative and I enjoyed reading it. At the end he did say that he wouldn’t buy apple watch.
by parsi1
Tue Mar 10, 2015 5:37 pm
Forum: Investing - Theory, News & General
Topic: If you could send an investment message 10 years in the past
Replies: 62
Views: 5161

Re: If you could send an investment message 10 years in the

1. Increase 401K contribution in 2008
2. warn people about a guy named Madoff
by parsi1
Tue Mar 10, 2015 11:45 am
Forum: Personal Consumer Issues
Topic: Will you buy an Apple Watch?
Replies: 398
Views: 32648

Re: Will you buy an Apple Watch?

There will be fake ones pretty soon. I may consider a fake one for under $25. The max I have paid for a watch was $18 from Walmart.
by parsi1
Mon Mar 09, 2015 1:52 pm
Forum: Personal Consumer Issues
Topic: Home workouts and motivation
Replies: 60
Views: 3567

Re: Home workouts and motivation

Sorry I haven’t read all the posts, but there are a ton of Youtube videos about workouts. Before purchasing any DVDs you may want to check Youtube.
I like to walk outside with two 6lb dumbbells for an hour. My goal is to increase it to 10lbs.
by parsi1
Thu Feb 26, 2015 2:00 pm
Forum: Investing - Theory, News & General
Topic: International increase in Target Retirement & LifeStrategy
Replies: 235
Views: 27308

Re: International increase in Target Retirement & LifeStrate

I agree with nedsaid that at least part of the reason for this shift is relative valuations particularly in US versus INTL equity markets. The US has been in an exuberant 5+ year bull market and US stocks are generously priced on a fundamental basis relative to DM and especially EM. The increased r...
by parsi1
Thu Feb 26, 2015 9:39 am
Forum: Investing - Theory, News & General
Topic: International increase in Target Retirement & LifeStrategy
Replies: 235
Views: 27308

Re: International increase in Target Retirement & LifeStrate

I guess Vanguard read Rick Ferri's blog post - https://www.bogleheads.org/forum/viewtopic.php?f=10&t=154400 Interesting article from Mr. Ferri, thanks for the link. In this case, I will hold my judgment until I read more about this subject on this site. I am sure there will be a lot more commen...
by parsi1
Thu Feb 26, 2015 9:14 am
Forum: Investing - Theory, News & General
Topic: International increase in Target Retirement & LifeStrategy
Replies: 235
Views: 27308

Re: International increase in Target Retirement & LifeStrate

I don't like it, I am in TR2020 with this change my expose to international stocks will increase by 5.5% to 23.5% and my US exposure to stocks will reduce by 5.5% to 36.5%. It might be time to change plans and move 3-fund portfolio.
by parsi1
Tue Feb 24, 2015 11:26 am
Forum: Investing - Theory, News & General
Topic: Buy and Hold Forever Stocks
Replies: 101
Views: 9947

Re: Buy and Hold Forever Stocks

I swore off individual stocks during the period '08-'09, for reasons you can probably conjure up in your head without prompting from me. ++1 I gave up on trading individual stocks during the 2000 to 2002 tech bubble. Now all I have is 401K and Roth that I try to max out every year. Why not buy and ...
by parsi1
Sun Feb 22, 2015 9:40 am
Forum: Personal Finance (Not Investing)
Topic: End of Life for a Friend of Mine....a couple weeks ago....
Replies: 41
Views: 4889

Re: End of Life for a Friend of Mine....a couple weeks ago..

you brought tears to my eyes.
sorry for your loss, but more than that sorry and sad for his family to witness such a tragedy.
by parsi1
Thu Feb 19, 2015 9:14 am
Forum: Investing - Theory, News & General
Topic: VWENX huge hit today! [Vanguard Wellington Admiral]
Replies: 40
Views: 4331

Re: VWENX huge hit today! [Vanguard Wellington Admiral]

it wasn't a huge hit, it dropped by 2 cents. $20 is a huge hit. 2 cents doesn't even show up in the charts.
relax, drink a beer and smoke a cigar, tomorrow it will be back up. :sharebeer
by parsi1
Wed Feb 18, 2015 1:33 pm
Forum: Personal Consumer Issues
Topic: What is your favorite consumer product?
Replies: 174
Views: 13398

Re: What is your favorite consumer product?

I recently purchased on Samsung Galaxy Tab Pro 12.2". It is definitely my favorite and I never knew there are so many movies on youtube.
by parsi1
Mon Feb 16, 2015 4:48 pm
Forum: Personal Consumer Issues
Topic: Recommend a movie for a lonely Boglehead on Valentine's day
Replies: 87
Views: 5412

Re: Recommend a movie for a lonely Boglehead on Valentine's

I am surprised no one has yet mentioned the best romantic/action movie ever: UP
by parsi1
Thu Feb 12, 2015 9:58 pm
Forum: Investing - Help with Personal Investments
Topic: Day trading and capital gain tax nightmare
Replies: 37
Views: 3425

Re: Day trading and capital gain tax nightmare

Turbotax will do it all for you. All you need to do is to log into your brokerage account when you are prompted in turbotax.
Well that's what I think, I haven't traded stocks for 15 years and I have never day traded.
by parsi1
Tue Feb 10, 2015 8:10 pm
Forum: Personal Consumer Issues
Topic: I'm not a bad Boglehead [buying Powerball ticket]
Replies: 101
Views: 7116

Re: I'm not a bad Boglehead

I have never spend any money on lottery tickets.
But I visit the Casinos once in a while. I find it more entertaining. This may be also considered a none Blogleheadish act.
by parsi1
Sun Jan 25, 2015 11:50 am
Forum: Personal Finance (Not Investing)
Topic: Half off TurboTax thru Monday
Replies: 37
Views: 4645

Re: Half off TurboTax thru Monday

Thanks for the link, just downloaded the home&business version and imported and verified the info from last year's PDF file. If you used the online version in previous years, like me, you need to log into your online account and down load last year's PDF file to your PC. The new 2014 PC version ...
by parsi1
Sat Jan 24, 2015 10:09 pm
Forum: Personal Finance (Not Investing)
Topic: Half off TurboTax thru Monday
Replies: 37
Views: 4645

Re: Half off TurboTax thru Monday

Does the 50% off include Efile for fed and state? it doesn't state anything on the site about Efile, or did I miss something.

Edit: Fed Efile is included but there is a $20 state Efile
by parsi1
Fri Jan 23, 2015 8:43 am
Forum: Investing - Help with Personal Investments
Topic: Gotta Be a Bear Market Coming
Replies: 64
Views: 8433

Re: Gotta Be a Bear Market Coming

It will start early Monday morning
by parsi1
Thu Jan 22, 2015 2:00 pm
Forum: Investing - Theory, News & General
Topic: The Three Fund Portfolio
Replies: 1155
Views: 551538

Re: The Three Fund Portfolio

I have never considered social security and pension as part of my asset allocation. I am 55 years old and currently 90% in target retirement 2020 which is currently almost 60/40.
How should I know if this is a right allocation for me if I factor in the SS and pension?
Thanks for any help
by parsi1
Wed Jan 21, 2015 9:26 pm
Forum: Investing - Theory, News & General
Topic: Hedge fund loses 99.8% of all funds, $100m down to $200k.
Replies: 59
Views: 7401

Re: Hedge fund loses 99.8% of all funds, $100m down to $200k

why would anyone trust their money with the former trader at Raj Rajaratnam's company?
May be they were aware to the risk and aiming too high.
by parsi1
Thu Jan 08, 2015 9:06 am
Forum: Investing - Theory, News & General
Topic: Do you check you get all your dividends?
Replies: 20
Views: 2593

Re: Do you check you get all your dividends?

In my 401K I have target retirement 2020, this week I checked the distribution using Vanguards web site and it was credited to my account correctly.
by parsi1
Thu Jan 01, 2015 1:43 pm
Forum: Investing - Theory, News & General
Topic: 2015 BOGLEHEAD CONTEST REGISTRATION
Replies: 556
Views: 23070

Re: 2015 BOGLEHEAD CONTEST REGISTRATION

1979.00

the same as my last forecast.
best wishes to everyone.
by parsi1
Mon Dec 29, 2014 10:17 am
Forum: Investing - Theory, News & General
Topic: Target Retirement Funds - are they the AA you would choose?
Replies: 32
Views: 3054

Re: Target Retirement Funds - are they the AA you would choo

Good discussions thanks for posting. I have been debating the same thing, I am 55 and currently in TR2020 which is 60/40(stock/Bond) by the time I am 60 it will be 50/50 and at 65 it will be almost 40/60. I am not sure if TR2020 will be too conservative at retirement specially since the place I work...
by parsi1
Wed Dec 17, 2014 8:54 am
Forum: Investing - Help with Personal Investments
Topic: Buying Vanguard Energy Index
Replies: 22
Views: 3231

Re: Buying Vanguard Energy Index

I like fundamental index funds. One reason is that they buy sectors (like energy) based on their dividends and profits and cashflow and book value from the last several years. They continue buying those companies even when the market thinks that returns look grim for the near future. If dividends a...
by parsi1
Tue Dec 16, 2014 10:03 am
Forum: Investing - Theory, News & General
Topic: Investment books I have read.
Replies: 32
Views: 5464

Re: Investment books I have read.

Miriam2 wrote:Taylor -
What is the investing book you have not yet read that you are looking forward to reading?


If you don't mind I like to add to this, what is the book that you already have read and don't mind reading again?
by parsi1
Mon Dec 15, 2014 9:59 pm
Forum: Investing - Help with Personal Investments
Topic: Embarrassingly stupid question
Replies: 25
Views: 4634

Re: Embarrassingly stupid question

I do Pretax for 401K and Posttax in RothIRA.
We also have roth 401K but I have not contributed to that yet
by parsi1
Mon Dec 15, 2014 9:13 am
Forum: Investing - Theory, News & General
Topic: Investment books I have read.
Replies: 32
Views: 5464

Re: Investment books I have read.

An honest questions, after reading all these books do you still think the best portfolio is a three fund portfolio or is it time for and update/revision of the three fund portfolio?
Thanks
by parsi1
Thu Dec 11, 2014 11:58 am
Forum: Investing - Theory, News & General
Topic: 'Might Jack Bogle Be Wrong for a Change?' [Int'l holdings]
Replies: 49
Views: 4611

Re: 'Might Jack Bogle Be Wrong for a Change?' [Int'l holding

As far as I know he has majority of his money in Vanguard Balanced index fund, right or wrong he is putting his money where his mouth is.
by parsi1
Wed Dec 10, 2014 9:20 pm
Forum: Investing - Theory, News & General
Topic: Why don't YOU follow Buffett's advice?
Replies: 122
Views: 11822

Re: Why don't YOU follow Buffett's advice?

If my portfolio grows 320% compounded annually for the next 10 years I will have $60billion when I retire.
Now all I have to do is to find a way to make sure it grows that much, do you all think Buffett may have a solution for that?
by parsi1
Wed Dec 10, 2014 8:58 pm
Forum: Investing - Theory, News & General
Topic: 'Might Jack Bogle Be Wrong for a Change?' [Int'l holdings]
Replies: 49
Views: 4611

Re: 'Might Vanguard Founder Jack Bogle Be Wrong for a Change

sorry for my ignorance but I don't know how to attach a graph here, but by comparing vanguard balanced index fund which is 60/40 (without international) with the life strategy moderate growth (another 60/40 with international), the vanguard balanced fund is a clear winner. That shows me that you don...
by parsi1
Fri Dec 05, 2014 9:11 am
Forum: Investing - Theory, News & General
Topic: Annuity feature in Target-date mutual funds in 401(k)s
Replies: 1
Views: 344

Annuity feature in Target-date mutual funds in 401(k)s

"Target-date mutual funds in 401(k)s can now add an annuity feature, which will provide lifetime income in retirement." This article is on CNN money, is this a good idea for Target Retirement funds? https://time.com/money/3616433/retirement-income-401k-new-solution/?xid=yahoo_money I have ...
by parsi1
Thu Nov 20, 2014 10:11 pm
Forum: Investing - Theory, News & General
Topic: how to make money like a billionaire
Replies: 116
Views: 16574

Re: how to make money like a billionaire

I don't like Tony Robins.
by parsi1
Thu Nov 20, 2014 9:49 pm
Forum: Investing - Help with Personal Investments
Topic: Rick Ferri 60/40 portfolio
Replies: 18
Views: 5116

Re: Rick Ferri 60/40 portfolio

I am in a target dated fund but I like this portfolio and the allocations. Rick Ferri's Lazy Three Fund Portfolio 40% Vanguard Total Bond Market Index Fund 40% Vanguard Total Stock Market Index Fund 20% Vanguard Total International Stock Index Fund edited: sorry I lied, I also have Reit, so I am mor...
by parsi1
Thu Nov 20, 2014 10:55 am
Forum: Personal Consumer Issues
Topic: Side jobs or hobbies that make you money
Replies: 127
Views: 20263

Re: Side jobs or hobbies that make you money

VictoriaF wrote:Oldest profession.

Victoria



I don't like the oldest profession.
I like new professions. Venture capital, do you all watch Shark Tank?
Make money from somebody’s innovation and hard work.

Go to advanced search