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Alternate Sources of Income

How many of the people here have alternate sources of Income besides their day job? I am wondering how to get started with creating some alternate source in case I was to lose my day job. Looking into various franchise opportunities. Wanted to hear from experts over here about their thoughts on this...
by njvj
Wed Jan 08, 2014 11:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: Alternate Sources of Income
Replies: 5
Views: 621

Re: can i have two HSA accounts?

Can I transfer money from one HSA account to another while keeping them both open?

First account is through employer and does not give good investment options.

Second account is through HSABank and gives investment options through TD Ameritrade
by njvj
Wed Jan 08, 2014 5:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: can i have two HSA accounts?
Replies: 6
Views: 3924

Re: Simplification Advice

It was not all that difficult. I am 80% done with simplification at the current brokerages itself by buying ETFs. Went for 55, 20 and 25 allocation for VTI, BDN and VXUS. I still have some gains and losses that I will have to account for. a. GDX - Gold Miners ETF has loss of $14K - Sold all and took...
by njvj
Fri Apr 12, 2013 6:07 pm
 
Forum: Investing - Help with Personal Investments
Topic: Simplification Advice
Replies: 25
Views: 3782

Re: Simplification Advice

Can I get advice on which funds to choose? 1. Here is the list of all the options that are available for one of the 401K - http://www.kivalia.com/plans/plan-funds/314. I have about $240K in this account. I want to invest all in bonds (VBMFX) or Total Stock (VTSMX). 2. For other 401K, I have option t...
by njvj
Mon Apr 01, 2013 11:56 am
 
Forum: Investing - Help with Personal Investments
Topic: Simplification Advice
Replies: 25
Views: 3782

Re: Simplification Advice

Thanks for all the replies.

What should be recommended allocation between 3 funds, given my age, time to retire and objectives?

Thanks
by njvj
Mon Apr 01, 2013 10:59 am
 
Forum: Investing - Help with Personal Investments
Topic: Simplification Advice
Replies: 25
Views: 3782

Re: Simplification Advice

umfundi wrote:Check this out:

viewtopic.php?f=10&t=113752

I leave it to you to make a performance comparison, if that is what you want.

Keith


Thanks for this pointer.
by njvj
Sat Mar 30, 2013 2:28 am
 
Forum: Investing - Help with Personal Investments
Topic: Simplification Advice
Replies: 25
Views: 3782

Re: Simplification Advice

Thanks ruralavalon. Appreciate your detail feedback. Is there a pointer to a place that compares returns of three-funds versus Gone Fishin. I sometimes wonder, whether I am blindly following Gone Fishing because it is making me work harder. 1. Misc Tech Stocks are a result of my wife and I working f...
by njvj
Thu Mar 28, 2013 5:48 pm
 
Forum: Investing - Help with Personal Investments
Topic: Simplification Advice
Replies: 25
Views: 3782

Re: Simplification Advice

Thanks. Just updated the original message.
by njvj
Mon Mar 25, 2013 5:17 pm
 
Forum: Investing - Help with Personal Investments
Topic: Simplification Advice
Replies: 25
Views: 3782

Simplification Advice

Hi All, One of the objectives for 2013 is the simplify the things and that is where I am looking for advice. Background Tax Filing Status: Married Filing Jointly Tax Rate: 33% Federal State of Residence: CA Age: both 45 and 43, 2 kids 17 and 12 Combined Annual Income: 350K/yr Objectives: 1. Pay for ...
by njvj
Mon Mar 25, 2013 12:28 am
 
Forum: Investing - Help with Personal Investments
Topic: Simplification Advice
Replies: 25
Views: 3782

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