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Pay down mortgage or invest?

Hi, Everyone: I have a question that probably has been asked zillion times. We are in our early 30s and have a 30-year fixed mortgage at 4%. We have maxed 401K contribution and do not quality for Roth IRA. Beyond retirement contribution, we have some additional savings which, if all used to pay down...
by nepenthegu
Sun Sep 01, 2013 3:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: Pay down mortgage or invest?
Replies: 15
Views: 1985

What can I do if I have a bad 401k plan

Hi, Everyone: I work for a small company. Although the company sponsors a 401k plan, the fund selection in the plan is pretty bad. There is no low-cost index fund. Almost all funds available are actively managed with a high expense ratio (1-2%). I am basically stuck with the plan for a few years. Wi...
by nepenthegu
Sun Aug 18, 2013 10:11 pm
 
Forum: Investing - Help with Personal Investments
Topic: What can I do if I have a bad 401k plan
Replies: 10
Views: 711

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