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Re: Attention Apple Users-Possible Security Issues

Auream,

Thanks for the information. I have contacted apple and started to backup my mobile devices. I have been backing up my PC every day . So I will do the same with my mobile devices.
by mucho dinero
Fri Feb 28, 2014 10:00 pm
 
Forum: Personal Consumer Issues
Topic: Attention Apple Users-Possible Security Issues
Replies: 13
Views: 1238

Re: Attention Apple Users-Possible Security Issues

Folks, I would like to thank all of you for your input concerning this issue. I contacted Apple late yesterday and the staff directed me on how to update my Mac and mobile devices in terms of software updates. One more question. They recommended that I backup my I-pad and I-phone. How often do all o...
by mucho dinero
Wed Feb 26, 2014 8:50 am
 
Forum: Personal Consumer Issues
Topic: Attention Apple Users-Possible Security Issues
Replies: 13
Views: 1238

Attention Apple Users-Possible Security Issues

Folks, Saturday afternoon on Fox Business Channel and today on CNBC I heard that security issues had been detected with Apple. The anchors stated that when accessing web sites pertaining to your financial institutions you may want to use the Chrome Browser rather than Safari to be on the safe side. ...
by mucho dinero
Mon Feb 24, 2014 8:01 pm
 
Forum: Personal Consumer Issues
Topic: Attention Apple Users-Possible Security Issues
Replies: 13
Views: 1238

2nd Post on Federal Retiree Needs Help With Portfolio

Folks, This is a followup to a previous post concerning this topic. The primary advice given at that time was primarilly to reduce our debts. And we did just that. My wife and I are currently revising our portfolios and we would like to request your advice with the proposed portfolio which we have j...
by mucho dinero
Mon Feb 17, 2014 10:11 pm
 
Forum: Investing - Help with Personal Investments
Topic: 2nd Post on Federal Retiree Needs Help With Portfolio
Replies: 2
Views: 349

Re: Federal Retiree Needs Help With Revising Portfolio

Folks, Once again I would like to thank all of you who have responded to my post. I have just discussed your comments with my wife and decided that we are going to pay off some of the credit cards which have the highest interest rates. Livestock thanks for pointing out our reluctance to sell assets ...
by mucho dinero
Mon Feb 10, 2014 6:54 pm
 
Forum: Investing - Help with Personal Investments
Topic: Federal Retiree Needs Help With Revising Portfolio
Replies: 10
Views: 1063

Re: Federal Retiree Needs Help With Revising Portfolio

Folks, I would like to thank all of you for the responses that you have provided me. Let me start with Laura. At this time both of us are retired, and neither my wife or I are working part time. The $300 a month we are contributing is to our taxable account. the reason we are not directing the $300 ...
by mucho dinero
Sun Feb 09, 2014 8:51 am
 
Forum: Investing - Help with Personal Investments
Topic: Federal Retiree Needs Help With Revising Portfolio
Replies: 10
Views: 1063

Federal Retiree Needs Help With Revising Portfolio

Folks, My wife and I are currently revising our portfolios and we would like to request your advice with the proposed portfolio which we have jointly developed. But first let me provide the following information: Emergency funds: $5,000+?. However we both have inflation adjusted pensions and social ...
by mucho dinero
Fri Feb 07, 2014 7:30 pm
 
Forum: Investing - Help with Personal Investments
Topic: Federal Retiree Needs Help With Revising Portfolio
Replies: 10
Views: 1063

Diversification Properties of REITs

Folks, Over the years on this forum it has been recommended to use REITs in order to diversify a portfolio because it is an asset class that is not highly correlated with equities. However when reading Morningstar today I found an article by Samuel Lee titled REITs: Diversifying, Real Returns for th...
by mucho dinero
Wed Jan 01, 2014 5:41 pm
 
Forum: Investing - Theory, News & General
Topic: Diversification Properties of REITs
Replies: 6
Views: 946

Re: Recommended ratio of st versus intermediate Tips funds

Folks, I would like to thank all of you for your comments. I can see that there is no one answer that would apply to everyone or a simple formula to determine a ratio of short term to intermediate term inflation protected bonds. One needs to consider if they have an indexed adjusted pension, suffici...
by mucho dinero
Mon Dec 30, 2013 7:40 pm
 
Forum: Investing - Theory, News & General
Topic: Recommended ratio of st versus intermediate Tips funds
Replies: 5
Views: 476

Recommended ratio of st versus intermediate Tips funds

Folks,

Is there a recommended ratio of short term versus intermediate term for TIPS bond funds for retirees. I searched the Wiki files and I was unable to find any information of this topic.

Thanks in advance. :wink:
by mucho dinero
Fri Dec 27, 2013 11:50 am
 
Forum: Investing - Theory, News & General
Topic: Recommended ratio of st versus intermediate Tips funds
Replies: 5
Views: 476

Re: The Rise of Smart Beta(fundamental indexing)-Economist

Stlutz,

Thanks. I will follow that procedure from now on. Do you think it would be wise if I reposted the same topic using the link you mentioned? I think the initial post may have been too long to hold the interest of most readers.
by mucho dinero
Fri Jul 05, 2013 11:43 am
 
Forum: Investing - Theory, News & General
Topic: The Rise of Smart Beta(fundamental indexing)-Economist
Replies: 30
Views: 2949

The Rise of Smart Beta(fundamental indexing)-Economist

Bogelheads, In the following article in the Economist it stated: "INVESTORS face a quandary. Cash offers a return of virtually zero in many developed countries; government-bond yields may have risen in recent weeks but they are still unattractive. Equities have suffered two big bear markets sin...
by mucho dinero
Fri Jul 05, 2013 9:12 am
 
Forum: Investing - Theory, News & General
Topic: The Rise of Smart Beta(fundamental indexing)-Economist
Replies: 30
Views: 2949

Re: Attention Mac Users - excel versus numbers

Folks,

I would like to think all of you for your helpful comments. I think I will stick with excel. :sharebeer
by mucho dinero
Fri May 31, 2013 8:16 am
 
Forum: Personal Consumer Issues
Topic: Attention Mac Users - excel versus numbers
Replies: 4
Views: 770

Re: How Safe is Paypal

Folks,

I would like to thank all of you for your helpful comments and suggestions regarding PayPal. I am going to contact my credit card companies to see if I can obtain a virtual credit card, as duckie recommended, in order to purchase items on PayPal.

This is a great forum.
by mucho dinero
Wed May 29, 2013 7:36 am
 
Forum: Personal Consumer Issues
Topic: How Safe is Paypal
Replies: 38
Views: 2639

Attention Mac Users - excel versus numbers

Folks,

For those who use the Mac do you find that the apple numbers software superior to excel in doing general numbers crunching, spread sheets and financial analysis? Which system is more user friendly?

Thanks in advance.
by mucho dinero
Tue May 28, 2013 9:04 am
 
Forum: Personal Consumer Issues
Topic: Attention Mac Users - excel versus numbers
Replies: 4
Views: 770

Re: Attention Mac Users - Vanguard Policy on On-line fraud

Bayview, I will keep you posted. I have only been using it for two days so far. However yesterday I used the the new AV software in conducting a manual scan on a e-mail that I suspected could have been troublesome and it helped me insure that my computer was not attacked by a virus. Have a good Memo...
by mucho dinero
Mon May 27, 2013 7:35 am
 
Forum: Personal Consumer Issues
Topic: Attention Mac Users - Vanguard Policy on On-line fraud
Replies: 17
Views: 2562

Re: Attention Mac Users - Vanguard Policy on On-line fraud

Folks, I would like to thank all of you for your comments. Because of your input I was able to make a very informed decision. I plan to use the ClamXav AV software . I have already activated the firewall provided by apple. Also I have learned from many of the comments that where provided to me on th...
by mucho dinero
Sun May 26, 2013 9:34 pm
 
Forum: Personal Consumer Issues
Topic: Attention Mac Users - Vanguard Policy on On-line fraud
Replies: 17
Views: 2562

How Safe is Paypal

Folks, How comfortable do you feel about making payments through PayPal? I have just reviewed some articles on the safety of PayPal and I was not totally convinced about the security of PayPal. I do not intend, at this time, to sale anything through the PayPal service, however as a consumer some ret...
by mucho dinero
Sun May 26, 2013 3:51 pm
 
Forum: Personal Consumer Issues
Topic: How Safe is Paypal
Replies: 38
Views: 2639

Re: Attention Mac Users - Vanguard Policy on On-line fraud

Sorry,
I acidently posted twice.
by mucho dinero
Fri May 24, 2013 6:32 pm
 
Forum: Personal Consumer Issues
Topic: Attention Mac Users - Vanguard Policy on On-line fraud
Replies: 17
Views: 2562

Attention Mac Users - Vanguard Policy on On-line fraud

Folks, Two weeks ago I reviewed the Vanguard Policy on On-line Fraud. Under the list of responsibilities of the Vanguard customer Vanguard requires that the customer use the latest versions of anti-spyware, anti-virus(AV) and firewall software to guard against malware. I contacted the technical serv...
by mucho dinero
Fri May 24, 2013 6:31 pm
 
Forum: Personal Consumer Issues
Topic: Attention Mac Users - Vanguard Policy on On-line fraud
Replies: 17
Views: 2562

Thoughts on Robert Wiedmer,, Author of Aftershock

Folks, I know this topic is a little unusual, but I thought that I would solicit the advice of this forum concerning how to react to the book Aftershock and the creditability of the author Robert Wiedmer. A friend of mine sent me a e-mail describing Wiedmer's comments. Basically he is predicting a b...
by mucho dinero
Thu Apr 04, 2013 9:06 pm
 
Forum: Investing - Theory, News & General
Topic: Thoughts on Robert Wiedmer,, Author of Aftershock
Replies: 1
Views: 359

Re: Mac Users

Folks,

I would like to express my appreciation for the comments and advise you all provided me on Mac World magazine.
by mucho dinero
Sat Feb 09, 2013 9:20 am
 
Forum: Personal Consumer Issues
Topic: Mac Users
Replies: 7
Views: 1116

Mac Users

Folks, For any Mac Users I would like to ask if anyone subscribes to Mac World? And if so, what is of your opinion of this magazine as a source information on Mac Products. When I was using a PC windows system I found the magazine PC World helpful. Now that I have migrated to a Mac I want to find go...
by mucho dinero
Wed Feb 06, 2013 11:38 am
 
Forum: Personal Consumer Issues
Topic: Mac Users
Replies: 7
Views: 1116

Re: Mac versus Windows for Investing

Per sscritic's question on costs the Apple computer costs $1500 and the office softwre goes for $200. :dollar
by mucho dinero
Mon Jan 07, 2013 7:54 pm
 
Forum: Personal Consumer Issues
Topic: Mac versus Windows for Investing
Replies: 11
Views: 1032

Mac versus Windows for Investing

Folks, I currently am using a windows operating system by Microsoft. My software is Windows 7. I am considering upgrading my desktop PC to an Apple product. I use my current desktop for both general and financial applications. For the financial and insurance type transactions I want to have the maxi...
by mucho dinero
Mon Jan 07, 2013 7:18 pm
 
Forum: Personal Consumer Issues
Topic: Mac versus Windows for Investing
Replies: 11
Views: 1032

Re: How Much of a Tilt to Corp. Bonds?

BetaBreaker,

Could you please give me the dates on the ten year period for the SD/SR you presented from Morningstar on the bonds dicussed during this thread :?:

Thanks in advance. :beer
by mucho dinero
Mon Nov 26, 2012 6:45 pm
 
Forum: Investing - Theory, News & General
Topic: How Much of a Tilt to Corp. Bonds?
Replies: 15
Views: 1602

Re: Austin Chapter Meeting

Gotherelate,

Appreciate your efforts. I will do as you instructed. Looking forward to the upcoming meeting.
:D
by mucho dinero
Mon Nov 19, 2012 7:10 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Austin Chapter Meeting
Replies: 8
Views: 777

Re: Austin Chapter Meeting

I and my wife will be attending. Will forward some topics for discussion in the near future. Since we will be coming from out of the immediate Austin area, could you recommend a hotel/motel which would be close to the meeting site.

Thanks in Advance. :D
by mucho dinero
Sun Nov 18, 2012 9:06 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Austin Chapter Meeting
Replies: 8
Views: 777

Re: Electronic Payments of Quarterly Estimated Earnings to I

Folks,

I want to thank each of you for the information which you provided to me concerning my question. This forum is outstanding.

Everyone have a good week end. :happy
by mucho dinero
Sun Nov 04, 2012 4:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Electronic Payments of Quarterly Estimated Earnings to IRS
Replies: 5
Views: 353

Electronic Payments of Quarterly Estimated Earnings to IRS

Folks, This is probably a basic question. I was planning on paying the IRS quarterly estimated payment through the IRS automated system raather than snail mail. However my accountant says he likes having a copy of a check to document payment so he recommended that I use the Post Office. How do you a...
by mucho dinero
Sun Nov 04, 2012 8:32 am
 
Forum: Personal Finance (Not Investing)
Topic: Electronic Payments of Quarterly Estimated Earnings to IRS
Replies: 5
Views: 353

Re: Buckets using Vanguard Funds only

Redhounds & joe8d,

Thanks for clearing up the questions which I asked. :happy
by mucho dinero
Sun Oct 28, 2012 9:53 pm
 
Forum: Investing - Help with Personal Investments
Topic: Buckets using Vanguard Funds only
Replies: 12
Views: 1396

Re: Buckets using Vanguard Funds only

Joe8d,

Could you explain the following:
in #2 bullet of your post I assume STIG is stands for short-term investment grade.

in #3 bullet what does Tint stand for.

Thanks in advance
by mucho dinero
Sat Oct 27, 2012 6:26 pm
 
Forum: Investing - Help with Personal Investments
Topic: Buckets using Vanguard Funds only
Replies: 12
Views: 1396

Re: Austin : informal meetup ?

Sorry I did not answer until now. I just checked into the Forum today. I had not seen it since last Sunday. Could we have a meeting of the Austin chapter in the near future?
by mucho dinero
Sun Sep 23, 2012 2:37 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Austin : informal meetup ?
Replies: 2
Views: 521

Effect of High Frequency Trading on VG Index Funds

Folks,

What would be the effect of High Frequency Trading currently being conducted in the stock market on our index or any other funds with Vanguard?

Thanks in advance.
by mucho dinero
Sun Sep 23, 2012 8:34 am
 
Forum: Investing - Theory, News & General
Topic: Effect of High Frequency Trading on VG Index Funds
Replies: 1
Views: 176

Re: Austin Chapter Meeting - Saturday May 19

Folks,
Disregard my last message. I just booked in a motel.


Thanks.
by mucho dinero
Fri May 18, 2012 10:45 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Austin Chapter Meeting - Saturday May 19
Replies: 23
Views: 2377

Re: Austin Chapter Meeting - Saturday May 19

Folks,

I may have to stay over night in Austin. Could someone provide me with the name of a reasonably priced hotel or motel in the area of the meeting.

Thanks in Advance
by mucho dinero
Fri May 18, 2012 9:07 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Austin Chapter Meeting - Saturday May 19
Replies: 23
Views: 2377

Re: Austin Chapter Meeting - Saturday May 19

Will be there with wife. Looking forward to the event.
by mucho dinero
Mon Apr 23, 2012 10:37 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Austin Chapter Meeting - Saturday May 19
Replies: 23
Views: 2377

Re: Austin Chapter Meeting - March 12

Bryanv or any other point of contactI



When will the next meeting of the Austin Chapter take place. Are there any individuals who would be appropriate points of contact.

Thanks in advance.
by mucho dinero
Wed Mar 28, 2012 11:10 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Austin Chapter Meeting - March 12
Replies: 18
Views: 4849

Re: Umbrella Insurance with USAA

To all the folks who have responded to my original post on this topic I would like to express my appreciation for the advice that I received.
by mucho dinero
Tue Jan 31, 2012 9:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Umbrella Insurance with USAA
Replies: 18
Views: 1503

Lifelock advertisement to Monitor Banking Accounts

Folks, I saw an advertisement by Lifelock stating that they could monitor your bank account to see if hackers have gained access to the account. I talked to my bank about this issue, and the institutions representative said that usually the only way your account could be compromised (besides theft o...
by mucho dinero
Tue Jan 31, 2012 9:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: Lifelock advertisement to Monitor Banking Accounts
Replies: 1
Views: 174

Re: Umbrella Insurance with USAA

Livesoft,

The USAA agent I talked to said I should consider issues such as my net worth. Otherwise she did not say very much.
Thanks again.
by mucho dinero
Tue Jan 31, 2012 9:44 am
 
Forum: Personal Finance (Not Investing)
Topic: Umbrella Insurance with USAA
Replies: 18
Views: 1503

Re: Umbrella Insurance with USAA

Thanks for responding. My Portfolio is several 100,000 not 100K. I understand that I should have an umbrella policy twice my net worth.
by mucho dinero
Tue Jan 31, 2012 8:50 am
 
Forum: Personal Finance (Not Investing)
Topic: Umbrella Insurance with USAA
Replies: 18
Views: 1503

Umbrella Insurance with USAA

Folks, I currently have an umbrella policy with USAA for $2,000,000. I, and my wife, are government retirees. Both with pensions. We have a house valued around $375,000, 2 cars, and an investment portfolio. The last time I checked with this forum - about 5 years ago - it was recommended that someone...
by mucho dinero
Mon Jan 30, 2012 10:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Umbrella Insurance with USAA
Replies: 18
Views: 1503

Advice of Reputaion.com & other ways of checking people

Folks, I am a retiree, and I have occasions when I have to deal with various individuals and firms. I would like to insure that both my reputation is clean and also be able to check out other individuals and firms relative to their integrity and reliability. Does anyone have experience or know about...
by mucho dinero
Mon Oct 03, 2011 11:45 am
 
Forum: Investing - Theory, News & General
Topic: Advice of Reputaion.com & other ways of checking people
Replies: 0
Views: 210

Advice of Reputaion.com & other ways of checking people

Folks, I am a retiree and occasionally meet people who may want to deal with me on various issues. My first question is does any one have any experience using the reputation.com service? Also what other services are available to evaluate people or firms I may want to deal with. Thanks in advance
by mucho dinero
Mon Oct 03, 2011 11:37 am
 
Forum: Personal Consumer Issues
Topic: Advice of Reputaion.com & other ways of checking people
Replies: 0
Views: 214

Note of Thanks

Folks,

Thanks for the information that you provided me. It will help me determine my course of action.
by mucho dinero
Fri Sep 16, 2011 9:52 am
 
Forum: Personal Consumer Issues
Topic: Virtural Private Network (VPN) for I-phone & I-pad users
Replies: 4
Views: 753

Virtural Private Network (VPN) for I-phone & I-pad users

Folks, I have an apple I-phone & I-pad. On many occasions I need to access public Wi-Fis. I understand that even with Wi-Fi sites that are secure, some risk of hacking is present. I read in an article by AARP that Virtual private network software can provide additional security. For those of you...
by mucho dinero
Sun Sep 11, 2011 9:39 am
 
Forum: Personal Consumer Issues
Topic: Virtural Private Network (VPN) for I-phone & I-pad users
Replies: 4
Views: 753

Editing our Username on the Memberlist

Folks,

Is there a way to edit our username file in the memberlist.

Thanks in advance.
by mucho dinero
Fri Jul 22, 2011 8:58 am
 
Forum: Forum Issues and Administration
Topic: Editing our Username on the Memberlist
Replies: 1
Views: 922

Note of Thanks

Bogleheads I would like to take this opportunity to thank all of you who have provided comments to my question on Bill Gross's moves. I plan to stick with my current fixed income configuration based on the good advice I received. This forum is a great way of getting informed advice and feedback. Eve...
by mucho dinero
Sun Apr 24, 2011 6:24 pm
 
Forum: Investing - Theory, News & General
Topic: Bill Gross move out of US Treasuries
Replies: 59
Views: 7838

Bill Gross move out of US Treasuries

Folks, I recently read in Morningstar that Bill Gross in managing the Pimco Total Return Fund was moving out of US treasuries. He felt that the return on these securities,at this time, did not justify a significant level of investment by Pimco Total Return. Some on this forum have recommended that o...
by mucho dinero
Sat Apr 23, 2011 9:46 pm
 
Forum: Investing - Theory, News & General
Topic: Bill Gross move out of US Treasuries
Replies: 59
Views: 7838
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