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John3754 wrote:At 2% I would pay them down as slowly as possible. That's essentially free money.

+1. Also, which lender did you get it from? I wouldn't mind refinancing some student loans at that rate..

Although coupled with a few of the mileage rewards provided by the new member promotion going on right now (http://dmn.delta.com/ace_offers/SkyMilesNewMemberRT/), you might earn enough for one economy ticket. In that case, it might be worth it.

I understand, and appreciate, the concerns regarding GWSVX, and I'm planning to stick with Vanguard funds. As a side note, however, is it fair to chart a 3-year, 5-year, or even 10-year comparison given that the strategy changed completely in late 2012?

Thanks so much for your thoughts. (Please excuse the delayed reply as my computer's been hijacked by the Genius Bar.)

I am looking through the cited thread and learning quite a bit. Thanks for the recommendation!

Thanks for the initial thoughts!! A couple of follow ups. Occupier -- I'm not sure what you meant by NY tax free? I did a general search on Vanguard and it came up with four non-vanguard funds. Is that correct? For Grok87 -- I'm not sure if we're discussing the same fund. I think GWSVX -- at least a...

Hi there; first poster here, though I've followed & learned quite a bit from this site in the past. I've just turned 29. I volunteered abroad for a couple years in the past so therefore limited savings. I was in graduate school, which I financed entirely with debt, but was lucky enough to land a...