Bogleheads.org

This proves that Vanguard's fees are ‘worth a hill of beans’.

I’m glad I 'Sanka' lot of money into Vanguard's mutual funds.

I can imagine the marketing folks at Starbucks exclaiming “for Peet’s sake.”

Mike

I was speaking with a high school student the other day who mentioned one of the projects in his consumer ed class was to evaluate the students stock picking abilities. Each student was given $100,000 in fake money to see what they could earn by picking stocks over a 3 month period. They are graded...

Peck Deck Hack Slide/Standing Calf Raise Seated Calf Machine Flat Bench Preacher Curl Bench Incline/Decline Bench Leg Press Lat Pulldown machine. I can do seated rows with it too. Also,use Judson Torso Straps for seated rows Power Rack Led Extension/Thigh Curl Machine Bent-Over Rowing Machine Roman ...

bottomfisher wrote:According to Morningstar Vg Total Intl Stock holds 16.97% emerging markets. The benchmark M* uses lists EM as17.06%.

As of 3/31/13:

Vanguard Total International Stock Index Fund Admiral Shares - 19.4% Emerging Markets

Mike

Not a bubble, but richly valued. http://www.multpl.com/shiller-pe/ When the P/E 10 was between 21.1 and 25.1 (it's currently in about the middle of that range), the 10-year forward real return averaged just 0.9 percent. The best 10-year forward real return was still 8.3 percent per year, but the wo...

Yesterday I noted the comment of Charlie Munger, Vice-Chairman of Berkshire Hathaway [BRK.A BRK.B] comment that “civilized people don’t buy gold”. They are not simply involved in a zero-sum game in which the goal is to outsmart the computer system in the trading markets. They invest in productive b...

I am 61 yo. My total portfolio is approximately $1.1 M. My mother just passed away at the age of 101! and I inherited a Morgan Stanley stock portfolio of approximately $140,000. This portfolio is mostly good dividend stocks and notes, that should give me an approximate income of $375/mo. (The MS ad...

If you have some money to invest in stocks, but you're worried you're late to the party now that both the Dow Jones Industrial Average and the Standard & Poor's 500-stock index have hit new highs, Burton Malkiel, the renowned economist and author of "A Random Walk Down Wall Street," h...

I sold some stocks over the weekend....then again I've gotten lucky other times so I can't complain. I sold 30 stocks last Thursday. Our investment club of 17 years decided to call it quits. We were supposed to have our meeting this Wednesday to talk about it, but the members voted by email last Th...

The first question we have is whether it makes sense to divide the investment funds between a few mutual fund companies, or invest solely with Vanguard. I think I know how most users of this forum will respond to this question, but it would be helpful for my wife to hear from others. Vanguard safet...

david99 wrote:I took a survey last year and got a $10 gift card from Amazon via email. I guess that Vanguard's rates have gone up --- that's a pretty good pay increase from six months ago.

Time is money. The $25 survey was a longer survey.

Mike

Turns out that the "$25 thank you" is an online coupon for Amazon that will be sent in a few weeks. I was looking for cold hard cash but DW will use the coupon as she purchases stuff from them all of the time. Me, not so much. I received the Amazon $25 coupon (via email) about a week afte...

If you filed Form 8606 correctly for 2010 and used Turbotax software for that year the 5,000 should have automatically carried over to line 2 in 2011. On the assumption that 2010 was the first year you took a non-deductible contribution what I believe you should see on Form 8606 is: 2010 1 – 5,000 3...

Target Retirement Funds to add international bonds

Mike

I hope the OP followed the advice of the posters here and began selling those Merck shares 7 months ago. The following comparison is for informational purposes only. It does not in any way suggest that the OP should have invested all of the Merck inheritance in the Total Stock Market Fund. It is sim...

The article is 9 hours old and it already has 950 comments posted.

Mike

Most Vanguard tax forms for 2012 are now available online

Mike

I bought a new computer a couple of months ago that came with 60 days of Norton anti-virus software. A few days before the Norton software expired I switched to Microsoft Security Essentials based on recommendations here: Microsoft Sec Essentials = Bad ?? In addtion, I also installed the free Malwar...

Given your nervousness, with respect to the stock market's current level, I would dollar cost average the money in over a 6-12 month period. It may give you some peace of mind, especially if is most, or all of the $300,000 you mention in a previous posting.

Mike

Mr. Bogle will be a on CNBC again today (3:00 P.M. segment). He's becoming a regular weekly guest.

Mike

Vanguard tax-exempt long-term bond funds

Vanguard Intermediate-Term Tax-Exempt Fund Investor Shares

Vanguard tax-exempt short-term bond funds

Mike

This earlier post took a poll

Mike

So, of course, it is never smart to chase the market. But, hypothetically. If you have a few vanguard index funds, and the market is suspected to head again in to a recession, in theory, where would you move the assets of the index fund ira's and 401k's? Could you just move into bonds temporarily? ...

Bogle: Fed Should 'Stay Out' of Trying to Influence Market

Mike

If interested you can check out my blog at CBSNEWS as I have written on the strategy several times, and even before costs, especially taxes it has not worked Larry How the "sell in May" strategy fared in 2012 Does the sell-in-May strategy work? Sell in May and Go Away? Not so fast, accord...

So it sounds like everyone who has an e-bank also has a local brick and mortar bank? Since 2001 American Bank has been both my online and brick and mortar bank (about 10 miles away). In all those years I’ve only stopped in there 2 or 3 times to do business. Their e-Checking account pays 0.55% up to...

I find it sad that many individuals totally dismiss multiple decades of strong performance data by individuals that use "market timing" techniques. Many trend following traders have been featured in numerous books, like "Market Wizards". Such people include T om Baso, Bill Eckha...

Why you shouldn't load up on Apple, or Facebook:

http://www.bogleheads.org/forum/viewtopic.php?f=10&t=95378

Mike

jon-nyc wrote:Interesting that EM was either first or last in 15 out of 20 years.

Actually it's 16 out of 20 years.

Mike

I tilt toward owing taxes (void of any penalty). Why should I wait for the IRS to refund my money?

Mike

Not too much Mister-In-Between for EM. EM finished 9 out of 20 years at the top of the heap, and 7 years at the bottom.

Mike

The shower scene in "Psycho.". +1 . I was 15 years old when I first saw the film "Psycho" at the movie theater. The Famous Shower Scene From "Psycho" The making of the Shower Scene in Psycho These following two scenes from the movie are equally frightful: Arbogast Meet...

Barbara,

I found the earlier posting by typing “stock picking cat” in the Google Search box located at the upper right portion of the screen. It will display any prior Boglehead postings related to a particular subject.

Mike

Ordinary Housecat Beats Professional Wealth Managers in Year

Mike

Unlike that Hamelin legend this Piper is safe to follow.

Mike

Some entries don't match. How is the data processed. Also, what about people who edit their entries? I was told I could not change my entry last year. The rules are a bit fuzzy, no? The entries are entered manually from the posts on this forum. Please let me know of any entries that are incorrect. ...

1648.68

Too bad the winner won't be able to ride this into a hot new investment opportunity. I doubt investors will flock to the "Tainted Meat" fund. But greed being what it is, who knows? As for me, I'll not participate in the 2013 contest. It really bothers me that the time I put into my 2012 p...

Mr. Bogle is scheduled to be on at 3:00 P.M.

Mike

Jerilynn wrote:Also, I looked at HPs site, but it seems you CANT get Windows 7 from them anymore. They only sell Windows 8. Seems odd, don't it.

I just purchased a HP PC with Wndows 7 on Cyber Monday.

Desktops/Windows 7

Mike

Diversify your investments.

Money is like manure. You have to spread it around or it smells.
J. Paul Getty

Read a few good investment books.

An investment in knowledge always pays the best interest.
Benjamin Franklin

Mike

This first video has a few minutes of trader talk in the beginning but you can skip it by doing a fast forward on the bar below the video screen:

The Bull Case for Stocks

Vanguard CIO: High Frequency Trading Cuts Costs

Mike

Here's a previous Boglehead discussion on knife sets:

Best knife set at reasonable price

Mike

Mr. Bogle is scheduled to appear on the noontime segment.

MIke

Approximately 15.5 percent of all households have at least $1m in AuM.

An ocean of opportunity

Mike

True story, when I was a kid I carefully sprayed a bunch of WD-40 into a yellowjacket nest and it worked. Nor more yellow jackets when I checked back a a few days later. Some more WD-40 uses: 1) Protects silver from tarnishing. 2) Removes road tar and grime from cars. 3) Cleans and lubricates guita...

I can guarantee you that the neighbor will not want the tree removed, she had a panic attack just thinking about the possibility of my spouse cutting back the overgrown foliage so crap doesn't fall over our driveway -- when this foliage is COMPLETELY over our driveway. I also just read this article...

I purchased some VEU (TMI) and VWO (EM) at the market price a couple of weeks ago. The bid/ask spread for both was just 1 cent. Thinly traded ETF's have a wider bid/ask spread.

Mike

As of now I own no ETFs. Is purchasing an ETF (i.e. VMO) a pain or pretty easy? It’s the same as placing an order to buy a stock. There are bid/ask spreads. Also, you must have a brokerage account to purchase them. If you own a broad based international stock fund you probably already own EM. Why i...

I was having a conversation with my friend's dad who was adamant that young investors should take some risks in the form APPL stock . The visionary Steve Jobs is no longer at the helm of Apple. Is it possible that the company could run out of new ideas for products? If so, what would that do to the...