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Re: I am thinking of buying Ooma or Magicjack need help deci

Check out Nettalk, been using it for years, cost about $3.00 per month
Mike
by michpocz
Tue Jul 01, 2014 6:43 pm
 
Forum: Personal Consumer Issues
Topic: I am thinking of buying Ooma or Magicjack need help deciding
Replies: 52
Views: 4557

Re: Moving Dad to nursing home this week

Thanks everyone for your suggestions
Mike
by michpocz
Wed Apr 30, 2014 4:15 pm
 
Forum: Personal Consumer Issues
Topic: Moving Dad to nursing home this week
Replies: 11
Views: 2645

Moving Dad to nursing home this week

Mom will be staying in her current apartment. Any tips on what to be aware of when dealing with a nursing home and what they should do with their remaining money currently in CD's about $215,000. Moms rent is $850 and Dads will be $5600.00. SS is about $2000.00 I am trying to figure out the spousal ...
by michpocz
Mon Apr 28, 2014 6:54 pm
 
Forum: Personal Consumer Issues
Topic: Moving Dad to nursing home this week
Replies: 11
Views: 2645

Re: Windows XP users

I removed xp and installed Linux, it's free!

http://www.linuxmint.com/download.php

I am no geek, but this was easy and lots of support on line

Mike
by michpocz
Mon Apr 28, 2014 6:39 pm
 
Forum: Personal Consumer Issues
Topic: Windows XP users
Replies: 223
Views: 49119

Re: Auto repair - "Threads getting thin in oil pan drain plu

I was a mechanic for years and when a oil drain was stripped I would use a rubber universal plug. You can check out one of the examples at http://shop.advanceautoparts.com/p/needa-parts-oil-drain-plug-universal-1-2-inch-m12-65200/5019834-P There are also many other types, stop by the auto parts stor...
by michpocz
Thu Mar 27, 2014 6:21 pm
 
Forum: Personal Consumer Issues
Topic: Auto repair - "Threads getting thin in oil pan drain plug"
Replies: 40
Views: 2748

effect on annuity income when spouse enters retirement home

If a spouse enters a retirement home does the state split the annuity income between spouses like the other assets?
thanks, we live in Wisconsin
by michpocz
Mon Mar 24, 2014 3:43 pm
 
Forum: Investing - Help with Personal Investments
Topic: effect on annuity income when spouse enters retirement home
Replies: 4
Views: 789

Re: If Not TurboTax, What?

I have used TaxAct online for years. Works great, very inexpensive
by michpocz
Sun Jan 12, 2014 10:44 am
 
Forum: Personal Finance (Not Investing)
Topic: If Not TurboTax, What?
Replies: 143
Views: 13273

Re: How to fight work place bullying

Your wife needs to take back her sense of self. I recommend disregarding what her boss tells her to do when it does not effect the job she is suppose to do. Then when the boss questions her, just say sorry with a straight face, didn't mean to, must have forgot etc... Your wife needs to try and wear ...
by michpocz
Sun Dec 22, 2013 10:02 am
 
Forum: Personal Finance (Not Investing)
Topic: How to fight work place bullying
Replies: 76
Views: 5089

Re: Obamacare: how is negative rental income treated?

I'm guessing you add back depreciation
by michpocz
Sun Nov 10, 2013 7:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Obamacare: how is negative rental income treated?
Replies: 3
Views: 733

Re: Please help me with Obamacare with low income in MO

Your state decided not to participate in free medicaid expansion so those below the 100 % poverty limit will not get a subsidy. The supreme court decided that states could opt out of medicare expansion, even though the Federal Goverment will pay 100 percent of the cost for the first 3 years, and 90 ...
by michpocz
Tue Oct 01, 2013 6:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Please help me with Obamacare with low income in MO
Replies: 54
Views: 4410

Re: Retire early and save money on health care

My state is not expanding Medicaid under the Affordable Care Act. So I have to withdraw at least $11,500 from my IRA to get a subsidy. If my income is below the poverty level I do not get any subsidy help. This gap was caused when the Supreme Court made Medicaid expansion an option to the states. Th...
by michpocz
Sun Sep 01, 2013 11:44 am
 
Forum: Personal Finance (Not Investing)
Topic: Retire early and save money on health care
Replies: 10
Views: 1853

Re: Retire early and save money on health care

So if I retire at 60 and withdraw around $11,600 from my IRA, and that is my only income for the year, I would get the biggest subsidy from the Federal Goverment under the Affordable Car Act? I have not been able to find a good definition for MAGI concerning the Affordable Heath Care Act. If the abo...
by michpocz
Sun Sep 01, 2013 11:17 am
 
Forum: Personal Finance (Not Investing)
Topic: Retire early and save money on health care
Replies: 10
Views: 1853

Re: Retire early and save money on health care

If you have an MAGI of less than $11,500 you do not get the subsidy if you live in a state which is not expanding Medicaid.

If you retire and have no income accept for withdrawals from retirement accounts, it would be well worth it to move to a state expanding Medicaid
by michpocz
Sun Sep 01, 2013 6:38 am
 
Forum: Personal Finance (Not Investing)
Topic: Retire early and save money on health care
Replies: 10
Views: 1853

Retire early and save money on health care

Anyone considering moving to a state that offers Medicaid expansion under the Affordable Health Car Act, to save on healthcare costs and retire before Medicare kicks in at 65?
by michpocz
Sat Aug 31, 2013 4:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Retire early and save money on health care
Replies: 10
Views: 1853

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