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Re: What is the best meal you've had at a restaurant?

Well, historically speaking, Lassiter's Crab House in Chesapeake Beach, Maryland in the summer of 1961 and the four years afterward. Had my first Blue crabs and first pitcher of beer. It was heaven. Then, a steak dinner at Morton's in Dallas,Texas about five years ago. It was fantastic and much bett...
by mcblum
Sun Dec 14, 2014 9:02 am
 
Forum: Personal Consumer Issues
Topic: What is the best meal you've had at a restaurant?
Replies: 88
Views: 6518

Re: How To Invest Your Emergency Fund?

what is an emergency? Everyone has a different idea of "thine ice"
in this order.
credit cards,cash, savings,Sp 500
marty
by mcblum
Thu Nov 27, 2014 10:57 am
 
Forum: Investing - Help with Personal Investments
Topic: How To Invest Your Emergency Fund?
Replies: 97
Views: 14166

Re: Any Bird Experts?

I got good results by hanging old compact discs by the picture window . It really keeps the bird away. works great in garden,also.
marty
by mcblum
Thu Nov 20, 2014 5:07 am
 
Forum: Personal Consumer Issues
Topic: Any Bird Experts?
Replies: 23
Views: 1610

Re: Vanguard launches new offering ... [Vanguard merchandise

The last thing i want is for every body in the world to know where i stash my dough.
marty
by mcblum
Wed Nov 19, 2014 7:16 am
 
Forum: Personal Consumer Issues
Topic: Vanguard launches new offering ... [Vanguard merchandise]
Replies: 115
Views: 12621

Re: Winter Coat

a couple of years ago, i bought a Navy Pea coat at my local surplus store (Bethesda,Md). It was about $75. Warmest thing there is! Only minus: no inside pocket. Can't beat it!
Marty
by mcblum
Mon Nov 17, 2014 9:23 am
 
Forum: Personal Consumer Issues
Topic: Winter Coat
Replies: 51
Views: 5057

Re: Your favorite classic toys for kids

Lincoln logs and erector set. if they are still around...
marty
by mcblum
Fri Nov 14, 2014 6:03 am
 
Forum: Personal Consumer Issues
Topic: Your favorite classic toys for kids
Replies: 89
Views: 5145

50/50

Does anyone know of a mutual fund which is carrying 50% Total Stock and 50% Total Bond? I have this AA with Vanguard but would like to have something to check it against.
thanks, marty
by mcblum
Sun Oct 19, 2014 4:47 pm
 
Forum: Investing - Help with Personal Investments
Topic: 50/50
Replies: 7
Views: 1183

Re: What Book Are You Currently Reading? Part VI

Declare by Tim Power
by mcblum
Sat Oct 18, 2014 3:04 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 239
Views: 28655

Re: Relatively new here. What did you do in 2008/09

portfolio down 26% from 2008 to 2009
up 38% from 2009 to 2010
I made no changes. Just hung onto the rail and closed my eyes.
Marty
by mcblum
Tue Oct 14, 2014 3:05 pm
 
Forum: Investing - Help with Personal Investments
Topic: Relatively new here. What did you do in 2008/09
Replies: 130
Views: 10163

Re: inheritance

thanks for your help. I' ll adjust the 401K. In regards to my choice of the 500 over the total market, Just my ignorance...
marty
by mcblum
Fri Oct 10, 2014 4:30 pm
 
Forum: Investing - Help with Personal Investments
Topic: inheritance
Replies: 5
Views: 909

inheritance

I will shortly receive a fairly large sum of money which I would like to put in the taxable portion of my portfolio , all in VOO ,The S&P 500. My current AA is almost exactly 50/50. The sudden influx will greatly change my AA. The only way to alleviate this problem would be to sell stock in my 4...
by mcblum
Fri Oct 10, 2014 3:27 pm
 
Forum: Investing - Help with Personal Investments
Topic: inheritance
Replies: 5
Views: 909

Re: does anybody out there own a two fund portfolio?

well, Roth IRA is total bond, total stock
401k is total bond,total stock
emergency fund is S&P 500 ETF
Marty
by mcblum
Sat Oct 04, 2014 12:12 pm
 
Forum: Investing - Theory, News & General
Topic: does anybody out there own a two fund portfolio?
Replies: 14
Views: 2316

Re: AliBaba

So I guess this means that Ali will show up in the S&P 500 and the Russell 3000 i.e. VOO and Total Stock. Right?
by mcblum
Thu Sep 25, 2014 3:16 pm
 
Forum: Investing - Theory, News & General
Topic: AliBaba
Replies: 145
Views: 11912

Re: A 'really good book' you did NOT enjoy

anything by Sir Walter Scott: Ivanhoe, etc. Most be the quill pen instead of the keyboard.... long winded!!
Marty
by mcblum
Sun Sep 07, 2014 2:41 pm
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 229
Views: 12171

Re: When to invest in China?

I prefer Chinette instead. China to brittle....
Marty
by mcblum
Wed Sep 03, 2014 3:00 pm
 
Forum: Investing - Theory, News & General
Topic: When to invest in China?
Replies: 51
Views: 3135

Re: Motif Investing - own the S&P500 for less

I am to lazy for this. To much work!
Marty
by mcblum
Wed Aug 27, 2014 4:10 pm
 
Forum: Investing - Theory, News & General
Topic: Motif Investing - own the S&P500 for less
Replies: 93
Views: 7525

MRDs and taxes

what do you do when your MRDs push you into a higher tax bracket?
marty
by mcblum
Wed Aug 27, 2014 5:38 am
 
Forum: Investing - Help with Personal Investments
Topic: MRDs and taxes
Replies: 4
Views: 377

Re: Is a big war coming ???

I always wondered if 'The Big One' blew in Europe and we did *not* go nuclear (both low probability events) then what would the world look like by Christmas. Assume the USSR struck on 1st August in a surprise attack. Assume the greatest tank battle in history (military historian Gwyn Dyer 'I am sta...
by mcblum
Tue Aug 19, 2014 8:58 am
 
Forum: Investing - Theory, News & General
Topic: Is a big war coming ???
Replies: 37
Views: 4049

Re: The Funniest Movie Ever

Some like it Hot and Raising Arizona
Marty
by mcblum
Sat Aug 16, 2014 12:11 pm
 
Forum: Personal Consumer Issues
Topic: The Funniest Movie Ever
Replies: 227
Views: 15627

Re: Beat The Street's Permanent Portfolio

stunningly complicated. I just want to fire and forget. This looks like something that you have to steer constantly. Give me T/S,T/B and I will sleep better. Marty
by mcblum
Wed Aug 13, 2014 3:42 pm
 
Forum: Investing - Theory, News & General
Topic: Beat The Street's Permanent Portfolio
Replies: 36
Views: 3390

Re: Where do you buy clothes?

shoes and jeans at Bean. shorts ar Sears. Tee shirts at Modells. Stuff really last forever these days.
Marty
by mcblum
Mon Aug 11, 2014 9:49 am
 
Forum: Personal Consumer Issues
Topic: Where do you buy clothes?
Replies: 105
Views: 9957

Re: What is your most memorable 1 week vacation?

Is's a toss up between Yellowstone and the Alberta provincial Parks.
Marty
by mcblum
Wed Aug 06, 2014 5:29 pm
 
Forum: Personal Consumer Issues
Topic: What is your most memorable 1 week vacation?
Replies: 91
Views: 8277

Re: Do you consider your Roth as part of your EF?

Not at all. I have three tiers:
I 401k (Total Stock/Total Bond)
II Roth IRA (Total Stock/Total Bond)
III Taxable E/F which I have in the SP 500. It has grown so big in the last three years that it effects my AA. I, therefore, rebalance using my Roth IRA
AA = 50%S/50%B
Marty
by mcblum
Tue Aug 05, 2014 8:42 am
 
Forum: Personal Finance (Not Investing)
Topic: Do you consider your Roth as part of your EF?
Replies: 30
Views: 1937

Re: RBD here yet? (DOW -300points drop) [Really Bad Day]

I really don't think so. War in the Middle East; Ebola Outbreak, Missile downed plane,drought in California, Earthquakes. I don;t think is economic news, not like a scandal in the loan market ore stock/Ponzi schemes. I really won't be visible on the line in two years.
Marty
by mcblum
Sat Aug 02, 2014 8:22 am
 
Forum: Investing - Help with Personal Investments
Topic: RBD here yet? (DOW -300points drop) [Really Bad Day]
Replies: 49
Views: 5280

Re: Best Coffee Maker? What do you have?

It's is sort of interesting, but my favorite discussions on this blog, after financial, are ones about coffee and coffee tech. marty
by mcblum
Thu Jul 24, 2014 10:14 am
 
Forum: Personal Consumer Issues
Topic: Best Coffee Maker? What do you have?
Replies: 75
Views: 6518

Re: rmds [Required Minimum Distributions]

i will turn 74 on nov.17 of 2017. I have been delaying RMDs by working full time and squirreling away as much as possible in the 401k. I have a fed pension from a previous job that I have been living on. In 2017, therefore, I will pay taxes on the following: Fed pension contract earnings-401k contri...
by mcblum
Mon Jul 07, 2014 8:28 am
 
Forum: Investing - Help with Personal Investments
Topic: rmds [Required Minimum Distributions]
Replies: 10
Views: 1167

rmds [Required Minimum Distributions]

I plan on completely retiring on October 1st 2017. Does anyone know how long it will take to move my 401k from Chase to a tIRA with Vanguard? I would then like to take my 1st required withdrawal from the tIRA in December at about 4% of my total portfolio to cover expenses for the coming year (2018)....
by mcblum
Sun Jul 06, 2014 3:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: rmds [Required Minimum Distributions]
Replies: 10
Views: 1167

Re: Emergency Fund Revisited

I needed two different things:
An emergency fund.
place to park extra investment money after sheltered portfolios were filled.

Using Vanguard ETF, VOO The S&P 500 and started gradually investing. That was several years ago.
Works for both. I'll sell shares if needed.
Marty
by mcblum
Tue May 20, 2014 10:10 am
 
Forum: Personal Finance (Not Investing)
Topic: Emergency Fund Revisited
Replies: 24
Views: 1891

Re: Stock markets in free fall?

I was a little heavy in stocks(53%-47%)- but not enough to re-balance, even with new money. The market did it for me.
Marty
by mcblum
Sun Apr 13, 2014 8:35 am
 
Forum: Investing - Theory, News & General
Topic: Stock markets in free fall?
Replies: 92
Views: 7356

Re: Day camps, summer camps, summer school

I sent five summers at a camp on the chesapeake bay in the fifties and five summers at the same camp as a staff member in the early sixties, It was the best time of my life. fresh air, exercise great food and good friends - what more could you ask for? I'd do it again today if my body would hold up!...
by mcblum
Fri Apr 11, 2014 10:14 am
 
Forum: Personal Consumer Issues
Topic: Day camps, summer camps, summer school
Replies: 8
Views: 675

Re: How Much of Tax Refund Do You Save/Spend..??

we overpaid on the taxes when we converted a TIRA to Roth, so we are getting back a large amount. I split it with my wife and will use my share to pay off car note about 18 months early.
Marty
by mcblum
Sun Mar 02, 2014 2:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: How Much of Tax Refund Do You Save/Spend..??
Replies: 68
Views: 2759

Re: I'm feeling old today

how about Captain Video on the old Dumont Network? This was 1949
Marty
by mcblum
Wed Feb 12, 2014 4:01 pm
 
Forum: Personal Consumer Issues
Topic: I'm feeling old today
Replies: 97
Views: 7295

Re: Winter coats:

go down to your local surplus store and get a genuine navy pea-coat. Best you will ever get and need.
Marty
by mcblum
Tue Feb 04, 2014 5:38 pm
 
Forum: Personal Consumer Issues
Topic: Winter coats:
Replies: 53
Views: 4930

Re: Comfort food

Well, let's see... What makes any of these really great is not having them in the house or being hard to get or prepare. "The Science of Junk Food" Mac and Cheese. I can eat the ENTIRE six servings. Great hot or cold! dipping Fritos and good quality onion dip Blue crabs and beer. I live fa...
by mcblum
Wed Dec 04, 2013 4:29 pm
 
Forum: Personal Consumer Issues
Topic: Comfort food
Replies: 68
Views: 4021

Re: Sci-Fi Short Story Recs

Gonna Roll the Bones by Fritz Leiber
by mcblum
Thu Oct 31, 2013 8:55 am
 
Forum: Personal Consumer Issues
Topic: Sci-Fi Short Story Recs
Replies: 60
Views: 3590

A need a name and nominations for a NEW AWARD

Having seen John Carter last Spring, I decided we need a new award category:
"Worst Movie Adaptation of a Printed Work"
Any suggestions?
Marty
by mcblum
Wed Jul 31, 2013 10:10 am
 
Forum: Personal Consumer Issues
Topic: A need a name and nominations for a NEW AWARD
Replies: 6
Views: 549

Re: bitcoin bust; bitcoin etf

the whole thing sounds kind of tulippy tome.....
I don't understand. marty
by mcblum
Wed Jul 10, 2013 5:25 am
 
Forum: Investing - Theory, News & General
Topic: bitcoin bust; bitcoin etf
Replies: 52
Views: 5609

Re: What was your worst investment?

Someone earlier wrote about the '98 tech crash. Shear greed led me to invest about 10k in the Fidelity Tech Fund. I lost about 70% of it in several month before I sold. I wont do sector funds again.marty
by mcblum
Sun Jun 30, 2013 8:44 am
 
Forum: Investing - Help with Personal Investments
Topic: What was your worst investment?
Replies: 100
Views: 7899

Re: 25 years today (how long u been on the job ???)

forty-six years and counting. It is my co-workers,from all over the world, that make my job enjoyableI When I hit fifty years,will re-acess....
That will probably be it. Marty
by mcblum
Fri Jun 28, 2013 4:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: 25 years today (how long u been on the job ???)
Replies: 74
Views: 5912

Re: Suggestions for the Wiki

Hi, Could you provide a little more detail on what you are looking for? We have several articles on Retirement spending , as well as Safe Withdrawal Rates , but perhaps this is not what you intended. Thanks. How to w/d your 3-4% from the various parts of your portfolio. I have taxable,tax deferred ...
by mcblum
Thu Jun 13, 2013 4:49 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 285
Views: 113804

Re: Suggestions for the Wiki

Information for post retirement distribution.
Marty
by mcblum
Thu Jun 13, 2013 3:26 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Suggestions for the Wiki
Replies: 285
Views: 113804

Re: Poll: How much cash do you carry?

It depends on what day of the week it is: I take out $100 from the ATM on Thursday for the week end. This usually lasts into the next week.Later in the week I'll have less on hand. Although I use my Credit Card to make purchases, I still but lunch and gasoline with cash. The gas companies are very s...
by mcblum
Thu Jun 13, 2013 3:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll: How much cash do you carry?
Replies: 103
Views: 5806

Re: The best use of an emergency fund

My e fund is VOO in taxable. Up or Down, who cares? Marty
by mcblum
Tue Jun 11, 2013 10:21 am
 
Forum: Investing - Help with Personal Investments
Topic: The best use of an emergency fund
Replies: 22
Views: 1842

Re: Help with my 81 Year old Mother's portfolio

You have an 81 year old PORTFOLIO? :D
Marty
by mcblum
Fri May 24, 2013 4:39 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help with my 81 Year old Mother's portfolio
Replies: 18
Views: 1451

Re: disregarding ''daily noise"

Avoid the 6 o'clock News. It is bad for your emotional health....
Listen to Mozart, instead.
Marty
by mcblum
Fri May 17, 2013 4:45 am
 
Forum: Investing - Theory, News & General
Topic: disregarding ''daily noise"
Replies: 34
Views: 2105

Re: Fund Offer

Brian; Many thanks for pointing me in the right direction!
Marty
by mcblum
Thu May 16, 2013 1:32 pm
 
Forum: Investing - Theory, News & General
Topic: Fund Offer
Replies: 2
Views: 433

Fund Offer

Does anyone know about SSgA Russell All Cap Index Fund? It is being offered by my new carrier which is Merrill Lynch. I can't find it listed anywhere. All I have is that it is a Russell 3000 Index mirror. I would like to pair it with the SSgA US Bond Collective Investment Fund which is SSINX. It wou...
by mcblum
Wed May 15, 2013 7:37 pm
 
Forum: Investing - Theory, News & General
Topic: Fund Offer
Replies: 2
Views: 433

Re: Lessons from the last crash?

Between the greed and the Short Term Memory Loss, we WILL go round again, That is what I have learned. I will take a dip when it happens, but I have protected my self
with asset allocation and will come out of it better than before.Marty
by mcblum
Wed May 08, 2013 7:34 am
 
Forum: Investing - Help with Personal Investments
Topic: Lessons from the last crash?
Replies: 44
Views: 4199

Re: I am curious, Indexes

Thanks, marty
by mcblum
Tue May 07, 2013 6:54 am
 
Forum: Investing - Theory, News & General
Topic: I am curious, Indexes
Replies: 6
Views: 538

I am curious, Indexes

Is the S&P 500 a pure index fund? It seems that, at some time or times in the year, member corporations of the index are dropped and other companies with greater net worth are added; similar to the English Football League where the bottom two are dropped and the top two in the 2nd division are p...
by mcblum
Tue May 07, 2013 5:22 am
 
Forum: Investing - Theory, News & General
Topic: I am curious, Indexes
Replies: 6
Views: 538
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