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Re: Cable Modem

Good to know. Thanks. Do you know where online you bought it?
by mbres60
Sat Feb 07, 2015 1:18 pm
 
Forum: Personal Consumer Issues
Topic: Cable Modem
Replies: 19
Views: 1647

Re: Cable Modem

About a month or so ago we got an updated price list from Comcast. It listed a modem you could buy for $149. In our area Best Buy used to sell them but no longer does. Now that the monthly cost has risen to $10/month we are going to look into going with Verizon but have to wait til our contract ends...
by mbres60
Fri Feb 06, 2015 5:29 pm
 
Forum: Personal Consumer Issues
Topic: Cable Modem
Replies: 19
Views: 1647

Re: Costco Vacation Packages

I used them 2x for cruises. The first time they discounted the cruise quite a bit however by the 2nd cruise not at all just some on board credit (not anywhere as much as had been discounted on the 1st cruise). Both times they were wonderful any time I called them. They are Costco employees. I think ...
by mbres60
Tue Feb 03, 2015 12:29 pm
 
Forum: Personal Consumer Issues
Topic: Costco Vacation Packages
Replies: 30
Views: 4830

Re: WHAT EXPERTS SAY ABOUT

Thank you Taylor for all your help and wisdom.

Happy happy birthday to you!
by mbres60
Sun Jan 25, 2015 5:10 pm
 
Forum: Investing - Theory, News & General
Topic: What Experts Say [about various investing topics]
Replies: 51
Views: 3605

Buying life insurance online

What sites are reputable to use? My DD is looking into this and got a quote from one site and they are basically harassing her. She asked for my opinion about life insurance in general which I will give her when I see her soon. I did tell her not to purchase from the person harassing her.
by mbres60
Fri Jan 23, 2015 9:22 am
 
Forum: Personal Finance (Not Investing)
Topic: Buying life insurance online
Replies: 21
Views: 737

Re: "When you've won the game, stop playing"

Thank you, Taylor. I keep thinking the same thing but it is sometimes hard to "stop playing" because you never know what will be needed.
by mbres60
Tue Jan 20, 2015 5:03 pm
 
Forum: Investing - Theory, News & General
Topic: "When you've won the game, stop playing"
Replies: 83
Views: 8594

Re: garbage disposals - are these still used?

They are big around here.
by mbres60
Sat Jan 17, 2015 5:33 pm
 
Forum: Personal Consumer Issues
Topic: garbage disposals - are these still used?
Replies: 52
Views: 3737

Re: Is a "Free" Home Always Worth It?

I would stay where you are. You said your own home is in a better neighborhood with better schools. No private school tuition needed nor long drives to school. I think the only reason you are considering this deal is because it was your childhood home yet you say you are not upset with your dad sell...
by mbres60
Fri Jan 16, 2015 9:24 am
 
Forum: Personal Finance (Not Investing)
Topic: Is a "Free" Home Always Worth It?
Replies: 18
Views: 1920

Re: 100,000 or Bust...

Congrats on doubling your salary! I would suggest reading the wiki. Lots of good info there. I will say however that you should always try to contribute to your 401k up to the company match. Why turn away free money??? Also, get rid of the debt. After that you can figure out your different savings v...
by mbres60
Tue Jan 13, 2015 9:52 pm
 
Forum: Investing - Help with Personal Investments
Topic: 100,000 or Bust...
Replies: 9
Views: 1172

Re: Mac Antivirus

tbradnc wrote:I would (and did) upgrade to Mavericks - the most up to date release of OS X.


Yosemite is now the latest.

I just tried adwaremedic. It took about 5 seconds. Found nothing. You or someone said Avast often comes with adware. If it did then adwaremedic didn't find it.
by mbres60
Wed Jan 07, 2015 7:27 pm
 
Forum: Personal Consumer Issues
Topic: Mac Antivirus
Replies: 15
Views: 1286

Re: Mac Antivirus

I had a similar issue with Hotmail and Outlook.com e-mails -- each time I first logged onto Hotmail or Outlook, the first e-mail I clicked on opened fine, but closed on its own after a few seconds. If I reopened it, all was fine for the rest of the session with other e-mails. This happened with Fir...
by mbres60
Wed Jan 07, 2015 7:14 pm
 
Forum: Personal Consumer Issues
Topic: Mac Antivirus
Replies: 15
Views: 1286

Re: Mac Antivirus

Thanks all. I am in the middle of reading the safe mac.com but took a break for dinner. I'm going to continue reading. As for OS X I have Lion (10.7.5). Should I just stick with it? I had been thinking of upgrading to Yosemite figuring it might be more secure but maybe it is not.
by mbres60
Wed Jan 07, 2015 7:08 pm
 
Forum: Personal Consumer Issues
Topic: Mac Antivirus
Replies: 15
Views: 1286

Re: Mac Antivirus

Thanks. I'll keep that in mind. Did you have a second browser on your computer already that you could use when Safari wouldn't open? I only have Safari but am now thinking maybe I should have a backup just in case. Without a backup it seems I would have no access to the web to do anything! Could I k...
by mbres60
Wed Jan 07, 2015 4:53 pm
 
Forum: Personal Consumer Issues
Topic: Mac Antivirus
Replies: 15
Views: 1286

Mac Antivirus

Because I have noticed some issues recently today I downloaded Avast Mac Security 2015. I just did a full system scan (took an hour). Said it found no infections but there were 15 files it could not scan. Anyone know what this means? How do I find out what those files are? I was expecting to find ma...
by mbres60
Wed Jan 07, 2015 10:47 am
 
Forum: Personal Consumer Issues
Topic: Mac Antivirus
Replies: 15
Views: 1286

Re: There She Said It [Suze Orman recommends Vanguard]

I heard her say it too. I was surprised but pleased.
by mbres60
Mon Jan 05, 2015 5:39 pm
 
Forum: Investing - Theory, News & General
Topic: There She Said It [Suze Orman recommends Vanguard]
Replies: 5
Views: 2363

Re: Turning 66 this year. Retirement looming and concerned

Safe withdrawal rate is generally considered 4% per year although in recent times people have been saying 3.5% or less. What that means is that if you have one million dollars in investments you can take out (at the 4% rate) $40,000 the first year. I am not clear on how that works for the next years...
by mbres60
Mon Jan 05, 2015 5:32 pm
 
Forum: Investing - Help with Personal Investments
Topic: Turning 66 this year. Retirement looming and concerned
Replies: 15
Views: 1560

Re: Replacing rented Comcast cable modem?

Thanks GD. This past week or so we received with our bill a new pricing schedule for all their services for 2015. It clearly listed in it that you could buy a modem from them for $149. ( $149 for an internet modem? That's just another way for Comcast to scam you. You can get a two in 1 modem and ro...
by mbres60
Mon Jan 05, 2015 9:17 am
 
Forum: Personal Consumer Issues
Topic: Replacing rented Comcast cable modem?
Replies: 58
Views: 17523

Re: Replacing rented Comcast cable modem?

for $149 I would expect a NEW modem not a used one! That does not mean though they are not used :(
by mbres60
Sun Jan 04, 2015 10:01 am
 
Forum: Personal Consumer Issues
Topic: Replacing rented Comcast cable modem?
Replies: 58
Views: 17523

Re: Replacing rented Comcast cable modem?

Thanks GD. This past week or so we received with our bill a new pricing schedule for all their services for 2015. It clearly listed in it that you could buy a modem from them for $149. The price stayed the same. The rental for the modem went up though from $8 to $10. Yikes… that is a big increase. M...
by mbres60
Sat Jan 03, 2015 7:44 pm
 
Forum: Personal Consumer Issues
Topic: Replacing rented Comcast cable modem?
Replies: 58
Views: 17523

Re: Replacing rented Comcast cable modem?

Apparently I was the OP-- for the record, I've been using a digital voice-capable modem purchased from Best Buy, and activated by me without a Comcast service call for so long I can't recall-- 1.5 years? A slight hassle locating a digital-voice-capable model (not the normal DOCSIS 3) that supposedl...
by mbres60
Sat Jan 03, 2015 5:23 pm
 
Forum: Personal Consumer Issues
Topic: Replacing rented Comcast cable modem?
Replies: 58
Views: 17523

Re: 2015 BOGLEHEAD CONTEST REGISTRATION

2015.00
by mbres60
Fri Jan 02, 2015 7:39 pm
 
Forum: Investing - Theory, News & General
Topic: 2015 BOGLEHEAD CONTEST REGISTRATION
Replies: 556
Views: 19922

Re: Is this malware?

The link that was redirected was in an email from a big cruise forum called cruise critic. It was letting me know that someone else had updated a thread I had posted in. Never had the problem before. When clicking on it it opens another tab (normal) but it wasn't to the thread for me to see the upda...
by mbres60
Wed Dec 31, 2014 4:42 pm
 
Forum: Personal Consumer Issues
Topic: Is this malware?
Replies: 11
Views: 1263

Re: Is this malware?

Thanks! However, I'm a little dense ;) How did "they" redirect me in the first place? Did they somehow take control of my computer? Should I be concerned if I want to log into my Vanguard account?
by mbres60
Wed Dec 31, 2014 3:26 pm
 
Forum: Personal Consumer Issues
Topic: Is this malware?
Replies: 11
Views: 1263

Re: Is this malware?

Another question…. If I didn't click on anything on the redirected to website why would that mean I probably don't have malware? How did I get redirected in the first place?
by mbres60
Wed Dec 31, 2014 3:09 pm
 
Forum: Personal Consumer Issues
Topic: Is this malware?
Replies: 11
Views: 1263

Re: Is this malware?

Unless you clicked on something on the bogus page you got directed to it's not likely you got any malware installed on your PC. There's a free version of "Malwarebytes Anti-Malware" that you can run that catches a lot of malware that might be hiding on your PC. Google the name and try it ...
by mbres60
Wed Dec 31, 2014 3:01 pm
 
Forum: Personal Consumer Issues
Topic: Is this malware?
Replies: 11
Views: 1263

Re: Is this malware?

investingdad wrote:Browser redirects are often malware.


Malware on my computer or in the link itself?
by mbres60
Wed Dec 31, 2014 10:52 am
 
Forum: Personal Consumer Issues
Topic: Is this malware?
Replies: 11
Views: 1263

Is this malware?

I have a Macbook Pro. I post on another website about cruising and whenever a thread is updated that I posted on I get an email. All I have to do is click on the link inside it to see the new updates. Yesterday I did that but got a strange website. I did it again and got a different website. Third t...
by mbres60
Wed Dec 31, 2014 10:34 am
 
Forum: Personal Consumer Issues
Topic: Is this malware?
Replies: 11
Views: 1263

Re: Water heater

Plumber left a short time ago. Drained old heater into washing machine drain. Told us if we go away to turn off the water to the house and NOT to turn off just the water heater. Said you don't want to fiddle around with that as you never know what could happen and you don't want to mess things up to...
by mbres60
Mon Dec 29, 2014 1:55 pm
 
Forum: Personal Consumer Issues
Topic: Water heater
Replies: 16
Views: 2161

Re: Water heater

This will be my 4th water heater in 30 years. First failed catastrophically and ruined my finished basement. Of course it was the week end so had to pay extra $$ for a plumber. Also paid for someone to rip out all the padding and put in fans to dry out the concrete underneath the carpet. Next one ha...
by mbres60
Mon Dec 29, 2014 9:52 am
 
Forum: Personal Consumer Issues
Topic: Water heater
Replies: 16
Views: 2161

Re: Water heater

My dh bought both kinds of pans at Home Depot. Apparently the rubber is best for an electric water heater (which we have) because with the aluminum there is risk of electrocution. He was also told we should not try to empty the water heater a bit (not for the $$ but because it is less water to get o...
by mbres60
Sun Dec 28, 2014 8:12 pm
 
Forum: Personal Consumer Issues
Topic: Water heater
Replies: 16
Views: 2161

Re: Water heater

Thanks. Last time we bought a new water heater it was drained into the sump pump. Since then we have had radon remediation and the sump pump is sealed w/a submersible pump. No utility sink.
by mbres60
Sun Dec 28, 2014 6:20 pm
 
Forum: Personal Consumer Issues
Topic: Water heater
Replies: 16
Views: 2161

Water heater

We are getting a new water heater installed tomorrow. I have a couple of questions. 1. Our current heater has an aluminum pan under it. Don't know if it can be reused. Anyone know if there are any pros or cons for aluminum or plastic? My dh is going to Home Depot and purchasing one of each. 2. Not s...
by mbres60
Sun Dec 28, 2014 5:49 pm
 
Forum: Personal Consumer Issues
Topic: Water heater
Replies: 16
Views: 2161

Re: Travel Insurance

This is very helpful to hear from people who have lots of experience. I was asking in particular about getting an annual policy. It costs more but if one is going on several trips, including domestic, it seems like it would be good value and give one more bang for the buck. I'm going to call and as...
by mbres60
Sun Dec 21, 2014 9:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Travel Insurance
Replies: 30
Views: 3024

Re: Travel Insurance

Check out tripinsurancestore.com. Call them up and discuss your situation. They are a reputable firm (as far as I read on the internet on a big cruising site :D ). We used them for our upcoming cruise and for another one in 2016. Do so asap as you might need to be covered for pre existing conditions...
by mbres60
Sun Dec 21, 2014 9:52 am
 
Forum: Personal Finance (Not Investing)
Topic: Travel Insurance
Replies: 30
Views: 3024

Re: Selling Vehicle of Deceased

Look into the state laws (DMV)where your FIL passed away. http://www.dmv.com/ia/iowa/title-transfer They should have a mechanism by which heirs can gain the title to vehicles. Follow those instructions and then sell the vehicle and transfer the clean title to the new owners. I don't think you will ...
by mbres60
Tue Dec 16, 2014 3:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Selling Vehicle of Deceased
Replies: 26
Views: 2156

Re: Federal Retiree Insurance and Medicare

With FEHBP with medicare part b or not you don't need Part D as your health plan will cover the pharmacy. People who are not federal retirees need parts a , b and D.
by mbres60
Mon Dec 15, 2014 5:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Federal Retiree Insurance and Medicare
Replies: 8
Views: 516

Re: Federal Retiree Insurance and Medicare

My spouse is a federal retiree. He is also 65. We decided to pay for Part B mostly because when you get sick or are elderly it should be easier. Currently we have an HMO which does not cover copays or anything. However once I turn 65 (which is sooner than I would like :shock: ) we will switch to a f...
by mbres60
Mon Dec 15, 2014 5:13 pm
 
Forum: Personal Finance (Not Investing)
Topic: Federal Retiree Insurance and Medicare
Replies: 8
Views: 516

Re: Protocol for taking a deposit on an item I'm selling

I would either wait or ask your neighbor which they prefer (they may not want you to hold onto the check uncashed for a few weeks). Because this is a neighbor and you don't want any issues I would give back the money if for some reason they changed their minds.
by mbres60
Sun Dec 07, 2014 7:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: Protocol for taking a deposit on an item I'm selling
Replies: 15
Views: 696

Re: Medicare signup

OK, great so far. Apparently there's open enrollment each year around this time, so I don't have to make a long term decision at the start... Keep in mind that with medigap insurance there is no underwriting if you purchase the policy when first eligible. If you want to change companies during an o...
by mbres60
Wed Dec 03, 2014 5:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: Medicare signup
Replies: 36
Views: 2251

Re: Medicare signup

I would check it out again about foreign travel under original medicare. I think it is extremely limited the $$ amount it will cover. You would need to purchase travel insurance for coverage. edit to add: Medicare does not cover expenses out of the US. Medigap can cover a limited amount but it is sm...
by mbres60
Wed Dec 03, 2014 4:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: Medicare signup
Replies: 36
Views: 2251

Re: Buying home without a buyer's agent

Maybe I don't understand something but if you have no agent how will you visit the homes? If you are planning on just contacting the listing agent then they may not show you the home if you have no agent.
by mbres60
Tue Dec 02, 2014 8:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buying home without a buyer's agent
Replies: 41
Views: 1958

Re: Windfall Elimination Provision question

Sounds complex. I can only suggest reading the social security website and seeing if you find anything more. Do you know if the person you saw at social security is the one to determine if you are subject to WEP or not? Even though it was your own money and you took a lump sum there was interest inv...
by mbres60
Tue Nov 11, 2014 7:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Windfall Elimination Provision question
Replies: 16
Views: 1999

Re: Is Final Social Security calculated monthy or annually?

If you retire at 69 and 6 months, your DRC will be 28% starting with the following Feb payment for January. However, in the calendar year your benefits actually begin (and for that calendar year or portion of that calendar year only), your DRC will not include DRCs earned in that calendar year. So ...
by mbres60
Sun Nov 09, 2014 9:45 am
 
Forum: Personal Finance (Not Investing)
Topic: Is Final Social Security calculated monthy or annually?
Replies: 10
Views: 1387

Re: What would you do about Comcast over billing?

Very nice of you to help. Sorry about the difficulties though. I would call back and if they can't fix it then ask for a manager.
by mbres60
Fri Nov 07, 2014 6:08 pm
 
Forum: Personal Consumer Issues
Topic: What would you do about Comcast over billing?
Replies: 15
Views: 1226

Re: I bought this new mattress….

I did buy from a local store… Sears. They are delivering a new mattress tomorrow. We will see how that goes. In the store they have a full size (we bought queen) and that one fits the box spring. Also the store mattress is softer after people sitting on it etc. There is a tag on the mattress that sa...
by mbres60
Fri Nov 07, 2014 1:00 pm
 
Forum: Personal Consumer Issues
Topic: I bought this new mattress….
Replies: 16
Views: 2425

Re: I bought this new mattress….

We have a king, and DW likes a softer mattress than I do. We solved this by using a softer box spring on her side. There are different box springs depending upon whether you buy a firm or plush mattress? Of the people who mentioned about the firmness of their mattresses it seems like what is delive...
by mbres60
Mon Nov 03, 2014 10:17 pm
 
Forum: Personal Consumer Issues
Topic: I bought this new mattress….
Replies: 16
Views: 2425

Re: I bought this new mattress….

Can anyone answer how fast or slow their new mattress has needed to break in? Was the delivered mattress as comfortable as the one in the store that many people have already been on?

Oh.. and this is an innerspring style mattress.
by mbres60
Mon Nov 03, 2014 7:42 pm
 
Forum: Personal Consumer Issues
Topic: I bought this new mattress….
Replies: 16
Views: 2425

I bought this new mattress….

We bought a new queen size mattress and box spring for our guest room. Will be used about 5-6x per year for a couple of days each time. Of our main guests one wanted soft and the other firm :( The one in the store was firm but not too firm so we bought that instead of plush. It was just delivered. B...
by mbres60
Mon Nov 03, 2014 6:03 pm
 
Forum: Personal Consumer Issues
Topic: I bought this new mattress….
Replies: 16
Views: 2425

Re: Electric Water Heater

When you travel turn off the power and water supply to the heater. How will that stop a water heater from emptying its contents? If the water main is turned off, when a little water leaks out it relieves the pressure in your plumbing. So instead of water being pushed through a crack by the utilitie...
by mbres60
Tue Oct 28, 2014 11:12 am
 
Forum: Personal Consumer Issues
Topic: Electric Water Heater
Replies: 14
Views: 1021
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