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by matonplayer
Thu May 28, 2015 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: does this 401(k) distribution requirement make sense?
Replies: 3
Views: 458

Re: does this 401(k) distribution requirement make sense?

Thanks for the details. I guess I'll just have to keep hounding them.
by matonplayer
Wed May 27, 2015 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: does this 401(k) distribution requirement make sense?
Replies: 3
Views: 458

does this 401(k) distribution requirement make sense?

I want to rollover my 401(k) from my previous employer to my brokerage SEP. According to the form provided by the plan administrator, I have to send the completed form to my employer for processing, who then apparently approves and sends the form on to the plan administrator. The problem is that the...
by matonplayer
Tue May 19, 2015 7:19 am
Forum: Personal Finance (Not Investing)
Topic: How to deposit a large check long distance?
Replies: 20
Views: 1607

Re: How to deposit a large check long distance?

Thanks to all for the suggestions. Very useful. Maybe we'll just open an account here. Might be the best thing to do in the long run.
by matonplayer
Mon May 18, 2015 5:23 pm
Forum: Personal Finance (Not Investing)
Topic: How to deposit a large check long distance?
Replies: 20
Views: 1607

Re: How to deposit a large check long distance?

jryan wrote:Does your Credit Union participate in the CO-OP Shared Branch network?

If so, you should be able to deposit a check at a local credit union.

CO-OP Shared Branch Locator


Wow, never knew about this. I'll have to give it a look. Thanks.
by matonplayer
Mon May 18, 2015 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: How to deposit a large check long distance?
Replies: 20
Views: 1607

How to deposit a large check long distance?

We moved from MD to NC late last year and have maintained accounts at our credit union in MD, primarily for free checking and the like, so we really didn't see a need to open an account at a local bank. But we'll be receiving two large checks in the mail later this summer, and I'm sort of clueless a...
by matonplayer
Sat May 16, 2015 6:41 pm
Forum: Personal Consumer Issues
Topic: Cellular/wifi traveling to Scotland
Replies: 14
Views: 810

Re: Cellular/wifi traveling to Scotland

From what I can tell the GPS navigation app I installed doesn't use cellular data. I already downloaded the Scotland maps as well. I _think_ the only cellular usage we'll need is an occasional Google search while sightseeing. At least I hope so.
by matonplayer
Sat May 16, 2015 11:52 am
Forum: Personal Consumer Issues
Topic: Cellular/wifi traveling to Scotland
Replies: 14
Views: 810

Re: Cellular/wifi traveling to Scotland

Looks like AT&T now offers an international plan for $30 for 30 days - unlimited text, $1/minute voice, and 120MB data. That sounds pretty decent. We may go with that for our two phones.
by matonplayer
Sat May 16, 2015 9:03 am
Forum: Personal Consumer Issues
Topic: Cellular/wifi traveling to Scotland
Replies: 14
Views: 810

Cellular/wifi traveling to Scotland

DW and I will be spending ten days in Scotland next month and I always struggle with what to do regarding our cell phone (iPhones over AT&T). Basically, we'll want to occasionally text each other (we're going with two other couples so we won't always be together), keep in touch with our kids bac...
by matonplayer
Sat May 09, 2015 7:58 am
Forum: Personal Consumer Issues
Topic: Patio Furniture
Replies: 16
Views: 1856

Re: Patio Furniture

Sam's Club on line. We've bought both deck and screened porch furniture from them and hands down was the best value for the money.
by matonplayer
Fri May 08, 2015 7:51 am
Forum: Personal Consumer Issues
Topic: What to do with mink coat
Replies: 30
Views: 2313

Re: What to do with mink coat

I sold my mom's on eBay last year for a few bucks. I found a couple of listings that I essentially copied - how to measure it, etc.
by matonplayer
Sun May 03, 2015 3:36 pm
Forum: Personal Finance (Not Investing)
Topic: Leaving our financial advisor over a period of months
Replies: 33
Views: 2570

Re: Leaving our financial advisor over a period of months

I'm confused. If all of your investments are at TDAmeritrade why not just leave them there? I've been very happy with TDA - the only downside is the lack of access to Vanguard funds, but there are equivalent Vanguard ETFs at little or no cost. Why not just fire your advisor and keep your money where...
by matonplayer
Sun May 03, 2015 10:27 am
Forum: Forum Issues and Administration
Topic: What's new and changed in phpBB 3.1
Replies: 69
Views: 3343

Re: What's new and changed in phpBB 3.1

How do I change font size? I'm on an iPad as I write this, and the font size is a bit large, but on the home page it is unusable it's so large. Try holding the Apple key and - (Minus). Apple+ makes it larger if you go too far. Unless I'm missing it, there are no Apple (or Control) keys on the iPad ...
by matonplayer
Fri May 01, 2015 9:42 am
Forum: Personal Consumer Issues
Topic: Karate for kids—Thoughts?
Replies: 47
Views: 2502

Re: Karate for kids—Thoughts?

Thought I'd throw out a difference of opinion, not that I feel strongly one way or the other. Both my kids did karate for a few years and eventually tired of it. No big thing. But I read somewhere that karate schools and the like are set up primarily as vehicles to get parents to spend as much money...
by matonplayer
Thu Apr 30, 2015 7:22 pm
Forum: Personal Consumer Issues
Topic: Do I have any recourse against home improvement company?
Replies: 21
Views: 2015

Re: Do I have any recourse against home improvement company?

I think there is no hope in going after the contractor for something done years ago and which you acknowledged and accepted at the time. I bet you can get this fixed by simply using treads of different thickness to adjust the height of each step. Using some combination of 1/2 inch, 3/4 inch, 1 inch...
by matonplayer
Thu Apr 30, 2015 2:12 pm
Forum: Personal Consumer Issues
Topic: Do I have any recourse against home improvement company?
Replies: 21
Views: 2015

Re: Do I have any recourse against home improvement company?

Thanks for all the replies. It's difficult for me to resolve this issue because we've already moved out of the state and I'm at the mercy of my realtor to help take care of issues. My realtor met with the home improvement company this morning - they of course claim no liability or responsibility, sa...
by matonplayer
Wed Apr 29, 2015 6:57 pm
Forum: Personal Consumer Issues
Topic: Do I have any recourse against home improvement company?
Replies: 21
Views: 2015

Re: Do I have any recourse against home improvement company?

they're treating it like they found nuclear waste on site or something. They refuse to negotiate at all on the issue. On this count, people who refuse to negotiate are not worth dealing with. Give them back their deposit and say see you later. Regarding the original issue, have you checked that the...
by matonplayer
Wed Apr 29, 2015 6:18 pm
Forum: Personal Consumer Issues
Topic: Do I have any recourse against home improvement company?
Replies: 21
Views: 2015

Re: Do I have any recourse against home improvement company?

Do you still have the invoice and receipt for the work done? I would check to see if contractors in your state are required to be licensed and bonded. What you're describing is generally a violation of what contractors are expected to do. I would A. Reach out to the contractor if they are still in ...
by matonplayer
Wed Apr 29, 2015 5:30 pm
Forum: Personal Consumer Issues
Topic: Do I have any recourse against home improvement company?
Replies: 21
Views: 2015

Do I have any recourse against home improvement company?

In 2006 we did some minor upgrades to our house, including converting our back staircase ( a straight staircase from the kitchen to the upstairs hallway) from carpet to hardwood. If I recall correctly, the lower three or four steps were open on one side with a banister, and the rest of the steps wer...
by matonplayer
Fri Apr 24, 2015 7:54 pm
Forum: Personal Consumer Issues
Topic: Best touristy places to live in the world?
Replies: 36
Views: 4603

Re: Best touristy places to live in the world?

Asheville NC. We moved to the area from the DC suburbs last fall and we have to pinch ourselves to make sure we're not dreaming.
by matonplayer
Thu Apr 23, 2015 2:56 pm
Forum: Personal Consumer Issues
Topic: Is this a reasonable request for broker?
Replies: 13
Views: 1217

Re: Is this a reasonable request for broker?

You might try a browser plugin like DownThemAll which will let you download all links on one page instead of one at a time.
by matonplayer
Mon Apr 06, 2015 12:41 pm
Forum: Personal Finance (Not Investing)
Topic: Definition of income?
Replies: 2
Views: 349

Re: Definition of income?

Wow, that was incredibly helpful. Thanks very much.
by matonplayer
Mon Apr 06, 2015 12:09 pm
Forum: Personal Finance (Not Investing)
Topic: Definition of income?
Replies: 2
Views: 349

Definition of income?

I'm trying to figure out if I need to file NC state taxes. According to their website, as a non-resident of NC, I need to file if I had income from the state. For most of 2014, I lived in MD but owned rental property in NC. But after expenses and depreciation on the property, there was no profit. My...
by matonplayer
Sat Mar 28, 2015 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: K-1 tax question
Replies: 8
Views: 950

Re: K-1 tax question

pshonore wrote:You did report the income to Maryland, correct?


Yes.
by matonplayer
Sat Mar 28, 2015 4:25 pm
Forum: Personal Finance (Not Investing)
Topic: K-1 tax question
Replies: 8
Views: 950

Re: K-1 tax question

Ah - looks like there's a form for a non-resident request for refund. Form D-40B.
by matonplayer
Sat Mar 28, 2015 4:03 pm
Forum: Personal Finance (Not Investing)
Topic: K-1 tax question
Replies: 8
Views: 950

K-1 tax question

I received a K-1 in the mail today for my share of 2014 income as a partner in a joint real estate venture. The partnership's address is in the District of Columbia (as was the location of the real estate) and my residence for tax purposes is Maryland. On the last page of the K-1 there is a footnote...
by matonplayer
Wed Mar 25, 2015 4:33 pm
Forum: Personal Consumer Issues
Topic: Painting Cabinets and Trim
Replies: 27
Views: 2371

Re: Painting Cabinets and Trim

A very popular look these days is to paint your baseboards and casings but leave your windows stained. For doors, you leave the door stained but paint the casing and the jamb. It creates the sense of a picture frame around the windows especially. I really like it. It might be a nice money-saving com...
by matonplayer
Sun Mar 22, 2015 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a house that had a Dog
Replies: 18
Views: 2695

Re: Buying a house that had a Dog

Cats are worse than dogs. When we bought our second house we had to remove all carpets and padding, pull up and replace all the tack strips along the walls, and soak the plywood subfloor with a bleach-based cleaner. It was a mess. The previous owners had cats and they had covered up the odor with de...
by matonplayer
Sun Mar 22, 2015 3:54 pm
Forum: Personal Consumer Issues
Topic: Odd issue with USPS change of address
Replies: 12
Views: 1459

Re: Odd issue with USPS change of address

OP here. So after further research and some assists from you guys, I believe that USPS notifies periodical publishers of changes of address. Why my particular address got mangled is still a mystery, but I've got to think somebody just fat-fingered something at the magazine. USPS will also make avail...
by matonplayer
Sat Mar 21, 2015 4:27 pm
Forum: Personal Consumer Issues
Topic: Odd issue with USPS change of address
Replies: 12
Views: 1459

Odd issue with USPS change of address

We moved to a new state in November of last year. We were as diligent as possible about notifying the USPS in plenty of time, notified the magazine publishers directly, etc. Everything seemed to be working fine until today, when I went on line to renew one of my magazine subscriptions and they had a...
by matonplayer
Sun Mar 15, 2015 11:20 am
Forum: Personal Finance (Not Investing)
Topic: Issue with TurboTax / rental property / mileage expense
Replies: 4
Views: 465

Re: Issue with TurboTax / rental property / mileage expense

Thanks all. I'll give the suggestions a try.
by matonplayer
Sat Mar 14, 2015 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: Issue with TurboTax / rental property / mileage expense
Replies: 4
Views: 465

Issue with TurboTax / rental property / mileage expense

I'm trying to enter my automobile mileage expense for a rental property in TurboTax. I thought I would be able to just enter the total mileage driven to check on the property and use the current expense per mile figure, but TT wants me to enter my car make and model, the year I purchased it, whether...
by matonplayer
Mon Mar 02, 2015 10:54 pm
Forum: Personal Consumer Issues
Topic: Father in law possible elder scam victim?
Replies: 30
Views: 1932

Re: Father in law possible elder scam victim?

The OP says the FIL's dementia came on quickly. Has his doctor been consulted about this - perhaps it is some medication effect/interaction or something that can actually be addressed. This is just a question, mods, not medical advice. Interesting question. My FIL and wife spend half of the year in...
by matonplayer
Mon Mar 02, 2015 2:24 pm
Forum: Personal Consumer Issues
Topic: Father in law possible elder scam victim?
Replies: 30
Views: 1932

Re: Father in law possible elder scam victim?

We found out about the checks because the eldest daughter -is- watching things pretty closely. She saw the bank statements and immediately followed up. FIL's dementia has appeared pretty recently and suddenly. She's in the process right now of taking away his paper checks and setting up automatic bi...
by matonplayer
Mon Mar 02, 2015 11:48 am
Forum: Personal Consumer Issues
Topic: Father in law possible elder scam victim?
Replies: 30
Views: 1932

Re: Father in law possible elder scam victim?

Agreed. My FIL has no recollection of signing these checks - some of them appear to have been written by the handymen and FIL signed them. He clearly has cognitive issues, and frankly can not afford the loss of several thousand dollars. His second wife has a history of loaning money to _anybody_ th...
by matonplayer
Mon Mar 02, 2015 10:47 am
Forum: Personal Consumer Issues
Topic: Father in law possible elder scam victim?
Replies: 30
Views: 1932

Re: Father in law possible elder scam victim?

If they agreed to it, it likely isn't illegal. Sure, report it to the police, but I wouldn't expect them to do much as they typically fill their time with voilent crimes (and traffic tickets). They'll probably just tell you it is a civil matter unless others are reporting something similar about th...
by matonplayer
Mon Mar 02, 2015 10:15 am
Forum: Personal Consumer Issues
Topic: Father in law possible elder scam victim?
Replies: 30
Views: 1932

Re: Father in law possible elder scam victim?

Merely taking a loan, even if the terms aren't favorable to the lender, isn't a scam. I think you're right to be suspicious, but I wouldn't jump to conclusions. You will find that collecting on a loan without written proof that the loan existed can be difficult. You could try to get the borrower to...
by matonplayer
Mon Mar 02, 2015 9:52 am
Forum: Personal Consumer Issues
Topic: Father in law possible elder scam victim?
Replies: 30
Views: 1932

Father in law possible elder scam victim?

my FIL, who is 89, lives with his second wife (79) and his savings are in a trust jointly controlled by he and his eldest daughter (not my wife). We learned this weekend that both my FIL and his wife have been been making "loans" to two local handymen since December, totaling $7K. Nothing ...
by matonplayer
Thu Feb 26, 2015 11:37 am
Forum: Personal Consumer Issues
Topic: Thinking of getting a Masters in I/O Psychology
Replies: 20
Views: 1531

Re: Thinking of getting a Masters in I/O Psychology

How about getting certified in human factors engineering? I have both a Psychology and a CS degree and this field of study is the perfect mix. Check out http://www.humanfactors.com/training/ for training possibilities. Thanks for the link! That appears to be interesting. Is the certification in dem...
by matonplayer
Wed Feb 25, 2015 4:38 pm
Forum: Personal Consumer Issues
Topic: Thinking of getting a Masters in I/O Psychology
Replies: 20
Views: 1531

Re: Thinking of getting a Masters in I/O Psychology

How about getting certified in human factors engineering? I have both a Psychology and a CS degree and this field of study is the perfect mix. Check out http://www.humanfactors.com/training/ for training possibilities.
by matonplayer
Mon Feb 02, 2015 1:32 pm
Forum: Personal Finance (Not Investing)
Topic: How to report for Tax, Student computer purchase from 529
Replies: 22
Views: 979

Re: How to report for Tax, Student computer purchase from 52

gasman wrote:Anybody know anyone who has ever been audited on a 529 distribution?


I have. We printed a screenshot of the website at my son's college that showed the tuition payments made and sent it in. That seemed to satisfy the IRS. :)
by matonplayer
Sun Jan 04, 2015 6:26 pm
Forum: Personal Finance (Not Investing)
Topic: Yet another study on why not to buy long term care insurance
Replies: 61
Views: 4596

Re: Yet another study on why not to buy long term care insur

Why not just buy a SPIA at age 70 or so? That way you have the money coming in for the rest of your life to pay for LTC if you need it, and if you don't need it, you have the money coming in to spend anyway.
by matonplayer
Wed Dec 31, 2014 11:40 am
Forum: Personal Consumer Issues
Topic: How Much Do You Sacrifice?
Replies: 82
Views: 6831

Re: How Much Do You Sacrifice?

I play a -lot- of golf. I was willing to retire only when I could afford a membership at a nice country club. It's a priority for me, but to each his own. As far as the alarm system goes, I passed on the alarm system and bought the signs and stickers on eBay. :)
by matonplayer
Tue Dec 30, 2014 3:57 pm
Forum: Personal Finance (Not Investing)
Topic: Would You Trust This Webpage?
Replies: 22
Views: 2331

Re: Would You Trust This Webpage?

Does the page really say "Description For How This Page Is Secure Questions?" A key giveaway to a page that is untrustworthy is bad grammar.
by matonplayer
Mon Dec 29, 2014 6:21 pm
Forum: Personal Finance (Not Investing)
Topic: Do we have enough to retire?
Replies: 45
Views: 8251

Re: Do we have enough to retire?

At 100% stock your biggest risk to retirement, as others have stated, is sequence of returns. If the market dropped 50 percent next year, would you still feel as secure about your retirement as you do today? We are also recently retired at 54/56 years of age and have a 40/60 AA primarily to mitigate...
by matonplayer
Mon Nov 10, 2014 3:46 pm
Forum: Personal Consumer Issues
Topic: Buying Furniture
Replies: 27
Views: 2258

Re: Buying Furniture

Buy the $5000 couch used on Craig's List for $1000.
by matonplayer
Mon Nov 03, 2014 7:21 pm
Forum: Personal Consumer Issues
Topic: Ashley Furniture
Replies: 42
Views: 4248

Re: Ashley Furniture

+1 for Craig's list. Seems to me like the markup on furniture is outrageous and we've had very good luck buying used on Craig's list, the county virtual swap meet on FB, etc.
by matonplayer
Sat Oct 11, 2014 10:31 am
Forum: Personal Consumer Issues
Topic: Best town I've never heard of [for relocating]
Replies: 97
Views: 11106

Re: *Best town I've never heard of

Hendersonville, NC almost makes all of your criteria. 1/2 hour from Asheville, which isn't quite as big as you want, and 2 hours from Charlotte NC. Scenery to die for, 4 mild seasons. And although it wasn't necessary for us, I believe the public schools are excellent. We move there in a month. :)
by matonplayer
Sun Oct 05, 2014 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: Should my wife continue her life insurance?
Replies: 6
Views: 1248

Re: Should my wife continue her life insurance?

All, thanks very much for the replies. Dropping the insurance will offset the cable tv cost. :) Now f I could only get ESPN and the Golf Channel without having to sign up for cable...
by matonplayer
Fri Oct 03, 2014 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: Should my wife continue her life insurance?
Replies: 6
Views: 1248

Re: Should my wife continue her life insurance?

Just saw that her premium almost doubles on her birthday this year. :(.

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