Search found 164 matches

by matonplayer
Mon Jul 27, 2015 8:01 am
Forum: Personal Consumer Issues
Topic: Moving Container Companies for LONG distance move
Replies: 6
Views: 522

Re: Moving Container Companies for LONG distance move

We moved from MD to NC last November via ABF. We were extremely satisfied. We packed our belongings ourselves in boxes and then used the ABF subcontractors to load and unload the trucks. There is no way I could have packed a truck as tightly and securely as the professionals did it.
by matonplayer
Sun Jul 26, 2015 8:17 am
Forum: Personal Consumer Issues
Topic: Home Warranty company wrongfully denying claim
Replies: 15
Views: 1422

Re: Home Warranty company wrongfully denying claim

Twitter, Facebook, e-mail, etc: I think something in writing might work better than what sounds like a lot of phone calls. Maybe find the e-mail of someone high up, also post on a social media site and see what happens. +1. My wife recently had a horrible customer service experience with an online ...
by matonplayer
Wed Jul 15, 2015 11:21 am
Forum: Personal Consumer Issues
Topic: Tax Consequnces of Retiring to VA or TN
Replies: 14
Views: 1325

Re: Tax Consequnces of Retiring to VA or TN

Although it doesn't address your question directly, I grew up in Knoxville and we recently retired to the Asheville NC area. Knoxville is a great place if you don't mind the heat and traffic, especially in West Knoxville. Knoxville climate is similar to that of the DC region, although probably a few...
by matonplayer
Tue Jul 14, 2015 5:10 pm
Forum: Personal Finance (Not Investing)
Topic: Physician: Which Job to Choose
Replies: 32
Views: 3507

Re: Physician: Which Job to Choose

I'm a doc. Days are long enough without adding a 40 minute each way (80 minute round trip assuming no traffic problems) commute every day. And when one considers the alternative to such a commute is living a nice, healthy, fun bike ride to and from work? It wouldn't take me many of those 80 mile ro...
by matonplayer
Fri Jul 10, 2015 10:25 pm
Forum: Investing - Help with Personal Investments
Topic: 5 year CD @ 2.4% - a good deal?
Replies: 32
Views: 4551

Re: 5 year CD @ 2.4% - a good deal?

Maybe I should have rephrased my question. Assuming that the interest rate is competitive, does it make sense to diversify my fixed income holdings? As an early retiree, we're at a 40/60 allocation so I hold a lot of BND and AGG, as well as a large position in MUB in my taxable account. I'm wonderi...
by matonplayer
Fri Jul 10, 2015 2:10 pm
Forum: Investing - Help with Personal Investments
Topic: 5 year CD @ 2.4% - a good deal?
Replies: 32
Views: 4551

Re: 5 year CD @ 2.4% - a good deal?

Maybe I should have rephrased my question. Assuming that the interest rate is competitive, does it make sense to diversify my fixed income holdings? As an early retiree, we're at a 40/60 allocation so I hold a lot of BND and AGG, as well as a large position in MUB in my taxable account. I'm wonderin...
by matonplayer
Fri Jul 10, 2015 1:26 pm
Forum: Investing - Help with Personal Investments
Topic: 5 year CD @ 2.4% - a good deal?
Replies: 32
Views: 4551

5 year CD @ 2.4% - a good deal?

TDA is offering 5 year non-callable CDs at 2.4% from BMW Bank. I'm tempted to sell a chunk of BND to buy the CDs, primarily for diversification, since I don't own any CDs but I own a big chunk of both AGG and BND. Thoughts?
by matonplayer
Mon Jul 06, 2015 6:08 pm
Forum: Personal Finance (Not Investing)
Topic: If you wouldn't buy it, then you should sell it
Replies: 35
Views: 3756

Re: If you wouldn't buy it, then you should sell it

This is nuts.

I own a 2007 BMW with 68K miles. Would I buy an 8 year old car with 68K miles? No. Should I sell mine? Of course not.
by matonplayer
Sat Jul 04, 2015 4:20 pm
Forum: Personal Consumer Issues
Topic: London Edinburgh by car
Replies: 26
Views: 1652

Re: London Edinburgh by car

We just returned from a vacation in Edinburgh. Although we didn't drive in the city we drove from Edinburgh to St. Andrews and back and drove all around Fife, including towns like St. Andrews. 1. Highly recommend an automatic if you're new to driving on the left. The trick to driving on the left is ...
by matonplayer
Wed Jul 01, 2015 8:09 am
Forum: Personal Consumer Issues
Topic: I'm Giving Up Golf
Replies: 40
Views: 7343

Re: I'm Giving Up Golf

We recently moved to a golf community in Western NC. There are quite a few folks here playing (and playing well) into their 80's. Every one of them I've talked to emphasize the need for regular stretching and exercise - many of them do yoga. And playing from the correct set of tees is important - th...
by matonplayer
Fri Jun 26, 2015 2:42 pm
Forum: Personal Consumer Issues
Topic: Scotland / Ireland Castles?
Replies: 29
Views: 2725

Re: Scotland / Ireland Castles?

If her primary interest is in castles, Scotland has many more impressive and interesting castles than Ireland. In Edinburgh, it's hard to miss Edinburgh Castle, as it's on a promontory that dominates the entire city. Definitely worth the admission to tour that one, and you could easily spend half a...
by matonplayer
Wed Jun 24, 2015 7:54 pm
Forum: Personal Consumer Issues
Topic: Need advice; Band of Brothers trip retracing WW2 from Normandy to the Ardennes
Replies: 21
Views: 2857

Re: Need advice; Band of Brothers trip retracing WW2 from Normandy to the Ardennes

As far as navigation goes, we just returned from a trip to Scotland and had very good luck with an app called Skobbler. It's a navigation app that does not use cellular - just GPS. The app is free and you get to download one country map for free. We downloaded the UK map before we left and the navig...
by matonplayer
Mon Jun 22, 2015 1:28 pm
Forum: Personal Consumer Issues
Topic: Will I regret using Composite Decking instead of PT Decking
Replies: 23
Views: 2270

Re: Will I regret using Composite Decking instead of PT Decking

I have a composite deck (not Trex) and have had PT decks in the past. No way would I go with a PT deck ever again. Splinters, warping, ugly, replacement of boards - no. My deck is clean, hoses off and needs very little maintenance. It does not get hotter than a PT deck. If you really do not want co...
by matonplayer
Tue Jun 16, 2015 2:35 pm
Forum: Personal Consumer Issues
Topic: Retirement areas, not Florida
Replies: 67
Views: 8173

Re: Retirement areas, not Florida

kenner wrote:Here's a vote for the mountain areas of North Carolina.


We moved here in November of last year after DW retired and haven't regretted it for a second. We love it.
by matonplayer
Wed Jun 03, 2015 10:24 am
Forum: Personal Consumer Issues
Topic: Tips on rental car insurance in UK
Replies: 2
Views: 202

Re: Tips on rental car insurance in UK

Thanks. As best as I can tell my Visa card covers all collision damage as long as an authorized driver is driving.
by matonplayer
Wed Jun 03, 2015 8:16 am
Forum: Personal Consumer Issues
Topic: Tips on rental car insurance in UK
Replies: 2
Views: 202

Tips on rental car insurance in UK

We're traveling to Scotland tomorrow with two other couples and am wondering what to do regarding rental car insurance. My Visa card plan says I should waive the collision damage offered, just like I would do in the U.S. But if I understand correctly I'll have no liability insurance in the UK since ...
by matonplayer
Sat May 30, 2015 6:12 pm
Forum: Investing - Theory, News & General
Topic: Are there bond experts that can make a difference?
Replies: 27
Views: 1927

Re: Are there bond experts that can make a difference?

I don't yet know what the cost of the service is - haven't gone that far. I was assuming that the "expert" would be paid based on the spread, but the more I think about it, I bet he's going to want an AUM fee. No way. A previous poster basically answered my question - that the bond market ...
by matonplayer
Sat May 30, 2015 5:17 pm
Forum: Investing - Theory, News & General
Topic: Are there bond experts that can make a difference?
Replies: 27
Views: 1927

Are there bond experts that can make a difference?

I ask the question because TDAmeritrade is "encouraging" me to chat with a third party advisor for advice in fixed income. Their rationale is that since I'm an early retiree with a 40/60 portfolio, their "expert" can increase my bond income by basically being really, really smart...
by matonplayer
Thu May 28, 2015 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: does this 401(k) distribution requirement make sense?
Replies: 3
Views: 602

Re: does this 401(k) distribution requirement make sense?

Thanks for the details. I guess I'll just have to keep hounding them.
by matonplayer
Wed May 27, 2015 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: does this 401(k) distribution requirement make sense?
Replies: 3
Views: 602

does this 401(k) distribution requirement make sense?

I want to rollover my 401(k) from my previous employer to my brokerage SEP. According to the form provided by the plan administrator, I have to send the completed form to my employer for processing, who then apparently approves and sends the form on to the plan administrator. The problem is that the...
by matonplayer
Tue May 19, 2015 7:19 am
Forum: Personal Finance (Not Investing)
Topic: How to deposit a large check long distance?
Replies: 20
Views: 1737

Re: How to deposit a large check long distance?

Thanks to all for the suggestions. Very useful. Maybe we'll just open an account here. Might be the best thing to do in the long run.
by matonplayer
Mon May 18, 2015 5:23 pm
Forum: Personal Finance (Not Investing)
Topic: How to deposit a large check long distance?
Replies: 20
Views: 1737

Re: How to deposit a large check long distance?

jryan wrote:Does your Credit Union participate in the CO-OP Shared Branch network?

If so, you should be able to deposit a check at a local credit union.

CO-OP Shared Branch Locator


Wow, never knew about this. I'll have to give it a look. Thanks.
by matonplayer
Mon May 18, 2015 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: How to deposit a large check long distance?
Replies: 20
Views: 1737

How to deposit a large check long distance?

We moved from MD to NC late last year and have maintained accounts at our credit union in MD, primarily for free checking and the like, so we really didn't see a need to open an account at a local bank. But we'll be receiving two large checks in the mail later this summer, and I'm sort of clueless a...
by matonplayer
Sat May 16, 2015 6:41 pm
Forum: Personal Consumer Issues
Topic: Cellular/wifi traveling to Scotland
Replies: 14
Views: 969

Re: Cellular/wifi traveling to Scotland

From what I can tell the GPS navigation app I installed doesn't use cellular data. I already downloaded the Scotland maps as well. I _think_ the only cellular usage we'll need is an occasional Google search while sightseeing. At least I hope so.
by matonplayer
Sat May 16, 2015 11:52 am
Forum: Personal Consumer Issues
Topic: Cellular/wifi traveling to Scotland
Replies: 14
Views: 969

Re: Cellular/wifi traveling to Scotland

Looks like AT&T now offers an international plan for $30 for 30 days - unlimited text, $1/minute voice, and 120MB data. That sounds pretty decent. We may go with that for our two phones.
by matonplayer
Sat May 16, 2015 9:03 am
Forum: Personal Consumer Issues
Topic: Cellular/wifi traveling to Scotland
Replies: 14
Views: 969

Cellular/wifi traveling to Scotland

DW and I will be spending ten days in Scotland next month and I always struggle with what to do regarding our cell phone (iPhones over AT&T). Basically, we'll want to occasionally text each other (we're going with two other couples so we won't always be together), keep in touch with our kids bac...
by matonplayer
Sat May 09, 2015 7:58 am
Forum: Personal Consumer Issues
Topic: Patio Furniture
Replies: 16
Views: 2077

Re: Patio Furniture

Sam's Club on line. We've bought both deck and screened porch furniture from them and hands down was the best value for the money.
by matonplayer
Fri May 08, 2015 7:51 am
Forum: Personal Consumer Issues
Topic: What to do with mink coat
Replies: 30
Views: 2530

Re: What to do with mink coat

I sold my mom's on eBay last year for a few bucks. I found a couple of listings that I essentially copied - how to measure it, etc.
by matonplayer
Sun May 03, 2015 3:36 pm
Forum: Personal Finance (Not Investing)
Topic: Leaving our financial advisor over a period of months
Replies: 33
Views: 2898

Re: Leaving our financial advisor over a period of months

I'm confused. If all of your investments are at TDAmeritrade why not just leave them there? I've been very happy with TDA - the only downside is the lack of access to Vanguard funds, but there are equivalent Vanguard ETFs at little or no cost. Why not just fire your advisor and keep your money where...
by matonplayer
Sun May 03, 2015 10:27 am
Forum: Forum Issues and Administration
Topic: What's new and changed in phpBB 3.1
Replies: 69
Views: 6985

Re: What's new and changed in phpBB 3.1

How do I change font size? I'm on an iPad as I write this, and the font size is a bit large, but on the home page it is unusable it's so large. Try holding the Apple key and - (Minus). Apple+ makes it larger if you go too far. Unless I'm missing it, there are no Apple (or Control) keys on the iPad ...
by matonplayer
Fri May 01, 2015 9:42 am
Forum: Personal Consumer Issues
Topic: Karate for kids—Thoughts?
Replies: 47
Views: 3007

Re: Karate for kids—Thoughts?

Thought I'd throw out a difference of opinion, not that I feel strongly one way or the other. Both my kids did karate for a few years and eventually tired of it. No big thing. But I read somewhere that karate schools and the like are set up primarily as vehicles to get parents to spend as much money...
by matonplayer
Thu Apr 30, 2015 7:22 pm
Forum: Personal Consumer Issues
Topic: Do I have any recourse against home improvement company?
Replies: 21
Views: 2090

Re: Do I have any recourse against home improvement company?

I think there is no hope in going after the contractor for something done years ago and which you acknowledged and accepted at the time. I bet you can get this fixed by simply using treads of different thickness to adjust the height of each step. Using some combination of 1/2 inch, 3/4 inch, 1 inch...
by matonplayer
Thu Apr 30, 2015 2:12 pm
Forum: Personal Consumer Issues
Topic: Do I have any recourse against home improvement company?
Replies: 21
Views: 2090

Re: Do I have any recourse against home improvement company?

Thanks for all the replies. It's difficult for me to resolve this issue because we've already moved out of the state and I'm at the mercy of my realtor to help take care of issues. My realtor met with the home improvement company this morning - they of course claim no liability or responsibility, sa...
by matonplayer
Wed Apr 29, 2015 6:57 pm
Forum: Personal Consumer Issues
Topic: Do I have any recourse against home improvement company?
Replies: 21
Views: 2090

Re: Do I have any recourse against home improvement company?

they're treating it like they found nuclear waste on site or something. They refuse to negotiate at all on the issue. On this count, people who refuse to negotiate are not worth dealing with. Give them back their deposit and say see you later. Regarding the original issue, have you checked that the...
by matonplayer
Wed Apr 29, 2015 6:18 pm
Forum: Personal Consumer Issues
Topic: Do I have any recourse against home improvement company?
Replies: 21
Views: 2090

Re: Do I have any recourse against home improvement company?

Do you still have the invoice and receipt for the work done? I would check to see if contractors in your state are required to be licensed and bonded. What you're describing is generally a violation of what contractors are expected to do. I would A. Reach out to the contractor if they are still in ...
by matonplayer
Wed Apr 29, 2015 5:30 pm
Forum: Personal Consumer Issues
Topic: Do I have any recourse against home improvement company?
Replies: 21
Views: 2090

Do I have any recourse against home improvement company?

In 2006 we did some minor upgrades to our house, including converting our back staircase ( a straight staircase from the kitchen to the upstairs hallway) from carpet to hardwood. If I recall correctly, the lower three or four steps were open on one side with a banister, and the rest of the steps wer...
by matonplayer
Fri Apr 24, 2015 7:54 pm
Forum: Personal Consumer Issues
Topic: Best touristy places to live in the world?
Replies: 36
Views: 4995

Re: Best touristy places to live in the world?

Asheville NC. We moved to the area from the DC suburbs last fall and we have to pinch ourselves to make sure we're not dreaming.
by matonplayer
Thu Apr 23, 2015 2:56 pm
Forum: Personal Consumer Issues
Topic: Is this a reasonable request for broker?
Replies: 13
Views: 1361

Re: Is this a reasonable request for broker?

You might try a browser plugin like DownThemAll which will let you download all links on one page instead of one at a time.
by matonplayer
Mon Apr 06, 2015 12:41 pm
Forum: Personal Finance (Not Investing)
Topic: Definition of income?
Replies: 2
Views: 361

Re: Definition of income?

Wow, that was incredibly helpful. Thanks very much.
by matonplayer
Mon Apr 06, 2015 12:09 pm
Forum: Personal Finance (Not Investing)
Topic: Definition of income?
Replies: 2
Views: 361

Definition of income?

I'm trying to figure out if I need to file NC state taxes. According to their website, as a non-resident of NC, I need to file if I had income from the state. For most of 2014, I lived in MD but owned rental property in NC. But after expenses and depreciation on the property, there was no profit. My...
by matonplayer
Sat Mar 28, 2015 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: K-1 tax question
Replies: 8
Views: 1009

Re: K-1 tax question

pshonore wrote:You did report the income to Maryland, correct?


Yes.
by matonplayer
Sat Mar 28, 2015 4:25 pm
Forum: Personal Finance (Not Investing)
Topic: K-1 tax question
Replies: 8
Views: 1009

Re: K-1 tax question

Ah - looks like there's a form for a non-resident request for refund. Form D-40B.
by matonplayer
Sat Mar 28, 2015 4:03 pm
Forum: Personal Finance (Not Investing)
Topic: K-1 tax question
Replies: 8
Views: 1009

K-1 tax question

I received a K-1 in the mail today for my share of 2014 income as a partner in a joint real estate venture. The partnership's address is in the District of Columbia (as was the location of the real estate) and my residence for tax purposes is Maryland. On the last page of the K-1 there is a footnote...
by matonplayer
Wed Mar 25, 2015 4:33 pm
Forum: Personal Consumer Issues
Topic: Painting Cabinets and Trim
Replies: 27
Views: 2588

Re: Painting Cabinets and Trim

A very popular look these days is to paint your baseboards and casings but leave your windows stained. For doors, you leave the door stained but paint the casing and the jamb. It creates the sense of a picture frame around the windows especially. I really like it. It might be a nice money-saving com...
by matonplayer
Sun Mar 22, 2015 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a house that had a Dog
Replies: 18
Views: 2839

Re: Buying a house that had a Dog

Cats are worse than dogs. When we bought our second house we had to remove all carpets and padding, pull up and replace all the tack strips along the walls, and soak the plywood subfloor with a bleach-based cleaner. It was a mess. The previous owners had cats and they had covered up the odor with de...
by matonplayer
Sun Mar 22, 2015 3:54 pm
Forum: Personal Consumer Issues
Topic: Odd issue with USPS change of address
Replies: 12
Views: 1539

Re: Odd issue with USPS change of address

OP here. So after further research and some assists from you guys, I believe that USPS notifies periodical publishers of changes of address. Why my particular address got mangled is still a mystery, but I've got to think somebody just fat-fingered something at the magazine. USPS will also make avail...
by matonplayer
Sat Mar 21, 2015 4:27 pm
Forum: Personal Consumer Issues
Topic: Odd issue with USPS change of address
Replies: 12
Views: 1539

Odd issue with USPS change of address

We moved to a new state in November of last year. We were as diligent as possible about notifying the USPS in plenty of time, notified the magazine publishers directly, etc. Everything seemed to be working fine until today, when I went on line to renew one of my magazine subscriptions and they had a...
by matonplayer
Sun Mar 15, 2015 11:20 am
Forum: Personal Finance (Not Investing)
Topic: Issue with TurboTax / rental property / mileage expense
Replies: 4
Views: 493

Re: Issue with TurboTax / rental property / mileage expense

Thanks all. I'll give the suggestions a try.
by matonplayer
Sat Mar 14, 2015 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: Issue with TurboTax / rental property / mileage expense
Replies: 4
Views: 493

Issue with TurboTax / rental property / mileage expense

I'm trying to enter my automobile mileage expense for a rental property in TurboTax. I thought I would be able to just enter the total mileage driven to check on the property and use the current expense per mile figure, but TT wants me to enter my car make and model, the year I purchased it, whether...

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