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I am surprised you are fixated on the $11.20 price you paid. Since you purchased this fund it has paid out $0.07824 in distributions and will pay today another ~$0.022 dividend, for about a $0.10 total. That really means you bought for $11.10. It will probably have a NAV today of $11.00 even, so yo...

This is no means a catastrophe - so don't panic. One lesson to learn from it is to fully understand something before you invest in it - regardless of what investment that is. There is nothing wrong with sitting in cash for a long time while you understand your options. I am not saying the intermedi...

Apparently, I bought this fund (VBTLX) at a bad time. I was advised to put all the bond money into this one fund at $11.20 nav price. I realize it has only been a month but I don't see how the dividends are going to compensate for the loss with the interest rates so low. I am not a savvy bond invest...

Apparently, I bought this fund at a bad time at as advised. $11.20 nav price.

how is the bond fund going to be better than leaving the money in a money market? While the NAV of the TBM is essentially flat after one year, each share paid 12 months of dividends totaling $0.36 cents. The Prime money market paid 12 months of dividends totaling $0.00036. I don't even know how to ...

I am ok with the fluctuation as long as the fund eventually has better results than the money market. I don't need the money for another 6 years. Thanks for the post!

Thank you for clarifying! So if I understand correctly, on a 5.2 duration, the price would fall 5% approximately with 1% yield increase, and it could take about 1.5 years to be even again if the yield increased from 1.7 to 2.7% ? With this explanation, how is the bond fund going to be better than le...

Thank you! I appreciate your input!

Thank you for your post! I think my discomfort comes from having so much money in one fund plus my lack of experience with bond funds fluctuating over time. I don't need to move it for liquidity so I will hang in there. It looks like I bought the fund at the high though!

I was advised by an investment planner that to allocate 50% of my portfolio into bonds, I should move a substantial amount from the money market into VBTLX. I bought this at a NAV of $11.20 and didn't dollar cost average, so I am down. Forgive my lack of knowledge here. I just haven't had much money...