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You say you've maxed out your roth, yet you don't intend to have any employment income in 2013? I don't think this is possible? It' not. Bruce That's a very good point. I just opened a Roth in late 2012. I misunderstood the max contribution limits. I thought it was the *larger* of $5500 or my taxab...

I see a couple of potential problems. 1) Are you sure you will be unemployed all year? I like the "wait until December" idea myself. 2) Can you sell and re-buy an ETF right away? Vanguard has restrictions on doing that with mutual funds. 3) "Given my very low tax bracket, and the fac...

MN Finance wrote:

linuxuser wrote:Also look into tIRA to Roth IRA conversion.
I wish I had done that in 2007.

+1. If it's an option for you at all, I would convert into high brackets rather than realize cap gains

I've already maxed my Roth IRA contributions for 2012 and 2013.
I'm 38, single, no dependents.

I've read through the "Asking Portfolio Questions" sticky-topic but I don't think that I need to make a full report to answer this question: Since investing a substantial amount in VTI, VOE, and VXUS last November I've seen significant gains (as have we all.) My 2013 federal AGI, *includin...

...Then, about a year ago, I found this forum and I was hooked. Perfect quickly became the enemy of good and I developed an acute case of "allocation-itis". Was I properly diversified into international bonds? Should my TIPS allocation be 2.8% or 3.2%? What about diversification into the ...

Suggest that this thread would have been much better served with a simple, short poll. I'd create one, but I don't have access privileges to do so at this time. --------- All assets held as Vanguard ETF's. Highest & Lowest ER's: 0.18% and 0.06%. Portfolio weighted average ER: 0.11% (Recently shi...

The Fujitsu S1500 comes with a full copy of Adobe Acrobat. I think this makes the documents searchable. Dave I have the ScanSnap S1500M (Mac version) -- note, the full Acrobat Pro version it shipped with (a year ago, when I received it) was version 8.0, quite out of date. Works OK on OS X 10.6 but ...