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I usually contribute to my Roth IRA at Vanguard in January ($6,500 for 2013). I generally invest in Vanguard's high-yield bond, REIT (VNQ) or TIPS funds, all funds I want to hold in a tax-sheltered account but that aren't available in my 401(K). All three funds have done so well that they're pretty ...

Thanks to everyone who replied for your help!

First-time poster here! Our company is expanding the Schwab PCRA brokerage window in our 401K to include ETFs (before, we only had access to mutual funds) My question: are Schwab's own ETFs, which don't have a very long track record yet, good enough to use as substitutes for similar Vanguard funds? ...