Search found 13 matches

Return to advanced search

Re: Finally asking for portfolio advice..

I appreciate the good outlook on my company stock, but as everyone has mentioned I have too large of a percentage of it and need to move most to the indext fund. Right now the thing that I am still stuck on is whether or not whether or not to do a Traditional IRA or ROTH for 2012 with the roughly $4...
by loudog
Fri Mar 22, 2013 7:52 pm
 
Forum: Investing - Help with Personal Investments
Topic: Finally asking for portfolio advice..
Replies: 27
Views: 2279

Re: Finally asking for portfolio advice..

Couple of good takes on company stock. For me, I've kept mine simply because it has done so well. Before reading Bogleheads I'd actually thought about purchasing it in a taxable account outside my 401k as well. So the idea that I only have it because it was "given" to me as earlier posted ...
by loudog
Wed Mar 20, 2013 3:57 pm
 
Forum: Investing - Help with Personal Investments
Topic: Finally asking for portfolio advice..
Replies: 27
Views: 2279

Re: Finally asking for portfolio advice..

1. If you have the funds to fill for 2012 yes take the space. If you have to sell some of your taxable and you don't have to much in gains I would look at that option to fill the space. 2. Your 401k fund choices are not the best. I would fill the 401k up to the match, then the tIRA then back to the...
by loudog
Tue Mar 19, 2013 6:53 pm
 
Forum: Investing - Help with Personal Investments
Topic: Finally asking for portfolio advice..
Replies: 27
Views: 2279

Re: Finally asking for portfolio advice..

Jay That is a good perspective. At the moment I have no pending windfalls that I can see anytime soon. Considering that I still have the following questions that I would love to hear opinions on. From many of the responses it seems that most see my portfolio to basically be on the right track. 1.Sho...
by loudog
Mon Mar 18, 2013 3:10 pm
 
Forum: Investing - Help with Personal Investments
Topic: Finally asking for portfolio advice..
Replies: 27
Views: 2279

Re: Finally asking for portfolio advice..

Minnesota tax rate for single is as follows (according to http://www.tax-rates.org/minnesota/income-tax#TaxTable)- $0+ marginal tax rate of 5.35% $23,100+ marginal tax rate of 7.05% $75,891+ marginal tax rate of 7.85% Hmm, so even if I max the 401k plus medical pre-tax deductions ($17.5k + edit 1,42...
by loudog
Fri Mar 15, 2013 2:43 pm
 
Forum: Investing - Help with Personal Investments
Topic: Finally asking for portfolio advice..
Replies: 27
Views: 2279

Re: Finally asking for portfolio advice..

Thanks Jay!

letsgolobby- sorry I've been calling you Bobby... I misread your name...
by loudog
Fri Mar 15, 2013 11:45 am
 
Forum: Investing - Help with Personal Investments
Topic: Finally asking for portfolio advice..
Replies: 27
Views: 2279

Re: Finally asking for portfolio advice..

Correct Bobby it is in my 401k. Should it just all go into the Blackrock Index fund (MASRX)? That seems to me to really be the only fund that actually is lower cost in my 401k. So it seems that I was incorrect on my tax bracket. If I'm actually in the 15% does that change the IRA vs 401k avdice give...
by loudog
Fri Mar 15, 2013 10:47 am
 
Forum: Investing - Help with Personal Investments
Topic: Finally asking for portfolio advice..
Replies: 27
Views: 2279

Re: Finally asking for portfolio advice..

Brian, thank you for the additional feedback on employer stock. It is a tough pill to swallow, espeically when it has treated me so well, but you guys are right.
by loudog
Fri Mar 15, 2013 1:21 am
 
Forum: Investing - Help with Personal Investments
Topic: Finally asking for portfolio advice..
Replies: 27
Views: 2279

Re: Finally asking for portfolio advice..

I'll try to clarify my income. Gross income was $48.5k. With my 401k contributions and medical pre-tax deductions I believe that made my taxable income $35,514 (my math exacly matched box 1 from my W2- wages, tips, other comp) Box 3 on the W2 (SS wages) was $45,458. Hope that helps and makes the ROT...
by loudog
Fri Mar 15, 2013 1:18 am
 
Forum: Investing - Help with Personal Investments
Topic: Finally asking for portfolio advice..
Replies: 27
Views: 2279

Re: Finally asking for portfolio advice..

Thank you for your responses. Bobby- Do you mean I should max out the entire $17.5k possible in my 401 before putting anything into a ROTH IRA? Or do you mean just to the company match at $5k? I wasn't aware that the 401k in my situation was that much more advantageous. Yes, there is an index fund a...
by loudog
Thu Mar 14, 2013 11:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: Finally asking for portfolio advice..
Replies: 27
Views: 2279

Finally asking for portfolio advice..

Hello! I joined the forum some time ago and had some circumstances that kept me from doing this for longer than I ever planned. I would like to follow the Boglehead’s strategy and would really appreciate some help/advice getting started. I feel like I am in a decent financial position, while living ...
by loudog
Thu Mar 14, 2013 7:19 pm
 
Forum: Investing - Help with Personal Investments
Topic: Finally asking for portfolio advice..
Replies: 27
Views: 2279

Re: Are Allocation Funds Necessary

YDNAL & Nisiprius- thank you for your information. I apologize this has been out there so long without a response. But I just got back on the board. I did end up keeping MALOX and still contribute so to it as well. I'm not entirely sure how long I will keep that, but your advice has at least hel...
by loudog
Thu Feb 28, 2013 6:56 pm
 
Forum: Investing - Theory, News & General
Topic: Are Allocation Funds Necessary
Replies: 4
Views: 570

Are Allocation Funds Necessary

Hi There, Perhaps this should be in the personal investments area, but then again it is also a general question on the views of allocation funds, along with my situation for reference. I’m new to the blog after reading the Bogleheads book and have been inspired. Currently working on my asset allocat...
by loudog
Wed May 23, 2012 12:53 pm
 
Forum: Investing - Theory, News & General
Topic: Are Allocation Funds Necessary
Replies: 4
Views: 570

Return to advanced search