Search found 491 matches

by looking
Mon May 18, 2015 10:58 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 399
Views: 49565

Re: Schwab Intelligent Portfolios [now live]

they call me to see if i wnt to join
by looking
Mon May 18, 2015 10:50 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 399
Views: 49565

Re: Schwab Intelligent Portfolios [now live]

there is no free lunch
by looking
Mon May 18, 2015 8:56 pm
Forum: Personal Consumer Issues
Topic: Best Chromebook 2015
Replies: 55
Views: 5725

Re: Best Chromebook 2015

yeah
i love chromebook
by looking
Thu Apr 09, 2015 4:52 pm
Forum: Personal Consumer Issues
Topic: Closing out my first 'snowbirding' winter
Replies: 84
Views: 11676

where is the cheapest best places for snowbirding

What if you split your time equally between 2 states. Which one is considered your state of residency? Can you prorate your state taxes, have to pay to both, if both have state tax? The idea of "residency" is different depending on whether you are talking about taxes, voting, insurance, d...
by looking
Thu Apr 09, 2015 4:40 pm
Forum: Investing - Theory, News & General
Topic: My Strategy For A Market Crash
Replies: 54
Views: 10102

set aside 3 years cash and buy when crasing

HomerJ wrote:
looking wrote:if stocks crash 50% how long it takes come back to where it was


Could be 2-3 years, could be 10-15 years. Planning around the next crash being just like 2008-2009 is very foolish.


sete asidec cash for 3 years expenses and buy when stock crashe isnt it a good idears
by looking
Mon Apr 06, 2015 11:54 pm
Forum: Personal Consumer Issues
Topic: Closing out my first 'snowbirding' winter
Replies: 84
Views: 11676

where is the best place to go for snowbird

Hi all, was wondering if there are other snowbirds out there who have experiences to share. I retired a few years ago and my wife last year so we decided to go south to Florida for the winter. We loved it. The weather was great....we missed all the snow and cold up north...and got to do a lot of te...
by looking
Sun Apr 05, 2015 11:24 pm
Forum: Investing - Theory, News & General
Topic: My Strategy For A Market Crash
Replies: 54
Views: 10102

if stocks crash 50% how long it takes come back to where it

if stocks crash 50% how long it takes come back to where it was
by looking
Sun Apr 05, 2015 11:18 pm
Forum: Investing - Theory, News & General
Topic: My Strategy For A Market Crash
Replies: 54
Views: 10102

Re:i chnaged My AA 70/30 to 50/50

i chnaged my AA from 70/30 to 50/50 and cash hloding to buy more bond and buy stock if sock crash then i buy back to AA 70/30
by looking
Sun Mar 29, 2015 11:30 pm
Forum: Personal Consumer Issues
Topic: Best laptop under $1000
Replies: 41
Views: 4801

Re: Best laptop under $1000

Buffalo Chuck wrote:uga, the "HP with Beats Audio" is focusing on high-end audio-entertainment - like perhaps a club-DJ bringing his laptop full of audio. "Beats" is a play-back brand-name.

samsung
by looking
Sun Mar 29, 2015 9:15 pm
Forum: Personal Consumer Issues
Topic: Closing out my first 'snowbirding' winter
Replies: 84
Views: 11676

how you rent condo or apetmen is it expensive

bengal22 wrote:we go every january and now we see the same people at the condo and have a group that we hang with. it is so great to not have to shovel and instead we can walk the beach every morning. fantastic


so you rent condo and stay is it expensive and is it easy out of state, can rent condo
by looking
Sun Mar 29, 2015 9:07 pm
Forum: Personal Consumer Issues
Topic: Exploring the Florida Keys
Replies: 22
Views: 2702

Re: rent home and just fishing for one monht

Any suggestion if I rent a home for one month and just fish?
by looking
Wed Mar 25, 2015 5:00 pm
Forum: Forum Issues and Administration
Topic: why they requires my username and pass word
Replies: 8
Views: 2918

why they requires my username and pass word

hi BHs

i'm having problems -every time try to view my posting it requires me my username and password even if i checked marke auto login --anyone has same problems i lso sent to administrator,Alex need help.

best wishes
by looking
Wed Mar 25, 2015 4:48 pm
Forum: Personal Consumer Issues
Topic: Exploring the Florida Keys
Replies: 22
Views: 2702

Re: Exploring the Florida Keys

once i wanted to live there buy home and fishing
by looking
Sat Mar 21, 2015 11:08 am
Forum: Investing - Help with Personal Investments
Topic: VICSX (Intermediate Corp) vs VCIT (ETF share class)
Replies: 24
Views: 1477

Re: VICSX (Intermediate Corp) vs VCIT (ETF share class)

Might I ask what SpringMan decided to do? I have the same question: is the .25% fee worth it... Thanks, Hope Actually I bought VSCSX, Vanguard Short Term Corporate Index, there is no .25% fee on that one. I decided since I own Wellesley Income, I have enough intermediate corporate bonds already. Sp...
by looking
Mon Mar 16, 2015 7:36 am
Forum: Investing - Help with Personal Investments
Topic: What does a $1M portfolio look like?
Replies: 64
Views: 12386

Re: What does a $1M portfolio look like?

A $1M portfolio looks like this: 8% Large Dividend 8% 500 index 8% Mid Cap 8% Mid Value 8% Small Cap% Small Value 8% Europe 8% Pacific 8% Emerging Markets 8% International Small 10% TIPS 10% Total Bond Another will be 3 fund. 8 If you are looking to slice and dice because you feel like you need to ...
by looking
Thu Mar 12, 2015 1:46 pm
Forum: Investing - Theory, News & General
Topic: How much international is too much?
Replies: 113
Views: 10691

Re: How much international is too much?

international is 25% is ok maybe
by looking
Mon Mar 02, 2015 6:28 pm
Forum: Investing - Theory, News & General
Topic: [Vanguard] active funds are beating the passive index funds
Replies: 13
Views: 3141

Re: [Vanguard] active funds are beating the passive index fu

LadyGeek wrote:This thread is now in the Investing - Theory, News & General forum (active vs. passive). I also retitled the thread.

Looking - Please provide a link to the article, I can't find it.


ladygeek


here is below:


http://www.msn.com/en-us/money/mutualfu ... ar-BBcbssf
by looking
Mon Mar 02, 2015 4:31 pm
Forum: Investing - Theory, News & General
Topic: [Vanguard] active funds are beating the passive index funds
Replies: 13
Views: 3141

Re: [Vanguard] active funds are beating the passive index fu

LadyGeek wrote:This thread is now in the Investing - Theory, News & General forum (active vs. passive). I also retitled the thread.

Looking - Please provide a link to the article, I can't find it.




http://www.msn.com/en-us/money/mutualfu ... ar-BBcbssf
by looking
Mon Mar 02, 2015 11:42 am
Forum: Forum Issues and Administration
Topic: it requires my password and username everytime i try to view
Replies: 3
Views: 811

it requires my password and username everytime i try to view

hi all
it requires my password and username everytime i try to view my posting

i’m having so much trouble whenever try to view my posting to see if i get reply
-it requires password and username i don't remember all the time

can you help me

best wishes

looking
by looking
Mon Mar 02, 2015 10:59 am
Forum: Investing - Help with Personal Investments
Topic: it it too late buying more stocks and bond ??
Replies: 18
Views: 3760

Re: it it too late buying more stocks and bond ??

Never try to time the market It's hard to break this bad habit. After much procrastination and tip-toeing, I'm finally close to fully invested, although my cash position is still at 7.3%. I'm reasonably comfortable with my current AA which reflects a streamlined slice-and-dice approach to ETFs (i.e...
by looking
Mon Mar 02, 2015 10:52 am
Forum: Investing - Help with Personal Investments
Topic: I need some comments on my portfolios
Replies: 9
Views: 1243

Re: I need some comments on my portfolios

^^^ looking - I moved your post into your original thread. It's important to see what you're doing, as not seeing the "big picture" (what you currently have) may cause us to steer you in the wrong direction. We can answer your question here. By seeing what you already have now, we'll be a...
by looking
Sun Mar 01, 2015 2:07 pm
Forum: Investing - Help with Personal Investments
Topic: I need some comments on my portfolios
Replies: 9
Views: 1243

vangurd growth and income fun, just one fund

hello bogleheads the vanguard -growth and income funds i have been thinking always the growth and income fund for retiree just one fund all i need . i missed too,late --i should have gotten that fund a long time ago is it too late to get into this fund.?? any feedback/comments best wishes looking
by looking
Sun Mar 01, 2015 11:19 am
Forum: Investing - Theory, News & General
Topic: [Vanguard] active funds are beating the passive index funds
Replies: 13
Views: 3141

[Vanguard] active funds are beating the passive index funds

hi all

the MSN money wrote” the vanguard active funds are beating the most vanguard passive index funds in terms of the reruns. so what is the real story and who is telling truth and what is the bottom line.” any comments????

best wishes
by looking
Sun Mar 01, 2015 11:08 am
Forum: Personal Consumer Issues
Topic: where to go shop and buy refrigerator
Replies: 10
Views: 757

where to go shop and buy refrigerator

hi all

i need refrigerator in my home
where is the best places to shop and buy refrigerators on line or off line for my kitchen
by looking
Sat Feb 28, 2015 7:53 pm
Forum: Local Chapters and Bogleheads Community
Topic: Do we have Bogleheads meeting in northern California?
Replies: 3
Views: 607

Re: do we have bogleheads meeting in northern ,california

LadyGeek wrote:This thread is now in the Local Chapters and Bogleheads Community forum (chapter meetings).

I also fixed the spelling in your thread title.


ladyGreek

thank you so much always

best wishes

looking
by looking
Sat Feb 28, 2015 7:24 pm
Forum: Local Chapters and Bogleheads Community
Topic: Do we have Bogleheads meeting in northern California?
Replies: 3
Views: 607

Do we have Bogleheads meeting in northern California?

hello boglehead

Do we have bogal heard meeting in northern California
i live in san jose, california and want to attend

best wishes
by looking
Sat Feb 28, 2015 7:11 pm
Forum: Investing - Help with Personal Investments
Topic: I need some comments on my portfolios
Replies: 9
Views: 1243

Re: I need some commets on my portfolios

I'm a wee bit confused. You have a 70% stock/ 30% fixed allocation but no bond? Then CDs? Money Market? Also, you have a list of ETFs but no percentages of what you're invested in. Percentages would help. But looking at what you have, it looks as though you have a lot of overlap between ETFs. I wou...
by looking
Sat Feb 28, 2015 3:06 pm
Forum: Investing - Help with Personal Investments
Topic: I need some comments on my portfolios
Replies: 9
Views: 1243

I need some comments on my portfolios

hi all any comments or suggestion appreciated I’m 75 years ,retired, me and wife income just $ 3500 per months from ssc and time horizon is maybe 10 years and all taxable account. all vg etfs no bond - AA 70/30 --30 % is all cash.I need to buy bonds too for 30% cash below: i also any suggestion on b...
by looking
Sat Feb 28, 2015 2:04 pm
Forum: Investing - Help with Personal Investments
Topic: [Does anyone have comments on this growth model?]
Replies: 14
Views: 1267

NiSIPIRIUS, could you please comment on this ??

[Thread merged into here, see below. --admin LadyGeek] nisiprius i read very often your posting and learning lot from you -i'm sure other people do to the sam. some of your posting- i admire your in depth knowledge and it does valuable contribution to this forum we appreciate you. i never learn and...
by looking
Sat Feb 28, 2015 1:28 pm
Forum: Investing - Help with Personal Investments
Topic: VICSX (Intermediate Corp) vs VCIT (ETF share class)
Replies: 24
Views: 1477

Re: VICSX (Intermediate Corp) vs VCIT (ETF share class)

This is a tough call I would think. I do not own either, but I own both share classes of the short-term fund: VCSH + VSCSX. I like the convenience of VSCSX because I have it in set-and-forget mode. Its dividends are automatically reinvested at the end of the month like other bond funds. I like VCSH...
by looking
Fri Feb 27, 2015 9:03 pm
Forum: Investing - Help with Personal Investments
Topic: it it too late buying more stocks and bond ??
Replies: 18
Views: 3760

Re: it it too late buying more stocks and bond ??

very complicate for me yours- mins is all cash so i dont know which bods should i buy-- may be buying like; most vangurd bond vg short tem invest grade intermideate invet grade total bond domestic total international bond internationa govenment bond some cash any comments please....best wishes If w...
by looking
Wed Feb 25, 2015 11:58 pm
Forum: Investing - Help with Personal Investments
Topic: it it too late buying more stocks and bond ??
Replies: 18
Views: 3760

Re: it it too late buying more stocks and bond ??

Never try to time the market It's hard to break this bad habit. After much procrastination and tip-toeing, I'm finally close to fully invested, although my cash position is still at 7.3%. I'm reasonably comfortable with my current AA which reflects a streamlined slice-and-dice approach to ETFs (i.e...
by looking
Wed Feb 25, 2015 10:07 pm
Forum: Personal Consumer Issues
Topic: How do you plan on spending your time during retirement?
Replies: 43
Views: 3579

Re: How do you plan on spending your time during retirement?

I am retired: Travel in Roadtrek RV Cook Drink lots of good coffee Relax and take great naps in the Recliner Visit family Work with computers and various other electronic gadgets Watch films and documentaries on Netflix and Amazon Prime Do Crossword Puzzles. Read Newspapers ,and books (Amazon) Stud...
by looking
Wed Feb 25, 2015 10:00 pm
Forum: Personal Consumer Issues
Topic: i am retired and want to live in Hawaii
Replies: 61
Views: 9968

Re:

Civilization seems to account for a high crime rate. http://www.nationmaster.com/graph/cri_tot_cri_percap-crime-total-crimes-per-capita exactly. some of those countries at the bottom cut off body parts to effectively reduce crime. I think more civilized countries would rather have the crime and kee...
by looking
Wed Feb 25, 2015 7:16 pm
Forum: Investing - Help with Personal Investments
Topic: it it too late buying more stocks and bond ??
Replies: 18
Views: 3760

Re: it it too late buying more stocks and bond ??

Never try to time the market It's hard to break this bad habit. After much procrastination and tip-toeing, I'm finally close to fully invested, although my cash position is still at 7.3%. I'm reasonably comfortable with my current AA which reflects a streamlined slice-and-dice approach to ETFs (i.e...
by looking
Wed Feb 25, 2015 12:17 pm
Forum: Investing - Help with Personal Investments
Topic: Differences among Vanguard International funds?
Replies: 10
Views: 3379

Re: Differences among Vanguard International funds?

A very frequently asked question on the forum is: What is the difference between Vanguard International Fund A and Fund B? VTIAX and VFWAX? VFWAX and VFSVX? VTMGX and VTIAX? VTMGX and VFWAX? VFWIX and VFSVX? VXUS and VEU? VEU and VEA? VEU and VSS? The differences relate to MARKET CAP and GEOGRAPHY ...
by looking
Wed Feb 25, 2015 10:33 am
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 220
Views: 23677

Re: What are Costco's best deals?

I'm looking to find out what Bogleheads think are the best deals that Costco offers. These can be individual items or services. Here are three that I think are particularly good: 1.) Glasses at Costco Optical: I recently got new single-vision lenses for existing frames. For Hi-Index plastic, AR coa...
by looking
Wed Feb 25, 2015 10:27 am
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 220
Views: 23677

Re: What are Costco's best deals?

I'm not sure these are the best deals, but what I consider good deals for what I want/need, and that I never buy at regular grocery stores. water (40 x 500ml bottles) bounty paper towels charmin toilet paper xerox printer paper cereal mixed nuts razor refills, toothpaste, shampoo, deodorant me too ...
by looking
Wed Feb 25, 2015 10:15 am
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 220
Views: 23677

Re: What are Costco's best deals?

For us, coffee (San Francisco Roasting Co. French Roast). It ranges from $13 to $17 for a 3-lb. bag. It took me years to give up our Peet's habit (about 3 lbs./month) but the average price just kept rising until I was regularly paying $12/lb. for the cheapest coffee there. Once every year or so, so...
by looking
Wed Feb 25, 2015 1:22 am
Forum: Personal Consumer Issues
Topic: i'm thinking [of] retiring in Hawaii ( retired already)
Replies: 38
Views: 5935

Re: i'm thinking retiring in Hawaii ( retired already)

hello folks i'm thinking retiring in Hawaii . I'm 74 years single, retired, SS income $1600 per month with medicare,and other income around $2000 total $3600 per month. And may be i can buy 1 bed /1 bath very small with cash $ 150,000 fix upper so no mortgage payment if i can find and just sleeping...
by looking
Wed Feb 25, 2015 1:17 am
Forum: Personal Consumer Issues
Topic: i'm thinking [of] retiring in Hawaii ( retired already)
Replies: 38
Views: 5935

Re: i'm thinking retiring in Hawaii ( retired already)

Tortoise Banker wrote:I live in Maui and absolutely love it. I think with your budget you can pull it off.



i love to live in maui
by looking
Wed Feb 25, 2015 1:07 am
Forum: Personal Consumer Issues
Topic: Buying a home in SF Bay Area [Dumbo]
Replies: 79
Views: 5589

Re: Buying a home in SF Bay Area

I haven't been on here for a while and a lot has changed in the past year. I wanted everyone's input on home ownership in the Bay Area. I have not owned a home before but ever since moving to California last April I've been thinking about it because my rent here is ridiculous. Here's a breakdown of...
by looking
Wed Feb 25, 2015 1:02 am
Forum: Personal Consumer Issues
Topic: Buying a home in SF Bay Area [Dumbo]
Replies: 79
Views: 5589

Re: Buying a home in SF Bay Area

I haven't been on here for a while and a lot has changed in the past year. I wanted everyone's input on home ownership in the Bay Area. I have not owned a home before but ever since moving to California last April I've been thinking about it because my rent here is ridiculous. Here's a breakdown of...
by looking
Wed Feb 25, 2015 12:56 am
Forum: Investing - Help with Personal Investments
Topic: how can i find place like this ???
Replies: 7
Views: 1588

how can i find place like this ???

hello all i want to live and die at tropical weather,ocean, fishing,swimming,sailing,white sand. -blue sky -grow my own vegetable, and cheap please may be one bedroom i bath home just cooking and sleeping .around $100k to $150k home with disposable income $ 3000 per months from vanguard, , and there...
by looking
Wed Feb 25, 2015 12:35 am
Forum: Investing - Help with Personal Investments
Topic: it it too late buying more stocks and bond ??
Replies: 18
Views: 3760

it it too late buying more stocks and bond ??

Hi all is it too late adding more new money into stock--valuation is high -too high??,so what do you do the newly gained cash --money market -0 interest rate. then what about buying bond,- interest rate is going to rise soon so that is not very good either. Maybe best bet is investing in Europe -the...
by looking
Tue Feb 24, 2015 6:33 pm
Forum: Personal Finance (Not Investing)
Topic: What age do you guys plan to retire?
Replies: 143
Views: 10388

Re: What age do you guys plan to retire?

For us it was not age driven, it was having all the fun stuff we want for retirement bought and paid for. We bought a second home, in Hawaii, 3 years ago and retired the next year. We are in our mid-60's. We were both really enjoying our careers so no urgency at all. It all worked out perfectly. Tw...
by looking
Mon Feb 23, 2015 10:21 am
Forum: Investing - Help with Personal Investments
Topic: [Does anyone have comments on this growth model?]
Replies: 14
Views: 1267

Re: any one has commenst on this growth modl

What is the purpose of holding both S&P MidCap 400 Growth and S&P MidCap 400 Value ? Aren't the tilts just going to cancel each other out? Morningstar is showing the relative percentages in the style boxes for the value ETF as 0%, 0%, 0% 6%, 36%, 43% 1%, 6%, 7% and when I total the columns ...
by looking
Sun Feb 22, 2015 9:26 am
Forum: Investing - Help with Personal Investments
Topic: [Does anyone have comments on this growth model?]
Replies: 14
Views: 1267

Re: any one has commenst on this growth modl

What is the purpose of holding both S&P MidCap 400 Growth and S&P MidCap 400 Value ? Aren't the tilts just going to cancel each other out? Morningstar is showing the relative percentages in the style boxes for the value ETF as 0%, 0%, 0% 6%, 36%, 43% 1%, 6%, 7% and when I total the columns ...
by looking
Sat Feb 21, 2015 11:06 am
Forum: Investing - Help with Personal Investments
Topic: [Does anyone have comments on this growth model?]
Replies: 14
Views: 1267

[Does anyone have comments on this growth model?]

hi all

any one has any comments on this portpolio


S&P MidCap 400 Growth ETF IVOG
S&P MidCap 400 Value ETF IVOV
Dividend Appreciation ETF VIG
S&P 500 Growth ETF VOOG
Health Care ETF VHT

Total International Stock ETF

best wishes

looking
by looking
Thu Feb 19, 2015 11:39 pm
Forum: Investing - Help with Personal Investments
Topic: All-World ex-US vs Total International Stock
Replies: 19
Views: 2604

Re: All-World ex-US vs Total International Stock

But Total International needs, really really needs, a nice tax-loss harvesting partner. :) I think Vanguard is very clever to have these two funds, VFWAX and VTIAX, that can be used without worries as a tax-loss harvesting pair. Getting rid of VFWAX would be like getting rid of VFINX, the S&P50...

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