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Re: Mayo clinic is the best clinic in America ??

obgraham wrote:
looking wrote:--were you in cleveland clinic at that time
No. Cleveland is a long way from Minnesota!

so which clinic people come to saying mayo is last place to go
by looking
Tue Apr 08, 2014 10:07 am
 
Forum: Personal Consumer Issues
Topic: Mayo clinic is the best clinic in America ??
Replies: 30
Views: 3029

Re: Mayo clinic is the best clinic in America ??

Ask your GI doc who is taking care of you at Stanford who he would recommend. It is a small community and if you feel he has you best interest at heart then he should have no problems being honest. I trained at Mayo back in the late 1970s. It's an exceptional place. But Staythecourse's recommendati...
by looking
Tue Apr 08, 2014 10:04 am
 
Forum: Personal Consumer Issues
Topic: Mayo clinic is the best clinic in America ??
Replies: 30
Views: 3029

Re: Mayo clinic is the best clinic in America ??

Like others say, "it depends". It depends mostly on what you need. If you require a subspecialized treatment, then it behooves you to seek the place that has the best experience and the best outcomes with that condition. Mayo is a top ranked place, but so are many others. If you need some...
by looking
Fri Apr 04, 2014 5:38 pm
 
Forum: Personal Consumer Issues
Topic: Mayo clinic is the best clinic in America ??
Replies: 30
Views: 3029

Re: Mayo clinic is the best clinic in America ??

Like others say, "it depends". It depends mostly on what you need. If you require a subspecialized treatment, then it behooves you to seek the place that has the best experience and the best outcomes with that condition. Mayo is a top ranked place, but so are many others. If you need some...
by looking
Fri Apr 04, 2014 2:02 am
 
Forum: Personal Consumer Issues
Topic: Mayo clinic is the best clinic in America ??
Replies: 30
Views: 3029

Re: Mayo clinic is the best clinic in America ??

thank you for all feedback--i have done the ERCP ( bile duck repaired ) at stanford but i have new problems at post procedure they dont know whta it is - that is why im going to Mayo i need to hear some one actually been treated there .
by looking
Fri Apr 04, 2014 1:26 am
 
Forum: Personal Consumer Issues
Topic: Mayo clinic is the best clinic in America ??
Replies: 30
Views: 3029

Mayo clinic is the best clinic in America ??

hi
i'm scheduled to see doctor in Mayo clinic in Minesota for diagnoses for [a medical condition].

anyeone has exprence with Mayo clinic please share with me..

best wishes

looking
by looking
Thu Apr 03, 2014 4:37 pm
 
Forum: Personal Consumer Issues
Topic: Mayo clinic is the best clinic in America ??
Replies: 30
Views: 3029

Re: i'm thinking retiring in Hawaii ( retired already)

LadyGeek wrote:This thread is now in the Personal Consumer Issues forum (living in Hawaii).


where to go finding good rental deals should look at the craigslist or go to see real estate brokers
by looking
Sat Oct 26, 2013 7:34 pm
 
Forum: Personal Consumer Issues
Topic: i'm thinking [of] retiring in Hawaii ( retired already)
Replies: 34
Views: 4393

Re: Recommendations for a Laptop Computer???

Whether you buy Lenovo or Dell I think it is worth it to buy their business models, that would be Thinkpads for Lenovo and the Precision or Latitude lines for Dell. I still love my Thinkpad 600E that I purchased used 13 years ago. That is laptop is built like a tank. The whole ergnonomics of it is ...
by looking
Sat Oct 26, 2013 7:31 pm
 
Forum: Personal Consumer Issues
Topic: Recommendations for a Laptop Computer???
Replies: 41
Views: 3357

Re: Shiller Thinks Owning a Home is a Terrible Investment

I learned long ago not to look at my home as an investment, but rather as a lifestyle choice.

do you think he knows what he is talking about ,did you read sunday wall street" novel winner does not have crystal ball on economics
by looking
Mon Oct 21, 2013 9:57 pm
 
Forum: Investing - Theory, News & General
Topic: Shiller Thinks Owning a Home is a Terrible Investment
Replies: 255
Views: 21309

Re: Free Stanford Course: Finance of Retirement & Pensions

Stanford Graduate School of Business is offering a free online course Finance of Retirement & Pensions from Monday, 14 October to Friday, 13 December 2013. The course includes video lectures, spreadsheet work, weekly conferences, and--for those who will come up with the top five ideas--all expen...
by looking
Mon Oct 21, 2013 9:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Free Stanford Course: Finance of Retirement & Pensions
Replies: 138
Views: 15937

Re: VG FTSE All-World ex-US Small-Cap Index (VFSVX)

I own VSS in both taxable and tax-advantaged accounts. It is about as tax-efficient as VBR, the small-cap value index fund. If you are in the 25% marginal income tax bracket, you will end up paying about 0.45% of the total value of your holdings in taxes annually. In contrast, with total US stock m...
by looking
Sun Aug 18, 2013 12:38 am
 
Forum: Investing - Help with Personal Investments
Topic: VG FTSE All-World ex-US Small-Cap Index (VFSVX)
Replies: 12
Views: 1375

Re: i'm thinking [of] retiring in Hawaii ( retired already)

There are lot of govt subsidized senior housing on Oahu. You can rent a modest 1 bedroom for $600s a month. They tend to be in newer modest apartments. That seems a lot better bet than buying. OP is 72. At $600 pcm with inflation, figure 15 years out of his/ her $150k. Even then would be able to li...
by looking
Fri Aug 16, 2013 6:33 pm
 
Forum: Personal Consumer Issues
Topic: i'm thinking [of] retiring in Hawaii ( retired already)
Replies: 34
Views: 4393

looking for buying new laptop pc

hello folks' i'm looking to buy laptop pc for home and business. Touch screen is good buying than just regular one and how you compare touch screen with regular one, is it worth while more expensive touch scree. And where is the good place to look for buying- may be Costco 3 months try out return wi...
by looking
Thu Aug 15, 2013 12:31 am
 
Forum: Investing - Help with Personal Investments
Topic: looking for buying new laptop pc
Replies: 1
Views: 262

Re: Ideas, thoughts on DNA Testing?

Now that such tests are generally available and in the low/moderate price range ($99 is what I see), I am curious about such an analysis of my genetic "history". It is mainly curiosity and fascination. I knew 3 of my 4 grandparents (one died before I was born). One side of the family come...
by looking
Tue Aug 13, 2013 4:49 pm
 
Forum: Personal Consumer Issues
Topic: Ideas, thoughts on DNA Testing?
Replies: 2
Views: 378

i'm thinking [of] retiring in Hawaii ( retired already)

hello folks i'm thinking retiring in Hawaii . I'm 74 years single, retired, SS income $1600 per month with medicare,and other income around $2000 total $3600 per month. And may be i can buy 1 bed /1 bath very small with cash $ 150,000 fix upper so no mortgage payment if i can find and just sleeping ...
by looking
Mon Aug 12, 2013 8:25 pm
 
Forum: Personal Consumer Issues
Topic: i'm thinking [of] retiring in Hawaii ( retired already)
Replies: 34
Views: 4393

Re: Garlic anyone?

Are there any regular consumers of garlic here? The big issue obviously is the smell. How do you handle that? I want to consume 1 clove a day. Don't have much faith in garlic supplements. garlic is very good you can live longer than people not eating it just like medicine it cures ever thing god gi...
by looking
Mon Jul 15, 2013 7:19 pm
 
Forum: Personal Consumer Issues
Topic: Garlic anyone?
Replies: 51
Views: 4608

Re: AA. Now 70/30. Thinking of 80/20.

I did raise 50% to 80% equity exposure it is helping adding numbers otherwise very slow to reach my goal
it is gamble or irrational or not bogleheads discipline i do not know .
looking
by looking
Mon Jul 15, 2013 7:06 pm
 
Forum: Investing - Help with Personal Investments
Topic: AA. Now 70/30. Thinking of 80/20.
Replies: 36
Views: 2724

Re: AA. Now 70/30. Thinking of 80/20.

The thinking behind it is to reach my number faster. It is not based on any recent market performance. I will keep the same AA 80/20 even if stocks go down by 50% or more. Please comment. Thanks. Age: 42 Times annual expenses accumulated: 7 Marginal Tax rate: 25% Emergency fund: Yes Debt: Mortgage ...
by looking
Mon Jul 15, 2013 6:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: AA. Now 70/30. Thinking of 80/20.
Replies: 36
Views: 2724

Re: AA. Now 70/30. Thinking of 80/20.

The thinking behind it is to reach my number faster. It is not based on any recent market performance. I will keep the same AA 80/20 even if stocks go down by 50% or more. Please comment. Thanks. Age: 42 Times annual expenses accumulated: 7 Marginal Tax rate: 25% Emergency fund: Yes Debt: Mortgage ...
by looking
Mon Jul 15, 2013 6:46 pm
 
Forum: Investing - Help with Personal Investments
Topic: AA. Now 70/30. Thinking of 80/20.
Replies: 36
Views: 2724

Re: AA. Now 70/30. Thinking of 80/20.

stemikger wrote:I have no answers for you, but I'm curious to see what others have to say.


is this vanguard fund --- international large blend and international small blend ?? then what is name of the vanguard fund

looking
by looking
Mon Jul 15, 2013 6:45 pm
 
Forum: Investing - Help with Personal Investments
Topic: AA. Now 70/30. Thinking of 80/20.
Replies: 36
Views: 2724

my tip went down 10%

My tip ( vangurd tip )went down 10% so what shall i do sell or wait or lifting
by looking
Mon Jul 15, 2013 6:37 pm
 
Forum: Investing - Help with Personal Investments
Topic: my tip went down 10%
Replies: 6
Views: 1161

Re: Garlic anyone?

I do not eat it much but mostly because it is too hard on my stomach. However, when I was younger I used to make soup, and I learned that if you put an entire clove in a large batch of soup and let it completely cook out, it will not be as strong as you would think. The cooking seems to remove a lo...
by looking
Mon Jul 15, 2013 6:26 pm
 
Forum: Personal Consumer Issues
Topic: Garlic anyone?
Replies: 51
Views: 4608

Re: AARP Medigap Plan F -- your experience w. rate increases

All Medigap plans increase rates, some more than others. You decided on AARP's Medigap. Did you compare rates of other companies at http://www.medicare.gov/find-a-plan/questions/medigap-home.aspx ? I am on my 15th year with Medigap and my wife on her 8th I started with AARP, but that lasted only on...
by looking
Mon Jul 15, 2013 6:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: AARP Medigap Plan F. - Your experience w. rate increases?
Replies: 29
Views: 6207

Re: Cheapest iPhone voice only plan

Yes :) sometimes when the WiFi is weak, the symbol goes away and immediately the cellular data is used. I meant that when I said that the phone "decides" which connection to use. If WiFi is super weak, it will decide not to try to connect to the specified WiFi network and used cellular da...
by looking
Fri Apr 19, 2013 6:26 pm
 
Forum: Personal Consumer Issues
Topic: Cheapest iPhone voice only plan
Replies: 77
Views: 5405

Re: Cheapest iPhone voice only plan

Sidney wrote:I'd check out Tracfone or Straighttalk.

where i can buy unlocked smartphone and how does the sim card work
by looking
Sun Apr 07, 2013 11:56 pm
 
Forum: Personal Consumer Issues
Topic: Cheapest iPhone voice only plan
Replies: 77
Views: 5405

Re: is window 8 good ??

mike143 wrote:
Fieldsy1024 wrote:I have Win 8 on my phone and it is way better than any iphone or android IMO.

The only thing it lacks is Apps, but soon enough it will catch up.

Without availability of quality apps, what is a smartphone for? It has been out for quite awhile now.



what does APPs means
by looking
Sat Mar 30, 2013 9:38 am
 
Forum: Personal Consumer Issues
Topic: is window 8 good ??
Replies: 49
Views: 3412

Re: is window 8 good ??

where I can find consumer forum
by looking
Wed Feb 20, 2013 11:34 am
 
Forum: Personal Consumer Issues
Topic: is window 8 good ??
Replies: 49
Views: 3412

is window 8 good ??

is window 8 is best of all - I bought dell i5 with window 8 but i'm not sure I like e or not otherwise I can return or can i just install XP
by looking
Wed Feb 20, 2013 11:06 am
 
Forum: Personal Consumer Issues
Topic: is window 8 good ??
Replies: 49
Views: 3412

looking for best prepaid cell phone and carrier

looking for best prepaid cell with carrier and where I can buy unlocked phone and who takes it as carrrier
by looking
Wed Feb 20, 2013 11:01 am
 
Forum: Personal Consumer Issues
Topic: looking for best prepaid cell phone and carrier
Replies: 5
Views: 1221

why so much down VG tip should i sell now

vanguard tip is being downed every day I lost lots of money so what shall I do now --should I sell or wait to see if back up
by looking
Wed Feb 20, 2013 10:55 am
 
Forum: Investing - Help with Personal Investments
Topic: why so much down VG tip should i sell now
Replies: 12
Views: 1579

Re: i need help this one

livesoft wrote:I do not know. I thought you were interested in ETFs.


DFA doesn't have ETFs ,only mutual fund, am I right. ???
what about wisdom tree ?? or i shares ??
by looking
Tue Jan 29, 2013 9:32 pm
 
Forum: Investing - Help with Personal Investments
Topic: i need help this one
Replies: 8
Views: 726

Re: thank you livesfot

livesoft wrote:Check out the "here" links at http://www.altruistfa.com/dfavanguard.htm

If the ETF isn't listed, then no reason to own it.


hi live soft

where can i buy the DFA funds

best wishes

looking
by looking
Tue Jan 29, 2013 9:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: i need help this one
Replies: 8
Views: 726

i need help this one

Hello folks happy new year all I’m looking for followings below ETF’s,. I don’t know where to find them Domestic micro cap value (US) International large value (excluding US) International small value ( same ) International microcap value (same) International dividend (same) Emerging large value Eme...
by looking
Tue Jan 29, 2013 3:17 pm
 
Forum: Investing - Help with Personal Investments
Topic: i need help this one
Replies: 8
Views: 726

I'm too planing to go Cleveland for my GI diagnsis

I Need to go Cleveland Clinic for MY GI problems diagnosis too I'm too planing to go Cleveland Clinic for diagnosis on my GI problems( gastritis ,and abdominal pain) i'm not sure if they have good doctors and i really don't know how to choose right doctor for me and also if this is right clinic for ...
by looking
Sun Jan 13, 2013 1:39 am
 
Forum: Personal Consumer Issues
Topic: Cleveland Clinic
Replies: 31
Views: 2929

please comment on my portfolios

Hello folks Please see my portfolio below, and comment and suggestion on it. I would appreciate it. Retired, married 73, with wife 64 no income not retired yet, social security income only no other income and 1 year cash reserve. .tax rate 10% fed and state (long story. NOL carry over) California Al...
by looking
Thu Nov 22, 2012 7:26 pm
 
Forum: Investing - Help with Personal Investments
Topic: please comment on my portfolios
Replies: 5
Views: 498

Re: This is why you diversify

Jerry lee 12YR Real Returns S&P 500 = -1.0% Russell 3000 = -0.5% US Large Value = +2.0% US Small Cap = +4.1% US Small Value = +7.2% DJ US REITs = +9.7% MSCI EAFE = -1.3% Int'l Large Value = +0.5% Int'l Small Cap = +3.5% Int'l Small Value = +5.0% S&P Int'l REITs = +8.0% MSCI EM = +6.5% EM Lar...
by looking
Fri Jul 27, 2012 12:28 pm
 
Forum: Investing - Theory, News & General
Topic: This is why you diversify
Replies: 173
Views: 14882

Re: This is why you diversify

thank you Taylor where can we find out precisely the information to verify these numbers below; Morningstar category returns for the 15-year period ending 6-30-00: Style.......1 Yr.....3 Yr......5Yr....10 Yr....15 Yr. LCG......27.19...27.04...24.98..17.85...17.15 LCB........8.93...17.29....20.35...1...
by looking
Fri Jul 27, 2012 12:06 pm
 
Forum: Investing - Theory, News & General
Topic: This is why you diversify
Replies: 173
Views: 14882

Re: THIS is why you diversify

Jerry lee

Excellent thread

This is the best thread I have never read -

Where can I find;
Int’l small value
EM Large Value
EM small cap
Bridgeway Micro


Thanks you

fs
by looking
Thu Jul 26, 2012 3:37 pm
 
Forum: Investing - Theory, News & General
Topic: This is why you diversify
Replies: 173
Views: 14882

Re: THIS is why you diversify

I posted a similar list in a thread yesterday that I thought would have more universal interest in a separate thread. I went back 12 years (summer of 2000) to look at the real returns of every asset class under the sun. What I found was, outside of the EAFE (ironically, the most common additional e...
by looking
Wed Jul 25, 2012 7:08 pm
 
Forum: Investing - Theory, News & General
Topic: This is why you diversify
Replies: 173
Views: 14882

Loomis Sayles Bond

HI all

any one knows about this bond --Loomis Sayles Bond - is it like total bond and where i can find out

thank you

fs
by looking
Thu Jul 19, 2012 1:46 am
 
Forum: Investing - Help with Personal Investments
Topic: Loomis Sayles Bond
Replies: 4
Views: 735

Re: Whats your Asset Allocation for 60-70 year old's?

We are 65 and 71 years old. Roughly 30% equities and 70% bonds with a healthy corporate bond exposure. All intermediate maturity bonds with the exception of long term bonds in VG TBM. Returns for the last 4.5 years. 2008 lost 11.9% 2009 Gained 13.96 2010 Gained 10.6% 2011 Gained 2.5 YTD Gained 5.7%...
by looking
Thu Jul 19, 2012 1:40 am
 
Forum: Investing - Help with Personal Investments
Topic: Whats your Asset Allocation for 60-70 year old's?
Replies: 59
Views: 8723

Re: Sick of Mutual Funds...

as an average investor how some one can verify those vanguard return posted here for 2002 to 2011 for almost almost 10 years ???

just curiosity
by looking
Thu Jul 19, 2012 1:09 am
 
Forum: Investing - Help with Personal Investments
Topic: Sick of Mutual Funds...
Replies: 42
Views: 3449

Re: where to find umbrella insurance companies

Assuming you are, for whatever reason, looking for a company other than the one who writes the primary insurance, here's one article that lists several stand alone umbrella companies, and offers some coverage comparisons; http://www.irmi.com/expert/articles/201 ... ement.aspx I am not affiliated wi...
by looking
Wed Jul 18, 2012 5:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: where to find umbrella insurance companies
Replies: 4
Views: 507

where to find umbrella insurance companies

I need to buy an umbrella insurance for my rental home- anyone suggests where to find a good company or some online companies.

best wishes

fs
by looking
Wed Jul 18, 2012 4:52 pm
 
Forum: Investing - Help with Personal Investments
Topic: where to find umbrella insurance companies
Replies: 4
Views: 507

Re: David Swensen - Pioneering Portfolio Management Book

Has anyone read this book? If so did you find it useful and overall a good book? I have already read Unconventional Success. Burton Malkiel recommended this book for both institutions and individuals. http://www.amazon.com/Pioneering-Portfolio-Management-Unconventional-Institutional/dp/1416544690/r...
by looking
Wed Jul 18, 2012 1:52 am
 
Forum: Investing - Theory, News & General
Topic: David Swensen - Pioneering Portfolio Management Book
Replies: 33
Views: 4609

Re: Whats your Asset Allocation for 60-70 year old's?

We are 65 and 71 years old. Roughly 30% equities and 70% bonds with a healthy corporate bond exposure. All intermediate maturity bonds with the exception of long term bonds in VG TBM. Returns for the last 4.5 years. 2008 lost 11.9% 2009 Gained 13.96 2010 Gained 10.6% 2011 Gained 2.5 YTD Gained 5.7%...
by looking
Wed Jul 18, 2012 1:04 am
 
Forum: Investing - Help with Personal Investments
Topic: Whats your Asset Allocation for 60-70 year old's?
Replies: 59
Views: 8723

Re: Whats your Asset Allocation for 60-70 year old's?

We are 65 and 71 years old. Roughly 30% equities and 70% bonds with a healthy corporate bond exposure. All intermediate maturity bonds with the exception of long term bonds in VG TBM. Returns for the last 4.5 years. 2008 lost 11.9% 2009 Gained 13.96 2010 Gained 10.6% 2011 Gained 2.5 YTD Gained 5.7%...
by looking
Tue Jul 17, 2012 3:39 pm
 
Forum: Investing - Help with Personal Investments
Topic: Whats your Asset Allocation for 60-70 year old's?
Replies: 59
Views: 8723

Re: Visit Banff: any suggestion

Hi, Plan to fly into Calgary, and tour Banff and Jasper, etc for about 5 days there. A lot of info on internet, but too much for an old guy like me. So wonder if someone could give a very simple outline and then I try to fill in some blanks.. The goal is just to rent a car in Calgary, and drive aro...
by looking
Sun Jul 15, 2012 5:02 pm
 
Forum: Personal Consumer Issues
Topic: Visit Banff: any suggestion
Replies: 37
Views: 2513

Re: It never loses its charm...

Henry Sadovsky wrote:.
larryswedroe wrote:... consider strongly tilting more to size and value and lowering equity allocation. That will produce lower potential dispersion of returns without lowering expected returns.


Something for nothing? What is the risk?



Henry


need to home work to understand fully
by looking
Sun Jul 15, 2012 12:02 pm
 
Forum: Investing - Theory, News & General
Topic: Update on a Swedroe-type portfolio
Replies: 268
Views: 68281
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