Bogleheads.org

I'm having trouble finding anything on the interwebz that covers this... but is there a general consensus as to whether starting withdrawls (via the SEPP method) from a 401k is a reasonable part of an early retirement? It's pretty clear to me that after 59.5 (assuming the funds are built up) you get...

I got an email back today from TDA that implied they WILL accept direct transfers from a 401k into a Roth IRA... so I'm going to double check and explictly show them the URL where it says "no"... maybe there's some details missing or maybe the link is just wrong... I'll post back once I ge...

Short version: this entire conversation involves only after tax money. Longer version: I am indeed talking of an in-service rollover of after-tax 401k funds. Unless I've lost my mind this removes the concerns about this not being the "right" decision... Regarding the TDA issue: from: https...

My IRA provider (TDAmeritrade) does not allow direct roll-in's from my 401k plan, so I'm left with two suboptimal choices... 1) roll the 401k into a traditional IRA, then roll that into a Roth, all at TDA. 2) open a new Roth IRA somewhere that does allow direct roll-ins, then roll THAT Roth IRA into...

Sorry - I really meant to ask about isolating the basis from the existing 401k funds. That account will have a significant amount of pre-tax money in it... my confusion is with whether/how I need to isolate the pre-tax vs. after-tax funds from that account. I've re-read the Fairmark article and it's...

From: http://www.tdameritrade.com/faq/transfer.html *At this time, TD Ameritrade is unable to directly roll over a qualified retirement plan to a Roth IRA. Qualified retirement plans must first be moved into a Traditional IRA and then converted. The main question I'm still looking for help with is w...

So thanks to the nameless dozens whose posts I've been reading... I've just about convinced myself that taking a large chunk of salary and going the after-tax-401k --> Roth IRA path makes sense for me. I'd love to have people shoot holes in my logic if they exist, or confirm that what I understand i...

any chance your company offers a "self directed" approach? This is basically an account where you make your own investment decisions with the money that's in the account... you can buy (almost) any security within the account and still get the tax benefits. I do that with mine, and I basic...

Yeah, I think the easiest thing is to just pay from taxable funds up front, then just wait until the payroll deduction "catches up" and reimburse myself. I was used to the FSA where (at least in our version) the full amount you intended to contribute via payroll deductions was immediately ...

This is our first year on the HSA, so still figuring things out. ;-( I'm setup for payroll deduction to the tune of $5k -- obviously spread out across the whole year. Our max out-of-pocket deductible for medical is $3k. I need to have (thankfully minor) surgery early this year, which will use the en...

I'm looking for what people think about adding to positions in munis, specifically in the muni CEF funds that have been significantly depressed in price recently. I've got moderately large positions in several muni CEFs already (and some of them have gotten completely whacked) and I'm trying to figu...