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Re: Bogleheads, anyone doing "Black Friday"

I don't see why BHs should not due Black Friday, even if it means doing it online to avoid the crowds. The deals are real, and usually the best of the year. I tend to save up a bunch of purchases that can wait until Thanksgiving season to take advantage of the deals, but I still don't impulse buy on...
by lightheir
Mon Nov 24, 2014 6:55 am
 
Forum: Personal Consumer Issues
Topic: Bogleheads, anyone doing "Black Friday"
Replies: 43
Views: 2135

Re: How much is saved by taking mass transit to work?

Thinking beyond yourself, you could also consider your impact on others. By driving less, you'd reduce pollution and related negative health effects, and you'd reduce limited resources you are consuming (and the impact of providing those resources to you). In addition, you'd directly be making the ...
by lightheir
Thu Nov 20, 2014 4:19 pm
 
Forum: Personal Consumer Issues
Topic: How much is saved by taking mass transit to work?
Replies: 51
Views: 3397

UPS pickup small packages at a home?

Easy but useful question for those of you who have done this - When you use UPS to ship a small package (typically an Amazon return in my case), from a HOUSE address (not apt), can you just have the UPS truck come pick the package up at your front door? I've been taking my packages to the UPS store,...
by lightheir
Tue Nov 18, 2014 4:31 pm
 
Forum: Personal Consumer Issues
Topic: UPS pickup small packages at a home?
Replies: 6
Views: 768

Re: Harry's razors

I think I want to try getting a Merkur. What is the difference between a Long Handled Safety Razor vs. Open Comb Double Edge vs Heavy Duty Double Edge Razor? Thanks! I went Merkur and never looked back. It does take a little bit to get used to using a single blade rather than the multiblade, but on...
by lightheir
Sun Nov 16, 2014 2:59 pm
 
Forum: Personal Consumer Issues
Topic: Harry's razors
Replies: 53
Views: 4918

Re: Bogleheads, tell me about your 40's?

Rollercoaster decade for me. Near 50 now. Wore reading glasses at work for the first time yesterday, after using at home for a while. Crushing divorce near mid 40s - lost everything and then a lot. Took several years to get to zero after becoming an uber saver and fortunately have an income now bey...
by lightheir
Sun Nov 16, 2014 8:43 am
 
Forum: Personal Consumer Issues
Topic: Bogleheads, tell me about your 40's?
Replies: 100
Views: 12778

Re: Does anyone here make "fun" purchases.

I don't pay for frivolous purchases. I do spend a lot on experiences. This is based on my life philosophy and supported by behavioral economics' findings that experiences are more rewarding than material possessions. Victoria I'm definitely in the oppposite camp. Not in terms of spending my money o...
by lightheir
Sun Nov 16, 2014 6:04 am
 
Forum: Personal Consumer Issues
Topic: Does anyone here make "fun" purchases.
Replies: 111
Views: 6507

Re: Great camera to take pics?

You don't need a $2k camera to get awesome pics, but you do need 'real' lenses. A 'prosumer' Canon or Nikon runs $700-$1000 and will take stunningly excellent photos as well as accept the full range of lenses. The difference in dSLR photos for portraits and lowlights is beyond compare. You can't get...
by lightheir
Sat Nov 08, 2014 3:50 pm
 
Forum: Personal Consumer Issues
Topic: Great camera to take pics?
Replies: 44
Views: 4582

Re: When do you buy a new home computer?

My solution works very well from a practical point, but does have some security issues for those who are really concerned. I moved almost all my computing storage to the cloud 5 years ago, utilizing google drive and google apps exclusively for all document management. It probably honestly won't matt...
by lightheir
Sat Nov 08, 2014 2:29 pm
 
Forum: Personal Consumer Issues
Topic: When do you buy a new home computer?
Replies: 52
Views: 4067

Re: Recommend a NAS HD

Dropbox is a possibility that I wasn't considering before, it seems prices keep dropping on that storage. I'm not sure how a separate computer would be better than a NAS; they seem to cost more, have less space, and aren't optimized out of the gate for network; if you could clarify how one is better...
by lightheir
Sat Oct 11, 2014 11:13 am
 
Forum: Personal Consumer Issues
Topic: Recommend a NAS HD
Replies: 17
Views: 836

Recommend a NAS HD

Looking for any good recs for a network-attached hard drive. Simplicity to install and use is good - ideally, I would have non-techie parents and friends easily be able to logon to my HD to download files like family pictures with no fuss. Ideally, a low-power consumption HD is preferred as well, bu...
by lightheir
Sat Oct 11, 2014 8:35 am
 
Forum: Personal Consumer Issues
Topic: Recommend a NAS HD
Replies: 17
Views: 836

Re: How can I stop feeling depressed about my finances?

Semiotic, Be that guy that bosses love--the guy they call first when they have a problem to solve and need the best resource to solve it. I know that friends and family sometimes make a move undesirable. I, myself, have admittedly stunted by professional growth to stay in my home county. If I could...
by lightheir
Wed Oct 08, 2014 2:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: How can I stop feeling depressed about my finances?
Replies: 130
Views: 14548

Re: is a 1920 x 1200 monitor worth it?

It's great. For how inexpensive these monitors are nowadays, just get it and don't look back. I have the same setup, ext monitor + laptop and connect/disconnect in a second all the time via the HDMI port.
by lightheir
Fri Oct 03, 2014 11:10 am
 
Forum: Personal Consumer Issues
Topic: is a 1920 x 1200 monitor worth it?
Replies: 15
Views: 854

Re: LED Flashlights

Many good brands now out there. FENIX has been my favorite. It's probably overkill for casual flashlight use (like around the house), but for specialized applications, it's bulleproof and high quality and super bright. Also note that the brighter the flashlight, even with LEDs, the faster it will bu...
by lightheir
Wed Oct 01, 2014 4:15 pm
 
Forum: Personal Consumer Issues
Topic: LED Flashlights
Replies: 51
Views: 3779

Re: How can I stop feeling depressed about my finances?

I sympathize, and yes, it's a tough job market for young grads like yourself. At the risk of sounding trite though, the world is still your oyster. You have just started career building, and you will likely not be able to predict the ultimate career you find (or careers) given that you're not on a d...
by lightheir
Mon Sep 29, 2014 3:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: How can I stop feeling depressed about my finances?
Replies: 130
Views: 14548

Re: Cast Iron Skillet Cooking

I love my cast iron skillet. I'm not all specialized with my seasoning - but I definitely notice a night and day difference between unseasoned vs seasoned. Other than cooking stuff like bacon, I season it the way the Lodge website recommends, which is canola oil and then about 1 hr in the oven (I ju...
by lightheir
Sun Sep 28, 2014 10:41 pm
 
Forum: Personal Consumer Issues
Topic: Cast Iron Skillet Cooking
Replies: 108
Views: 10652

Re: headphones for running

Anybody use those wireless earbuds from Jaybird? Yep. They are excellent bluetooth headphones. Pricey, but worth it if you sweat a ton. The main problem I have with them is that they are bluetooth, meaning you need a BT-compatible player to use them. I hate bringing my phone with me, so that's a pr...
by lightheir
Sun Sep 28, 2014 10:35 pm
 
Forum: Personal Consumer Issues
Topic: headphones for running
Replies: 40
Views: 1702

Re: headphones for running

I run a lot. Outdoors and indoors, have been running outdoors for decades. Headphones don't have to = danger for outdoor running. Use discretion, turn them to a volume where you can still hear enough ambient noise, and you'll have no problems. Don't let the few who crank the volume so loud that they...
by lightheir
Fri Sep 26, 2014 12:06 pm
 
Forum: Personal Consumer Issues
Topic: headphones for running
Replies: 40
Views: 1702

Re: Treadmills

Can anyone share what they paid for the Sole f80? Amazon is asking $1,500.00 free shipping. Thanks, K.I.S. I waited for a sale 3 years ago and had mine for $1400 shipped, and I paid another $100 for the in-house install. The amazon price you have is a fair price - you can probably get it for $100-$...
by lightheir
Thu Sep 25, 2014 10:56 am
 
Forum: Personal Consumer Issues
Topic: Treadmills [vs. Ellipticals]
Replies: 55
Views: 3975

Re: Indoor rowing machine - worth it?

The bodyweight training while very good for what it does fo functinoal strength, completely misses cardiovascular improvements. Please do 12 burpees (with a little jump at the top) every minute on the minute for 20 minutes. Report back on the cardiovascular demands. Or, if you're an elite athlete, ...
by lightheir
Wed Sep 24, 2014 11:40 am
 
Forum: Personal Consumer Issues
Topic: Indoor rowing machine - worth it?
Replies: 73
Views: 3733

Re: Indoor rowing machine - worth it?

I'd disagree in general with this otherwise reasonable sounding advice. Most aerobic activities provide enough strength-related building to improve quality of life for otherwise sedentary folks, while combating one of the biggest life-threatening risk of older age, which is cardiovascular disease. ...
by lightheir
Wed Sep 24, 2014 11:18 am
 
Forum: Personal Consumer Issues
Topic: Indoor rowing machine - worth it?
Replies: 73
Views: 3733

Re: Indoor rowing machine - worth it?

I was looking into home exercise equipment - treadmills, exer-cycles, ellipticals, etc. when I stumbled upon indoor rowing machines. It feels like if I have just 20 minutes to work out on most days, a rowing machine will give me more bang for my buck than any other option. What do folks here think ...
by lightheir
Wed Sep 24, 2014 11:14 am
 
Forum: Personal Consumer Issues
Topic: Indoor rowing machine - worth it?
Replies: 73
Views: 3733

Re: Indoor rowing machine - worth it?

I was looking into home exercise equipment - treadmills, exer-cycles, ellipticals, etc. when I stumbled upon indoor rowing machines. It feels like if I have just 20 minutes to work out on most days, a rowing machine will give me more bang for my buck than any other option. What do folks here think ...
by lightheir
Wed Sep 24, 2014 11:14 am
 
Forum: Personal Consumer Issues
Topic: Indoor rowing machine - worth it?
Replies: 73
Views: 3733

Re: We have a grocery problem... [Household budget]

I don't see a ton of mentions about coupons. We spend about what you spend, probably less, on a family of 4. Hard to tell exactly as your grocery store spending includes non-food items. Do you use coupons? My wife saves a minimum of $100/month using coupons. Wednesdays are double coupon days at Mar...
by lightheir
Wed Sep 24, 2014 11:10 am
 
Forum: Personal Consumer Issues
Topic: We have a grocery problem... [Household budget]
Replies: 158
Views: 11167

Re: Indoor rowing machine - worth it?

It depends what your goals are. I do a lot of endurance sports, and treadmills are particularly good in that they are weight-bearing and reproduce the physiologic motion of long-distance running, which humans have been shown specifically evolved to do. You get a ton of ancillary coordination, bone d...
by lightheir
Wed Sep 24, 2014 11:05 am
 
Forum: Personal Consumer Issues
Topic: Indoor rowing machine - worth it?
Replies: 73
Views: 3733

Re: What did you always wish for but never got?

I dreamed of having EVERY video game available for my Apple computer. I honestly felt for nearly 5 years that if that were ever attainable, life would be complete and completely done, happiness fulfilled to the maximum. I found out a few months ago that you can run pretty much nearly every old Apple...
by lightheir
Tue Sep 23, 2014 10:11 pm
 
Forum: Personal Consumer Issues
Topic: What did you always wish for but never got?
Replies: 87
Views: 5442

Re: Cast Iron Skillet Cooking

Ask your relatives if they have one they no longer use. Or friends. You'd be surprised with how many people have one lying around that they never use and are more than happy to unload for free. I have 2, both of which were given to me without me even asking. I didn't use 'em for 2 years, then one da...
by lightheir
Tue Sep 23, 2014 10:09 pm
 
Forum: Personal Consumer Issues
Topic: Cast Iron Skillet Cooking
Replies: 108
Views: 10652

SSD+nonSSD HD combos seem to work well

Just a tip from my own personal experience that I've noticed regarding PC laptop hard drives and upgrades. I recently upgraded a 3-year old laptop from a regular laptop HD to a SSD hard drive. Resulted in a definite significant speed boost in opening windows from a cold start, probably 2x faster tha...
by lightheir
Tue Sep 23, 2014 12:42 pm
 
Forum: Personal Consumer Issues
Topic: SSD+nonSSD HD combos seem to work well
Replies: 17
Views: 1848

Re: Advice for student buying cheap used car

Best bet by far is to find a well-to-do relative (even a distant uncle) and explain your situation, and ask them to give you a heasd up if they ever think of replacing their current vehicle. You'd be surprised at how many people have perfectly good cars, but have been thinking about upgrading it bec...
by lightheir
Tue Sep 23, 2014 12:03 pm
 
Forum: Personal Consumer Issues
Topic: Advice for student buying cheap used car
Replies: 54
Views: 3342

Re: We have a grocery problem... [Household budget]

anonforthis, Can I hire you to come in my house and do this for my family? Tracking expenses like that is actually very easy to do on Mint.com if you use mostly credit card purchases. Most food and restaurant purchases will autocategorize themselves without any extra work from you so you'll be able...
by lightheir
Mon Sep 22, 2014 2:06 pm
 
Forum: Personal Consumer Issues
Topic: We have a grocery problem... [Household budget]
Replies: 158
Views: 11167

Re: When to throw out childhood toys? Encourage me please.

Why don't you eBay the stuff and then donate the net proceeds to the charity of your choice. It becomes a totally lopsided time of work vs money reaped when dealing with low-cost used toy goods on ebay. It's actually far more cost effective to just throw the whole batch out and consider the time sa...
by lightheir
Sun Sep 21, 2014 7:51 am
 
Forum: Personal Consumer Issues
Topic: When to throw out childhood toys? Encourage me please.
Replies: 34
Views: 2477

Re: When to throw out childhood toys? Encourage me please.

I've been surprised at how hard it is to get rid of kids stuff around here in CA. Goodwill, the local library, and the local schools all outright rejected any donations of toys, clothes, and other kids accessories that my child has outgrown. I gave as much of it as I could away to friends, but ended...
by lightheir
Sat Sep 20, 2014 9:45 pm
 
Forum: Personal Consumer Issues
Topic: When to throw out childhood toys? Encourage me please.
Replies: 34
Views: 2477

Re: We have a grocery problem... [Household budget]

It's actually very simple to totally reduce that grocery budget by well over 50%. Just minimize going to restaurants and/or eating prepared foods (like premade meals.) If you cook REAL food (not just heat up premade prepackaged food), you will immediately see a 50%+ reduction in costs AND almost cer...
by lightheir
Sat Sep 20, 2014 9:43 pm
 
Forum: Personal Consumer Issues
Topic: We have a grocery problem... [Household budget]
Replies: 158
Views: 11167

Re: Do I Really Need a Million Bucks?

I would value any pension that actually paid out over $1million of cash for retirement. Yes, I would take the $30k-40k/yr pension in a heartbeat over the $1million cash now.
by lightheir
Sat Sep 20, 2014 5:44 pm
 
Forum: Personal Consumer Issues
Topic: Do I Really Need a Million Bucks?
Replies: 50
Views: 3742

Re: External backup drives - Seagate vs Western Digital

You're always lucky - until you're not. I went 7 years without a single drive failure. Then all of a sudden in the last 3 years I've had one laptop drive suddenly become erratic enough that I don't trust it anymore (it even fails the hard drive disk checks) and another laptop drive that died suddenl...
by lightheir
Fri Sep 19, 2014 4:26 pm
 
Forum: Personal Consumer Issues
Topic: External backup drives - Seagate vs Western Digital
Replies: 43
Views: 3008

One unexpected benefit of buying electronics on Amazon

ONLINE SEARCHABLE RECEIPTS are great! I just had some pricey bluetooth sport headphones spontaneously go bust on me 9 months after I bought it. I knew there was a one-year warrantee, but I've never been good at keeping paper receipts of such purchases, even when I mean to. Pull up the Amazon history...
by lightheir
Thu Sep 18, 2014 3:44 pm
 
Forum: Personal Consumer Issues
Topic: One unexpected benefit of buying electronics on Amazon
Replies: 11
Views: 1678

Re: A 'really good book' you did NOT enjoy

The Fountainhead. One of the characters reminded me of a coworker at the time. Very depressing. "Atlas Shrugged" regularly wins awards as the 'most influential book in my life' on surveys, up there with the Bible. I couldn't finish it. Polemics disguised as novels seldom work. I felt some...
by lightheir
Tue Sep 16, 2014 6:10 am
 
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 229
Views: 11981

Re: Treadmills

Sole f80 is a workhorse, used by many. 1400ish
by lightheir
Sat Sep 13, 2014 9:04 pm
 
Forum: Personal Consumer Issues
Topic: Treadmills [vs. Ellipticals]
Replies: 55
Views: 3975

Re: Reliable Portable CD Player Needed

bertie wooster wrote:Just rip the CD's and use an MP3 player.


As roundabout as it seems, I agree with this recommendation. You can get a USB-CD/DVD burner for <$50 on amazon now that will do the ripping, and then you can play the mp3 on anything including your phone.
by lightheir
Fri Sep 12, 2014 2:53 pm
 
Forum: Personal Consumer Issues
Topic: Reliable Portable CD Player Needed
Replies: 28
Views: 1497

Re: What should be Shredded

Yes, it's very incovenient to have reams of personal info on printed paper. I do recommend going all-electronic for statements and as much as possible, and keeping the files encrypted and secure and backed up. Ever since I went all-digital, I shred or discard all papers IMMEDIATELY after I scan them...
by lightheir
Fri Sep 12, 2014 2:52 pm
 
Forum: Personal Consumer Issues
Topic: What should be Shredded
Replies: 18
Views: 1480

Re: Good piano for toddler ?

Casio Privia is a great (real) digital piano to be hand for $500 or less. You can play with it like a toy, or get serious and progress to high levels with it.
by lightheir
Thu Sep 11, 2014 1:18 pm
 
Forum: Personal Consumer Issues
Topic: Good piano for toddler ?
Replies: 13
Views: 872

Re: The Great Courses.com

Local library will often have many of these to borrow.
by lightheir
Thu Sep 11, 2014 8:58 am
 
Forum: Personal Consumer Issues
Topic: The Great Courses.com
Replies: 23
Views: 2323

Re: Coin Counting Machines

Yes, my Wells Fargo stopped accepted loose change last year, unfortunately. Coinstar is expensive and adds up. I ended up buying a manual coin sorter where you turn a handle and it sorts/drops the coins into tubes. It worked great, but you MUST also order the preformed paper tubes for the coins - th...
by lightheir
Wed Sep 03, 2014 4:26 pm
 
Forum: Personal Consumer Issues
Topic: Coin Counting Machines
Replies: 58
Views: 4321

Re: Costco:is it worth it for just two people?

I found that I have stopped going to Costco simply because it takes us way too long to get in and out and my time is valuable. Instead, I send my shopping list to my in laws who are able to go during work hours :D Agreed. My wife and I were pondering joining as well, so we went with some neighbors ...
by lightheir
Wed Sep 03, 2014 4:25 pm
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 12722

Re: Wifi phone calls vs Ooma

My Ooma has been flawless. When I've used Google voice, it seems to work okay as well, but with the Ooma, it's literally identical to using a 'regular' landline phone (but with better features, like better voicemail and online features).
by lightheir
Wed Sep 03, 2014 10:40 am
 
Forum: Personal Consumer Issues
Topic: Wifi phone calls vs Ooma
Replies: 14
Views: 1674

Re: Costco:is it worth it for just two people?

We're members and love the products. The store is located way out in the burbs, so we don't go often. I think we'd get more benefit out of Amazon Prime honestly. Amazon prime >>> Costco for me The time savings from avoiding trips to stores for specific household items is unbelievable whereas Costco...
by lightheir
Sun Aug 31, 2014 11:21 am
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 12722

Re: Costco:is it worth it for just two people?

Depending on what you are buying, Costco can be worthy even for a single person. When I moved close to Costco and became a member, it became my primary source of groceries such as organic green salads, organic chicken, organic eggs, organic olive oil, and Pellegrino mineral water. I miss the variet...
by lightheir
Sat Aug 30, 2014 12:55 pm
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 12722

Re: Costco:is it worth it for just two people?

I'll differ from the other responses above. Costco was WAYYYY overkill for my 2-person family before a kid, and even with a kid, it's wayyyy overkill for a 3-person family. And I eat a lot! Remember that every single non-produce item at costco (and the majority of their meat produce) is sold in fair...
by lightheir
Sat Aug 30, 2014 11:41 am
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 12722

Re: Programming and Database Classes

You hit the nail dead center on "other engineers" on that. Experience and working with other knowledgeable professional people is the best way to learn skills not taught in colleges. On database education, the best is to go to work with firms that use those types of databases, and other r...
by lightheir
Fri Aug 29, 2014 1:16 pm
 
Forum: Personal Consumer Issues
Topic: Programming and Database Classes
Replies: 15
Views: 1114

Re: Good place to buy eyeglasses without insurance?

Go Zenni. Their glasses are 100% legit - I'm still using my $30 pair for 3 years now, not a scratch despite daily washing, and I work in suit-n-tie kind of place so can't be sloppy. THe key thing to avoid to save BIG money with glasses buying is to avoid US retail stores. Google "Luxxotica"...
by lightheir
Thu Aug 21, 2014 4:02 pm
 
Forum: Personal Consumer Issues
Topic: Good place to buy eyeglasses without insurance?
Replies: 39
Views: 2853

Re: How to install an SSD HD into laptop without a Win7 disc

tuningfork wrote:I recently bought a Samsung 840EVO SSD. I was prepared to use Clonezilla, but the SSD came with some Samsung-branded cloning software that I went ahead and used. It worked well and I didn't need to reinstall anything.


How is the SSD speed working out for you? Noticeable? Marginal?
by lightheir
Tue Aug 19, 2014 9:12 am
 
Forum: Personal Consumer Issues
Topic: How to install an SSD HD into laptop without a Win7 disc?
Replies: 17
Views: 1427
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