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Re: What are Costco's best deals?

I used to work in the packaged foods world where Costco was one of our biggest customers. In general, Costco's retail price per ounce was MUCH better than regular grocery stores and significantly (10% or so) better than Walmart. Walmart and Costco would watch each other closely and Walmart would sc...
by lightheir
Tue Mar 03, 2015 6:18 pm
 
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 177
Views: 13278

Re: What are Costco's best deals?

I used to work in the packaged foods world where Costco was one of our biggest customers. In general, Costco's retail price per ounce was MUCH better than regular grocery stores and significantly (10% or so) better than Walmart. Walmart and Costco would watch each other closely and Walmart would sc...
by lightheir
Tue Mar 03, 2015 6:18 pm
 
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 177
Views: 13278

Re: What video games are you currently playing?

None. I find video games boring. You're either playing the wrong games, or haven't dedicated the time to the necessary learning curve to enjoy them. There is nothing boring about the best games in the current crop of games so long as it's not a genre you really dislike. There are enough games out t...
by lightheir
Tue Mar 03, 2015 5:09 pm
 
Forum: Personal Consumer Issues
Topic: What video games are you currently playing?
Replies: 166
Views: 9616

Re: What are Costco's best deals?

This thread has been very interesting to read. Not too long ago my wife and I went on a shopping "date" (yes, how romantic I know!) where we did an extensive price analysis on a per unit cost basis of most of the items we purchased regularly. We visited Sam's Club, Costco, Walmart, Winco ...
by lightheir
Tue Mar 03, 2015 5:08 pm
 
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 177
Views: 13278

Re: How do I learn to like sushi?

Also, whatever you, do NOT consider a cheap buffet style sushi as typical sushi. There's a big difference between the quality of cut between the cheap bargain stuff and the good stuff served at real sushi restaurants.
by lightheir
Sat Feb 28, 2015 5:07 pm
 
Forum: Personal Consumer Issues
Topic: How do I learn to like sushi?
Replies: 80
Views: 4530

Re: Buying a House - SF Bay Area [bayareabuyer]

True, but as pointing out the upside, if you HAD bought AAP anytime in the past 10 years, you'd be doing great. I never said this was a surefire win, but just pointing out the real upside. And that includes upside of owning AAPL if you bought previously, if you're set on that sort of comparison. Poi...
by lightheir
Fri Feb 27, 2015 2:11 pm
 
Forum: Personal Consumer Issues
Topic: Buying a House - SF Bay Area [bayareabuyer]
Replies: 25
Views: 2356

Is there any way to roll over a wife's HSA to spouse newHSA?

I just changed jobs since my wife stopped working, so we switched from her health insurance/HSA provider to mine (we were all under hers in the past years.) I have some extra funds in my wife's HSA - I was hoping to transfer it into my new HSA, but I called my HSA provider and they said that since t...
by lightheir
Fri Feb 27, 2015 1:16 pm
 
Forum: Personal Consumer Issues
Topic: Is there any way to roll over a wife's HSA to spouse newHSA?
Replies: 3
Views: 178

Re: Responses to Yelp Reviews

There are such businesses, the same as there are quite a few on them on Amazon that can give you hundreds, or even thousands of 5 star reviews for a price.
by lightheir
Thu Feb 26, 2015 9:16 pm
 
Forum: Personal Consumer Issues
Topic: Responses to Yelp Reviews
Replies: 12
Views: 1306

Re: Buying a House - SF Bay Area [bayareabuyer]

I don't see anywhere where I'm contradicting myself. What I get from your posts that your are trying to paint me as someone who is overoptimistic about the SV housing market, when that is absolutely false. I'd warn the OP 10x to buy here for all the price risks. But contrary to a lot of naysayers, I...
by lightheir
Thu Feb 26, 2015 9:14 pm
 
Forum: Personal Consumer Issues
Topic: Buying a House - SF Bay Area [bayareabuyer]
Replies: 25
Views: 2356

Re: Buying a House - SF Bay Area [bayareabuyer]

Nobody here, including me ever said prices would always go up in housing in SV. However, the fact is that in my area, as I've said, in the last 25 years (I haven't checked before that), prices have never gone down, ever. This does not mean they will go up forever, but that's at least the trend you'...
by lightheir
Thu Feb 26, 2015 11:23 am
 
Forum: Personal Consumer Issues
Topic: Buying a House - SF Bay Area [bayareabuyer]
Replies: 25
Views: 2356

Re: Recommend a quality (and reasonably priced) knife set

Wusthof Classic 8-Inch Cook's Knife. This knife has been mentioned in prior posts but want to reiterate the sentiment. I have bought several of these knives as gifts for those in my life who are much more active in the kitchen than I am and it has been life changing for each of them. Be careful not...
by lightheir
Wed Feb 25, 2015 6:39 pm
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2434

Re: Recommend a quality (and reasonably priced) knife set

I'm going to have to call myself insensitive to knife issues; I honestly can't tell the difference cuttingwise and heftwise between my cheaper knife and the super-primo knife. And I've never ever had any issue cutting anything with my cheaper knife that the much pricier knife would do better. Back i...
by lightheir
Wed Feb 25, 2015 4:11 pm
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2434

Re: Recommend a quality (and reasonably priced) knife set

If anyone is recommending those hi-end knives that cost well over $70 each, I am very interested as to how this outperforms, say, a $50 set of lower-end knives. I purchased a $35 set of JA Henckle knives at Target, not expecting anything special, and they have been outstanding over 7 years of use. M...
by lightheir
Wed Feb 25, 2015 2:43 pm
 
Forum: Personal Consumer Issues
Topic: Recommend a quality (and reasonably priced) knife set
Replies: 64
Views: 2434

Re: Buying a House - SF Bay Area

...but the prices in my area NEvER went down, ever. Not even one dip, even in the peak of the housing bubble where everywhere else lost -20+%. (Most parts in the Silicon Valley south bay area didn't lose any value at all.) Sorry, but prices DID go down even in San Francisco, Peninsula, and San Jose...
by lightheir
Wed Feb 25, 2015 2:15 pm
 
Forum: Personal Consumer Issues
Topic: Buying a House - SF Bay Area [bayareabuyer]
Replies: 25
Views: 2356

Re: Buying a House - SF Bay Area

It's always a sucker punch to get another year of 10% rent increase, which sends me off thinking about what I should be doing and what my plan should be. In all the other aspects of my financial and life planning, I feel like I have things under control, but this one is anything but. Half of me say...
by lightheir
Wed Feb 25, 2015 7:59 am
 
Forum: Personal Consumer Issues
Topic: Buying a House - SF Bay Area [bayareabuyer]
Replies: 25
Views: 2356

Re: Help! I can't afford to eat on my South Beach vacation

Enjoy life. If enjoying life is spending as little as possible, then you picked the wrong place to vacation. Pick differently next year. Until then, appreciate the experience and don't pay attention to the bills otherwise you'll just waste your vacation (and probably really annoy your friends) Meh....
by lightheir
Mon Feb 23, 2015 8:24 pm
 
Forum: Personal Consumer Issues
Topic: Help! I can't afford to eat on my South Beach vacation
Replies: 60
Views: 4931

Re: Saving home movies: what medium/format?

The format doesn't really matter. All the latest software players will play just about anything. Unless you plan on digging out your old tapes to re-encode them to the latest MP4 for whatever format. I'd just stick with your DVD. Do copy them to your computer. DVD format is mp2 which is only one ge...
by lightheir
Mon Feb 23, 2015 11:00 am
 
Forum: Personal Consumer Issues
Topic: Saving home movies: what medium/format?
Replies: 9
Views: 498

Re: Glasses turn around time and cost

Now that you've got a working pair, seriously consider going to a cheap online source like zenni.com optical, and ordering an inexpensive backup pair. My zenni glasses costed <$35 for a prescription pair that wasn't at all ugly or goofy, and for the ones that are my go-to pair that I wear every day ...
by lightheir
Sun Feb 22, 2015 10:14 pm
 
Forum: Personal Consumer Issues
Topic: Glasses turn around time and cost
Replies: 19
Views: 1500

Re: help me speed up my computer

will try some of these things tonight, thank you. Some of the lingo is not familiar to me. regarding reinstalls and wiping clean, doesn't that lose all my documents, photos, etc? My hard drive may be pretty full. I didn't know that played a role in speed, so that could be a helpful fix. Consider hi...
by lightheir
Sat Feb 21, 2015 2:55 pm
 
Forum: Personal Consumer Issues
Topic: help me speed up my computer
Replies: 67
Views: 3514

Re: help me speed up my computer

Meh. Nobody cares about your data if it's not a credit card# or bank account access password. This reminds me of the "OMG I can't believe you shop online how dangerous!!!!!" hype that existed before. Some people care about privacy and financial safety and some people don't. To each his or...
by lightheir
Sat Feb 21, 2015 2:53 pm
 
Forum: Personal Consumer Issues
Topic: help me speed up my computer
Replies: 67
Views: 3514

Re: help me speed up my computer

Throw it away and buy a Chromebook. Best thing I have done in a long time. Pro's 5 second boot time, no worries of viruses / malware / software / exposure to viruses, both local and cloud storage, no software costs, low purchase cost. Turn it on - it just works. Con's, Can't locally install softwar...
by lightheir
Sat Feb 21, 2015 9:23 am
 
Forum: Personal Consumer Issues
Topic: help me speed up my computer
Replies: 67
Views: 3514

Re: electric toothbrush

I guess I must be an outlier, but I still brush the old fashion way. I decided to try timing myself and brushing two minutes. It turns out that is a lot longer than I had been brushing. So I am going to do that for awhile and see what the hygienist says at my appointment in a few weeks. It's great,...
by lightheir
Fri Feb 20, 2015 7:03 pm
 
Forum: Personal Consumer Issues
Topic: electric toothbrush
Replies: 38
Views: 2206

Re: electric toothbrush

I'm not sure if the Sonicare is the be-all-end-all of electric toothbrushes, but I will say from experience that my Sonicare is now literally 10 years old and still works great. You do have to change the heads for new bristles, but the latest heads (still compatible with my 10 year old base) seem to...
by lightheir
Fri Feb 20, 2015 9:49 am
 
Forum: Personal Consumer Issues
Topic: electric toothbrush
Replies: 38
Views: 2206

Re: What video games are you currently playing?

I gotta say - while I love the current and recent-gen video games, the loading times KILLLL me.

I tried to play Deus Ex Human Revolution on a X360 over the holidays, and while I enjoyed the parts I played, I quit prematurely in frustration after one too many prolonged loading screen.
by lightheir
Thu Feb 19, 2015 7:35 pm
 
Forum: Personal Consumer Issues
Topic: What video games are you currently playing?
Replies: 166
Views: 9616

Re: Cloud based storage for tax documents

Likely not a big deal. Hackers are much more interested in your active bank account and credit card numbers, than your boring and useless tax documents. It takes too much work to impersonate you - far easier to steal millions of active cc#s. If you're afraid of putting your (encrypted) tax documents...
by lightheir
Tue Feb 17, 2015 11:28 am
 
Forum: Personal Consumer Issues
Topic: Cloud based storage for tax documents
Replies: 7
Views: 560

Re: Mental games

Chess. Seriously, it'll open your eyes to how bogus and superficial most people's knowledge of anything is in this world. You can study tons of stuff in chess and 'sound' like a grandmaster talking about the meran variation opening, Lucena position endgames, or Bobby Fisher's Immortal Game, but it o...
by lightheir
Sun Feb 15, 2015 9:13 am
 
Forum: Personal Consumer Issues
Topic: Mental games
Replies: 32
Views: 2501

Re: Woodway treadmills

$12k for decades of fitness and health is a complete bargain, honestly. As expensive as I think Woodways are, it's well worth it if she or you use it regularly.
by lightheir
Sat Feb 14, 2015 12:48 pm
 
Forum: Personal Consumer Issues
Topic: Woodway treadmills
Replies: 25
Views: 1938

Re: Woodway treadmills

TomatoTomahto wrote:Status update: the treadmill came last week, at a time when the roads are icy and temps are in the single digits. My wife loves running on the treadmill, so all's well in the household :D



Could I ask you how much you paid for it? Sincerely curious
by lightheir
Fri Feb 13, 2015 7:32 pm
 
Forum: Personal Consumer Issues
Topic: Woodway treadmills
Replies: 25
Views: 1938

Re: Using online tax software

I'm generally very comfortable with online transactions but simply will not store my tax info in the cloud. Regardless of the likelihood of breach, the severity is too high. Everything is there: SSNs and DOBs for the entire family, all financial institutions we use, sometimes even account numbers. ...
by lightheir
Wed Feb 11, 2015 4:13 pm
 
Forum: Personal Consumer Issues
Topic: Using online tax software
Replies: 14
Views: 1005

Re: Where to buy nice men's dress shirts?

I recommend heartily: LL Bean shirts. They were better than the Brooks Brothers shirts I bought on sale and promptly returned over the Thanksgiving holiday sales. I also would avoid buying on-sale dress shirts unless you know EXACTLY what you're getting - I was burned this past Thanksgiving by assum...
by lightheir
Wed Feb 11, 2015 3:58 pm
 
Forum: Personal Consumer Issues
Topic: Where to buy nice men's dress shirts?
Replies: 84
Views: 6116

Re: Recommend me a iphone podcast app that does manual playl

Thanks - I was actually aware of these workarounds having tried it in the past. Unfortunately, it's too annoying to deal with sync'd and unsync'd itunes podcasts, which is why I was looking for a separate app. I may actually just ditch itunes on the laptop and use a 3rd party program to download to ...
by lightheir
Wed Feb 11, 2015 3:55 pm
 
Forum: Personal Consumer Issues
Topic: Recommend me a iphone podcast app that does manual playlists
Replies: 10
Views: 680

Re: Recommend me a iphone podcast app that does manual playl

So is apple podcasts the only one that lets you pick the episodes to queue? Seens so basic yet im shocked so few apps do this Since Podcasts is free why not give it another look, it's much better now than version 1.0. I just tried it and remembered why I prefer to not use it. It's mainly because I ...
by lightheir
Wed Feb 11, 2015 1:31 am
 
Forum: Personal Consumer Issues
Topic: Recommend me a iphone podcast app that does manual playlists
Replies: 10
Views: 680

Re: Recommend me a iphone podcast app that does manual playl

So is apple podcasts the only one that lets you pick the episodes to queue?


Seens so basic yet im shocked so few apps do this
by lightheir
Tue Feb 10, 2015 9:57 pm
 
Forum: Personal Consumer Issues
Topic: Recommend me a iphone podcast app that does manual playlists
Replies: 10
Views: 680

Recommend me a iphone podcast app that does manual playlists

I'm looking for a podcast playing app to use on my iphone. The main feature I am looking for is a playlist feature where I can choose specifically which episodes I want to play and put them in a playlist, quickly and easily. I know, sounds really easy, but the app I'm using (which is one of the high...
by lightheir
Tue Feb 10, 2015 7:56 am
 
Forum: Personal Consumer Issues
Topic: Recommend me a iphone podcast app that does manual playlists
Replies: 10
Views: 680

Re: DH and I are buying bicycles

I still would actually avoid mtn and hybrid bikes. They are MARKEDLY slower than drop-bar road bikes. For a 70 mile road ride, this means a significantly harder effort, just to keep up. It's such a big penalty that I wouldn't be sure I could keep up with regular recreational cyclists on that 70 mile...
by lightheir
Mon Feb 09, 2015 7:33 pm
 
Forum: Personal Consumer Issues
Topic: DH and I are buying bicycles
Replies: 39
Views: 1591

Re: DH and I are buying bicycles

While I sort of agree with the above, the reality is that a $750 drop-bar bike like I suggested will almost equal the feel and comfort of any bike more expensive than it, regardless of price. Yes, that carbon-fiber super aerodynamic $10k bike will only feel as comfortable as your $750 entry level dr...
by lightheir
Mon Feb 09, 2015 6:03 pm
 
Forum: Personal Consumer Issues
Topic: DH and I are buying bicycles
Replies: 39
Views: 1591

Re: DH and I are buying bicycles

Ok here's the deal. You sound like mostly recreational bike riders, which mean you might train for that 70 miler event, but then only ride sporadically (like less than once/wk) if there are no events. Unless you actually plan on riding off-road for fun, you should get a pure road bike (it's faster t...
by lightheir
Mon Feb 09, 2015 5:21 pm
 
Forum: Personal Consumer Issues
Topic: DH and I are buying bicycles
Replies: 39
Views: 1591

Re: Google two step verification & overseas travel

I believe the google authenticator phone app does not need an internet or phone connection to generate functional codes; it works offline (still will generate changing usable codes.)
by lightheir
Mon Feb 09, 2015 4:22 pm
 
Forum: Personal Consumer Issues
Topic: Google two step verification & overseas travel
Replies: 10
Views: 585

Re: Paperless Office?

Awesome stuff here. I checked out Backblaze for backup. 1 question I have... If I put the documents on an external hard drive and delete it from my computer will Backblaze delete the document after 30 days if I continue to back up the HD along with my computer? I am hoping to use the HD as extra st...
by lightheir
Mon Feb 09, 2015 2:01 pm
 
Forum: Personal Consumer Issues
Topic: Paperless Office?
Replies: 55
Views: 3150

Re: Paperless Office?

I actually disagree with the 'scan pack rat' problem mentality. As long as you are ORGANIZED about it, feel free to scan away. The limiting factor will be the volume/time spent scanning, not the actual space or clutter in your archival system. One of the greatest strengths of the scanner is that you...
by lightheir
Sun Feb 08, 2015 3:16 pm
 
Forum: Personal Consumer Issues
Topic: Paperless Office?
Replies: 55
Views: 3150

Re: Paperless Office?

Just one tip for those making the dive to paperless- When you start, make it a point to discard/shred immediately the documents you scanned. This is a big deal. You will initially want to keep the paper copy 'just in case', I guarantee. I did that as well. What will happen is that you will cling to ...
by lightheir
Sun Feb 08, 2015 12:03 pm
 
Forum: Personal Consumer Issues
Topic: Paperless Office?
Replies: 55
Views: 3150

Re: Paperless Office?

The main reason for not using cloud storage for us is security. It just makes me a little uneasy having personal information stored on a server somewhere. It seems nothing is secure today. I like the sound of crash plan and backblaze though. I will be checking them out. I think it's not as bad secu...
by lightheir
Sat Feb 07, 2015 3:04 pm
 
Forum: Personal Consumer Issues
Topic: Paperless Office?
Replies: 55
Views: 3150

Re: Paperless Office?

Regarding receipts. Have any of you had any issues with using a scanned receipt to make a return or for any other purpose? Seems to me that there are basically two reasons for keeping receipts: (1) for taxes, and (2) as proof of purchase to make a return or warranty claim sometime down the road. Am...
by lightheir
Sat Feb 07, 2015 1:09 pm
 
Forum: Personal Consumer Issues
Topic: Paperless Office?
Replies: 55
Views: 3150

Re: Paperless Office?

I think "scanning in" is backwards. Or rather, the paperless concept needs to be explored primarily from the retrieval viewpoint. Not the Input. Fuji ScanSnaps offer some ability to give Keywords to a saved 'file' (scanned images) and these Keywords are how Searches & Retrievals are d...
by lightheir
Fri Feb 06, 2015 10:03 pm
 
Forum: Personal Consumer Issues
Topic: Paperless Office?
Replies: 55
Views: 3150

Re: Looking for a DSLR that will allow me to get fairly seri

There are going to be a ton of opinions on this due to the countless prosumer options out there. I'll make it a lot simpler and rational, though. Just get a 'prosumer' Canon Rebel. It's $450 on Amazon, and has all the bells and whistles you will need for all but the absolute most extremely specializ...
by lightheir
Thu Feb 05, 2015 12:44 pm
 
Forum: Personal Consumer Issues
Topic: Looking for a DSLR that will allow me to get fairly serious.
Replies: 118
Views: 6319

Re: Seeking advice on learning computer science

Just start fiddling with it. Experiment with the templates. You will start superficial, but can go DEEP, and from there branch in to PHP, Java, etc as you need it. The one thing - do NOT get intimidated by the installation. Yes, it'scan be somewhat of a bear if it doesn't work out and you have to tr...
by lightheir
Thu Feb 05, 2015 10:20 am
 
Forum: Personal Consumer Issues
Topic: Seeking advice on learning computer science
Replies: 40
Views: 1908

Re: Seeking advice on learning computer science

I'll actually suggest NOT learning computer science. Don't worry, you will still learn tons about computer and web generation, but just not necessarily the nuts and bolts of programming languages. I will recommend that in lieu of doing something that is not so practical (for a retired person) due to...
by lightheir
Wed Feb 04, 2015 11:25 pm
 
Forum: Personal Consumer Issues
Topic: Seeking advice on learning computer science
Replies: 40
Views: 1908

Re: What age did you become financially independent of paren

"And how much was medical school tuition back in the day? Nowhere near what it is now, lightheir. I think I sent her about 5k per year. My salary was about 32k per year. Yep. Compare to me during my recent residency: Salary: 32k/yr starting. Probably close to only half what you were earning, a...
by lightheir
Mon Feb 02, 2015 2:02 pm
 
Forum: Personal Consumer Issues
Topic: What age did you become financially independent of parents?
Replies: 68
Views: 4654

Re: What age did you become financially independent of paren

"by texasdiver » Sat Jan 31, 2015 6:12 pm travellight wrote: 17 also when I left home for grad school. You entered grad school at age 17? Wow." yea, finished at 22. My parents were not financially able to support me. I ended also paying my younger sister's medical school tuition when I wa...
by lightheir
Sun Feb 01, 2015 11:09 pm
 
Forum: Personal Consumer Issues
Topic: What age did you become financially independent of parents?
Replies: 68
Views: 4654
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