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Hello all, I'm 30 and have about $30k in a roth IRA and about $60k in a 401k. I recently started a new job and want to roll my 401k into my Roth IRA. I was told I would need to roll my 401k into a traditional IRA first before rolling it into my Roth. My question is this, if I don't want the 401k to ...

Hello,

Looking to purchase a property in CA without a real estate agent. I have searched for a blank CA purchase contract but keep coming across PDF's that cannot be edited.

Can anyone please help provide a link for a blank editable CA purchase contact?

Thank you!!!

My grandmother passed away and she had a reverse mortgage on her home. The loan is now greater than the value of the house. Held in a trust. BOA will sell the property for 95% of the CURRENT appraised value. With extensions you are allowed to have up to 1 year from the death to decide what to do wit...

I'm tired of thinking about this and want to put a plan into action. I understand compound interest and feel like I am letting more and more time slip away while I remain indecisive with $ on the sidelines.

Please chime in!!

Hello! Total Assets $230,000. 30 yrs old, no debt. Looking to shape a portfolio for the long haul. I have about $55,000 in my 401k currently as follows and I am no longer contributing to my 401k as there isn't a match and the expense ratios are ugly: TEDIX- Mutual Global Discovery A- $22,000 ER 1.31...

Hello all, I am new to the forum and look forward to hearing from and contributing to the community! As I mentioned in the subject line, I am turning 30 at the end of the year and want to put myself in a position to reach a goal of accumulating a million dollars. I think I am ready to get off the si...

What I have deducted is anything in a taxable investment account (obviously the 401k and Roth IRA do not qualify) could go into the irrevocable trust. Seems to be the best option given all of the valuable information you have shared with me. Does that sound about right? 1. How much does one cost to ...

If as you explain you and the trustee mutually decide to dissolve the trust while still married (hypothetically something catostrophic happens and you need access to the funds), those funds then become marital property, correct?

Might be a dumb question, but if I am the beneficiary, I cant also direct the investments in the revocable trust correct? How would I ever gain access to the funds at a later date?

comptalk Thank you for all of the useful information. If going with an irrevocable trust, can retirement accounts be placed in such trust ie IRA, 401K, in additional to individual retirement accounts? The problem then becomes you are no longer able to direct/reallocate such assets? Is that correct? ...

Live in CA, attempting to be realistic and plan for the future. Everyone hopes for the best, but it would not be wise in my opinion if you are not prepared for the worst. While I understand the overall divorce rate is over 50%, I also understand that number goes down significantly if those getting m...

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